Tugas Tutorial 1 KODEMATKUL
NAMA MATA KULIAHMU
Diajukan untuk memenuhi salah satu syarat penilaian dalam Tutorial Online (Tuton) Universitas
Terbuka
Dibuat Oleh
Namamu
NIM mu
Tutor
Tutormu
PROGRAM STUDI MANAJEMEN
FAKULTAS EKONOMI DAN BISNIS
UNIVERSITAS TERBUKA
SEMARANG
2024
Ketik soal pertanyaannya di sini
Answer :
The advent of decentralized digital currencies, including cryptocurrencies and central
bank digital currencies (CBDCs), has prompted debate about the potential impact on the
traditional functions of central banks. Some argue that the increasing adoption of digital
currencies could diminish the role of central banks, while others believe that central banks will
continue to play a crucial role in maintaining financial stability and regulating the financial
system.
In conclusion, the emergence of decentralized digital currencies can have significant
implications on the traditional functions of central banks, including managing inflation,
regulating the banking sector, and ensuring financial stability. The implementation of CBDCs
can alter the effectiveness of monetary policy, and the development of digital currencies can
influence the way central banks manage inflation and regulate the banking sector. However, the
impact of digital currencies on financial stability is complex and depends on various factors,
including the design and implementation of these currencies.
Sumber Referensi :
1. Bains, P., Ismail, A., Melo, F., & Sugimoto, N. (2022). Regulating the Crypto Ecosystem
The Case of Unbacked Crypto Assets. Washington, DC.: International Monetary Fund
(IMF).
2. DONG, H. (2018, June). MONETARY POLICY IN THE DIGITAL AGE. Financial &
Development, 13-16. Retrieved from
https://www.imf.org/external/pubs/ft/fandd/2018/06/central-bank-monetary-policy-and-
cryptocurrencies/he.pdf
3. Harahap, B., Idham, P., Kusuma, A., & Rakhman, R. (2017). PERKEMBANGAN
FINANCIAL TECHNOLOGY TERKAIT CENTRAL BANK DIGITAL CURRENCY
(CBDC) TERHADAP TRANSMISI KEBIJAKAN MONETER DAN MAKROEKONOMI.
Jakarta: Bank Indonesia. Retrieved from
https://publication-bi.org/repec/idn/wpaper/WP022017.pdf
4. Lee, V., & Wessel, D. (2018, Mei 18). Commentary : Digital currencies: Five big
implications for central banks. Retrieved April 26, 2024, from Brookings Web Site:
https://www.brookings.edu/articles/digital-currencies-five-big-implications-for-central-
banks/
5. Putri, C. (2022, Agustus 12). CNBC Indonesia > Tech > Berita Tech : BI Jamin Rupiah
Digital Tak Bikin Ekonomi RI Malah Guncang. Retrieved April 26, 2024, from CNBC
Indonesia: https://www.cnbcindonesia.com/tech/20220812151323-37-363344/bi-jamin-
rupiah-digital-tak-bikin-ekonomi-ri-malah-guncang
