CONSUMER CIR

CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

CONSUMER INFORMATION:
NAME: SATISH GANGWAL SATISH GANGWAL

DATE OF BIRTH: 04-08-1991 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
657 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
3: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
4: PRESENCE OF DELINQUENCY

PERSONAL LOAN SCORE

648 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: LOW AVERAGE TRADE AGE.
4: NOT ENOUGH AVAILABLE CREDIT.
5: LOW PROPORTION OF SATISFACTORY TRADES.
6: PRESENCE OF DELINQUENCY.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BRIPG8184M

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

VOTER ID NUMBER SKT0705251

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

CKYC 20024916629981

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 0747287546

OFFICE PHONE 9039392496

MOBILE PHONE 8120336331 91

MOBILE PHONE 9039392496

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

[email protected]

[email protected]

ADDRESS(ES):

ADDRESS :VILL KUMANGAON POST VIKRAMPUR KHATEGAON DEWAS MADHYA PRADESH 455336

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :MPEV BARACHA ROAD NEYALE BABHAN KHATEGAO N NEAR TISL MADHYA PRADESH 455332

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:19-08-2022

ADDRESS :MAIN ROAD SE UNDER MATA MANDIR KE PASS DEWAS DEWAS 455332 MADHYA PRADESH 455332

CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:31-01-2022

ADDRESS :MPEB ,BHIND MANDI N/R MATA KA MANDIR ,, , , KHATEGAON MADHYA PRADESH 455336

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:15-07-2020

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PERSONAL LOAN 31-12-2023 SALARIED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 9 HIGH CR/SANC. AMT: 18,28,849 CURRENT: 4,44,384 RECENT: 24-07-2023

OVERDUE: 1 OVERDUE: 6,160 OLDEST: 05-11-2018

ZERO-BALANCE: 5

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 15 0 9 4 01-08-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-06-2022 HIGH CREDIT: 39,861

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-06-2024 CURRENT BALANCE: 24,863
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 6,160
TYPE: CREDIT CARD 20-10-2024 CREDIT LIMIT: 30,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024 CASH LIMIT: 3,000
PMT HIST END: 01-07-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

165 135 104 073 043 043 013 103 071 070 040 010 000 041 010 000 000 008
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

000 000 000 000 000 000 000 000 000 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2023 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 04-10-2024 CURRENT BALANCE: 69,915
DISCLOSED REPORTED AND CERTIFIED: EMI: 4,029
TYPE: PERSONAL LOAN 31-10-2024 PMT FREQ: MONTHLY

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024 REPAYMENT TENURE: 36

PMT HIST END: 01-07-2023 ACTUAL PAYMENT: 4,029

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2023 SANCTIONED: 13,266

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-02-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 02-02-2024 EMI: 1,683
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 29-02-2024 REPAYMENT TENURE: 8
PMT HIST START: 01-02-2024 ACTUAL PAYMENT: 1,683
PMT HIST END: 01-07-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000

02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-06-2022 SANCTIONED: 29,968

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-02-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 02-02-2023 EMI: 3,099
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 20-02-2023 REPAYMENT TENURE: 10
PMT HIST START: 01-02-2023 ACTUAL PAYMENT: 3,099
PMT HIST END: 01-06-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000

02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-01-2022 SANCTIONED: 3,77,763

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-10-2024 CURRENT BALANCE: 2,13,487
DISCLOSED REPORTED AND CERTIFIED: EMI: 9,187
TYPE: USED CAR LOAN 31-10-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024 REPAYMENT TENURE: 60
PMT HIST END: 01-01-2022 INTEREST RATE: 16.00
ACTUAL PAYMENT: 2,96,934

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 024

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-07-2020 SANCTIONED: 2,41,761

ACCOUNT NUMBER: NOT LAST PAYMENT: 04-02-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 04-02-2022 PMT FREQ: MONTHLY
TYPE: USED CAR LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 5,751
OWNERSHIP: INDIVIDUAL 28-02-2022
PMT HIST START: 01-02-2022
PMT HIST END: 01-07-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20

000 000
08-20 07-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-02-2020 SANCTIONED: 6,15,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-11-2020 CURRENT BALANCE: 1,36,119
DISCLOSED REPORTED AND CERTIFIED: EMI: 12,493
TYPE: PERSONAL LOAN 31-10-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024 REPAYMENT TENURE: 80
PMT HIST END: 01-11-2021 INTEREST RATE: 12.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-12-2019 SANCTIONED: 1,51,230

ACCOUNT NUMBER: NOT LAST PAYMENT: 14-07-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-08-2020 PMT FREQ: MONTHLY
TYPE: OTHER REPORTED AND CERTIFIED: REPAYMENT TENURE: 36
OWNERSHIP: INDIVIDUAL 31-08-2020
PMT HIST START: 01-08-2020
PMT HIST END: 01-12-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

000 000 000 000 000 000 000 000 000

08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-11-2018 SANCTIONED: 2,60,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 24-06-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 13-08-2020 PMT FREQ: MONTHLY
TYPE: AUTO LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 24
OWNERSHIP: INDIVIDUAL 31-08-2020
PMT HIST START: 01-08-2020
PMT HIST END: 01-11-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19

000 000 000 000

02-19 01-19 12-18 11-18

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 01-08-2024 AUTO LOAN 2,00,000

NOT DISCLOSED 14-06-2024 USED CAR LOAN 6,00,000

NOT DISCLOSED 13-06-2024 PERSONAL LOAN 10,00,000

NOT DISCLOSED 01-05-2024 USED CAR LOAN 6,00,000

NOT DISCLOSED 09-04-2024 USED CAR LOAN 6,89,526

NOT DISCLOSED 15-12-2023 AUTO LOAN 5,50,000

NOT DISCLOSED 09-12-2023 USED CAR LOAN 5,50,000

NOT DISCLOSED 21-11-2023 USED CAR LOAN 4,70,000

NOT DISCLOSED 21-11-2023 USED CAR LOAN 5,50,000

NOT DISCLOSED 12-10-2023 USED CAR LOAN 6,00,000

NOT DISCLOSED 20-07-2023 PERSONAL LOAN 1,00,000

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATISH GANWAL DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:40:29

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,63,99,439

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 08-02-2023 CONSUMER LOAN 5,00,000

NOT DISCLOSED 26-11-2022 HOUSING LOAN 5,00,000

NOT DISCLOSED 23-06-2022 CREDIT CARD 1,00,000

NOT DISCLOSED 08-01-2022 USED CAR LOAN 4,00,000

END OF REPORT ON SATISH GANWAL

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359