School GRADE 11

PLARIDEL NATIONAL HIGH SCHOOL Grade Level

Daily Lesson Log
Teacher MATHEMATICS
KILVEN D. MASION Learning Area
Teaching Dates and Week 3 2nd
Time (Tuesday & Thursday) – 10:00-12:00 Quarter
(Monday & Wednesday) – 10:00-12:00

SESSION SESSION 1 SESSION 2

I. OBJECTIVES
A. Content Standards key concepts of simple and compound interests, key concepts of simple and compound
and simple and general annuities interests, and simple and general annuities
B. Performance Standards Investigate, analyze and solve problems involving Investigate, analyze and solve problems
simple and compound interests and simple and involving simple and compound interests and
general annuities using appropriate business and simple and general annuities using appropriate
financial instruments. business and financial instruments.
C. Learning Illustrates simple and general annuities. Finds the future value and present value of
Competencies/Objective (M11GM-IIc-1). both simple annuities and general annuities.
s Distinguishes between simple and general (M11GM-IIc-d-1).
annuities. (M11GM-IIc-2).

D. LC Codes (M11GM-IIc-1) (M11GM-IIc-2) (M11GM-IIc-d-1)

II. CONTENT SIMPLE AND GENERAL ANNUITIES SIMPLE AND GENERAL ANNUITIES
III. LEARNING RESOURCES
A. References
1. Teacher’s Guide pages
2. Learner’s Material Quarter 2 Quarter 2
pages Module 4: Simple and General Annuities Module 5: Future and Present Values of Simple
First Edition, 2021 (Pages 1-27) and General Annuities
First Edition, 2021 (Pages 1-37)

3. Textbook pages
4. Additional Materials for
Learning Resource (LR)
Portal
B. Other Learning Resources
 C. Teaching Strategies Lecture-Discussion Method Lecture-Discussion Method
Cooperative & Collaborative Learning Cooperative & Collaborative Learning
D. Integration Science/Current Events/Business Math Science/Current Events/Business Math
IV. PROCEDURE
A. Reviewing Previous Lesson What’s In (page 5) What’s In (page 5)
or Presenting New Lesson Activity 1. REMEMBER ME! What’s In (pages 17-18)
B. Establishing a Purpose for This lesson will tackle first the definition and types What’s New (page 7 and page 19)
the Lesson of annuities and the difference between simple
and compound annuities. There are types of
annuity according to correspondence of payment
intervals with interest period.
C. Presenting What’s New. WISE DECISION (pages 7-8) Guide Questions:
examples/instances of the 1. What type of annuity is present in the
Lesson problem?
2. What were the given presented?
3. What formula should you use to solve the
problem?
4. What would be the answer in the problem?
D. Discussing new concepts What is IT (pages 8-9) What is It (pages 8-10)
and practicing new skills Simple Annuity - the payment interval is also the
#1 same as the interest period. What is it (pages 20-21)
General Annuity refers to an annuity where the
length of the payment interval is not the same as
the length of the interest compounding period.
E. Discussing new concepts What is IT (pages 9-12) Example 1.B Contrast in calculating the future
and practicing new skills value, a present value (PV) tells you how much
#2 money would be required now to produce a
series of payments in the future, again
assuming a set interest rate.

Example 2.A If you will notice, the interest

conversion period is different from the payment
interval. Since this is the case, we will refer to
general annuity.
F. Developing mastery (Leads What’s More Example 1.C
to Formative Assessment # Activity 1.1 (pages 13-14) Mr Angeles paid ₱200,000.00 as a down
3) payment for a car. The remaining amount is to
be settled by paying ₱ 16,200.00 by the end of
each month for 5 years. If interest is 10.5%
compounded monthly, what is the cash price of
 his car?

Practice Activity 1.
Payment of ₱ 500.00 is made at each year for
10 years. Interest has a nominal rate of 8%
convertible quarterly. Find the present and the
future value.

G. Finding practical What’s More Example 1.D

applications of concepts Activity 1.1 (pages 13-14) Mr. Edgar borrowed from his friend ₱
and skills in daily living 200,000.00 He promised to pay the amount
plus its interest by an equal amount of money
each year for 3 years. What must be his annual
payment if they agreed on an interest of 10%
compounded annually? This example is
different from the examples presented above.
This time, you are going to compute the
Regular periodic payment. We will be
manipulating the formula of present value to
obtain the formula for the periodic payment.
H. Making Generalizations and Simple Annuity - the payment interval is also the
abstractions about the same as the interest period. Simple Annuity
lesson General Annuity refers to an annuity where the
length of the payment interval is not the same as Present Value:
the length of the interest compounding period. P=R∗¿
Future Value:

[ ]
n
(1+i) −1
F=R∗
i

General Annuity

Present Value:

Future Value:
P=R∗
[ 1−(1+i)−n
(1+i) b−1 ]
[ ]
n
(1+i) −1
F=R∗
(1+i)b −1
I. Evaluating Learning Activity 1.1 Independent Activity 1
 Read each problem carefully and tell whether Find the Present Value (P) and the Future Value
each of the given information describes a simple (F) of semi-annual payments of ₱ 8,000.00 for
annuity or general annuity. Complete the diagram 12 years with interest rate of 12% compounded
that follows. Have Fun! a. Monthly payments of ₱ semi-annually.
3,000 for 4 years with interest rate of 3%
compounded monthly. Independent Activity 2

Type of Annuity: ________________ Starting on her 30th birthday, a woman will

invest an amount every year on her birthday in
b. Quarterly payment of ₱ 5,000 for 10 years with an account that grows at an annual rate of 7%.
interest rate of 2% compounded semi-annually. What should be the amount invested should
she want her fund to ₱ 300,000.00 just before
Type of Annuity: _________________ her 65th birthday?

Independent Activity 3

Annual payments of ₱1,000.00 at the end of

each term for 8 years with interest rate of 6%
compounded quarterly. Find the present and
the future value.

J. Additional activities for What I Can Do (Page 16) What I Can Do (Page 24)
application or remediation *with rubrics *with rubrics
V. REMARKS
VI. REFLECTION
1. No. of learners who
earned 80% on the
formative assessment
2. No. of learners who
require additional
activities for remediation.
3. Did the remedial lessons
work? No. of learners who
have caught up with the
lesson.
4. No. of learners who
continue to require
remediation
 5. Which of my teaching
strategies worked well?
Why did these work?
6. What difficulties did I
encounter which my
principal or supervisor
can help me solve?
7. What innovation or
localized materials did I
use/discover which I wish
to share with other
teachers?

Prepared by: Reviewed by: Approved by:

KILVEN D. MASION SHIRLEY C. COMPE MELCHOR JR. D. MANTILLA

Subject Teacher Master Teacher School Head