SEND INQUIRIES TO: CREDIT UNION STATEMENT NOTICE:

SEE LAST PAGE FOR IMPORTANT INFORMATION.

Questa Credit Union

45 EAGLE ROCK RD
QUESTA NM 87556
575-776-6747

Account Number 4317

4317
ANTONIO JR CINTAS
PO BOX 4
EAGLE ROCK ROAD
CERRO NM 87519
Statement Period
From To
Page: 1 of 1 010122 013122

Transaction Transaction Account Payments/ FINANCE Account

Date Activity Advances CHARGE Balance

4317-RG -REGULAR SHARES

010122 Previous Balance 25.29
--------------------------------------------------------------------------------
4317-05 -SHARE DRAFTS
010122 Previous Balance -1.81
013122 Periodic Fee -5.00 -6.81
--------------------------------------------------------------------------------

Dividends Year-To-Date ANNUAL Periodic

New
The FINANCE CHARGE is Identification Credited FINANCE PERCENTAGE Rate %
Balance
This Year CHARGE RATE (Daily)
computed by multiplying the
unpaid balance(s) by the (daily)
periodic rate (at the equivalent SH-RG 25.29 0.00
ANNUAL PERCENTAGE RATE) SH-05 -6.81 0.00
applied to the unpaid loan
balance(s) at the time of the loan
payment for the period that
balance(s) was outstanding;
balance(s) change each time new
amounts are advanced or
payments are made or credits
given.
 SHARE DRAFT RECONCILEMENT THIS FORM IS PROVIDED TO ASSIST YOU IN BALANCING YOUR DRAFT ACCOUNT

LIST DRAFTS OUTSTANDING NOT CHARGED TO YOUR DRAFT ACCOUNT PERIOD ENDING

DRAFT NUMBER AMOUNT DRAFT NUMBER AMOUNT ,20

1. SUBTRACT FROM YOUR DRAFT REGISTER ANY CHANGES LISTED ON

THIS DRAFT STATEMENT WHICH YOU HAVE NOT PREVIOUSLY
DEDUCTED FROM YOUR BALANCE. ALSO, ADD ANY DIVIDEND.

2. ENTER DRAFT BALANCE SHOWN $

ON THIS STATEMENT HERE

3. ENTER DEPOSITS MADE LATER $

+
THAN THE ENDING DATE OF
THIS STATEMENT

{
TOTAL
+

+
$

$
( 2 PLUS 3 )

4. IN YOUR DRAFT REGISTER CHECK OFF ALL DRAFTS PAID AND, IN

AREA PROVIDED AT LEFT, LIST NUMBERS AND AMOUNTS OF ALL
UNPAID DRAFTS.
5. SUBTRACT TOTAL DRAFTS $
OUTSTANDING {-
6. THIS AMOUNT SHOULD EQUAL $
YOUR DRAFT REGISTRY BALANCE
TOTAL

IF YOU DO NOT BALANCE

VERIFY ADDITIONS AND SUBTRACTIONS ABOVE AND IN YOUR DRAFT REGISTER.
COMPARE THE DOLLAR AMOUNTS OF DRAFTS LISTED ON THIS STATEMENT WITH THE DRAFT AMOUNTS LISTED IN YOUR DRAFT REGISTER.
COMPARE THE DOLLAR AMOUNT OF DEPOSIT LISTED ON THIS STATEMENT WITH THE DEPOSIT AMOUNTS RECORDED IN YOUR DRAFT REGISTER.

PLEASE REFER ANY DISCREPANCIES WITHIN 10 DAYS

.
This statement of account contains income tax reporting data, year to date interest and/or dividends. The dividend
amount will be reported to federal and state governments per requirements. Retain your statement of account for
purposes of income tax reporting.

BILLING RIGHTS SUMMARY

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR STATEMENT.

If you think your statement is wrong, or if you need more information about a transaction on your statement, write us (on a separate sheet) at the
address shown on your statement as soon as possible. We must hear from you no later than 60 days after we sent you the first statement on which the
error or problem appeared. You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information:
● Your name and account number.
● The dollar amount of the suspected error.
● Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about.
You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your statement that are not in
question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question.

SPECIAL RULE FOR CREDIT CARD PURCHASES

If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem
with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase was
made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement of the
property or services, all purchases are covered regardless of amount or location of purchase.)

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS

Telephone or write us at the phone number or address listed on this statement as soon as you can, if you think your statement or receipt is wrong or if
you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent the first statement
on which the error or problem appeared.
1. Tell us your name and account number.
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will promptly, usually within 10 "business days" correct the error or send you a written explanation of our reasons
for believing no error occurred. If we take more than 10 "business days" to do one of these things, we will recredit your account for the amount you
think is in error, so that you will have use of the money during the time it takes us to complete our investigation.