Scribd
Upload
65 views11 pages

CashnTech About Company

Cash in tech pvt Ltd JD about job roles

Uploaded by

murudkaraditya110
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
65 views11 pages

CashnTech About Company

Cash in tech pvt Ltd JD about job roles

Uploaded by

murudkaraditya110
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 11

Our Vision Our Mission

To be India's leading To capture 2%, INR 4,000


marketplace for Cr working capital
innovative and efficient market in the FMCG and
MSME lending. Pharma sectors over the
next 3-4 years.

1
OUR PROCESS
CashnTech is a digital marketplace for under-served MSMEs
facing challenges in accessing unsecured working capital finance.

Assess the borrower’s


working capital requirement
Repayment
1 follow up

2
Work out the
right product fit
and choose a
4
suitable lender
3
Manage and monitor
transactions

2
OUR SOLUTION
Transition from collateral-based to
cash flow-based digital and seamless unsecured lending

Traditional Lending Solution


Based on Balance Based on Cash
Sheet and Security RISK ASSESSMENT Flow, Unsecured

Manual Digital
PROCESS

Vanilla products Variety of products:


of similar types expanded range of the
PRODUCT
ticket sizes and tenures

Long Periodic Gaps Continuous


(lend and forget) ENGAGEMENT (lend and monitor)

3
OUR PRODUCTS
Financing the entire supply chain - Ease of use, Flexible, Configurable

Dealer Finance
Purchase Invoice Discounting

CORPORATE DISTRIBUTOR

Vendor Finance
Channel Finance
Sales Invoice Discounting

SUPPLIER RETAILER

Standalone Program Anchor Based Program

Banking Partners 4
BENEFITS AND FEATURES

Anchor Company Buyer / Supplier (Stockiest/Vendor)


▪ Help finance distributors without the need to ▪ DF: Receive finance to bridge the gap between payment to
offer longer payment terms suppliers and cash inflow from sales (repayment at
prolonged terms).
▪ Help finance vendors without the need to pay ▪ VF: Receive finance to bridge the gap between receipt of
immediately payment from Anchor and cash outflow for purchases
▪ Improve relationship with the Buyers / ▪ Increase of business volume with suppliers and buyers.
Suppliers, and stability in the supply chain
▪ Increase trade volumes with Buyers / ▪ Obtain working capital at much lower cost due to
Suppliers provisions in the agreement between the finance provider
and the anchor supplier.
▪ Payment security due to direct disbursement ▪ Quick Digital Onboarding
of the funds for the purchase of goods
▪ Early access to funds (same day ▪ Minimal/Nil Collateral
disbursement as invoice submission)
▪ Off Balance sheet Funding ▪ Additional Limit/ Interest on Usage

5
ONBOARDING PROCESS

₹
Pre-Sanction Discussion with Program Sanction Program Kickoff – Transactions
documents and Anchor and MOU with Dealer / Vendor - Go live
Information are Anchor Onboarding
collected from
the Anchor

6
KEY TECHNOLOGICAL COMPONENTS

CUSTOMER ACQUISITION AUTOMATION, AI & ML


& ONBOARDING
▪ Intelligent Workflow Automation
▪ Digital onboarding ▪ Credit Risk Assessment
▪ Marketplace integration ▪ Collection
▪ Predictive Analytics

TRANSACTIONS & DATA-DRIVEN


MONITORING INSIGHTS

▪ Automated Invoice Processing ▪ Integrated Data Platform


▪ Real-time Visibility ▪ Advanced Analytics
▪ Customer usage behavior
7
CORE TEAM

CA Mohit Dhand Sanjay Chauhan Vinit Mathur Bharti Motwani


Founder Sales and Operations CTO Team and Operations

CA Mohit Dhand, with 13 Sanjay Chauhan, a leader Vinit Mathur, with 35+ years Bharti Motwani, who leads
years of experience, blends with three decades of of experience in supply team development,
financial expertise with experience in sales, chain expertise, including communication, and
tech proficiency. His marketing, and Director of IT roles at Tata Customer Education at
founding roles in an earlier distribution, drives sales Steel (India and the UK) CashnTech, has a decade
CA firm and Consulting and marketing for driving technological of expertise in shaping
Company demonstrate CashnTech. He has held advancements and effective communicators
hands-on experience in various CXO roles for positioning the company as and fostering cohesive
financial consulting, reputed organizations in a leader in industry teams.
business structuring and India, managing sales, innovation.
risk assessment. marketing, and PNL.

8
OUR MENTOR

Dr Khanna has over 40 years’ experience in the


pharma industry. He served on the Board of Emcure
Pharmaceuticals and Zuventus Healthcare for almost
two decades. He has been a part of top pharma
companies like Ranbaxy, Alkem, & Cadila. He is on
board of Vivaldis Health & Food Pvt. Ltd., dedicated to
Animal Health. He is a Member of Maharashtra
Pharmacy Council, Member – CII Africa Committee, &
Ex-member – PEPFAR (US govt. AIDS initiative). He has
been speaking at the Harvard Business School. Dr
Khanna founded TAAL (Therapy, Advocacy Adherence
Dr Arun Kumar Khanna
& Literacy) centre for HIV +ve people & has authored
Mentor – Pharma Industry several articles on HIV.

9
CA Mohit Dhand

THANK YOU!
[email protected]

+91 895 627 8566

cashntech.com

Accelerator Partners

You might also like