All Govt Schemes PDF
All Govt Schemes PDF
ON FEBRUARY 2, 2022)
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Table of Contents
Pradhan Mantri Ayushman Bharat Health Infrastructure Mission (updated in Feb 2022) .............................................. 35
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STRIDE - Scheme for Trans – Disciplinary Research for India’s Developing Economy ......................................... 39
Study In India................................................................................................................................................. 40
Institute of Eminence ..................................................................................................................................... 42
PM vidya Lakshmi yojana ............................................................................................................................... 43
Scheme for Promotion of Academic and Research Collaboration (SPARC) .................................................... 44
Annual Refresher Programme in Teaching (ARPIT) .......................................................................................... 45
Leadership for Academicians program (LEAP) ................................................................................................. 45
VISAKA – Vittiya Saksharta Abhiyan................................................................................................................ 46
Ishan Vikas .................................................................................................................................................... 46
Rashtriya Uchchatar Shiksha Abhiyan (RUSA) ................................................................................................. 47
Pragati Scholarship Scheme For Girl Students ................................................................................................. 49
Saksham scholarship scheme for specially abled children ................................................................................ 49
Scheme for Higher Education Youth in Apprenticeship and Skills(SHREYAS) ..................................................... 50
NISHTHA – ‘National Initiative for School Heads’ and Teachers’ Holistic Advancement’ (updated in October 2021) ......... 51
Impactful Policy Research in Social Science (IMPRESS) .................................................................................... 53
STARS Project ................................................................................................................................................ 54
Unnat Bharat Abhiyan .................................................................................................................................... 55
SWAYAM ....................................................................................................................................................... 56
Ek Bharat Shrestha Bharat .............................................................................................................................. 57
Global Initiative of Academic Networks (GIAN) ............................................................................................... 58
Impactful Research Innovation and Technology (IMPRINT – India) .................................................................. 58
‘NIPUN Bharat’ Programme (updated in October 2021) ................................................................................................. 59
Swasth Bachche, Swasth Bharat (SBSB)........................................................................................................... 60
Diksha Portal ................................................................................................................................................. 60
Margdarshan Initiative ................................................................................................................................... 60
Madhyamik and Uchchtar Shiksha Kosh.......................................................................................................... 62
Samagra Shiksha Scheme 2.0 (updated in October 2021) ............................................................................................... 62
PM POSHAN Scheme (updated in October 2021) ........................................................................................................... 63
Scheme for Protection and Preservation of Endangered Languages (updated in Jan 2022) ........................................... 64
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Crime and Criminal Tracking Network and Systems (CCTNS) .......................................................................... 311
Ayushman CAPF scheme (updated in October 2021) .................................................................................................... 312
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Eligibility
• All pregnant women, newborns and mothers up to 6 months of delivery.
Services provided
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Ayushman Bharat
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Objective
• To achieve the vision of Universal Health Coverage by providing access to good quality
health care services and reducing the financial burden on the poor and vulnerables thereby
achieving SDG – 3.
• This scheme is a rechristened form of National Health Protection Scheme and it had
subsumed Rashtriya Swasthya Bima Yojana.
Implementing Agency
Beneficiaries
• 10.74 Crore poor and deprived families identified by Socio – economic caste census 2011
• Families already enrolled under Rashtriya Swasthya Bima Yojana.
Components
• Health and wellness centre
• PM Jan Arogya Yojana
Implementation model
• Trust model
o Under this model, the scheme is directly implemented by state health authority.
o SHA directly reimburses the health care providers.
• Insurance model
o In this model, SHA selects an insurance company to implement the scheme.
o SHA pays the premium to insurance company per eligible family and insurance
company does the claim settlement and reimburses to the health care providers.
• Mixed model/ hybrid model
o Under this model, both state and insurers have the role to play.
o Insurance company is responsible for claim settlements while the state is
responsible for maintaining funds.
Funding pattern
• 60:40 – centre and states
• 60:40 – centre and UTs with legislature
• 90:10 – centre and north – eastern and Himalayan states
• 100% from central government in case of UTs without legislature.
States not implementing Ayushman bharat
• Delhi
• Odisha
Tell me more:
• These Ayushman Mitra would be volunteers who would assist eligible people in their
communities and areas to get Ayushman Cards. These cards would bring people under the
ambit of the AB-PMJAY scheme.
• Volunteers can register themselves at https://pmjay.gov.in/ayushman-mitra to create
Ayushman Mitra ID which can then be shared with eligible people.
• In addition to the Ayushman Mitra, the Ministry also launched two other initiatives - Adhikar
Patra and Abhinandan Patra.
• Beneficiaries will be given the Adhikar Patra (the letter of rights) to make them aware
about their rights so that they can claim free and cashless health care services.
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• Abhinandan Patra (a thankyou note) will be given to the beneficiaries at the time of their
discharge.
• All the above-mentioned initiatives were launched at the event of Arogya Dhara 2.0, which
was organized to mark the feat of 2-crore hospital admission under the scheme.
• The Arogya Dhara 2.0 was organized to increase the reach of AB PM JAY programme to
the poorest of the poor households in the country and to make the beneficiaries aware
about the scheme.
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Beneficiaries – Every pregnant woman and new born delivering in public health institutions.
Implementation
• The program will be implemented by
o All government medical college hospitals
o All district hospitals
o All designated first referral units (FRUs) and community health centres.
• A multi – pronged strategy has been adopted such as improving infrastructure up-gradation,
ensuring the availability of essential equipment, providing adequate human resources,
capacity building of health care workers and improving quality processes in the labour
room.
Certification
• Quality improvement in labour room and maternity OT will be assessed through National
Quality Assurance Standards (NQAS).
• Every facility scoring 70% or more on NQAS will be certified as LaQshya certified facility.
Incentives
• Facilities achieving NQAS certification, defined quality indicators and 80% satisfied
beneficiaries will be provided incentive of Rs.6 lakh, Rs.3 lakh and Rs.2 lakh for medical
college hospital, district hospital and FRUs respectively.
Janani • Mother
Suraksha • Protection
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Objective: Reducing maternal and neo – natal mortality by promoting institutional deliveries
among the poor pregnant women.
Objective: To provide completely free and cashless services to pregnant women including normal
deliveries and Caesarean and sick new born (Upto 30 days after birth) in government health
institutions in both urban and rural areas
Mission Indradhanush
Objective
• To ensure full immunization with all available vaccines for children up to two years of age
and pregnant women
• Vaccination against 12 Vaccine-Preventable Diseases is provided
Launch year - 2014
Focus districts
• 201 high focus districts across 28 states
Target achieved
• The rate of increase in full immunization coverage increased to 6.7% per year
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• The focus of the mission will be children and pregnant women who have missed their
vaccine doses during the pandemic.
• The mission will have two rounds starting from 22nd February and 22nd March 2021. Each
round will be for 15 days each.
• As per the guidelines, the districts have been classified as:
o Low risk – 313
o Medium risk – 152
o High risk – 250
• It will be conducted in 250 districts across 29 states/UTs in the country,
Swasthya • Health
Suraksha • Protection
Objective
• The scheme is aimed at correcting imbalances in the availability of affordable tertiary care
healthcare facilities.
• It also has the objective of augmenting facilities for quality medical education in the under –
served states in particular.
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• It works through multiple communication channels including SMS, a mobile app and a web
portal
• Analysed data will be used to improve quality of services in healthcare facilities.
Aarogya • Health
Nidhi • Financial Assistance
Objective: To provide financial assistance to BPL patients, who are suffering from major life-
threatening diseases.
Components
• Rashtriya Aarogya Nidhi - To provide financial assistance to poor patients living BPL and
suffering from life threatening diseases related to heart, kidney, liver, etc. for their treatment
at Government hospitals/institutes having super specialty facilities.
• Health Minister's cancer Patient Fund - To provide financial assistance to poor patients
living BPL and suffering from cancer.
• Financial assistance scheme for rare diseases – To provide financial assistance to poor
patients living BPL and suffering from specified rare diseases.
❖ Poverty line is defined state wise in the scheme.
Eligibility
• All BPL families except government servants and their families.
• Families enrolled under Ayushman Bharat – PMJAY are not eligible.
Financial Assistance
• Revolving funds of Rs.1 Crore for each component have been set up in hospitals. (Rs.2
Crore for AIIMS, New Delhi under RAN component only).
• On utilization of 75% of revolving funds, hospitals are eligible for replenishment.
• Treatment up to 5 lakh can be provided under the powers of Medical superintendent.
• For treatment above Rs.5 lakh, the matter has to be referred to the ministry.
• Maximum financial assistance admissible is Rs.15 lakh
RAN in News
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• Under National Policy for Rare diseases 2021, financial support of up to Rs.20 Lakhs is
provided under Rashtriya Aarogya Nidhi.
• This support will be provided for those diseases that require a one-time treatment.
Pilot launch
• The scheme will be implemented as a pilot project in UTs of Chandigarh, Dadra and Nagar
Haveli and Daman and Diu, Puducherry, Andaman and Nicobar islands, Lakshadweep and
Ladakh.
Key features
• It comprises of six building blocks
o Health ID
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o Digi doctor
o Health facility registry
o Personal health records
o E – pharmacy
o Telemedicine
• The digital health ID will consists of all medical details of the individual including
prescription, treatment, diagnosis reports and discharge summaries.
Objectives:
The broad objectives of National Health Mission include the following
• Reduce MMR to 1/1000 live births
• Reduce IMR to 25/1000 live births
• Reduce TFR to 2.1
• Prevention and reduction of anaemia in women aged 15–49 years
• Prevent and reduce mortality & morbidity from communicable, non- communicable; injuries
and emerging diseases
• Reduce household out-of-pocket expenditure on total health care expenditure
• Reduce annual incidence and mortality from Tuberculosis by half
• Reduce prevalence of Leprosy to <1/10000 population and incidence to zero in all districts
• Annual Malaria Incidence to be <1/1000
• Less than 1 per cent microfilaria prevalence in all districts
• Ending TB by 2025
Objectives:
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NRHM aims to provide Reproductive, Maternal, Newborn, Child and Health and Adolescent
(RMNCH+A) services to the rural deprived people through its network of ASHA, ANMs and
AWWs.
Initiatives taken:
Various initiatives under NRHM
• Accredited social health activists
• Janani Suraksha Yojana
• Janani Shishu Suraksha Karyakram (JSSK)
• Rashtriya Bal Swasthya Karyakram (RBSK)
• Mainstreaming AYUSH – revitalizing local health traditions.
Objectives:
It seeks to strengthen the existing health care service delivery system converging with various
schemes implemented by the Ministries of Urban Development, Housing & Urban Poverty
Alleviation, Human Resource Development and Women & Child Development.
Helping partners:
It works in partnership with community and local bodies and NGOs and District health action plan
is prepared.
Coverage:
NUHM would cover all State capitals, district headquarters and cities/towns with a population of
more than 50000.
Funding pattern:
Centre-state funding pattern will be 75:25 for all the states and 90:10 for Special Category’s
States.
ASHA, ANM and AWW
ASHA:
• Accredited Social Health Activist (ASHA) is a trained female community health activist who
acts as an interface between the community and the public health system.
• ASHA must be women resident of the village who is literate with formal education up
to class eight and preferably in the age group of 25-45 years.
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ANM:
Auxiliary Nurse Midwife is a resource person for ASHA and provides on-job training and guidance
and ensures that ASHA gets the compensation for performance.
AWW:
Anganwadi Worker guides ASHA in performing activities such as organising Health Day at
Anganwadi Centre and AWW is a depot holder for drug kits and will be issuing it to ASHA.
Objective:
The scheme aims at early identification and early intervention for children from birth to 18 years to
cover 4 ‘D’s viz. Defects at birth, Deficiencies, Diseases, Development delays including disability.
Coverage:
Children between 0-18 years are covered.
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Objectives:
Key Principles are adolescent participation and leadership, Equity and inclusion, Gender Equity
and strategic partnerships with other sectors and stakeholders.
Focused areas:
• Improve nutrition - Reduce the prevalence of malnutrition and iron-deficiency anaemia (IDA)
among adolescent girls and boys.
• Improve sexual and reproductive health
• Enhance mental health
• Prevent injuries and violence
• Prevent substance misuse
• Address NCDs
Facilities provided
The health check-up includes:
• A minimum package of prenatal care/antenatal care services i.e care given during
pregnancy and
• Medicines such as IFA supplements, calcium supplements etc would be provided to all
pregnant women.
Approach:
The programme follows a systematic approach for engagement with private sector which includes
motivating private practitioners to volunteer for the campaign.
National Strategic Plan (2017-24) and Mission Sampark
• To attain universal coverage of HIV prevention paving the way for an AIDS free India.
• To achieve three zeros – “Zero new infections”, Zero AIDS related deaths and “Zero
discrimination”
• To eradicate HIV/AIDS by 2030.
Mission Sampark
The Mission Sampark was launched in 2017 to bring People Living with HIV who has left
treatment back to Anti Retro Viral Treatment (ART).
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Implementation
• It is being implemented under National health mission by ministry of health and family
welfare in partnership with UNDP.
Coverage
• It will focus on 146 high fertility districts in 7 states with high total fertility rate of 3 and above
• These states are Uttar Pradesh, Bihar, Rajasthan, Madhya Pradesh, Chhattisgarh,
Jharkhand and Assam that constitute 44% of the country’s population.
Project Sunrise
Objective
• The project is for tackling the increasing HIV prevalence in the eight North-Eastern states.
Target
• It aims to diagnose 90% of drug addicts with HIV and put them under treatment at free of
cost, by 2020.
Implementing Agency
• It is being implemented by National AIDS Control Organization (NACO).
• The project has been sponsored by US based Centre for Disease Control and would be
implemented by Family Health International 360.
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What:
• Ministry of Health and Family Welfare launched the revamped Central Government Health
Scheme (CGHS) and the Umbrella schemes of Rashtriya Arogya Nidhi (RAN) and Health
Minister’s Discretionary Grant (HMDG) on National Health Authority (NHA)’s IT platform.
Why:
• Digitization will make the healthcare services available transparently and swiftly to the
needy citizens.
Tell me more:
About CGHS:
• This scheme is for Serving Employees, Pensioners, Members of Parliament, ex-MPs, etc.,
and their dependent family members
• Presently approximately 35 lakh beneficiaries are covered by CGHS in 71 cities all over
• India.
• e-referral module developed by NIC has enabled CGHS dispensaries and wellness centres
to issue online referral to empanelled hospitals.
About RAN:
• Under RAN, financial assistance up to Rs 15 lakhs is provided to poor patients suffering
from major life-threatening diseases/cancer/rare diseases, for medical treatment at
Government hospitals.
• The eligibility criteria to avail services under RAN had been based on State/UT-wise BPL
threshold which is very time consuming to get. But now (by digitization), the process will be
automatic and paperless.
• AB PM-JAY beneficiaries would be able to avail the benefit under RAN scheme for the
treatment beyond five lakhs that are not covered under the scheme.
About HMDG:
• Under HMDG a maximum amount of Rs.1,25,000/- is provided to patients whose annual
income does not exceed Rs.1,25,000/-, to defray a part of the expenditure on
hospitalization/treatment in Government Hospitals.
Note: other similar schemes are being planned to be rolled out on NHA’s IT platform
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Why:
to accelerate health system preparedness with the focus on immediate needs for the next nine
months of FY 21-22, to fight against COVID- 19 (predicted third wave).
Tell me more:
• The Phase-II of the Package has Central Sector (CS) and Centrally Sponsored Schemes
(CSS) components.
• for implementation of Hospital Management Information System (HMIS) in all the District
Hospitals of the Country (presently, it is implemented only in 310 DHs).
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Background:
India COVID 19 Emergency Response and Health Systems Preparedness Package"
• In March 2020 last year, when the country was faced with the first wave of the COVID 19
pandemic, the PM announced a Central Sector Scheme of Rs. 15,000 crorefor the "India
COVID 19 Emergency Response and Health Systems Preparedness Package".
• It aims at providing a critical impetus to the efforts of MoHFW and States/UTs, and
catalysing health systems activities for pandemic management.
• Since mid-February 2021, the country is experiencing a second wave with spread into rural,
peri-urban and tribal areas.
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WHY - The measures under the scheme focus on developing capacities of health systems and
institutions across the continuum of care at all levels viz. primary, secondary and tertiary and on
preparing health systems in responding effectively to the current and future pandemics/disasters.
TELL ME MORE -
• Budget of the Scheme - Rs. 64,180 Cr for six years till 2025-26.
• Ministry – Ministry of Health and Family Welfare
• 12 Central Institutions as training and mentoring sites with 150 bedded Critical Care
Hospital Blocks;
• Strengthening of the National Centre for Disease Control (NCDC), 5 New Regional NCDCs
and 20 metropolitan health surveillance units;
• Expansion of the Integrated Health Information Portal to all States/UTs to connect all public
health labs;
• Operationalisation of 17 new Public Health Units and strengthening of 33 existing Public
Health Units at Points of Entry, that is at 32 Airports, 11 Seaports and 7 land crossings;
• Setting up of 15 Health Emergency Operation Centres and 2 container based mobile
hospitals; and,
• Setting up of a national institution for One Health, 4 New National Institutes for Virology, a
Regional Research Platform for WHO South East Asia Region and 9 Bio-Safety Level III
laboratories.
Update:
• In December 2021, Asian Development Bank (ADB) has received a grant of nearly Rs 15
crore from Japan Fund for Poverty Reduction (JFPR) to enhance urban primary
healthcare usage across India.
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• The grant is aligned with the ADB-supported USD 300 million (Rs 2,249 crore)
Comprehensive Primary Healthcare (CPHC) under the Pradhan Mantri Ayushman Bharat
Health Infrastructure Mission (PM-ABHIM).
Ministry of Education
Paramarsh
Paramarsh • Consultation
Objective
• Institutes accredited by the National Accreditation and Assessment Council (NAAC) will
guide the non-accredited institutions to improve their quality standards.
Methodology
• The scheme is operationalized through a “Hub & Spoke” model wherein the Mentor
Institution, called the “Hub” is centralized and will have the responsibility of guiding the
Mentee institution through the secondary branches the “Spoke” i.e. through the services
provided to the mentee for self- improvement.
• This will allow a centralized control over operational efficiency, resource utilization to attain
overall development of the mentee institution.
Target - The scheme targets 1000 Higher Education Institutions (HEIs) for mentoring with a
specific focus on quality as enumerated in the UGC “Quality Mandate”.
Expected Results
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• It will lead to enhancement of overall quality of the mentee institutions and enhance its
profile as a result of improved quality of research, teaching and learning methodologies.
• It will help the mentee institution in getting NAAC accreditation.
• It will also facilitate the sharing of knowledge, information and opportunities for research
collaboration and faculty development in Mentee Institutions.
• It will help in providing quality education to the 3.6 crore students who are enrolled in Indian
Higher Education system at present.
What:
The Ministry of Education, Department of Higher Education launched YUVA- Prime Minister’s
Scheme For Mentoring Young Authors, an Author Mentorship programme.
• YUVA is a part of India@75 Project (Azadi Ka Amrit Mahotsav).
Why:
• To train young and budding authors (below 30 years of age) in order to promote reading,
writing and book culture in the country, and project India and Indian writings globally.
Tell me more:
• The launch of YUVA (Young, Upcoming and Versatile Authors) is in tune with PM’s vision to
encourage young writers to write about India's freedom struggle.
▪ and will also be translated into other Indian languages ensuring the exchange of
culture and literature, thereby promoting 'Ek Bharat Shreshtha Bharat'.
• Scholarship: A consolidated scholarship of Rs.50,000 per month for a period of six months
per author will be paid under the Mentorship Scheme
Selection procedure:
• A total of 75 authors will be selected through an All- India Contest to be conducted through
https://www.mygov.in/ from 1 June - 31 July 2021.
• The winners will be announced on 15 August 2021.
• The young authors will be trained by eminent authors/mentors.
• Under the mentorship, the manuscripts will be readied by 15 Dec. 2021 for publication.
• The published books will be launched on 12 January 2022 on the occasion of National
Youth Day (Yuva Diwas).
Significance:
• The selected young authors will interact with some of the best authors of the world;
participate in literary festivals etc.
• This scheme will thus help to develop a stream of writers who can write on a spectrum of
subjects to promote Indian heritage, culture and knowledge system.
o Socially relevant
o locally need-based
o nationally important and
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o globally significant.
Advisory committee: The UGC has set up an advisory committee under its Vice Chairman
Bhushan Patwardhan, to oversee the entire scheme.
Components
Study In India
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Objectives
Fee Waiver
No fee waiver
100% for top 50% for next 25% for next
for remaining
25% 25% 25%
25%
Scholarship Exam
• IND – SAT exam proposed to be held in Asian and African countries to provide scholarship
Target
• It will target students from 30 plus countries across South-East Asia, Middle East
and Africa.
• This programme has an ambition of increasing the number of foreign students to two
Lakh by 2022.
Expenditure
• The Government has approved an expenditure of Rs. 150 crores for the ‘Study in
India’ programme for two years 2018-19 and 2019-20 which will be primarily for
brand promotion activities. (as the scheme was approved in March 2018).
Number of seats
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Institute of Eminence
• Distinction
Eminence • Reknown
Objective: To provide recognition to 20 higher education institutes in India; 10 from public sector
and 10 from private sector.
Criteria
• Only those institutions which have appeared in any of the global/national ranks shall be
recommended for the IoE status
• Any institution that did not appear in any rankings (QS-2019, QS-2020 and NIRF) is
excluded completely from the list of IoE tag.
After exhausting the above criterion, if any slot remains vacant, consideration shall be given to yet
to be established (Greenfield) proposals
Launch year – Announced in Union Budget 2016 and guidelines were set by UGC in 2017.
Funds: Rs. 1000 cr. grant will be given only to public institutions and no funds will be given to
private institutions.
• To enter into academic collaboration with top 500 in the world ranking Institutions
without permission of UGC;
• Free to fix and charge fees from foreign students without restriction;
• Flexibility of course structure in terms of number of credit hours and years to take a
degree;
• Complete flexibility in fixing of curriculum and syllabus, among others
Vidya • Education
Lakshmi • Money
Objective:
• To provide a fully IT based Student Financial Aid Authority to administer and monitor
Scholarship as well Educational Loan Schemes
• Accordingly, Vidya Lakshmi Portal, a first of its kind portal for students seeking education
loan was set up
Benefits
• It provides single window electronic platform for students to access information and
prepares applications for Educational Loans and Government Scholarships.
Developing Supporter
• This portal has been developed under the guidance of Department of Financial
Services, (Ministry of Finance), Department of Higher Education (Ministry of Human
Resource Development) and Indian Banks Association (IBA).
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• The portal has been developed and being maintained by NSDL e-Governance
Infrastructure Limited
Academic • Educational
Research • Investigation
Collaboration • With foreign Universities
Objective: It aims at improving the research ecosystem of India‘s higher educational institutions
by facilitating academic and research collaborations between Indian and foreign institutions.
Eligibility Criteria
• Only such Indian institutes can apply which are in top 100 NIRF ranking or top 100 NIRF
subject ranking.
• For foreign universities the benchmark is either top 500 of QS ranking or top 200 of QS
subject ranking.
Funding
• Total 418 Crore have been allocated to the scheme
The budget can be from any one of the following depending in visiting time of foreign faculty.
• Upto Rs.50 lakhs
• From Rs.50 lakhs to Rs.75 lakhs
• From Rs.75 lakhs to Rs.100 lakhs
Fundamental research
• Basic Science – Physical, Chemical and Biological
• Applied and interdisciplinary sciences
• Computational and Mathematical sciences
• Earth, atmosphere and environmental sciences
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Platform used
• The training is provided through Massive Open Online Courses (MOOCs) platform
SWAYAM.
o SWAYAM - Study Webs of Active learning for Young Aspiring Minds is a Massive
Open Online Courses (MOOCs) platform launched to offer various online courses for
school education and higher education.
Material provider
• Various National Resource Centres (NRC) are identified for developing online course
material.
o These NRCs are in a mixed range of institutions such as, Central Universities, IISc,
IUCAA, IITs, IISERs, NITs, IGNOU, State Universities, UGC‘s Human Resource
Development Centres (HRDCs) and National Institutes for Technical Teachers
Training.
Focused group:
• Its focus group is second level academic functionaries in public funded higher education
institutions.
Duration:
• 3 weeks (2 weeks domestic and 1 week foreign)
Areas to be skilled
• It includes both domestic and foreign training in managerial skills such as problem-solving,
handling stress, team building work, conflict management, developing communication skills
etc.
Implementing Universities
• The implementation will be through top 15 NIRF ranked universities and top 100 global
ranked foreign universities.
Vittiya • Financial
Saksharta • Literacy
Objective
• To create awareness among people about digital economy and cashless modes of
transactions.
• To actively engage the youth/ students of Higher Education Institutions to encourage and
motivate all payers and payees to use a digitally enabled cashless economic system for
transfer of funds.
Ishan Vikas
Objective
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• Under this program teachers and students from the northeast will be facilitated with an
interaction with the IITs, IIMs and IISERs in order to enhance their capacity, capability and
their desire to pursue technical education.
Coordinating institute
Objective
• To provide scholarships to economically backward students from the northeast with
parental income below Rs.4.5 lakh per annum for undergraduate studies.
• 10000 scholarships would be provided annually
Implementing agency
Amount of scholarship
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Rashtriya • National
Uchchatar Shiksha • Higher education
Objective
• The scheme is aimed at providing strategic funds to eligible state higher educational
institutions to address the issues related to equity, access and excellence in higher
education
Funding
• It is a centrally sponsored scheme
Components
Institutional Mechanism
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Eligibility
• The girl should be admitted to first year of degree level course or in the second year of
degree level of course through lateral entry
• Maximum two girl child per family with family income not more than Rs.8 lakh per annum
Amount of scholarship
• Rs.50,000 per annum i.e. maximum 4 years for first year admitted students and maximum 3
years for second year admitted students
Criteria of selection
• The selection will be carried out on the basis of merit of qualifying examination to pursue
the technical degree course from any of the AICTE approved institutions
• State/UT wise merit list will be prepared
Eligibility
• The candidate should be admitted to first year of degree course or second year of degree
course through lateral entry in any of the AICTE approved institutions
• Specially abled students having disability of not less than 40%
• Family income should not exceed Rs.8 lakh
Number of scholarships – All eligible specially – abled students will get the benefits
Objective
• To provide industry apprenticeship opportunities to the general graduates through National
Apprenticeship Promotional Scheme (NAPS)
• To enhance the employability of students by providing on the job exposure and earning of
stipend
➢ This program is basket of three ministries which are Ministry of education, ministry of
skill development & Entrepreneur and ministry of labour and employment
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• Add – on apprenticeship
o This component is for the students who are pursuing degree program
o The students are invited to choose a job role of their choice from a selected list of
apprenticeship job roles
o The programme would commence immediately after completion of the degree
programme (Starting from May each year).
o During the apprenticeship period, the student would get a monthly stipend of about
Rs. 6,000 per month by the industry.
• Embedded apprenticeship
o Under this approach, the existing B.Voc programmes would be restructured into B.A
(Professional), B.Sc (Professional) or B.Com (Professional) courses
o It would include not only educational input, vocational input, but also a mandatory
apprenticeship ranging from 6 to 10 months depending on the requirement of the
skill.
o Monthly stipend of Rs.6000 is provided by the industry.
Financing
• Under the NAPS scheme, Central Government shares 25% of the stipend per month
subject to a maximum of Rs.1500 p.m during the period of the apprenticeship.
• Apart from that, an amount upto Rs.7500 will be met towards basic training cost, where
needed.
Coverage or beneficiaries
• 42 lakh teachers will be trained
pg. 51
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• It covers: (Logically)
Expected outcomes
The program will increase awareness among the teachers and help them develop their skills on
various aspects related to -
• Inclusive education
• Competency – based learning and testing
• Learning outcomes
• Learner – centered pedagogy
• Use of ICT in teaching – learning
Training staff
NISHTHA Beneficiaries
NISHTHA in news
• Ministry of Tribal affairs and NCERT have joined together for NISHTHA Capacity building
program for Eklavya Model Residential School teachers and principals.
• The Ministry of Tribal Affairs (MoTA) and the National Council of Educational Research and
Training (NCERT) recently collaborated on a joint mission for the NISHTHA capacity-
building programme for Eklavya school- teachers and principals.
pg. 52
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o Under the programme, teachers and principals from 120 Eklavya Model Residential
Schools (EMRSs) from 3 States (Himachal Pradesh, Madhya Pradesh, and
Chhattisgarh) participated in the first batch of the programme.
o The participants were capacitated on 18 holistic and comprehensive modules
covering different aspects of education.
o The training was conducted in an online mode.
Research • Investigation
Social Sciences • In the field of social Sciences
Objective: The objective is to identify and fund research proposals in social sciences with
maximum impact on the governance and society.
Coverage:
Under this, 1500 research projects will be funded for 2 years.
pg. 53
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STARS Project
Strengthening Teaching Learning and Results for states
Objective
• To support the states in developing, implementing, evaluating and improving interventions
with direct linkages to improved education outcomes
• The overall focus and components of the STARS project are aligned with the objectives of
National Education Policy (NEP) 2020 of Quality Based Learning Outcomes.
• To Improve overall monitoring and measurement activities in the Indian School Education
System through interventions in selected states.
States covered
• Himachal Pradesh
• Rajasthan
• Maharashtra
• Madhya Pradesh
• Kerala
• Odisha
Funding
• Centrally sponsored scheme (Percentage share between centre and states has not been
announced)
• Total project cost – Rs.5718 Crore
• World bank funding – $500 million (Out of Rs.5718 Crore)
• At National level
pg. 54
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o To strengthen MOE’s national data systems to capture robust and authentic data on
retention, transition and completion rates of students.
o To support MOE in improving states PGI scores by incentivizing states governance
reform agenda through SIG (State Incentive Grants).
o To support the strengthening of learning assessment systems.
o To support MOE’s efforts to establish a National Assessment Center (PARAKH).
• Economic development
o Organic culture
o Water management and conservation
o Renewable energy sources
o Artisans and rural industries
o Development and harnessing of local natural resources
o Basic amenities
o E-support
Coverage
• It aims to link the Higher Education Institutions with at least (5) villages, to enable the
institutions contribute to the economic and social betterment of these village communities
using their knowledge base.
Working process
• Each selected institute would adopt a cluster of villages/panchayats and gradually expand
the outreach over a period.
• The institutions will provide the knowledge and technology support to improve the
livelihoods in that village.
Coordinating Agency
IIT Delhi has been designated to function as the National Coordinating Institute for this program.
pg. 55
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SWAYAM
Objectives
• Study Webs of Active Learning for Young Aspiring Minds (SWAYAM) is an indigenous IT
platform for hosting the Massive Open Online Courses (MOOCs).
• The objective is to take the best teaching learning resources to all, including the most
disadvantaged.
• It targets those students who could not complete their studies and professionals who wish
to upgrade their knowledge
Working process
• This is done through an indigenous developed IT platform that facilitates hosting of all the
courses, taught in classrooms from 9th class till post-graduation to be accessed by anyone,
anywhere at any time.
• Professors of centrally funded institutions like IITs, IIMs, central universities will offer online
courses (free of cost).
• At the end of each course, there will be an assessment of the student through examination
and the marks/grades secured in this exam could be transferred to the academic record of
the students.
Developing Agency
It was indigenously developed by All India Council for Technical Education (AICTE) with the help
of Microsoft.
Swayam Prabha
• The Swayam Prabha is a group of 32 DTH channels devoted to telecasting of high-quality
educational programmes on 24X7 basis using the GSAT-15 satellite.
pg. 56
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• The channels cover higher education, school education and assist the students (class 11th
& 12th) prepare for competitive exams.
• The contents are provided by IITs, UGC, IGNOU, NCERT and NIOS.
• It widens the scope of SWAYAM, an online education platform which covers teachers
training, graduate and post graduate courses.
Working process
• Each year, every State/UT would be paired with another State/UT in India for reciprocal
interaction between the people.
• Rashtriya Ekta Shivir (National Integration Camp) was organized to implement this
program.
• An indicative list of activities has been drawn up and circulated to the State Governments /
UT Administrations and to the key Central Ministries
Impacts
Through this exchange the knowledge of the language, culture, traditions and practices of different
states will lead to an enhanced understanding and bonding between one another, thereby
strengthening the unity and integrity of India.
All School Monitoring Individual Tracing Analysis (ASMITA)
• It will be an online database that will carry information of student attendance and enrolment,
learning outcomes, mid-day meal service and infrastructural facilities among others.
pg. 57
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• ASMITA was launched under Shala Asmita Yojana (SAY) to track the educational journey
of school students from Class I to Class XII across the 15 lakhs private and government
schools in the country.
• Students will be tracked through their Aadhaar numbers and in case those not having
unique number will be provided with it.
Focus areas
Why:
to cover the learning needs of children in the age group of 3 to 9 years (pre-school (balvatika) to
class 3)
Tell me more:
• Objective: The vision of NIPUN Bharat Mission is to create an enabling environment to
ensure universal acquisition of foundational literacy and numeracy.
o By focusing that every child achieves the desired learning competencies in reading,
writing and numeracy by the end of Grade 3, by 2026-27.
• Focus:
o providing access and retaining children in foundational years of schooling
o teacher capacity building
o development of high quality and diversified Student and Teacher
Resources/Learning Materials
o tracking the progress of each child in achieving learning outcomes
pg. 59
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• Objective: Samagra Shiksha is an integrated scheme for school education extending from
pre-school to class XII to ensure inclusive and equitable quality education at all levels of
school education.
Objectives:
• Its main objective is to make students, teachers and parents aware about the importance of
good health and fitness and encouraging 60 minutes of play each day.
• It also intends to imbibe values of Olympics and Paralympics amongst students and
motivating potentially outstanding performers.
Diksha Portal
• Ministry of HRD and National Council for Teacher Education collaborated to build Diksha
portal.
• It will serve as National Digital Infrastructure for Teachers.
• It will help teachers to create training content, profile, in-class resources, assessment aids,
news and announcement and connect with teacher community.
• States, government bodies and even private organisations, can integrate DIKSHA into their
respective teacher initiatives.
Margdarshan Initiative
pg. 60
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Margdarshan • Mentoring
➢ This scheme is an umbrella scheme for two initiatives viz; Share & Mentor Institution
Scheme (2016) and Margdarshak Scheme (2018)
Objective
• To improve the technical education as a whole with the help of two components viz;
Margdarshan Institutes and Margdarshaks
• To help technical institutes in India to get NBA accreditation.
Implementing agency
Components
• Margdarshaks (MD)
The Cabinet Committee on Economic Affairs has given its approval for continuation of the revised
Samagra Shiksha Scheme for a period of five years i.e., from 2021-22 to 2025-26.
Why:
It has been upgraded to align it with the Sustainable Development Goal for Education and the new
National Education Policy launched in 2020.
Tell me more:
About Samagra Shiksha scheme for School Education:
• The Union Budget of 2018-19 has announced that school education would be treated
holistically and without segmentation from pre-primary to class XII.
• Launched: The Ministry of Education has launched the Integrated Scheme for School
Education, Samagra Shiksha in 2018.
• It is an integrated scheme for school education covering the entire gamut from pre-school to
class XII.
pg. 62
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• Coverage: It covers 1.16 million schools, over 156 million students and 5.7 million
Teachers of Government and Aided schools (from pre-primary to senior secondary level) by
involving all stakeholders of the school ecosystem.
• It aims to ensure inclusive and equitable quality education and promote lifelong learning
opportunities for all.
• It provides support for the implementation of the Right to Education (RTE) Act.
• It has been aligned with the recommendations of NEP 2020 to ensure that all children have
access to quality education with an equitable and inclusive classroom environment.
Cabinet Committee on economic affairs has approved the Continuation of National Scheme for
PM POSHAN (Mid-Day meal scheme)
Tell me more
• The scheme has been continued for a period of five years 2021-22 to 2025-26.
• Financial outlay
o Central government – Rs.54061.73 Crore
o State government – Rs.31,733.17 Crore
o Additional cost of about ₹ 45,000 crore on food grains will be borne by the centre.
o Total budget – Rs. 1,30,794.90 crore
New Changes
• The scheme will be extended to students studying in pre-primary or Bal Vatikas of
Government and Government-aided primary schools.
• Tithibhojan will be encouraged extensively.
Tell me more
• Objective – To protect, preserve and document all the mother tongues/languages of India
spoken by less than 10,000 people which are called endangered languages.
• Launch year – 2013
• Ministry – Ministry of education
• Nodal agency – Central Institute of Indian Languages, Mysuru
• In the first phase, 117 endangered languages/mother tongues have been chosen for study
and documentation.
Ministry of Finance
pg. 64
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Salient features
• Operated by all the branches of scheduled commercial banks of India.
• Rate of interest should not exceed MCLR + 3% + tenor premium.
• Margin Money requirement for loans – Up to 15%
o Margin Money – Money contributed by the beneficiary in the project.
• New activity included (in 2021) – Agriculture and allied activities.
• Security – Besides primary security the loan may be secured by collateral security or
guarantee of credit guarantee fund scheme as decided by the banks
• The loan is repayable in 7 years with a maximum moratorium of 18 months.
• Rupay debit card will be provided to the borrower.
pg. 65
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Designated banks
• All scheduled commercial banks excluding RRBs
Tenure
• Short term: 1 to 3 years (Deposits are allowed for broken periods. For ex – 1 year 3
months, 2 years 5 months 3 days etc.)
• Medium term: 5 to 7 years (Broken period is allowed)
• Long term: 12 to 15 years (Broken period is allowed)
➢ Principal and interest in short term shall be denominated in gold while in middle term and
long term principal is denominated in terms of gold but interest shall be calculated in Indian
rupees with reference to the value of gold at the time of deposit.
Eligible depositors
• Resident Indians
o Individuals, HUFs, Proprietorship & Partnership firms, Trusts including Mutual
Funds/Exchange Traded Funds registered under SEBI (Mutual Fund) Regulations,
Companies, charitable institutions, Central Government, State Government or any
other entity owned by Central Government or State Government.
Deposits of gold
pg. 66
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• At Collection and Purity Testing Centre (CPTC) certified by BIS and notified by central
government.
• Designated bank branches (To be decided by banks)
• Minimum deposit – 30 grams No maximum limit
Rate of interest
• Short term – Designated banks are free to decide the rate of interest.
• Medium term – 2.25%
• Long term – 2.50%
Lock – In period
• Medium term – 3 years
• Long term – 5 years
• Under short term deposits accumulated gold can be used to maintain SLR
• Under medium and long term deposit, the gold received are auctioned by the notified
agencies and sale proceeds are credited to government’s accounts with RBI
Suraksha • Safety
Bima • Insurance
Objective: Providing accidental insurance to the weaker sections of society.
Eligibility
• Any citizen of Age between 18 and 70 years
• Bank account linked with Aadhar Card
• Insurance holder has to give consent to join and enable auto debit on or before 31 st May.
• Name of nominee to be provided in the form
Risk Coverage
• Rs.2 Lakh for accidental death
pg. 67
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• Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot – Rs.1
Lakh.
• Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight
of one eye and loss of use of hand or foot - Rs 2 Lakh
• It is not a Mediclaim, that is, there is no provision for reimbursement of hospitalisation
expenses following accident, resulting in death or disability.
Implementation
Offered by public sector general insurance companies and any other general insurance
company who are willing to offer the product on similar terms.
Participating bank will be the Master Policy holder.
Responsibility of the participating bank to recover the annual premium.
Jeevan • Life
Bima • Insurance
Objective: Life Insurance scheme
Eligibility
Implementation - Offered by Life Insurance Corporation and all other life insurers who are
willing to join the scheme and tie-up with banks for this purpose.
Converged PMJJBY/PMSBY
pg. 68
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• Since 2017, Aam Aadmi Bima Yojana (entire scheme) has been transferred to Ministry of
Labour and Employment from Department of Financial Services, Ministry of Finance.
• Benefits and premium are paid by the Ministry of Finance for converged schemes.
• Existing beneficiaries of AABY were divided into two groups – first group from 18 years to
50 years and second group from 51 to 59 years of age.
• First group is merged under both the schemes and the second group will continue in the
existing format of AABY.
• Annual premium under Converged PMJJBY/PMSBY will be Rs.342(330 + 12).
Eligibility
• Persons resident in India as defined under FEMA 1999
• Eligible investors include individuals, HUFs, trusts, universities and charitable institutions.
• A minor can also invest (application has to be made by his or her guardian)
• Joint holding is also allowed.
Limits of holding
• Minimum – 1 gram
• Maximum – 4 kg for individuals and Hindu Undivided Families, 20 kg for trusts and
universities.
Tenure – 8 years, early redemption is allowed after 5th year from the date of issue.
Selling agencies
pg. 69
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• Nationalised Banks
• Scheduled Private Banks
• Scheduled Foreign Banks
• designated Post Offices
• Stock Holding Corporation of India Ltd. (SHCIL)
• Authorised stock exchanges
Jan • People
Dhan • Money
Objective
• To ensure access to financial services, namely, Banking/ Savings & Deposit Accounts,
Remittance, Credit, Insurance, Pension in an affordable manner.
• To tie every Indian in the rural or urban sector to the mainstream banking system.
Benefits:
• No minimum balance
• Rupay debit card is provided
• Accident Insurance Cover of Rs.1 lakh (enhanced to Rs.2 lakh to new PMJDY accounts
opened after 28.8.2018).
• Life Insurance Cover of Rs.30,000 to EWS PMJDY account holders who opened their
account for the first time between 15.8.2014 to 31.1.2015 is available.
• An overdraft facility up to Rs. 10,000 to eligible account holders is available.
o Age limit for availing OD facility – 18 to 65 years
• PMJDY accounts are eligible for the following benefits:
o Direct Benefit Transfer (DBT)
o Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
o Pradhan Mantri Suraksha Bima Yojana (PMSBY)
o Atal Pension Yojana (APY)
o Micro Units Development & Refinance Agency Bank (MUDRA) scheme.
pg. 70
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Phases
Accounts
• The number of accounts rose to 43.04 crore in August 2021 from 17.9 crore in August
2015.
• Of this, 55.47% Jan Dhan account holders are women, and 66.69% holders are in rural and
semi-urban areas.
Deposits: The deposits have shot up to Rs. 1.46 lakh crore from Rs. 22,901 crore during 2015-
2021.
Operative Accounts: In August 2021, out of total 43.04 crore PMJDY accounts, 36.86 crore
(85.6%) were operative.
Pradhan Mantri Garib Kalyan Package (PMGKP) for PMJDY Women: Under PMGKP, a total of
Rs. 30,945 Crore have been credited in accounts of women PMJDY account holders during
COVID lockdown.
pg. 71
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DBT Transactions: About 5 crore PMJDY account holders receive Direct Benefit Transfer (DBT)
from the Government under various schemes.
RuPay cards: Total RuPay cards issued to PMJDY accountholders: 31.23 Crore
MUDRA • Currency/Finance
Objective: To fund the unfunded for promotion of entrepreneurship.
Eligibility: Any Indian citizen who has a business plan for a non – farm business income
generating activity.
pg. 72
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Objective: To protect elderly persons against a future fall in their interest income
Implementing Agency
Mode of pension payment: The modes of pension payment are monthly, quarterly, half-yearly or
yearly.
Premature withdrawal
Premature withdrawal is possible in case the money is required for the treatment of terminal or
critical illness of the person or spouse.
On such premature exit, 98% of the Purchase Price shall be refunded.
Loan facility
• Loan facility is available after completion of 3 policy years.
• The maximum loan that can be granted shall be 75% of the Purchase Price.
Other benefits: The scheme is exempted from Goods & Services Tax (GST).
Maturity benefit: If the pensioner survives till the end of the policy term of 10 years, purchase
price of the annuity along with final pension installment will be payable to the policyholder.
Death benefit: If the pensioner dies during the policy term of 10 years, the purchase price of the
annuity scheme will be refunded to the beneficiary.
Pension:
pg. 73
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Exception -
• If a member of any other social security scheme opens his APY account then government
Co – Contribution will not be provided.
Contribution
• Central government’s contribution - 50% of the subscriber’s contribution up to Rs. 1000 per
annum for a period of 5 years, i.e. from 2015-16 to 2019-20.
Pension Amount
pg. 74
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Objective
• It was an income declaration scheme to allow tax evaders to come clean with unaccounted
wealth.
pg. 75
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• It provided for 50% tax and surcharge on declarations of unaccounted cash deposited in the
bank.
• It was announced in March 2020 to provide relief to the poor in their fight against Corona
virus.
Important announcements
• Benefit to farmers
o The first instalment for 2020 – 21 was provided in April 2020 under PM Kisan yojana.
o 8.7 Crore farmers were covered under this.
• Cash Transfers
o A total of 20.40 Crore women PMJDY account holders were provided Rs.500 per
month till June 2020.
• Gas cylinders
o Gas cylinders, free of cost were provided to 8 Crore families.
• MGNREGA
o Wages were increased by Rs.20
o Later government also provided Rs.40,000 Crore for the MGNREGA scheme.
o Limit of collateral free loans to SHGs was increased from Rs.10 Lakh to Rs.20 Lakh
• PF beneficiaries
o EPF regulations was amended under which PF beneficiaries were allowed non-
refundable advance of 75% of the amount or 3 months of wages whichever is lower,
from their accounts.
UPDATE:
• Union cabinet has approved the extension of PM Garib Kalyan Ann Yojana for a period of
another 4 months i.e. December 2021 to March 2022.
• This will be the 5th phase of the scheme.
• Phases of the scheme
o Phase 1 – April to June 2020
o Phase 2 – July to November 2020
o Phase 3 – May to June 2021
o Phase 4 – July to November 2021
o Phase 5 – December 2021 to March 2022
• Food subsidy for 5th phase – Rs.53344.52 Crore
• In all the phases together, government has allocated Rs.2.07 Lakh Crore
Swabhimaan – Campaign
Objective
• To bring banking within the reach of the masses of the Indian population.
• To enables small and marginal farmers to obtain credit at lower rates from banks and other
financial institutions.
• To ensure that the benefits of economic growth reach everyone at all levels.
• To empower people to achieve their own goals through enhancing their financial
capabilities.
• It aims to ensure banking facilities in habitation with a population in excess of 2000 by
March 2012.
pg. 77
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Working Methodology
• Under this plan, Banks will select business correspondents (Bank Saathi).
• They will act as intermediaries between the rural people and the banks.
• Banks provide basic services like deposits, withdrawals and remittances using the services
of Business Correspondents (BCs) also known as Bank Saathi.
Governing council
• The fund is being administered by a governing council headed by secretary in department
of expenditure, ministry of finance.
Tejaswini Scheme
Objective
• It is the scheme for the socio-economic empowerment of Adolescent Girls and Young
women aged between 14 and 24.
• The objective of this project is to improve the completion of market-driven skills training
and secondary education for adolescent girls and young women.
Selected districts
• The scheme is operational in select 17 districts of Jharkhand
pg. 78
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Number of beneficiaries
• It is expected to benefit around 680,000 adolescent girls and young women in the project.
External funding
• In the year 2017, India signed financing agreement worth $US 63 million with World Bank
for funding of this scheme
Regulator
Eligibility
• Any citizen of India (both resident and non – resident).
• Age group – 18 to 70 years
• NPS account cannot be operated jointly.
pg. 79
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Types of account
• Tier 1 account
o It is a mandatory retirement account.
• Tier 2 account
o It is a voluntary saving account.
o Subscriber who has an active tier 1 account can open tier 2 account.
o NRI can’t activate tier 2 account
o Subscriber is free to withdraw any amount at any point of time from the account.
Minimum contribution
• Under tier 1 account
o Minimum amount per contribution – Rs.500
o Minimum contribution per financial year – Rs.1000
Government of India’s Special Window for Affordable & Mid-Income Housing (SWAMIH) has
completed its first residential project – Rivali Park (Mumbai)
Tell me more
About SWAMIH
pg. 81
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The government has extended the Rs. 3-lakh-crore Emergency Credit Line Guarantee Scheme
(ECLGS) until 30th June 2021 and, also widened its scope to new sectors, including hospitality,
travel, and tourism.
Why:
In recognition of the continuing adverse impact of COVID-19 pandemic on certain service sectors.
Tell me more:
• Objective: The objective was to support small businesses struggling to meet their
operational liabilities due to the imposition of a nationwide lockdown.
• Nodal agency: The 100% guarantee is provided by the National Credit Guarantee Trustee
Company (NCGTC), Ministry of Finance to –
o Member Lending Institutions (MLIs) in the form of additional working capital term
loan facility
o Scheduled Commercial Banks (SCBs) and Financial Institutions (FIs) in the form of
non-fund based facility
o Non-Banking Financial Companies (NBFCs) in the form of additional term loan
facility
• The aforementioned loans will be provided to the eligible MSMEs/ Business Enterprises,
individual borrowers in case of the original loan having been for own business and
interested Pradhan Mantri Mudra Yojana (PMMY) borrowers.
ECLGS 1.0:
• Coverage and facilities: To provide fully guaranteed and collateral free additional credit to
MSMEs, business enterprises, MUDRA borrowers and individual loans for business
purposes to the extent of 20% of their credit outstanding as on 29th February 2020.
• Eligible MEMEs: MSMEs with up to Rs 25. crore outstanding and Rs. 100 crore turnovers
were eligible.
▪ However, the turnover cap was removed post amendment to ECLGS 2.0 in
November 2020.
ECLGS 2.0:
pg. 82
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ECLGS 3.0:
• Credit outstanding: It involves extending credit of up to 40% of total credit outstanding
across all lending institutions as on 29th February 2020.
• Tenor of loans: The tenor of loans granted under ECLGS 3.0 would be 6 years, including a
moratorium period of 2 years.
• Coverage: Covers business enterprises in Hospitality, Travel & Tourism, Leisure &
Sporting sectors-
▪ Which had, as on 29th February 2020,
▪ Total credit outstanding not exceeding Rs. 500 crore and overdues, if any, were for
60 days or less.
ECLGS 4.0:
• To mitigate the continuing adverse impact of pandemic, the government has extended the
scope of ECLGS scheme from time to time through introduction of ECLGS 2.0, 3.0 and now
4.0.
• On May 30, 2021, the government has announced the following measures:
• Guarantee cover for setting up on-site oxygen generation plants: 100% guarantee
cover to loans up to Rs.2 crore to hospitals/nursing homes/clinics/medical colleges for
setting up on-site oxygen generation plants, interest rate capped at 7.5%.
• Extension in validity of ECLGS scheme: Additionally, the validity of ECLGS scheme has
also been extended by 3 months i.e., till September 30, 2021 from June 30, 2021 or till Rs 3
lakh crore is sanctioned. Disbursements are allowed till December 31, 2021.
pg. 83
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• Supply quality production inputs like seed, fertilizer, pesticides and such other inputs at
reasonably lower wholesale rates.
• Make available need based production and post-production machinery and equipment like
cultivator, tiller, sprinkler set, combine harvester.
• Undertake higher income generating activities like seed production, bee keeping,
mushroom cultivation etc.
pg. 84
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• Facilitate market information about the produce for judicious decision in production and
marketing.
Implementing Agencies
Financial Assistance
• NABARD has announced that the dedicated fund of ₹1,000-crore for providing credit
guarantees to 10,000 farmer produce organisations (FPOs) will be housed in “Credit
Guarantee Fund Trust for FPOs” (CGFTFPO) under the trusteeship of NABSanrakshan
Trustee Private Limited (NTPL).
• The Trust has been registered at Mumbai.
• The Central sector scheme ‘Formation and promotion of 10,000 FPOs’ was launched in
2021 with a total outlay of ₹6,865 crore.
• The CGFTFPO is only the second such Trust formed in the agriculture and allied sector for
providing credit guarantee.
• Other trust is Rural Infrastructure and Development Fund of NABARD.
The Union Cabinet gave its approval to modifications in Central Sector Scheme of Financing
Facility under ‘Agriculture Infrastructure Fund’.
Why:
The modifications will help to achieve a multiplier effect in generating investments while ensuring
that the benefits reach small and marginal farmers.
Tell me more:
Latest modifications:
• Eligibility: Eligibility has now been extended to State Agencies/APMCs, National & State
Federations of Cooperatives, Federations of Farmers Producers Organizations (FPOs) and
Federations of Self- Help Groups (SHGs).
• Loan limit: Interest subvention for a loan up to Rs. 2 crores will be provided for each
project of different infrastructure types e.g., cold storage, sorting, grading and assaying
units, silos, etc. within the same market yard. However, for a private sector entity there will
be a limit of a maximum of 25 such projects.
o Present limit: At present, interest subvention for a loan up to Rs. 2 crores in only
one location is eligible under the scheme.
NOTE: Location will mean physical boundary of a village or town having a distinct
pg. 86
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• Power delegation: The power has been delegated to Minister of Agriculture & Farmers
Welfare to make necessary changes with regard to addition or deletion of beneficiary.
• Duration: Overall period of the scheme has been extended from 10 to 13 years i.e., up to
2032-33.
• Repayment period: Repayment period has been also been increased from 4 years to 6
years up to 2025-26.
• Aim: It is a medium – long term debt financing facility for investment in viable projects for
post-harvest management infrastructure and community farming assets through interest
subvention and credit guarantee.
• Provisions: Under the scheme, Rs. 1 Lakh Crore will be provided by banks and financial
institutions as loans with interest subvention of 3% per annum and credit guarantee
coverage under CGTMSE for loans up to Rs. 2 Crores.
Why:
• CDP aims at growing and developing identified horticulture clusters to make them globally
competitive.
Tell me more:
• Pilot phase: In a pilot phase, the programme will be implemented in 12 horticulture
clusters out of the total 53 clusters selected for the programme.
pg. 87
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• Implementing agency: The National Horticulture Board (NHB), the Ministry of Agriculture
and Farmers’ Welfare.
• Addressing issues: All major issues related to the Indian horticulture sector will be
address including-
▪ pre-production,
▪ production,
▪ post-harvest management,
▪ logistics,
▪ marketing and branding.
pg. 88
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Krishi • Farming
Sinchai • Irrigation
Objectives
• To achieve convergence of investments in irrigation at the field level
• To expand cultivable area under assured irrigation
• To improve on-farm water use efficiency to reduce wastage of water
• To enhance the adoption of precision-irrigation and other water saving technologies
Converged from
Implementing ministries
• Ministry of Agriculture
• Ministry of Rural Development
• Ministry of Jal Shakti
Components
Update:
pg. 89
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• The scheme focuses on water use efficiency through sprinkler and drip irrigation. It is
also aimed as reducing fertilizer use, labour expenses and input costs.
Watershed Management
• To focus on ridge area treatment, drainage line treatment, soil and moisture
conservation, water harvesting structure, livelihood support activities
pg. 90
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Implementation
• All the States and Union Territories including North Eastern States are covered under the
programme.
• The National Steering Committee (NSC) of PMKSY under the chairmanship of Hon’ble
Prime Minister, will provide policy direction to programme framework
• National Executive Committee (NEC) under the chairmanship of Vice Chairman of NITI
Aayog will oversee the programme implementation at national level.
Annadata • Farmers
Aay • Income
Sanrakshan • Protection
Objectives
• Ensuring remunerative prices to the farmers for their produce.
pg. 91
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• Direct payment of difference between MSP and actual selling price is made to the pre –
registered farmers.
• Does not involve any physical procurement.
Card • Report
Objectives
• SHC is a report which contains nutrient status of soil w.r.t 12 nutrients.
o N, P, K and S (Macro - Nutrients)
o Zn, Fe, Cu, Bo, Mn (Micro - Nutrients)
o pH, Electrical conductivity, Organic carbon
• It is provided to all the farmers with recommended doses of nutrients based on testing of
soil.
• It advises the farmer on the fertilizers and their quantities he should apply, and also the soil
amendments that he should undertake.
Implementation
• By Integrated Nutrient Management division of Department of agriculture, cooperation and
farmer’s welfare.
Web portal
• NIC has developed a web portal – www.soilhealth.dac.gov.in for generation of uniform soil
health card and fertilizer recommendation.
Norms of sampling
• Soil samples will be drawn in a grid of 2.5 ha in irrigated area and 10 ha in rain- fed area
with the help of GPS tools and revenue maps.
Availability of cards
pg. 92
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• Once in a cycle of 3 years, which will indicate the status of soil health of a farmer’s holding
for that particular period.
RKVY – RAFTAAR
Krishi • Farming
Vikas • Development
Objectives:
• To ensure the preparation of the agriculture plan for different states based on the local
condition.
• To incentivize the states so as to enhance the investment in the agriculture and allied
sector.
• To enhance the production and productivity in agriculture and allied sectors in a holistic
manner.
• To maximize the income of farmers.
Eligibility
• All states and UTs are eligible for funding under the scheme.
Criteria of Allocation
o Value addition linked production projects – 30% of regular RKVY RAFTAAR outlay.
pg. 93
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• Percentage share of net un – irrigated area in a state to net un – irrigated area in all the
states – 15% weightage
• Percentage of small and marginal farmers in the state compared to total number of small
and marginal farmers in the country – 20% weightage
• Moving averages of the increase in plan expenditure in agriculture & allied sectors including
animal husbandry, fisheries etc. in the previous 3 year period – 30%
• Average Gross State Value Added (GSVA) in agriculture and allied sectors in the last 3
years – 20%
• Percentage of youth population in the state compared to total youth in the country – 5%
• Inverse of Yield gap between state average yield and potential yields as indicated in the
frontline demonstration data – 10%
New Component
• To promote innovation and agripreneurship by providing financial support and nurturing the
incubation ecosystem.
pg. 94
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Kisan • Farmer
Nidhi • Finance
Objective
• Providing financial support to farmers’ families having cultivable land
Beneficiaries
• All farmers’ families irrespective of the size of their land holding.
• A farmer’s family is defined as “a family comprising of husband, wife and minor
children who owns cultivable land as per land records of the concerned State/UT”.
• Exclusions:
o Income tax payers
o Professionals like Doctor, Engineer, Lawyer, CA etc.
o Serving and retired officers of central/state Governments/PSEs (Excluding MTS,
class IV and group D employees)
o All superannuated / retired pensioners whose monthly pension is Rs.10,000/- or
more (Excluding Multi Tasking Staff / Class IV / Group D employees)
o Former and Present holder of constitutional posts
o Former and Present ministers in central and state governments/ Present
MPs/MLAs/MLCs.
o Former and present chairperson of district panchayats.
State/UT governments has the responsibility of identification of eligible beneficiaries.
Implementation
• Beneficiaries under the scheme are to be identified by respective States/UTs
• All the information related to farmers’ family and landholding will be provided in PM –
KISAN portal
Benefits
• Rs.6000 per year in three instalments of Rs.2000 each is provided to all the eligible farmers
by the central government.
pg. 95
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Objective
• To develop sustainable models of organic farming through a mix of traditional methods and
modern science to ensure long term soil fertility, help in climate change adaptation and
mitigation.
Duration
• Initially the duration was 2015 – 2018
• In 2018, it was extended by three years up to 2021.
Funding pattern
Institutional framework
Approach
• PKVY promotes organic farming through a cluster approach to adopt PGS Certification.
• A group of farmers having a total area of 20 hectare shall be considered a group. A group
shall comprise minimum 20 farmers.
• 25-50 such groups covering 500-1000 hectare shall constitute one “Cluster”
pg. 96
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• PGS Certification facilitates farmers to certify their organic produce, label and market their
products domestically.
• Farmers are provided financial assistance of Rs 50,000 per hectare/ 3 years, out of which
Rs. 31,000 (62%) is provided directly through DBT for inputs.
Objective
• The scheme aims at enabling Start – Ups in the cooperative sector covering all types of
activities
• Encouraging newly formed cooperative society with innovative ideas
Implementing agency
Eligibility
• Any cooperative society with new and innovative projects
• The society should be in operation for a minimum of three months with a positive net worth
• The society should not have incurred cash loss during previous year(s) of operation
Project cost
• Project cost should not exceed Rs.3 Crore in case cooperative society is in operation for
one year or more
pg. 97
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• Project cost should not exceed Rs.1 Crore in case the society is in operation for more than
three months but less 1 year
• Working capital loan can be provided as part of the project however working capital will not
be more than 20% of the total project cost
Rate of interest – As an incentive, NCDC will provide 2% less than its applicable rate of interest
on term loan up to Rs 3 crore including 2 years moratorium.
Funding pattern
Category A Category B
Debt : Equity – 80%:20% Debt : Equity – 70%:30%
Any type of cooperative society Any type of cooperative society which has not
been covered in category A
• In N-E region
• Operational in Aspirational district
• With 100% women members
• 100% SC/ST/PWD members
Objective
• To provide rural entrepreneurship awareness, practical experience in rural agriculture and
creating awareness to undergraduate students about practical agriculture and allied
sciences.
Implementing Agency
pg. 98
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Eligibility
• A student, who is pursuing UG programme in courses duly accredited by the National
Agricultural Education Accreditation Board (NAEAB) of ICAR, New Delhi
Stipend
• Monthly stipend of Rs.3000 for a maximum of 6 months.
Implementing Agency
pg. 99
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Kisan • Farmers
Eligibility
• All small and marginal farmers (Big farmers are self – sufficient, they don’t need)
• Minimum Age – 18 Years ; Maximum age – 40 years
❖ Not eligible
• SMF of any other pension scheme like EPFO/ESIC/NPS/PM-SYM or an income tax payer
is not eligible.
• Farmers who have opted for PM Shram Yogi Maan Dhan and PM Laghu Vyapari Maan
Dhan
• Government officials (serving or retired) and professionals (CA, Doctor, Lawyer etc.)
Contribution
• Minimum – Rs.55 (at the age of 18); Maximum – Rs. 200 (at the age of 40)
• Same amount shall be contributed by central government as matching contribution
• Pension amount – Rs.3000 after attaining 60 years of age
On death of the subscriber - Spouse shall be entitled to receive fifty percent of the pension
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• Exit within less than 10 years – Share of contribution with saving banks interest rate
• Exit after equal to or more than 10 years – Share of contribution with interest as actually
earned by the Pension Fund or the interest at the savings bank interest rate thereon,
whichever is higher.
• After death of subscriber and his or her spouse, the corpus shall be credited back to the fund.
Fasal • Crops
Bima • Insurance
Objective
• It is a crop insurance scheme which provides financial support to farmers suffering crop
loss or damage.
• Stabilizing the income of farmers.
• Ensuring credit worthiness of the farmers.
Implementing Agency
Beneficiaries
• Food crops
• Oilseeds
• Annual Commercial crops/Annual horticulture crops
• Perennial horticulture/commercial crops for which standard methodology for yield
estimation is available.
• Loss of yield due to any non – preventable risks like drought, flood, wide spread pests and
disease attack.
• Add on coverage:
o Sowing/Germination risks
o Mid – season adversity
o Post harvest losses
o Localised calamities
o Due to attack by wild animals (Optional for the farmers and they have to borne
the notional premium).
• Losses arising out of war and nuclear risks, malicious damage and other preventable
risks shall be excluded.
Benefits
• Premiums to be paid by farmers:
o Kharif crops – 2%
o Rabi crops – 1.5%
o Annual commercial and horticulture crops – 5%
• All farmers enrolled under the scheme would be entitled for the subsidy on the actuarial
Premium.
pg. 102
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Challenges
• Higher premium subsidy that is to be borne by state governments.
• It is an optional scheme, so some farmers decided to be opted out of the scheme
• Citing the reasons of high premiums Gujarat government exits PMFBY and they have
replaced it with the newly launched Mukhyamantri Kisan Sahay Yojana.
Ayushman Sahakar
Objective
• To promote affordable and holistic health care through hospital or health care facilities by
co – operatives.
• To promote AYUSH activities
• To assist the co-operatives achieve the objectives of national health policy
• To assist the co-operatives participate in the national digital health mission
Implementing agency
• Margin money for raising working capital required for day to day operations of the above
mentioned infrastructure.
Eligibility
• Any cooperative society registered under any state/multi cooperative societies act in the
country
• NCDC assistance shall be provided either through the State Governments/ UT
Administrations or directly to the cooperatives which fulfil NCDC Direct Funding guidelines.
Loan period
• 8 years including 1 to 2 years on moratorium on repayment of principle
Rate of interest
• As amended from time to time (Not fixed)
• NCDC will provide 1% less than applicable rate of interest in case of women led
cooperatives.
Funding pattern
• For infrastructure projects
pg. 104
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Sahakar • Co - Operatives
Mitra • Friend
Objectives
• To provide an opportunity to professional graduates to learn the context and practical
working of NCDC and cooperatives
• To orient professional graduates to the cooperative business model and engage
themselves in start – up cooperatives
• To assist needy cooperatives in preparation business plans and projects.
Implementing agency
Eligibility
• Professional graduates with minimum qualification as Bachelor’s degree in Agri/ Dairy/
Animal Husbandry/ Veterinary Sciences/ Fisheries / Horticulture/ Textiles/ Handloom / IT
• Professionals (Pursuing or completed) MBA Agri Business/ MBA Cooperative/ MCA/
M.Comm/ MBA Finance/ MBA International trade/ MBA forestry/ MBA rural development/
MBA Project management/ Inter ICAI/ Inter ICWA
Number of interns
• Not more than 60 interns at a time per year
pg. 105
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Objectives
• To mobilize a medium - long term debt finances facility for investment in viable projects for
post-harvest management Infrastructure and community farming assets through incentives
and financial support.
Eligible beneficiaries
Participating institutions
• All the below mentioned entities after signing the MoU with NABARD or Department of
agriculture:
• 24% of total grants – in – aid under the scheme should be utilized for SC/ST entrepreneurs
(16% for SC and 8% for ST).
• Lending institutions will ensure adequate coverage of entrepreneurs belonging to women
and other weaker segments of society.
Interest Subvention Cost • All loans under this financing facility will
have interest subvention of 3% per
annum up to a limit of Rs. 2 Crore.
• Maximum period of 7 years.
• In case of loans beyond Rs.2 crore,
then interest subvention will be limited
up to 2 crore
Credit Guarantee Cost • Credit guarantee for a loan up to Rs.2
Crore under Credit Guarantee Fund
Trust for Micro and Small Enterprises
• The fee for this coverage will be paid by
the government.
Monitoring framework
pg. 107
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National Level
Chairman - Guidance for
Monitoring
Secretary (DAC) implementation
Committee
State Level
Chairman - Chief Implement the
Monitoring
Secretary NLMC guidelines
Committee
District Level
Chairman -District First line of
Monitoring
Collector implementation
Committee
Benefits
• Banking Ecosystem
o With Credit Guarantee, incentive and interest subvention lending institutions will be
able to lend with a lower risk. This scheme will help to enlarge their customer base
and diversification of portfolio.
• Consumers
pg. 108
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o With reduced inefficiencies in post-harvest ecosystem, key benefit for consumers will
be a larger share of produce reaching the market and hence, better quality and
prices.
Recent developments
• As on 28th April 2021, the fund has crossed Rs.8000 Crore mark.
• The largest share is contributed by Primary Agricultural Credit Societies.
• States leading the front are Andhra Pradesh, Madhya Pradesh and UP.
Sahakar 22
Objective
• To achieve the mission of New India through cooperatives by doubling the farmers’ income
by 2022
Implementing agency
• Focus 222
o For converging NCDC assistance for cooperatives for 222 districts.
• PACS Hub
o Transforming IT enabled Primary Agricultural Credit Societies (PACS) and other
cooperatives as Apna Kisan Resource centre
o Setting up of soil health testing lab at hubs
o Setting up of fertilisers quality testing labs and advisories at hubs
o Setting up of farm machinery hiring centres at hubs
o Acting as PM Fasal Bima yojana agent
o Acting as Ayushman Bharat Agent
• Sahakar Pragya
o Under this initiative, 45 training modules for capacity building are to be delivered at
Lakshman Rao Inamdaar National Academy for cooperative research and
development (LINAC)
Coverage
• It will be undertaken in 25 Villages with more than 1000 population each in Aspirational
Districts identified by NITI Ayog.
Implementation agency
• The overall coordination and implementation in the 25 villages of a district is being done by
Krishi Vigyan Kendra of that district.
pg. 110
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• Providing better price discovery through transparent auction process based on quality of
produce along with timely online payment.
Technical partner – National Informatics Centre which will host e-nam software on “Meghraj
Cloud”
Funding - Agri-Tech Infrastructure Fund (ATIF) which has been set up through the Small
Farmers Agribusiness Consortium (SFAC).
Objectives
• To support new ventures in agro-based industries and
• To promote the farmer producer organisations (FPOs) and their integration in agriculture
value chain.
• It gives Venture Capital Assistance and Project Development Facility to supports the new
ventures in agro based industries.
Beneficiaries
• Individuals
• Farmers
• producer groups
• partnership
• propriety firms
pg. 111
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Functioning of SFAC
• It offers Schemes like Equity Grant and Credit Guarantee Fund Scheme to Farmer
Producer Companies.
• It promotes development of small agribusiness through its VCA Scheme for value added
processing and marketing linkages.
• It is also implementing the National Agriculture Market Electronic Trading (e-Nam) platform.
• It is the Central Procurement Agencies for pulses and oilseeds under Price Stabilisation
Fund of Department of Consumer Affairs.
Components
• Strategic research on adaptation and mitigation (covering crops, livestock, fisheries and
natural resource management)
• Technology demonstration to cope with current climate variability in 100 vulnerable districts,
• Capacity Building
• Sponsored competitive research to fill critical gaps.
Facilities provided
• farm advisory service
• climate resilient technologies
• training programme for NGOs
• front line demonstration and
• on Farm testing.
e-RaKAM
Objectives:
• e-Rashtriya Kisan Agri Mandi (E-RaKAM) is a digital platform portal enables farmers to sell
their agricultural products through auction across the country
• To connect small villages farmers with largest markets and get the good price of their
products.
• To connect farmers, PSUs, Civil Suppliers and buyers on a single platform.
• To help farmers in finding buyers to sell stored agricultural products.
Joint initiative
The portal is a joint initiative by state-run-auctioneer MSTC limited and Central Warehousing
Corporation arm CRWC
Mode of payment
pg. 113
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The farmers would get the payment for their products directly into their bank accounts without any
intermediaries.
Logistics support
CWRC, a subsidiary of the Central Warehousing Corporation Ltd, will provide logistics support for
sellers and buyers in case they need it.
Project CHAMAN
Project CHAMAN (Coordinated Horticulture Assessment and Management
using geoinformatics) is a pioneer project to provide strategic development to
the horticulture sector.
Objectives
• For better horticulture assessment and development through remote sensing, GIS and field
survey.
• To increase farmer’s income.
Phases
Phase 1:
• It was approved for the year 2014-17.
• Area assessment and production forecasting of 7 major horticultural crops in selected
districts of major states (12 states, 185 Districts) were covered.
Phase 2:
• Phase-II of CHAMAN project was approved for the period 2018-19 & 2019-20.
• The major goals of the CHAMAN Phase-II are:
o Operationalization of the technologies developed during the Phase-I,
o Taking up new crops and research & development studies, especially the crop yield
modelling.
• Area assessment and production forecasting of 7 major horticultural crops in selected
districts of major states (15 states, 263 districts) are covered.
pg. 114
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• This programme envisages integrated use of Space and Geospatial Tools for Mapping,
Monitoring and Management of Agriculture.
Merged Programmes
• Project FASAL (for crop forecasting),
• Project NADAMS (for drought assessment),
• Project CHAMAN (for horticultural assessment and development),
• Project KISAN (for crop insurance) and Crop Intensification planning.
Mission Fingerling
• ‘Mission Fingerling’ was launched in March 2017.
• It aims to increase the fish fingerling production to achieve fish production targets under the
Blue Revolution by 2020-21.
• ‘Blue revolution’ has target to increases the fish production to 15 mmt (million metric tons)
in 2020-21 from 10.79 MMT in 2014-15.
Note -
• A juvenile fish that are typically about the size of fingers with developed scales and working
fins is called a fingerling.
• Fish Fingerling production is the single most important critical input to achieve fish
production targets under the Blue Revolution.
Funding Pattern
• Centre: State – 60:40
• Centre: North-Eastern/Himalayan state – 90:10
• Centre: UT – 100:00
• To help increase productivity of milch animals and thereby increase milk production to meet
the rapidly growing demand for milk.
• To help provide rural milk producers with greater access to the organised milk-processing
sector.
• To create and strengthen infrastructure for providing market access to milk & milk products
which helps to reduce spoilage of milk
Services provided
• Database of Livestock, frozen semens and embryos
• Stock position/availability
• Extensive details of the animal and frozen semens and embryos
• Comparison and wishlist of animals
• Online Payment facility with Aadhar integration
• Help desk and Toll-Free Number
pg. 116
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• It is to promote and encourage enhancement of safety, quality and hygiene of milk and milk
products manufactured by dairy cooperatives.
• It is aimed at bringing about process improvement in the entire value chain from producer to
the consumer to ensure availability of safe and quality of milk and products both for the
domestic and foreign market.
Key Points
• The Dairy units which meet the criteria for award of quality mark will be allowed to use the
logo on the package containing milk and milk products
• Only those dairy units that score over 70% in the preliminary assessment are considered
for final assessment
• The final assessment is made for the evaluation of 45 critical and 97 major parameters that
influence the quality of the processed milk and milk products
• The award of Quality Mark shall be valid for three years
Implementing agency
• National Dairy Development Board and National Cooperative Development Corporation
Funding
• To attain the objectives, funding will be provided in the form of loans.
• The loans will flow from NABARD to NDDB/NCDC and then to end borrowers.
Funding period
• 2018-19 to 2022-23 and the repayment period is up to 2030-31
pg. 117
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Financial assistance
• The projects under FIDF are eligible for loan up to 80% of the estimated project cost.
• Up to 3% per annum interest subvention for development of fisheries based infrastructure.
• Beneficiaries are required to contribute at least 20% of the project cost as margin money
pg. 118
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Mission Structure
National Level
Formulation body,
Chairman - Minister of
General Council giving overall direction
Agriculture
to the mission
State level
District level
pg. 119
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• District Mission Committee and Panchayati Raj institutions – Responsible for carrying
forward the objectives of the mission for implementation.
Funding
Sub-Missions
Recent developments
pg. 120
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The Union Cabinet has given its approval to launch a new Mission on Oil palm to be known as the
National Mission on Edible Oils – Oil Palm (NMEO-OP) as a new Centrally Sponsored Scheme.
o The proposed scheme will subsume the current National Food Security Mission-Oil Palm
programme.
Why:
To reduce heavy dependence on import of edible oils by increasing the domestic production of
edible oils in which increasing area and productivity of oil palm plays an important part.
Tell me more:
• Specially Focused region: The National Mission on Edible Oils – Oil Palm (NMEO-OP) is
a Centrally Sponsored Scheme with a special focus on the North-east region and the
Andaman and Nicobar Islands.
• Financial outlay:
o Total outlay: Rs.11,040 crore (Centre share: Rs.8,844 crore + State share-
Rs.2,196 crore)
o and this includes the viability gap funding also.
• Targets:
o Covered area: to cover an additional area of 6.5 lakh hectare (ha.) for oil palm till
the year 2025-26 and thereby reaching the target of 10 lakh hectares ultimately.
▪ At present only 3.70 lakh hectares is under Oil Palm cultivation.
• Expected Benefits: The scheme will immensely benefit the oil palm farmers, increase
capital investment, create employment generation, shall reduce the import dependence
(currently around 98% of Crude Palm Oil (CPO) is being imported), and also increase the
income of the farmers.
• Significance:
o Oil palm produces 10 to 46 times more oil per hectare compared to other oilseed
crops and has yield of around 4 tons oil per ha. Thus, it has enormous potential for
pg. 121
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cultivation.
• Forms of assistance: There are two major focus areas of the Scheme.
o Price assurance to the oil palm farmers for the Fresh Fruit Bunches (FFBs).
(Presently the prices of these FFBs are linked to the international CPO prices
fluctuations). This will be known as the Viability Price (VP).
▪ The assurance to the farmers will be in the form of the viability gap funding
and the industry will be mandated to pay 14.3% of the CPO price which will
eventually go up to 15.3%.
▪ There is a sunset clause for the scheme which is 1st November 2037.
▪ To give impetus to the North-East and Andaman, the Government will
additionally bear a cost of 2% of the CPO price.
o Financial assistance:
▪ A substantial increase from Rs 12,000 per ha to Rs.29000 per ha has been
made for planting material for oil palm.
▪ A special assistance @ Rs 250 per plant is being given to replant old gardens
for rejuvenation of old gardens.
▪ Seed gardens will be provided assistance up to Rs.80 lakhs for 15 ha. in Rest
of India and Rs.100 lakhs for 15 ha in North-East and Andaman regions.
pg. 122
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Launch year – 2013 (Restructured from Swarn Jayanti Shahri Rozgar Yojana)
Components
• Social mobilisation and institutional development
o Social mobilisation of the urban poor into SHG and their federations.
o These groups will support the poor in their financial and social needs.
o Emphasis will be on vulnerable sections of the urban society.
Financial Assistance
• Loans will be provided to the targeted sections
• Reservations - Women – 30%, Minorities – 15% and PWDs – 3%
• Minimum age – 18 years, No minimum educational qualifications
• Minimum member in SHG – 5
• Loan up to 2 lakh person, Up to 10 lakh per group
Funding Pattern
• 75:25 between centre and states
• 90:10 between centre and N – E states and Himalayan states
• 100% from centre for UTs
Support Structure
pg. 123
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• An MoU has been signed between union government and Flipkart for selling the products
made by SHGs under DAY – NULM.
Awas • House
Urban • For Urban Areas
Objective
• To provide Pucca Houses to all the eligible households in urban areas by 2022.
Coverage
• The mission covers the entire urban area consisting of Statutory Towns, Notified Planning
Areas, Development Authorities, Special Area Development Authorities, Industrial
Development Authorities.
Components
• In – Situ Slum redevelopment: Central Assistance of Rs. 1 lakh per house is admissible
for all houses built for eligible slum dwellers
pg. 125
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• Affordable housing in partnerships: Central Assistance of Rs. 1.5 Lakh per EWS house
is provided by the Government of India.
• Beneficiary led construction: Central Assistance upto Rs. 1.5 lakh per EWS house is
provided to eligible families belonging to EWS categories for individual house construction/
enhancement.
PMAY – U in News
• National Urban Housing fund of Rs.60,000 crore.
• CLSS Awas Portal (CLAP) was launched.
• Angikaar Campaign was launched to focus on adopting best practices water conservation,
waste management etc for beneficiaries.
• Global Housing Technology Challenge – India was launched to identify and mainstream a
basket of innovative construction technologies from across the globe for housing
construction sector.
Progress
pg. 126
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• Amritsar, Punjab
• Badami, Karnataka
• Dwaraka, Gujarat
• Gaya, Bihar
• Kanchipuram, Tamil Nadu
• Mathura, UP
• Puri, odisha
• Varanasi, UP
• Velankanni, TN
• Warangal, Telangana
Outlay: The total outlay for AMRUT is Rs. 50,000 Crore for first five years.
Categories for 500 cities and towns
With a population of over one lakh with notified Municipalities, including Cantonment Boards (Civilian areas),
13 Cities and Towns on the stem of the main rivers with a population above 75,000 and less than 1 lakh
Ten Cities from hill states, islands and tourist destinations (not more than one from each State
Recent Updates
• Unable to meet set targets for urban renewal in 500 cities by 2020, the mission, has been
extended till 2022.
pg. 128
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• Budget outlay for 2021 – 22 including smart cities mission – Rs.13750 Crore
The Prime Minister has launched the 2nd edition of AMRUT – Atal Mission for Rejuvenation and
Urban Transformation.
Tell me more
Objective
• To provide100% coverage of water supply to all households in around 4,700 ULBs, by
providing 2.68 crore urban household tap connections.
• To provide 100% coverage of sewerage and septage in 500 AMRUT cities, by providing
2.64 crore sewer connections/ septage connections.
• Fresh water bodies will be protected from getting polluted to make natural resources
sustainable.
• Rejuvenation of water bodies and urban aquifer management will be undertaken to
augment sustainable fresh water supply.
• It will promote circular economy of water through formulation of City Water Balance Plan
for each city. This plan will be focussed on recycle/reuse of treated sewage, rejuvenation of
water bodies and water conservation.
• It will be a Paperless Mission
• Pey Jal Survekshan will be conducted in cities to ascertain equitable distribution of
water, reuse of wastewater and mapping of water bodies
• Million plus cities will take up PPP projects worth minimum of 10% of their total project fund.
pg. 129
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Nidhi • Finance
Objectives:
• To facilitate working capital loans up to Rs.10,000
• To incentivize regular repayment
• To reward the digital transactions.
Eligibility of states/UTs
• The Scheme is available for beneficiaries belonging to only those States/UTs which have
notified Rules and Scheme under Street Vendors (Protection of Livelihood and
Regulation of Street Vending) Act, 2014.
Interest Subsidy:
• Interest subsidy of 7% is provided.
• Subsidy can be claimed by borrowers on quarterly basis
Credit Guarantee:
• Graded guarantee cover for the sanctioned loan is to be provided by Credit Guarantee
Fund Trust for Micro and Small Enterprises (CGTMSE).
pg. 130
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The Prime Minister has launched the 2nd edition of Swachh Bharat Mission – Urban
Tell me more
Objective
• Access to sanitation facilities to serve additional population migrating from rural to urban
areas. This will be done through construction of over 3.5 lakhs individual, community and
public toilets.
• Complete liquid waste management in cities in less than 1 lakh population.
• Solid waste management with emphasis on source segregation. Material recovery facilities
and waste processing facilities will be set up.
• Remediation of all legacy dumpsites.
o Legacy wastes are those that have been collected and kept for years at some barren
land.
Financial Outlay
• Total – Rs.1,41,600 Crore
• Central share – Rs.36,465 Crore
Expected Outcomes
• All statutory towns will become at least ODF+ and all cities with less than 1 lakh
population ODF++
• Waste water is safely treated and optimally reused and no untreated wastewater pollutes
water bodies.
• All cities will achieve at least 3-star Garbage Free certification.
Update:
• Ministry of Housing and Urban Affairs has launched Swachh Technology Challenge
under Swachh Bharat Mission – Urban (2.0) to harness the entrepreneurial potential of
the waste management sector in India.
• The challenge seeks solutions in four thematic categories –
o Social inclusion
pg. 131
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o Zero dump
o Plastic waste management
o Transparency through digital enablement
Objectives: The Government of India aims at increasing the credit flow in institutions to
meet the housing needs of the urban poor population in our country.
Fund management:
The Smart City Mission will be operated as a Centrally Sponsored Scheme (CSS) and the Central
Government proposes to give financial support to the Mission to the extent of Rs. 48,000 crores
over five years i.e. on an average Rs. 100 crore per city per year.
• City Redevelopment - will effect a replacement of the existing built-up environment and
enable co-creation of a new layout with enhanced infrastructure
• City Greenfield Development - will introduce most of the Smart Solutions in a previously
vacant area (more than 250 acres) using innovative planning, plan financing and plan
implementation tools
• City Pan-city Development - envisages application of selected Smart Solutions to the
existing city-wide infrastructure.
Implementation: By SPVs which will be promoted by the State/UT and the Urban Local
Body (ULB) jointly both having 50:50 equity shareholding.
Update:
• Ministry of Housing and Urban Affairs has extended the timeline for the implementation
of the Smart Cities Mission to June 2023.
• A minimum of five years is given for a city to be completed; the first 20 cities were selected
in January 2016.
Fund increment:
• The Ministry has proposed to increase Reform Incentive Fund from Rs 500 crore during
2017-18 to over Rs 3,000 crore per year over the next three years.
pg. 133
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Fund provider: URIF receive funds from International Bank for Reconstruction and
Development (IBRD) and Government of India.
National Urban Digital Mission has been launched by Ministry of housing and urban affairs and
Ministry of electronics and IT.
Tell me more
• Ministry – Joint initiative of ministry of housing and urban affairs and ministry of electronics
and IT.
• Collaboration – eGov Foundation's DIGIT platform will provide its support to the National
Urban Digital Mission (NUDM).
o The purpose of this collaboration is to create and implement the National Urban
Governance Platform (a cloud-based platform), which is one of the several initiatives
under the NUDM.
o DIGIT stands for ‘Digital Infrastructures for Governance, Impact and Transformation’.
• Along with the National Urban Governance Platform, nine other services applications are
also being developed under the NUDM, which are for –
o property tax assessment and payment,
o building plan approval,
o municipal grievance redressal,
o trade license issuance and payment,
o No-Objection Certificate (NOC) issuance,
o water and sewerage connection management,
o NMAM compliant municipal accounting and finance,
o birth and death certificates
pg. 134
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• It has been developed in partnership with Smart Cities mission and IISc Bengaluru.
• It will serve as interface for data providers and data users, including ULBs, to share,
request, and access datasets related to cities, urban governance, and urban service
delivery.
• It is a platform designed to address the challenges that ULBs face in the development
and deployment of digital applications to address urban challenges, by enabling cities to
take advantage of existing codes and customising them to suit local needs.
Why: For documentation of landmark projects undertaken by the Smart Cities Mission
Tell me more
• It is a joint initiative of Ministry of housing and urban affairs and National Institute of Urban
Affairs
• Under the program, 15 premier architecture & planning institutes of the country will be
working with Smart Cities to document landmark projects
• The compendium will act as a first point of reference for future research in the field and will
act as a repository for Urban Projects
pg. 135
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Grameen • Rural
Digital Saksharta • Digital literacy
Objective
• Making one person in every rural family digitally literate to make them able to use digital
services like banking services, railway reservation, electricity bill payment, UIDAI services
etc.
Implementing agency
• CSC e – governance services India limited, a special purpose vehicle incorporated under
companies act 1956.
• Each state/UT government has also established state implementing agency for
implementation of the scheme.
pg. 136
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pg. 137
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Implementation process
Objective
• It is an initiative of skilling women engineering graduates in the field of cyber security.
• Through this initiative, underserved women in tier 2/tier 3 cities will be provided training in
cyber security
• The program will be a 4 month long training course with combination of theory, case studies
and projects
pg. 138
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Implementing Organisation
Training partners
• Centre for development of advanced computing (C – DAC)
• National Institute of Electronics and IT (NIELIT)
Eligibility
• Age – 21 to 26 years
• Family Income should not exceed Rs.7 lakh per annum
Objective
• To enhance the cyber security of Digital India's IT infrastructure by providing information on
botnet/malware threats and suggesting remedial measures.
Operating organisation
• Indian Computer Emergency Response Team (CERT – In)
Unified Mobile Application for New-age Governance (UMANG) mobile app allow citizens to access
government services on a single platform.
Services provided:
pg. 139
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• The services live on the app include Aadhaar, DigiLocker, Bharat Bill Payment System
(BBPS) among others.
• It is expected to provide access to over 1,200 services of various government organisations
in states and at the Centre as well as utility payments.
• Using the app, citizens will be able to access Employees Provident Fund Organisation
(EPFO) services, apply for a new PAN, and can register under the Pradhan Mantri
Kaushal Vikas Yojana.
Developed and operated unit: The app is developed and operated by National e-Governance
Division of MeitY. (Ministry of Electronics and IT)
Update:
• The Ministry of Electronics & Information Technology (MeitY) has enabled map services in
UMANG (Unified Mobile Application for New-age Governance) App.
• Citizens will be able to find government facilities nearest to their location, such as mandis,
blood banks, fuel pumps, ration shops.
• MeitY has entered into an agreement with MapmyIndia to enable map services on UMANG
app.
• The map services on UMANG app will also offer detailed and interactive street and village
level maps of India.
Coverage:
Supercomputers will be installed across the country and will be networked on the National
Supercomputing grid over the National Knowledge Network (NKN).
Implementing Agency:
It will be implemented by the Department of Science and Technology and Department of
Electronics and Information Technology (DeitY) through Centre for Development of Advanced
Computing (C-DAC) and IISc, Bangalore.
pg. 140
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Incentives given:
It promotes large scale manufacturing in the Electronics System Design and Manufacturing
(ESDM) sector by
1. Providing subsidy for capital expenditure up to 20% for investment in SEZ and 25% in non-
SEZs.
2. Providing reimbursement of duties and central taxes for projects with high capital investments.
Eligibility:
The incentives will be available for investments made within 5 years from the date of approval of
the project.
Jatan:
• It is set to revolutionize museum experience.
• This is a latest technology which helps online visitors to get a 3-Dimensional (3D) view of
hundreds of artifacts displayed at the museums.
Darshak:
• It is a mobile-based application, aimed at improving the museum visit experience among
the differently-abled.
Digital India
Introduction:
• It is a programme to transform India into digital empowered society and knowledge
economy.
• The scheme is coordinated by the department of Electronics and IT and implemented by all
government departments.
pg. 141
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• The programme will be implemented in phases from the current year till 2018.
Coverage:
• It is an umbrella programme which includes the hitherto National Optical Fiber Network
(NOFN) to connect 2,50,000gram Panchayats by providing internet connectivity to all
citizens.
Monitoring committee:
The scheme is to be monitored by a Digital India committee comprised of several ministers.
Objective:
Digital India includes development of an electronic development fund and envisages Net-Zero
Electronics Import Target by 2020.
Components:
Digital India has three core components. These includes
• The creation of digital infrastructure,
• Delivering services digitally,
• Digital literacy
Key points:
9 Key points of Digital India Programme are:
Provided support:
• It provides capital support along with special incentives up to Rs 1 lakh per seat in the form
of viability gap funding (VGF) to companies to create BPO units.
pg. 142
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• Disbursement of financial support under the schemes is directly linked with employment
generation.
• It provides special incentives for employment to women and Divyang.
• There are also special provisions for the Himalayan states of Jammu & Kashmir, Himachal
Pradesh and Uttarakhand.
Excluded cities:
Metro cities such as Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, National Capital Region
(NCR), and Pune, along with their urban agglomeration were excluded.
Special Incentives – It provides financial support of Rs.1 Lakh/Seat for training expenditure and
providing employment to Women and Persons with disability.
Incentive for promoting local entrepreneur - Special Incentive (5% of eligible financial support)
for units setting up BPO/ITES operations as a consortium with local entrepreneur
Eligibility criteria:
• Support seeking company should be based on generation of new employment and
economic activity in ITES sector.
• It should not getting the similar financial support from any other Scheme of the
Central/State Government concerned.
Implementing Agency:
• Software Technology Parks of India (STPI) is the implementing agency of the India BPO
promotion Scheme and North East BPO promotion Scheme.
• STPI is a society established in 1991 by the MeitY with the objective of encouraging,
promoting and boosting the export of software from India.
pg. 143
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Jeevan Pramaan
Key points of the program
• Jeevan Pramman aims to streamline the process of getting Life certificates (LCs) by making
it hassle free and easier to get.
• Providing LCs every year is required in order to ensure continuity of pension being credited
into their account.
• Jeevan Pramman is an AADHAR Biometric Authentication based digital life certificates for
Pensioners and facilitates online submission.
• It will do away with the requirement of a pensioner having to submit a physical LC every
year.
• Digital Submission also ensures authenticity of pension payments.
Digi Locker
Key point of the Platform
• Digi Locker secures dedicated personal electronic space for storing the documents of
resident Indian citizens.
• It is to provide citizens a shareable private space on a public cloud.
• The space can be utilized for storing personal documents like University certificates, PAN
cards, voter id cards, etc., and the URI's of the e-documents issued by various issuer
departments.
• It is a platform for issuance and verification of documents & certificates in a digital way, thus
eliminating the use of physical documents.
• There is also an associated facility for e-signing documents.
Objective:
Its objective is to enhance the number of PhDs in Electronics System Design & Manufacturing
(ESDM) and IT/IT Enabled Services (IT/ITES) sectors in the country.
Salient features:
Phase II:
• During the 1st phase, 63 global patents and publication of thousands of research papers in
reputed international journals.
• Financial support
Why: It will help in in making accessible digital modes of payments to unbanked and marginalized
populations.
Tell me more
pg. 145
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• Under the scheme, the acquiring banks will be incentivized by the Government.
• The incentives will be in the form of percentage of value of transactions done through
RuPay debit cards and low value (up to Rs.2000) BHIM UPI mode of payments.
• Financial outlay – Rs.1300 Crore for a period of one-year w.e.f. 1st April 2021.
• Ministry - Ministry of Electronics and Information Technology
Tell me more
• Applications from 100 domestic companies, start-ups and MSMEs have been sought by the
Ministry of Electronics and IT under the DLI Scheme.
WHY – The DLI scheme aims to nurture at least 20 domestic companies involved in
semiconductor design and facilitating them to achieve turnover of more than ₹1500 Crore in the
next 5 years.
TELL ME MORE -
pg. 146
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• An applicant must meet the Threshold and Ceiling Limits to be eligible for disbursement of
incentives under the Scheme.
• Portal - www.chips-dli.gov.in - is available for inviting Online applications from January 1,
2022 to December 31, 2024.
Setu bharatham
Setu • Bridges
Bharatham • India
Objective
• The aim is to make National Highways free of railway level crossings by 2019 by building
Railway Over Bridges/ Under Passes.
• Old &worn down bridges to be improved.4
Number of places
• 208 places were identified for construction of rail – over bridges or underpasses.
Objective
• To provide 889 km highway roads, provision for landslide mitigation and other road safety
measures,
• To provide all weather road connectivity for pilgrims of Char Dham (Gangotri, Yamunotri,
Kedarnath and Badrinath) and for movement of defence forces.
pg. 148
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Implementing Agencies
• Uttarakhand State Public Works Department
• Border Roads organization
• National Highway and Infrastructure Development Corporation Limited
Latest news
• Border roads organization has completed construction of a 440m long tunnel below the
Chamba town on the Rishikesh – Dharasu road highway.
• This tunnel is a part of Char Dham Pariyojana.
BharatMala Pariyojana
Bharat • India
Mala • Garland
Objective
• It is an umbrella scheme which has subsumed all the highway projects of India.
• It is focused on optimizing efficiency of road traffic movement across the country by
bridging critical infrastructure gaps.
• To generate direct and indirect employment opportunities.
• To connect 550 districts in the country.
pg. 149
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Latest news
• As per credit rating agency ICRA, this project is likely to be delayed by 4 years to get
completed in FY 2026 instead of FY 2022.
• As of August 2020 total 322 projects have been awarded under Bharatmala Pariyojana.
Key functions:
The parks are expected to serve four key functions –
• freight aggregation and distribution,
• multimodal freight movement,
• storage and warehousing, and
• value-added services such as custom clearances.
Web Portals of the Ministry
INFRACON
It is the National Portal that acts as a bridge between consultancy firms working in the road
engineering and construction sector and domain experts and key personnel who are deployed
both for project preparation and supervision.
INAM PRO
• It is a web-based application for Infrastructure and Material Providers.
pg. 150
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• It brings together the material providers and the prospective buyers engaged in executing
central/state funded roads and highways and bridge construction projects in a common
platform.
INAM-Pro +
• It is an upgraded version of INAM-Pro, a web based application for Infrastructure and
Material Providers.
• The web portal designed as a common platform to bring cement buyers and sellers
together.
• This reduced the time and effort in preparation of proposals and bidding submissions, and
helped to increase efficiency in procurement.
SmartE
• The first batch of E-rickshaws under the brand name of ―SmartE‖ was launched in
Gurugram by Ministry of Road Transport and Highways.
• The E-rickshaws have been manufactured in India and are fitted with GPS and tracking
system.
• It has established strategic partnerships with the Haryana government and Delhi Metro Rail
Corporation to launch 1000 vehicles in Gurugram and Faridabad in 2017.
• It will provide the last mile transport connectivity in the area and meaningful self-
employment for marginalised youths in next 4-5 years.
Ministry of Rural
Development
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Effortless Learning
Objective: To enhance livelihood in rural areas by providing 100 days of employment in every
financial year to adult members of any rural household willing to do public work-related unskilled
manual work at the statutory minimum wage.
Coverage: Entire country with the exception of the districts which have 100% urban population.
Things to remember
MGNREGA in News
• Under Aatmanirbhar abhiyan, Average wage was incresed from 182 to 202.
• Rs.61,500 Crore was allocated in budget 2020 – 21
• Rs.40,000 Crore was allocated under Aatmanirbhar
• Best performing state – Uttar Pradesh
Awas • House
Gramin • Rural
Objective
• To provide pucca house with all basic amenities to all households & households
living in kutcha & dilapidated house in rural areas by 2022
• To provide assistance for construction of toilets, drinking water, electricity etc.
through convergence with other government schemes.
Eligibility
• SECC data will be used for identifying households who are genuinely deprived of multi-
layered prioritization basis.
• All houseless and household with zero, one or two rooms with kutcha walls and Kutcha
roofs
• Priority will be given to SC/ST or minorities
• Automatic inclusion
o Household without shelter
o Destitute / living on alms
o Manual scavengers
o Primitive tribal groups
o Legally released bonded labourer
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• For those who are neither automatically included or excluded, following parameters will be
followed:
Funding pattern
Targets
• Target number of houses to be built by 2022 – 2.95 Crore
• Phase 1 upto 2018 - 19 – 1 Crore
• Phase 1 upto 2022 – 1.95 Crore
Assistance to beneficiary
• Beneficiaries in plain areas – Rs.1.20 lakhs
• Beneficiaries in hilly, difficult & LWE districts – Rs.1.30 lakhs
• Willing beneficiaries can also avail loans from financial institutions for an amount of up to
Rs.70,000
• Rs.12000 for construction of toilets under SBM – G.
Audit
pg. 154
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• CAG will audit accounts of PMAY-G at state level & administrative fund account at the
district level on or before 31 august of next financial year
• All PMAY-G accounts at all levels can be audited by CAG or internal audit wing of the pay
& accounts office of the ministry of rural development
• Social audit – Every gram panchayat once in a year.
Update:
• Union cabinet has approved the extension of PM Awaas Yojana – Gramin till March 2024.
• It has been extended to complete the construction of remaining 155.75 Lakh houses within
total target of 2.95 Crore houses.
• Total financial implication for completing remaining houses – Rs.2,17,257 Crore.
o Centre – Rs.125106 Crore
o State – Rs.73475 Crore
Objective
• To provide all weather access to eligible unconnected habitations in the rural areas with a
population of 500 persons or above in plain areas and a population of 250 or above in North
– Eastern states, Hilly, tribal and backward areas
• Habitations within a distance of 500 metres from the road is considered as connected in
case of plain areas while this distance should be 1.5 km (of path length) in respect of Hills.
Funding pattern
• It was central sector scheme since its inception in 2000. But from 2015 – 16, it is being
implemented as centrally sponsored scheme.
• Centre:States – 60:40
• Centre:North – eastern and hilly states – 90:10
• Centre:UT – 100:00
pg. 155
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• The State Government is required to deploy independent monitors for monitoring of the
quality of road works.
• Independent National Quality Monitors (NQMs) are also deployed by the Central
Government for monitoring the quality of works randomly.
PMGSY – II
• It was launched in 2013
• Objective
o To cover the up-gradation of existing selected rural roads based on their economic
potential and their role in facilitating the growth of rural market centres and rural
hubs.
• It was proposed to cover overall 50,000 km road length by up-gradation under the PMGSY-
II programme.
• Estimated cost – Rs.33,030 Crore
PMGSY – III
• It was launched in 2019
• Objective
o Consolidation of 1,25,000 Km Through Routes and Major Rural Links connecting
habitations, inter-alia, to Gramin Agricultural Markets (GrAMs), Higher Secondary
Schools and Hospitals
o Through routes – These are the routes which collect traffic from several link roads
and lead it to marketing centres.
• Estimated cost – Rs.80,250 Crore
Update:
• Cabinet committee on economic affairs has given its approval for continuation of PMGSY –
I and PMGSY – II up to September 2022.
pg. 156
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• Road Connectivity Project for Left Wing Extremism Affected Areas has also been extended
up to March 2023.
• Purpose - For completion of pending projects under the scheme.
Launch Year – 2011 as Aajeevika – NRLM but renamed as DAY – NRLM in 2015
• It is partially supported by World Bank
Improved version of SwarnJayanti Gram Swarozgar Yojana
Features
pg. 157
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Convergence and • Partnership with NGOs and CSOs for strategy and
implementation
partnerships
Implementation
Support Structure
pg. 158
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Funding Pattern
• 60:40 between centre and states
• 90:10 between centre and N – E states
• 100% by centre for UTs
Tell me more
What:
DAY – NRLM dedicates 50,000 women SHG members as Business correspondents in the rural
areas.
Why:
These Business Correspondents will provide doorstep services in every Gram Panchayat (GP)
• The initiative has been named as the “One GP one B C Sakhi” mission.
Tell me more
• It is proposed to deploy at least one B C Sakhi in the rural areas by the end of 2023-24.
• The women SHG members are provided one week's residential training at Rural Self
Employment Training Institutes (RSETIs) established by the Lead bank of the district
• They have to pass an online examination conducted by the Indian Institute of Banking and
Finance (IIBF)
• The cost of training and IIBF Certification is borne by the Ministry of Rural Development.
DigiPay Sakhi
• DAY–NRLM has also signed an MoU with CSC e-Governance India Ltd to engage women
SHG members as 'DigiPay Sakhi' to provide basic banking facilities in the rural areas.
• DigipaySakhi acts as a banking point under Digi pay application where an SHG Member
can do basic banking transactions of all banks using Aadhar Enabled Payment System
(AEPS) excluding Account Opening.
pg. 160
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Eligibility
• Rural youth – 15 to 35 years
• SC/ST/Women/PVTG/PWD – Upto 45 years
Features
pg. 161
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• Roshni: A special initiative for the rural youth of poor families in 27 Left-wing Extremist
(LWE) districts across 9 states.
• Northeast Region: 10% of DDU-GKY programme funds are reserved for projects in North-
East.
pg. 162
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Funding
• No new funds have been allocated for the yojana. Resources may be raised through
o Funds from existing schemes, such as the Indira Awas Yojana, Pradhan Mantri Gram
Sadak Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme, and
Backward Regions Grant Fund, etc.
o The Member of Parliament Local Area Development Scheme (MPLADS),
o The gram panchayat’s own revenue
o Central and State Finance Commission Grants
o Corporate Social Responsibility funds.
Objective
• To stimulate local economic development, enhance basic services and create well planned
Rurban clusters
• To attract investments in rural India and bridge the rural – urban divide
• To develop 300 rurban clusters in the 5 years
pg. 163
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• The state governments prepare a detailed Integrated Cluster action plans (ICAP)
• ICAP consists of details of the schemes being converged, implementation framework
and the mission outcomes
• It also provides the tentative cost for the development of clusters
Institutional framework
• National level – National Mission Directorate headed by Joint secretary, MoRD supported
by a national mission management unit
• State level – Department of rural development or any agency or any department nominated
by state government
• District level – District project management unit at the district collector’s office
• Cluster level – Cluster development and management unit
Empowered committees
• National level
pg. 164
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• State level
o State level empowered committee headed by chief secretary
o It recommends or approves the ICAPs before submitting to the mission directorate
and empowered committee at national level
Project funding
• The project is being funded through convergence of various centrally sponsored, central
sector and state government schemes.
• If there has been any gap between the availability of funds from schemes and desired funds
for development then it would be fulfilled by Critical Gap Funding.
• The CGF is capped at 30% of the project cost or Rs.30 Crore whichever is less
• In desert, hilly and tribal areas, the CGF is capped at 30% of the project cost or Rs.15
Crore whichever is less
• Innovation budget – An additional amount of 5% of CGF has been provided as innovation
budget for research and development.
pg. 165
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Objectives:
Its main objective is to provide an alternative source of livelihood to members of Self Help Groups
(SHGs) and facilitate them to operate public transport services in backward rural areas.
Coverage:
• It will be implemented in 250 blocks in the country on a pilot basis for a period of 3 years
from 2017-18 to 2019-20.
• Each Block will be provided up to 6 vehicles to operate the transport services.
Working methodology:
Under this scheme, Community Based Organisation (CBO) will provide interest free loan from its
own corpus to the Self Help Group members for purchase of vehicles.
• Loans will be made available through Self Help Groups for starting the enterprise
Merged schemes:
It comprises of five schemes, namely –
pg. 166
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Funding:
Under NSAP 100% Central Assistance is extended to the States/UTs to provide the benefits in
accordance with the norms, guidelines and conditions laid down by the Central Government.
Annapurna Scheme
• The scheme is under the Ministry of Rural development and Department of Food and Public
Distribution allocates food grains as per the requirements of the Ministry.
• Senior citizens of 65 years of age or above who are not getting pension under the National
Old Age Pension Scheme (NOAPS) are provided 10 kg of food grains per person per
month free of cost.
Mission Antyodaya
Introduction:
• Mission Antyodaya is a convergence framework for measurable effective outcomes on
parameters that transform lives and livelihoods.
• It is a Mission Mode Project envisaged by the Ministry of Rural Development.
Comprehensive and integrated system for enhancing the efficiency and effectiveness at
Gram Panchayat Level.
Working Methodology:
• Under the mission, Department of Rural Development in partnership with State
Governments has involved in ranking 50,000 Gram Panchayats.
• The ranking is based on parameters of physical infrastructure, human development and
economic activities.
• It facilitates identification of gaps in a quest for poverty free gram panchayats and drive
economic activities.
• Public institutions like Krishi Vigyan Kendras, MSME Clusters will be involved for enhancing
productive employment and economic activities.
DISHA initiative
Introduction:
• District Development Coordination and Monitoring Committee (DDCMC) is named as
―DISHA by the Ministry of Rural Development.
pg. 167
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Objective:
The main purpose of this committee is to coordinate with Central and State and local Panchayat
Governments.
SECURE
• Software for Estimate Calculation Using Rural Rates for Employment (SECURE) aims to
improve quality of works through detailing of technical specifications, tasks and workflows.
• All estimates under MGNREGS will be generated with the use of SECURE (software) from
the Programme‘s Management Information System with effect from 1st April, 2018.
Specific objectives:
Specific objectives of the scheme are,
• Sustainble livelihood opportunities for women
• Enhance participation of women in a productive manner
• Enhance managerial capacities for better management of biodiversity
• Improve skills and capabilities to support farm and non-farm based activities
Focused area:
• It focuses on promotion of sustainable agriculture practices such as:
o Community Managed Sustainable Agriculture (CMSA),
o Non Pesticide Management (NPM),
o Zero Budget Natural Farming (ZBNF),
o Pashu-Sakhi model for doorstep animal care services,
o Sustainable regeneration and harvesting of Non-Timber Forest Produce.
• Community Resource Persons (CRPs) play a proactive role in scaling up these initiatives.
pg. 168
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Implementing Agency:
The program is being implemented by DAY-NRLM in partnership with State Rural Livelihood
Missions/ Community Based Organizations (CBOs)/NGOs, as implementing partners (PIAs)
across the country.
Tell me more
Naya Savera
Objective
• To assist minority students by way of special coaching for the following:
• To provide financial support for free coaching to notified minority students in selected
coaching institutions.
Eligibility
• Institutions eligible for financial assistance
o All institutes in the government sector, including universities and autonomous bodies,
engaged in professional coaching for competitive examinations
o Universities/colleges in Private Sector engaged in professional coaching activities, including
deemed Universities.
o Trusts, Companies, Partnership Firms, or Societies registered under Societies Registration
Act, 1860 and engaged in professional coaching.
Funding pattern
• The Ministry of Minority Affairs will fund the entire expenditure.
• Coaching fee to the institution/ organization to be given in two instalments every year.
Stipend
• Rs. 2500/- per month will be paid to all the students who will be taking coaching under
the scheme
Coaching fee provided
Note – Launch year of the scheme is not given in the official document of the scheme. Just
remember that the scheme was revised in 2017.
Nai Manzil
• For providing education and employment
Education and livelihoods opportunities
Funding – It is a central sector scheme (100% funding from Union minority affairs ministry)
Target beneficiary
• Minority Below Poverty Line (BPL) youth in the age group of 17-35 years who are school
drop-outs are the main target population under the Scheme.
• Total beneficiary – 1,00,000 over a period of 5 years
Implementation
• The scheme is being implemented by project management agencies which provide non –
residential integrated education and skill training for 9 to 12 months.
• After completion of skill training, the beneficiaries will be placed in jobs appropriate to their
qualifications. At least 70% of the trained youth should be placed.
pg. 171
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Nai Roshni
Objective
• To empower and instil confidence among minority women by providing knowledge, tools
and techniques for interacting with government systems, banks and other institutions etc.
Nai Udaan
Objective
• To provide financial support to the minority candidates clearing prelims conducted by
UPSC, SSC and State PCSs
• To adequately equip them to compete for appointment to Civil Services in the Union and
the State Governments.
• To increase the representation of the minority in the Civil Services.
Rate of financial assistance
• UPSC – Rs.1,00,000
• State PSC (Gazetted) – Rs.50,000
• SSC (CGL) & CAPF (Group – B) – Rs.25000
• State PSC (Non – Gazetted) – Rs.25000
Funding Pattern
pg. 172
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Objectives:
• It aims at improving the socio-economic parameters of basic amenities for improving the
quality of life of the people and reducing imbalances in the Minority Concentration Areas.
Working process:
Minority Concentration Areas have been identified based on both population data (25% of the total
population belongs to minority communities) and backwardness parameters of Census 2001 of
these areas.
Focused Areas:
• The projects considered on additional class rooms, laboratories,
school buildings, hostels, toilets, buildings for Polytechnics, ITIs, Community Health Centres,
Primary Health Centres / Sub-centres, Anganwadi Centres, Rural Housing etc.
• Education, Health and Skill are the priority under MsDP.
MANAS
• Maulana Azad National Academy for Skills (MANAS) is a skill development architecture
aimed at providing an all India Level training framework.
• The training framework is based upon tie-ups with National/International training
organizations (on PPP mode) for imparting training to the minority population, for skills that
are currently in demand.
• It will also provide concessional credit for minority community after meeting their Skilling
Needs for expanding their existing businesses and setting up new businesses.
Hunar Haat
• Hunar Haat (Skill Haat) is an exhibition of handicrafts, embroidery etc made by the artisans
from the Minority Communities organized by the Ministry of Minority Affairs.
• They will be provided free of cost stall, the arrangements for their transport and their daily
expenses.
• The Ministry has been working to establish ―Hunar Hub‖ in all the states where
programmes such as ―HunarHaat‖ and other cultural events will be organized.
USTAAD
• Upgrading the Skills in Training in Traditional Arts/Crafts for Development (USTAAD) is a
100% central sector scheme.
• It aims at capacity building and updating the traditional skills of master craftsmen/artisans.
• These trained master craftsmen/artisan will train the minority youths in various specific
traditional arts/crafts.
pg. 173
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• Under the Scheme, skill development programme will be provided for all important
traditional arts/crafts being practiced by minority communities, for their development and
market linkages.
A total Number of 371 training centres are opened across the country under the Gharib Nawaz
Employment Scheme.
Tell me more:
• Launched: 2017
• Aim: to provide short term job- oriented skill development courses to minorities’ youth in
order to enable them for skill-based employment.
• Channel of the course: These courses have been done through the empaneled Program
Implementation Agencies (PIAs) as per common norms of the Ministry of Skill Development
& Entrepreneurship (MSD&E).
• The PIA is mandated to place minimum 70% trainees out of total trained trainees.
• The monthly stipend for maximum of three months and post placement support for
maximum of two months after getting employment are also being paid to the beneficiaries
directly into their account.
pg. 174
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• It aims to support curation of iconic exhibitions, calligraphy, research and development, etc.
• A project has been initiated to translate documents belonging to medieval period on the
subjects of Medicines, Mathematics, and Literature from Arabic language to English.
• The scheme ensures 75% placement, out of which 50% should be in organized sector.
Jiyo Parsi
• The main objective of the ―Jiyo Parsi scheme is to reverse the declining trend
of Parsi population, stabilize their population and increase the population of Parsis in India.
• The scheme has two components such as Medical Assistance and Advocacy (Counselling).
• Recently, Jiyo Parsi Publicity Phase-2 was launched in Mumbai.
pg. 175
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Padho Pardesh
It is the Scheme for providing interest subsidy on educational loans for overseas studies for the
students belonging to the minority communities.
Cyber Gram
• It is launched under Multi-sectoral Development Programme (MsDP) to provide hands on
training in computers to the students of minority communities and enable them to acquire
basic Information and Communication Technology (ICT) skills.
Ministry of Skill
Development &
Entrepreneurship
pg. 176
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Implementing agency
Why - To impart training to the apprentices who have completed graduate and diploma program in
Engineering, Humanities, Science and Commerce.
pg. 177
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Tell me more
• Launch year – 2016
• Stipend to Apprentices –
o Graduates will be given Rs.9000 as stipend
o Diploma holders will be given Rs.8000 as stipend
• Govt support - Govt reimburses 50% of the stipend costs to the employers.
Update:
• So far, the scheme was for the graduates / diploma-holders of engineering or technical
course. Now, the scope of the scheme has been expanded to include the graduates from
general streams like BA, B.COM, B.Sc. for giving them training.
• The period of apprenticeship of the general stream candidates will range from 6 months to
3 years.
• Govt’s share of reimbursement to the training institutes/ employers (for stipend paid to the
apprentice) has been fixed for a period of 12 months. Rates of stipend is same as
aforementioned.
pg. 178
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➢ In short – To develop skills of unskilled and semi – skilled workforce in India thereby
creating livelihood opportunities for them.
pg. 179
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Mission Strategy
• The mission consists of seven sub – missions under its purview.
• The power to identify sub – missions lie with the governing council.
• Sub – Missions
o Sub – mission: Institutional training
o Sub – mission: Infrastructure
o Sub – mission: Convergence
❖ To ensure convergence and co – ordination of skill development efforts
across multiple stakeholders.
o Sub – mission: Trainers
o Sub – mission: Overseas employment
o Sub – mission: Sustainable livelihoods
o Sub – mission: Leveraging public infrastructure
Kaushal • Skill
Vikas • Development
Objective
• To encourage and promote Skill Development by providing free short term courses and
incentivizing this by providing monetary rewards to youth for skill certification.
Implementing agency
pg. 180
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Funding pattern
• Centrally sponsored centrally managed
o This component is implemented by NSDC.
o 75% of the total funding will be provided by central government and 25% by the
respective state government.
Targeted beneficiaries
• Any Indian national who:
o Is an unemployed youth or school/college dropouts
o Possesses Aadhaar card and a bank account
Training guidelines
• Training is imparted as per National Skill Qualification Framework (NSQF)
• The training will be as per the qualification file approved NSQF
• 70% attendance is mandatory for the students
Ministry of skill development and entrepreneurship has launched PM Kaushal Vikas Yojana 3.0
Tell me more
SANKALP
• Aim: aims at providing market relevant training to youths across the country.
• Outlay: SANKALP is Rs 4455 crore centrally sponsored scheme including Rs 3300 crore
loan support from World Bank.
pg. 182
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STRIVE
• Aim: aims at improving the quality and the market relevance of vocational training provided
in ITIs.
• Outlay: Rs 2200 crore central sector scheme with half funding will be World bank loan
assistance.
• It will include apprenticeship by involving SMEs, business association and industry clusters.
• Institutions: aim will be achieved by strengthening the institutions like National Skill
Development Agency (NSDA), National Skill Development Corporation (NSDC), SSDMs,
Sector Skill Councils etc.
Implementing Agency
It was established by National Skill Development Corporation (NSDC), in collaboration with New
Delhi Municipal Council (NDMC).
Objectives
• It aims to provide skill training for unemployed youth through its short-term training (STT)
module and contribute to the capacity building of municipal employees through Recognition
of Prior Learning (RPL) program.
• It signifies integration and convergence approach towards the Skill India Mission and the
Smart City Mission.
UDAAN
Introduction
pg. 183
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Outlay:
It was implemented with an outlay of Rs. 750 crores for five years.
Objectives:
• To provide an exposure to the unemployed graduates to the best of Corporate India;
• To provide Corporate India, an exposure to the rich talent pool available in the State.
• The Udaan programme is designed to encourage corporates to travel to J&K meet with the
youth and hire aspiring youth who wish to explore the opportunity to work with corporates.
• Unorganised Workers
Shramyogi
• Money with respect
Maandhan • Pension
Eligibility
• Age – Minimum – 18 years Maximum – 40 years
• Income – Rs.15000 or less
Ineligible:
• A member of any other pension scheme like EPFO/ESIC/NPS or an income tax payer is not
eligible.
• Exception – Atal Pension Yojana, If eligible
Contribution (monthly)
• Minimum 55 (age of 18)
• Maximum 200 (age of 40)
NOTE: (Same amount is given by central government as matching contribution)
On death of the subscriber - Spouse shall be entitled to receive fifty percent of the pension
pg. 185
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• Exit after equal to or more than 10 years – Share of contribution with interest as actually
earned by the Pension Fund or the interest at the savings bank interest rate thereon,
whichever is higher.
• After death of subscriber and his or her spouse, the corpus shall be credited back to the fund.
Default of Contributions
• If a subscriber has not paid the contribution continuously he/she will be allowed to regularize his
contribution by paying entire outstanding dues, along with penalty charges, if any, decided by the
Government.
Eligibility
• Age: Minimum – 18 Years Maximum – 40 Years
• Traders with GSTIN and turnover below Rs 1.5 crore.
Ineligible
• A member of any other pension scheme like EPFO/ESIC/NPS/PM-SYM or an income tax
payer is not eligible.
pg. 186
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In the case of death: If the subscriber dies, the spouse of the beneficiary shall be entitled to
receive 50% of the pension as family pension.
Enrolment Agency: Common Service centre – SPV
Eligibility
• The Insured Person should have been under insurable employment for a minimum period
of 2 years before his/her unemployment.
• Should have contributed for not less than 78 days in the contribution period immediately
preceding the unemployment.
• Minimum 78 days in one of the remaining 3 contribution periods in 02 years prior to
unemployment.
Benefits
• Original benefits
o Payment relief of 25% of average wages payable up to maximum 90 days of
unemployment
o Relief will be payable after 90 days of umemployment
o The insured person can submit the claim to the last employer who will transfer it to
the ESIC branch office.
• Enhanced benefits (Applicable between 24th March 2020 to 31st December 2020)
pg. 187
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Introduction
• Launched: October 2014.
• This is an umbrella scheme with five schemes.
• It aims to provide conducive environment for industrial development and doing business
with ease through introduction of several labour reforms.
• It was launched to support the ‘Make in India’ campaign.
• It will herald towards good governance, welfare and skill development of labour sector.
Included Schemes
(3) Universal Account Number (UAN) for Employee Provident Fund (EPF):
Enables 4.17 crore employees to have their Provident Fund account portable, hassle-free and
universally accessible.
• It Will support manufacturing units mainly and other establishments by reimbursing 50% of
the stipend paid to apprentices during first two years of their training.
pg. 188
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Objectives
• to provide a mechanism for both enforcement of the provisions of Child & Adolescent
Labour (Prohibition & Regulation) Act, 1986 and
• effective implementation of the National Child Labour Project (NCLP) 1988, Scheme for
rehabilitation of child & adolescent labour.
• All industries registered with Employees' Provident Fund Organization (EPFO) can apply for
availing benefits under the scheme.
• Under the scheme, Government is paying full employers’ contribution of 12% towards
Employees’ Provident Fund (3.67%) and Employees’ Pension Scheme (8.33%) w.e.f.
1/4/2018.
[Note - From 2016-18 the benefit was applicable for employer's contribution towards EPS only.]
• It is for a period of 3 years in respect of new employees who have been registered with the
EPFO (Employees’ Provident Fund Organization) on or after 1st April 2016,
• It is targeted for employees with salary up to Rs. 15,000 per month.
pg. 189
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• The entire system is online and AADHAR based with no human interface in the
implementation of the scheme.
• National Career Service is a Mission Mode Project launched on 20th July, 2015.
• It is a one-stop solution that provides a wide array of employment and career related
services to the citizens of India.
Objectives
Extension of Employees’ State Insurance coverage for casual and contractual employees of
Municipal bodies (updated in October 2021)
What:
• Ministry of Labour and Employment announced the decision to extend coverage under the
Employees’ State Insurance Act, 1948 (ESI Act) to all casual and contractual workers
working in the municipal bodies in the country.
Why:
• To provide the social security net to casual and contractual workers.
Tell me more:
pg. 190
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• The coverage shall be extended to those casual and contractual employees/ agencies/
establishments which are within the implemented areas already notified under the ESI Act,
1948 by the Central Government.
• These workers will be eligible to avail medical services through vast network of ESI facilities
i.e., 160 hospitals and over 1500 dispensaries all over the country.
What:
Cabinet approved the extension of last date of Registration under Aatmanirbhar Bharat Rojgar
Yojana (ABRY) from 30th June 2021 to 31st March 2022.
Why:
This scheme is being implemented through Employees Provident Fund Organization (EPFO) to
reduce financial burden of the employers of various sectors/industries and to encourage them to
hire more workers.
Tell me more:
• Ministry – Ministry of Labour and Employment
• Estimated expenditure: Estimated expenditure of the scheme including the expenditure
for the proposed extended period of registration up to 31.03.2020 will be Rs.22,098 crore.
pg. 191
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• Government of India will provide subsidy for two years in respect of new employees
engaged on or after 1st October 2020 and up to 30th June 2021.
For establishments employing up to 1000: Government of India will pay both 12% employees’
contribution and 12% employers’ contribution i.e., 24% of wages towards EPF in respect of new
employees in establishments employing up to 1000 employees for two years.
For establishments employing more than 1000: Government of India will pay only employees’
share of EPF contribution i.e. 12% of wages in respect of new employees in establishments
employing more than 1000 employee for two years.
Ministry of Textiles
pg. 192
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• In addition to above, a scholarship of Rs.300/- per quarter per child is available to students
studying in standards IX to XII.
• The benefit is restricted to two children of the member covered.
JUTE – ICARE
• Improved Cultivation and Advanced Retting Exercise for Jute (Jute-ICARE) aims to double
the income of jute farmers.
• It introduced some of the better agronomic practices and microbial-assisted retting among
farmers.
• Retting is a process in which jute is placed in liquid so as to promote loosening of the fibres
from the woody tissue.
• It was promoted intensively in few blocks in West Bengal and Assam on pilot basis.
• SMSs are sent in regional languages on improved practices in jute cultivation, to registered
farmers.
• It helps to meet the needs of the handloom weavers for assistance for looms and
accessories on larger scale with an objective to improve quality of fabric and productivity.
pg. 193
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• Under this scheme, GoI assists the weaver by bearing 90% of the cost of new looms and
the remaining 10% has to be self-owned by the beneficiary.
Saathi Initiative
• Sustainable and Accelerated Adoption of efficient Textile technologies to Help small
Industries (SAATHI) is a new initiative.
• Under which, a public sector entity Energy Efficiency Services Limited (EESL), would
procure energy efficient power looms and other kits in bulk and provide them to the small
and medium power loom units at no upfront cost.
• The initiative will be jointly implemented by EESL and the office of the Textile
Commissioner.
Bunkar Mitra
• It is a Helpline for Handloom weavers, where weavers can seek solutions for their technical
issues/problems.
• The professional queries of weavers will be answered by the experts in the field using this
helpline.
• It is single point of contact.
Objectives:
It is a new skill development scheme with following objectives.
• Providing placement oriented skilling programme to incentivize the efforts of the industry in
creating jobs in the organized textile and related sectors;
pg. 194
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• Promoting skilling and skill up-gradation in the traditional sectors through respective
Sectoral Divisions/organizations of Ministry of Textiles;
• Providing livelihood to all sections of the society across the country.
Coverage:
• It covers the entire value chain of the textile sector excluding Spinning & Weaving in
organized Sector.
Working methodology:
• The scheme will have National Skill Qualification Framework (NSQF) compliant training
courses with funding norms as per the Common Norms notified by Ministry of Skill
Development and Entrepreneurship (MSDE).
• Skill upgradation will be supported further for entrepreneurial development through
provision of MUDRA loans.
• Atleast, 70% of the certified trainees are to be placed in the wage employment. Post
Placement tracking will be mandatory under the scheme.
• All partner institutions will be required to comply with the guidelines regarding Internal
Complaints Committee to be constituted under the Sexual Harassment of Women at
Workplace (Prevention, Prohibition & Redressal) Act, 2013 to become eligible for funding
under the scheme.
Why:
to register and provide Identity (ID) cards to handicraft artisans and link them to a national
database.
Tell me more:
About Pahchan initiative:
• Launched: It was launched in 2016 by the Ministry of Textiles.
• Objective: Pahchan cards scheme is a new upgraded ID card for artisans that will be linked
with their Aadhaar numbers and bank accounts so that they can receive direct cash transfer
benefit.
pg. 195
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• The ID cardholders will get the benefit of life insurance and Rs.1200 per year for their
children studying between Class IX and Class XII.
Tell me more
Objective – To create world-class infrastructure that caters to the business needs of the local
artisans & SMEs to boost production and export
Components
• Technology upgradation
• Physical infrastructure
• Product diversification
• Raw material bank – For availability of raw materials
• Common facility centres – It will comprise State of the art machines which normally an
individual cannot buy on his own.
• Market development and exports
• Human resource and skill development
• Margin money for working capital – Rs.4000 per artisan
pg. 196
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Union government has approved setting up of 7 Mega Integrated Textile Region and Apparel
(MITRA) parks.
• It was announced in the union budget 2021-22
Why:
Tell me more
• The scheme is based on 5Fs - Farm to fibre; fibre to factory; factory to fashion; fashion to
foreign.
• The parks will be set up at different Greenfield or Brownfield sites located in different states.
(States/location not decided yet)
• Funding support
o For development of infrastructure – 30% of the project cost will be provided by the
centre
▪ Greenfield PM MITRA – Rs.500 Crore (maximum)
▪ Brownfield PM MITRA – Rs.200 Crore (maximum)
o Competitiveness incentive support
▪ 300 Crore for each PM MITRA Park to incentivize manufacturing units to get
established.
▪ Up to 3% of turnover of a newly established unit in PM MITRA Park
• Developer - Special Purpose Vehicle which will be owned by State Government and
Government of India in a Public Private Partnership (PPP) Mode.
pg. 197
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• The ATUFS was launched in 1999 to catalyse capital investments for technology
upgradation and modernization of the textile industry.
TELL ME MORE
• The ATUFS is a credit linked Capital Investment Subsidy (CIS) scheme. It was
operationalised for 2016 to 2022 period with an outlay of Rs. 17822 crores.
• Under the scheme, the capital investment subsidy is provided to benchmarked
machinery installed by the industry after physical verification.
• The scheme promotes ease of doing business and achieve the vision of generating
employment and promoting exports through “Make in India’’ with "Zero effect and Zero
defect" in manufacturing.
• It also indirectly promotes investment in textile machinery.
• Every eligible individual entity (not the unit) will be entitled for reimbursement of Capital
Investment Subsidy (CIS) under this scheme, as per the following rates:
pg. 198
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UPDATE:
• During the 5th Inter Ministerial Steering Committee (IMSC) meeting organised by the
Ministry of Textile, review of Amended Technology Up-gradation Fund Scheme
(ATUFS) took place.
• The IMSC meetings will take place on a quarterly basis.
• In the review, it was announced to reduce the compliance burden by accepting only
single certificate from the concerned bank instead of multiple documents regarding
evidence of payment for claimed machineries.
Why – To increase the reach and penetration level of technical textiles in domestic and
international markets.
Tell me more –
• Budget – Rs 1480 crores
• Implementation period - FY 2020-21 to 2023-24
• The mission will have four components.
pg. 200
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o To approve all projects within the financial limit of each program as approved by the
Mission Steering Group, except Research Projects.
o It will also monitor the implementation of various components of the Mission and
guide the Mission Directorate on implementation matters.
• Committee on Technical Textiles on Research, Development & Innovation – Chaired
by Member (S&T) NITI Aayog
o To identify and recommend all research projects related to strategic sectors such as
defense, paramilitary, security, space, and atomic energy to the Mission Steering
Group for approval.
o After approval of these research projects, any change in financial parameters may
be recommended by the Committee to Empowered Program Committee for
approval, within the budget outlay as approved by the Mission Steering Group
• Mission Directorate – for program implementation, coordination, and monitoring activities.
Update:
• Ministry of Textiles has cleared 20 strategic research projects worth Rs 30 crores in
the areas of Specialty fibres and Geotextiles under the National Technical Textiles
Mission in Jan 2022.
• Areas of the projects - 5 projects in Healthcare, 4 projects in Industrial and Protective, 3
projects in Energy Storage, 3 projects in Textile waste recycling, and 1 in Agriculture and 4
projects in Geotextiles (Infrastructure) among others.
• Previously, 11 research projects worth Rs 78.60 crores were cleared by the Ministry of
Textiles on 26th March 2021.
Ministry of Ayush
pg. 201
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Components
• AYUSH Services
• Ayush Educational institutions
• Quality control of ASU &H Drugs
• Medicinal Plants
Institutional Mechanism
• National level
o Mission Directorate – Chaired by Secretary, AYUSH mission
o The mission is governed by Mission directorate at national level.
• State level
o State AYUSH mission society – Chaired by Chief secretary
o Executive body – Chaired by Principal secretary in charge of AYUSH
Funding
• Centre : States – 60 : 40
• Centre: N – E or Himalayan states/UTs – 90:10
• Centre: UTs with legislature (Except J & K) – 60:40
• Centre: UTs without legislature – 100:00
pg. 202
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• The Union Cabinet has approved the continuation of Centrally Sponsored Scheme ‘National
AYUSH Mission (NAM)’ for another five years.
• Duration: The scheme will now be implemented from April 01, 2021, to March 31, 2026.
• Total outlay: The Centre has allocated Rs. 4607.30 crore (Rs 3,000 crore as Central
Share and Rs. 1607.30 crore as State Share) for the scheme to be invested over five years.
Objective:
The objective of the mission is to provide cost-effective AYUSH Services through promoting and
upgrading:
• AYUSH Hospitals and Dispensaries,
• Co-location of AYUSH facilities at Primary Health Centers (PHCs), Community Health
Centers (CHCs) and District Hospitals (DHs),
• upgrading AYUSH educational institutions,
• setting up of new up to 50 bedded integrated AYUSH Hospital,
• AYUSH Public Health programmes and operationalization of 12,500 AYUSH Health and
Wellness Centres
• empower masses for "self-care" to reduce the disease burden, and out of pocket
expenditure.
Objectives:
• To organize Swasthya Rakshan OPDs, Swasthya Parikshan Camps and hygiene
awareness programme
• Create awareness about cleanliness
• Provide medical aid and incidental support
• To document demographic information, food habits, hygiene conditions, seasons, lifestyle
and disease prevalence
• Assessment of health status and propagation of Ayurvedic concept of pathya (The food
which is beneficial and nutritional and gives happiness to mind)-apathya and extension of
health care services.
pg. 203
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Funds:
Funds under the scheme are provided only to CSIR and no funds have been allocated to any
state.
Mission Madhumeha
Introduction:
Mission Madhumeha was launched in 2016 to provide cost effective treatment and control of
Diabetes through Ayurveda.
Background:
• India currently represents 49 percent of the world’s diabetes burden, with an estimated 72
million cases in 2017, a figure expected to almost double to 134 million by 2025.
• This presents a serious public health challenge to a country facing a future of high
population growth.
Work process:
• A protocol on ‘Prevention and Control of Diabetes through Ayurveda’ was released for
implementing the ‘Mission Madhumeha’.
• The Madhumeha Assessment Tool (MAT) based on Ayurvedic philosophy has also been
developed for the self-assessment of the people with regards to possibilities of diabetes.
Introduction:
• It is a new central sector scheme that aims to develop the culture of documenting adverse
effects and undertake safety monitoring of AYUSH drugs.
pg. 204
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Work process:
It intends to facilitate the establishment of three-tier network of centres:
• National Pharmacovigilance Centre (NPvCC),
• Intermediary Pharmacovigilance Centres (IPvCCs) and
• Peripheral Pharmacovigilance Centres (PPvCC).
Coordinating Agency:
• All India Institute of Ayurveda, New Delhi, an autonomous body under the Ministry of
AYUSH, has been designated as National Pharmacovigilance Centre for coordinating
various activities of the initiative.
• It will facilitate detection of potentially unsafe ASUSH medicine.
The National Medicinal Plants Board (NMPB), Ministry of AYUSH is implementing a “Central
Sector Scheme on Conservation, Development and Sustainable Management of Medicinal Plants”
since 2014-15.
Tell me more:
• Funds allotment: An amount of Rs. 940 Lacs was sanctioned and Rs. 635.99 Lacs
released for establishing above mentioned Medicinal Plants Conservation and
Development Areas (MPCDAs).
Significance:
• The role of Medicinal Plants Conservation and Development Areas (MPCDAs) is in-situ
conservation/protection of medicinal plants in their natural habitats.
• The long- term benefit of MPCDAs is also to generate livelihood for Local/Tribal
communities through sustainable utilization.
pg. 205
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The cabinet committee on economic affairs has approved Industrial Development Scheme for J&K
(J&K IDS – 2021)
Tell me more
Objective
• Development of industries
• Generating employment which directly leads to the socio – economic development
Incentives
• Capital Investment Incentive
o 30% in Zone A and 50% in Zone B (Far off areas) on investment made in Plant &
Machinery (in manufacturing) or construction of building and other durable physical assets
(in service sector).
o Units with an investment up to Rs. 50 Crore will be eligible to avail this incentive.
o Maximum limit of incentive is Rs 5 crore and Rs 7.5 crore in Zone A & Zone B
respectively
o At the annual rate of 6% for maximum 7 years on loan amount up to Rs. 500 Crore for
investment in plant and machinery (in manufacturing) or construction of building and all
other durable physical assets (in service sector).
• Expenditure
o Rs.28,400 Crore for the period 2020 – 21 to 2036 – 37
Make in India
Make • To manufacture
In India • Domestic
Objective:
• To encourage companies to manufacture their products in India and enthuse with dedicated
investments into manufacturing.
• To transform India into a global design and manufacturing hub.
• To create jobs and skill enhancement.
pg. 207
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Targets
Total sectors – 27
➢ It is a WTO compliant scheme that has replaced Merchandise Export from India Scheme
Eligibility
• The scheme will include all sectors with priority given to labour – intensive sectors which
are getting benefits under MEIS scheme at 2%, 3% or 5% of the export value
• There is no minimum turnover criteria.
• Goods exported through e – commerce platform are also eligible.
• Country of origin of the exported product should be India, re – exported goods are not
eligible.
Rates
pg. 208
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• RoDTEP rates, conditions and exclusions under which it can be availed by department of
commerce on the recommendation of GK Pillai committee.
What:
Ministry of Commerce & Industry launched ‘the Startup India Seed Fund Scheme’ (SISFS). The
Scheme was announced on 16th January 2021.
Why:
The Fund aims to provide financial assistance to start-ups for proof of concept, prototype
development, product trials, market entry, and commercialization. Eligible start-ups through
eligible incubators across India will be benefitted.
Tell me more:
• Duration: 2021- 2025 (4 years)
• Total outlay: Rs. 945 Crore corpus will be divided over the next 4 years
• Estimated beneficiaries: 3,600 start-ups through 300 incubators
• Nodal Department: Department for Promotion of Industry and Internal Trade.
Grants provided:
• Grants of up to Rs 5 Crores shall be provided to the eligible incubators selected by the
EAC.
• The selected incubators shall provide grants of up to Rs 20 lakhs for validation of Proof of
Concept, or prototype development, or product trials to start up.
• Furthermore, investments of up to Rs 50 lakhs shall be provided to the start up for market
entry, commercialization, or scaling up through convertible debentures or debt-linked
instruments.
pg. 209
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• Funding from angel investors and venture capital firms becomes available to startups only
after the proof of concept has been provided. Similarly, banks provide loans only to asset-
backed applicants.
e-Biz portal
Introduction
• e-Biz portal was announced in 2013 by the Ministry of Commerce and Industry.
• It is India’s first Government- to-Business (G2B) services portal which aims to improve the
business environment in the country.
• It is one of the 31 Mission Mode Projects (MMPs) under National e-Governance Program.
Tenure of the portal
• It was launched for the period of ten years.
Implementing Agencies
• It is being implemented by Infosys Technologies Limited (Infosys) under the guidance and
aegis of Department of Industrial Policy and Promotion (DIPP) for a period of ten years.
Objective
• It aims at raising IPR awareness amongst students, youth, authors, artists, budding
inventors and professionals.
• It inspires them to create, innovate and protect their creations and inventions across the
country.
*IPR: Intellectual property rights are the rights given to persons (for a certain period of time) over
the creations of their minds to invent a new product or idea.
Time Duration
Total project Duration - 3 years (2017 – 2020).
pg. 210
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Objective
The objective of the Niryat Bandhu Scheme is to reach out to the new and potential exporters and
mentor them to get into international trade and boost exports from India.
pg. 211
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• The scheme protects the growers from the twin risks of weather and price arising.
Implementing Agency
It is implemented by the Commodity Boards through selected insurance companies.
Eligibility criteria
• Farmers having 10 ha. or less landholding can be benefitted.
• The scheme will be applicable to mature standing crops only.
Fund management
The rate of Insurance Premium payable by the GOI (through commodity Boards), State
Governments and Growers in the ratio of 75:15:10.
Developing Agency
• It is developed by Invest India which is an official Investment Promotion and Facilitation
Agency of Department of Industrial Policy and Promotion (DIPP), Ministry of Commerce
and Industries.
• Invest India with partnership with energy companies has launched this program.
Government e-Marketplace
• Government e-Marketplace (GeM) is to facilitate on line procurement of common use
Goods & Services required by various Government Departments / Organizations / PSUs.
• GeM is dynamic, self-sustaining and user friendly portal for making procurement by
Government officers.
• It was launched by the Ministry of Commerce and Industry in August 2016.
• The Ministry has launched third version of the Government e-Marketplace (GeM 3.0)
pg. 212
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• The purchases through GeM by Government users have been authorized and made
mandatory by Ministry of Finance by adding a new Rule No. 149 in the General Financial
Rules, 2017.
Why:
• It will help in meeting the working capital needs and ensure “access to finance” for MSEs.
Tell me more:
• Beneficiaries: This facility will provide GeM sellers who are sole proprietors, with the best
loan offers from top lenders in the country including public sector banks, private banks and
NBFCs.
▪ MSEs can get a loan at the point of acceptance of an order on the #GeM platform.
• Comparable to BHIM: It is comparable to BHIM for the Unified Payments Interface (UPI).
• Implementing agency: GeM is collaborating with the Indian Software Product Industry
Round Table (iSPIRT).
▪ iSPIRT is a non-profit tech think tank’s volunteer team
Tell me more
pg. 213
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Why - The scheme comprises a number of components and activities for the promotion of
investment into the country; enhancing international co-operation for promoting FDI and capacity
building.
Tell me more:
• SIP is a centrally sponsored scheme, launched in November 2008, to promote foreign
direct investment into India.
• Implementing agency – DPIIT-Department for Promotion of Industry and Internal Trade.
• Financial outlay – Rs 970 crore.
Ministry of
Communications
Stamps • Philately
Number of scholarships
• Total 920 scholarships will be awarded
• Every Postal Circle will select a maximum of 40 scholarships representing 10 students each
from Standard VI, VII, VIII & IX.
Amount of scholarship
• Rs.6000 per annum @Rs.500 per month
Selection procedure
• Selection is based on evaluation of project work on Philately & performance in Philately
Quiz conducted by the Postal Circles.
• A committee constituted at the circle level consisting of postal officials and renowned
philatelists would evaluate the project work
pg. 215
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• It aimed to realize the vision of Digital India, in partnership with States and the Private
Sector.
• The programme, previously called as the National Optical Fiber Network, approved in
October 2011.
Tell me more:
• The project will be extended to all inhabited villages beyond the gram panchayats in 16
States.
• The revised strategy also includes creation, upgradation, operation, maintenance and
utilization of BharatNet by the concessionaire who will be selected by a competitive
international bidding process.
pg. 216
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• The Cabinet also accorded in principle approval for extending BharatNet to cover all
inhabited villages in the remaining States and UTs.
Significance:
• The private sector partner is expected to bring an equity investment, raise resources
towards capital expenditure and for operation and maintenance of the network.
pg. 217
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Skill development scheme: It is a skill development scheme that will train rural youth to maintain
mobile towers, repair optical fibres and fix other communication technologies across India.
Covered states: The scheme will be initially implemented as pilot mode in UP, Bihar, Odisha,
Punjab and Haryana.
Based on: The skill training will be based on National Skill Qualification Framework (NSQF).
Number of trainees: 10,000 people from 10 States/UTs to be trained in the pilot phase under the
scheme. After the success of the pilot project, full-fledged scheme shall be launched across the
nation.
Number of Pratisthan: More than 1,000 Sanchar Kaushal Vikas Pratisthan would be
established in future.
Tell me more
About USOF
• Objective – To extend the telecom network and to stimulate the uptake of internet and
communication technologies services.
• Launch year – It came into effect in 2002.
• It is a non-lapsable fund generated by 5% universal service levy that is charged upon all the
telecom fund operators on their adjusted gross revenue.
• The nodal authority for the fund is department of telecommunication.
Ministry of Environment,
Forests and Climate
Change
Objectives
• Development of skills in the field of environment and forest sector to enable India’s youth to
get gainful employment.
• It will help in achieving Nationally Determined Contributions, SDG targets, National
Biodiversity targets etc.
• It aims to train over 7 million workers in environment and forest sectors in the country by
2021.
pg. 220
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• More than 30 programs have been identified, which will be conducted in 84 institutions
across the country.
• The duration of the courses ranges from 80 hours to 560 hours approx.
• All courses will be National Skills Qualifications Framework (NSQF) compliant.
• The Ministry will give Certificates indicating the skilling levels to all successful candidates.
PARIVESH
Introduction
• PARIVESH ((Pro-Active and Responsive facilitation by Interactive, Virtuous and
Environmental Single-window Hub) is a web based single window integrated system for
environment, forest, wildlife and CRZ (Coastal Regulation Zone ) clearance processes.
• It is developed in pursuance of the spirit of ‘Digital India’ and capturing the essence of
Minimum Government and Maximum Governance.
• The system has been designed, developed and hosted by the Ministry of Environment,
Forest and Climate Change, with technical support from National Informatics Centre, (NIC).
Facilities provided
pg. 221
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Objective
• It enables project proponents, citizens to view, track and interact with scrutiny officers,
generates online mail alerts to state functionaries in case of delays beyond stipulated time
for processing of applications.
• It has been rolled out for online submission, monitoring and management of proposals
seeking various types of environment clearances from Central, State and district-level
authorities.
Funding Mechanism
The total outlay is Rs. 1731.72 crore as central share from 2017-18 to 2019-20 for different
schemes under this umbrella scheme-
• Rs. 1143 crore for Project Tiger,
• Rs. 496.50 crore for Development of Wildlife Habitats and
• Rs.92.22 crore for Project Elephant)
Objectives
• To create a young pool of trained environmental managers, ecologists and socio-
economists.
• To promote science culture by creation of a team of dedicated future researchers in the IHR
(Indian Himalayan Regions).
Objectives
• It aims to enhance the ecological sustainability of India’s development path and address
climate change.
• It aims at creating awareness among the representatives of the public, different agencies of
the government, scientists, industry and the community as a whole.
Ministry of Power
Objective
• To ensure last mile connectivity and electricity connection to all un – electrified households
in the country.
• To provide solar photo voltaic based stand alone systems for un – electrified households
located in remote and inaccessible areas where grid extension is not possible.
• To achieve universal household electrification by providing financial assistance to the
DISCOMS or power department.
Nodal agency
Total cost – Rs.16,320 Crore including gross budgetary support of Rs.12,320 Crore
Eligible entities
pg. 224
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• All DISCOMs including private sector DISCOMs, state power departments and rural electric
cooperative societies.
• Non – poor urban households are excluded of this scheme.
• The beneficiary households for free electricity connection are being verified as per SECC –
2011 data
➢ Households having any one of the above mentioned criteria are eligible.
• For households which are not eligible, Rs.500 per household is charged as one – time fee
in 10 instalments of Rs.50 each along with electricity bills.
Funding pattern
pg. 225
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Objective
• To promote the efficient use of energy at residential level, enhance the awareness of
consumers about the efficacy of using energy efficient appliances
Implementing agency
Eligibility
• Every domestic household having a metered connection is eligible
• The purchase can be made either on EMI or on upfront payment
Prices of LEDs
• Rs.70 per LED
• Rs.220 per LED tubelight
• Rs.1110 per fan
Why – to distribute LED bulbs to the rural households at a low cost of just Rs 10.
o Each household will get up to 5 LED bulbs.
Tell me more
• Launch year – 2021
pg. 226
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Suppose, USA (being a developed country) has a high demand for carbon emission
than what is allotted to it. India, on the other hand, is not able to emit carbon as
per the quota allotted to it under the carbon credit rules of Kyoto protocol.
Here, carbon credits would come in aid. India would sell its remaining quota of
carbon credit to USA so that it can fulfill its demands, in exchange of technology,
money or any other exchangeable commodity.
o Now, through the LED bulbs, the govt aims to save its carbon credits. These saved units of
carbon credits would be sent to the UN for inclusion into the Shine Program of activities.
o Afterwards, buyers (other countries) would be able to purchase these carbon credits from
India.
o India would use the money earned from selling the carbon credits to finance the cost of
disbursing LED bulbs.
o If all 300 million lights in India were replaced, the total energy savings would be 40,743
million kWh/year, avoided peak demand of 22,743MW/year and CO2 reductions of 37
million tons per year.
pg. 227
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o GRAM UJALA programme will have a significant impact on India’s climate change action
energy savings of 2025 million KWh/year and CO2 reductions of 1.65 million T CO2/year.
Implementing agency
Overall target
• Replacing 3.5 Crore conventional street lights with energy efficient LED lights
• Expected annual cost reduction of urban local bodies – Rs.5500 Crore
pg. 228
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It is a scheme implemented by Ministry of New & Renewable energy in various states to provide
basic lighting through Renewable Energy Sources in un-electrified villages and hamlets of
electrified census villages.
Components:
It has two components - Domestic Efficient Lighting Programme (DELP) and Street Lighting
National Programme (SLNP).
• DELP - UJALA Scheme was launched to provide LED bulbs to domestic consumers.
• SLNP - It aims to replace conventional street light with smart and energy efficient LED
street lights by March, 2019.
Funding Agency:
The project is funded by Energy Efficiency Services Limited (EESL), a Public Energy Services
Company under the administration of the Union Ministry of Power.
• Government of India and the World Bank has signed $300 million agreement for the India
Energy Efficiency Program.
Impacts:
• It will help schemes such as UJALA and Street Lighting National Programme (SLNP).
• This programme will help India meet its Nationally Determined Contributions under the
Paris accord.
Working process:
Under the scheme, EESL will deploy LED bulbs, tubelights, ceiling fans and street lights which will
be supplied by the private sector.
Implementing Agency:
The program is being implemented by Energy Efficiency Services Limited (EESL).
pg. 229
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Target:
It has target of making all DISCOMs profitable by 2018-19 through four initiatives such as-
• Improving operational efficiencies of Discoms,
• Reduction of cost of power,
• Reduction in interest cost of Discoms,
• Enforcing financial discipline on DISCOMs through alignment with state finances.
Working process:
• Under this programme, States shall take over 75% of DISCOM debt over two years i.e 50%
of DISCOM debt shall be taken over in 2015-16 and 25% in 2016-17.
• Government of India will not include the debt taken over by the states as per the above
scheme in the calculation of fiscal deficit of respective states in the financial years 2015-16
and 2016-17.
• States will issue non-SLR including SDL bonds in the market or directly to the respective
banks / financial institutions (FIs) holding the DISCOM debt to the appropriate extent.
• DISCOM debt not taken over by the state shall be converted by the banks / FIs into loans or
bonds.
Urja Mitra
• URJA MITRA App, which was launched recently by the Ministry of Power, empowers
citizens by real time information sharing on power supply.
• The application provides a central platform, Web-Portal as well as Mobile App, for State
Power Distribution utilities to disseminate power outage information to urban/rural power
consumers across India through SMS/email/push notifications.
MERIT Portal
• Merit Order Despatch of Electricity for Rejuvenation of Income and
Transparency (MERIT) is a portal that has been developed in association with POSOCO
and Central Electricity Authority.
• It displays extensive array of information regarding the merit order of Electricity procured by
States such as daily source-wise power purchases of respective states/UTs.
pg. 230
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• Information available in the Portal shall help State Discoms to optimize their power
procurement in more efficient way leading to lower cost of power to consumers.
• It act as the single point interface for all Power Sector Apps launched previously by the
Ministry, like TARANG, UJALA, VIDYUT PRAVAH, GARV, URJA, MERIT.
Objective:
• It has been designed and developed to disseminate analyzed information about the sector
through GIS enabled navigation and visualization chart windows.
• It would serve as single authentic source of power sector information to apex bodies.
Integrated bodies:
• NPP is integrated with associated systems of –
• Central Electricity Authority (CEA),
• Power Finance Corporation (PFC),
• Rural Electrification Corporation (REC) and
• other major utilities.
Implementing Agency:
The Nodal Agency for implementation of NPP and its operational control is CEA.
Why:
To support the energy transition in the country and to move towards cleaner energy sources.
Tell me more:
About Biomass:
pg. 231
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Objectives:
• In order to address the issue of air pollution due to farm stubble burning.
• To reduce carbon footprints of thermal power generation
Duration:
The duration of proposed National Mission would be a minimum 5 years.
Collaborating Ministries:
• Ministry of Home
• Ministry of Health and Family Welfare
• Ministry of Information & Broadcasting
• Ministry of Tourism
• Making 50% of all the government buildings of National Capital and all the State
capitals fully accessible by December 2018.
• Completing accessibility audit of 50% of government buildings and making them fully
accessible in 10 most important cities/towns of States by December 2019.
• Ensuring that 50% of railway stations in the country are converted into fully
accessible railway stations by March 2018.
• Ensuring that 25% of Government owned public transport carriers in the country are
converted into fully accessible carriers by March 2018.
• Conducting accessibility audit of 50% of all government (both Central and State
Governments) websites and converting them into fully accessible websites by March 2017.
➢ Several plans had missed the targets and in the year 2019, government had extended the
deadline for all the incomplete targets to March 2020.
Implementing partner
pg. 233
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Funding
• Central sector scheme (100% funding from central government)
• Average cost per beneficiary – Rs.7000
pg. 234
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• This will be done by providing financial assistance for construction, operation and
maintenance of community toilets in PPP mode and procurement and operation of
sanitation related vehicles.
Implementing agency
pg. 235
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Effortless Learning
Objective:
• To promote innovation and entrepreneurship among SC students with special preference to
Divyangs in the higher education campuses.
Eligibility:
• Youth who have been identified by the TBIs being promoted by Department of Science &
Technology.
• Youth who are identified for incubation by reputed private TBIs.
• Students who have been awarded under the Smart India Hackathon or Smart India
Hardware Hackathon being conducted by Ministry of Education.
• Innovative ideas focusing on the socio-economic development of the society identified in
the TBIs.
• Start-ups nominated and supported by corporates through CSR funds.
Things to remember
Funding:
pg. 236
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Number of students:
• 1000 SC students with start – up ideas will be identified in the next 4 years through the
technology business incubators (TBIs).
• It encourages voluntary action for ensuring effective implementation of the people with
disabilities (equal opportunities and protection of rights) act of 1995.
pg. 237
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• Major aids and assistive devices to be distributed under ADIP Scheme are Motorized Tricycles,
Tricycles Conventional, Wheelchairs, Crutches, Walking Sticks, Brail kits, Brail Slate, Hearing Aids
etc.
• Gwalior district of Madhya Pradesh has taken an initiative to become the first ‗Divyang Mitra‘
district of the country.
• Artificial Limbs Manufacturing Corporation of India (ALIMCO) is the implementing agency of this
scheme.
Eligibility criteria:
• As per rules, such couples whose total annual income does not exceed Rs 5 lakh are
eligible to get a one-time incentive of Rs 2.5 lakh from the Centre.
• Ministry of Social Justice and Empowerment has recently scrapped the condition of the total
income exceed Rs.5 lakh per annum and now there will be ―no income limit for incentive
under the scheme.
• The other pre-conditions were that it should be their first marriage, and it should be
registered under the Hindu Marriages Act, with the proposal being submitted within a year
of marriage.
pg. 238
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• It has also made it mandatory for the couples to submit their Aadhaar numbers and details
of their Aadhaar-linked joint bank account.
• The SAGE project aims to identify, evaluate, verify, aggregate, and deliver products,
solutions and services directly to the stakeholders.
Tell me more:
Funding: An allocation of Rs. 25 crores has been made for the SAGE project in the current
financial year i.e., 2021-22.
A fund of up to Rs.1 crore as one-time equity will be granted to each selected start-up.
Ministry’s role: The Ministry will act as a facilitator, enabling the elderly to access the products
through identified start-ups.
Start-ups can apply for being a part of SAGE through this dedicated portal.
The start-ups selected under SAGE will be those which will provide new innovative products and
services to elderly persons in various areas like health, travel, finance, legal, housing, food among
others.
pg. 239
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The Ministry of Social Justice and Empowerment has formulated a scheme “SMILE - Support for
Marginalized Individuals for Livelihood and Enterprise”.
• It includes a sub-scheme - ‘Central Sector Scheme for Comprehensive Rehabilitation of
persons engaged in begging’.
Why:
The focus of the scheme is extensively on rehabilitation, provision of medical facilities, counselling,
basic documentation, education, skill development, economic linkages and so on for the people
engaged in begging.
Tell me more:
• Pilot phase: The scheme has been implemented in the selected 10 cities on pilot basis
having large concentrations of the Beggar community.
Ministry of Social Justice and Empowerment has launched ‘PM-DAKSH’ (Pradhan Mantri
Dakshta Aur Kushalta Sampann Hitgrahi) Portal and ‘PM-DAKSH’ Mobile App.
Why:
to make the skill development schemes provided under Pradhan Mantri Dakshta Aur Kushalta
Sampann Hitgrahi (PM-DAKSH) Yojana, accessible to the target groups - Backward Classes,
Scheduled Castes and Safai Karamcharis.
Tell me more:
pg. 241
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• Provisions: Under this Yojana, eligible target group are being provided skill development
training programmes on
o Up-skilling/Re-skilling
o (ii) Short Term Training Programme
o (iii) Long Term Training Programme and
o (iv) Entrepreneurship Development Program (EDP)
Ministry of Tourism
pg. 242
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Management Structure
Recent update – Recently Simhachalam Temple in Andhra Pradesh has been included under the
PRASAD scheme.
Swadesh Darshan
Introduction
• The Swadesh Darshan Scheme is a central Sector Scheme under the Ministry of Tourism.
• It aims to integrated development of theme-based tourist circuits in the country.
• It was launched in 2014-15.
Objectives
• Position tourism as a major engine of economic growth and job creation;
• Enhance employment opportunities
• Enhance the tourist attractiveness in a sustainable manner
Number of Circuits
Under the scheme, fifteen thematic circuits have been identified, for development –
• North-East India Circuit
• Buddhist Circuit
• Himalayan Circuit
• Coastal Circuit
pg. 243
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• Krishna Circuit
• Desert Circuit
• Tribal Circuit
• Eco Circuit
• Wildlife Circuit
• Rural Circuit
• Spiritual Circuit
• Ramayana Circuit
• Heritage Circuit
• Tirthankar Circuit and
• Sufi Circuit
At the time of launch number of circuits were only 5, by 2017 more circuits (10) were added
making them 15.
Budget allocation
• from 2017-18 till 2019-20 - an outlay of Rs. 5048 Crore was sanctioned.
• EFC has recommended that sanctions for new projects in the period 2017-2020 shall be
restricted to Rs. 2500 Crore.
Adopt a Heritage–
‘Apni Dharohar, Apni Pehchaan’ Project
Introduction
• ‘Adopt a Heritage Project’ is an initiative of the Ministry of Tourism, in collaboration with the
Ministry of Culture and the Archaeological Survey of India.
• It was launched on 27th Sep. 2017.
Objectives
• It entails encouraging students, public sector and private organisations to participate more
actively in the maintenance of Indian heritage.
• The project primarily focuses on providing basic amenities that include cleanliness, public
conveniences, safe drinking water, ease of access for tourists, signages, illumination, Wi-fi
etc.
Fund management
• No fund is given by Ministry of Tourism.
pg. 244
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*The term "Corporate Social Responsibility (CSR)" can be referred as corporate initiative to
assess and take responsibility for the company's effects on the environment and impact on
social welfare.
Process
• Under the scheme, government invites public sector companies, private sector firms as well
as individuals, to develop selected monuments and heritage and tourist sites across India.
• Selected firms and individuals will be appointed as ―’Monument Mitras’ for the
development of tourist amenities in the selected heritage sites for an initial period of 5
years.
• The Monument Mitras are selected by the ―’oversight and vision committee’, co-chaired by
the Tourism Secretary and the Culture Secretary.
• They would also look after the operations and the maintenance of the amenities.
Paryatan Parv
Introduction
• Paryatan Parv', a nation-wide celebration of Tourism was inaugurated first time on 5th
October 2017.
• The Ministry of Tourism in collaboration with other Central Ministries, State Governments
and stakeholders organized this event.
• It aims to boost tourism in the country.
Components
For example- Kerala will not only be promoted for its natural beauty but also for its ancient
ayurvedic healing systems.
Note – Tourism products here means spiritual , medical and wellness experiences.
Technical Support
pg. 246
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Implementing process
pg. 247
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• It is a strategic process which ensures that all the benefits under various
programmes/schemes of Central/ State Governments actually reach the tribals by
convergence of resources through appropriate institutional mechanism.
Strategies
• Strengthening the institutions and mechanisms which are meant for welfare of tribals.
• Converging all the resources and activities which are centred on tribal welfare.
• Monitoring the funds allocated for tribal welfare and ensuring that they reach the targets.
Objective: To increase the literacy level among the Tribals of India by imparting quality education
to children of Scheduled Tribes.
• This will be done by the construction of world class Eklavya Model Residential Schools on
the lines of Navodaya Vidyalayas.
Coverage
• By 2022, every block with more than 50% ST population and atleast 20,000 tribal persons
will have an EMRS.
Recurring cost
• Rs.1,09,000 per student per year from 2019 – 20 (Earlier it was Rs.61500)
Structure of EMRS
pg. 249
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Overarching • Comprehensive
Holistic • Integrated
Nourishment • The food necessary for growth
Objectives
• It is aimed at ensuring holistic development and adequate nutrition for pregnant women,
mothers and children.
• The scheme strives to reduce the level of stunting, under nutrition, anaemia and low birth
weight babies.
Launch year – 8th March, 2018 from Jhunjhunu, Rajasthan
pg. 250
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Targets
Jan Andolan
“Poshan Abhiyaan is not only a programme but a JAN ANDOLAN which incorporates inclusive
participation of public representatives of local bodies, government departments of the state, social
organisations and the public and the private sector at the large”
Poshan Maah
• Every year, since 2018, September is observed as the Poshan Maah or the Month of
Nutrition.
pg. 251
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All major schemes of the Ministry have been classified under 3 umbrella schemes viz. Mission
Poshan 2.0, Mission Vatsalya and Mission Shakti.
Why:
For effective implementation of various schemes and programmes of the Ministry of Women and
Child Development.
Tell me more:
Various included schemes under the umbrella scheme and budget allocation is as under-
pg. 252
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Target beneficiaries
• All pregnant women and lactating mothers who have their pregnancy on or after 01.01.2017
for first child in family
o Excluding – Central government, state government and PSUs employees
o Who are receiving similar benefits under any other scheme.
Benefits
• Cash incentives of Rs.5000 is provided in three instalments:
o Rs.1000 on early registration of pregnancy at Anganwadi centre or any approved
health facility.
o Rs.2000 after six months on receiving at least one Ante – Natal check up.
o Rs.2000 after child birth is registered and the child has received the first cycle of
BCG, DPT, OPV and Hepatitis – B.
• If the beneficiary would get benefits of Janani Suraksha Yojana, then average benefits
including PMMVY would be Rs.6000
Funding Pattern
• Centre : State – 60:40
• Centre : North – eastern and Himalayan State – 90:10
• For UTs – 100% funding from Central Government
PMMVY in News
• Best performance 2020
o Population more than 1 Crore – Madhya Pradesh
o Population less than 1 Crore – Dadra and Nagar Haveli
• Telangana and Odisha are implementing their own maternity benefit program
pg. 253
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Eligibility
• The girl child must be below the age of 10 years
• One account is allowed per child
• A family can open 2 SSY accounts
Premature withdrawal
• Can only be made by girl child in whose name the account has been opened after she
attains the age of 18 years.
• Premature withdrawal is limited to 50% of the balance that was at the end of the preceding
financial year.
Provision in case of death
• In the event of death of the account holder, the account will be closed immediately.
• The balance in the account will be paid, along with the interest till the month preceding the
month of the premature closure of the account, to the guardian of the account holder.
Tax benefits
• The deposits made under the account are fully exempted from income tax under section
80C of the IT act.
pg. 254
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Creche timings
• Crèches shall be open for 26 days in a month and for seven and half (7-1/2) hours per day
User charges
• BPL families - Rs 20/- per child per month.
• Families with Income (Both Parents) of upto Rs. 12,000/- per month - Rs 100/- per child per
month
• Families with Income (Both Parents) of above Rs. 12,000/- per month - Rs 200/- per child
per month
Funding
pg. 255
[Type here]
• It is a centrally sponsored scheme where fund sharing pattern amongst centre, States/UTs
and NGOs is in the ratio of 60:30:10 for States, 80:10:10 for North Eastern States and
Himalayan States and 90:0:10 for UTs.
Number of crèches
• As on March 2020, there are 6453 creches across the country
Objective
• To strengthen the potential of young boys and girls in schools/colleges/institutions to
advocate for gender equality and justice
• To make the young boys and girls gender sensitive and create positive social norms that
value the girls and their rights.
• This will be achieved by selecting Gender Champion in the educational institutions who will
have the responsibility as mentioned above.
Eligibility criteria
• To provide overall guidance to the peer group in integrating /mainstreaming gender in all
activities of the Institution in the form of focused group discussions, debates, poster
competitions etc.
• To engage a variety of stakeholders from the school, college, civil society organizations,
women's groups and media in gender mainstreaming activities.
• Identify gaps in school’s or college's activities with respect to gender, and make
recommendations on how to address these gaps.
Objective
• A mahila police volunteer will serve as a public – police interface in order to fight crime
against women
• To report incidence of violence against women such as domestic violence, dowry
harassment etc.
Eligibility criteria
Selection process
Monthly allowance
pg. 257
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Funding pattern
Objective
• To improve the nutritional & health status of children in the age group 0-6 years
• To lay foundation for proper psychological, physical & social development of child
• To reduce the incidence of mortality, morbidity, malnutrition & school drop out
Funding pattern
Supplementary nutrition
Prior to 2005-06
• It was responsibility of states but the administrative cost was provided by central
government as 100% financial assistance
After 2005-06
pg. 258
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• Up to 50% of the financial norms or support 50% of expenditure incurred by states / UTs on
supplementary nutrition , whichever is less
After 2009-10
• Centre:States /UTs – 50:50
• Centre : N-E states - 90:10
Other components
• Centre:All states /UTs – 90:10
• For the new components approved under strengthening & restructuring –
o Centre:States – 75:25
o Centre:NE states – 90:10 ( for new component )
• POSHAN abhiyan
• Scheme for adolescent girls
• Child protection scheme
Greh • House
Objective
Under the Scheme, Swadhar Greh will be set up in every district with capacity of 30 women with
the following objectives:
• To cater to the primary need of shelter, food, clothing, medical treatment and care of the
women in distress and who are without any social and economic support.
• To enable them to regain their emotional strength that gets hampered due to their
encounter with unfortunate circumstances.
• To provide them with legal aid and guidance to enable them to take steps for their
readjustment in family/society.
• To rehabilitate them economically and emotionally.
• To act as a support system that understands and meets various requirements of women in
distress.
• To enable them to start their life afresh with dignity and conviction.
Note – You don’t have to mug up all the above points. These are just for basic
understanding of the scheme.
Launch year – 2015 (By merging two schemes – Short stay home for women and girls and
Swadhar)
Beneficiaries
• Women above 18 years of age of the following categories:
o Women who are deserted and are without any social and economic support.
o Women survivors of natural disasters.
o Women prisoners released from jail and are without family, social and economic support
o Women victims of domestic violence, family tension or discord.
pg. 260
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o Trafficked women/girls rescued or run away from brothels or other places However such
women/ girls should first seek assistance under UJJAWALA Scheme in areas where it is in
operation.
Note – Not important for exams, don’t waste time in mugging up the beneficiaries.
Funding
• 60:40 between centre and States
• 90:10 between centre and N – E states or Hilly states
• 100% assistance from central government in case of UTs
Mahila • Women
Shakti Kendra • Power Centre
• This scheme is under umbrella scheme PM Mahila Sashaktikaran Yojana
Objective: Setting up of “Mahila Shakti Kendra” is meant to provide support services for
empowering rural women with opportunities for skill development, employment, digital literacy,
health and nutrition
Funding
• 60:40 between centre and States
• 90:10 between centre and N – E states or Hilly states
• 100% assistance from central government in case of UTs
pg. 261
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Ujjawala Scheme
Objective
• To prevent trafficking of women and children for commercial sexual exploitation
• To facilitate rescue of victims from the place of their exploitation and place them in safe
custody.
• To provide rehabilitation services to the victims by providing basic amenities/needs.
• To facilitate reintegration of the victims into the family and society at large
• To facilitate repatriation of cross-border victims to their country of origin.
Beneficiary
• Women and children who are either vulnerable to and victim of trafficking.
Funding pattern
• Centre: State: Implementing agency – 60:30:10
• Centre: N – E/Himalayan state: Implementing agency – 80:10:10
• Centre: UT : Implementing agency – 90:00:10
➢ Implementing agency can be any social welfare organisation or an NGO
pg. 262
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Target group
• All women including girls below 18 years of age
• For girls below 18 years of age, Juvenile justice act 2000 and POCSO act 2012 have been
linked with one stop centres.
Funding
• The scheme will be implemented by states through Nirbhaya fund
• The central government provides 100% financial assistance
pg. 263
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Ministry of Education
Target Group
• Primary : Young and newly married couples; Pregnant and Lactating mothers; parents
• Secondary : Youth, adolescents (girls and boys), in-laws, medical doctors/ practitioners,
private hospitals, nursing homes and diagnostic centres
• Tertiary : Officials, PRIs; frontline workers, women SHGs/Collectives, religious leaders,
voluntary organizations, media, medical associations, industry associations, general public
as a whole .
Coverage
• In first phase – 100 districts
• In second phase – 61 additional districts
• In third phase – All 640 districts as per census 2011, on 8th March 2018
Components
pg. 264
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Targets
Improve the Sex Ratio at Birth (SRB) in selected gender critical districts by 2
points in a year.
Reduce Gender differentials in Under Five Child Mortality Rate from 7 points in
2014 to 1.5 points per year
pg. 265
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Social media
• Youtube channel on BBBP
• BBBP group on MyGOV platform
SABLA
Introduction:
• SABLA/ Rajiv Gandhi Scheme for Empowerment of Adolescent Girls is a centrally
sponsored scheme to empower adolescent girls of 11-18 years.
• It aims at improving their nutritional and health status, upgrading various skills like home
skills, life skills and vocational skills.
• It is implemented through the State Governments/UTs.
• It is launched in 2011.
Service provider:
The scheme is being implemented using the platform of Integrated Child Development Scheme
(ICDS) wherein Aanganwadi Centres (AWC) would be the focal point for the delivery of services.
Nutrition:
Under the Nutrition component, the out of school Adolescent Girls (AGs) in the age group of 11-14
years attending AWCs and all girls in the age group of 14-18 years are provided –
• Supplementary Nutrition containing 600 calories
• 18-20 grams of protein and micronutrients, per day for 300 days in a year.
Non-nutrition:
The non-nutrition component addresses the developmental needs of adolescent girls. Out of
school adolescent girls of 11-18 years are being provided-
pg. 266
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Funding:
All Components except nutrition provision will get 100% financial assistance from the Central
Government. The nutrition provision will be funded by Central government up to the extent of 50%.
SAKSHAM
Introduction:
• SAKSHAM/Rajiv Gandhi Scheme for Empowerment of Adolescent Boys aims holistic
development of Adolescent Boys, on the pattern of SABLA.
• It was launched in 2014.
• It would aim at the all-round development of Adolescent Boys to make them self-reliant,
gender-sensitive and aware citizens, when they grow up.
• The scheme will utilize the structures made under ICDS (Integrated Child Development
Services Scheme)
Coverage:
The scheme will cover all adolescent boys (both school-going and out of school) in the age-group
of 11-18, subdivided into the categories of 11-14 and 14-18.
Service provider:
The Anganwadi Centers are the central points to deliver the services, and if the Anganwadi
infrastructure is inadequate, it will be provided by the local Panchayat or Municipal Committee.
pg. 267
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Sakhi
• It is a one-stop centre for providing medical, legal and rehabilitation facilities for women
subjected to any kind of violence.
• These centres will be established across the country to provide integrated support and
assistance under one roof both in private and public spaces in a phased manner.
• It focuses on strengthening of Multi Sectoral Response to violence faced by Women.
e-Samvad
• e-Samvad is an online portal to provide a platform for NGOs and Civil Societies to interact
with the Ministry of Women & Child Development.
• Through e-Samvad, NGOs and civil society can provide their feedback, suggestions, put up
grievances, share best practices which will help in formulation of effective policies.
pg. 268
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‘PM CARES For Children- Empowerment of COVID Affected Children’ launched to support
children who have lost their parents due to Covid-19.
• It will be funded from the ‘PM CARES Fund’.
Tell me more:
• Fixed Deposit in the name of the child: A corpus of Rs 10 lakh for each child when he or
she reaches 18 years of age. This corpus will be used
▪ To give a monthly financial support/ stipend from 18 years of age, for the next five
years.
▪ On reaching the age of 23 years, he or she will get the corpus amount as one lump-
sum.
• School Education: For children under 10 years: Admission will be given in the nearest
Kendriya Vidyalaya or in a private school as a day scholar.
▪ If the child is admitted in a private school, the fees as per the RTE norms will be
given from the PM CARES.
• School Education: for children between 11-18 years: The child will be given admission
in any Central Government residential school such as Sainik School, Navodaya Vidyalaya,
or nearest Kendriya Vidyalaya or in a private school as a day scholar.
• Fees and other expenses in private school: If the child is admitted in a private school,
the fees as per the RTE norms will be given from the PM CARES.
▪ PM-CARES will also pay for expenditure on uniform, text- books and notebooks.
• Support for Higher Education: The child will be assisted in obtaining an education loan
for Professional courses / Higher Education in India as per the existing Education Loan
norms and interest on this loan will be paid by the PM-CARES or
▪ Scholarship equivalent to the tuition fees / course fees for undergraduate/ vocational
courses as per Government norms will be provided.
pg. 269
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• Health Insurance: All children will be enrolled as a beneficiary under Ayushman Bharat
Scheme (PM-JAY) with a health insurance cover of Rs 5 lakhs.
▪ The premium amount for these children, till the age of 18 years, will be paid by PM-
CARES.
Other Initiatives
Priyadarshini Scheme
• It is a women Empowerment and Livelihoods Programme in the Mid Gangetic Plains.
• The focus of the project is on livelihood enhancement, the beneficiaries will be empowered
to address their political, legal, health problems issues through rigorous capacity building.
Mahila E-Haat
• It is an initiative for meeting aspirations and needs of women.
pg. 270
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Dhanalakshmi Scheme
• The objective of the scheme is to provide a set of financial incentives for families to
encourage them to retain a girl child, educate her and prevent child marriage.
• The scheme provides for cash transfers to the family of the girl child on fulfilling certain
specific conditions like immunization, enrolment and retention in school, insurance cover
etc.
NARI
• NARI is an online portal to provide women citizens with easy access to information on
government schemes and initiatives for women.
• It provides links to the Ministries, Departments and autonomous bodies offering the
schemes as well as easy access to online applications and grievance redressal.
• KVIC will provide training and assistance and raw materials to artisans.
Eligibility
• Artisans between 18 and 55 years of age
pg. 271
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ASPIRE
Introduction:
• A Scheme for Promotion of Innovation, Rural Industry & Entrepreneurship (ASPIRE) is a
scheme launched with an objective to set up a network of technology centres, incubation
centres.
• It aims at accelerate entrepreneurship and also to promote start-ups for innovation and
entrepreneurship in rural and agriculture based industry.
Objectives:
The planned outcomes of ASPIRE are:
• Setting up Technology Business Incubators (TBI),
• Livelihood Business Incubators (LBI) and
• Creation of a Fund of Funds for such initiatives with SIDBI.
pg. 272
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Objective:
The Scheme is aimed at generating self-employment opportunities through establishment of
micro-enterprises in the non-farm sector by helping traditional artisans and unemployed youth in
rural as well as urban areas.
Nodal agency:
Khadi and Village Industries Commission is the nodal implementing agency at the national level.
Implementing Agency:
KVIC, Khadi & Village Industry Boards (KVIB) and District Industry Centres (DIC) are the
implementing agencies in the states.
Provided subsidy:
Higher rate of subsidy (25-35%) will be applicable for women, SC/ST, OBC, Physically Disabled,
NER applicants in rural areas.
• To improve the ease of doing business for MSME‘s, Ministry of MSME has launched UAM
which replaces the filing of Entrepreneurs‘ Memorandum with States/UTs.
pg. 273
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• Upon the registration, the user will be allocated an unique Udyog Aadhar Number (UAN).
• The Procurement Policy launched in 2012 mandates the Central Government Departments
/ CPSUs to procure necessarily from MSEs.
• Every Central Ministry / Department / PSU shall set an annual goal for procurement from
the MSE sector at the beginning of the year, with the objective of achieving an overall
procurement goal of minimum of 20% of the total annual purchases of the products or
services produced or rendered by MSEs.
Sampark
• wherein, jobseekers (passed out trainees / students of 18 MSME Technology Centres) and
recruiters (various reputed national & multinational companies) register themselves for
getting employment and getting right kind of manpower respectively.
• This portal will act as a bridge between the talent pool and those enterprises seeking
trained man power.
Why: It will help in meeting the technology related requirements of enterprises in the services sector.
Tell me more
• Capital subsidy – 25%
pg. 274
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• For procurement of Plant & Machinery and service equipments through institutional credit to the
SC-ST MSEs.
• The capital subsidy will be provided without any sector specific restrictions on technology
upgradation.
Ministry of Food
Processing Industries
Funding
• Centrally sponsored scheme with total outlay 10000 crore
• 60:40 between centre and states
• 90:10 between centre and N – E states
• 60:40 between centre and UTs with legislature
• 100% from centre for UTs without legislature
Approach
• One district One Product: The States would identify food products for districts keeping in view
the existing clusters and availability of raw material.
• These institutes will Provide support for training of units, product development, appropriate
packaging and machinery for micro units.
Financial Support
• Credit-linked capital subsidy: Individual micro food processing units can avail 35% subsidy of
the eligible project cost with a maximum ceiling of Rs.10 lakh per unit.
o For development of common infrastructure including common processing facility, lab,
warehouse, etc.
• For Self Help Group (SHG) member: A seed capital (initial funding) of Rs. 40,000- per
Self Help Group (SHG) member
o For working capital and purchase of small tools.
• For marketing & branding: 50% grant is provided to Support for marketing & branding
would be provided.
Expected benefit
• The Scheme is expected to generate a total investment of Rs. 35,000 crore and 9 lakh
skilled and semi-skilled employment.
• It will benefit 8 lakh units through access to information, training, better exposure and
formalization.
Update:
pg. 276
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• Union Ministry of food processing industry has launched six one district one product brands
under Pradhan Mantri Formalization of Micro food processing Enterprises (PMFME)
Scheme.
• The six brands that have been launched are –
▪ Amrit Phal – Gurugram, Haryana
▪ Cori Gold – Kota, Rajasthan
▪ Kashmiri Mantra – Kulgam, J&K
▪ Madhu Mantra – Saharanpur, UP
▪ Somdana – Thane, Maharashtra
▪ Whole Wheat Cookies of Dilli Bakes – Delhi
• These brands have been launched under an agreement signed between ministry of food
processing industry and NAFED.
• Under the agreement, 10 brands of selected ODOPs will be developed under branding and
marketing component of the PMFME scheme.
• To provide a big boost to the growth of food processing sector in the country.
• To provide better returns to farmers and is a big step towards doubling of farmers income.
• To create huge employment opportunities especially in the rural areas.
• To reduce wastage of agricultural produce.
• To increase the processing level and enhancing the export of the processed foods.
pg. 277
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pg. 278
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pg. 279
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Components
• Component A: 10,000 MW of Decentralized Ground Mounted Grid Connected Renewable
Power Plants.
• Component B: Installation of 20 lakh standalone Solar Powered Agriculture Pumps.
• Component C: Solarisation of 15 Lakh Grid-connected Agriculture Pumps of individual
pump capacity up to 7.5 HP.
o Solarisation of total 4 lakh grid connected pumps are targeted for sanction by 2020-
21 and 50% of these are to be solarised through feeder level solarisation and
balance 50% through individual pump solarisation.
pg. 280
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Scheme implementation
• State Nodal Agencies (SNAs) of MNRE will coordinate with States/UTs, Discoms and
farmers for implementation of the scheme.
• For feeder level solarisation, DISCOMS will be the implementing agency.
Benefits to farmers
• The grid connected agriculture pumps can be solarised with central and state subsidy of
30% each and farmer’s contribution of 40%
• For installation of feeder level solar power plant central financial assistance of 30% in the
case of a normal states and 50% in the case of N – E states, hilly states/UTs and island
UTs will be provided by central government and the rest will be provided through loans from
NABARD and other organisations.
➢ The minimum life required for all the solar components developed under the scheme
should be 25 years.
MNRE in association with UNIDO and GEF launched the loan interest subvention scheme.
• A GIS based inventory tool of organic waste streams was also unveiled.
• MNRE: Ministry of New and Renewable Energy
• UNIDO: The United Nations Industrial Development Organization
• GEF: Global Environment Facility
Why:
for demonstration of innovative industrial organic waste to energy bio- methanation projects and
business models.
Tell me more:
• Under the scheme, financial assistance will be provided to innovative waste to energy bio-
methanation projects and business models.
• Innovations in such projects seek to improve overall energy output thereby minimising the
cost of energy generation.
pg. 281
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Why – The scheme aims to synchronize the electricity produced from renewable resources with
the conventional power stations in the electricity grid.
• The scheme would contribute in achieving 500 GW by 2030.
Tell me more
pg. 282
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Namami • Hail
Gange • River Ganga
Objective
• Effective abatement of pollution of river Ganga.
• Conservation and rejuvenation of river Ganga.
• Through National Mission for Clean Ganga which is a society under society registration act
1860.
• It acts as an implementing arm of National Ganga Council headed by Prime Minister
pg. 283
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o The objectives of Ganga Gram Project include solid and liquid waste management,
renovation of ponds and water resources, water conservation projects, organic
farming, horticulture, and promotion of medicinal plants.
Division of implementation
• Chacha Chaudhary (Indian comic superhero) has become the brand ambassador of
Namami Gange Programme
• World Bank has provided a support of $400 million to enhance its support for Namami
Gange Programme
Objective
• Improving the safety and operational performance of selected dams along with institutional
strengthening
Launch year
• Phase 1
o It was initially launched in 2012 for a period up to 2018.
o Extended for 2 years in 2018.
• Phase 2 and 3
o In 2020, phase 2 and phase 3 were launched
pg. 284
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o The project is to be implemented over a period of 10 years, in two phases, with each
phase of 6 years duration and an overlap of 2 years over each other.
Project cost
• Phase 1
o Rs.3466 Crore
• Phase 2 and 3
o Rs.10,200 Crore (Funding support from World Bank)
Funding pattern
• Out of total cost of Rs.10,200 Crore, 7000 Crore will be provided by World Bank while rest
will be provided by State and central agencies
• Funding ratio
o 70:30 (General category states)
o 80:20 (Special category states)
o 50:50 (Central agencies)
➢ First part is to be financed by World Bank and rest is to be financed by
participating states and central government.
DHARMA App
• Dam Health and Rehabilitation Monitoring Application is a web – based software package
to support the effective collection and management of dam safety data.
Total outlay
• Rs.1,40,881 Crore
• Out of this, Rs.52,497 Crore will allocated from the budget of Ministry of Jal shakti while the
remaining amount will be taken from the funds being released under 15th finance
commission, MGNREGS and revenue generation models.
pg. 285
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Financial Assistance
• Under the program, Rs.12000 for construction of Individual household toilet will be provided
under the existing norms
• Financial assistance to the Gram Panchayats (GPs) for construction of Community
Managed Sanitary Complex (CMSC) at village level has been increased from Rs.2 lakh to
Rs.3 lakh per CMSC.
Funding pattern
• Centre:States – 60:40
• Centre:N – E states – 90:10
• Centre:UTs – 100:00
Objective: To recharge ground water sources and revive surface water bodies by involving people
at the local level.
Launch Year and Date: It is named after Atal Behari Vajpayee. So, it was launched on his
birthday i.e. 25th December in the year 2019.
pg. 286
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States Covered
Rajasthan UP
Components
Objectives:
The objectives of Jal Kranti Abhiyan are-
• Strengthening grass root involvement of all stakeholders including Panchayati Raj
Institutions and local bodies in the water security and development schemes;
pg. 287
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• To utilize sector level expertise from different levels in government, NGO‘s, citizens etc;
Activities undertaken:
• Jal Gram Yojana,
• Development of Model Command Area,
• Pollution abatement,
• Mass Awareness Programme.
Funding:
No separate fund have been allotted and various expenditure will be met from existing schemes of
Central/State Governments, such as PMKSY, MGNREGA, RRR of water bodies, AIBP etc.
• The campaign has been initiated as part of the Forest Interventions in Ganga (FIG) component
of Namami Gange programme.
• It aims to bring greater awareness among people and other stakeholders regarding the
importance of afforestation for the task of Ganga Rejuvenation.
• It aims at sensitizing the ULBs about the pollution arising primarily due to dumping of solid
waste in the river and involving them in stoppage of such dumping.
Swajal Yojana
Launched year:
‘Swajal’ Yojana is launched in March 2018 under National Rural Drinking
Water Programme (NRDWP) of the Ministry of Drinking water and Sanitation.
pg. 288
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Total outlay:
It is involved an outlay of Rs 700 crores.
Purpose:
• To provide safe water powered by solar energy for drinking, cooking and other domestic
basic needs to every rural person round the year.
• The scheme will train hundreds of rural technicians for operation and maintenance
of Swajal units which generates employment in the rural areas.
Covered areas:
• It was launched in 117 aspirational districts which are listed by the NITI Ayog in the country.
• In first phase, it is proposed to select pilot project district in six States, viz., Uttar Pradesh,
Maharashtra, Uttarakhand, Madhya Pradesh, Rajasthan & Bihar
Purpose:
This program is launched to provide value and quality addition to the ongoing
Rural Drinking Water Supply Program to mainly address the water quality in rural areas especially
in schools.
Fund management:
This is a 100% centrally sponsored program.
Implementing agency:
It is implemented by the State Governments through the Gram Panchayat/Village Water and
Sanitation Committees/Self Help Groups.
Introduction:
• Ganga Gram is a project for sanitation based integrated development of all 4470 villages
along the River Ganga.
• Of these villages, Centre and state governments have identified 24 villages to be taken up
under pilot project to transform them into ‘Ganga Grams’.
pg. 290
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WHY – The goal of JJM is to provide functional household tap connection to every household
with service level at the rate of 55 litres per capita per day (lpcd).
• As of 31.3.2019, only 18.33% of rural households i.e., 3.27 Crore out of the total 17.87
Crore rural households in the country, have piped water connection.
TELL ME MORE –
pg. 291
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• Other Provisions –
o For targeted delivery and monitoring of specific outcomes, every functional tap
connection is to be linked with the Aadhar number of the head of the household
subject to statutory provisions.
o Every asset created under JJM will be geo-tagged.
o Performance based assessment will be done to allocate funds further.
Update:
• The Budget 2022-23 allocated Rs 60,000 crores to the scheme.
pg. 292
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Focus:
• on accomplishing mission of providing safe drinking water to about 28,000 habitations
affected by arsenic and fluoride contaminations in the country by 2021.
Total outlay:
It is implemented with an outlay of Rs 25,000 crore.
Funding pattern:
• Funds sharing between Center and State Government for North-Eastern/ Himalayan State
shall be 90:10 and for all other states 50:50.
• Center assistance to any state shall be maximum of Rs. 4500 crores. The funds shall be
made available on first come first serve basis.
pg. 293
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Components
Eligibility
o The nominee should be an active scientist and should be in regular service
throughout the duration of fellowship
o Age – Between 35 and 55 years
o Should not receive any other fellowship from any government sources
pg. 294
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Support
o Fellowship of Rs.15000 per month in addition to regular income
o Research grant of Rs.10 lakh per annum
o Overheads – Rs.90000 per annum
2.) Level 2
o Applicants from state universities/colleges and private academic institutions
o Funding up to 30 lakhs for three years
• Mechanism of identification
o The SERB-Core Research Grant (CRG) Platform will be used to identify and support
women scientists under the POWER Research Grant component. Accordingly,
proposals will be received through two streams:
1) Direct applications for power grants
2) Applications sourced from CRG scheme
pg. 295
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• These Centres are expected to house major analytical instruments to provide common
services of high-end analytical testing, thus avoiding duplication and reduced dependency
on foreign sources
• These will Address the issue of Intellectual property (IP) creation and protection
NIDHI
• National Initiative for Development and Harnessing Innovations (NIDHI) is an umbrella
program for nurturing ideas and innovations (knowledge-based and technology-driven) into
successful start- ups.
• The foreign researchers would receive endowments at par with those in their own
countries.
• The Faculty can also be allowed to participate in other academic activities as agreed to by
the host institution and the Faculty.
Eligibility Criteria:
Public funded academic institutions and national laboratories are eligible to host the VAJRA
Faculty.
Tenure of residency:
The residency period of the VAJRA Faculty in India would be for a minimum of 1 month and a
maximum of 3 months a year.
pg. 296
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Coverage:
The Scheme is open to active and accomplished scientist / faculty from all countries.
Regulating body:
The scheme will be regulated by a statutory body called Science and Engineering Research Board
(SERB).
Cattle Genomics
Introduction:
The scheme aimed to enhance selective breeding of the native livestock to ensure high-yielding,
disease-resistant, resilient livestock.
Objective:
• The main objective is to predict breeding values of animal, using DNA level information with
performance record, more accurately and identify genetic worth of animal (elite animal) at
an early age.
• Through this programme, the government aims to improve the genetic health of the cattle
population through genomic selection.
• This will reduce the cost and time interval for future breeding programmes and productivity
of indigenous cattle would be enhanced.
Implementing agency:
by National Institute of Animal Biotechnology, an autonomous Institute funded by the Department.
Objectives:
The scheme aims to create strong scientists-farmers interactive platform where scientists will work
in sync with farmers to understand problems and find solutions.
Working process:
• Several biotech kisan hubs is set up in 15 agro-climatic zones to understand the problems
of individual farmers related to water, soil, seed and marketing and scientists provide
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• It includes the Mahila Biotech- KISAN fellowships, for training and education in farm
practices, for women farmers.
Special Call under Biotech KISAN Programme for NE region (updated in October 2021)
What:
The Department of Biotechnology (DBT), Ministry of Science has issued a Special Call for North
East Region as a part of its Mission Programme “Biotech-Krishi Innovation Science Application
Network (Biotech-KISAN)”.
Why:
With the aim to understand the local problems of the NER farmers and provide scientific solutions
to those problems.
Tell me more:
About the “Biotech KISAN Programme”
• Aim: It is launched with an objective to connect science laboratories with the farmers to
find out innovative solutions and technologies to be applied at farm level.
• Progress:
▪ Under this scheme, so far 146 Biotech-KISAN Hubs have been established
covering all 15 agroclimatic zones and 110 Aspirational Districts in the country.
▪ The scheme has benefitted over 2 lakhs farmers so far by increasing their
agriculture output and income.
• The region produces merely 1.5 per cent of country’s food grain and continues to be a
net importer of food grains even for its domestic consumption.
pg. 298
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• The NE region has untapped potential to enhance the income of the farming population by
promotion of location specific crops, horticultural and plantation crops, fisheries and
livestock production.
Future prospective:
• The Biotech-KISAN will be implemented in the North East Region with objective of linking
available innovative agriculture technologies to the farm with the small and marginal
farmers, especially women farmers of the region.
• The Hubs in NER will collaborate with the top scientific institutions across the country
as well as other Farmers’ organizations in the NER for demonstrations of technologies and
training of farmers.
Farmer Zone
• Farmer Zone is a collective open-source data platform for smart agriculture which will use
biological research and data to improve the lives of small and marginal farmers.
• The platform will connect farmers and scientists, government officials, thought leaders in
agriculture, economists and representatives from global companies who work in the big-
data and e-commerce space to bring about technology-based localised agri-solutions.
• It is envisaged that Farmer Zone will help cater to all needs of the farmer, from dealing with
climate change, weather predictions and soil, water, and seed requirements to providing
market intelligence.
Why - It addresses various issues related with women scientists in our country.
• The scheme aims to ensure participation of women in the field of Science and Technology
(S&T) through various gender enabling programmes.
Tell me more
pg. 299
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• Scope -
o KIRAN is actively involved in taking proactive measures to develop state of the art
infrastructure in women universities.
o The scheme is meant to encourage women in S&T domain, preferably those having
a break in career and not having regular employment, to explore possibility of re-
entry into the profession.
• Components of WISE-KIRAN
o Gender Advancements for Transforming Institutions (GATI) – To promote gender equity
in Science, Technology, Engineering, Mathematics and Medicines (STEMM)
o Women Scientist Scheme-A – For research in basic/applied science
o Women Scientist Scheme-B – Science and technology interventions for societal
benefits.
o Women Scientist Scheme-C – Internship in intellectual property rights for self-
employment.
o Mobility scheme – To address relocation issues of women scientists working at regular
position in government organizations.
Nakshe Portal
• It was launched by the Ministry for Science & Technology and Earth Sciences, on the
occasion of 250th anniversary of Survey of India (SoI).
• Survey of India is the oldest scientific department in India, created in 1767 and one of the
oldest survey establishments in the world.
Objectives:
• It is targeted to increase India‘s share in the global biopharmaceutical market to 5 per cent
from the current 2.8 per cent.
pg. 300
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• This brings together industry and academia to promote entrepreneurship and indigenous
manufacturing in the bio-pharmaceutical sector.
Working process:
It is expected to bring together expertise from national and international corridors to provide
strategic guidance and direction to move promising solutions through the product development
value chain.
SATYAM
• SATYAM stands for Science and Technology of Yoga and Meditation is a new programme
launched by DST to rejuvenate research on yoga and Meditation.
• Its objective is to tap potential for safer, holistic and cost effective treatment of physical and
mental health problems.
Surya Jyoti
• It is the Low Cost and Environment-friendly solar lighting device.
• The dome will capture day light and concentrate the same inside a dark room in urban slum
or rural areas.
Objective:
It aims to formulate and implement appropriate S&T interventions for sustainable development
through cluster approach.
pg. 301
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Working process:
The key deliverable in this approach is to utilise local resources and locally available skill sets and
convert them in a manner using science and technology, that substantial value addition takes
place in their local produce and services which can sustain the rural population locally.
Focus:
Practice of agriculture, agro-based cottage industries and animal husbandry in an eco-friendly
manner will be emphasized during the implementation of the project.
INSPIRE/MANAK
• "Innovation in Science Pursuit for Inspired Research (INSPIRE)" is an innovative
programme for attraction of talent to Science.
• It was later rechristened MANAK (Million Minds Augmenting National Aspirations and
Knowledge).
Union minister of science and technology, Dr. Harsh Vardhan addressed the Mission Innovation to
mark the Mission innovation 2.0
Tell me more
• Objective
o To undertake ambitious measures to combat climate change.
o Enhance the public sector investment to a substantial level.
o Increased private sector engagement and investment.
o Increase international collaboration.
o Raising awareness of the transformational potential of innovation.
• Launch year – 2015 (COP 21) on the guidelines of the Paris climate agreement.
pg. 302
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• Achievements so far
• To achieve the shared goal of accelerating innovation, all the members have agreed to
develop a second phase (2.0) that includes:
pg. 303
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• The second phase of Vigyan Jyoti program has been launched by department of science
and technology.
• The program will now be implemented in 100 districts across the country.
Tell me more
• Objective – This program was launched to encourage girls to take interest in science and
build career thereby creating a level – playing field for meritorious girl students to pursue
career in STEM.
• It had been running successfully in 50 Jawahar Navodaya Vidyalayas (JNV) since
December 2019 and has now been expanded to 50 more JNVs for the year 2021-22.
“Biotech-PRIDE (Promotion of Research and Innovation through Data Exchange) Guidelines” was
released by the Department of Biotechnology (DBT), Ministry of Science and Technology.
• Further, a website of Indian Biological Data Centre (IBDC) was also launched.
Why:
These guidelines do not deal with generation of biological data but are a mechanism to share and
exchange information and knowledge generated according to existing laws, rules, regulations and
norms of the country.
Tell me more:
• These guidelines envisage to bridge other existing biological datasets/data centres with the
IBDC, which will be called Bio-Grid.
o This Bio-Grid will be a National Repository for biological knowledge, information and
data.
• These guidelines will be implemented through Indian Biological Data Centre (IBDC).
pg. 304
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• Currently, India ranks number 4 amongst the top 20 countries contributing biological
databases.
Significance:
• With a large population of over 135 crore and heterogeneous character of the country, India
needs its own exclusive database for Indian research and solutions.
• This indigenous database will have a huge enabling mechanism for exchange and adoption
of data by young scientists and researchers for the benefit of Indian citizens.
• This will contribute to human health, agriculture, animal husbandry, fundamental research
and thus will extend to societal benefits.
• Ministry: Council of Scientific and Industrial Research (CSIR), Ministry of Science &
Technology
• Aim: It is aimed at development of superior aroma crop varieties and their agro-
technologies and assessment of their suitability for the large- scale cultivation in specific
agro-climatic regions.
• Crops included: Under the Aroma Mission various economically important aromatic crops
including mint, vetiver, lemon grass, palmarosa, ocimum, patchouli, lavender, rosemary,
tagetes, Jammu monarda and valerian will be taken up.
II phase:
• On February 9, 2021, CSIR-IIIM-Jammu announced Aroma Mission phase 2 after the
success of the first phase.
• The Institute aims to cover 9000 Hectares in next three years in Jammu.
• The project covers Fourteen high value aromatic crops extended on 3247 ha area covering
17 states and benefitting more than 3100 farmers.
Outcomes:
• With CSIR’s Aroma Mission, important medicinal and aromatic plants are being cultivated in
6,000 hectares of land.
• The Mission has generated 10 to 12 lakh man-days of rural employment and more than 500
tonnes of essential oil worth Rs.60 crores was produced during the last two years.
pg. 305
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Why: Strengthening UG Science Courses throughout the country by mentoring the new colleges
through hand-holding and peer learning and bringing them under the aegis of Star College
Scheme.
Tell me more
• Objective –
o To support colleges and universities offering undergraduate education to improve
science teaching across the country.
o Improving critical thinking and encouraging experimental science at undergraduate
level in basic science subjects.
• Launch year – 2008
• Implementing agency – Department of Biotechnology, Ministry of science and tech.
• Under the scheme, support is being provided to a Star college for a maximum duration of 3
years.
pg. 306
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What: Cabinet committee on economic affairs has approved the continuation of the umbrella
scheme "Atmosphere & Climate Research-Modelling Observing Systems & Services (ACROSS)"
along with its 8 sub-schemes.
• The scheme has been continued from 2021-2026.
Why
• The scheme aims at improving skill of weather and climate forecast through sustained
observations, intensive Research & Development.
• Its objective is to provide a reliable weather and climate forecast for betterment of society.
Tell me more
• Implementing agencies
o India Meteorological Department (IMD)
o National Centre for Medium Range Weather Forecasting (NCMRWF)
o Indian Institute of Tropical Meteorology (IITM)
o Indian National Centre for Ocean Information Services (INCOIS)
• Eight sub-schemes –
o Commissioning of Polarimetric Doppler Weather Radars (DWRs)-IMD
o Upgradation of Forecast System-IMD
o Weather & Climate Services-IMD
o Atmospheric Observations Network-1 MD
o Numerical Modelling of Weather and Climate -NCMRWF
o Monsoon Mission III- IITM/NCMRWF/INCOIS/IMD
o Monsoon Convection, Clouds and Climate Change (MC4)- IITM/NCMRWF/IMD
o High Performance Computing System (HPCS)-IITM/NCMRWF
What: Cabinet committee on economic affairs has approved the continuation of the umbrella
scheme "Ocean Services, Modelling, Application, Resources and Technology (O-SMART)".
• The scheme has been continued for a period from 2021 to 2026.
• Earlier, the implementation period was 2018-20.
Why
pg. 307
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• For providing forecast and services based on the continuous observation of our oceans and
development of technologies.
• Exploratory surveys for sustainable harnessing of our oceanic resources (both living and
non-living).
Tell me more
• Launch year – 2018
• Implementing agencies –
o National Institute of Ocean Technology (NIOT), Chennai
o Indian National Center for Ocean Information Services (INCOIS), Hyderabad
o National Centre for Polar and Ocean Research (NCPOR), Goa
o Center for Marine Living Resources and Ecology (CMLRE), Kochi
o National Centre for Coastal Research (NCCR), Chennai
• Sub-Schemes
o Ocean Technology
o Ocean Modelling and Advisory Services (OMAS)
o Ocean Observation Network (OON)
o Ocean Non-Living Resources
o Marine Living Resources and Ecology (MLRE)
o Coastal Research
o Operation and Maintenance of Research Vessels
Sagar Vani
(An Integrated Information Dissemination System)
Introduction
• Sagar Vani is an integrated information dissemination system (software platform) that
primarily serves fishermen community with advisories and alerts towards their livelihood as
well as their safety at Sea.
• It was launched in the year 2017.
• The information to be disseminated is given by INCOIS (Indian National Centre for Ocean
Information Services) under Ministry of Earth Sciences.
pg. 308
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• Sagar Vani has been developed by ESSO-INCOIS through the Industry M/s. Gaian
Solutions Pvt. Lt.
Objective: It issues crop and location specific weather based agro advisories for the benefit of
farming community.
Provided information:
• It issues advisories on every Tuesday and Friday and occurrence of extreme weather.
• It provides district level weather forecast for next 5- days.
Why:
• It aims to study biodiversity, impact of climate change, and establish an offshore marine
station to explore source of thermal energy.
• It shall facilitate Ministry of Earth Sciences in carrying out deep ocean exploration of the
non-living resources such as gas hydrates, hydro-thermal sulphides etc. located at a depth
between 1000 and 5500 meters.
Tell me more:
• Estimated cost: Rs. 4077 crores for a period of 5 years
▪ The estimated cost for the first phase for the 3 years (2021-2024) would be
Rs.2823.4 crore.
pg. 309
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NOTE: Polymetallic Nodules are composed of minerals such as manganese, nickel, cobalt,
copper and iron hydroxides which can be used in electronic devices, smartphones, batteries and
solar panels.
Significance:
• India has a unique maritime position. Its 7517 km long coastline is home to nine coastal
states and 1382 islands.
• For India, with its three sides surrounded by the oceans and around 30 per cent of the
country's population living in coastal areas, ocean is a major economic factor supporting
fisheries and aquaculture, tourism, livelihoods and blue trade.
pg. 310
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• Considering importance of the oceans on sustainability, the United Nations (UN) has
declared the decade, 2021-2030 as the Decade of Ocean Science for Sustainable
Development.
• The Government of India's Vision of New India by 2030 enunciated in February 2019
highlighted the Blue Economy as one of the ten core dimensions of growth.
Update:
• Under the mission, design of the manned submersible MATSYA 6000 is completed and
realization of vehicle is started with various organization including ISRO, IITM and DRDO.
• MATSYA 6000 will be ready for trials by the second quarter of 2024.
Objectives:
pg. 311
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Implementing agency:
The project is implemented by National Crime Records Bureau.
Bharat ke Veer
• Bharat ke Veer is an online portal in which anyone can make fiscal contributions to the
families of martyrs of the Central Armed Police Forces (CAPF).
• Through this portal one can donate directly to individual Martyrs account (max of Rs.15
lakhs) or may donate to the Bharat Ke Veer corpus fund.
• It was inaugurated in the year 2017.
Union home minister, Amit Shah has launched Ayushman CAPF scheme for CAPF personnel
and their families
Why:
To extend the benefits of Ayushman Bharat scheme to all the CAPF personnel and their
dependents.
Tell me more
• Through this scheme, all CAPF personnel and their families will receive free treatment with a
simple card swipe in 24000 hospitals across the country.
• A health card will also be given to all CAPF personnel and their families and all CAPF personnel
can receive a medical check up once every year and their families once in three years.
Merged schemes:
This umbrella scheme consolidates 8 schemes, namely-
Objectives:
• to improve the effectiveness of these Schemes
• to achieve better synergies between the Schemes
• to develop the personality and leadership qualities of the youth and to engage them in
nation building activities.
Beneficiaries:
• The Scheme beneficiaries are the youth in the age-group of 15-29 years, in line with the
definition of 'youth' in the National Youth Policy, 2014.
Budget Outlay:
• for 2016-17 = Rs. 350 crore
pg. 313
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Khelo India
Introduction:
• Khelo India is a National Programme for Development of Sports, which aims to enable a
pathway from schools to Olympics.
• Launched: 2017
Objectives:
• revive the sports culture in India at the grass-root level.
• this scheme is focused on nurturing talent and connecting rural India to global games.
pg. 314
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Ministry of Mines
Implementing agency
It is implemented by the District Mineral Foundations (DMFs) of the respective districts using the
funds accruing to the DMF from miners.
Other Initiatives
Sudoor Drishti
• Sudoor Drishti is a project launched in January 2016 by the Indian Bureau of Mines in
collaboration with National Remote Sensing Centre (NRSC) and Department of Space.
• It is for monitoring of Mining activity through satellite.
• Bhuvan based services will be used for the monitoring of periodic changes of the mining
areas within mining lease boundary.
TAMRA
• Transparency, Auction Monitoring and Resource Augmentation (TAMRA) is a web portal
and mobile application, launched in February 2017.
• It will display block-wise, state-wise and mineral-wise information of the blocks to be
auctioned.
pg. 315
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Sagarmala Project
Launched: 2015
pg. 316
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• Jal Marg Vikas project (JMVP) is a National Waterways development project announced
during the budget 2014-15.
• to enable commercial navigation of at least 1500 tonne vessels on the Ganga river.
• It is a non- water consumptive transport project formulated with the aim of reducing rail &
road congestion, reducing the carbon footprint and minimal resource depletion.
Implementing Agency
Ministry of Shipping designated Inland Waterway Authority of India (IWAI) as implementation
agency.
Ministry of Fisheries,
Animal Husbandry and
Dairying
Matsya • Fish
Sampada • Wealth
pg. 317
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Effortless Learning
Objective - to bring about Blue Revolution through sustainable and responsible development of
fisheries sector in India.
Beneficiaries
• Fishers, Fish farmers, Fish workers, Fish vendors, SCs/STs/Women/ Differently abled
persons, Fisheries cooperatives/Federations, FFPOs, Fisheries Development corporations,
Self Help Groups (SHGs)/Joint Liability Groups (JLGs) and Individual Entrepreneurs.
Things to remember
Targeted benefits:
• It intends to augment fish production and productivity at an annual growth rate of 9% to
achieve a target of 22 million metric tons by 2024-25.
• Generate about 55 lakhs direct and indirect employment opportunities in the fisheries sector
along the supply and value chain.
• It also aims to double the incomes of fishers, fish farmers and fish workers by 2024.
• Double export earnings from Rs.46,589 crores (2018-19) to about Rs.1,00,000 crores by
2024-25.
• Enhancing productivity in aquaculture from the present national average of 3 tonnes to
about 5 tonnes per hectare.
• Reduction of post-harvest losses from the reported 20-25% to about 10%.
• Enhancement of the domestic fish consumption from about 5-6 kg to about 12 kg per
capita.
pg. 318
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Non-beneficiary
Oriented
Central Sector
Scheme (CS)
Beneficiary
Oriented
Pradhan Mantri
Matsya Sampada
Yojana
Non-beneficiary
Oriented
Centrally
Sponsored
Scheme (CSS)
Beneficiary
Oriented
➢ Beneficiary Oriented: The central assistance will be up to 40% of the project cost for
General category and 60% for SC/ST/Women category.
➢ Beneficiary Oriented: The financial assistance of both Centre and State/UTs governments
together will be limited to 40% of the project cost for General category and 60% of the
project cost for SC/ST/Women.
• In October 2021, Ministry of Fisheries, Animal Husbandry and Dairying has launched a
nationwide River Ranching Programme in Uttar Pradesh.
• Along with UP, the program has been launched in Orissa, Uttarakhand, Tripura and
Chhattisgarh.
• River ranching programme is a component of the ‘Pradhan Mantri Matsya Sampada
Yojana (PMMSY) that aims to enhance fish production and productivity.
• National Fisheries Development Board, Hyderabad is the nodal agency for
implementing river ranching across the country.
pg. 319
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• This program is a Central Sector Component fo the PMMSY. Therefore, the Centre
released the Rs 2.81 crores for this program for ranching 97.16 lakh fingerlings.
What is River Ranching?
River Ranching is a form of aquaculture in which a population of a fish species (such as
salmon) is held in captivity for the first stage of their lives.
They are then released, and later harvested as adults when they return from the sea to their
freshwater birthplace to spawn.
Why:
• It is done in order to further boost growth in livestock sector and thereby making animal
husbandry more remunerative.
Tell me more:
• Funding: This package envisages Central Government's support amounting to Rs.9800
crore over duration of 5 years.
• Financial Implication: It will leverage total investment of Rs.54,618 crore for 5 years in
livestock sector including share of investments by State Governments, State Cooperatives,
Financial institutions, External funding agencies and other stakeholder.
Main provisions:
All the schemes of the Department will be merged into three broad categories as:
• Development programmes:
o It includes Rashtriya Gokul Mission, National Programme for Dairy Development
(NPDD), National Livestock Mission (NLM) and Livestock Census and Integrated
Sample Survey (LC & ISS) as sub-schemes
pg. 320
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Ministry of Fisheries, Animal Husbandry and Dairying has launched the National Digital
Livestock Mission (NDLM) Blueprint at National Dairy Development Board’s headquarters in
Anand, Gujarat.
Tell Me More:
• NDLM is a digital platform, which is based on the Information Network for Animal
Productivity and Health (INAPH) of NDDB.
o The INAPH application delivers real-time data on livestock breeding, nutrition and
health services at farmer’s doorstep.
• The aim of NDLM is to create a farmer-centric, technology-enabled ecosystem to enhance
farmer’s income from livestock activities.
• The NDLM will provide information on robust animal breeding systems, nutrition, disease
surveillance, disease control programmes and a traceability mechanism for animals and
animal products.
Investment Accelerator has been set up by the ‘Department of Animal Husbandry & Dairying
(DAHD)’ (Ministry of Fisheries, Animal Husbandry and Dairying) under its Investment Facilitation
Cell.
Why:
pg. 321
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• The aim is to provide dedicated focus towards promoting & facilitating investments in the
Indian dairy sector.
• It will also generate awareness among investors about the Animal Husbandry Infrastructure
Development Fund (AHIDF).
Tell me more:
This Investment Accelerator is a cross functional team constituted to serve as the interface with
investors.
pg. 322
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Ministry of Consumer
Affairs, Food and Public
Distribution
Implementation:
o It was initially proposed to nationally rollout the ‘One Nation, One Ration Card’
scheme by June 1, 2020.
o Now, it has been extended to be implemented by March 2021. (recently announced
by Finance Minister).
Current practice
• Under the National Food Security Act, 2013, about 81 crore persons are entitled to buy
subsidized foodgrains -
o Rice at Rs 3/kg
o Wheat at Rs 2/kg
o Coarse grains at Re 1/kg
• This is receivable from their designated Fair Price Shops (FPS) of the Targeted Public
Distribution System (TPDS).
pg. 323
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Process
• A standard format for ration card has been prepared.
• Ration cards will be in bi-lingual format in local language and in English or Hindi.
• 10-digit standard ration card number — first two digits will be state code and the next two
digits will denote the ration card numbers.
Associated Challenges
• Exclusion Error:
o There are many sections of society who still don’t have Aadhar Card, thereby depriving
them of food security.
o The fingerprints of construction labours and domestic workers may change or fade and may
not match with the ones entered in Aadhar.
• Logistical Issues: An FPS receives the monthly quota of products strictly in accordance
with the number of people assigned to it.
o The ONORC, when fully operational, would disrupt this practice, as some FPSs may
have to cater to more numbers of cards even as others cater to less, owing to
migration of people.
• Lack of Data: There is no exact data on the mobility of poor households migrating to work,
locating intra and inter-state destinations and sectors employing the workers.
pg. 324
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• The app was launched under One Nation One Ration Card (ONORC) plan to benefit
National Food Security Act (NFSA) beneficiaries, particularly migrant beneficiaries to avail
maximum benefit of ration cards portability.
• The App has been developed by the Department in technical association with Central
NIC Unit.
About NFSA
Priority households • 5 kg per person per month @Rs. 1/-, Rs. 2/- and
Rs. 3/- per kg for
Coarse grains, wheat
• 35 kg per family per month and rice respectively.
AAY families
About PDS
• The Public Distribution System evolved as a system for distribution of food grains at
affordable prices.
• It distributes subsidized food and non-food items to the poor. This scheme was launched in
June 1947.
• It was re-launched as Targeted Public Distribution System (TPDS) in June, 1997.
• TPDS aims at providing food grains to people below the poverty line at highly subsidised
prices from the PDS and food grains to people above the poverty line at much higher prices
than the poverty line.
pg. 325
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Launched date:
• It is launched by the ‘Department of consumer affairs’ under the ‘Ministry of Consumer’s
Affairs, Food and Public Distribution’.
• It has been started in the year 2005.
Objectives:
To create awareness amongst the consumers about the all rights of the consumers as-
• Right to safety
• Right to be informed
• Right to Choose
• Right to be heard
• Right to Redressal
• Right to Consumer Education
Fund management:
The ratio of Centre: State share in the Corpus Fund is 75:25. In case of special category
States/UTs, the ratio is 90:10.
Implementing Agencies:
This campaign is implemented through the Directorate of Audio and Visual Publicity (DAVP),
the Door darshan Network (DD) and All India Radio (AIR).
pg. 326
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Launched year:
It was launched in December 2000.
Scale of Issue:
• Beneficiary families are distributed 35 kg of rice and wheat at the rates of Rs. 3 per kg and
Rs. 2 per kg respectively with effect from 1st April 2002. (from 2000-2002 it was 25 Kg.)
• Coarse grains are distributed at the rate of Rs. 1 per kg.
• Now sugar also will be provided 1 Kg per month to each AAY famiy at the rate of Rs. 18.50
per Kg.
Target:
The scheme aims to make Targeted Public Distribution System (TPDS) more focused and
targeted towards the poorest of the poor section of population.
Fund management:
• Under the scheme, subsidies are fully borne by the central government.
• States/UT bears the distribution cost, including margin to dealers and retailers as well as
the transportation cost.
Covered households:
(AAY) was launched for one crore families. Coverage under this scheme has been expanded
thrice covering additional 50 lakh households each time. Thus, the total coverage under AAY was
raised to 2.50 crores AAY families (i.e.38% of BPL)
Launched year:
• The Price Stabilization Fund (PSF) was set up in 2014-15 under the Department of
Agriculture, Cooperation & Famers Welfare (DAC&FW).
• The PSF scheme was transferred from DAC&FW to the Department of Consumer Affairs
(DOCA) w.e.f. 1st April 2016.
Objectives:
pg. 327
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• This fund was used to support market interventions for managing prices of perishable agri-
horticultural commodities by procuring directly from farmers and later supplying at
reasonable rates to consumers.
• The PSF is utilized for granting interest free advance of working capital to Central Agencies,
State/UT Governments/Agencies to undertake market intervention operations.
• Apart from domestic procurement from farmers/wholesale mandis, import may also be
undertaken with support from the Fund.
Ministry of consumer affairs, food and public distribution has launched modified scheme to
enhance ethanol distillation capacity in the country
Tell me more
• Objective
o Enhancement of ethanol distillation capacity
o Setting up of distilleries for producing 1st generation ethanol from feedstocks such as
cereals, sugarcane, sugarbeet etc.
• Financial assistance
o Interest subvention for five years including one year moratorium will be provided to
applicants against the loan availed by them from banks at the rate of 6% per annum
or 50% of the rate of interest charged by the banks whichever is lower
o This subvention will be provided for setting up of distilleries or expansion of existing
distilleries
o This will bring an investment of around Rs.40,000 Crore
pg. 328
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Implementation:
• "Pradhan Mantri Bhartiya Jan Aushadhi Pariyojana" (PMBJP) is
implemented by Bureau of Pharma PSUs of India (BPPI).
• BPPI (Bureau of Pharma Public Sector Undertakings of India) has been established under
the Department of Pharmaceuticals, ministry of Chemicals and fertilizers.
• BPPI make quality generic drugs, marketing them, supply them and monitoring proper
running of JAS.
Objectives:
• This scheme aims to make available quality generic medicines at affordable prices to
all, especially the poor.
• It is implemented all over the country through outlets known as Jan Aushadhi Stores
(JASs).
*Generic drugs - Generic drugs are marketed under a non-proprietary or approved name rather
than a proprietary or brand name. Generic drugs are equally effective and inexpensive compared
to their branded counterparts.
Trade margin:
pg. 329
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Operating agency will be provided 20% margin on MRP (Excluding taxes) of each drug.
Compensation:
PMBJP Kendra and Distributors will be allowed 2% of total sales or actual loss, whichever is
lower, as compensation against expiry of medicines.
Financial assistance
• For special areas: For north eastern states, naxal affected areas and tribal areas, the rate
of incentive will be 15% subject to a monthly ceiling of Rs. 15,000/- up to a total limit of Rs.
2.5 lakhs.
• A margin of 16% on the sale price is built in the MRP of each drug for all categories.
Update:
• PM Bhartiya Jan Aushadhi Yojana has achieved the target of opening of 8300 kendras for
FY 2021-22.
• Target – Establishment of 10000 PMBJP kendras by March 2024. (As on 5th October, 8355
Kendras are there)
• Warehouses – Three warehouses at Gurugram, Chennai and Guwahati are operational
and one is under construction at Surat
• Medicines are procured from World Health Organization – Good Manufacturing Practices
(WHO-GMP) certified suppliers
• All the districts of the country have been covered under the scheme.
pg. 330
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Benefits
• Neem coating leads to more gradual release of urea, helping plants gain more nutrient and
resulting in higher yields.
• Collection of neem seeds is needed for manufacturing of neem coated urea. This would
generate employment in rural areas.
• Neem-coating will help check heavily subsidized urea’s pilferage to chemical industry.
pg. 331
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Ministry of chemical and fertilizers has notified the scheme for promotion of medical device parks
Tell Me More
Funding pattern
• 70:30 – Centre:States
• 90:10 – Centre:North-Eastern and hilly states
pg. 332
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Duration:
• The scheme would be in operation for a period of 10 years.
Objective:
• It aims at making air travel affordable and widespread.
• This is done by offering cheap tickets to passengers and the central and State Government
paying a subsidy to the airlines.
• Maharashtra is the first state to sign agreement with the Centre.
• A Regional Connectivity Fund (RCF) will be created to fund the scheme via a levy on
certain flights.
• States are expected to contribute 20 per cent to the fund.
• North Eastern States and Union Territories would contribute 10 % to the fund.
Viability Gap Funding - Viability Gap Funding means a grant to support projects that are
economically justified but not financially viable.
UPDATE:
• As of October 26, 2021, 389 routes and 62 airports (including 5 heliports and 2 water
aerodromes) have been operationalized under the UDAN scheme.
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o UDAN 1.0 - Under this phase, 5 airlines companies were awarded 128 flight routes
to 70 airports (including 36 newly made operational airports).
o UDAN 2.0 - In 2018, the Ministry of Civil Aviation announced 73 underserved and
unserved airports. For the first time, helipads were also connected under phase 2 of
the UDAN scheme.
o UDAN 3.0 - Inclusion of Tourism Routes under UDAN 3 in coordination with the
Ministry of Tourism.
▪ Inclusion of Seaplanes for connecting Water Aerodromes.
▪ Bringing in a number of routes in the North-East Region under the ambit of
UDAN.
o UDAN 4.0 – In 2020, 78 new routes were approved. Kavaratti, Agatti, and Minicoy
islands of Lakshadweep will be connected by the new routes of UDAN 4.0.
• First direct flight between Shillong (Meghalaya) – Dibrugarh (Assam) route was flagged
off under the Regional Connectivity Scheme named UDAN.
o Shillong is one of the highest & wettest places in the world. Shillong is also known
as Scotland of East.
o Indigo will operate the airlines on this route.
UDAN Day –
• 21st October is the UDAN Day to recognize the contribution of Regional Connectivity
Scheme – Ude Desh ka Aam Nagrik (UDAN) Scheme.
• In October 2021, the Ministry of Civil Aviation flagged off 6 routes, expanding the aerial
connectivity of North-East India, under the RCS - UDAN Scheme, to mark this day.
International UDAN
• International UDAN – a new international air connectivity scheme, is an extension of the
domestic UDAN scheme.
• The ministry of ‘CIVIL Aviation’ has released the draft for ‘International UDAN’ in August
2018.
• This scheme intends to enhance air connectivity between Indian States and selected
international destinations.
• Guwahati is likely to be the first city to be connected internationally under regional
connectivity scheme UDAN.
Ministry of Civil Aviation has launched the Krishi UDAN 2.0 scheme.
TELL ME MORE
• Change in Eligibility - Now, waiver will be extended to cargos having less than 50% of
agricultural produce.
• Selected Airports - A total of 53 airports have been selected for carrying cargo
transportation with waiver under the scheme.
• Focus Areas - This phase focuses on the perishable products from hilly areas, north-east
areas, and tribal areas.
• Benefit to the Farmers - This will enhance market reach of the farmers from hilly areas,
north-east areas, and tribal areas in both domestic and international markets.
• Types of charges to be waived off –
o Full waiver of landing and parking charges for aircrafts;
o Waiver of terminal navigation landing charges (TNLC) and route navigation facility
charges (RNFC) for Indian freighters.
• Concessions sought from other bodies – The scheme will encourage states to reduce
sales tax to 1% on aviation turbine fuel.
• Tenure of the Scheme – 2021-22 to 2024-25
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• Under the Krishi UDAN 2.0 scheme, the government departments and regulatory bodies
will work in convergence for pooling the resources and benefitting airline freighters, farmers,
airlines, and other stakeholders.
pg. 339
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Ministry of Heavy
Industries and Public
Enterprises
Phase I
• FAME India Phase I was implemented from 1st April 2015.
pg. 340
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• It was initially implemented for 2 years i.e., up to April 2017 but, later, it was extended up to
31st March 2019 (till notification of FAME phase 2).
• Initial outlay of the scheme was Rs. 795 crore which was later enhanced to Rs. 895
Crore.
• Achievement - 2.8 lakh hybrid and electric vehicles are supported by way of demand
incentive and 425 electric and hybrid buses were sanctioned to different states and UTs.
Phase II
• Initially, FAME India Phase II was implemented from 1st April 2019, till 3 years, i.e., 1st April
2022.
• Now, it has been extended by 2 years, till 1st April, 2024.
• Total Outlay – Rs 10,000 crores
• Target – demand incentives for about 7000 e-Buses, 5 lakh e-3 Wheelers, 55000 e-4
Wheeler Passenger Cars and 10 lakh e-2 Wheelers.
o The scheme proposes for establishment of charging infrastructure, whereby about
2700 charging stations will be established in metros, other million plus cities,
smart cities and cities of Hilly states across the country to ensure the availability
of at least one charging station in a grid of 3 km x 3 km.
o Charging stations on both sides of highways will be established at an interval of
about 25 km each.
• Emphasis – Electrification of public transport
o The scheme will be applicable mainly to vehicles used for public transport or those
registered for commercial purposes in e-3W, e-4W and e-bus segments.
o However, privately owned registered e-2Ws are also covered under the scheme as a
mass segment.
• Conditions – Only advanced battery and registered vehicles will be incentivized under the
scheme.
• To ensure the effective implementation of the FAME scheme, the National Mission on
Transformative Mobility and Battery Storage was approved by the Union Cabinet in 2018.
• Purpose – to strengthen the efforts of transformation of mobility by framing the strategies
for localised manufacturing of EVs and its components.
• 7 C’s – Common, Connected, Convenient, Congestion-free, Charged, Clean and Cutting-
edge mobility
o It is India’s vision in relation to mobility.
• It will focus on
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o Manufacturing
o Specification & standards
o Fiscal incentives
o Overall demand creation and projections
o Regulatory framework
o Research & Development
• The Mission will create strategies for phased manufacturing programs for EVs, EV
components and batteries.
• A Phased Manufacturing Program (PMP) will be launched to localize production across the
entire EV value chain.
• The mission is implemented by an Inter-Ministerial Steering Committee, chaired by CEO,
NITI Aayog.
Goal of 2030:
• The government aims to have EV sales accounting for 30% of private cars, 70% for
commercial vehicles and 80% for two- and three-wheelers by 2030.
Ministry of Culture
Project Mausam
Introduction
• Project ‘Mausam’ is launched in June 2014.
• This project is to showcase a Transnational Mixed Route (including Natural and Cultural
Heritage) on the UNESCO’s World Heritage List.
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(1) Provided fund: A fund of Rs. 150,244,502/- was approved by Ministry of Culture for two years
i.e., 2015-16 & 2016-17.
(3) Core aim: - It aims to understand how the knowledge and manipulation of the monsoon winds
has shaped interactions across the Indian Ocean and led to the spread of shared knowledge
systems, traditions, technologies and ideas along maritime routes.
(4) Covered countries: The project collates archaeological and historical research and document
the diversity of cultural, commercial and religious interactions among the 39 Indian Ocean
countries.
(1) working process: At first monument is selected as Adarsh Smarak by the ASI (Archaeological
Survey of India) on the basis of the number of tourists visited. After that Central government gives
them special attention in order to boost international tourism.
(3) Eligibility criteria: The applicant organisations should have a properly constituted managing/
governing council/ body.
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• For organisations the amount of financial assistance for specific projects will be up to Rs.
10 lakhs. For individuals, the amount of assistance would be up to Rs.5 lakhs.
• No fund will be granted for creation of infrastructure and physical assets under the scheme.
Why – To build a comprehensive database of artists, art forms and other resources from
organizations under the Ministry.
• The data is used to address the necessities of preserving the threads of Indian art and
culture heritage.
pg. 345
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Tell me more
• Implementing ministry – Ministry of culture
• Launch year – 2017
Update:
• As per the ministry of culture, National Mission on Cultural Mapping has mapped data of
14.53 lakh artists/artisans as of Dec 2021.
Tell me more
pg. 346
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Tell me more
• Objective
o To modernize and digitally link public libraries across the country
o To provide financial assistance for upgradation of infrastructure of one state central
library and one district library in each state/UT as model library.
• Components
o Creation of National Virtual Library of India
o Setting up of model libraries
o Quantitative and Qualitative survey of libraries
o Capacity building
• Raja Ram Mohun Roy Library foundation (Kolkata) is the nodal agency for implementation
of the scheme.
• Raja Ram Mohun Roy Library foundation is providing financial assistance to public libraries
under its Matching schemes of assistance to public libraries.
• Presently, there are 6 libraries functioning under ministry of culture –
o National library, Kolkata
o Central reference library, Kolkata
o Central secretariat library, New Delhi
o Delhi public library, Delhi
o Khuda Bakhsh Oriental Public Library, Patna
o Rampur Raza Library, Rampur
Ministry of Defence
pg. 347
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Make I:
• It was adopted in the year 2016.
• Make I scheme is Government-funded and the projects under Make-I sub-category will
involve Government funding of 90%.
• 20% will be given as advance.
• If vendor develops a prototype but does not get an order within two years, then
remaining 10% will also be reimbursed by the Government.
Make II:
• The ‘Make’ procedure for indigenous design, development and manufacture of Defence
equipment/ weapon systems, was simplified in 2016.
• Make II scheme is Industry-funded and the projects involve development of
products/equipment for which no government funding will be provided for development
purposes.
• It was introduced with an intent for import substitution.
• It involves start-ups also.
• It offers easier clearance and faster scaling-up of production. if a tender is not issued within
two years of successful development of prototype, Government will refund 100% of the
development cost to a duly selected vendor
• the conditions related to credit rating and reducing financial net worth are removed.
• In OCT. 2018 in-principle nod has been given by the Department of Defence Production
under the Ministry of Defence for 31 projects under the Make-II Scheme.
Objectives:
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• It aims at educating scientists and technologists in Defence public sector undertakings and
ordnance factories OFs to create more patents (new products). A target has been set to
train approximately 10,000 persons of OFs (ordnance Factories) and DPSUs (Defence
Public Sector Undertakings) on IPR in the financial year 2018-19 under the mission.
Implementing Authority:
The Directorate General of Quality Assurance (DGQA)
The scheme promises equal pension to military personnel retiring in the same rank with the same
length of service, regardless of the date of retirement.
For Example –
Before OROP-
• Soldier ‘A’ retires as colonel in 2015 after 30 years of service and his pension is Rs. 70,000
per month.
• Soldier ‘B’ retires as colonel after 30 years of service but in 1980 and he gets pension of
Rs. 45,000.
After OROP –
Both of the colonel will get the same pension i.e. Rs. 70,000 each.
Announcement:
OROP was announced by NDA Government on September 5, 2015.
(2) Date of effectiveness: The benefit will be given with effect from 1st July 2014.
• Arrears will be paid in four half-yearly instalments. All widows, including war widows, will be
paid arrears in one instalment.
(4) Re-fixed of the pension- In future, the pension would be re-fixed after every 5 years.
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Funding
• 75% funding by the government in form of grants – in – aid
• The remaining 25% will be provided by the special purpose vehicles whose constituents will
be private entities and state governments.
• The SPVs will be registered under companies act 2013.
What:
The Department of Defence Production, Ministry of Defence has approved a central sector
scheme viz. Innovations for Defence Excellence (iDEX).
Why:
to provide financial support to nearly 300 Start-ups/ MSMEs/ individual innovators and about 20
Partner incubators through Defence Innovation Organisation (DIO).
Tell me more:
• Budgetary support and duration - Rs. 498.80 crore for the next 5 years from 2021-22 to
2025-26.
• Criteria to avail the grants of Support for Prototype and Research Kickstart (SPARK):
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To avail the grants under the grant mechanism of iDEX i.e. Support for Prototype and Research
Kickstart (SPARK), the eligibility is as follows:
o Any Indian company incorporated under the Companies Act 1956/2013, primarily a
Micro, Small and Medium Enterprises (MSME) as defined in the MSME Act, 2006.
o Individual innovators are also encouraged to apply (research & academic institutions
can use this category to apply).
• Criteria for Incubators: To avail the grants as iDEX Partner Incubators, the eligibility is as
follows:
o The applicant incubator should be registered in India as a legal entity in public,
private or public–private partnership mode, and should have received establishment
or grant support from a Ministry/Department of Government of India in the past.
o The incubator must have been in operation for a minimum of 3 years before
application for affiliation with DIO, and experience of having supported at least 25
start- ups.
o It should have successfully graduated at least 5 start- ups in the past 3 years.
o The incubators should have experience of partnering with the research and
academia.
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Objectives
• Create sustainable community institutions around women Self-Help Groups (SHGs), Youth
Groups of men and women (YG) and Community Development Groups (CDG).
• Providing jobs or self-employment to the unemployed youths through various skill
trainings, entrepreneurship development trainings, vocational trainings and management
development trainings.
• Increasing the income level of the members of the SHGs (at least 60% of them) and
disadvantaged households by 30% in real term.
pg. 352
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It is a central sector scheme which will be funded 100% by the Central Government. Total outlay
of the scheme is Rs. 1600 crore.
(2) Objective:
This scheme is to ensure speedy development of infrastructure in the North Eastern Region by
increasing the flow of budgetary financing for new infrastructure projects/schemes in the Region.
Tell me more
pg. 353
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pg. 354
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• State Governments/UTs are ranked on a Devolution Index which measures the extent of
devolution of 3Fs by States to Panchayats.
• Based on the index, the best performing states and panchayats have been incentivized
since 2011.
• During the campaign, structured Gram Sabha meetings will be held for preparing Gram
Panchayat Development Plan for the next financial year 2019-2020.
Coverage:
It covers 250,000 gram panchayats across the country.
Working process:
• Under the campaign, the gram panchayats will have to publicly display all sources of funds
collected and their annual spending, along with future development initiatives.
• Gram sabha meetings will be made mandatory where trained assistants related to all 29
sectors assigned to gram panchayats, according to the 11th schedule of the constitution,
will have to be present.
Objective
• Creation of accurate land records for rural planning.
• To bring financial stability to the citizens in rural India by enabling them to use their property
as a financial asset for taking loans and other financial benefits.
• Determination of property tax
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Technology partner
Coverage
• All villages in India
• For 2020 – 21, the scheme has been implemented as a pilot project in nine states viz;
Haryana, Karnataka, Madhya Pradesh, Maharashtra, Uttar Pradesh Uttarakhand, Punjab,
Haryana and Andhra Pradesh.
• The pilot phase has been approved with an outlay of Rs.79.65 Crore
Funding
• It is central sector scheme, so it is 100% funded by the central government.
Duration
• 4 years (2020 – 2024)
Technology used
• Demarcation will be done using drone surveying technology.
SVAMITVA in News
Recently PM has launched physical distribution of property cards under the scheme
pg. 356
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Ministry of Personnel,
Public Grievances and
Pensions
Sankalp Programme
Introduction:
Pre-Retirement Counselling (PRC) Workshop Sankalp for the retiring employees of
Ministries/Departments was organised by the Department of Pensions & Pensioners' Welfare
(DOP&PW).
Objective:
The aim of this program is to counsel retiring employees for joining into advisory bodies of their
respective offices and also to dispose of grievances.
Coverage:
DOP&PW has so far conducted Pre-Retirement Counselling for more than 3000 employees under
the Sankalp project.
Web-Portal:
A web portal for ―Sankalp programme has also been launched, for Pensioners, Pensioner
Associations and NGOs to avail the services.
COMMIT
Introduction:
Ministry of Personnel, Public Grievances & Pensions in collaboration with United Nations
Development Programme (UNDP) has launched a new training programme Comprehensive
Online Modified Modules on Induction Training (COMMIT) for State Government officials.
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Objective:
The objective of this training programme is to improve the public service delivery mechanism and
provide citizen centric administration.
Coverage:
COMMIT will be launched in 6 States of Assam, Haryana, Maharashtra, Tamil Nadu, Telangana
and West Bengal initially on pilot basis.
e-HRMS
• Electronic-Human Resource Management System (e-HRMS) is an online platform for
central government employees to apply for leave and access their service-related
information.
• It will also help the employees to apply for different kind of claims/reimbursements,
loan/advances etc on a single platform.
• The e-service book which is already in service for DoPT employees for accessing the
service-related details of an employee will also be integrated in to the e-HRMS.
pg. 358
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Objective: It aims to safeguard the health of women & children by providing them with a clean
cooking fuel – LPG.
Eligibility Criteria
• The applicant should be a woman of above the age of 18 years.
• She should have a saving bank account in any nationalized bank. (why is it required?
Discussed in the video)
• She should not already own LPG connection in anyone’s name.
• She should be in the list of SECC-2011 (Socio-economic Caste census) data or the
Government has also decided to cover the following categories under the Scheme: -
o All SC/STs households’ beneficiaries of Pradhan Mantri Awas Yojana (PMAY) (Gramin)
o Antyoday Anna Yojana (AAY)
o Forest dwellers
o Most Backward Classes (MBC)
o Tea & Ex-Tea Garden Tribes
o People residing in Islands
o People residing in river islands.
(4) Loan (EMI) Facility: The OMCs have also given loan recovery deferment up to six refills or
one-year w.e.f. 01.04.18 for the PMUY beneficiaries.
• In January 2019, 6 crore LPG connection under the scheme have been handed over.
• The coverage of LPG connections has jumped from 55% in 2014 to 90% in 2019.
• The initial target of 5 crore connections was achieved well before the target i.e., 31st March
2019.
• Targeted beneficiaries have been increased from 5 crore to 8 crore and allocated fund
from RS. 8000 crores to RS. 12,800 Crore.
• This scheme has been appreciated by the World Health Organization (WHO).
LPG Panchayat
• It is aimed at encouraging rural communities to turn to clean fuel.
• It is a learning program through peer group
interaction - Kuch Seekhein, Kuch Sikhayein which brings LPG users of a village and
officials of fuel companies together.
• The first LPG Panchayat was held in Gandhinagar.
• OMCs (Oil Marketing Companies) as on date (2-1-2019) have conducted 59,960 nos. of
LPG Panchayats.
• Launched:
▪ Earlier in June 2013
▪ Relaunched (1st phase) with modification in 54 districts in November 2014.
▪ II phase- rest of the country in January 2015.
• Process: The consumers pay for the market price of the domestic cylinder, and the subsidy
under this scheme will be directly transferred to their bank accounts.
• Objective:
▪ The ministry introduced the PAHAL (DBTL) scheme to solve the problems of lack of
accountability, resulting in poor consumer service and diversions leading to leakage
in LPG subsidy.
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▪ The main aim of the PAHAL (DBTL) scheme is to curb the diversion of the
subsidised LPG.
▪ The PAHAL (DBTL) scheme ensures that the subsidy is provided to genuine
domestic customers and reaches them directly without diversion.
Objectives:
• Its objective is to bring in innovations and disruptions in the technology-heavy oil and gas
industry.
• It is expected to reduce fuel import dependence through innovations in alternative fuels.
Corpus:
The corpus has been created by contributions from India Oil Corporation, ONGC, Oil India etc.
Objective:
The 2,655 km project aims to connect the eastern states to the national gas grid.
Coverage:
Uttar Pradesh, Bihar, Jharkhand, Odisha and West Bengal are the beneficiary states.
Working process:
• The project will usher Industrial development in East India by supplying environmentally
clean natural gas to fertiliser and power plant, refineries, steel plants and other industries.
• It also provides clean energy to households and transportation in the cities en-route the
pipeline.
pg. 361
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Ministry of Railway
Avataran
Avataran is an umbrella program consists of 7 missions such as,
• Mission Raftaar - It targets doubling of average speeds of freights trains and increasing
the average speed of superfast mail/express trains by 25 kmph in the next 5 years. It will
complement Mission 25 Tonne to increase throughput of the railway system.
• Mission Hundred - Under this mission, at least a hundred sidings will be commissioned in
the next 2 years. Siding refers to low-speed track section / track branch distinct from a
running line.
• Mission Capacity Utilisation - It proposes to prepare a blueprint for making full use of the
huge new capacity that will be created through two Dedicated Freight Corridors between
Delhi-Mumbai and Delhi-Kolkata scheduled to be commissioned by 2019.
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VIKALP
• The Alternate Train Accommodation Scheme (VIKALP) scheme aims to facilitate waitlisted
passengers to get an alternative train accommodation within 12 hours of the original train.
• The waitlisted passengers will get confirmed accommodation in next alternative train if they
opt for it while booking.
Project Saksham
• It is a comprehensive training programme launched by Indian Railways.
• It is an up skilling exercise to upgrade skill and knowledge will be held for all employees of
Indian Railways.
• Under this plan, all employees in each zone will be put through a week‘s training in skills
and knowledge relevant to their work area over next one year.
Mission Satyanishtha
Introduction:
• Indian Railways has launched the mission Satyanishtha.
• It aims at sensitizing all railway employees about the need to adhere to good ethics and to
maintain high standards of integrity at work.
• It is the first ever such mission by any government organisation.
Objectives:
• To train every employee to understand the need and value of ethics in Personal and Public
life.
• To deal with ethical dilemmas in life and Public Governance.
• To help understand the policies of Indian Railways on ethics and integrity and the
employee‘s role in upholding the same.
• To develop inner governance through tapping inner resources.
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Ministry
• It is a joint effort of ministry of skill development and entrepreneurship, ministry of civil
aviation and ministry of external affairs
• National skill development corporation has provided its support in the implementation.
Key points
• The returning citizens are required to fill a Swades skills card
• It will facilitate a strategic framework to provide the returning citizens with suitable
employment opportunities
• The collected information will be shared with the companies for suitable placement
opportunities in the country.
SRESTHA
- New R&D organisation to serve the future technology needs of Railways.
SUTRA
• A special unit for Transportation Research and Analytics.
• The team will be involved in World class data analytics, simulation softwares, network
optimisation and decision support systems.
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• The conclave is aimed at breaking the boundary put up by railway organization in sharing
information (sampark), improves co-ordination (samanvay), find solutions (samvad) to the
critical issues facing Indian Railways.
• It encouraged all officers to give inputs and bring out the ground realities and potential
impediments to implementation of new policies and reforms.
The Central government has approved continuation of the Centrally Sponsored Scheme (CSS) for
Development of Infrastructure Facilities for Judiciary for further five years from April 1, 2021 to
March 31, 2026.
Why: Under the scheme, funds are released by the central government for construction of court
buildings and residential accommodations for judicial officers of district and subordinate judiciary.
Tell me more:
• Ministry – Ministry of Law and Justice
• Outlay:
o It has been approved at a total cost of Rs. 9,000 crores.
o Out of which Central share- Rs. 5,357 crores including Rs.50 crore for the Gram
Nyayalayas Scheme.
• Benefits: This proposal will help in construction of 3,800 court halls and 4,000 residential
units (both new and ongoing projects) for judicial officers of district and subordinate Courts,
1,450 lawyer halls, 1,450 toilets complexes and 3,800 digital computer rooms.
Update:
• Chief Justice of India (CJI), NV Ramana has proposed to set up the National Judicial
Infrastructure Authority of India (NJIAI).
• The NJIAI will be responsible for the developing the functional infrastructure for the Indian
court system, besides, identical structures under all the (25) high courts.
• The authority will have CJI as the patron-in-chief.
• Till now, the responsibility for developing the judicial infrastructure rests with state govts.
Cabinet approves continuation of Centrally Sponsored Scheme for Fast Track Special Courts for
further 2 years (April 2021-March 2023).
Why:
• Reduce the number of pending cases of Rape & POCSO Act.
• Provide speedy access to justice to the victims of sexual crimes and act as a deterrent for
sexual offenders.
Tell me more:
• Total number of fast- track special court- 1023 (included 389 exclusive POCSO
(Protection of Children from Sexual Offences) Courts.
• Total Outlay: Outlay of Rs. 1572.86 crore (Rs.971.70 crore as Central Share and
Rs.601.16 crore as State share).
o Central Share is to be funded from Nirbhaya Fund.
• Launched: 02.10.2019
• Objective: for setting up 1,023 fast-track special courts (FTSCs) across the country for
expeditious disposal of pending rape cases under the Indian penal Code (IPC) and crimes
under the POCSO Act.
Significance:
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They have a better clearance rate as compared to the regular courts and hold speedy trials.
Besides providing quick justice to the hapless victims, it strengthens the deterrence framework for
sexual offenders.
MINISTRY OF STATISTICS
AND PROGRAM
IMPLEMENTATION
Tell me more
The Cabinet in its meeting held on 6th April 2020, had decided not to operate MPLADS during the
FY 2020-21 and 2021-22. It was decided that funds allocated under the scheme would be used for
managing the health and adverse impacts of covid 19 in the society.
• For the remaining period of FY 2021-22, MPLADS funds will be released at the rate of Rs.2
Crore per MP in one instalment.
• From FY 2022-23 to 2025-26, funds will be released at the rate of Rs.5 Crore per MP in two
instalments of Rs.2.5 Crore.
• Total outlay from 2021-22 to 2025-26 – Rs.17417 Crore.
MINISTRY OF
COOPERATION
Tell me more
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NITI AYOG
• The platform will also promote a network of world-class innovation hubs and grand
challenges for India.
• Under this mission two major schemes were rolled out such as:
o Atal Tinkering Labs
o Atal Incubation Centres
• ATLs are play workspaces fitted with state-of-the-art technologies like 3D printers, robotics,
sensor technology kits, Internet of things (IoT), miniaturised electronics.
• The labs are designed to spur the spark of creativity, and go beyond regular curriculum and
text book learning.
• AIM will enhance the coverage of ATLs to over 98 per cent smart cities and 93 per cent
districts.
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• The addition of these schools will give a major boost to realise the vision of the mission to
cultivate one million children in India as the innovators of tomorrow.
AIM-iLEAP, the first fintech cohort of the Atal Innovation Mission (AIM) concluded.
iLEAP: iLEAP stands for Innovative leadership for entrepreneurial agility and profitability
Why:
to push startups in the country by bringing together the start-ups, enterprises, investors, and
financers for further creating partnerships
Tell me more:
• iLEAP initiative is a program under the Atal Innovation Mission to provide AIM-backed start-
ups with the much- needed access to industry, market and investors.
• Partners: The fintech cohort was done through a series of thematic virtual demo days
organised by AIM in partnership with Start-up Réseau and Visa as part of AIM-iLEAP
initiative.
• Aim: The objective of the AIM-iLEAP program is to invite technology start-ups across a
broad range of functions and have them present their solutions to the corporate leadership
and innovation team for enabling market access and industry partnerships.
• Embraced Start-ups: The Fintech cohort consisted of start-ups from a wide range of areas
such as payments, international money transfers, personal finance, consumer banking,
insurance, neo bank, etc.
• Future cohorts shall be focussed on different sectors such as Agri-tech, Defence Tech,
Smart Mobility, AI and so on.
• In the bootcamp they got an opportunity to fine-tune their pitches, work on their GTM
strategy, understand more about the fintech ecosystem, ask questions to sectoral experts
and so on.
• The program was attended by fintech giants such as Visa, Paytm, etc and as well as big
investors.
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SATH program
• Sustainable Action for Transforming Human capital (SATH) was recently launched in the
state of Assam in association with the state government.
• The program will be implemented by NITI along with McKinsey & Company and IPE Global
consortium.
• The vision of the program is to initiate transformation in the education and health sectors. It
aims to provide support to Assam in identifying key health priorities and implement the
solutions towards transforming the health.
• The workshop brings experts from development organizations such as World Bank, World
Health Organization, UNDP, UNICEF.
Knowledge partners
• Boston consulting group
• Piramal foundation for educational leadership
Duration – 3 years
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Office of Principal
Scientific Adviser
The government has come up with ‘Project O2 for India’ to boost the country's ability to meet the
sudden rise in demand of medical oxygen as well as to ensure the adequate supply of medical
oxygen in the future.
Tell me more:
• National Consortium of Oxygen: Under the project, a National Consortium of Oxygen is
enabling the national level supply of critical raw materials such as zeolites, setting up of
small oxygen plants, oxygen plants, concentrators, and ventilators.
▪ The consortium is not only looking forward to providing immediate to short-term relief
but also working to strengthen the manufacturing ecosystem for long-term
preparedness.
pg. 372
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The Indian Science Technology and Engineering facilities Map (I-STEM) project has been
accorded an extension for five years, until 2026 and enters its second phase with added features.
Tell me more:
About I- STEM:
• Launch: January 2020.
• Objectives:
o I-STEM is a National Web portal for sharing R&D (Research and Development)
facilities.
o The portal facilitates researchers to access slots for the use of equipment, as well as
to share the details of the outcomes, such as, patents, publications and
technologies.
o The goal of I-STEM is to strengthen the R&D ecosystem of the country by
connecting researchers with resources.
Phase-I:
In the first phase, the portal is listed with more than 20,000 pieces of equipment from 1050
institutions across the country and has more than 20,000 Indian researchers.
Phase-II:
• Access to digital catalogue and R&D software:
o The portal will host indigenous technology products listed through a digital catalogue.
o It will provide access to selected R&D software required to undertake research
projects.
• Focused area: It will provide a boost to research and innovation especially for 2 tier and 3
tier cities and also for the emerging start-up ecosystem.
pg. 373
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Why:
For integrated planning and coordinated implementation of infrastructure connectivity projects.
Tell me more:
• It will incorporate the infrastructure schemes of various Ministries and State governments like
Bharatmala, Sagarmala, inland waterways,UDAN etc.
• It will provide integrated and seamless connectivity for movement of people, goods and services
from one mode of transport to another.
• The project is based on six pillars –
o Comprehensiveness
o Prioritization
o Optimization
o Synchronization
o Analytical
o Dynamic
• 11 industrial corridors and 2 defence corridors (Tamil Nadu and Uttar Pradesh) will be
constructed under the plan.
o Defence corridors are already under construction.
• Increase in cargo capacity at the ports to 1759 MMTPA from 1282 MMTPA in 2020.
o MMTPA – Million Metric tonne per annum
• Cargo movement on all national waterways will be 95 million metric tonne (MMT) from 74 MMT in
2020
• Cargo movement on Ganga to be increased from 9 MMT to 29 MMT
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o The departments that have to lead the project first will be given prioritization, for example-
laying the underground gas pipeline is necessary before finalising the road.
• Optimization- The required facilities should be ensured before beginning the development of a
project.
o For example- a fertilizer plant has been constructed but a gas pipeline is inaccessible
leading to the plant being unable to reach its production potential.
o The National Industrial Corridor Development Corporation (NICDC), formerly DMIDC will
work in close coordination with state governments to develop these industrial corridors.
• Synchronisation- It will bring together the efforts of 16 ministries.
• Analytical- India has witnessed completion of many infrastructural projects from 2014 that have
been fast-tracked by many government departments.
o For example- The Railways has started a ‘Common Drawing Approval System’ on an
online platform, so all the approvals can be accessed on one portal.
• Dynamic- The Gati Shakti scheme will ensure that a basic commonality is maintained for similar
projects even if the end goal is to be achieved by inter-departmental coordination.
o For instance- Ministry of Road and Transport has already started acquiring the ‘Utility
Corridors’ alongside the new national highways and expressways
pg. 375
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