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9 views

Project Finance

Uploaded by

Sayan Seal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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INDICATIVE CHECKLIST FOR ADVANCE TO REAL ESTATE SECTOR

 PLP FORWARDING- ANNEXURE II


 LOAN APPLICATION FORM PNB 1166
 SITE VISIT REPORT INDICATING THE STAGE OF CONSTRUCTION WITH PHOTOGRAPH DULY
SIGNED BY THE VISITING OFFICIAL
 SELF ATTESTED AND BRANCH VERIFIED COPY OF REGISTERED PARTNERSHIP DEED, PAN
CARD OF PARTNERSHIP FIRM, TRADE LICENSE, GST REGISTRATION CERTIFICATE, MSME
UDYAM REG CERT
 LAST 3 YEARS ITR, AUDITED BALANCE SHEET WITH 3CB & 3CD, P/L STATEMENT OF THE
PARTNERSHIP FIRM
 PROVISIONAL BALANCE SHEET & P/L OF FIRM AS ON 31.03.2024
 OPERATIVE ACCOUNT STATEMENT OF THE FIRM FOR LAST 12 MONTHS
 CA CERTIFIED NET WORTH STATEMENT OF THE FIRM
 SELF ATTESTED AND BRANCH VERIFIED COPY OF KYC DOCUMENTS (ADHAAR, PAN) OF ALL
THE PARTNERS
 COPY OF INDIVIDUAL ITR, BALANCE SHEET OF ALL THE PARTNERS FOR LAST 3 YEARS
 CA CERTIFIED NET WORTH STATEMENT OF ALL THE PARTNERS
 DETAILED TERM LOAN PROJECT REPORT WITH TECHNICAL FEASIBILITY, ECONOMIC
VIABILITY, FINANCIAL VIABILITY AND MANAGERIAL COMPETENCE, FINANCIAL VIABILITY
ANALYSIS, SENSITIVITY ANALYSIS, STRESS TEST AND VARIOUS FINANCIAL RATIOS
INCLUDING IRR, DSCR, ROCE, FACR OF THE NEW PROJECT
 INFORMATION SHEET TO BE OBTAINED FROM THE BORROWER WITH DETAILS OF THE
PROJECT (ANNEXURE A2)
 RERA REGISTRATION DETAILS OF THE PROJECT
 PROOF SATISFYING THE BELOW MENTIONED TWO CRITERIA:
i) ESTABLISHMENT SHOULD BE FOR THE LAST THREE YEARS OR MINIMUM
EXPERIENCE OF ANY ONE OF THE PROMOTERS OF THE PROJECT SHOULD BE OF
THREE YEARS IN THIS LINE.
ii) ESTABLISHMENT/ PROMOTER SHOULD HAVE COMPLETED SUCCESSFULLY AT LEAST
TWO MAJOR BUILDING PROJECTS. (PROJECT COMPLETION CERTIFICATE FOR THE
ALREADY COMPLETED PROJECTS TO BE OBTAINED)
 A CERTIFICATE SHOULD BE OBTAINED FROM ARCHITECT (REGISTERED WITH COUNCIL OF
ARCHITECTURE AND HOLDING A CERTIFICATE OF REGISTRATION WITH UP-TO-DATE
RENEWALS) OR OF THE APPROPRIATE LOCAL BODIES SUCH AS MUNICIPAL CORPORATION /
MUNICIPALITIES / DEVELOPMENT AUTHORITIES / VILLAGE PANCHAYAT ETC. AS THE CASE
MAY BE WHO ACT AS ENFORCING AGENCIES FOR REGULATING CONSTRUCTION ACTIVITIES
CERTIFYING THAT THE CONSTRUCTION PLAN HAS BEEN PREPARED AS PER BIS NORMS (I.E.
NATIONAL BUILDING CODE OF INDIA (NBC) BROUGHT OUT BY BIS).
 COST ESTIMATION OF THE PROJECT
 COPY OF JOINT DEVELOPMENT AGREEMENT, POWER OF ATTORNEY
 TITLE DEED OF THE LAND, PORCHA, CONVERSION, TAX RECEIPT, BUILDING APPROVED
PLAN, CHAIN OF TITLE
 LIST OF CLEARANCES (WHICHEVER IS APPLICABLE) TO BE OBTAINED-
A) PERMISSION/LICENSE FROM THE RESPECTIVE GOVT. DEPARTMENT WITH REGARD TO
USE OF
LAND I.E. WHETHER FOR RESIDENTIAL /COMMERCIAL /COMMUNITY BUILDING ETC.
B) APPROVAL OF THE RESPECTIVE GOVT. DEPARTMENT FOR SERVICE ESTIMATES /PLAN
(I.E. LAYING
OUT SEWERAGE, OPEN AREA, DEVELOPMENT OF ROAD/INFRASTRUCTURE WITHIN THE
COMPLEX/COLONY, ETC).
C) APPROVAL OF THE DEMARCATION /ZONING OF THE LAND FROM THE RESPECTIVE GOVT.
DEPARTMENT TO BE USED IN THE PROJECT (I.E. DEMARCATION OF PLOTS).
D) APPROVAL OF BUILDING /CONSTRUCTION PLAN I.E. INDIVIDUAL HOUSES, COMMERCIAL,
COMMUNITY BUILDINGS, GROUP HOUSING SOCIETIES, ETC.
E) CLEARANCE FROM FIRE /CIVIL AVIATION DEPTT., WHEREVER APPLICABLE.
F) IN CASE OF LEASE HOLD PROPERTY, NOC FROM THE LESSOR /APPROPRIATE AUTHORITY.
G) NOC/CLEARANCE OF STATE POLLUTION CONTROL BOARD, IF REQUIRED.
H) SANCTION FOR POWER AND PERMISSION TO INSTALL DG SETS.
I) WATER TEST REPORTS.
J) INTIMATION OF DISAPPROVAL
L) ROAD ACCESS
N) ENVIRONMENTAL CLEARANCE FROM MINISTRY OF ENVIRONMENT AND FORESTS &
CLIMATE
CHANGE (MOEF&CC)
O) BOREWELL REGISTRATION CERTIFICATE
P) FIRE FIGHTING SCHEME APPROVAL
Q) HEIGHT CLEARANCE FROM AIRPORT AUTHORITY OF INDIA (AAI)
R) DEFENCE CLEARANCE
S) BUILDING PERMIT ISSUE (ALL N`OCS)
T) RERA REGISTRATION

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