5-YEAR FINANCIAL PLAN
NRG AUTO LIMITED
FORECASTED REVENUE
Units sold Average Annual revenue
annually price per unit per product
Project 1 500 300.00 150,000.00
Project 2 500 280.00 140,000.00
Project 3 500 300.00 150,000.00
Project 4 500 300.00 150,000.00
TOTAL OF FORECASTED REVENUE 590,000.00
COST OF GOODS SOLD
Expected Annual cost of
gross margin goods sold
Project 1 20% 30,000.00
Project 2 20% 28,000.00
Project 3 20% 30,000.00
Project 4 20% 30,000.00
TOATL COST OF GOODS SOLD 118,000.00
ANNUAL MAINTENANCE, REPAIR AND OVERHAUL
Factor (%) on capital equipment 15%
ASSET DEPRECIATION
Number of Years 5
TAX
Annual Tax Rate 30%
INFLATION
Annual Inflation Rate 4%
PRODUCT PRICE INCREASE
Annual Price Increase 5%
FUNDING
Loan Amount -
Annual interest rate 5.00%
Term of loan (months) 60
Monthly rate 0.41%
Payment -
Total Amount Payable -
PROFIT AND LOSS PROJECTION
NRG AUTO LIMITED
PROFIT AND LOSS ASSUMPTION
Year 1 Year 2 Year 3 Year 4 Year 5
Annual cumulative price (revenue) increase 0.00% 5.00% 10.00% 15.00% 20.00%
Annual cumulative inflation (expense) incre 0.00% 4.00% 8.00% 12.00% 16.00%
INCOME
Year 1 Year 2 Year 3 Year 4 Year 5
Revenue
Project 1 150,000.00 157,500.00 173,250.00 199,237.50 239,085.00
Project 2 140,000.00 147,000.00 161,700.00 185,955.00 223,146.00
Project 3 150,000.00 157,500.00 173,250.00 199,237.50 239,085.00
Project 4 150,000.00 157,500.00 173,250.00 199,237.50 239,085.00
Total revenue 590,000.00 619,500.00 681,450.00 783,667.50 940,401.00
Cost of Sales
Project 1 30,000.00 31,200.00 33,696.00 37,739.52 43,777.84
Project 2 28,000.00 29,120.00 31,449.60 35,223.55 40,859.32
Project 3 30,000.00 31,200.00 33,696.00 37,739.52 43,777.84
Project 4 30,000.00 31,200.00 33,696.00 37,739.52 43,777.84
Cost of goods sold 118,000.00 122,720.00 132,537.60 148,442.11 172,192.85
Gross Profit 472,000.00 496,780.00 548,912.40 635,225.39 768,208.15
Non-Operation Income
Rental - - - - -
Interest income - - - - -
Loss (gain) on sale of assets - - - - -
Other income (specify) - - - - -
Toatal Non-Operation Income - - - - -
TOTAL INCOME 472,000.00 496,780.00 548,912.40 635,225.39 768,208.15
EXPENSES
Operating expenses
Sales and marketing 15,000.00 15,600.00 16,848.00 18,869.76 21,888.92
Depreciation 6,000.00 6,240.00 6,480.00 6,720.00 6,960.00
Insurance 7,500.00 7,800.00 8,424.00 9,434.88 10,944.46
Payroll and Payroll Tax 21,000.00 21,840.00 23,587.20 26,417.66 30,644.49
Property taxes 2,500.00 2,600.00 2,808.00 3,144.96 3,648.15
Maintenance, repair, and overhaul 1,500.00 1,560.00 1,620.00 1,680.00 1,740.00
Utilities 5,000.00 5,200.00 5,616.00 6,289.92 7,296.31
Administrative fees 300.00 312.00 336.96 377.40 437.78
Interest expense on long-term debt - - - - -
Other 1,000.00 1,040.00 1,123.20 1,257.98 1,459.26
Total operating expenses 59,800.00 62,192.00 66,843.36 74,192.56 85,019.37
Non-Recurring Expenses
Unexpected Expenses - - - -
Other expenses - - - - -
Total Non-Recurring Expenses - - - - -
TOTAL EXPENSES 59,800.00 62,192.00 66,843.36 74,192.56 85,019.37
TAXES
Income Tax 123,660.00 130,376.40 144,620.71 168,309.85 204,956.63
Other Tax (specify) - - - - -
TOTAL TAXES 123,660.00 130,376.40 144,620.71 168,309.85 204,956.63
NET PROFIT 288,540.00 304,211.60 337,448.33 392,722.98 478,232.14
BALANCE SHEET PROJECTION
NRG AUTO LIMITED
ASSETS
Current Assets Initial balance Year 1 Year 2
Cash and short-term investments 50,000.00 444,540.00 704,991.60
Accounts receivable 3,000.00 3,000.00 3,000.00
Total inventory 25,000.00 25,000.00 25,000.00
Prepaid expenses - - -
Deferred income tax - - -
Other current assets 5,000.00 5,000.00 5,000.00
Total current assets 83,000.00 477,540.00 737,991.60
Property and Equipment Initial balance Year 1 Year 2
Buildings 20,000.00 20,000.00 20,000.00
Land 10,000.00 10,000.00 10,000.00
Capital improvements - - -
Machinery and equipment 10,000.00 10,000.00 10,000.00
Less Accumulated depreciation expense 6,000.00 12,240.00
Total Property and Equipment 40,000.00 34,000.00 27,760.00
Other Assets Initial balance Year 1 Year 2
Goodwill - - -
Deferred income tax - - -
Long-term investments - - -
Deposits - - -
Other long-term assets - - -
Total Other Assets - - -
TOTAL ASSETS 123,000.00 511,540.00 765,751.60
LIABILITIES
Current Liabilities Initial balance Year 1 Year 2
Accounts payable 2,000.00 2,000.00 2,000.00
Accrued expenses - - -
Notes payable/short-term debt - - -
Capital leases - - -
Other current liabilities 100.00 100.00 100.00
Total Current Liabilities 2,100.00 2,100.00 2,100.00
Debt Initial balance Year 1 Year 2
Long-term debt/loan - - -
Other long-term debt 100,000.00 200,000.00 150,000.00
Total Debt 102,100.00 202,100.00 152,100.00
Other Liabilities Initial balance Year 1 Year 2
Other liabilities (specify) - - -
Other liabilities (specify) - - -
Total Other Liabilities - - -
TOTAL LIABILITIES 2,100.00 2,100.00 2,100.00
EQUITY
Initial balance Year 1 Year 2
Owner's equity (common) 50,000.00 50,000.00 50,000.00
Paid-in capital 250,000.00 250,000.00 250,000.00
Preferred equity - - -
Retained earnings - 288,540.00 592,751.60
TOTAL EQUITY 300,000.00 588,540.00 892,751.60
TOTAL LIABILITIES AND EQUITY 302,100.00 590,640.00 894,851.60
Year 3 Year 4 Year 5
1,073,919.93 1,523,362.91 1,933,555.05
3,000.00 3,000.00 3,000.00
25,000.00 25,000.00 25,000.00
- - -
- - -
5,000.00 5,000.00 5,000.00
1,106,919.93 1,556,362.91 1,966,555.05
Year 3 Year 4 Year 5
20,000.00 20,000.00 20,000.00
10,000.00 10,000.00 10,000.00
- - -
10,000.00 10,000.00 10,000.00
18,720.00 25,440.00 32,400.00
21,280.00 14,560.00 7,600.00
Year 3 Year 4 Year 5
- - -
- - -
- - -
- - -
- - -
- - -
1,128,199.93 1,570,922.91 1,974,155.05
Year 3 Year 4 Year 5
2,000.00 2,000.00 2,000.00
- - -
- - -
- - -
100.00 100.00 100.00
2,100.00 2,100.00 2,100.00
Year 3 Year 4 Year 5
- - -
175,000.00 225,000.00 150,000.00
177,100.00 227,100.00 152,100.00
Year 3 Year 4 Year 5
- - -
- - -
- - -
2,100.00 2,100.00 2,100.00
Year 3 Year 4 Year 5
50,000.00 50,000.00 50,000.00
250,000.00 250,000.00 250,000.00
- - -
930,199.93 1,322,922.91 1,801,155.05
1,230,199.93 1,622,922.91 2,101,155.05
1,232,299.93 1,625,022.91 2,103,255.05
CASH FLOW PROJECTION
NRG AUTO LIMITED
Operating activities Year 1 Year 2 Year 3 Year 4
Net income 288,540.00 304,211.60 337,448.33 392,722.98
Depreciation 6,000.00 6,240.00 6,480.00 6,720.00
Accounts receivable - - - -
Inventories - - - -
Accounts payable - - - -
Amortization - - - -
Other liabilities - - - -
Other operating cash flow items - - - -
Total operating activities 294,540.00 310,451.60 343,928.33 399,442.98
Investing activities Year 1 Year 2 Year 3 Year 4
Capital expenditures - - - -
Acquisition of business - - -
Sale of fixed assets - - - -
Other investing cash flow items - - - -
Total investing activities - - - -
Financing activities Year 1 Year 2 Year 3 Year 4
Long-term debt/financing 100,000.00 - 50,000.00 25,000.00 50,000.00
Preferred stock - - - -
Total cash dividends paid - - - -
Common stock - - - -
Other financing cash flow items - - - -
Total financing activities 100,000.00 - 50,000.00 25,000.00 50,000.00
Cumulative cash flow 394,540.00 260,451.60 368,928.33 449,442.98
Beginning cash balance 50,000.00 444,540.00 704,991.60 1,073,919.93
Ending cash balance 444,540.00 704,991.60 1,073,919.93 1,523,362.91
Year 5 Total
478,232.14 1,801,155.05
6,960.00 32,400.00
- -
- -
- -
- -
- -
- -
485,192.14 1,833,555.05
Year 5 Total
- -
- -
- -
- -
- -
Year 5 Total
- 75,000.00 50,000.00
- -
- -
- -
- -
- 75,000.00 50,000.00
410,192.14 1,883,555.05
1,523,362.91
1,933,555.05
LOAN AMORTIZATION SCHEDULE
NRG AUTO LIMITED
NOTE: Loan Amortization calculations are limited for up to 30 years (360 months).
MONTH BALANCE SCHEDULED PAYMENT PRINCIPAL INTEREST
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52 - - - -
53 - - - -
54 - - - -
55 - - - -
56 - - - -
57 - - - -
58 - - - -
59 - - - -
60 - - - -
NOTES AND ASSUMPTIONS
NRG AUTO LIMITED
[Document key financial planning assumptions here.]
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