Investigation Report & Title Certificate

Ref. No. 23402956/MARCH/HL/SZ/53

To, Date:- 29.03.2024

SMFG India Home Finance Company Status of Legal
Limited 1st & 4th Floor, WZ 115A, Opinion Report Positive Sub to Search
Meenakshi Garden Near Subhash Nagar (TSR)
Metro Station Tilak Nagar New Delhi-
110018. Transaction Type HL
Payment to be made in favour of Mortgage Bank & Mrs. Rashmi Agarwal

1. Name of the Borrower(s), Co-Borrower(s) Mr. Praveen Kumar Agarwal / Mrs. Rashmi
Agarwal

2. Name of the Owner(s) of the property. Mrs. Rashmi Agarwal

3. Constitution of the Owner (Whether it is an Individual

individual/ partnership firm, proprietary
firm, Company / trust etc)

4. Full description of the property investigated and proposed to be mortgaged

(This should specify the Plot No., Survey No. Hissa No, CS No., Ward No. CTS No, Gat no,
Khasra no. etc. along with the area of the land / area of the flat / building and the
boundaries of the property as mentioned in the title documents. Please note these numbers
mentioned in the title documents should tally with the revenue record such as Property
Card, 7/12 extract, Patta, Porcha, P1-P2, Jamabandi, khatouni, Pahani. Adangal,
Khatiyan, KhasraP2, Khatauni B1, Katta, Khasra, ROR etc. (NA in Delhi and NCR))

Property description:

Plot bearing No. 94 area measuring 127 sq. yrds., out of Khewat No. 204 560, Khasra/Mu.
No. 129/ / 4(7-9), situated at Vaka Mauja Badkhal (Sanjay Gandhi Memorial Nagar), Tehsil
Badkhal, Distt. Faridabad, Haryana (hereinafter referred to as “the said property”)

Boundaries of Plot:-
East: NA West: NA.

North: NA. South: NA

List with details of Title Deeds / documents scrutinized (Please clearly mention name of
the document/ date of the document/parties to the documents/ registration no, of the
documents / mention whether photocopy / original document scrutinized)

A. Photocopy of Sale Deed dated 24.09.1982 executed by Mr. Zahoor Khan, Mr. Rahim Baksh, Mr.
Allah Baksh, Mr. Ali Mohd and Mr. Noor Mohd through attorney Mr. Ladha Ram and Mr.
Lakshmi Narayan in favour of Mr. Dev Raj and Mr. Amrik Singh in respect of the entire property
area measuring 1170 sq. yrds.
B. Photocopy of Sale Deed dated 18.06.1986 executed by Mr. Dev Raj and Mr. Amrik Singh in
 favour of Mr. Krishan Kumar and Mr. Dinesh Kumar in respect of the entire property area
measuring 170 sq. yrds.
C. Photocopy of regd. GPA dated 20.10.1990 executed by Mr. Krishan Kumar and Mr. Dinesh
Kumar in favour of Mr. Ishwar Chand in respect of the said property area measuring 128.5 sq.
yrds.
D. Photocopy of ATS dated 20.10.1990 executed by Mr. Krishan Kumar and Mr. Dinesh Kumar in
favour of Mr. Ishwar Chand in respect of the said property area measuring 128.5 sq. yrds.
E. Photocopy of Sale Deed dated 30.03.2005 executed by Mr. Krishan Kumar and Mr. Dinesh
Kumar through attorney Mr. Ishwar Chand in favour of Mrs. S. Ammlu in respect of the said
property area measuring 128.5 sq. yrds.
F. Photocopy of ATS dated 27.06.2023 executed by Mrs. S. Ammlu in favour of Mrs. Rashmi
Agarwal in respect of the said property area measuring 127 sq. yrds.
G. Photocopy of Sale Deed dated 14.09.2023 executed by Mrs. S. Ammlu in favour of Mrs. Rashmi
Agarwal in respect of the said property area measuring 127 sq. yrds., Duly Regd. as Doc No.
5079, Book - I, on dated14.09.2023, SR- Badkhal.
6 Tracing of title and investigation of title

(source and history of title/title flow for 20/30 years as the case may be. It should be verified
that all the title deeds are properly stamped and registered/notarized along with registration
details with Sub-Registry. Any deficiency therein to be pointed out in the report)

a. That Sale Deed dated 24.09.1982 executed by Mr. Zahoor Khan, Mr. Rahim Baksh, Mr. Allah
Baksh, Mr. Ali Mohd and Mr. Noor Mohd through attorney Mr. Ladha Ram and Mr. Lakshmi
Narayan in favour of Mr. Dev Raj and Mr. Amrik Singh in respect of the entire property area
measuring 1170 sq. yrds.
b. That Sale Deed dated 18.06.1986 executed by Mr. Dev Raj and Mr. Amrik Singh in favour of
Mr. Krishan Kumar and Mr. Dinesh Kumar in respect of the entire property area measuring
170 sq. yrds.
c. That regd. GPA dated 20.10.1990 executed by Mr. Krishan Kumar and Mr. Dinesh Kumar in
favour of Mr. Ishwar Chand in respect of the said property area measuring 128.5 sq. yrds.
d. That Sale Deed dated 30.03.2005 executed by Mr. Krishan Kumar and Mr. Dinesh Kumar
through attorney Mr. Ishwar Chand in favour of Mrs. S. Ammlu in respect of the said property
area measuring 128.5 sq. yrds.
e. That Sale Deed dated 14.09.2023 executed by Mrs. S. Ammlu in favour of Mrs. Rashmi
Agarwal in respect of the said property area measuring 127 sq. yrds., Duly Regd. as Doc No.
5079, Book - I, on dated14.09.2023, SR- Badkhal.
7. Whether the property is in the list of If verified, whether subject property is
PROHIBITED Property List issued by the there in the prohibited / Govt. property
Authority. list – YES / NO. (To be checked by
technical team)
8. Whether any additional document is required NA
to complete the report more particularly if the
owner is Company / Partnership firm / HUF /
Trust Proprietorship concern etc.

9. Particulars of tax/ revenue receipts studied Latest House Tax / Property tax receipt
(Along with particulars of the tax receipts also or mutation letter has to be taken on
specify whether whose name the Municipal Taxes record in favour of last owner.
are assessed or raised and whether upto date
Municipal Taxes / Society charges have been
paid)

10. Particulars of Encumbrance Certificate/ ------------

Search Notes. Search Fee Receipt No. and
Amount (Original receipt to be enclosed),
Period of Search charges paid from 2012 to
2024

11. Particulars of any charges / encumbrances NA

found to be recorded / registered on the
property.

12. Whether the premises is leasehold/ freehold / Freehold

Government land? Please check for negative /
restrictive covenants i.e., AND in case of
leasehold, mention the tenure of Lease. Also,
to confirm if Lease renewal clause is
mentioned in the lease deed.

13. Permission / NOC from Society / Builder / NA

Co-operative Society/ Authority/ Govt Dept.

14. Minor’s Interest, if any (Whether any present NA

or future claims of minor or their interest
exist/ vested in the property)

15. Land is agricultural land or non-agricultural Non-agricultural

land

16. Application of

(a) RERA Act Not applicable

(b) Urban Land (Ceiling & Regulation) Applicable

Act

(c) Tenancy Laws

Not applicable
(d) SARFAESI
Applicable

17. Last / latest mutation in revenue record is in NA

 whose name

(Not applicable where Society is formed)

18. List of original title documents and previous title documents required for mortgaging
the property (please specify all title documents including previous title documents
required for mortgage)

DOCUMENTS TO BE COLLECTED BY BANK FOR CREATION OF EQUITABLE

MORTGAGE ON THE SAID PROPERTY PRIOR TO DISBURSAL:

A. Photocopy of Sale Deed dated 24.09.1982 executed by Mr. Zahoor Khan, Mr. Rahim
Baksh, Mr. Allah Baksh, Mr. Ali Mohd and Mr. Noor Mohd through attorney Mr.
Ladha Ram and Mr. Lakshmi Narayan in favour of Mr. Dev Raj and Mr. Amrik Singh
in respect of the entire property area measuring 1170 sq. yrds.
B. Photocopy of Sale Deed dated 18.06.1986 executed by Mr. Dev Raj and Mr. Amrik
Singh in favour of Mr. Krishan Kumar and Mr. Dinesh Kumar in respect of the entire
property area measuring 170 sq. yrds.
C. Photocopy of regd. GPA dated 20.10.1990 executed by Mr. Krishan Kumar and Mr.
Dinesh Kumar in favour of Mr. Ishwar Chand in respect of the said property area
measuring 128.5 sq. yrds.
D. Photocopy of ATS dated 20.10.1990 executed by Mr. Krishan Kumar and Mr. Dinesh
Kumar in favour of Mr. Ishwar Chand in respect of the said property area measuring
128.5 sq. yrds.
E. Photocopy of Will executed by Mr. Krishan Kumar and Mr. Dinesh Kumar in favour
of Mr. Ishwar Chand in respect of the said property area measuring 128.5 sq. yrds.
F. Photocopy of Sale Deed dated 30.03.2005 executed by Mr. Krishan Kumar and Mr.
Dinesh Kumar through attorney Mr. Ishwar Chand in favour of Mrs. S. Ammlu in
respect of the said property area measuring 128.5 sq. yrds.
G. Photocopy of ATS dated 27.06.2023 executed by Mrs. S. Ammlu in favour of Mrs.
Rashmi Agarwal in respect of the said property area measuring 127 sq. yrds.
H. Photocopy of Sale Deed dated 14.09.2023 executed by Mrs. S. Ammlu in favour of
Mrs. Rashmi Agarwal in respect of the said property area measuring 127 sq. yrds.,
Duly Regd. as Doc No. 5079, Book - I, on dated14.09.2023, SR- Badkhal.
I. Original / Photocopy of List of Documents and Latest outstanding Letter issued by
Mortgage Bank in favour of Borrower in respect of said property.
DOCUMENTS TO BE COLLECTED BY LAWYER FOR CREATION OF
EQUITABLE MORTGAGE ON THE SAID PROPERTY AT THE TIME OF
DISBURSAL.

A. Original all payments receipts issued by mortgagee bank in favour of borrower in

respect of the said property.
DOCUMENTS TO BE COLLECTED POST DISBURSAL:

A. Original regd. GPA dated 20.10.1990 executed by Mr. Krishan Kumar and Mr.
Dinesh Kumar in favour of Mr. Ishwar Chand in respect of the said property area
measuring 128.5 sq. yrds.
B. Original ATS dated 20.10.1990 executed by Mr. Krishan Kumar and Mr. Dinesh
Kumar in favour of Mr. Ishwar Chand in respect of the said property area measuring
128.5 sq. yrds.
C. Original Will executed by Mr. Krishan Kumar and Mr. Dinesh Kumar in favour of
Mr. Ishwar Chand in respect of the said property area measuring 128.5 sq. yrds.
 D. Original Sale Deed dated 30.03.2005 executed by Mr. Krishan Kumar and Mr.
Dinesh Kumar through attorney Mr. Ishwar Chand in favour of Mrs. S. Ammlu in
respect of the said property area measuring 128.5 sq. yrds.
E. Photocopy of ATS dated 27.06.2023 executed by Mrs. S. Ammlu in favour of Mrs.
Rashmi Agarwal in respect of the said property area measuring 127 sq. yrds.
F. Original Sale Deed dated 14.09.2023 executed by Mrs. S. Ammlu in favour of Mrs.
Rashmi Agarwal in respect of the said property area measuring 127 sq. yrds., Duly
Regd. as Doc No. 5079, Book - I, on dated14.09.2023, SR- Badkhal.
G. Original / Photocopy of No Dues Certificate issued by Mortgage Bank in favour of
Borrower in respect of said property.
Any other deficiency or restriction in title/ any NO
safeguard to be observed

Form of Mortgage Equitable Mortgage

We have perused copies of the documents forwarded to us and have got relevant and available records
verified at the office of the concerned Sub-Registrar and paid search charges for the last 13 years. The
title of the property is clear, marketable, free from encumbrances and SARFAESI is applicable on the
property.
Equitable mortgage / Registered Mortgage as mentioned above can be created in favour of the
company
Date : ---------

Place : -----------

That our report is based on the copy of property document which is provided by bank / nbfc,
report is based on the basis of registered documents under book 1 at sub registrar office, we have
not checked / verified any documents from revenue records.
This report does not comment on the technical regularity (adherence to bye laws /approvals) or
otherwise, of the said property. Whether the said property is a subject matter of any pending
litigation, Authenticity of the originals of the document/s examined (that is to be verified through a
separate verification of the original title document/s). All the above are outside of the scope of work
in reference to this report.
Our maximum aggregate liability to any involved parties arising from or in relation to, this (in
contract, tort, negligence or otherwise) however arising shall not be in any circumstances exceed the
professional fee payable to us for this specific mandate.
It may be noted that we are neither handwriting expert nor expert at detecting fraudulent documents.
Hence, we shall not be responsible in this regard.
The inspection of index records as being made available at the office of concerned sub-registrar, are
normally incomplete, scattered in nature & manually managed, due to which it is impossible to find
out other registered entries (if any) related to the said property.
As desired the documents as received are returned here without, should you require any further
clarification please do revert to us.
Thanking you,
For RR Associates

Advocates