Broking / I Direct linked Savings Account
Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum monthly average Rs.5,000
balance (MAB)* (MAB is the
simple average of day-end
balances for a calendar
month)
Service Charges
Cash Transaction Charges 1) Number Limit (Sum total of deposits and
Home Branch (Branch where withdrawals)
the account is opened or Rs 150 per transaction, post 3 free cash transactions
ported) per month.
(Deposits and withdrawals 2) Value Limit (Sum total of deposits and withdrawals)
across branches and deposits Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per
in Cash Recycler Machines month or Rs 150, whichever is higher.
considered.)
(With effect from 1st May a) Non-Home branch –
2024) Rs 5 per Rs 1,000, for transaction value above Rs
25,000 at non-home branch in a day or Rs 150,
whichever is higher.
b) Third party cash transactions charged at Rs 150
per transaction. Per transaction value capped at Rs
25,000.
ATM Interchange 6 metro locations (Mumbai, New Delhi, Chennai,
(Transactions at Non ICICI Kolkata, Bengaluru and Hyderabad): Rs 21 per
Bank ATMs) financial transaction & Rs 8.5 per non-financial
transaction, post 3 transactions (inclusive of financial
and non-financial transactions).
Other than 6 metro locations: Rs 21 per financial
transaction and Rs 8.5 per non-financial transaction,
post 5 transactions (inclusive of financial and non-
financial transactions).
Maximum of 5 transactions free in a month, across
locations, with a cap of 3 transactions at 6 metro
locations.
Nil for senior citizens
ATM withdrawal at other bank (outside
India)- Rs 125/transaction+3.5% currency
conversion charge.
Non financial 25/transaction
Transactions at ICICI Bank First 5 Financial transactions free in a month;
ATMs / Cash Recycler thereafter, Rs.21 per financial transaction
Machines (cash withdrawals)
(Financial transaction includes - Cash Withdrawal;
Non Financial transactions include - Balance Inquiry,
Mini statement & Pin change)
Issue of DD drawn on ICICI Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand
Bank by cheque/transfer rupees or part thereof for DD of more than Rs.10,000,
subject to a minimum of Rs.75 and maximum of Rs.
15,000
Debit Card Fees annual fees Rs.200 p.a.
(With effect from 1st May For Gramin locations - Rs.99 p.a.
2024)
Cheque Books Nil for 25 cheque leaves in a year;
(With effect from 1st May Rs. 4 per leaf thereafter
2024)
Value Added SMS alert 15 paisa per sms
facility Upper limit of Rs.100 per quarter
(For transactions other than
specified by regulatory
guidelines, SMS alerts will be
triggered only if the
transaction value is greater
than Rs.5,000)
Penal Charges
Charges for non - 6% of the shortfall in required MAB or Rs. 500
maintenance of minimum whichever is lower.
monthly average balance
(NMAB)
Note - Common service charges applicable to all Savings Account variants except for
Wealth Management / ICICI Bank Private Banking
Common Service Charges
Common ICICI Bank savings account facilities for all products except for Wealth
Management / ICICI Bank Private Banking and unless specified product-wise
Service Charges
Statement Free Quarterly Statement
Free monthly e-mail statement on request
Passbook facility available at base branch
View and download statement facility available on the website
Issue of Duplicate Rs.100 per statement at branch or Customer Care (non-IVR), Rs.
Statement 50 per statement through Customer Care (IVR), ATM and Net
banking
Issue of pass book Nil
Issue of duplicate Rs 100 for issuance and Rs 25 per page for Updation
pass book
DD / PO – Issue Rs.50 per D.D/PO up to Rs.10,000;Rs.5 per thousand rupees or
Issue by deposit of part thereof for DD/PO of more than Rs.10,000, subject to a
cash/cheque/transfe minimum of Rs.75 and maximum of Rs. 15,000
r For Senior Citizen, Student & Rural locations : For amounts up to
Rs.10,000– Rs.40, For amounts above Rs.10,000 till Rs.50,000 –
Rs.60, For amounts above Rs.50,000– Rs.5 per thousand rupees
or part thereof (maximum of Rs.15,000)
DD / PO - Rs.100 per instance
Cancellation /
Duplicate /
Revalidation
(With effect from 1st
May 2024)
NEFT Charges - Through Online Channel – Nil
Outward Through Branch Channel -
Up to Rs 10,000 – Rs 2.25 per transaction
Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction
Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per transaction
NEFT Charges - Nil
Inward
RTGS - Outward Through Online Channel – Nil
Through Branch Channel –
Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
Above Rs 5 lakh - Rs 45 per transaction
RTGS - Inward Nil
IMPS – Outward Amount up to Rs 1 thousand - Rs 2.50 per transaction
(With effect from 1st Amount above Rs 1 thousand to Rs 25 thousand - Rs 5 per
May 2024) transaction
Amount above Rs 25 thousand to Rs 5 lakhs - Rs 15 per
transaction
IMPS - Inward Nil
UPI transaction Nil
charges
Inter-branch funds Nil
transfer charges
Bill Pay Charges Nil
Charges for Nil
certifying or verifying
customer ECS
mandates
Cheque Collection Nil
Local
Cheque Collection Nil
Outstation
Account closure Nil
(With effect from 1st
May 2024)
Debit Card
Debit Card Issuing Nil
Fee
Enrolment fee For Titanium Debit Card Joining Fee is Nil
Annual fee is Rs. 200
For Gramin locations - Rs.99
Late Payment N.A.
Charges
Replacement Card Rs. 200 per card
fees (Lost /
Damaged card)
ATM Balance Rs 25
Enquiry charges
from ATMs outside
India
Cross-currency 3.5% of transaction amount
mark-up charges on
foreign currency
transactions
Surcharge on Fuel Fuel Surcharge Waiver is applicable when both the below
purchases mentioned conditions are fulfilled
1. ICICI Debit card is used on ICICI Bank terminal (On-Us
transaction)
2. Transaction is done on select government petrol pumps.
Please note, the Acquirer/Fuel pump may levy surcharge at its
own discretion
Surcharge on 1.8% of bookings as per Visa regulations
railway bookings
Debit Card PIN re- Nil
generation Charges
(With effect from 1st
May 2024)
Debit Card de – Nil
hotlisting
(With effect from 1st
May 2024)
Balance Certificate Nil
(With effect from 1 st
May 2024)
Interest Certificate Nil
(With effect from 1st
May 2024)
Retrieval of old Nil
transactional
documents /
Enquiries related to
old records
(With effect from 1st
May 2024)
Photo attestation Rs. 100 per application/letter
Signature Rs. 100 per application/letter
attestation
(With effect from 1st
May 2024)
Address Nil
confirmation
(With effect from 1st
May 2024)
Inoperative account Nil
Stop Payment Particular cheque - Rs.100
charges (Free through customer care IVR & Net banking)
(With effect from 1st
May 2024)
Stop Payment For ECS is not present as customer is required to maintain
Charges - ECS requisite balances to honour the EMI txns
Lien marking and Nil
unmarking of
savings account
(With effect from 1st
May 2024)
Locker Rent Annual Locker rentals starting from
Semi - Metro
Location Rural Urban Urban Metro +
Small 1,200 2,000 3,000 3,500 4,000
Medium 2,500 5,000 6,000 7,500 9,000
Large 4,000 7,000 10,000 13,000 15,000
Extra
Large 10,000 15,000 16,000 20,000 22,000
Rentals may vary between branches under same location
Locker rentals vary based on locker size and branch
location
Locker rent is charged annually and is collected in
advance
Reissue of Internet Nil
user id or password
(Branch or non IVR
Customer Care)
(With effect from 1st
May 2024)
Standing Nil
Instructions -
Setting-up-charge
(With effect from 1st
May 2024)
Address change Nil
request at branches
(With effect from 1st
May 2024)
ECS/NACH setup Nil
charges
National Automated Nil
Clearing House
(NACH) Mandate.
One time mandate
authorisation
charges (physical)
(With effect from 1st
May 2024)
Cash deposit Charges of Rs 50 per transaction, will be levied on cash
charges - Cash deposited in the Cash Acceptor/Recycler machines on bank
Acceptor/Recycler holidays and between 06:00 p.m. and 08:00 a.m. on working
machines days. The charges would be applicable if the cash deposit in the
Cash Acceptor/Recycler machines on bank holidays and
between 6 pm and 8 am on working days exceeds Rs 10,000 per
month either as a single transaction or multiple transactions
Above charges will not be applicable to Senior Citizens, Basic
Savings Bank Account, Jan Dhan Accounts, Accounts held by
incapacitated and visually impaired persons, Student Accounts
or any other Accounts identified by ICICI Bank
Penal Charges
ECS / NACH Debit Rs 500 per instance for financial reasons. Maximum recovery will
Returns be done for 3 instances per month for the same mandate
(With effect from 1st
May 2024)
Cheque return Rs 200 per instance for financial reasons
outward (cheque
deposited by
customer)
Cheque return Rs 500 per instance for financial reasons.
inward (cheque Rs.50 for non-financial reasons except for signature verification
issued by customer)
Decline of Rs. 25 per transaction
transaction at other
bank ATMs or point
of sale (POS) due to
insufficient balance
in the account
Standing Rs 200 per instance for financial reasons
Instructions
Rejection
Deliverable returned Any deliverable returned by courier due to consignee or address
by courier specific reasons (no such consignee/ consignee shifted and no
such address, etc.) – Rs 50 per instance
Deliverables Any deliverable not picked up (within the stipulated time) - Rs 50
destroyed at per instance
Branches
1. Locker rates vary for different branches, hence customers are requested to get in
touch with respective branch.
2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the
mentioned charges. The charges indicated above are subject to periodic revision.
3. *With effect from April 1, 2015: In the event of non-maintenance of minimum
MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event
of the minimum balance not being restored in the account in the subsequent month,
non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-
maintenance of MAB charges shall be applicable for all consecutive months. The
Bank will notify the customer in the initial month only in case of non-maintenance
of MAB in consecutive months. It will be the responsibility of the customer to have
a valid e-mail ID, mobile number and address updated with the Bank at all times,
failing which, customer may not receive the notification(s).
4. For selected brokerage houses customer can maintain Nil MAB
