Total No. of Questions : 8] SEAT No.

:
P2849 [Total No. of Pages : 7

[5801]-107
F.Y. B.Com.
115 (b) : BANKING AND FINANCE
Fundamentals of Banking - I
(2019 Pattern) (Semester - I) (Credit System)
Time : 2½ Hours] [Max. Marks : 70
Instructions to the candidates:
1) Question No. 1 is compulsory.
2) Solve any three questions from Q. No.2 to Q. No.7.
3) Q. No. 8 is compulsory.
4) Figures to the right indicate full marks.

Q1) A) Fill in the blanks (any 7). [7]

i) Bank of Hindustan was established in________.
a) 1770
b) 1735
c) 1717
ii) In the year_________14 commercial banks were nationalised in
India.
a) 19th July 1969
b) 1st July 1955
c) 15th April 1980
iii) In the________year Reserve Bank of India was established.
a) 1934
b) 1935
c) 1938
iv) _______Bank is private Bank.
a) Central Bank of India
b) ICICI Bank
c) Cosmos Bank
v) ________is the public sector Bank.
a) Cosmos Bank
b) Bank of Maharashtra
c) HDFC Bank
P.T.O.
 vi) Bank of England was established in the year________.
a) 1694
b) 1883
c) 1862
vii) State Bank of India was established in the year________.
a) 1955
b) 1948
c) 1969
viii) NABARD was established in the year________.
a) 1982
b) 1979
c) 1986
ix) Bank offers________rate of Interest on Fixed deposit account.
a) Very low
b) Low
c) High

B) State whether the following statements are true or false (any 7). [7]
i) Acceptance of deposit is the secondary functions of bank.
ii) Advancing of loans is a primary functions of Bank.
iii) Central Bank of India is the public sector bank.
iv) Reserve Bank of India is the Central Bank of India.
v) Married woman’s account is the institutional account holders.
vi) Hindu undivided family’s account is individual account holder.
vii) Demand Draft is cheque drawn by one branch of a bank upon
another branch.
viii) Swift was established in the year 1973.
ix) Overdraft facility is available to current deposit account.

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Q2) a) State the origin of the word Bank. [4]
b) Explain the structure of Indian Banking System. [10]

Q3) a) Explain in brief primary functions of commercial banks. [7]

b) Explain in brief Non fund based credit facilities of commercial banks.[7]

Q4) a) Explain procedure for operating current account in the bank. [7]
b) Explain the procedure for opening of deposit account in a bank. [7]

Q5) a) What is SWIFT? [4]

b) Explain in brief the methods of remittances. [10]

Q6) a) Explain in brief agency functions of bank. [7]

b) Explain in brief general utility services of bank. [7]

Q7) a) Explain in brief evolution of banking in India. [7]

b) Explain in brief evolution of banking in Asia. [7]

Q8) Write a short notes (any two). [14]

a) KYC
b) Bankers cheque.
c) Transfer of Account.
d) RTGS

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Total No. of Questions : 8]

P2849
[5801]-107
F.Y. B.Com.
115 (b) : BANKING AND FINANCE
Fundamentals of Banking - I
(2019 Pattern) (Semester - I) (Credit System)
(‘amRr ê nm§Va)
doi : 2½ Vmg] [ EHy U JwU : 70
gyMZm … 1) àíZ H« . 1 A{Zdm¶© Amho.
2) àíZ H« . 2 Vo àíZ H« . 7 ¶mn¡H s H moUVohr VrZ àíZ gmoS dm.
3) àíZ H« . 8 A{Zdm¶© Amho.
4) COdrH Srb A§H àíZm§Mo nyU© JwU Xe©{dVmV.
5) g§X^m©gmRr ‘wi B§J«Or àíZn{ÌH m nhmdr.

à. 1) A) [aH må¶m OmJm ^am (H moUVohr gmV) [7]

i) ~±H Am°’ qhXþñVmZMr ñWmnZm .................. ¶m dfu Pmbr.

A) 1770
~) 1735

H ) 1717
ii) 14 ì¶mnmar ~±H m§Mo amï´ r¶H aU .............. ¶m dfu H aʶmV Ambo.

A) 19th July 1969

~) 1st July 1955

H ) 15th April 1980

iii) [aPìh© ~±H Am°’ B§{S¶mMr ñWmnZm ................. ¶m dfu Pmbr.
A) 1934
~) 1935

H ) 1938

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 iv) ............... hr ImOJr ~±H Amho.
A) g|Q´ b ~±H Am°’ B§{S¶m
~) Am¶. gr. Am¶. gr. Am¶. ~±H
H ) H m°g‘m°g ~±H
v) .............. hr gmd©O{ZH joÌmVrb ~±H Amho.
A) H m°g‘m°g ~±H
~) ~±H Am°’ ‘hmamï´
H ) EM. Sr. E’ . gr. ~±H
vi) ~±H Am°’ B§½b§S Mr ñWmnZm ............... ¶m dfu Pmbr.
A) 1694
~) 1883

H ) 1862
vii) ñQoQ ~±H Am°’ B§{S¶mMr ñWmnZm ............. ¶m dfu Pmbr.

A) 1955
~) 1948

H ) 1969
viii) Zm~mS© Mr ñWmnZm .............. ¶m dfu Pmbr.

A) 1982
~) 1979

H ) 1986
ix) ‘wXV Rod Im˶mda ~±H m ............. XamZo ì¶mO XoVmV.
A) Iyn H ‘r
~) H ‘r
H ) OmñV
[5801]-107 5
 ~) Imbrb {dYmZo MyH H s ~amo~a Vo gm§Jm. (H moUVohr gmV) [7]

i) Rodr pñdH maUo ho ~±H m§Mo Xþ涑 H m¶© Amho.

ii) H O} XoUo ho ~±H m§Mo àmW{‘H H m¶© Amho.

iii) g|Q´ b ~±H Am°’ B§{S¶m hr gmd©O{ZH joÌmVrb ~±H Amho.

iv) ^maVr¶ [aPd© ~±H hr ^maVmMr ‘ܶdVu ~±H Amho.

v) {ddm{hV ‘{hbm§Mo ImVo ho g§ñWmË‘H ImVoXma Amho.

vi) qhXÿ A{d^º Hw Qy §~ ImVo ho d¡¶{º H ImVoXma Amho.

vii) ‘mJUr YZmH f© ho ~±Ho À¶m Xþgè¶m emIoda H mTbobo YZmXoe Amho.

viii) pñdâQMr ñWmnZm 1973 ¶m dfu Pmbr.

ix) A{YH f© gdbV hr Mmby Rodr Im˶mda {Xbr OmVo.

à. 2) A) ~±H ¶m eãXmMr CËnÎmr gm§Jm. [4]

~) ^maVmVrb ~±H àUmbrMr aMZm g{dñVa ñnï H am. [10]

à. 3) A) ì¶mnmar ~±H m§Mo àmW{‘H H m¶© g§{já ñnï H am. [7]

~) ~±Ho Mr {~Ja {ZYr AmYm[aV nV gw{dYm g§{já ñnï H am. [7]

à. 4) A) Mmby Im˶mda ì¶dhma H aʶmMr nÕVr ñnï H am. [7]

~) Rod ImVr CKSʶmMr nÕVr ñnï H am. [7]

[5801]-107 6
à. 5) A) pñdâQ åhUOo H m¶? [4]

~) ~±Ho ‘m’© V n¡go nmR{dʶmÀ¶m nÕVr g§{já ñnï H am. [10]

à. 6) A) ~±H m§Mr à{V{Z{Y H m¶} g§{já ñnï H am. [7]

~) ~±H m§Mr gm‘mݶ Cn¶wº godm g§{já ñnï H am. [7]

à. 7) A) ^maVmVrb ~±H ì¶dgm¶mMr CËH« m§Vr WmoS ³¶mV ñnï H am. [7]

~) Am{e¶mVrb ~±H ì¶dgm¶mMr CËH«§ mVr WmoS ³¶mV ñnï H am. [7]

à. 8) {Qnm {bhm. (H moU˶mhr XmoZ) [14]

A) Ho dm¶ gr (KYC)

~) ~±H g© MoH

H ) ~±H Im˶mMo Xþgè¶m emIoV hñVm§VaU

S) Ama Qr Or Eg (RTGS)

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