Page 1 of 6

Statement number 43
Issue date 13 June 2023
MISS A DOS SANTOS CANAZART MAGAL Write to us at Box 3 BX1 1LT
8 ABINGDON COURT Call us on 0345 300 0000
HIGH STREET Visit us online www.lloydsbank.com
WALTHAM CROSS
HERTFORDSHIRE
yPVPXTYRYyyTuYuZxyVxYwXv
jQqOH:IZg7oakBI;cWCwgpHC Your Branch SILVER ST ENFIELD
ZRukcefCzSy4jP76cyuhOfwp

EN8 7FD jqjXVWG3sHLak4vAB6Llhyni

nbR2oSuX1FjpjkvXKeV87s;T Sort Code 30-99-86
zzzzzzzzzzzzzzzzzzzzzzzz
Account Number 19746363
IBAN GB25 LOYD 3099 8619 7463 63
BIC LOYDGB21043

CLUB LLOYDS PLAT 13 May 2023 to 13 June 2023

Your Account Arranged Overdraft limit £1,250

Date of previous statement 12 May 2023 Type of Fee Quantity Total
Monthly maintaining the account fee 1 £21.00
Balance on 13 May 2023 £1,149.80 OD (excluding any discount or Club Lloyds fee)
Money in £6,665.44 Total fees 1 £21.00
Money out £3,990.37 The fees detailed above have been paid during this statement period.

Balance on 13 Jun 2023 The fees paid in this statement period are highlighted in the 'Fees Explained'
£1,525.27 section and on the reverse.
Credit interest £0.16
Arranged overdraft interest £22.12
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Your Interest Rates Fees Explained

Any balance up to £5000.00 will earn the interest rate in the table below subject to account conditions. No Club Lloyds Account Holders – The Club Lloyds maintaining the
additional interest will be paid on any balance over £5000.00. account fee will not feature in the Type of Fee table above, but
Balances of AER% Gross p.a.% will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If
you are eligible to have this Maintaining the account fee waived,
£5,000.00+ 0.00 0.00 you will also see a transaction described as ‘'Club Lloyds waived’.
£4,000.00+ 3.00 2.96 This does not apply to non-Club Lloyds customers.
£1.00+ 1.50 1.49 Monthly maintaining the account fee - This is £21.00 and is the
fee we charge you for your Added Value Account where you get a
range of benefits with your account. You may get a discount if in
Amount of Arranged Overdraft Arranged Overdraft the previous month you paid in a qualifying amount or held
qualifying savings. If you received a discount you’ll see a
£0.00+ 0.000% per day (0.0% EAR* variable)
transaction called "Acct fee discount". For more detail see the
£51.00+ 0.111% per day (49.9% EAR* variable) Additional Conditions for your account.
We apply the daily interest rate shown above to your arranged overdraft balance at the end of the day Other services - There are fees for other services you have asked
for. You can find more details in your account conditions or at
*EAR is the Equivalent Annual Rate. This is the annual interest rate of an overdraft. This means you are charged www.lloydsbank.com.
over the year based on how often and how much you are overdrawn by, and the effect of compounding it -
charging interest on interest already charged. This interest rate does not include any other fees and charges.
AER is the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and
compounded once each year.
From 6th April 2016 your non ISA interest is paid gross, this means that we will not deduct tax automatically from
your interest. Depending on your personal circumstances tax may be due on the interest and it is your
responsibility to disclose and pay any tax due directly to HM Revenue and Customs (HMRC).
If you have a Club Lloyds account Credit Interest will only be paid if you have at least 2 different Direct Debits paid
on your account. This does not apply to Private Banking Club accounts.

Turn over for more information on managing overdrafts '

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 cash or make a payment in a currency other than pounds, the amount is converted
days a week. Register at lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
the App Store. Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
• Telephone Banking – Our automated service is available 24/7, or you can talk
an indication only.
to us between 8am and 8pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week. We will charge you a foreign currency transaction fee of 2.99% of the value of the
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage transaction. This is a fee for the currency conversion. You can find more
your money and avoid charges. They remind you when you need to pay cleared information on our website about the exchange rates that apply to your
funds into your account. They can also help you avoid going into an transaction to help you compare them with other card issuers' rates.
unarranged overdraft or having payments refused. Unless you’ve opted out, If you use your debit card or your Cashpoint® card to withdraw cash in a currency
you’ll automatically receive alerts provided we have an up to date mobile other than pounds (at a cash machine or over the counter) we will also charge a
number for you. Find out more at lloydsbank.com/mobilealerts foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
Overdrafts - choosing the right way to borrow charge a foreign cash fee of £1.50. The provider of the foreign currency may make
An arranged overdraft can help out when you need to borrow in the short term. For a separate charge for conversion. We won't charge a foreign currency cash fee or a
example to pay an unexpected bill. But if you use it often and don’t reduce your foreign cash fee if you withdraw euro within the EEA or UK.
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
can find online at lloydsbank.com/overdrafts, tells you how much an arranged Where you use your debit card to make a purchase or other transaction (not cash
overdraft costs. You should consider if an arranged overdraft facility is the most withdrawal) in a currency other than pounds, whether in person, or by internet or
suitable option for you to borrow money. If you need to borrow money for a longer phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
time, there may be other options better suited to your needs. For more information currency purchase fee does not apply to the Premier and Platinum debit cards; and
visit lloydsbank.com/borrow or call us to talk through your options. will not be charged if your payment is made in euro within the EEA or UK.
We will not make a charge for the withdrawal of cash in pounds within the UK,
Check if your account is still right for you however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
Your account comes with a range of benefits and insurance cover, which you pay a please see the banking charges guide for details.
monthly maintaining the account fee for. You’ll find information about your cover,
including contact details of the insurance provider(s), in the booklet provided to With Travel Smart you can use your debit card abroad as often as your like with no
you when you opened your account. If you need a new copy call us, or visit us in debit card fees for £7 a week. Add it to your account before you travel and it’ll start
branch. It’s also a good idea to regularly check the account and cover provided is on the date you tell us.
still right for you by visiting lloydsbank.com/currentaccounts to see our latest Keeping your data safe
current accounts.
We promise to keep your personal information safe and only use in the way you’ve
Our interest rates asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
If we pay interest on your balance, your current interest rate is shown on the front of 0345 602 1997.
this statement. To find out what the interest rates are on our other accounts, visit We’re here for you if something isn’t right
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch.
We want to make sure you’re happy with the products and service we offer. But if
something goes wrong, let us know and we’ll do everything we can to put things
J Protecting yourself from fraud right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
at your concerns, for free.
• Check your statements regularly - If something doesn’t look right or you
spot a transaction on your statement you didn’t make, call us straight away The Financial Services Compensation Scheme (FSCS)
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be The deposits you hold with us are covered by the Financial
able to refund a payment on some types of account if you tell us more than Services Compensation Scheme (FSCS). Every year we’ll
13 months after the date it happened. send you an information sheet which tells you the types of
• Keep your statements in a safe place - If you want to throw them away, you deposits covered and the protection offered by the FSCS.
should do it in a secure way, like shredding them – please don’t just put them For more information visit FSCS.org.uk
in the bin.
We send statements and other communications from time to time for legal
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit reasons or to let you know about changes to your accounts or services.
lloydsbank.com/security for ways to protect yourself and information on
the latest scams. When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
• If your card, cheque book or PIN is lost or stolen - Call us straight away on
service.
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open
24/7.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 43 Sort Code 30-99-86
13 June 2023 Account Number 19746363
Page 3 of 6

CLUB LLOYDS PLAT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
12 May 23 STATEMENT OPENING BALANCE 1,149.80 OD
15 May 23 FPI M NUNES PINTO VAPIANO 13MAY23 26.26 1,123.54 OD
200000001127314629
15 May 23 FPI M NUNES PINTO SNOWFLAKE 13MAY23 4.97 1,118.57 OD
300000001134682608
15 May 23 DEB PAYPAL *HPINCUKLIM CD 0125 13MAY23 9.99 1,128.56 OD
15 May 23 DEB WALTHAM CROSS AUTO CD 0125 13MAY23 24.73 1,153.29 OD
15 May 23 CHG DAILY OD INT 13/05 1.22 1,154.51 OD
15 May 23 DEB REEF LONDON LIMITE CD 0125 14MAY23 5.00 1,159.51 OD
15 May 23 DEB ONE BELOW CD 0125 14MAY23 6.50 1,166.01 OD
15 May 23 DEB TFL TRAVEL CH CD 0125 14MAY23 9.40 1,175.41 OD
15 May 23 CHG DAILY OD INT 14/05 1.24 1,176.65 OD
15 May 23 DEB REEF LONDON LIMITE CD 0125 5.00 1,181.65 OD
15 May 23 DEB TESCO PFS 3361 CD 0125 5.40 1,187.05 OD
15 May 23 DEB TESCO STORES 5372 CD 0125 8.10 1,195.15 OD
15 May 23 CHG DAILY OD INT 1.26 1,196.41 OD
16 May 23 DEB AMZNMktplace CD 0125 9.99 1,206.40 OD
16 May 23 CHG DAILY OD INT 1.28 1,207.68 OD
17 May 23 DEB Nazeingbury News CD 0125 2.99 1,210.67 OD
17 May 23 CHG DAILY OD INT 1.28 1,211.95 OD
18 May 23 CHG DAILY OD INT 1.28 1,213.23 OD
19 May 23 DEB ASDA STORES 5866 CD 0125 4.05 1,217.28 OD
19 May 23 DEB ASDA STORES 5866 CD 0125 8.20 1,225.48 OD
19 May 23 CHG DAILY OD INT 1.30 1,226.78 OD
22 May 23 DEB TESCO STORES 5372 CD 0125 20MAY23 3.30 1,230.08 OD
22 May 23 CHG DAILY OD INT 20/05 1.30 1,231.38 OD
22 May 23 DEB TFL TRAVEL CH CD 0125 21MAY23 16.90 1,248.28 OD
22 May 23 CHG DAILY OD INT 21/05 1.32 1,249.60 OD
22 May 23 DD CAPITAL ONE 04548143 5185819409182960 46.72 1,296.32 OD
22 May 23 RETURNED DD 46.72 1,249.60 OD
22 May 23 DEB PAYPAL *CANVAPTYLI CD 0125 10.99 1,260.59 OD
22 May 23 CHG DAILY OD INT 1.33 1,261.92 OD
23 May 23 DEB TFL BUSINESS BOPS CD 0125 12.50 1,274.42 OD
23 May 23 CHG DAILY OD INT 1.33 1,275.75 OD
24 May 23 CHG DAILY OD INT 1.33 1,277.08 OD
25 May 23 CHG DAILY OD INT 1.33 1,278.41 OD
26 May 23 CHG DAILY OD INT 1.33 1,279.74 OD
30 May 23 CHG DAILY OD INT 27/05 1.33 1,281.07 OD
30 May 23 CHG DAILY OD INT 28/05 1.33 1,282.40 OD
30 May 23 CHG DAILY OD INT 29/05 1.33 1,283.73 OD
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 43 Sort Code 30-99-86
13 June 2023 Account Number 19746363
Page 4 of 6

CLUB LLOYDS PLAT

Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
30 May 23 BGC
205253R5Z DWP UC 54.59 1,229.14 OD
30 May 23 BGC
SLC DISBURSEMENTS 4,716.82 3,487.68
30 May 23 FPO
AMANDA SANTOS RENT 30MAY23 09:02 1,050.00 2,437.68
30 May 23 FPO
LUCAS COELHO GUI 30MAY23 10:02 1,000.00 1,437.68
31 May 23 DEB
REEF LONDON LIMITE CD 0125 2.00 1,435.68
31 May 23 DEB
SAM POUND STORES CD 0125 3.00 1,432.68
31 May 23 DEB
SAVERS HEALTH & BE CD 0125 4.08 1,428.60
31 May 23 DEB
BIM S CD 0125 6.59 1,422.01
31 May 23 DEB
CHESHUNT - DOMINOS CD 0125 11.99 1,410.02
31 May 23 DEB
TESCO STORES 2329 CD 0125 20.15 1,389.87
31 May 23 DEB
WWW.PIZZAHUT.CO.UK CD 0125 32.99 1,356.88
31 May 23 DEB
1STLOCATE T/A LCS CD 0125 50.00 1,306.88
31 May 23 DEB
NETFLIX.COM CD 0125 15.99 1,290.89
01 Jun 23 DDDVLA-EA08XHV 05184364 28.87 1,262.02
000000000048960675
01 Jun 23 DEB REEF LONDON LIMITE CD 0125 2.00 1,260.02
01 Jun 23 DEB THEOBALDS FOOD AND CD 0125 4.40 1,255.62
01 Jun 23 DEB TFL TRAVEL CH CD 0125 6.40 1,249.22
01 Jun 23 DEB ASDA STORES 5866 CD 0125 7.62 1,241.60
01 Jun 23 DEB TESCO STORES 5372 CD 0125 9.95 1,231.65
01 Jun 23 DEB TFL UNPAID FARE CD 0125 10.70 1,220.95
01 Jun 23 INTEREST (GROSS) 0.16 1,221.11
01 Jun 23 FEE ACCOUNT FEE 21.00 1,200.11
02 Jun 23 DD THAMES WATER 01803392 900050551908 43.00 1,157.11
02 Jun 23 DD CAPITAL ONE 00499982 5460979746980728 48.66 1,108.45
02 Jun 23 FPO SEKROM LTD 4 02JUN23 16:25 27.90 1,080.55
02 Jun 23 DEB GSUITE_leonltd.co. CD 0125 2.90 1,077.65
02 Jun 23 DEB GSUITE_canazartmar CD 0125 6.00 1,071.65
02 Jun 23 DEB THEOBALDS FOOD AND CD 0125 6.48 1,065.17
02 Jun 23 DEB Spotify P236F23509 CD 0125 16.99 1,048.18
02 Jun 23 DEB TESCO STORES 5372 CD 0125 17.05 1,031.13
02 Jun 23 PAY CLUB LLOYDS FEE 3.00 1,028.13
02 Jun 23 FPO PHILLYPE PHILLYPE 02JUN23 19:11 5.00 1,023.13
02 Jun 23 DEP ACCT FEE DISCOUNT 5.00 1,028.13
02 Jun 23 DEP CLUB LLOYDS WAIVED 3.00 1,031.13
05 Jun 23 DEB SumUp *Ses trader CD 0125 03JUN23 3.50 1,027.63
05 Jun 23 DEB ASDA STORES 5866 CD 0125 03JUN23 4.00 1,023.63
05 Jun 23 DEB REEF LONDON LIMITE CD 0125 03JUN23 4.00 1,019.63
05 Jun 23 DEB APPLE.COM/BILL CD 0125 03JUN23 6.99 1,012.64
05 Jun 23 DEB PAYPAL *HOTMART CD 0125 03JUN23 8.40 1,004.24
05 Jun 23 DEB LIDL GB WALTHAM C CD 0125 03JUN23 12.97 991.27
05 Jun 23 FPO P L P SANTOS BORROW 04JUN23 16:41 30.00 961.27
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 43 Sort Code 30-99-86
13 June 2023 Account Number 19746363
Page 5 of 6

CLUB LLOYDS PLAT

Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
05 Jun 23 DEB
REEF LONDON LIMITE CD 0125 04JUN23 10.00 951.27
05 Jun 23 DEB
ASDA STORES 5866 CD 0125 04JUN23 42.40 908.87
05 Jun 23 DEB
TESCO STORES 2329 CD 0125 04JUN23 62.12 846.75
05 Jun 23 DDEDF ENERGY 05940547 671140936157 4.50 842.25
05 Jun 23 FPI
MARCOS ENTERPRISE WAGES 1,430.84 2,273.09
5JM4VJMGKW78WV3K9D
05 Jun 23 DEB THEOBALDS FOOD AND CD 0125 6.97 2,266.12
05 Jun 23 DEB CARD FACTORY CD 0125 2.99 2,263.13
05 Jun 23 DEB CARD FACTORY CD 0125 2.99 2,260.14
05 Jun 23 DEB HOME BARGAINS CD 0125 5.98 2,254.16
05 Jun 23 DEB ASDA STORES 5866 CD 0125 6.60 2,247.56
05 Jun 23 DEB REEF LONDON LIMITE CD 0125 10.00 2,237.56
06 Jun 23 DEB PAYPAL *GOOGLE YOU CD 0125 11.99 2,225.57
06 Jun 23 DEB myprotein CD 0125 31.17 2,194.40
07 Jun 23 DD VODAFONE LTDDEVICE 01879709 1000653054 33.00 2,161.40
07 Jun 23 DD VODAFONE LTD 01903150 7055399744-1001 84.54 2,076.86
07 Jun 23 DEB APPLE.COM/BILL CD 0125 7.49 2,069.37
07 Jun 23 DEB TESCO STORES 2329 CD 0125 97.99 1,971.38
08 Jun 23 DEB Bullsmoor Express CD 0125 1.99 1,969.39
08 Jun 23 DEB TFL TRAVEL CH CD 0125 6.20 1,963.19
08 Jun 23 DEB BULLSMOOR CD 0125 9.28 1,953.91
08 Jun 23 DEB PAYPAL *COMPANIESH CD 0125 12.00 1,941.91
08 Jun 23 DEB POUNDLAND LTD - 12 CD 0125 16.25 1,925.66
09 Jun 23 DEB EDEN ECOMMERCE CD 0125 16.48 1,942.14
09 Jun 23 DEB PRIMARK CD 0125 1.20 1,940.94
09 Jun 23 DEB PRIMARK CD 0125 7.00 1,933.94
09 Jun 23 DEB BULLSMOOR CD 0125 25.42 1,908.52
09 Jun 23 DEB PRIMARK CD 0125 28.50 1,880.02
09 Jun 23 DEB EDEN ECOMMERCE CD 0125 16.48 1,863.54
09 Jun 23 DEB Klarna CD 0125 32.69 1,830.85
12 Jun 23 FPI PAULO CESAR MARTIN XUPXUP 10JUN23 20.60 1,851.45
TW0000000596937120
12 Jun 23 DEB AMERICANA FRIED CH CD 0125 10JUN23 6.30 1,845.15
12 Jun 23 DEB HOME BARGAINS WALT CD 0125 10JUN23 1.98 1,843.17
12 Jun 23 DEB ICELAND CD 0125 10JUN23 3.75 1,839.42
12 Jun 23 DEB POUNDLAND LTD - 18 CD 0125 10JUN23 9.00 1,830.42
12 Jun 23 DEB HOME BARGAINS WALT CD 0125 10JUN23 18.65 1,811.77
12 Jun 23 DEB LIDL GB WALTHAM C CD 0125 10JUN23 45.22 1,766.55
12 Jun 23 FPO LIGHT FOR THE PEOP DIZIMO 11JUN23 11:33 143.00 1,623.55
12 Jun 23 DEB APPLE.COM/BILL CD 0125 11JUN23 7.99 1,615.56
12 Jun 23 TFR A DOS SANTOS CANAZ 309986 19747262 20.00 1,635.56
12 Jun 23 TFR A DOS SANTOS CANAZ 309986 19747262 305.00 1,330.56
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 43 Sort Code 30-99-86
13 June 2023 Account Number 19746363
Page 6 of 6

CLUB LLOYDS PLAT

Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
12 Jun 23 FPI SANTOS CANAZART TRANSFER 320.00 1,650.56
RP4679965387965700
12 Jun 23 DEB PARKJOCKEY CD 0125 1.00 1,649.56
12 Jun 23 DEB PAYPAL *HPINCUKLIM CD 0125 9.99 1,639.57
12 Jun 23 DEB CARD FACTORY CD 0125 1.98 1,637.59
12 Jun 23 DEB REEF LONDON LIMITE CD 0125 2.00 1,635.59
12 Jun 23 DEB REEF LONDON LIMITE CD 0125 5.00 1,630.59
12 Jun 23 DEB SAVERS HEALTH & BE CD 0125 17.48 1,613.11
12 Jun 23 DEB EGGFREE CAKE BOX CD 0125 32.99 1,580.12
13 Jun 23 DEB AMERICANA FRIED CH CD 0125 19.40 1,560.72
13 Jun 23 DEB THEOBALDS FOOD AND CD 0125 11.40 1,549.32
13 Jun 23 DEB ASDA STORES 5866 CD 0125 0.30 1,549.02
13 Jun 23 DEB REEF LONDON LIMITE CD 0125 1.00 1,548.02
13 Jun 23 DEB ASDA STORES 5866 CD 0125 22.75 1,525.27
13 Jun 23 STATEMENT CLOSING BALANCE 3,990.37 6,665.44 1,525.27
Payment types:
FPI - Faster Payment DD - Direct Debit FEE - Fixed Serv Chrg DEP - Deposit
DEB - Debit Card BGC - Bank Giro Credit PAY - Payment TFR - Transfer
CHG - Charge FPO - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.