Annexure II

 For Question No. (2a) Sr. No. 1 to 15

o M/S Vistar Enterprises (Partner: Shri Raghunath Menon) is maintaining OCC Account
with us since 2016 and had been maintaining the Account satisfactorily. Due to Post
Covid effects and his health issues his firm has been struggling since latter half of
year 2021. The firm’s OCC Limit Account and other Short term Loans like CCS, GECL
etc have been appearing in SMA continuously since then. Time and again, Shri
Raghunath Menon could not arrange the amount required mandatorily for the OCC
Limit and the Term Loans due to health issues (Major issues in Heart and Lungs) and
expected payments not being received from his clients on time. Due to this he asked
me if I could provide temporary help personally. Considering his Banking
relationships with us since long and his genuine problems, I had helped him
financially on occasions on his request against which he had refunded the amount
on various dates when he had received payments from his clients. Since, his unit
workshop is in Bhiwadi (Rajasthan) and mostly he was at his unit in Bhiwadi (not
available for contact in delhi), he has refunded the Amount through online channels
in my Brother’s Account.
o Details of the financial help provided by me to M/S Vistar Enterprises are as
follows:

Amount Paid
Account
Date Amount Number Remarks Source
ATM Cash Withdrawal from
20.07.2021 35000 2686261020219 For Electricity Bill 2224111011126
21.08.2021 10000 2686201001466 Cash Deposit
Cash deposited
20.05.2022 4500.00 2822201001394 through CDM
Fund Transfer byShalu Pandey
2686101013591 to M/S Vistar
Fund Transfer Enterprises on my request. Amount
from Shalu was Refunded to Shalu Pandey on
Pandey 07.07.2022 from my Account
22.06.2022 28000.00 2686261020219 2686101013591 2224111011126 at that time
Cash deposited
12.07.2022 6000.00 2686201001466 through CDM From my own source
Fund Transfer
from Rahul Raj Fund Transfer from
12.07.2022 3000.00 170001125576 6204101003335 6204101003335 Rahul Raj
19.10.2022 6500.00 2686753000004 Cash Deposit ATM Cash Withdrawal form
6204101005555 (MiliKumari)Rs.
5000 + 7000 total 12000.00 on
19.10.2022 3000.00 2686755000047 Cash Deposit 19.10.2022
Cash deposited ATM Cash Withdrawal form
17.11.2022 8000.00 2686201001466 through CDM 2224111011126 Rs. 10000 + 5000
17.11.2022 3000.00 2686201001466 Cash Deposit Total 15000.00 on 19.10.2022
 Cash deposited
22.11.2022 5000.00 2686261020219 through CDM From my own source
ATM Cash Withdrawal formmy OD
Cash deposited Account 6204254000001 Rs.
06.12.2022 13000.00 2686261020219 through CDM 6000.00 on 19.10.2022
Fund Transfer
from Rahul Raj
17.12.2022 11000.00 2686201001466 6204101003335 Fund Transfer from Rahul Raj

ATM Cash Withdrawal form

Cash deposited 6204254000001 Rs. 10000 + 10000
27.12.2022 16000.00 2686261020219 through CDM Total 20000.00 on 27.12.2022
Cash deposited
29.12.2022 12000.00 2686201001466 through CDM ATM Cash Withdrawal form
Cash deposited 6204101005555 Rs. 10000 on
05.01.2023 500.00 2686201001466 through CDM 23.12.2022 + 8000 on 29.12.2022
ATM Cash Withdrawal form
6204254000001 Rs. 5000 + 5000
21.03.2023 9000.00 170001125576 Cash Deposit Total 10000.00 on 21.03.2023
19.04.2023 2500.00 173000110490 Cash Deposit From my own source
ATM Cash Withdrawal Rs. 8000
from my SB Account
20.04.2023 10000.00 2822201001394 Cash Deposit 2224111011126 on 20.04.2023
Cash deposited Cash Rs. 150000.00 Received from
29.04.2023 25000.00 2686261020219 through CDM Committee on 10.04.2023 out of
which 32000.00 were deposited
and rest amount deposited in SB
Account of MiliKumari
Cash deposited
29.04.2023 7000.00 2686261020219 through CDM
Fund Transfer
from Rahul Raj
08.05.2023 13000.00 2822201001394 6204101003335 Fund Transfer from Rahul Raj
Cash deposited
20.05.2023 5000.00 2822201001394 through CDM From my own source
Fund Transfer
from MiliKumari
22.05.2023 10000.00 2822201001394 6204101005555 Fund Transfer from MiliKumari
Fund Transfer
from Rahul Raj
28.06.2023 20000.00 2686261020219 6204101003335 Fund Transfer from Rahul Raj
Total 266000.00
o Details Amount Refunded by M/S Vistar Enterprises and its Partner Shri Raghunath
Menon are as follows:

Amount Received in Account Number 6204101003335

Date Amount Remarks
28.07.2021 19000 Fund Transfer from 3009101051132 (SB Raghunath Menon – Vistar Ent)
20.11.2021 10000 Fund Transfer from 3009101051132(SB Raghunath Menon – Vistar Ent)
17.06.2022 3000 Cash
16.07.2022 7000 Fund Transfer from 2822201001394 (CA – Vistar Enterprises)
04.08.2022 21000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
04.08.2023 7000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
27.09.2022 8000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
13.12.2022 10000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
28.01.2023 20000.00 UPI – By Raghunath Menon
28.01.2023 5000.00 UPI – By Raghunath Menon
15.03.2023 10000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
07.04.2023 9000.00 UPI – By Raghunath Menon
18.04.2023 19000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
18.04.2023 11000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
06.05.2023 10000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
14.05.2023 2000 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
29.05.2023 10000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
01.06.2023 30000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
17.06.2023 5000.00 UPI– By Raghunath Menon
30.06.2023 20000.00 UPI– By Raghunath Menon
09.08.2023 10000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
22.08.2023 20000.00 Fund Transfer from 2822201001394(CA – Vistar Enterprises)
Total 266000.00
o There had been several Whatsapp chats regarding these transactions in which
mandatory amount required in the Accounts were informed to the Partner Shri
Raghunath Menon. Details of the Amount deposited by me informed through
whatsappwith pics of the counter slips to which he acknowledged and offered his
gratitude. Screenshot of such chats is attached.
 For Question No. (2a) Sr. No. 16
o New Currency worth Rs. 50000.00 was given to Mr. Sarfaraj (Prop : M/S M S B Steel
Works) on his request against which he has transferred the Amount to my Brother’s
Account
 For Question No. (2a) Sr. No. 17
o Electricity Bill of Branch Premises (CA No. 101306908, Invoice No. 11244020130),
Amount Rs. 28250.00 for month of June 2021 was paid on 13.07.2021 through my
Credit Card. The GC for the same was claimed on 22.07.2021 and the amount was
further credited to Account Number 6204101003333 (Madhuri Devi),
6204101003335 (Rahul Raj) and 6204101005555 (MiliKumari). Statement of Credit
Card and Payment Confirmation Receipt received on the official mail Id of Canara
Bank Branch is attached.
 For Question No. (2a) Sr. No. 18
o Shri Deepak Angrish (Marketing Officer) of the Branch had applied for PL
Encashment in the Month of April 2022.
 For Question No. (2a) Sr. No. 19
o Kripa Shankar Mishra is the Newpaper Vendor who supplies daily Newspaper
(Business Standard) in the Branch. On 29.04.2022, he visited Branch for Payment of
 his Bill Amount Rs. 1500.00. Cash was paid to him but since there was rush on Cash
Counter, GC was debited later that day. Mistakenly, GC was debited to Parking GL
instead of Cash. In the evening cashier informed difference of Rs. 1500.00 in cash.
We tried to locate the difference and observed that the reason for cash difference
was due to debit of Newspaper Bill to GL.To tally the Cash Book, cash was given by
me to the cashier and the Amount lying in the Parking GL was credited to my
Brother’s Account.
 For Question No. (2a) Sr. No. 20
o Three cheques were punched for clearing, amount of which were to be credited to
PPF and Sukanya Accounts.Cumulative Amount was Rs. 285000.00. On cheque
clearance the Amount got credited to the GL head of Clearing (GL No 209270020)
after 5.30 PM. Since, due to server issue SAS was not working and the Amount was
lying in the GL we were unable to close Branch Batch. Due to this technical issue, the
Amount was temporarily credited in my Brother’s Account Number 6204101003335
and then further credited to the PPF and Sukanya Accounts of the customers
through SAS on 06.08.2022. Details of the Accounts are as follows
 PPF26040000644 – Rs. 150000.00 (Arti Mehta)
 PPF25400000294 – Rs. 100000.00 (Manju Ajay)
 BETI0268620000047 – Rs. 35000.00 (JeanaKharbanda)
 For Question No. (2a) Sr. No. 20
o National Flag Campaign was launched in Aug 2022 for which IBA was to be sent to
RO after collecting cost of Flags from Customers. The same was done at our end but
the IBA of Rs. 1800.00 was mistakenly sent to Account Section (1745) instead of RO
North (8310) on 05.08.2022. After realizing this mistake we sent another IBA of Rs.
1875.00 to RO North on 06.08.2022. Since, we had already collected the cost of
Flags from the customer’s once, second IBA was sent by debiting my brother’s
Account 6204101003335. Later the wrongly sent IBA to Account Section was
reversed by Account Section and the Amount Rs. 1800.00 was credited to my
brother’s Account 6204101003335.
 For Question No. (2a) Sr. No. 21
o A cheque of Rs. 150000.00 was punched for clearing amount of which was to be
credited to PPF Account. On cheque clearance the Amount got credited to the GL
head of Clearing (GL No 209270020) after 5.30 PM on 17.04.2023. Since, due to
server issue SAS was not working and the Amount was lying in the GL we were
unable to close Branch Batch. Due to this technical issue, the Amount was
temporarily parked in my Brother’s Account Number 6204101003335 and then
further credited to the PPF Account of the customers through SAS on 18.04.2023.
Details of the Accounts are as follows
 PPF25400002014 – Rs. 150000.00 (Mohit Sandal)
 For Question No. (2b)
o My brother is engaged in Business of trading of Bar Code Labels and Printers, and
Online support services for Bar Code Printers. Since, the unit is small maximum
payments received are in cash which has been deposited in the Account from time
to time.