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 First Data Essay
1.Brief Overview of the Industry:
TransNet Payment System is a credit card merchant processing company. They are
registered Independent Sales Organization (ISO) of First Data and are also the member
of The Electronic Transaction Association (ETA). Merchant service handles the
electronic payment transactions that includes the process of obtaining the sales
information from the merchant, acquiring bank authorized the transaction and routes it
to the processor and then to the card associations, they then routes the transaction to the
issuing bank for approval and sending payments to the merchant. This entire process
involve a high level of respect for confidentiality of customer s data. Since TransNet is a
member of ETA, the company naturally conducts business based on their values. For
instance, one of the code of conducts of ETA states, Members of the ETA shall take
affirmative steps to comply with all industry standards to assure that such ... Show more
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First Data wants their ISO to use this solution in order to secure sensitive personal
financial information. First Data holds cardholder security as their first priority. They
continually invest in tools and technology to protect data and assist merchant in
becoming PCI compliant to minimize fraud and avoid penalties. In TransNet, Almas
Noorwani, is responsible to update their merchants about the PCI Compliance and its
advantages. Almas is not working as an independent compliance officer, but this is one of
her job responsibilities. TransNet does not have any compliance officer and does not
conduct any internal trainings for compliance program. However, First Data provides
online training programs that helps ISOs to understand the importance of the Compliance
program and have their merchants become PCI Compliant. There are penalties if the
merchant is not compliant known as Non PCI Compliance
 Social Value And Social Values
Along with teaching family values and integrity, another common life lesson task of
parenting is to teach children how to responsibly manage the money that is given.
With these money management goals, when giving money to a child, parents must
also guide a child toward being selfless; a child should be taught not to view self as
socially above others who may be without. Unfortunately, in the current century, this
viewpoint is generally not the case. Money has become an ongoing focus for most as
wealth turns into a social status. The three divisions of this century social value are
lower, middle, upper class citizens. Depending on how much the parent s guide their
social value, life skills, and money will be the result of what three classes the
individual will be socially be placed into. At the lower end of the spectrum, the
struggling, also viewed socially as the lower class, are the people feeling strapped in
the present and anxious about the future. Parents in the lower division do not have the
wealth to establish their kids a division in society. Being in this status starts to become
a challenge for the parents to be able to secure the knowledge about finance that their
child will need to know. For example, the lower class parents live pay check to pay
check, but cannot teach their child about saving or how to secure yourself in a social
status. This is where your stronger integrity and family values show vividly in a child
because the parents would teach the
 Mcdonalds Golden Arches Essay
Mcdonalds Golden Arches

When fast food comes to mind, one fast food mammoth comes to mind: McDonald s.
The imperial fast food giant can be linked visually to several images, but namely its
trademark golden arches. Other visual images, primarily for advertisement purposes, are
also stamped into the minds of Americans associating the idea of burgers and fries with
the ubiquitous franchise.

However, the image displayed in the Time Magazine s September 30th 2002 issue, is an
image that is hard to decipher and, most importantly, is an image that is hardly a likeness
to the icons imprinted in the minds of fast food lovers across the nation. The catchy
illustration invades an article tentatively titled, Can McDonald s Shape Up? The ... Show
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Visually, the picture is comical and not only mocks the McDonald s franchise, but goes
further to mock its product, its potential and its marketing techniques. While analyzing
the editorial cartoon, it is imperative to keep a business mentality. All in all, an acquired
knowledge of business is necessary for the audience to thoroughly understand the depth
of the cartoon.

The presentation of the cartoon seems to overtake the printed business article. Toppling
three pages, the image is a prominent aspect of the argument given in the surrounding
editorial. The corpulent character centered in the visual, namely Ronald McDonald, a
popular icon for several McDonald s advertisements and public campaigns, is quite
representative of the McDonald s franchise as a whole. The use of a very identifiable
marketing icon helps to convey the subject of the cartoon. Surrounding the fatigued icon
is a mess of half eaten cheeseburgers, French fries and sodas, all embracing the exclusive
golden arches. Without saying McDonald s , the artist uses components of advertising
that the audience will correlate with McDonald s restaurants. The cartoon illustrates
Ronald McDonald to metaphorically represent McDonald s itself.

To say the least, the character is obviously trying very hard to literally shape up .
Currently, McDonald s is experiencing a financial down period. Like many other
businesses in the
 The Emergence Of Nebulae In The 19th Century
The concept of Nebulae has existed within astronomy for many hundred s of years,
dating back to early Greek and Chinese civilizations. Although the Greeks and Chinese
did not have a clear idea of what they were observing, it is said that they could view
these clouds in the sky. As time went by the concept of nebulae from the time of early
Greek s and Chinese up to recent days has changed considerably many times, following
up an emergence of theories and inventions. Nonetheless, we can see a kind of dialectical
relationship between the inventions and the change in instrumentation (as the changes in
the first drive changes within the latter and vice versa.) The existence of this circularity
is often questioned and will be analyzed in depth, along with a historical account of facts,
through the next few pages of this paper. The concept of Nebulae also helped with the
development of new theories and ideas particularly around the 19th century. We can
assume that nebulae were one of the factors that helped in the appearance of modern
contemporary astronomy. Galileo s thoughts addressed the first recent theories about
the emergence of Nebulae in his book Assayer. Here he mentions nebulae to be
composed of different distant stars but he did not believe it to include clouds and other
particles. Eventually at a later point a catalogue of 103 Nebulae was published by
Charles Messier. Although Messier s actual interest were comets he was one of the first
to discover Nebulae s
 Simulation of a Bank Queue
Contents Problem Definition and Goals3 About the Bank3 Logical Model4 Data
Gathering and Analysis6 Arena Model Implementation18 Step by Step implementation18
Time Logic18 Cutoff Logic18 Verification and Validation19 Prediction Function
/ Conclusion23 Appendices27 Appendix 1 : side Results27 Problem Definition and Goals
The purpose of this simulation to obtain important parameters of a bank queue, including
bank information, queue length, waiting time in queue and expected wait time of
customers in a bank. To obtain the appropriate function for predicting the queue waiting
time we need a large numbers of observations. To obtain this data without the need to
collect them directly, we simulate the bank work flow and... Show more content on
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To guarantee our result we draw the distribution diagram of service time and number
of people in the queue. The scattered diagram shows that we have different patterns of
the distribution in different queue lines which supports our result. Next to determine if
servers give service with the same distribution, we use Kruskal Wallis test again, we
choose three different servers and do the test again. Kruskal Wallis Test: service times
versus server Kruskal Wallis Test on service times server N Median Ave Rank Z 3 19
6.000 50.6 0.07 4 24 7.500 54.3 0.64 6 7 5.000 42.3 0.82 7 30 5.500 45.0 1.34 8 21 8.000
59.0 1.41 Overall 101 51.0 H = 3.78 DF = 4 P = 0.437 H = 3.81 DF = 4 P = 0.432
(adjusted for ties) The p value shows that there is no significant difference between the
service times offered by the servers. For now we know that there is no significant
between the service time in different days and service time offered by different servers
so we choose two different days we check these data altogether. The p value that we have
for the mixture doesn t