English Clinic for Bank & BCS Exam

Vocabulary Course E-Book

Prepared by
MdManirul Islam
BBA, IBA, Dhaka University
Deputy Director, Bangladesh Bank
Founder, English Clinic For Bank & BCS Exam
 English Clinic for Bank & BCS Exam
Part A: Lectures

Lecture No: 00 (Orientation Class)

Welcome aboard!

Purpose:
1. To establish a good vocabulary learning system.
a. Reading habit
b. Curiosity

2. To take an effective preparation for the vocabulary part of BB, banks, BCS & other competitive
exams.

Why is it necessary?

BB BB
BB AD BB AD BB officer
Topics BB AD officer Officer Total
21 18 (Cash) 16
22 (Gen) 19 (Gen) 18
Grammar
(Memorization/
Rules)
Grammar
(Conceptual)
Vocabulary
Translation
Literature
Total

Please do this analysis on your own!

I’m telling you the summary: Usually, around 40-60% questions in English part of most preliminary
exams are related to vocabulary.

Problems:
1. To read or to leave; that is the question!
2. Retention of words in long term memory

Good Practices:
1. Note Taking
a. How to take notes: meaning, sentence, synonym, antonym
b. Use a word map
c. Make word-trees with roots
2. A Proper Routine for both memorizing & revising
3. Active Recall
4. Spaced Repetition
 English Clinic for Bank & BCS Exam
Tools:
1. Writing Pad
2. Lecture Sheets
a. Before a Lecture
b. After a Lecture
3. A Job Guide Book (for practice)
4. Dictionary (Oxford/Longman/Bangla Academy/ Merriam Webster/ Dictionary.com)
5. Apps like Quizlet/Anki/Kahoot

Techniques:
1. Prefix-Roots-Suffix
2. Stories/ Origin
3. Contextual Clues
4. The Process of Elimination

Structure of Our Vocabulary Course:

1. Live Classes:
a. An Orientation Class
b. 10 Lectures
c. A Comprehensive Review Class
2. Progress Test after every 3rd, 6th& 9th class
3. Discussions & Practice Tests on Prefix-Roots-Suffix
4. Practice on Different Vocabulary Items
5. Discussion & Practice on the Art of Using Elimination Process
a. Using Prefix-Roots-Suffix
b. Using Contexts
c. Using Clues/Punctuation marks
 English Clinic for Bank & BCS Exam

A Sample Note:
আজকের শব্দটি হকে: incredulous- অবিশ্বাসী িা সহকজ বিশ্বাস েরকে চায়না এমন।এটি আমরা যবি এর বিপরীে শব্দ credulous এর
সাকে তুলনা েবর, োহকল বিবশ স্পষ্ট হয়, োরণ credulous- বিশ্বাস প্রিণ। আমরা জাবনকয়, বোন শকব্দর আকে ‘in’ বযাে েরকল এর
বিপরীে অে থ তেবর হয়।
Example: I was incredulous when he first told me the secret.
𝐒𝐲𝐧𝐨𝐧𝐲𝐦: 1. disbelieving, 2. distrustful, 3. skeptical, 4. suspicious, 5. unconvinced
𝐀𝐧𝐭𝐨𝐧𝐲𝐦: 1. believing, 2. credulous, 3. green, 4. uncritical, 5. unsuspecting

Comparison:
আজকের শব্দটি Latin root ‘credo’ (I believe) বেকে একসকে যা Church িা religious faith সংবিষ্ট context এ ব্যিহৃে হকয়
োেে। পরিেীকে এর রূকপর নানা পবরিেথন ঘকেকে। এখাকন, এেটি বিষয় অিশ্যই উকেখ েরা প্রকয়াজন বয, আকলাচয ‘incredulous’ মাকন
অবিশ্বাসী বেন্তু আকরেটি গুরুত্বপূণ থ শব্দ ‘incredible’ মাকন অবিশ্বাস্য িা extraordinary, amazing ইেযাবি।

Learn by doing:
১। এই ‘incredulous’ শকব্দর এেটি অদ্ভুে antonym বহকসকি ‘green’ শব্দটির েো একসকে। এই‘green’ শব্দটির সুন্দর িাংলা
েী হকে পাকর? আর, ‘a green horn’ িকল এেটি idiom প্রচবলে আকে, বসটির অে থ েী?
২। “My father gave an ——— (incredulous/incredible) look when I told him that Shakib Al Hasan
scored an ——— (incredulous/incredible) century from just 40 balls in the final match.” এখাকন এই
দুটি blank- এ েী েী িসকি?
 English Clinic for Bank & BCS Exam
Let’s do some practice!
A. Find the most appropriate synonyms of the following words:
1. Enigmatic (BB AD’ 14)
A. Pithy B. Puzzling C. Complicated D. Illusive
2. Pacify (Govt Bank’ 11)
A. Aggravate B. Exacerbate C. Lengthen D. Clarify E. Mollify
3. Exonerate (Govt Bank’18)
A. Consume B. Absolve C . Mitigate D. Engage
4. Malice (Private Bank’ 08)
A. Animosity B. Affection C. Kindness D. Bond
5. Onerous (EMBA, DU’13)
A. Beneficial B. Respected
C. Oppressive D. Requiring little effort E. Burdensome

B. Find the most appropriate antonyms of the following words:

1. Fluctuate (IBA MBA’04-05)
A. Work for B. Flow over C. Follow from D. Remain steady E. Cling together
2. Lackluster (IBA MBA’ 11)
A. Despondent B. Lively C. Gigantic D. Adroit E. Tepid
3. Abysmal (Private Bank’ 19)
A. Eternal B. Immeasurable C. Superb D. Beneath
4. Malicious (Other PSC Exams’16)
A. Resentful B. Rancorous C. Envious D. Pleasing
5. Alienate (Private Bank’ 09)
A. Reunite B. Influence C. Relieve D. Match

C. Fill in the blanks:

1. Unlike the images in symbolist poetry which are often vague and -----, the images in surrealist
poetry are startlingly ------ and bold. (Old GRE)
A. extraneous____furtive B. trivial____inadvertent
C. obscure…. concrete D. spectacular…. pallid
E. symmetrical…. virulent
2. With the benefit of____., it is easy to see the mistakes we made last year. (EMBA, DU’19)
A. Nostalgia B. Prophecy C. Insight D. Hindsight E. Tactfulness
3. The male ostriches are extremely____…: they can be perceived by the human eye at a distance
of 900 meters. (Old GRE)
A. Swift B. Aggressive C. Cumbersome D. Conspicuous E. Raucous
4. The plot of the story was so ____ that I can predict the outcome. (Private Bank’ 11)
A. Fantastic B. Theoretical C. Significant D. Trite E. None of them
5. The stock market was ____ as the prices of share increased sharply and total transaction cost
rose by 25%. (EMA, DU’15)
A. Bearish B. Bullish C. Downbeat D. Cautious E. Pessimistic
 English Clinic for Bank & BCS Exam
Solutions:
Question no A. Synonyms B. Antonyms C. Fill in the blanks
1 B D C
2 E B D
3 B C D
4 A D D
5 E A B

Now what?
1. Review the words, especially the ones you’re not entirely familiar with.
2. Read the list of prefix-roots-suffix uploaded in the group.

Another piece of advice:

• Just keep up with me. Don’t fall behind.
 English Clinic for Bank & BCS Exam
Lecture No: 1
Contents:
1. A refresher on our last class.
2. Discussion on some prefixes
3. Let’s build a tree with roots
4. Some traps that we should avoid
5. Let’s do some Practice
A. Synonyms
B. Antonyms
C. Fill in the blanks
D. Analogies
E. Practice in case of Loadshedding Interruptions
6. Takeaways

1. A Refresher on Our Class:

i. Good Practices:
d. Active Recall
e. Spaced Repetition
ii. Some Important Words That We Covered:
a. Enigmatic: ambiguous, cryptic, obscure, mysterious
perplexing, puzzling, recondite
Delphian
b. Pacify: allay, appease, placate,
soothe, mitigate, mollify
c. Malicious: malevolent, malignant, spiteful
virulent, vicious
d. Trite: banal, dull, hackneyed, boring
cliché/ clichéd, common/ commonplace

2. Discussion on Prefixes:
iii. Eu (good): a. eulogy, b. euphemism
iv. Circum (around): a. circumference, b. circumlocution
v. Anti (opposite): a. antisocial, b. antithesis
vi. Ante (before) a. antediluvian, b. antebellum
vii. Bi (two): a. bicameral, b. biannual, c. biennial

3. Let’s build a tree with a root:

1.
Viv
(life/live/lively)
 English Clinic for Bank & BCS Exam
2.

Culp
(guilt)

4. Some traps with prefixes:

1. Polyglot vs Polymath
2. Imbalance vs Impassive
3. Inactive vs Incriminate

5. Let’s do some practice!

A. Find the most appropriate synonyms of the following words:
1. Disparity (Pvt Ltd’ 21)
a. Argumentation
b. Difference
c. Belittlement
d. Harmony
2. Urbane is related to (Govt Bank Ltd’ 20)
a. City life
b. Manners
c. Village Life
d. Slum dwellers
3. Zealous (Govt Bank’19)
a. Ardent
b. Jealous
c. Jeolous
d. Impatient
4. Obdurate (BB AD’ 08)
a. Careless
b. Contrary
c. Callous
d. Stubborn
5. Etymology is the study of:
a. Insects
b. Origin of words
c. Diseases
d. Fungus
 English Clinic for Bank & BCS Exam
B. Find the most appropriate antonyms of the following words:
1. Disparity (Pvt Bank Ltd’21)
a. Stable
b. Destructive
c. Complacency
d. Resemblance
2. Urbane (Pvt Bank’ 21)
a. Faithful
b. Rude
c. Suave
d. Insincere
3. Resolute (Govt Bank’ 20)
a. Persevering
b. Steadfast
c. Unyielding
d. Vacillating
4. Unpredictable (IBA MBA’ 04-05)
a. Sensitive
b. Compliant
c. Dependable
d. Mature
e. Laudable
5. Demur (Pvt Bank’ 08)
a. Shy
b. Boggle
c. Hesitate
d. None of these
6. Demur (BB AD’21)
a. Embrace
b. Crude
c. Boisterous
d. Falter
C. Fill in the blanks:
1. Giving preference to his brother’s son for that office smacks of ____ to me.
(Pvt Bank’ 21)
a. Nihilism
b. Chauvinism
c. Sycophancy
d. Nepotism
2. Because King Philp’s desire to make Spain the dominant power in sixteenth century Europe
ran counter to Queen Elizabeth’s insistence on autonomy for England, ____ was ____.(IBA, MBA, DU
a. Reconciliation------Assured
b. Warfare…..Avoidable
c. Ruination….Impossible
d. Conflict…. Inevitable
 English Clinic for Bank & BCS Exam
3. Although he never learnt (how) to read, his exceptional memory and enquiring mind made
him a very ………. man. (Govt Bank’ 20)
a. Dedicated
b. Erudite
c. Pragmatic
d. Benevolent
4. The success of the firm ……. with his expectations; he never thought that the firm would
prosper. (Govt Bank’17)
a. Confirmed
b. Contradicted
c. Nullified
d. Ratified
5. Mamun’s radical ideas were -----upon by most of his co-workers, who found them too-------
for their conservative tastes. (IBA MBA’ 09-10)
a. Frowned…..Heretical
b. Hated……Meticulous
c. Looked….Precise
d. Bragged….Incoherent
e. Praised …..Sagacious

D. Analogies:
1. WAITRESSES: RESTAURANT ::Govt Banks’19
A. doctor: diagnosis
B. actor: role
C. teacher: school
D. driver: truck
2. SAW: CARPENTER:: BB AD’12
A. scissors: tailor
B. wagon: farmer
C. brush: painter
D. typewriter: author
E. none of them
3. ANARCHY: GOVERNMENT:: Pvt Bank’19
A. monarchy: republic
B. chaos: disorder
C. verbosity: words
D. penury: wealth
4. VACILLATE: HESITATE:: 22nd BCS
A. persevere: waiver
B. impulsive: deliberate
C. obstinate: accommodating
D. irresolute: indecisive
5. CONSTELLATION : STAR:: IBA,BBA’ 94-95
A. delegation: representative
B. meeting: acquaintance
C. congregation: church
D. courthouse: judge
E. epidemic: disease
 English Clinic for Bank & BCS Exam
E. Practice in case of Load-shedding Interruptions :
1. Find the synonym of Extrinsic
(hint: ex- out/outer)
A. Inherent
B. Extraneous
C. Essential
D. Integral
2. What is the synonym of Titanic?
(hint: titan-someone like a giant)
A. Colossal
B. Trivial
C. Insignificant
D. Lilliputian
3. What is the antonym of Steady?
(hint: steady-fixed)
A. Dependable
B. Stable
C. Uniform
D. Fluctuating
4. What is the antonym of bona-fide?
(hint: bon-good, fid-faith)
A. Genuine
B. Authentic
C. Fake
D. Pukka
5. Which of the following is misspelled?
(hint: এত ইঙ্গিত দেয়া যাবেনা!)
A. Committee
B. Lieutenant
C. Accommodation
D. Defination
E. None of these
Solutions:
C. Fill in E. Load-
Question no A. Synonyms B. Antonyms D. Analogies
the blanks shedding
1 B D D C B
2 B B D A A
3 A D B D D
4 D C B D C
5 B i)D, ii) A A A D
6. Takeaways:
01. Review the words, especially the ones you’re not entirely familiar with.
02. Read the list of prefix-roots-suffix uploaded in the group, again!
03. Start practising some previous year questions to track your progress.
 English Clinic for Bank & BCS Exam
Lecture No: 03
Contents:
1. A refresher on our last class.
2. Discussion on some prefixes
3. Let’s build a tree with roots
4. Some Words with Secondary Meanings
5. Let’s do some Practice
A. Synonyms
B. Antonyms
C. Fill in the blanks
D. Analogies
E. Practice in case of Loadshedding Interruptions
6. Takeaways

1. A Refresher on Our Class:

Some Important Words That We Covered:

i. Contravene: oppose, contradict, deny, defy,

breach, violate, transgress, overstep

ii. Apex: top, peak, pinnacle, zenith acme, apogee, summit

climax

iii. Gregarious: sociable, outgoing, extrovert/ extroverted

friendly, amiable

iv. Garrulous: extremely talkative, loquacious, logorrheic,

wordy, verbose, prolix

v. Spoil: harm, destroy, impair, mar, tarnish

2. Discussion on Prefixes:
In- (i) (not): a. illegal, b. immoral, c. incapacitated
(ii) (in, into, on): a. inject, b. illuminate, c. incriminate

De-(i) (down/away): a. demote, b. debark, c. decay

(ii) (completely, in bad way): a. demolish, b. deride c. denounce, d. deplore

Di- (two): a. dilemma, b. dichotomy

 English Clinic for Bank & BCS Exam

Inter-(between): a. intervene, b. interlude c. intermission, d. intermediary

Intra/Intro-(into/inward/within): a. intravenous, b. intranet c. introvert, d. introspective

3. Let’s build a tree with a root:

-rupt-
(break/burst)

-tact-/tang/tig-
(touch)

4. Some Words with Secondary Meanings:

Words Primary Secondary Meaning Example in A sentence

Meaning
1.Wanting V.--- (Adj.) lacking We tried her cooking and found it to be very
wanting.
2.Becoming V.--- (Adj.) suitable Her dress was becoming and made her look
very beautiful.
3. Telling V.--- (Adj.) significant The poor boy’s success is the most telling
example of how hard work always pays off.
4. Retiring V.--- (Adj.) reserved/shy The retiring young girl always eats her lunch
alone.
5. Involved V.--- (Adj.) difficult/complex The process of assembling the new toy is very
involved.
 English Clinic for Bank & BCS Exam
5. Let’s do some practice!
a. Find the most appropriate synonyms of the following words:
1. Unravel (IBA BBA DU’ 15)
a. Loosen
b. Entangle
c. Twist
d. Knot
e. Wonder
2. Cursory (Pvt Bank’ 08)
a. Hand written
b. Angry
c. Hasty
d. Vulgar
3. Impute (Pvt Bank’ 13)
a. Blame
b. Attribute
c. Apply
d. Expect
4. Bifurcation (Govt Bank’ 14)
a. Discontinue
b. Bend
c. Division
d. Radiate
5. Venerate (BB AD’ 14)
a. Defame
b. Abuse
c. Respect
d. Accuse

b. Find the most appropriate antonyms of the following words:

1. Paucity (IBA BBA DU’ 11-12)
a. Hardship
b. Dearth
c. Sparing
d. Surplus
e. Dexterous
2. Transient (EMBA, DU’ 14)
a. Temporary
b. Fugitive
c. Transitory
d. Trivial
e. Permanent
3. Gainsay (Indian Website)
a. Oppose
b. Disapprove
 English Clinic for Bank & BCS Exam
c. Forbid
d. Agree
4. Divulge (GRE Big Book)
a. Keep secret
b. Evaluate by oneself
c. Refine
d. Restore
e. Copy
5. Gargantuan (BB AD’ 11)
a. Fearful
b. Tiny in size
c. Eager
d. Success
e. Rare

c. Fill in the blanks:

1. A comedian’s biggest ……is that his anecdotes will become..... (IBA BBA DU’ 15)
a. achievement, banal
b. fear, fabled
c. anxiety, hackneyed
d. apprehension, intelligible
e. none of these
2. The progress of the disease is….; it spreads …..without any symptoms in the early stages.
(Pvt Bank ’13)
a. dramatic, swiftly
b. acute, treacherous
c. blatant, sporadically
d. insidious, stealthily
e. none of these
3. The theory of cosmic evolution states that the universe, having begun in a state of simplicity
and ……., has…….into great variety. (GRE Big Book)
a. equilibrium, modulated
b. homogeneity, differentiated
c. contrast, metamorphose
d. proportion, accelerated
e. intelligibility, developed
4. Because of its inclination to ……, most Indian art is ……Japanese art, where symbols have
been minimized and meaning has been conveyed by mere suggestion. (IBA BBA DU’ 13)
a. exaggerate, related to
b. imitate, superior to
c. understate, reminiscent of
d. overdraw, similar to
e. sentimentalize, supportive of
 English Clinic for Bank & BCS Exam
5. Before adapting to changes in values, many prefer to……., to…….the universally agreed on
principles that have been upheld for centuries. (BB AD’ 11)
a. innovate, protect
b. resist, defend
c. ponder, subvert
d. vacillate, publicize
e. revert, ignore
f.
d. Analogies:
1. Prologue: Novel:: GRE Big Book
a. Preamble: Statute
b. Sketch: Drawing
c. Movement: Symphony
d. Index: Book
e. Blueprint: Building
2. Wet: Dry :: Pvt Bank’ 17
a. Worse: Worst
b. Scold: Praise
c. Weather: Temperature
d. Rise: Walk
3. Evanescent: Disappear:: GRE Big Book
a. Transparent: Penetrate
b. Onerous: Struggle
c. Feckless: Succeed
d. Illusory: Exist
e. Pliant: Yield
4. Shield: Soldier :: Pvt Bank’ 17
a. Helmet: Rider
b. Book: Author
c. Advocate: Court
d. Stethoscope: Doctor
5. Asylum: Shelter :: BB AD’ 18
b. Hospice: Exile
c. Harbour: Concealment
d. Stronghold: Defence
e. Palisade: Display

e. Practice in case of Load-shedding Interruptions :

1. Find the synonym of Somnambulist
(hint: somn-sleep, ambul-walk)
a. A daydreamer
b. A sleep walker
 English Clinic for Bank & BCS Exam
c. An optimist
d. A night dreamer
2. What is the synonym of impediment?
(hint: impede- hamper)
a. Anarchy
b. Distort
c. Ominous
d. Barrier
3. What is the antonym of Carnal?
(hint: carn-body/flesh)
a. Spiritual
b. Physical
c. Corporeal
d. Sensual
4. What is the antonym of imprecision?
(hint: im-not, precise-exact)
a. Accuracy
b. Wrong
c. Mistake
d. Erroneousness
5. Which of the following is misspelled?
(hint: do it on your own)
a. College
b. Collage
c. Colleague
d. None of the above
Solutions:
C. Fill in E. Load-
Question no A. Synonyms B. Antonyms D. Analogies
the blanks shedding
1 A D C A B
2 C E D B D
3 B D B E A
4 C A C A A
5 C B B C D

6. Takeaways:

1. Revise the words in Lectures no- 00, 01, 02 & 03.

2. Start practising some previous year questions to track your progress.
 English Clinic for Bank & BCS Exam
Lecture No: 4
Contents:
1. A refresher on our last class.
2. Discussion on some suffixes
3. Let’s build a tree with roots
4. Some Misleading Words
5. Let’s do some Practice
a) Synonyms
b) Antonyms
c) Fill in the blanks
d) Doubt-solving Session
6. Takeaways

1. A Refresher on Our Class:

A. Some Important Words That We Covered:
i. Unravel: clear up, sort out, resolve, loosen, disentangle unriddle, riddle out
ravel
ii. Paucity: dearth, deficit, deficiency, inadequacy, insufficiency, paltriness, scarcity, shortage,
scantiness
iii. Barrier: barricade, blockade, hurdle, impediment, obstacle
palisade
iv. Exaggerate: overemphasize, overestimate, inflate, magnify distort, fabricate
v. Dexterous: 1. skillful, expert, masterful, adroit, adept, deft
2. clever, artful, canny

2. Discussion on Suffixes:
e. -able/ible (capable of/ prone to/ subject to/ deserving of):
a. understandable, b. comprehensible, c. laudable,
d. reprehensible, e. impeccable, f. culpable,
g. vulnerable
f. -ant/ent (sate of being/ causing/performing something):
a. inherent,
b. ardent,
c. benevolent,
d. virulent,
e. contestant

g. -dom (domain/ rank/status of being):

a. kingdom,
b. martyrdom,
 English Clinic for Bank & BCS Exam
c. stardom,
d. boredom,
e. freedom,
f. wisdom
h. -fy (make/ cause to become):
a. purify, b. falsify, c. magnify, d. exemplify, e. personify

i. -ism (belief/ doctrine):

a. fanaticism, b. monotheism, c. egotism, d. cynicism, e. ant establishmentarianism

3. Let’s build a tree with a root:

1.
-sanc/sacr-
(holy)

2.
-nov-
(new)

4. Some Misleading Words:

a. sedulous (diligent, perseverant) vs seditious (disloyal, rebellious)
b. restive (restless, impatient) vs restful (calm, peaceful)
c. peruse (read carefully) vs pursue (seek, attend)
d. gratuitous (1. free, 2. uncalled for) vs garrulous (talkative)
e. deplete (v. decrease) vs replete (adj. filled, loaded, complete)
 English Clinic for Bank & BCS Exam
5. Let’s do some practice!

A. Find the most appropriate synonyms of the following words:

1. Manifest (IBA BBA DU’ 11-12)
a. Discernible
b. Enjoyable
c. Invisible
d. Plenteous
2. Rife (IBA MBA DU’ 12)
a. Slight
b. Right
c. Speaking
d. Narrow
e. Extensive
3. Capitulate (IBA MBA DU’12)
a. Submit
b. Suggest
c. Imply
d. Entail
e. Cause
4. Feasible (Pvt Bank’ 10)
a. Impracticable
b. Pernicious
c. Rudimentary
d. Devious
e. None of this
5. Genesis (BB AD’ 11)
a. Generalized
b. Beginning
c. Ending
d. Magnanimous
e. Greater

B. Find the most appropriate antonyms of the following words:

1. Inerrancy (GRE Big Book)

a. Productivity
b. Generosity
c. Volubility
d. Fallibility
e. Plausibility
 English Clinic for Bank & BCS Exam
2. Predestine (GRE Big Book)
a. Jumble
b. Doubt
c. Leave to chance
d. Arrange incorrectly
e. Defy authority
3. Cosmopolitan (Govt Bank’ 12)
a. Unnatural
b. Inexpensive
c. Ideal
d. Provincial
e. None of them
4. Monotonous (Govt Bank’ 12)
a. Speedy
b. Interesting
c. Cheap
d. Success
e. None of these
5. Avarice (BB AD’ 16)
a. Cupidity
b. Conservation
c. Indulgence
d. Generosity

C. Fill in the blanks:

1. The English novelist William Thackeray considered the cult of the criminal so dangerous that
he criticized Dicken’s Oliver Twist for making the characters in the thieves’ kitchen s....(GRE Big Book)
a. threatening
b. riveting
c. conniving
d. fearsome
e. irritating
2. In an age without radio or recordings, an age…...by print, fiction gained its greatest ascendency.
(GRE Big Book)
a. decimated
b. denigrate
c. dominated
d. emphasized
e. resurrected
3. Although the feeding activities of whales and walruses give the seafloor of the Bering Shelf a
devastated appearance, these activities seem to be actually…….to the area, ……its productivity.
(GRE Big Book)
a. destructive, counterbalancing
b. rehabilitative, diminishing
c. beneficial, enhancing
d. detrimental, redirecting
e. superfluous, encumbering
 English Clinic for Bank & BCS Exam
4. If every move you make is being……, liberty is…… (IBA BBA DU’ 13)
a. chronicled, curtailed
b. preempted, buoyant
c. obstructed, feted
d. observed, reinstated
e. none of these

5. Not only the……are fooled by propaganda; we call be misled if we are not……. (Pvt Bank’ 11)
a. ignorant, cynical
b. gullible, wary
c. credulous, headstrong
d. illiterate, mature
e. fatuous, intelligent
Solutions:
Question no A. Synonyms B. Antonyms C. Fill in the blanks
1 A D B
2 E C C
3 A D C
4 E B A
5 B D B

6. Doubt-solving session:
Please ask your questions form Progress Test No-01.
7.Takeaways:

1. Revise the words and questions in Lectures no- 03 & this lecture.
2. Go through the Mini Quiz, the wordlist for Progress Test No-01 and the questions in Progress Test
No-01 again.
3. Keep solving previous year questions to track your progress.
 English Clinic for Bank & BCS Exam
Lecture No: 05
Contents:
1. A refresher on our last class.
2. Discussion on some suffixes
3. Let’s build word trees with roots
4. Redundant words that we need to avoid
5. Let’s do some Practice
a. Synonyms
b. Antonyms
c. Group Verbs
d. Doubt-solving Session
6. Takeaways

1. A Refresher on Our Class:

Some Important Words That We Covered:

a. Seditious: incendiary, inflammatory, disloyal, anarchistic, mutinous, treasonable

b. Feasible: practicable, attainable, viable, possible, suitable
c. Cosmopolitan: cultured, urbane, sophisticated, worldly, universal, global
d. Riveting: fascinating, enthralling, captivating, absorbing, mesmerizing, compelling
e. Decimate: slaughter, obliterate, exterminate, wipe out massacre

2. Discussion on Suffixes:
i. -ate (act upon, having the characteristics of):
a. facilitate, b. perpetuate, c. intimidate, d. ornate, e. innate
i. -age (condition/result/relationship/place):
a. carnage, b. bondage, c. parentage, d. anchorage
ii. -fic (making/causing):
a. horrific, b. beatific, c. prolific, d. soporific
iii. -ic (related to/characterized by):
a. cosmic, b. dogmatic, c. lunatic, d. cryptic, e. bombastic
iv. -let (smaller version):
a. eaglet, b. islet, c. booklet, d. droplet, e. outlet

3. Let’s build a tree with a root:

I

-tract-
(drag/pull)
 English Clinic for Bank & BCS Exam
II

-jac/ject-
(throw)

4. Redundant Words That We Should Avoid:

SL No. Don’t say this (Redundant) Say this (Concise & Correct)
01 Advance forward Advance (or, Move forward)
02 Proceed forward Proceed
03 Progress forward Progress
04 Return back Return (or, Come back)
05 Revert back Revert
06 Repeat again Repeat (or, Say again)
07 Sufficient enough Sufficient (or, Enough)
08 New Innovations Innovations
09 Join together Join
10 Compete together Compete

5. Let’s do some practice!

A. Find the most appropriate synonyms of the following words:
1. Promulgate (Pvt Bank’ 09)
a. Thrash
b. Proclaim
c. Intend
d. Force upon other
e. None of these
2. Perpetual (Pvt Bank’ 13)
a. Everlasting
b. Firm
c. Equable
d. Steady
3. Serenity (Govt Bank’13)
a. Agitation
b. Protest
c. Stir
d. Calmness
 English Clinic for Bank & BCS Exam

4. Spurious (BB AD’ 16)

a. Truthful
b. Indigent
c. Strong
d. Mysterious
e. Fake
5. Indolent (BB AD’ 13)
a. Casual
b. Lethargic
c. Boring
d. Disinterested

B. Find the most appropriate antonyms of the following words:

2. Vague (GRE Big Book)
a. Expressive
b. Felicitous
c. Well-defined
d. Nearly perfect
e. Closely matched
3. Prologue (GRE Big Book)
a. Soliloquy
b. Trilogy
c. Analogue
d. Dialogue
e. Epilogue
3. Paltry (EMBA DU’11)
a. Weak
b. Significant
c. Charity
d. Thrifty
e. Acme
4. Untenable (Govt Bank’ 11)
a. Indefensible
b. Weak
c. Maintainable
d. Shaky
e. None of these
5. Inert (BB AD’ 16)
a. Tight
b. Immobile
c. Moving
d. Void
 English Clinic for Bank & BCS Exam

C. Group Verbs:
1. To do away with (36th BCS)
a. to repeat
b. to start
c. to get rid of
d. to drive off
2. Do not look….on women. (Pvt Bank’ 19)
a. right
b. left
c. up
d. down
3. I promise to stand…...you in all circumstances. (Govt Bank’ 18)
a. stand up to
b. stand with
c. stand off
d. stand by
4. We should…...for a rainy day. (Govt Bank’ 18)
a. put down
b. put into
c. put something by
d. put things off
5. His friend…...back on his word much to his despair. (BB Off’ 18)
a. went back on
b. went away from
c. went with
d. went in

D. Doubt-solving session:
1. The rate of dollar rose in the international market amid……that the Fed might increase the
interest rate.
a. retrospect
b. speculation
c. agreement
d. fluctuation
2. After a period of ……performance, Shakib Al Hasan finally played a fantastic innings.
a. brilliant
b. incredible
c. cumbersome
d. lackluster
 English Clinic for Bank & BCS Exam
3. Synonym of DIVERSION
a. Amusement
b. Distortion
c. Deviation
d. By lane
4. Synonym of INEXPLICABLE
a. Confusing
b. Unaccountable
c. Chaotic
d. Unconnected
5. Synonym of TRANSIENT
a. Transparent
b. Fleeting
c. Feeble
d. Fanciful

Solutions:
Question no A. Synonyms B. Antonyms C. Group Verbs D. Doubt-solving
1 B C C B
2 A E D D
3 D B D C
4 E C C B
5 B C A B

6. Takeaways:
Now what?
Revise the words and questions in Lectures no- 03, 04 & this lecture.Go through the list of group verbs in
your guidebook.
 English Clinic for Bank & BCS Exam
Lecture No: 06
Contents:
1. A refresher on our last class.
2. Analogy
a. What is it?
b. A Beginner’s Mistakes
c. Common Types of Analogies/ Relationships
d. Best Way to Solve Analogy Questions
e. Let’s Do Some Practice
3. Takeaways

1. A Refresher on Our Class:

Some Important Words That We Covered:
i. Inert: dormant, inactive, immobile, passive, apathetic, asleep
ii. Spurious: false, fake, bogus, phony, specious
iii. Chaotic: disorganized, turbulent, tumultuous, lawless, anarchic
iv. Inexplicable: baffling, puzzling, incomprehensible, indescribable, inscrutable
v. Diversion: deviation, detour, aberration, deflection

2. Analogy:
a. What is it?
In a word, it’s a similar relationship.
i) WAITRER: RESTAURANT::
A. doctor: diagnosis
B. actor: role
C. teacher: school
D. driver: truck
ii) FLOCKS: BIRDS::
A. pool: water
B. pack: wolves
C. stray: dogs
D. zoo: animals

b. A Beginner’s Mistakes
i) BOTANY: PLANT::
A. professor: degree
B. fruit: flower
C. science: chemical
D. zoology: animal
E. cloud: rain
 English Clinic for Bank & BCS Exam
ii) BOOK: CHAPTER ::
A. painting: frame
B. sentence: verb
C. building: story
D. tree: root
E. movie: scenario

c. Most Common Types of Analogies/ Relationships

1. Tools
Painter………Brush
Chisel………. Sculptor
2. Workplace
Hospital……...Doctor
Courtroom………Lawyer
3. Part
Finger………..Hand
Act…………...Play
4. Group
Team……………..Players
Cast…………………Actors
Constellation……Stars
Archipelago………Islands
Sloth…………………Bears
Colony……………….Bats/Ants
Pride………………….Lions
School……………….Fish
5. Characteristics
Courage………….Hero
Election……………Democracy
Charity………….Philanthropist
6. Relationship of Degree
Mountain…………Hill (bigger size)
Furious………….Angry (extreme)
Ecstasy…………..Pleasure (extreme)
Epic………………Story (very long)
7. Synonym
Harm………………...Damage
Magnificent…………Fabulous
8. Antonym
Happy………………..Sad
Serene……………..Boisterous
 English Clinic for Bank & BCS Exam
c. Best Way to Solve
Follow this 3-step process
Step 01: Find the actual relation between the given pair of words.
Step 02: Make a meaningfulsentence using that relation.
Step 03: From the options, find the pair of words which has the most similarrelation.
An example:
SAW: CARPENTER::
A. scissors: tailor
B. wagon: farmer
C. brush: painter
D. typewriter: author
E. none of them

5. Let’s do some practice!

Choose the pair of words which best expresses the relationship similar to that expressed in the
capitalized pair:
1. FISH: SCHOOL :: Pvt Bank’09
A. octopus: tentacle
B. carp: car
C. lion: pride
D. pack: wolf
E. student: university
2. PLUTOCRACY: WEALTHY::
A. autonomy: masses
B. oligopoly: president
C. plutonium: rich
D. theocracy: clergy
E. democracy: crowd
3. ANTENNA: SIGNAL:: BB AD’ 13
A. net: fish
B. bread: food
C. story: reporter
D. television: sound
E. telegram: sender
4. QUIVER: ARROW::
A. trigger: gun
B. purse: money
C. pea: pod
D. sheath: sword
E. cabinet: cupboard
 English Clinic for Bank & BCS Exam
5. EAGER: INDIFFERENT:: 21st BCS
A. concerned: careful
B. anxious: nervous
C. enthusiastic: half-hearted
D. devoted: dedicated
6. MONEY:PECULATION:: Govt Bank’19
A. radiation: bomb
B. writing: plagiarism
C. comment: insult
D. bank: cashier
7. DISTANCE: MILE:: Govt Bank’17
A. liquid: litre
B. bushel: corn
C. weight: scale
D. fame: television
8. OUTSKIRTS: TOWN:: GRE Big Book
A. rung: ladder
B. trunk: tree
C. water: goblet
D. margin: page
E. hangar: airplane
9. SPEAK: RETICENT:: GRE Big Book
A. spend: parsimonious
B. excel: audacious
C. commend: irate
D. work: servile
E. invent: diffident
10. APOSTATE: RELIGION :: Govt Bank’14
A. loyal: faith
B. traitor: country
C. vital: church
D. disloyal: colonies
11. DELUGE: DROPLET:: GRE Big Book
A. beach: wave
B. desert: oasis
C. blizzard: icicle
D. landslide: pebble
E. cloudburst: puddle
12. CURIOSITY: KNOW Pvt Bank’ 09
A. temptation: conquer
B. starvation: eat
C. wanderlust: travel
D. humor: laugh
E. none of these
 English Clinic for Bank & BCS Exam
13. CONSTITUTION: PREAMBLE:: PSC Other Exam’19
A. prelude: overture
B. opera: music
C. legislation: assembly
D. book: preface
14. REPTILE is to LIZARD as FLOWER is to— Pvt Bank’20
A. petal
B. stem
C. alligator
D. daisy
15. ARENA: CONFLICT :: Govt Bank’19
A. mirage: reality
B. asylum: pursuit
C. utopia: place
D. forum: discussion
16. REFINERY: PETROLEUM :: BB, AD’11
A. mill: grain
B. mine: ore
C. warehouse: merchandise
D. generator: electricity
E. forest: lumber
17. ANTIBIOTIC: INFECTION::Pvt Bank’17
A. hormone: modification
B. enzyme: digestion
C. narcotic: dependency
D. coagulant: bleeding
E. stimulant: relaxation
18. (i)FRAGILE: BREAK:: IBA, MBA’05-06; Pvt Bank’17
A. invisible: see
B. erratic: control
C. flammable: burn
D. noxious: escape
E. industrial: manufacture
(ii) FRAGILE: BREAK::Pvt Bank’ 17
A. vital: destroy
B. hostile: invite
C. vivid: grow
D. flexible: bend
E. none of these
 English Clinic for Bank & BCS Exam
19. HARM :DAMAGE:: Govt Bank’18; 35th BCS
A. sweet: sour
B. stout: weak
C. hook: crook
D. injure: incapacitate
20. GALL: VEX:: HEX: BB AD’21
A. fix
B. jinx
C. index
D. vixen
Solutions:
Question no 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Answer C D A D C B A D A B D C D D D A D i. C, ii. D D B

6.Takeaways:

Now what?
f. Revise the words and questions in this lecture. Focus more on the 3-step process of solving analogy
questions.
g. Solve another 30 analogy questions from previous years.
 English Clinic for Bank & BCS Exam
Lecture No: 07
Contents:
1. A Refresher on Our Last Class.
2. Sentence Completions/ Fill-in the Blanks
a. Supporting Words
b. Contrast Indicators
c. Restatement or Reiteration
d. Cause & Effect
e. No Key Words
f. Mixed Clues
3. Doubt-solving Session
4. Takeaways

4. A Refresher on Our Last Class:

Some Important Words That We Covered:
i. Elucidate: to make something lucid or clear
enlighten, illuminate
explain, interpret
ii. Capricious: characterized by caprice
impulsive, unpredictable, fickle, erratic
iii. Wanton:
1. malicious, unjustifiable
2. headstrong, willful
3. careless, reckless
4. lewd, lustful, promiscuous, shameless,vulgar
5. extravagant, unduly lavish
iv. Underpin: support, strengthen ,substantiate
v. Idealistic: related to idealism , utopian, starry-eyed, romantic, impractical

5. Sentence Completions/ Fill-in the Blanks:

According to question pattern, sentence completions can be of five types:
a. Supporting Words
b. Contrast Indicators
c. Restatement or Reiteration
d. Cause & Effect
e. No Key Words
f. Mixed Clues
 English Clinic for Bank & BCS Exam
a. Supporting Words:
In this case, supporting words support or further explain what has already been said. These words often
introduce synonyms for words elsewhere in the sentence.
and in the same way for instance similarly furthermore as
same just as specifically such as as an example also
resembles like likewise so….that

Example 01:
Because outlaws were denied…...under the medieval law, anyone could raise a hand against them with
legal ……...
A. propriety, authority
B. protection, impunity
C. collusion, consent
D. rights, collaboration
E. provisions, validity

Example 02:
Just as television surpassed radio as the major source of entertainment for the nation, it seems likely that
the Internet will eventually --------- television.
A.invigorate
B. alter
C. reciprocate
D.eliminate
E. supplant

Example 03:
It is characteristic of old age to sap a man's vitality and rob him of his natural …………...
A. youth
B. senility
C. ebullience
D. maturity
E. insensibility

b. Contrast Indicators:
To contrast two things is to point out how they differ. In this type of sentence completion problem, we
look for a word that has the opposite meaning (an antonym) of some key word or phrase in the sentence.

although but Yet unlike on the other hand

however whereas in contrast rather surprisingly
 English Clinic for Bank & BCS Exam
Example 04:
Although his work was often ----- and -----, he was promoted anyway simply because he has been with
the company longer than anyone else.
A. forceful, extraneous
B. negligent, creative
C. incomplete, imprecise
D. predictable, careful
E. expeditious, concise

Example 05:
In a large group of people, Irina often seemed ------ and aloof, although among her friends and family she
was quite -----.
A.reticent, convivial
B.gregarious, outgoing
C. detrimental, multifarious
D.unattainable, taciturn
E. intriguing, vigorous

c. Restatement or Reiteration:
In this type of sentence, the sense of one clause is repeated in the other clause or the clause contains the
conclusion of what has been said in the other clause.

; namely furthermore and that is

to be in fact I mean
likewise in other words
sure

Example 06:
She was the most……. person he had ever met; in fact, her magnanimous nature knew no limits.
A. charitable
B. miserly
C. ambitious
D. reclusive
E. prolific

Example 07:
For centuries there was no……..between their descendants; that is,…….strife continued until modern
times.
A. peace, internecine
B. hostility, intermittent
C. malevolence, intense
D. amity, contrived
E. difference, feudal
 English Clinic for Bank & BCS Exam
Example 08:
There was nothing……. about Herbert’s scientific theories; in fact, they were quite shallow.
A. sentient
B. vociferous
C. peremptory
D. profound
E. nepotistic

d. Cause & Effect:

In the type of sentence, one part generally state the cause or the reason and the other part contains the
effect or the result. The effect or the result part is actually a conclusion of the other part.

Because Because of as a result resulting from due to leading to

thus therefore consequently causes hence ;
Example 09:
According to Hume, it is not logic that determines what we say and do; if we decide to help a person in
need, we do so because of our……not our…….. .
A. consciousness, emotions
B. duty, rights
C. feelings, reason
D. beliefs, convictions
E. concern, kindness

e. No Key Words
This is surely the trickiest one. In these cases, there are no key words to take clue from. You need to
understand the context of the given sentence. Unless you get the context or sense of the sentence, it will
be tough to choose the correct answer.
Example 10:
The……. author turned out a new book every week of the day.
A. prolific
B. canine
C. dialectical
D. implicit
E. contiguous

Example 11:
The wall and floor decorations created by Indian housewives are usually……., remaining hours, days, or
at most, weeks before being worn off by human activity or weather and replaced by new……….
A. perennial, drawings
B. ephemeral, designs
C. trivial, purchases
D. impermanent, furnishings
E. innovative, pictures
 English Clinic for Bank & BCS Exam
Example 12:
Seeing the pictures of our old home made us feel……….and nostalgic
A. adept
B. fastidious
C. wistful
D. infamous
E. impartial

f. Mixed Clues:
Example 13:
As a boy and young man, Paul Cezanne was..….but also……..: extremely passionate about painting yet
unusually restrained socially.
A. auspicious, reticent
B. zealous, compulsive
C. ardent, inhibited
D. prudent, fixated
E. impetuous, officious

Solutions:
Example no 1 2 3 4 5 6 7 8 9 10 11 12 13
Answer B E C C A A A D C A B C C

3. Doubt-solving Session
4. Takeaways:
Now what?
1. Revise the words and contents from Lecture 06 & 07.
2. Try to internalize the techniques for solving sentence completions.
3. Practice 30 sentence completion questions using these techniques.
4. Add another 20 analogy questions and their solutions to your arsenal.
5. And, oh, never forget the usefulness of the process of elimination.
 English Clinic for Bank & BCS Exam
Lecture No: 08
Contents:
1. A refresher on our last class
2. Let’s Do Some Practice
a. Synonyms
b. Antonyms
c. Fill in the blanks
3. Takeaways

1. A Refresher on Our Class:

Some Important Words That We Covered:

i.Inhibit: hinder, restrain, prohibit, obstruct, impede, avert, check

ii.Prolific: 1. productive, fruitful, fertile,
2. abundant, copious, proliferate, profuse
iii.Adept: adroit, proficient, skilled, deft, expert
iv.Intriguing: absorbing, appealing, captivating,enthralling, exciting
v.Trivial: insignificant, inconsequential, frivolous, negligible, unimportant
2. Let’s do some practice!
Find the most appropriate synonyms of the following words:
1. Unruly (BB AD’ 01)
a. Discord
b. Compliance
c. Disobedient
d. Disciplined
2. Menacing (32nd BCS)
a. Encouraging
b. Alarming
c. Promising
d. Auspicious
3. Belated (13th BCS)
a. Complaining
b. Off hand
c. Weak
d. Tardy
4. Sordid (Pvt Bank’ 16)
a. Antiseptic
b. Squalid
c. Remote
d. Melancholy
 English Clinic for Bank & BCS Exam
5. Ostentation (Ostentatious) (BB AD’ 16)
a. Showy
b. Wealthy
c. Decorative
d. Protruding
Find the most appropriate antonyms of the following words:
1. Climax (Govt Bank’17)
a. Nadir
b. Peak
c. Apex
d. Zenith
2. Profound (Pvt Bank’ 17)
a. Superficial
b. Obscure
c. Intense
d. Hidden
3. Insubordinate (Govt Bank’ 17)
a. Palpable
b. Subservient
c. Pragmatic
d. Inculcating
4. Prodigious (GRE Big Book)
a. Implicit
b. Slight
c. Constant
d. Unnecessary
e. Premature
5. Avarice (BB AD’ 16)
a. Generosity
b. Conservation
c. Indulgence
d. Cupidity

Fill in the blanks:

1. Of all the classmates, Salma was the only one who was friends with everyone. Salma was…...
(IBA MBA DU’ 11)
a. Gregarious
b. Bashful
c. Reticent
d. Flamboyant
e. Conceited
 English Clinic for Bank & BCS Exam
2. While she initially suffered the fate of many pioneers--the incomprehension of her colleagues---
octogenarian Nobel Laureate Barbara McClintock has lived to……...the triumph of her
once……... scientific theories. (GRE Big Book)
a. Descry……...Innovative
b. Regret……...Insignificant
c. Perpetuate………Tentative
d. Enjoy…. Authoritative
e. Savor…...Heterodox
3. They wasted all their money on the purchase of some ……….. items. (BB CO’ 11)
a. Excellent
b. Important
c. Significant
d. Quality
e. Trivial
4. The previously undefeated team found it difficult to cope with the…….of the defeat. (Wordsmart)
a. Attrition
b. Ignominy
c. Prerequisite
d. Penchant
e. neologism
5. Dependence on foreign sources of heavy metals, though….., remains ……… for USA.(GRE Big Book)
a. Deepening…..A challenge
b. Diminishing……A problem
c. Excessive….A dilemma
d. Debilitating….An embarrassment
e. Unavoidable……A precedent
6. Her……should not be confused with miserliness; as long as I have known her, she has always
been willing to assist those who are in need. (GRE Big Book)
a. Intemperance
b. Intolerance
c. Apprehension
d. Diffidence
e. Frugality
7. The spellings of many old English words have been……...in the living language; although their
pronunciations have changed. (GRE Big Book)
a. Preserved
b. Shortened
c. Preempted
d. Revised
e. Improved
8. He has many awards and certificates under his…………. (EMBA, DU’ 12)
a. Profile
b. Folder
c. Pillow
d. Table
e. Belt
 English Clinic for Bank & BCS Exam
9. We live in a ……...age; everyone thinks that maximizing pleasure in life is the point of life. (Pvt Bank’ 14)
a. Ubiquitous
b. Propitious
c. Sporadic
d. Corrupt
e. Hedonistic
10. Once fiscal policy has been achieved, successful monetary policy implementation should be……
(BB AD’ 06)
a. Difficulty
b. Complexity
c. Feasible
d. Appropriateness
e. Feasibility
Solutions:

Question no A. Synonyms B. Antonyms C. Fill in the blanks

1 C A A
2 B A E
3 D B E
4 B B B
5 A A B
6 - - E
7 - - A
8 - - E
9 - - E
10 - - C

3. Takeaways:
Now what?
*Revise lectures no 07 and 08.
*At this stage of the course, you’re prepared to solve questions from previous years. Solve at least 50
questions from BCS and Bank Exams
 English Clinic for Bank & BCS Exam
Lecture No: 09
Contents:
1. A refresher on our last class
2. Let’s Do Some Practice
a. Synonyms
b. Antonyms
c. Fill in the blanks
3. Takeaways

1. A Refresher on Our Last Class:

Some Important Words That We Covered:
i. Diminish: decrease, decline, curtail, dwindle, lessen, reduce, subside, weaken, wane, ebb, recede
ii. Squalid:
1. sordid, dirty, filthy, fetid, shabby
2. disgusting, abominable, despicable, base
iii. Superficial:
1. cursory, perfunctory, off hand
2. outward, apparent, external
3. insignificant, unimportant
4. shallow, not deep/ depthless
iv. Insubordinate: disobedient, defiant, unruly, obstreperous, incompliant, intractable
v. Unavoidable: inevitable, ineluctable, certain, sure, fated, ineludible, inescapable/ unescapable,
inexorable

2. Let’s do some practice!

Find the most appropriate synonyms of the following words (Question no. 01-05):
1. Unbearable (Govt Bank’ 19)
a. Tolerable
b. Acceptable
c. Undefeated
d. Unpleasant
2. Opulent (Govt Bank’ 19)
a. Hard-working
b. Rich
c. Obscure
d. Comfortable
3. Vituperate (Pvt Bank’ 20)
a. Abuse
b. Appreciate
c. Encourage
d. Copy
 English Clinic for Bank & BCS Exam
4. Propel (Govt. Bank’ 17)
a. Modify
b. Jettison
c. Burst
d. Drive
5. Repeal (Govt. Bank’ 18)
a. Sanction
b. Perpetuate
c. Pass
d. Cancel

Choose the word that is closest in meaning to the underlined words (Question no. 06-10)
6. People ofdiversebackgrounds now go to different places for pleasure. (BSC’ 18)
a. Distinctive
b. Isolated
c. Distant
d. Different
7. The presentation by DrToha was very illuminating.We got some insightful ideas from that. (Govt Bank’ 18)
a. Enlightening
b. Bright
c. Disheartening
d. Boring
8. Assertive people are generally more decisive. (Govt Bank’ 18)
a. Docile
b. Articulate
c. Confident
d. Compliant
9. His letter fuelled my doubts. (Govt Bank’ 18)
a. Ended
b. Increased
c. Caused
d. Reaffirmed
10. The model’s dress was so bizarre that it created quite a sensation. (Govt Bank’ 18)
a. Beautiful
b. Ugly
c. Dull
d. Peculiar

Find the most appropriate antonyms of the following words (Question no. 11-15):
1. Queer (BBS’ 20)
a. Integrated
b. Ordinary
c. Abnormal
d. Erase
 English Clinic for Bank & BCS Exam

2. Scarcity (BBS’ 20)

a. Abundance
b. Dense
c. Veracity
d. Avoidance
3.Vilify (Govt Bank’ 20)
a. Commend
b. Pray
c. Admonish
d. Worship
4.Slump (Pvt Bank’ 19)
a. Recession
b. Growth
c. Depression
d. Decline
5.Augment (BSC’ 18)
Heighten
a. Intensify
b. Diminish
c. Morbid
Find the odd word from each list (Question no. 16-20)
6.Craven (Pvt Bank’ 20)
a. Timid
b. Nervous
c. Timorous
d. Intrepid
7.Obstinate (Pvt Bank’ 20)
a. Stubborn
b. Recalcitrant
c. Pliable
d. Intractable
8.Fugitive (Pvt Bank’ 20)
b. Deserter
c. Allegiance (Allegiant)
d. Absconder
e. Apostate
9.Lucid (Pvt Bank’ 20)
a. Obscure
b. Transparent
c. Limpid
d. Clear

10. Alleviate (Pvt Bank’ 20)

a. Mitigate
b. Extenuate
c. Palliate
d. Aggravate
 English Clinic for Bank & BCS Exam
Fill in the blanks:
1. As the first streamlined car, the Airflow represented a……...in automotive development, and
although its sales were………., it had an immense influence on automotive design. (GRE Big Book)
a. Milestone…...Disappointing
b. Breakthrough……Significant
c. Regression……Unimportant
d. Misjudgment…...Calculable
e. Revolution………Tolerable

2. The state is a network of exchanged benefits and beliefs, ………between rulers and citizens
based on those laws and procedures that are…….to the maintenance of community. (GRE Big Book)
a. A compromise……...Inimical
b. An interdependence……...Subsidiary
c. A counterpoint………Incidental
d. An equivalence…...Prerequisite
e. A reciprocity…...Conducive

3. For centuries animals have been used as……...for people in experiments to assess the effects
of therapeutic and other agents that might later be used in humans. (GRE Big Book)
a. Benefactors
b. Companions
c. Examples
d. Precedents
e. Surrogates

4. A kind of……...seemed to occur when David graduated from high school. He became a
serious student all of a sudden. (mba-guru)
a. Metamorphosis
b. Milieu
c. Epithet
d. Accolade

5. The committee chairperson became so forceful, so…... in his expression of opinions that
committee members began to leave the meeting. (Govt Bank’ 10)
a. Dormant
b. Credible
c. Dogmatic
d. Lucid
e. None of these
 English Clinic for Bank & BCS Exam
Solutions:
Question no A. Synonyms B. Antonyms C. Fill in the blanks
1 D B A
2 B A E
3 A A E
4 D B A
5 D C C
6 D E -
7 A D -
8 C C -
9 B B -
10 D E -

3. Takeaways:
Now what?
h. Revise lectures no 07, 08 and 09.
i. At this stage of the course, you should solve at least 100 synonyms and 100 antonyms
questions from BCS and Bank Exams to assess your progress.
 English Clinic for Bank & BCS Exam
Lecture No: 10
Contents:
1. A refresher on our last class
2. Let’s Do Some Practice
a. Fill in the blanks
3. Takeaways

1. A Refresher on Our Last Class:

Some Important Words That We Covered:
(i) Significant: important, powerful, compelling, momentous
(ii) Admonish:
1. warn, counsel
2.censure, scold, berate, rebuke, reprimand
(iii) Augment: increase, enlarge, amplify, enhance, intensify, strengthen, multiply, boost, add to,
expand
(iv) Slump: fall, drop, slide, downtrend, recession, crash, collapse
(v) Repeal: abolish, abrogation, annulment, nullify, revoke

2. Let’s do some practice!

Fill in the blanks:
1. Although he had shown himself to be ________ in the most dangerous of situations in both war and
peace, he revealed himself as ________ in the social atmosphere of the female-dominated drawing
room.
A. reliable…. self-assured
B. intrepid…. Craven
C. calm…. Cavalier
D. None of these
2. Increases in sales by several hundred percent during this season are not_____________.
A. Unusual
B. Incredible
C. Outstanding
D. astonishing
3. Photosynthesis is a______________ that removes carbon dioxide from the atmosphere and converts
it into organic carbon and oxygen that feeds almost every ecosystem.
A. Formation
B. Growth
C. Movement
D. process
 English Clinic for Bank & BCS Exam
4. Mineral resources are ______________and difficult to find.
A. Uncommon
B. Scarce
C. Incomplete
D. inconsistent
5. Reserves of a bank _____________ the health of the institution.
A. Announced
B. Demonstrate
C. Express
D. indicate
6. Power to________ the constitution ________ in Parliament.
A. change……. Rests
B. amend……...vests
C. read……. Directs
D. revise……rests
E. recommend……. vest
7. I am not easily __________ by pressures that would interfere with accomplishing the goals of my
unit. I stick with my __________.
A. pessimistic …… views
B. swayed …… convictions
C. discouraged …… achievements
D. empowered …… organization
E. demurred …… projections
8. When I am an autocrat, I am __________ in the extreme. My direct method is to __________ power
and control.
A. perfectionist …… explore
B. autocratic …… engulf
C. dominating …… seek
D. possessive …… reject
E. elaborate …… develop
9. Whether it be shallow or not, commitment is the __________, the bedrock of any __________ loving
relationship.
A. expression …… perfunctory
B. foundation …… genuinely
C. manifestation …… deep
D. key …… alarmingly
E. basis …… absorbing
10. The world’s supply of coal is being __________ in such a way that with demand continuing to grow
at present rates reserves will be __________ by the year 2050 unless new reserves are found soon.
A. consumed……completed
B. depleted …… exhausted
C. reduced …… argument
D. burnt …… destroyed
E. utilised …… perished
 English Clinic for Bank & BCS Exam
11. There is so much __________ between the two sisters that it is __________ to know one from the
other.
A. resemblance …… difficult
B. identity …… impossible
C. equality …… easy
D. disparity …… undesirable
E. similarity …… obvious
12. These avantgarde thinkers believe that the major peace movements are ineffective because the
thinking that underlies these movements is old-fashioned, confused, ________ and out-of-step with
the findings of ________ science.
A. stimulating … natural
B. delusionary … behavioral
C. loaded … true
D. uncertain … physical
13. Electronic eavesdropping technology has become so ________ that the comparatively little law on
the subject has become as ________ as the horse and buggy.
A. repulsive … fictitious
B. omnivorous … ridiculous
C. sophisticated … outmoded
D. clandestine … entangled
14. Survival of mankind _______ is in danger due to_________ of atomic weapons.
A. himself......perpetuation
B. themselves......regularization
C. only......provocation
D. itself......proliferation
E. self......invention
15. The Government stated that it had the ________ right to use as much force as was necessary to
regain control of areas ________ by terrorists.
A. free......marked
B. practical......left
C. legitimate......dominated
D. basic......undertaken
16. Laxmi lost an important file and rather than confessing her ________ she blamed Sandra for losing
it.
A. Respect
B. Image
C. Attitude
D. Default
E. Mistake
 English Clinic for Bank & BCS Exam
17. To save the drowning man, a ________ of sailors came out on the boats.
A. Troop
B. Crew
C. Band
D. gang
18. The man seemed poor, but he was ______ dressed.
A. respectably
B. respectfully
C. respectable
D. responsible
19. Politeness is not a ______ attribute of human behavior, but rather a central virtue, one whose very
existence is increasingly being ______ by the faddish requirement to "speak one's mind."
A. superficial... threatened
B. pervasive ... undercut
C. worthless ... forestalled
D. precious ... repudiated
E. trivial…. affected
20. While it is assumed that the mechanization of work has a ______ effect on the lives of workers, there
is evidence available to suggest that, on the contrary, mechanization has served to ______ some of
the traditional roles of women.
A. salutary …... improve
B. dramatic …... undermine
C. benign …. revise
D. debilitating…...weaken
E. revolutionary …... reinforce

Solutions:
Question No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Anwer B A D B D B B C B B A B C D C E B A A E

3. Takeaways:

Now what?
1. Revise,
2. Revise,
3. Revise!
 English Clinic for Bank & BCS Exam

Part B: Mini Quizzes & Tests

Mini Quiz No: 01

f. The latest speech by the minister was designed to……the angry demonstrators who had been demanding
his resignation.
a. persecute
b. dignify
c. pacify
d. afflict
g. The rate of dollar rose in the international market amid……that the Fed might increase the interest rate.
a. retrospect
b. speculation
c. agreement
d. fluctuation
h. Due to his habitual…….and introvert nature , the poet rarely engages with his fans and little is known
about his private life.
a. acumen
b. insolence
c. verbosity
d. reticence
i. After a period of ……performance, Shakib Al Hasan finally played a fantastic innings.
a. brilliant
b. incredible
c. cumbersome
d. lacklustre
j. Although the notorious son of that business tycoon was…….due to lack of evidence,
public protests continued.
a. exonerated
b. incriminated
c. alienated
d. vexed
Solutions:
Question no 1 2 3 4 5
Answer C B D D A

Mini Quiz No: 02

Find the most appropriate synonyms for the following words:
a. SHALLOW
A. Artificial
B. Superficial
C. Foolish
D. Worthless
 English Clinic for Bank & BCS Exam

b. DIVERSION
A. Amusement
B. Distortion
C. Deviation
D. By lane
c. FEEBLE
A. Weak
B. Vain
C. Arrogant
D. Sick
d. INEXPLICABLE
A. Confusing
B. Unaccountable
C. Chaotic
D. Unconnected
e. TRANSIENT
A. Transparent
B. Fleeting
C. Feeble
D. Fanciful

Solutions:
Question no 1 2 3 4 5
Answer B C A B B

Mini Quiz No: 03

Find the most appropriate synonyms for the following words:
1. Eulogy
A. Apology
B. Address
C. Speech
D. Praise
2. Mammoth
A. Straight
B. Huge
C. Wild
D. Greedy
3. Denounce
A. Censure
B. Announce
C. Project
 English Clinic for Bank & BCS Exam
D. Commend
4. Vivacious
A. Poisonous
B. Energetic
C. Tricky
D. Slow
5. Taxing
A. Levy
B. Demanding
C. Daring
D. Charge

Solutions:
Question no 1 2 3 4 5
Answer D B A B B

Mini Quiz No: 04

Find the most appropriate antonyms for the following words:
01. Antonym of BANAL
(A) faithful
(B) arresting
(C) inclined
(D) forced
(E) elaborate
02. Antonym of TURBULENCE
(A) moderation
(B) tranquility
(C) immunity
(D) correlation
(E) meditation
03. Antonym of INDIGENCE
(A) wealth
(B) vanity
(C) boldness
(D) endurance
(E) vivacity
04. Antonym of TRACTABLE
(A) distraught
(B) irritating
(C) ruthless
(D) headstrong
(E) lazy
 English Clinic for Bank & BCS Exam

05. Antonym of APPROPRIATE

(A) create a void
(B) rectify an error
(C) sanction
(D) surrender
(E) lend
Solutions:
Question no 1 2 3 4 5
Answer B B A D D
Mini Quiz No: 05
Find the most appropriate antonyms for the following words
01. Antonym of GROUP
(A) restrain
(B) isolate
(C) confound
(D) abandon
(E) reveal
02. Antonym of PERSEVERANCE
(A) obvious suffering
(B) abnormal tranquility
(C) lack of promptness
(D) cessation of effort
(E) frequency of occurrence
03. Antonym of ALLEVIATE
(A) transpose
(B) exacerbate
(C) fortify
(D) rectify
(E) proliferate
04. Antonym of DWINDLE
(A) accept
(B) esteem
(C) exaggerate
(D) combine
(E) increase
05. Antonym of TRUCULENT
(A) gentle
(B) dim
(C) dainty
(D) silent
(E) pure
 English Clinic for Bank & BCS Exam

Solutions:
Question no 1 2 3 4 5
Answer B D B E A

Mini Quiz No: 06

Find the most appropriate antonyms for the following words
01. Antonym of DOMINANT:
(A) defective
(B) multiple
(C) inferred
(D) shifting
(E) recessive
02. Antonym of DISPUTE:
(A) accept
(B) simplify
(C) frustrate
(D) silence
(E) understand
03. Antonym of PLETHORA:
(A) deterioration
(B) embellishment
(C) scarcity
(D) vacillation
(E) affirmation
04. Antonym of AMPLIFY:
(A) condemn
(B) disburse
(C) decipher
(D) garble
(E) abridge
05. Antonym of STOCK:
(A) unique
(B) unfounded
(C) desirable
(D) unhealthy
(E) trustworthy
Solutions:
Question no 1 2 3 4 5
Answer E A C E A
 English Clinic for Bank & BCS Exam

Mini Quiz No: 07

One Word Substitution
01. State in which the few govern the many:
A. Monarchy
B. Oligarchy
C. Plutocracy
D. Autocracy
02. The study of ancient societies:
A. Anthropology
B. Archaeology
C. History
D. Ethnology
03. That which cannot be corrected:
A. Unintelligible
B. Indelible
C. Illegible
D. Incorrigible
04. Words inscribed on tomb:
A. Epitome
B. Epistle
C. Epilogue
D. Epitaph
05. The custom or practice of having more than one husband at same time:
A. Polygyny
B. Polyphony
C. Polyandry
D. Polychromy
Solutions:
Question no 1 2 3 4 5
Answer B B D D C

Mini Quiz No: 08

Sentence Completion Exercise Based on Vocabulary:
01. Mary became……at typing because she practiced every day for six months.
A. proficient
B. reflective
C. dormant
D. redundant
E. valiant
 English Clinic for Bank & BCS Exam
02. The movie offended many of the parents of its younger viewers by including unnecessary……..in
the dialogue.
A. vulgarity
B. verbosity
C. vocalizations
D. garishness
E. tonality
03. Candace would……. her little sister into an argument by teasing her and calling her names.
A. advocate
B. provoke
C. perforate
D. lament
E. expunge
04. A fan of historical fiction, Joline is now reading a novel about slavery in the……South.
A. decorous
B. rogue
C. droll
D. antebellum
E. onerous
05. With all of the recent negative events in her life, she felt……. forces must be at work.
A. resurgent
B. premature
C. malignant
D. punctilious
E. antecedent
Solutions:
Question no 1 2 3 4 5
Answer A A B D C

Mini Quiz No: 09

Find the meaning of the following idioms & phrases:
01. To play second fiddle
A. To be happy, cheerful and healthy
B. To reduce importance of one's senior
C. To support the role and view of another person
D. To do back seat driving
E. None of these
02. A man of straw
A. A man of no substance
B. A very active person
C. A worthy fellow
D. An unreasonable person
 English Clinic for Bank & BCS Exam
E. None of these
03. To smell a rat
A. To see signs of plague epidemic
B. To get bad small of a bad dead rat
C. To suspect foul dealings
D. To be in a bad mood
E. None of these
04. To hit the nail right on the head
A. To do the right thing
B. To destroy one's reputation
C. To announce one's fixed views
D. To teach someone a lesson
E. None of these
05. To drive home
A. To find one's roots
B. To return to place of rest
C. Back to original position
D. To emphasize
E. None of these

Solutions:
Question no 1 2 3 4 5
Answer C A C A D

Mini Quiz No: 10

Sentence Completion:
01. Man who has committed such an _______ crime must get the most severe punishment.
A. injurious
B. uncharitable
C. unworthy
D. abominable
02. Although he never learnt how to read, his exceptional memory and enquiring mind eventually
made him a very _______ man.
A. dedicated
B. erudite
C. pragmatic
D. benevolent
03. More insurers are limiting the sale of property insurance in coastal areas and other regions
_______ natural disasters.
A. safe from
B. according to
 English Clinic for Bank & BCS Exam
C. despite
D. prone to
04. Unlike his calmer, more easygoing colleagues, the senator was _________, ready to quarrel at the
slightest provocation.
A. whimsical
B. irascible
C. gregarious
D. ineffectual
05. Roman Regions _______the Mountain_______of Masada for three years before they were able to
seize it.
A. dissembled, bastion
B. assailed, symbol
C. besieged, citadel
D. honed, stronghold
বিিঃদ্রিঃ এই প্রকে Roman Regions না হকয় Legions (তসন্যিল) হওয়া উবচে।
Solution:
Question no 1 2 3 4 5
Answer D B D B C

Mini Quiz No: 11

Part A- Synonyms:
01. Synonym of DEFER:
A. Indifferent
B. Defy
C. Differ
D. Postpone

02. Synonym of CEASE:

A. Begin
B. Stop
C. Create
D. Dull
03. Synonym of CANCEL:
A. Abolish
B. Approve
C. Allow
D. Break
04. Synonym of ABANDON:
A. Forsake
B. Keep
C. Cherish
D. Enlarge
 English Clinic for Bank & BCS Exam
05. Synonym of RECUPERATE:
A. Rehabilitate
B. Recover
C. Reimburse
D. Relocate
Solution:
Question no 1 2 3 4 5
Answer D B A A B

Part B- Antonyms:
01. Antonym of Protect:
A. Defend
B. Deprive
C. Desert
D. Devise
E. Secure
02. Antonym of Glory:
A. Splendor
B. Notoriety
C. Fame
D. Reputation
E. Debasement
03. Antonym of Impediments:
A. Handicaps
B. Obstacles
C. Obstructions
D. Hindrances
E. Promoters

04. Antonym of SCURRILOUS:

A. Decent
B. Ribald
C. Abusive
D. Mitigate
05. Antonym of EPHEMERAL:
A. Passing
B. Sensuous
C. Permanent
D. Distasteful

Solution:
Question no 1 2 3 4 5
Answer C E E A C
 English Clinic for Bank & BCS Exam
Mini Quiz No: 12
Choose the correctly spelt word:
1. (a) FEASIBEL (b) FEASIBLE (c) FASCIEBLE (d) FEASEBLE
2. (a) DOLOROUS (b) DOLUROUS (c) DOLOREUS (d) DELORIOUS
3. (a) CONDIUT (b) CONDUIT (c) CONNDUIT (d) CONDEUT
4. (a) RELIGIAN (b) RELIGOIN (c) RELIGION (d) RELIGEN
5. (a) SEDATE (b) SEDOTE (c) SCEDATE (d) SEEDATE
6. (a) PARIMETER (b) PERIMETER (c) PERIMOTOR (d) PARIMETRE
7. (a) NAVIJATION (b) NAVIGATION (c) NAVITATION (d) NEVIGATION
8. (a) SUGAST (b) SUJEST (c) SUGGEST (d) SUGGAST
9. (a) HAABITS (b) HABITS (c) HABBITS (d) HABITTS
10. (a) TERRER (b) TEROR (c) TERROR (d) TEEROR

Solution:
Question no 1 2 3 4 5 6 7 8 9 10
Answer B A B C A B B C B C

Mini Quiz No: 13

Part A:
Choose from the answer choices given under each sentence, the phrase or words that, gives the same
meaning as the words within inverted commas:

1. An epidemic of plague had “broken out” in some villages of Maharashtra.

a. eradicated
b. spread
c. ruined life
d. disturbed normal life
2. When the thief saw the sentry at the main gate, he managed “to get off” from the attack.
a. hide himself
b. escape
c. overpowered
d. dodge away
3. Though defeated, Chechnya, the separatist republic of Russia, would not “give in”.
a. to yield
b. to negotiate
c. to succeed
d. None of these
4. The judges “took down” the evidence produced by Harshad Mehta, the chief accused in the securities
scam.
a. rejected
b. recorded
c. turned down
d. accepted
 English Clinic for Bank & BCS Exam
5. The affection of his wife “bore him up” in the midst of all his problems.
a. to sustain
b. to deceive
c. to humble down
d. None of these

Solution:
Question no 1 2 3 4 5
Answer B B A B A
Part B:
Select from the alternatives, the group of words or phrase that conveys the similar meaning of the word
given in the question—
1. Break up:
a. adjourned
b. close/disperse
c. accumulate pieces
d. to crush
2. Bear through:
a. patience
b. support
c. experience
d. sustain
3. Took off:
a. remove
b. start
c. fly in the sky
d. adopt

4. To lay up:
a. live peacefully
b. to be cooperative
c. to tolerate
d. to be confined to bed
5. To come round:
a. to visit
b. to agree
c. to accept an argument
d. casual visit
Solution:
Question no 1 2 3 4 5
Answer B B A D B
 English Clinic for Bank & BCS Exam
Mini Quiz No: 14
Choose the best option for the blanks:
01. After a ________ review it was found that many financial institutions don’t have proper ________ in
place and could unwillingly be financing illegal activities.
(A) routine......checks
(B) periodic......space
(C) schedule......standard
(D) custom......timing
02. The main reason youth unemployment has ________ in this region is the depth of the recession in
these countries and the chances of improvement are ________ unless governments kick-start their
economies.
(A) fallen......negligible
(B) risen......visible
(C) grown......create
(D) soared......remote
03. As the country as a whole more than half the population ________ regular electricity as connections to
the national grid are ________ and generators are expensive.
(A) deficient......dependable
(B) want......running
(C) lack......unenviable
(D) short......faded
04. It is ________ that 400 Indian passengers will want to fly in or out of the country by the 2050 and
unless the airport facility is improved it will be ________ to handle this traffic.
(A) though......easier
(B) assume......worrisome
(C) estimated......difficult
(D) typical......perfect
05. Reform is set to gain ________ as much of the spadework for a vibrant economy such as ________
laws on taxes and banking are underway.
(A) steam......specializing
(B) advantage......fix
(C) pace......amending
(D) tame......modify
06. A plethora of cultural talent ________ the spectators busy at a talent hunt programmer where students
from various colleges get together to ________ their mettle in various contests.
(A) tried......show
(B) kept......prove
(C) caught......puzzle
(D) held......learn
07. They work hard not because of the ________, but because of their inner urge.
(A) desire
(B) drive
(C) energy
(D) incentive
 English Clinic for Bank & BCS Exam
08. His ________ background has made him so docile.
(A) famous
(B) lucrative
(C) rich
(D) humble
09. It is ________ for everyone to abide by the laws of the land.
(A) expected
(B) obligatory
(C) meant
(D) optional
10. ________ he is a hard worker, his quality of work is not of a desirable level.
(A) Despite
(B) Because
(C) Although
(D) Somehow
Solution:
Question no 1 2 3 4 5 6 7 8 9 10
Answer A D C C C C D D B C

Mini Quiz No: 14

Choose the best option for the blanks:
11. After a ________ review it was found that many financial institutions don’t have proper ________ in
place and could unwillingly be financing illegal activities.
(A) routine......checks
(B) periodic......space
(C) schedule......standard
(D) custom......timing
12. The main reason youth unemployment has ________ in this region is the depth of the recession in
these countries and the chances of improvement are ________ unless governments kick-start their
economies.
(A) fallen......negligible
(B) risen......visible
(C) grown......create
(D) soared......remote
13. As the country as a whole more than half the population ________ regular electricity as connections to
the national grid are ________ and generators are expensive.
(A) deficient......dependable
(B) want......running
(C) lack......unenviable
(D) short......faded
14. It is ________ that 400 Indian passengers will want to fly in or out of the country by the 2050 and
unless the airport facility is improved it will be ________ to handle this traffic.
(A) though......easier
(B) assume......worrisome
(C) estimated......difficult
 English Clinic for Bank & BCS Exam
(D) typical......perfect
15. Reform is set to gain ________ as much of the spadework for a vibrant economy such as ________
laws on taxes and banking are underway.
(A) steam......specializing
(B) advantage......fix
(C) pace......amending
(D) tame......modify
16. A plethora of cultural talent ________ the spectators busy at a talent hunt programmer where students
from various colleges get together to ________ their mettle in various contests.
(A) tried......show
(B) kept......prove
(C) caught......puzzle
(D) held......learn
17. They work hard not because of the ________, but because of their inner urge.
(A) desire
(B) drive
(C) energy
(D) incentive
18. His ________ background has made him so docile.
(A) famous
(B) lucrative
(C) rich
(D) humble
19. It is ________ for everyone to abide by the laws of the land.
(A) expected
(B) obligatory
(C) meant
(D) optional
20. ________ he is a hard worker, his quality of work is not of a desirable level.
(A) Despite
(B) Because
(C) Although
(D) Somehow
Solution:
Question no 1 2 3 4 5 6 7 8 9 10
Answer A D C C C C D D B C
 English Clinic for Bank & BCS Exam
Mini Quiz No: 15
Find the antonyms of the given words:
01. SCRUTINISE— 06. OVERPOWER—
(a) question (a) succumb
(b) leer (b) twinge
(c) sensitize (c) oust
(d) disregard (d) betray
02. LOFTY— 07. PALACE—
(a) assessed (a) manse
(b) debased (b) dwelling
(c) general (c) skyscrapper
(d) intrusive (d) hovel
03. COLOURLESS— 08. SUSPEND—
(a) red (a) turn on
(b) black (b) resume
(c) flamboyant (c) switch
(d) vicious (d) pend
04. CELERITY— 09. MUTTER—
(a) depression (a) please oneself
(b) postponement (b) resolve conflict
(c) slowness (c) speak distinctly
(d) choler (d) digress randomly
05. FURIOUS— 10. TRANSPARENT—
(a) medium (a) indelicate
(b) restrained (b) neutral
(c) ticklish (c) opaque
(d) disjointed (d) somber

Solution:
Question no 1 2 3 4 5 6 7 8 9 10
Answer D B C C B A D B C C
 English Clinic for Bank & BCS Exam
Progress Test No: 01
Part A: Find the most appropriate synonyms of the following words (Questions no 1-20)
1. Authoritarian
a. Autocratic
b. Senior
c. Elderly
d. Potential
2. Sporadic
a. Consistent
b. Uniform
c. Frequent
d. Scattered
3. Omnipotent
a. Feeble
b. Supreme
c. Impotent
d. Vulnerable
4. Amicable
a. Interesting
b. Loving
c. Affectionate
d. Friendly
5. Obdurate
a. Deceitful
b. Stubborn
c. Sly
d. Swindler
6. Euphemism
a. Vague idea
b. Inoffensive expression
c. Verbal play
d. Wise saying
7. Delude
a. Demand
b. Permit
c. Aggravate
d. Deceive
8. Incite
a. Instigate
b. Permit
c. Urge
d. Deceive
 English Clinic for Bank & BCS Exam
9. Competent
a. Circumspect
b. Discrete
c. Capable
d. Prudent
10. Vigorous
a. Strong
b. Obedient
c. Nice
d. Intelligent
11. Ingenious
a. Clever
b. Hobble
c. Clear
d. Stark
e. Endless
12. Ardor
a. Metaphor
b. Passion
c. Agony
d. Mood
e. Severity
13. Extraneous
a. Immoral
b. Indoor
c. Satisfied
d. Unrelated
e. Pleased
14. Limpid
a. Moist
b. Dear
c. Transparent
d. Dark
15. Irksome
a. Soothing
b. Ironic
c. Vulnerable
d. Habitual
e. Irritating
16. Refute
a. Void
b. Frustrate
c. Disprove
d. Hinder
 English Clinic for Bank & BCS Exam
17. Opaque
a. Famous
b. Obscure
c. Illiterate
d. Immature
18. Zealot
a. Beginner
b. Patron
c. Fanatic
d. Murderer
19. Intermittent
a. Continuous
b. Irregular
c. Immediate
d. Constant
20. Bucolic
a. Quite
b. Simple
c. Hidebound
d. Rural
e. None of these

Part B: Find the most appropriate antonyms of the following words (Questions No 21-40)

21. Recondite
a. Hermetic
b. Manifest
c. Pedantic
d. Occult
22. Superficial
a. Careless
b. Indifferent
c. Sufficient
d. Deep
23. Yearn
a. Desire
b. Refuse
c. Long
d. Unite
24. Definite
a. Bound
b. Certain
c. Guaranteed
d. Vague
 English Clinic for Bank & BCS Exam
25. Trivial
a. Minor
b. Incidental
c. Meaningless
d. Significant
26. Malignant
a. Harmful
b. Vindictive
c. Benign
d. Worse
27. Enormous
a. Tiny
b. Soft
c. Weak
d. Fragile
28. Abandon
a. Retain
b. Abdicate
c. Detain
d. Couture
29. Provoke
a. Soothe
b. Anger
c. Encourage
d. Express
e. Ravenous
30. Laconic
a. Stylized
b. Unedited
c. Verbose
d. Insincere
31. Alien
a. Native
b. Exiled
c. Natural
d. Resident
32. Enigmatic
a. Frenetic
b. Unambiguous
c. Genuine
d. Antagonistic
 English Clinic for Bank & BCS Exam
33. Frugal
a. Economical
b. Spendthrift
c. Meticulous
d. Economic
34. Censure
a. Criticize
b. Ensure
c. Commend
d. Blame
35. Gregarious
a. Horrendous
b. Anticipatory
c. Anti-social
d. Glorious
36. Divulge
a. Reveal
b. Reprimand
c. Admonish
d. Conceal
e. Cure
37. Heterogonous
a. Orthodox
b. Similar
c. Unlikely
d. Pagan
38. Exculpate
a. Attribute guilt
b. Avoid responsibility
c. Establish facts
d. Control hostilities
e. Show anxiety
39. Unconventionality
a. Perceptibility
b. Inscrutability
c. Imperturbability
d. Fidelity to custom
e. Formality of discourse
40. Seemly
a. Indecorous
b. Inapparent
c. Disconnected
d. Disingenuous
e. Deleterious
 English Clinic for Bank & BCS Exam
Part C: One Word Substitution (Questions no: 41-50)
41. A person who is unable to pay his or her debts is called
a. Poor
b. Solvent
c. Miser
d. Destitute
e. Bankrupt
42. A person who writes dictionary is called a
a. Lexicographer
b. Dictionary author
c. Lexigrapher
d. Linguist
43. A person who studies the development of languages is a
a. Philatelist
b. Philanthropist
c. Pharmacologist
d. Philologist
44. A hater of knowledge and learning
a. Bibliophile
b. Philologist
c. Misogynist
d. Misologist
45. A person who eats human flesh
a. Carnivore
b. Cobbler
c. Cannibal
d. Cartographer
46. Someone who believes in one God is called a
a. Theist
b. Theologist
c. Pantheist
d. Monotheist
47. The word trade-off implies
a. Deception
b. Fraudulence
c. Duplicity
d. Mutuality
48. A person who is in charge of a museum is called
a. Librarian
b. Janitor
c. Palmist
d. Curator
 English Clinic for Bank & BCS Exam
49. The study of fungus is called
a. Mycology
b. Bryology
c. Apiculture
d. Ornithology
50. Having two possible meanings and being not very clear is called
a. Amphibious
b. Anonymous
c. Confiscate
d. Ambiguous
Solutions:
Question Question Question Question Question
Answer Answer Answer Answer Answer
No No No No No
01 A 11 A 21 B 31 A 41 E
02 D 12 B 22 D 32 B 42 A
03 B 13 D 23 B 33 B 43 D
04 D 14 C 24 D 34 C 44 D
05 B 15 E 25 D 35 C 45 C
06 B 16 C 26 C 36 D 46 D
07 D 17 B 27 A 37 B 47 D
08 A 18 C 28 A 38 A 48 D
09 C 19 B 29 A 39 D 49 A
10 A 20 D 30 C 40 A 50 D

Scores & Feedback:

*If your score is below 30, you need to work harder.

*If your score is above 45, your vocabulary is very good and you can hone it further to make it your
competitive advantage!
 English Clinic for Bank & BCS Exam

Progress Test No: 02

Part A: Find the most appropriate synonyms of the following words (Questions no 1-5)

1. Obstinate
a. Stubborn
b. Clumsy
c. Flexible
d. Skilled
e. Helpful
2. Despise
a. Infuriate
b. Commend
c. Abhor
d. Facilitate
e. Fluctuate
3. Skeptical
a. Believable
b. Credible
c. Convincing
d. Likely
e. Cynical
4. Industrious
a. Laid-back
b. Diligent
c. Large
d. Lethargic
e. None of them
5. Enlarge
e. Shrink
f. Large
g. Contract
h. Slip
i. Expand

Part B: Find the most appropriate antonyms of the following words (Questions no 6-10)

6. Superficial
a. Profound
b. Subjective
c. Exaggerated
d. Dislike
 English Clinic for Bank & BCS Exam
e. None of them
7. Alien
a. Foreign
b. Indigenous
c. International
d. Serene
e. None of them
8. Meticulous
a. Careless
b. Particular
c. Calculated
d. Planned
9. Capricious
a. Redoubtable
b. Constant
c. Phlegmatic
d. Solitary
10. Elucidate
a. Afflict
b. Ratify
c. Dominate
d. Obscure

Part C: One Word Substitution (Questions no 11-15)

11. An unexpected piece of good fortune
a. Turnstile
b. Windfall
c. Philanthropy
d. Benevolence
12. Elimination of a racial group by killing
a. Homicide
b. Regicide
c. Genocide
d. Patricide
13. Misconduct by a public official
a. Malefactor
b. Malfeasance
c. Maltreatment
d. Maladministration
14. A mournful poem written on the death of someone loved
a. Homage
b. Ode
c. Saga
d. Elegy
 English Clinic for Bank & BCS Exam

15. Something given or done as an expression of esteem

a. Verbatim
b. Stampede
c. Tribute
d. Lullaby
e. None of these
Part D: Idioms & Phrases (Questions no 16-20)
16. A green horn
a. An envious lady
b. A trainee
c. An inexperienced person
d. A soft-hearted man
17. The gift of the gab
a. An unexpected gain
b. A X-mas gift
c. Thought provoking oration
d. Fluency of speech
18. To blow hot and cold
a. Changing weather
b. To be untrustworthy
c. To be inconsistent
d. To be rich and poor frequently
19. To cry wolf
a. To overcome someone
b. To turn pale
c. To ruin oneself
d. To give false alarm
20. One whose attitude is: ‘eat, drink and be merry.’
a. Epicurean
b. Cynic
c. Materialistic
d. Stoic

Part E: Sentence Completions (Questions No 21-30)

21. The fans were ………. when the football team lost its fiftieth game in a row.
a. irascible
b. despondent
c. rapacious
d. stigmatized
e. precipitous
 English Clinic for Bank & BCS Exam
22. Bill and Harry were given jobs on the stage crew because their……. voices ruined the sound of their
chorus.
a. unremitting
b. paternal
c. wanton
d. laconic
e. dissonant
23. The police spent seven months working on the crime case but were never able to determine the
identity of the………
a. demagogue
b. dilettante
c. egotist
d. malefactor
e. patriarch
24. ‘’Kicking the bucket’’ is a humorous ………. for ‘’dying’’.
a. dictum
b. stipulation
c. incantation
d. conjecture
e. euphemism
25. Because he had never lost a tennis match, Luther believed himself to ……. on the court.
a. ascetic
b. deleterious
c. omnipotent
d. inane
e. amorous
26. One should invest ……..in the share market.
a. openly
b. largely
c. reluctantly
d. judiciously
e. appropriately
27. In a time of financial crisis, such lavish expenditure must be………..
a. quickened
b. corrected
c. curtailed
d. justified
e. adjusted
28. I took an aspirin to ……..the pain in my knee.
a. cite
b. deviate
c. alleviate
d. plagiarize
 English Clinic for Bank & BCS Exam

29. Some students are……and want to take only the courses for which they see immediate value.
a. theoretical
b. pragmatic
c. impartial
d. idealistic
30. I try to avoid making……remarks. I don’t like to hurt people’s feelings.
a. essence
b. derogatory
c. underpinning
d. emblematic

Part F: Analogy (Questions no: 31-50)

31. ACCOMPLICE: CRIME:
a. Inmate: Prison
b. Detective: Clue
c. Employer: work
d. Partner: Business
32. AIRPLANE: HANGAR::
a. Ship: Channel
b. Jet: Runway
c. Helicopter: Pad
d. Motorcycle: Sidecar
e. Automobile: Garage
33. ANTIDOTE: POISON::
a. Cure: Recovery
b. Narcotic: Sleep
c. Stimulant: Relapse
d. Tonic: Lethargy
e. Resuscitation: breathing
34. DRAMA: DIRECTOR::
a. Class: Principal
b. Magazine: editor
c. Actor: Playwright
d. Tragedy: Sophocles
35. ELEGY: SORROW
a. Paean: Distress
b. Encomium: Criticism
c. Requiem: Euphoria
d. Tirade: Joy
e. Eulogy: Admiration
 English Clinic for Bank & BCS Exam
36. EXPEL: SCHOOL::
a. Deny: Entrance
b. Banish: Country
c. Reject: Offer
d. Extricate: Safety
e. Abandon: Enemy
37. EGG: OVAL::
a. Bee: Honey
b. Cow: Milk
c. Brick: Rectangular
d. Camel: Desert
38. EYES: TEARS::
a. Sea: Water
b. Volcano: Lava
c. Heart: Artery
d. Hunger: Bread
39. FAULTFINDER: CRITICIZE::
a. Luminary: Recognize
b. Athlete: Cheer
c. Arbitrator: Mediate
d. Pharmacist: Prescribe
40. HEART: HUMAN::
a. Tail: Dog
b. Hand: Child
c. Kitchen: House
d. Brick: Wall
e. Engine: Car
41. WEB: SPIDER::
a. Flower: Bee
b. Canal: Otter
c. Nest: Bird
d. Acorn: Squirrel
e. Bait: Fish
42. HEDONIST: PLEASURE::
a. Humanist: Pride
b. Ascetic: Tolerance
c. Stoic: Sacrifice
d. Recluse: Privacy
43. EXTORT: OBTAIN::
a. Plagiarize: Borrow
b. Pilfer: Steal
c. Explode: Ignite
d. Consider: Appeal
 English Clinic for Bank & BCS Exam
44. DOGMA: ICONOCLAST::
a. Authority: Subordinate
b. Patriotism: Coward
c. Ideology: Rebel
d. Responsibility: Renegade
e. Convention: Maverick
45. INTERESTED: AGOG::
a. Persistent: Daunted
b. Careful: Meticulous
c. Curious: Questioning
d. Blithe: Willful
e. Occupied: Engaged
46. NEEDLE: KNIT::
a. Loom: Weave
b. Soap: Wash
c. Bed: Sleep
d. Bait: Fish
e. Match: Fire
47. OATH: PROMISE::
a. Contract: Agreement
b. Deed: Attorney
c. Title: Estate
d. Job: Loyalty
e. Truce: Warfare
48. AESTHETICS: BEAUTY::
a. Ethics: Etiquette
b. Epistemology: Knowledge
c. Logistics: Truth
d. Rhetoric: Reasoning
e. Theology: Morals
49. SELFLESSNESS: ALTRUIST::
a. Pragmatism: Philanthropist
b. Expertise: Connoisseur
c. Indiscretion: Misanthrope
d. Enthusiasm: Dilettante
e. Imperviousness: Fanatic
50. REFLECTION: LIGHT::
e. Emotion: Feeling
f. Echo: Sound
g. Film: Scene
h. Microphone: Hearing
i. Iris: Vision
 English Clinic for Bank & BCS Exam
Solutions:
No. Answer No. Answer No. Answer No. Answer No. Answer
01 A 11 B 21 B 31 D 41 C
02 C 12 C 22 E 32 E 42 D
03 E 13 B 23 D 33 D 43 A
04 B 14 D 24 E 34 B 44 E
05 E 15 C 25 C 35 E 45 B
06 A 16 C 26 D 36 B 46 A
07 B 17 D 27 C 37 C 47 A
08 A 18 C 28 C 38 B 48 B
09 B 19 D 29 B 39 C 49 B
10 D 20 A 30 B 40 E 50 B

Scores & Feedback:

*If your score is below 33, you need to work harder.
*If your score is above 43, your vocabulary is very good and you can hone it further to make it your
competitive advantage!

Progress Test No: 03

Part A: Find the most appropriate synonyms of the following words (Questions no 1-20)
1. Synonym of IMPEDE
A. Hinder
B. Reverse
C. Impose
D. Expedite
2. Synonym of HERETICAL
A. Fiery
B. Corrupt
C. Impious
D. Disputable
3. Synonym of IMMANENT
A. Inherent
B. Soon
C. Impending
D. Urgent
4. Synonym of SIMULATE
A. Presume
B. Warn
C. Imitate
D. Take

5. Synonym of MORONIC
A. Sharp
 English Clinic for Bank & BCS Exam
B. Invective
C. Imbecile
D. Abusive
6. Synonym of PREDICT
A. Determine
B. Analyze
C. Foretell
D. Describe
7. Synonym of ABASH
A. Refuse
B. Amaze
C. Embarrass
D. Squash
8. Synonym of THRIFT
A. Wickedness
B. Miserliness
C. Economy
D. Extravagance
9. Synonym of BAFFLE
A. Insult
B. Frustrate
C. Defame
D. Antagonize
10. Synonym of VILIFY
A. Desert
B. Deprive
C. Defame
D. Deceive
11. Synonym of ERADICATE
A. Complicate
B. Indicate
C. Dedicate
D. Eliminate
12. Synonym of BERSERK
A. Clever
B. Morose
C. Cheerful
D. Wild

13. Synonym of OBLIGATORY

A. Required
B. Stubborn
 English Clinic for Bank & BCS Exam
C. Agreeable
D. Useful
14. Synonym of PIQUE
A. Subdue
B. Irritate
C. Repent
D. Request
15. Synonym of REITERATE
A. Reassess
B. Rewrite
C. Repeat
D. Stutter
16. Synonym of WHITTLE
A. Decrease
B. Avoid
C. Renounce
D. Conceal
17. Synonym of SORDID
A. Harmful
B. Dirty
C. Splendid
D. Dangerous
18. Synonym of AUTHENTIC
A. Apparent
B. Intricate
C. Stable
D. Factual
19. Synonym of DEMURE
A. Intentional
B. Retiring
C. Unreserved
D. Blunt
20. Synonym of DISINTER
A. Bury
B. Befool
C. Unearth
D. Disguise
 English Clinic for Bank & BCS Exam
Part B: Find the most appropriate antonyms of the following words (Questions No 21-40)
21. Antonym of BELIE
A. argue
B. justify
C. admire
D. approve
22. Antonym of FRANTIC
A. calm
B. hopeful
C. active
D. bitter
23. Antonym of ESTABLISH
A. disrupt
B. uproot
C. corrode
D. negate
24. Antonym of CONFESS
A. deny
B. admit
C. contest
D. contend
25. Antonym of SAGE
A. rogue
B. fool
C. egoist
D. snob
26. Antonym of AGONY
A. pleasure
B. bliss
C. ecstasy
D. fear
27. Antonym of LUXURY
A. sadness
B. treachery
C. duplicity
D. austerity
28. Antonym of INNOCENCE
A. crime
B. mischief
C. guilt
D. sin
 English Clinic for Bank & BCS Exam
29. Antonym of BOISTEROUS
A. calm
B. comfortable
C. good
D. happy
30. Antonym of INSANITY
A. sanity
B. normality
C. lucidity
D. sobriety
31. Antonym of ADVERSITY
A. diversity
B. affliction
C. prosperity
D. catastrophe
32. Antonym of LACONIC
A. prolix
B. profligate
C. prolific
D. bucolic
33. Antonym of TURBULENT
A. turbid
B. violent
C. steady
D. critical
34. Antonym of UNSULLIED
A. visible
B. foul
C. stainless
D. strong
35. Antonym of UNSTABLE
A. changing
B. constant
C. stagnant
D. steady
36. Antonym of EVOLVING
A. retreating
B. stifling
C. stagnating
D. suffering
37. Antonym of CAPRICIOUS
A. satisfied
B. scattered
C. steadfast
D. insured
 English Clinic for Bank & BCS Exam
38. Antonym of LOQUACIOUS
A. Reticent
B. Talkative
C. Garrulous
D. Verbose
39. Antonym of INDUSTRIOUS
A. Indifferent
B. Indolent
C. Casual
D. Passive
40. Antonym of DENSITY
A. Rarity
B. Intelligence
C. Clarity
D. Brightness

Part C: Find out the meanings of the underlined idioms and phrases (Questions no: 41-50)
41. The thief took to his heels when he saw a policeman on the beat.
A. had some pain in his heels
B. ran away from the scene
C. confronted the policeman
D. could not decide what to do
42. How long will the people put up with the increasing economic hardships?
A. welcome
B. take easily
C. remain satisfied with
D. tolerate
43. The teacher warned the student once for all that no mischief shall be tolerated in the class.
A. authoritatively
B. finally
C. angrily
D. coldly
44. Govind has left his country for good.
A. for better opportunities
B. on an important mission
C. forever
D. to return soon
45. His friends let him down.
A. failed
B. comforted
C. succeeded
D. stood by
46. I felt like a fish out of water among all those business tycoons.
A. troubled
B. stupid
C. uncomfortable
D. inferior
47. Don't thrust your nose into my affairs.
A. Advise me about
 English Clinic for Bank & BCS Exam
B. Be in opposition
C. Deal with
D. Meddle officiously in
48. He visits the doctor off and on.
A. everyday
B. regularly
C. never at all
D. occasionally
49. You cannot have your cake and eat it too.
A. Enjoy forever
B. Have it both ways
C. Run away from responsibility
D. Absolve yourself of guilt
50. The new economic policy is likely to run into rough weather.
A. create problems
B. encounter difficulties
C. confuse matters
D. makes things difficult
Solutions:
No. Answer No. Answer No. Answer No. Answer No. Answer
01 A 11 D 21 B 31 C 41 B
02 C 12 D 22 A 32 A 42 D
03 A 13 A 23 B 33 C 43 B
04 C 14 B 24 A 34 B 44 C
05 C 15 C 25 B 35 D 45 A
06 C 16 A 26 C 36 C 46 C
07 C 17 B 27 D 37 C 47 D
08 C 18 D 28 C 38 A 48 D
09 B 19 B 29 A 39 B 49 B
10 C 20 C 30 A 40 A 50 B

Scores & Feedback:

*If your score is below 30, you need to work harder.
*If your score is above 45, your vocabulary is very good and you can hone it further to make it your
competitive advantage!
 English Clinic for Bank & BCS Exam
Part C: Appendix

1. Group verbs
2. Correct Spellings
3. Phrases & Idioms
 English Clinic for Bank & BCS Exam
Group Verb
Word Meaning Sentence (wb‡R Kiæb)
ACT
Act for
Act upon/on
Act up to
Act under
BEAR
Bear away/off
Bear down
Bear on
Bear out
Bear up
Bear with
BLOW
Blow away
Blow off
Blow over
Blow out
Blow up
BREAK
Break away
Break down
Break forth
Break in, on
Break into
Break off
Break through
Break out
Break up
Break with
BRING
Bring about
Bring forth
Bring off
Bring through
Bring up
Bring in
Bring out
Bring down
BURST
Burst into tears
Burst out
laughing/crying
CALL
Call at
 English Clinic for Bank & BCS Exam
Word Meaning Sentence (wb‡R Kiæb)
Call up
Call off
Call out
Call for
Call in
Call on/upon
Call over
CARRY
Carry away
Carry off
Carry with
Carry over
Carry out
Carry through

COME
Come about
Come after
Come at
Come across
Come by
Come down
Come down
with
Come down on
Come of
Come to
Come along
Come round
Come out
Come over
Come up
CUT
Cut down
Cut in
Cut off
Cut up
Die
Die away
Die by
Die down
Die from
Die through
Die in
Die of
Die on
Die out
 English Clinic for Bank & BCS Exam
Word Meaning Sentence (wb‡R Kiæb)
DO
Do away with
Draw
Draw up
FALL
Fall among
Fall at
Fall away
Fall back
on/upon
Fall from
Fall in with
Fall out
Fall on
Fall off
Fall through
GET
Get at
Get away
Get out
Get by
Get on
Get down from
Get off
Get over
Get through
Get up
Get in with
Get along
Get by
GIVE
Give away
Give in
Give over
Give up
GO
Go away
Go against
Go back on
Go beyond
Go in for
Go off
Go on
Go out
Go over
Go through
Go up
 English Clinic for Bank & BCS Exam
Word Meaning Sentence (wb‡R Kiæb)
Go with
Go without
MAKE
Make after
Make off
Make away
Make from
Made up of
Make out
Make up
PUT
Put aside
Put away
Put by
Put down
Put off
Put on
Put up
Put up
Put up with
Put out
SET
Set about
Set aside
Set back
Set apart/aside
Set against
Set against
Set by
Set forth
Set down
Set up
Set in
Set off/out
Set upon/on
SEE
See off
See through
See to sth
See to it that
STAND
Stand against
Stand by
Stand for
Stand up for
Stand out
Stand over
 English Clinic for Bank & BCS Exam
Word Meaning Sentence (wb‡R Kiæb)
Stand to
TAKE
Take after
Take away
Take back
Take by
Take for
Take in
Take off
Take over
Take to
Take up
TURN
Turn against
Turn aside
Turn down
Turn away
Turn in
Turn into
Turn on
Turn off
Turn over
Turn to
Turn out
Turn up
 English Clinic for Bank & BCS Exam
Correct Spelling
Word Meaning Word Meaning
evsjv A_© wb‡R †_‡K c~iY Kiæb evsjv A_© wb‡R †_‡K c~iY Kiæb
adolescence accommodate
acquaintance assessment
Arbitrariness Adulteration
assurance Accommodation
Accelerate Acknowledgement
apprehend asthma
ascertain appropriate
authoritative Achievement
Assassination Accessories
Agreeable bourgeois
Bureaucracy Bureaucrat
Bouquet Committee
Connoisseur Cigarette
Colleague Conscience
Credential Catastrophe
Collaborate Constellation
Conspicuous Commission
Collaboration dissonance
desiccate Dilemma
Dilapidated Diarrhea
Dysentery Definition
Expedient Elementary
equilibrium enthusiastic
Excessive Exemplary
encyclopedia Extension
Forgetful Foreigner
fulfill Heterogeneous
Endogenous Inoculate
illegitimate Interrogate
Leisure Lieutenant
License Misspell
miscellaneous millennium
maintenance Malnutrition
Malevolent Pneumonia
Pusillanimous Parliament
Possession Passenger
Principal Philosopher
questionnaire Receive
Renaissance renaissance
Repercussion Reconciliation
Restaurant Recession
Schizophrenic Spontaneous
Shakespeare Secretariat
Satellite Tsunami
Unceremonious Voluntary
Caesarean Conscientious
Schizophrenia Elysium
 English Clinic for Bank & BCS Exam

Phrase & Idioms

1. A piece of cake = An easy task, something which is very easy to do = Lye mnR KvR|
2. At a low ebb = Decreasing, wb¤œgyLx, n«vmgvb; All at once = Suddenly, nVvr K‡i ev AvKw¯§Kfv‡e|
3. At stake – endangered, wecbœ, msKUvcbœ| At stake n‡”Q Ggb cwiw¯’wZ hLb g~j¨evb wKQz nvwi‡q †h‡Z cv‡i|
4. Apple of discord = Object of dispute/quarrel, bone of contention, weev` ev SMovi welqe¯‘|
5. After one’s own heart = To one’s own liking, to one’s taste, to one’s choice = KviI cQ›`g‡Zv|
6. At the eleven hour = at the last possible moment/time, just in time, GK`g †kl gyn~‡Z©|
7. Achilles’ heel = weak point = ‡Kv‡bv e¨w³i †QvULv‡Uv `ye©jZv hv Zvi e¨_©Zv/cZb/aŸs‡mi KviY n‡Z cv‡i|
8. Bull Market n‡”Q †ZRx evRvi A_©vr hLb †kqv‡ii `vg †e‡o hvq| Bullish = a rising price, g~j¨ e„w×
9. Bootleg = smuggle = †PvivKvievi Kiv, g~jZ ïé duvwK w`‡q/‡eAvBbxfv‡e †Kv‡bv wKQz Drcv`b I wewµ Kiv|
10. By and large = Mostly, mainly, cÖavbZ, g~jZ; Be that as it may = However, ‡m hvnvB †nvK|
11. Beat black and blue = beat severely = ‡g‡i Kvjwkiv, †e`g cÖnvi Kiv, Lye DËg ga¨g †`Iqv|
12. Hook or by crook – †h †Kvb Dcv‡q; by the by – cÖm½Z; K_v cÖm‡½; by fits and starts - gv‡S gv‡S D`¨‡gi mv‡_; by/in leaps
and bounds – At rapid rates, rapidly, very quickly – Lye `ªæZMwZ‡Z|
13. Back (sb) up – KvD‡K mg_©b Kiv ev mvnvh¨ Kiv; Back (sth) up - †Kv‡bv wKQz cÖgvY Kiv|
14. Burn the candle at both ends = AcPq Kiv; A‡bK †ewk/Lye KwVb KvR K‡i AZ¨šÍ wbt‡kwlZ/K¬všÍ nIqv|
15. Bring to pass = cause to happen = ‡Kv‡bv wKQz NUvi KviY nIqv, †Kv‡bv wKQz NUv‡bv|
16. Bring to book = punish, rebuke, fetch for justice = KvD‡K wZi¯‹vi Kiv kvw¯Í †`Iqv Ges Zv‡`i AvPi‡Yi Rb¨ Revew`wn Ki‡Z
eva¨ Kiv ev wePv‡ii Rb¨ Avbv, wePv‡i gy‡LvgywL Kiv|
17. Bill of fare = A list of dishes at a restaurant = ‡nv‡Uj, †i÷z‡i›U BZ¨vw`‡Z g~j¨m‡gZ Lv`¨ZvwjKv|
18. Bird’s eye view = A rough idea, ‡gvUvgywU aviYv; a cursory glace, fvmvfvmv `„wó, GKbR‡i †`‡L †bqv|
19. Beggar description = indescribable, cannot be described in words, AeY©bxq, hv K_vq eY©bv Kiv hvq bv|
20. The bottom line = Av‡jvPbvi ¸iæZ¡c~b© welq; †Kv‡bv cwiw¯’wZ‡Z we‡ewPZ me‡P‡q ¸iæZ¡c~Y© welq| bottom line = end result/final
line in the accounts, wnmv‡ei †kl djvdj, mgvwß, Dcmsnvi|
21. Bag and baggage = with all belongings, leaving nothing behind, ZwíZívmn, †Kvb wKQz †d‡j bv †i‡L|
22. Crocodile tears – false sorrow – gvqvKvbœv, K…wÎg †kvK, cÖZviYvg~jK Kvbœv| ü`qnxb e¨w³ivB gvqvKvbœv Kuv‡`|
23. Cupboard love – show of affection - †QvU ev”Pviv †Kv‡bv wKQzi Rb¨ †h fv‡jvevmv †`Lvq|
24. Cry wolf = give a false alarm, wg_¨v †mvi‡Mvj †Zvjv; fzqv wec` ms‡KZ †`qv/cvVv‡bv, hLb Kv‡iv mvnv‡h¨i `iKvi †bB ZLb mvnvh¨
PvIqv, d‡j hLb mvnv‡h¨i `iKvi nq ZLb mvnvh¨ PvIqv, d‡j hLb mvnv‡h¨i `iKvi nq ZLb †jvKRb Zv‡K Avi wek^vm K‡i bv|
25. Capital punishment = Death penalty/Death sentence = g„Zz¨`Û, cÖvY`Û|
26. Cut to the quick = be hurt, gg©vnZ nIqv, g‡b Kó cvIqv; to hurt intensely, Kv‡iv g‡b Lye Kó †`qv|
27. Call in question = doubt, m‡›`n Kiv, question, cÖkœwe× Kiv; Call to mind = remember, ¯§iY Kiv| taken into account =
consider, ‡Kv‡bv wel‡q wm×všÍ †bqvi †ÿ‡Î we‡kl welq, cwiw¯’wZ we‡ePbv Kiv|
28. Dead letter/law not in force- AcÖPwjZ AvBb †h AvBb ejer _vK‡jI Kvh©Ki bq; bad law- ‡h AvBb ejer ivLv hvq bv, AKvh©Ki
AvBb; Draconian law AwZkq K‡Vvi I wbg©g AvBb, old letter- cyivZb wPwV;
29. Die in harness = die in service/business/profession, Kg©iZ Ae¯’vq giv hvIqv|
30. down to earth = realistic, ev¯Íeev`x; idealistic = unrealistic, Kíbvwejvmx, fveev`x, Avkvev`x|
31. Double jeopardy = Judicating twice = GKB Aciv‡ai Rb¨ †Kv‡bv e¨w³i `yBevi wePvi Kiv/kvw¯Í ‡`qv|
32. Dog days = Hot, unbearable and sultry days of the summer, MÖx‡®§i Amnbxq fvemv Mig w`b¸‡jv; the hottest days of
the summer, MÖx‡®§i me‡P‡q Mig w`b¸‡jv; Hot weather, Mig AvenvIqv|
33. Early bird = an early riser, ‡h e¨w³ mKvj mKvj ev Lye †fv‡i Nyg †_‡K D‡V A_ev †Kv_vI Av‡Mfv‡M †cŠQvq|
34. Fall into line = Agree, GKgZ/m¤§Z nIqv| Free and easy = Frankly, gb‡Lvjvfv‡e, †LvjvLywjfv‡e|
35. Fag end = ‡Kv‡bv wKQzi †klvsk; aygcvb Kivi ci wmMv‡i‡Ui †h Ask Aewkó _v‡K, wmMv‡i‡Ui †gvZv|
 English Clinic for Bank & BCS Exam
36. A Fish out of water = in an uneasy state, an uncomfortable situation = A¯^w¯ÍKi Ae¯’v|
37. Foregone conclusion = anticipated result, c~e© wba©vwiZ/c~e©vbywgZ dj, wePv‡ii Av‡MB M„nxZ wm×všÍ|
38. Fight shy of = avoid, Gwo‡q Pjv, cwinvi Kiv; feel like = want, wish, g‡b PvIqv, B”Qv Kiv|
39. Get (sth) across = manage to convince or make (sb) believe, ‡evSv‡Z ev wek^vm Kiv‡Z mÿg nIqv|
40. Greek and Latin = difficult meaning, `y‡e©va¨ A_©, A‡evaMg¨, †evSv hvq bv Ggb K_v ev †jLv|
41. It’s al Greek to me = I cannot understand it. (said/written)
42. Green horn = inexperienced person = Avb‡Kviv, AbwfÁ e¨w³, †h e¨w³i AwfÁZv †bB ej‡jB P‡j|
43. Hard and fast = Fixed, Obvious, Rigid, Strict, Definite- euvav aiv, wbw`©ó|
44. One’s head in the clouds = a day dreamer, w`ev¯^cœPvix, wK NU‡Q Zv m¤ú‡K© AmZK© nIqv|
45. Hold water – bear examination - MªnY‡hvM¨ nIqv, †av‡c †UKv ev cixÿvq wU‡K _vKv, mZ¨ cÖgvwYZ nIqv|
46. In black and white – wjwLZfv‡e|
47. In a nutshell = Briefly, without wasting time or words, ms‡ÿ‡c, h_vm¤¢e Kg mgq/kã e¨envi K‡i|
48. In not time- soon, very quickly, instantly – Lye ZvovZvwo, kxNªB, Awej‡¤^, A‡cÿvK…Z Kg mg‡qi g‡a¨|
49. Ins and outs = In details, LyuwUbvwU me wKQz; In the right = Appropriate, mwVK I h_v_© ev b¨vh¨|
50. To keep one’s head – to keep calm – KwVb mgm¨vq _vKv m‡Ë¡I kvšÍ _vKv, ˆah© eRvq ivLv, gv_v VvÛv ivLv|
51. Kith and Kin = blood relations, relatives, family and friends, i‡³i m¤úK©, AvZ¥xq, cwievi-cwiRb|
52. man of straw = man of no substance, good for nothing, Ac`v_©, AKv‡Ri, AKvjKz®§vÛ, ¸iæZ¡nxb|
53. Man of letter = scholar = weØvb, cwÛZ †jvK; man of mark = prominent person = cÖwm× e¨w³|
54. Maiden speech-First/inaugural speech made by a person in an assembly – cÖ_g e³…Zv, cÖviw¤¢K fvlY, †Kv‡bv GKwU mfv
ev cwil‡` †Kv‡bv e¨w³i cÖ_g fvlY ev e³…Zv| Maiden century – cÖ_g †mÂzwi/kZivb|
55. Nip in the bud = A¼z‡iB webó nIqv, ïiæ‡ZB bó/aŸsm n‡q hvIqv, cÖvi‡¤¢B eÜ Kiv|
56. frighten/scare someone out of their wits (the wits out of sb) – to make someone very frightened – KvD‡K AZ¨šÍ
wePwjZ Kiv ev fq cvIqv‡bv
57. raise one’s eyebrow = to show surprise by moving your eyebrows upwards, åæ Dc‡ii w`‡K DwV‡q we¯§q, mskq,
AMÖvn¨Zv cÖ`k©b Kiv, †PvL Kcv‡j †Zvjv|
58. road block/stumbling block = evav, cÖwZeÜK, hvbevnb AvUKv‡bvi Rb¨ mvgwqKfv‡e wbwg©Z KvVv‡gv|
59. A round dozen = a full dozen, c~Y© WRb A_©vr 12wU; a long dozen, baker’s dozen = 13wU|
60. Swan song = Last work of a playwright = ‡klKvR, †Kv‡bv bvU¨Kv‡i †kl iPbv|
61. ‘The Tempest’ is generally thought to be the swansong (last play) of Shakespeare.
62. Soft soap (n) = Flattery for self motives = wb‡Ri D‡Ïk¨ mvabv‡_© †Zvlv‡gv`|
63. Soft soap (v) = persuade by flattery = ‡Zvlv‡gv` K‡i †Kv‡bv wKQz Ki‡Z ivwR Kiv‡bv|
64. Salt of life = Valuable things, g~j¨evb wRwbm|
65. Salt of the earth = ideal man = Av`k© e¨w³|
66. Smell a rat = suspect something wrong = cÖavbZt ¸ß Ab¨vq ev Abwf‡cÖZ Kvh©vw` Pj‡Q e‡j m‡›`n Kiv|
67. Speed money = bribe, Z¡wiZ KvR K‡i †bIqvi Rb¨ Nyl; Hush money = bribe, gyL eÜ ivLvi Rb¨ Nyl|
68. show good manners = behave gently = f`ªfv‡e AvPiY Kiv| [behave yourself = ]
69. Score = twenty = Kzwo, wek| myZivs Three score = three times twenty = lvU|
70. Try tooth and nail = K‡Vvi †Póv Kiv; Tooth and nail = strongly, completely, cÖvYc‡Y, Zxeªfv‡e|
71. Take one (me/him/her etc) to task = Rebuke = wZi¯‹vi ev frmbv Kiv|
72. Through thick and thin = Under all conditions = me©ve¯’vq, me© cwiw¯’wZ‡Z;
73. White Elephant = ‡k^Zn¯Íx, AZ¨šÍ e¨qeûj AjvfRbK mgm¨vm¼zj e¯‘ ev gvwjKvbv|
74. Worth his salt – D”P cvwikÖwgK cwi‡kvwaZ Kg©x, D”P m¤§v‡bi e¨w³|
75. To wash one’s dirty linen in public = to do some ugly work in public, Rbm¤§y‡L KzrwmZ KvR Kiv; to discuss private
matters in public, (we‡klZ: SMovi mgq) Rbm¤§y‡L †Mvcb welq Av‡jvPbv Kiv; Discuss family quarrels, unpleasant affairs
in the presence of other people, N‡ii †K”Qv cÖKvk Kiv|
 English Clinic for Bank & BCS Exam
Proverbs
weMZ mv‡j me‡P‡q †ewkevi Avmv cÖev`¸‡jv
1. A bad workman quarrels with his tools. bvP‡Z bv Rvb‡j DVvb euvKv|
2. A barking dog seldom bites./empty vessels sound much./Great talkers are never great (good) doers. Amv‡ii ZR©b
MR„b mvi|/hZ M‡R© ZZ e‡l© bv|/gy‡L eywj j¤^v, Kv‡R Aói¤¢v|
3. A bird in hand is worth two in the bush. n¯ÍMZ AíI fv‡jv, cin¯ÍMZ AwaK wKQz bq|
4. A burnt child dreads/fears the fire./Once bitten twice shy. Ni‡cvov Miæ wmu`y‡i †gN †`L‡j Wivq|
5. A cat loves fish but is loath to wet her feet (weovj gvQ fv‡jvevm‡jI cv †fRv‡Z Awb”QzK). awi gvQ bv QuzB cvwb
6. A drowning man catches at a straw/Where there is life, there is hope. hZÿY k^vm ZZÿY Avk
7. A friend in need is a friend indeed. Amg‡qi eÜzB cÖK…Z eÜz
8. All’s well that ends well. ‡kl iÿvB iÿv/‡kl fv‡jv hvi me fv‡jv Zvi/I¯Ív‡`i gvi †kl iv‡Z|
9. All is fair in love and war. ‡cÖg I hy‡× meB ˆah©| (wnw›`: †cqvi/BmK& Ai Rs †g me KzQ Rv‡qR †n)
10. A little learning is a dangerous thing. Aí we`¨v fqsKix| (we.`ª. Aí we`¨v fqsKi bq)
11. As you sow, so (will) you reap./Tit for tat. ‡hgb Kg©, †Zgb dj|/wXj gvi‡j gvU‡KjwU †L‡Z nq|
12. A stitch in time saves nine. mg‡qi GK †duvo, Amg‡qi `k †duvo|
13. (Great) Big boast, small roast. d¨vb w`‡q fvZ fvZ Lvq, M‡í gv‡i `B|
14. Birds of a feather (the same feather) flock together. ‡Pv‡i †Pv‡i gvmZz‡Zv fvB|
15. Black will take no other hue. A½vit kZ‡aŠZb gwjbZzs b hvq‡Z/Kqjv kZ ayB‡jI gqjv hvq bv|
16. Blood is thicker than water (=family ties are stronger than other relationships) i‡³i Uvb eo Uvb/ Avcbvi Rb mZZ
Avcb|
17. Call a spade a spade. ¯úóv¯úwó K_v ejv (=DwPZ K_v ejv)|
18. Charity begins at home. Av‡M Ni, Z‡e †Zv ci (=cÖ_‡g wbKU AvZ¥xq‡`i `vb Ki‡Z nq Zvici Ab¨‡`i)
19. Cheap goods are dear in the long run./Cheap and nasty. m¯Ívi wZb Ae¯’v|
20. Cowards die many times before their death. fxiæiv givi Av‡MB `y‡ejv g‡i|
21. Cut your coat according to your cloth. Avq ey‡S e¨q K‡iv|/‡hgb Avq †Zgb e¨q|
22. Diamond cuts diamond. Gvwb‡K gvwbK †P‡b|/iZ‡b iZb †P‡b|
23. Don’t count your chickens before they are hatched. Mv‡Q KuvVvj †Muv‡d †Zj w`bI bv|
24. Easier said than done./it is easy to say but difficult to do. ejv mnR, Kiv KwVb|
25. Example is better than precept. Dc‡`‡ki †P‡q `„óvšÍ †kÖq (`„óvšÍ ¯’vcb Kiv †ewk fv‡jv)|
26. Familiarity breads contempt. AwZ gvLvgvwL Ki‡j gvb _v‡K bv/‡Mu‡qv †hvMx wfÿv cvq bv|
27. Faults are thick where love is thin. hv‡i †`L‡Z bvwi, Zvi Pjb euvKv|
28. Fools rush in where angels fear to tread. ‡gvNj-cvVvb nÏ nj dviwm c‡o ZuvZx|/nvwZ †Nvov †Mj Zj, wccov e‡j KZ Rj|/weÁ
†h_v fq cvq, AÁ †mLv Av‡M hvq|
29. Handsome is as/that/what handsome does. iƒ‡c Kv‡jv ¸‡Y Av‡jv/‡Pnviv bq Kg©B Avmj|
30. Honesty is the best policy (=One gains by being honest). mZZvB m‡e©vrK…ó cšÍv|
31. Hunger is the best sauce. ÿav _vK‡j byb w`‡q LvIqv hvq/ÿyav †c‡j ev‡N avb Lvq|
32. He runs with the hare and hunts with the hounds. mvc n‡q Kv‡U, ISv n‡q Sv‡o| †m e‡ii N‡ii gvmx K‡bi N‡ii wcmx|
33. Ill news runs apace. `ytmsev` evZv‡mi Av‡M Qovq|
34. It takes two make a quarrel (=Both are to blame in a quarrel). GK nv‡Z Zvwj ev‡R bv|
35. Let bygones be bygones. MZm¨ †kvPbv bvw¯Í/AZxZ‡K gy‡Q †dj|
36. Look before you leap. (=be wary). fvweqv KwiI KvR/‡`‡L ï‡b cv evovI (mZK© nI)/wePvi K‡i KvR K‡iv
37. Make hay while the sun shines (= hLb m~h© Av‡jv †`q ZLbB Z…Y ïwK‡q Lo ‰Zix Ki).
38. Strike while the iron is hot. †Svc ey‡S †Kvc gvi/KuvPvq bv †bvqv‡j euvk, cvK‡j K‡i Vvm Vvm|
39. Misfortune never comes alone.wec` KL‡bv GKv Av‡m bv|
40. Money makes man. UvKvq gvbyl nq|
 English Clinic for Bank & BCS Exam
41. Money begets money. UvKvq UvKv Av‡b|
42. Money makes everything. UvKvq wK bv nq|
43. Morning shows the day./ The child is father to the man. DVwšÍ gy‡jv cˇbB †Pbv hvq|
44. Nero fiddles while Rome burns./What is the sport to the cat is death to the rat. /One man’s meat is another
man’s poison. KviI †cŠl gvm, KviI me©bvk|
45. Never put off until tomorrow what you can do today. Zzwg AvR‡K hv Ki‡Z cvi Zv KL‡bvB AvMvgxKv‡ji Rb¨ †d‡j †i‡Lv bv|
**None can control a woman’s tongue. Aejvi gyLB ej|
46. No news is good news. ‡Kvb Lei bvB gv‡bB fv‡jv Lei (A_©vr Lvivc wKQz N‡Uwb KviY, Lvivc wKQz NU‡j Zv Rvbv †hZ)
47. No pains no gains. (Strive and you will win) Kó bv Ki‡j †Kó †g‡j bv/`ytL webv myL jvf nq wK gnx‡Z?
48. No smoke without fire. KviY webv Kvh© nq bv|/ me ¸R‡eiB wfwË Av‡Q|
49. Nothing succeeds like success. (=Success leads success.) R‡jB Rj euv‡a| (= mdjZvq mdjZv Av‡b)
50. Patience is bitter, but its fruit is sweet./Patience has its reward. mey‡i †gIqv d‡j|
51. Penny wise, pound foolish. eRª AuvUywb d¯‹v †M‡iv|/ A‡í ûuwkqvi Awa‡K †e‡Lqvj|
52. Prevention is better than cure. cÖwZ‡laK A‡cÿv cÖwZ‡iva DËg|/ cÖwZKv‡ii †P‡q cÖwZ‡iva fv‡jv|
53. Silence is golden./Silence doth seldom provoke. ‡evevi kÎæ bvB|/= †Kv‡bv wKQz bv ejvB fv‡jv|
54. Strike the iron while it is hot./Make hay while the sun shines. myweav nviv‡j Avi cv‡e bv|
55. Something is better than nothing. (= bv _vKvi †P‡q wKQz _vKv fv‡jv). bvB gvgvi †P‡q Kvbv gvgv fv‡jv|
56. Sweet are the uses of adversity. `yt‡Li cÖ‡qvRbxqZv gayi/ wech©q Awfkvc bq, Avkxe©v`|
57. Time and tide wait for none. mgq I †¯ªvZ KviI Rb¨ A‡cÿv K‡i bv| (cÖ‡kœ wait bv _vK‡j waits n‡e)
58. The nearer/nearest the Church, the further/furthest from God. Av‡jvi bx‡PB AÜKvi|
59. The wearer best knows where the show pinches. hvi R¦vjv †mB Rv‡b|
60. The more they get, the more they want. hvi †Q‡j hZ cvq Zvi †Q‡j ZZ Pvq|
61. The grapes are sour. Av½yi dj UK/cvb bv ZvB Lvb bv|
62. Tit for tat. wXj gvi‡j cvU‡KjwU †L‡Z nq|
63. There are lees to every wine. Puv‡`I Kj¼ Av‡Q|
64. To be forewarned is to be forearmed./ It is better to be safe than sorry. mveav‡bi gvi †bB|
65. To build castle is the air. AvKvk Kzmyg wPšÍv Kiv/‡Quov PvUvB‡q ï‡q jvL UvKvi ¯^cœ †`Lv|
66. To carry/bring coals to Newcastle. ‡Zjv gv_vq †Zj †`qv (carry coal bq, carry coals mwVK)
67. To count one’s chickens before they are hatched. Mv‡Q KuvVvj †Muv‡d †Zj|/Kvj‡bwgi j¼v fvM|
68. To set a thief to catch a thief. KuvUv w`‡q KuvUv †Zvjv| * To be quick to occupy. D‡o G‡m Ry‡o emv|
69. To make a mountain out of a mole hill. wZj‡K Zvj Kiv|
70. Too many cooks spoil the broth (= ivaybx A‡bK n‡j †Svj bó nq). AwaK mbœvmx‡Z MvRb bó|
71. Too much cunning overreaches itself. AwZ Pvjv‡Ki Mjvq `wo|
72. Too much courtesy, to much craft. AvwZ fw³ †Pv‡ii jÿY|
73. United we stand, divided we fall. GKZvq DÌvb, we‡f‡` cZb|
74. Waste not, want not. AcPq K‡ivbv, Afv‡e c‡ovbv|/AcPq K‡ivbv, AfveI n‡e bv|
75. We live in deeds, not in years. Avgiv Kv‡RB euvwP, eq‡m bq|

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