Account Name

SABAON BAHRAM Account No Sort Code Page No

12943681 60-10-34 1 of 3

Select Account
Summary
MR SABAON BAHRAM Statement Date 15 DEC 2023
12 Kings Street Period Covered 18 NOV 2023 to 15 DEC 2023
Brighton and hove,
Brighton Previous Balance £769.87
BN1 1RU Paid In £985.65

Withdrawn £323.95

New Balance £1,431.57

BIC NWBKGB2L

IBAN GB38NWBK60014653816358
(Address last updated 09 Jun 2018)

Welcome to your new look NatWest Statement

Why file and store your statements when we can do it for you? Manage your statements online at www.natwest.com
If you have changed your address, telephone number, email address or occupation, please let us know.

Date Description Paid In(£) Withdrawn(£) Balance(£)

18 NOV 2023 BROUGHT FORWARD 769.87
24 NOV Automated Credit JUST EAT.CO.UK LIM 150.43 920.30
Card Transaction 8825 23NOV23 CD BOSS MART 2
SOLIHULL GB 1.45 918.85
Card Transaction 8825 22NOV23 CD MCDONALDS 708
BIRMINGHAM GB 5.67 913.18
Card Transaction 8825 23NOV23 CD [email protected]
BIRMINGHAM GB 5.00 908.18
27 NOV Card Transaction 8825 26NOV23 CD THE GREEN
CONVENIENCE BIRMINGHAM GB 11.99 896.19
28 NOV Card Transaction 8825 27NOV23 CD WM MORRISONS
STORE BIRMINGHAM GB 20.85 875.34
Card Transaction 8825 27NOV23 CD PORTERS LODGE
BIRMINGHAM GB 3.10 872.24
Card Transaction 8825 27NOV23 CD PRIME FRIED CHICKEN
LT BIRMINGHAM GB 11.00 861.24
29 NOV Card Transaction 8825 28NOV23 CD W M MORRISON STORE
585 ACOCKS GR GB 11.75 849.49
30 NOV Card Transaction 8825 29NOV23 CD SAINSBURYS S/MKTS
SOLIHIULL HAS GB 2.20 847.29
01 DEC Automated Credit JUST EAT.CO.UK LIM 177.65 1,024.94
04 DEC Automated Credit ROOFOODS LIMITED FP 04/12/23 0249
733151143900 148.06 1,173.00
Card Transaction 8825 01DEC23 CD NYA*MOTOR FUEL LTD
ABERYSTWYTH GB 1.00 1,172.00
Card Transaction 8825 02DEC23 D CRO INTERNET MT 105.41 1,066.59
05 DEC Automated Credit HANIFULLAH OTMANKH ROMAN SAFI FP
05/12/23 1022 PKA11I13SRZP5DWQCI 50.00 1,116.59
Automated Credit HANIFULLAH OTMANKH FP 05/12/23 1020
PI2GYYM32CIWI799Z0 100.00 1,216.59
Card Transaction 8825 04DEC23 D EBAY O*09-1 0883-90992
LONDON GB 8.45 1,208.14
Card Transaction 8825 04DEC23 D EBAY O*21-1 0872-45182
LONDON GB 29.63 1,178.51
08 DEC Automated Credit JUST EAT.CO.UK LIM 75.68 1,254.19
Card Transaction 8825 07DEC23 CD W M MORRISON STORE
585 ACOCKS GR GB 15.49 1,238.70

National Westminster Bank Plc. Registered in England & Wales No.929027.

Registered Office: 250 Bishopsgate, London, EC2M 4AA.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

RETSTMT - V107 27/10/23

Account Name Account No Sort Code Page No
SABAON BAHRAM 12943681 60-10-34 2 of 3

Date Description Paid In(£) Withdrawn(£) Balance(£)

BROUGHT FORWARD 1,238.70
11 DEC Automated Credit ROOFOODS LIMITED FP 11/12/23 1142
733223265900 129.84 1,368.54
OnLine Transaction Safi Ullah Friend VIA MOBILE - PYMT FP
11/12/23 10 20120410537292000N 30.00 1,338.54
Card Transaction 8825 08DEC23 CD THE GREEN
CONVENIENCE BIRMINGHAM GB 2.59 1,335.95
Card Transaction 8825 09DEC23 CD NYA*MOTOR FUEL LTD
ABERYSTWYTH GB 2.00 1,333.95
Card Transaction 8825 09DEC23 CD NYA*MOTOR FUEL LTD
ABERYSTWYTH GB 2.00 1,331.95
Card Transaction 8825 09DEC23 CD NYA*MOTOR FUEL LTD
ABERYSTWYTH GB 1.00 1,330.95
14 DEC Card Transaction 8825 12DEC23 CD ALDI 56 773 DIDSBURY
GB 5.13 1,325.82
Card Transaction 8825 13DEC23 CD THE GREEN
CONVENIENCE BIRMINGHAM GB 0.60 1,325.22
Card Transaction 8825 13DEC23 CD MARKS&SPENCER PLC
SF SOLIHUL GB 20.65 1,304.57
15 DEC Automated Credit JUST EAT.CO.UK LIM 153.99 1,458.56
Card Transaction 8825 14DEC23 CD SUMUP *SNC HALAL
FOOD BIRMINGHAM GB 16.00 1,442.56
Card Transaction 8825 14DEC23 CD THE GREEN
CONVENIENCE BIRMINGHAM GB 10.99 1,431.57

Interest (variable) you currently pay us on overdrawn balances

When you stay within your arranged overdraft limit
Amount Account overdrawn by:
Over £0 33.75% NAR 39.49% EAR
When you go over your arranged overdraft limit
Rate that applies on the amount:
Up to your arranged limit 33.75% NAR 39.49% EAR
Above your arranged limit 33.75% NAR 39.49% EAR
When you do not have an arranged overdraft limit
Applicable rate on full amount 33.75% NAR 39.49% EAR

Interest (variable) we currently pay you on your credit balance

We do not pay credit interest on this account.
Overdraft Arrangements
For charging periods starting on or after 18th October 2023, we reduced unpaid transaction fees from £2.15 to £1.55 for personal accounts. For more
information please go to natwest.com/current-accounts/rates-and-charges.html.
Any overdraft related charges will be notified to you in your 'Pre Advice of Interest and Charges'. For personal accounts, we will not charge you more
than £19.40 in a monthly charging period for an unarranged overdraft or any unpaid transactions. For charging periods starting on or after 18th
October 2023, this will be reduced to £18.80 in a monthly charging period.
NAR - the Nominal Annual Rate is the annual rate of interest you'll pay on your overdraft. It doesn't take into account that you'll pay interest on any
interest that has been added to your overdraft balance in the previous month.
EAR - the Effective Annual Rate is the real cost of an overdraft shown as a yearly rate, which takes into account how often we charge interest to the
account, if this applies.
AER - the Annual Equivalent Rate is used for accounts where you earn interest, if this applies. It shows what the gross interest rate would be if we paid it
to the account every year and you then received interest as part of the account balance.
 Account No Sort Code Page No
Account Name
12943681 60-10-34 3 of 3
SABAON BAHRAM

Take control of your finances Switching to paperless statements

Stay on top of your finances with our digital banking services. By switching to paperless statements if applicable, you could cut down on
To apply, visit the clutter and reduce paper waste.
www.natwest.com/mobile For more information, visit
or to register for Online Banking, visit www.natwest.com/paperless
www.natwest.com/online You can change your paperless preferences in Online Banking,
App is available to personal and business customers aged 11+ using by selecting the Paperless Settings option
compatible iOS and Android devices and a UK or international mobile in
specific countries

Need help with your finances

Whether you want to set up a savings goal to fund your dreams or make a financial plan for the future, we're here to help with our free financial health
check.
To find out more visit:
www.natwest.com/financial-health-check.html

Statement Abbreviations
N-S TRN FEE = Non Sterling Transaction Fee
VRATE = Variable Payment Scheme Exchange Rate
OD = Overdrawn

How to contact us
Message Us via the mobile app
Ask Cora, our digital assistant at: www.natwest.com
24hr Lost/Stolen Cards: 0370 600 0459
Telephone Banking 8am-8pm: 03457 888 444
To register for Telephone Banking: 03458 351 251
24hr Business Telephone Banking: 03457 114 477
To use Relay UK add 18001 in front of the numbers above.
Branch Address: Acocks Green, Birmingham Branch, 3/1160 Warwick Road, Acocks Green, Birmingham, B27 6DF.
Important information about compensation arrangements
Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS).
Your eligible deposits with Natwest are protected by the Financial Services Compensation Scheme. This means that all deposits with one or more of
National Westminster Bank Plc, NatWest Premier, Ulster Bank and Mettle are covered under the same FSCS limit. An FSCS Information Sheet and list of
exclusions will be provided to you on an annual basis. For further information about the compensation provided by the FSCS, refer to the website:
www.FSCS.org.uk

Dispute Resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled
your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will
not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.
If you need to contact us about a complaint, you can:
● Message Us via the mobile app
● Visit www.natwest.com/complaints
● Telephone 03457 888 444 (to use Relay UK add 18001 in front of the number)

For a Braille, large print or audio versions of your statement

call 03457 888 444 or contact your local branch
(to use Relay UK add 18001 in front of the number).

National Westminster Bank Plc. Registered in England & Wales No.929027.

Registered Office: 250 Bishopsgate, London, EC2M 4AA.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

RETSTMT - V107 27/10/23