SANCTION LETTER

Date: _2023-12-03
__________
Borrower Name: Shiv Ratan Yadav
Borrower Address: 286,Mustfabad (Tilhara),Kedarnagar,Tanda,Ambedkar Nagar,Chand Pur, Chand Pur, Ut
tar Pradesh - 224230
Dear Sir / Madam,

Please refer to your loan application ______________________

125151535006 for a loan facility from NDX P2P Private Limited
(LiquiLoans) made through moneyview technology platform moneyview mobile application.

We are happy to provide the credit facility on the following broad Terms & Conditions.

INR ______________
15000.0 (Rupees _______________________________
1. SanctionAmount
__________________________________________
Fifteen Thousand only) to be disbursed

Rate of Interest % p.a. (Annualized)

2. _______________%
39.00 reducing per year

Tenure (Months)
3. ______
6 months

4.
Processing Fee (Inclusive of GST) 1151.0

5. Availability Period This loan may be availed by you within 30 days from the date of this letter.

6. Late Payment Fee / Delay Charges Rs. 500/- for each Repayment Date on which the Installment Amount is
not paid in full

7. 5th of every month

Repayment Due Date

8. RepaymentAmount The principal and interest shall be repaid by paying R s __________/month

2792.0
for _________
6 months.

Moneyview may collect amounts payable by you on our behalf using the
National Automated Clearing House mandate or similar payment mandates
provided by you. In addition, Moneyview may also charge a fee for
facilitating this transaction.

Non-payment of amounts due on the relevant due dates may have adverse
9. Other Conditions consequences including:
a) having your details reported to the credit bureaus; and
b) suitable legal action as may be necessary to recover the outstanding
amounts.

This Sanction Letter may not be construed as a binding commitment on LiquiLoans to disburse the above-mentioned Loan
unless you have accepted the standard loan terms in a form and manner acceptable to LiquiLoans and the conditions for
disbursal set out therein are fulfilled to LiquiLoans satisfaction.
 Registered Office: 2nd Floor, Office No. 203 and 204, Mittal Commercia, Saki Naka, Off Andheri Kurla Road, Andheri (East),
Mumbai – 400059.
[email protected] 022 47779520

(NDX P2P PRIVATE LIMITED) https://www.liquiloans.com CIN: U67200MH2018PTC306270

Key Fact Statement / Fact Sheet

Date: Lender's Name: Applicant Name:

LIQUI LOANS Shiv Ratan Yadav

S.no Parameter Details

(i) Loan Reference No. 6954353

Loan amount (amount disbursed/to be disbursed to the 15000.00

(ii)
borrower) (in Rupees)
(iii) Rate of Interest (% p.a.) 39.00 %

Total interest charge during the entire tenure of the loan 1784.00
(iv)
(in Rupees)
Other up-front charges (break-up of each component to
be given below) (in Rupees)

a) Processing fees (in Rupees) 1151.00

(v) b) Insurance charges (in Rupees) 0.00

c) Broken Period Interest (BPI) (in Rupees) 32.00

d) Others (if any) (in Rupees) 0.0

(vi) Net disbursed amount ((ii)-(v)) (in Rupees) 13817.00

(vii) Mode of disbursement 13817.0 will be transferred to your account

Total amount to be paid by the borrower (sum of (ii), 17935.00

(viii) (iv) and (v - (a), (b) & (d))) (in Rupees)

Annual Percentage Rate - Effective annualized interest 68.68 %

(ix) rate (in percentage) (computed on net disbursed amount
using IRR approach and reducing balance method)

(x) Tenor of the Loan (in months/days) 6 Months

(xi) Repayment frequency by the borrower MONTHLY

(xii) Number of instalments of repayment 6

(xiii) Amount of each instalment of repayment (in Rupees) 2792.00

Details about Contingent Charges

Rate of annualized penal charges in case of delayed 24%

(xiv)
payments (if any)

(xv) NACH/e-mandate bounce charges 500.00

(xvi) Rate of annualized other penal charges (if any) NA

 Registered Office: 2nd Floor, Office No. 203 and 204, Mittal Commercia, Saki Naka, Off Andheri Kurla Road, Andheri (East),
Mumbai – 400059.
[email protected] 022 47779520

(NDX P2P PRIVATE LIMITED) https://www.liquiloans.com CIN: U67200MH2018PTC306270

Other Disclosures
Cooling off/look−up period during which borrower shall
(xvii)
not be charged any penalty on prepayment of loan 3 days
(xviii) Lock−in Period 6 months lock in for tenure upto 18 months
12 months lock in for > 18 months

(xix) EMI Due Date 5th of every month

(xx) Purpose of Loan PERSONAL

Details of LSP acting as recovery agent and authorized Whizdm Innovations Private Limited
(xxi)
to approach the borrower (“Moneyview”)
(xxii) Name, designation, address and phone number of nodal
Venkatraman Narayan
grievance redressal officer designated specificallyto deal 080 4569 2002
with FinTech/ digital lending related complaints/issues Moneyview, 2nd Floor, The Address,
Kadubeesanahalli, Bangalore, 560087
[email protected]

Nodal grievance redressal officer of NDX P2P

Pvt Ltd
Mr. V. Balamurugan
Contact: +91-022-477-79520
Email ID: [email protected]
Address: 2nd Floor, Office No. 203 & 204, Mittal
Commercial, Saki Naka, Off Andheri Kurla Road,
Andheri (East), Mumbai – 400059
Grievances portal:
https:/ www.liquiloans.com/customer-grievances-
redressal- mechanism

*Please refer to Money View Privacy Policy at https://moneyview.in/privacy-policy-loans.

*Please refer to EMI Calculator details at https://moneyview.in/emi-calculator/personal-loan-emi- calculator
*Net Disbursement and other details as mentioned above in KFS may vary basis actual disbursement date.
***Processing fee is non refundable in nature and the company may retain the processing fee even if a loan is canceled
during cooling off period, up-to a maximum of Rs. 3000 plus GST.
 Detailed
Detailed RepaymentSchedule
Repayment Schedule(Illustrative)
(Illustrative)

Instalment Outstanding Principal Principal Interest Instalment

Instalment No. (in Rupees)
Outstanding Principal (in Rupees)
Principal (inInterest
Rupees) (in Rupees)
Instalment
No. (in Rupees) (in Rupees) (in Rupees) (in Rupees)

1 15000 2304 488 2792

2 12696 2379 413 2792
3 10317 2457 335 2792
4 7860 2537 255 2792
5 5323 2619 173 2792
6 2704 2704 88 2792

Please Note: Since the Key Fact Statement (KFS) and the Repayment Schedule (RPS) is issued before the
formation of the loan contract, hence the same is for the illustrative purpose only. After the formation of the
loan contract & depending upon the actual loan amount & date of disbursement, there will be corresponding
changes in the details of the parameters listed in the KFS & RPS (including Pre-EMI details, if applicable). The
final KFS & RPS will be issued post loan disbursement.