Welcome to

BASE I Technical Specifications,

Volume 2
The BASE I Technical Specifications manual has been updated. It includes changes through the
manual’s effective date, including biannual Business Enhancements and individual changes
requested by Visa technical and service management personnel.

The Visa *Confidential* label indicates that the information in this document is intended for
use by Visa employees, member banks, and external business partners that have signed a
Nondisclosure Agreement (NDA) with Visa. This information is not for public release.

Please send questions or comments to [email protected].

Effective: 1 Dec 2008

© 2000, 2002 - 2008 Visa. All Rights Reserved. Visa *Confidential* 0844B–14
 THIS PAGE INTENTIONALLY LEFT BLANK.

© 2000, 2002 - 2008 Visa. All Rights Reserved. Visa *Confidential* 0844B–14
 BASE I Technical Specifications,
Volume 2

V.I.P. SYSTEM
Effective: 1 Dec 2008

© 2000, 2002 - 2008 Visa. All Rights Reserved. Visa *Confidential* 0844B–14
 THIS PAGE INTENTIONALLY LEFT BLANK.

© 2000, 2002 - 2008 Visa. All Rights Reserved. Visa *Confidential* 0844B–14
 X

About This Manual. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1

Audience. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1
Organization of This Manual. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1
Document Conventions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2
System Documentation Descriptions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

Contents
Sources of System Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6
Obtaining Report Samples. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6
For More Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6

CHAPTER 5 MESSAGE FORMATS

5.1 Interpreting the Charts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-1
5.1.1 Definition of the Term “Mandatory”. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-3
5.1.2 The Use of M (Mandatory), C (Conditional), and O
(Optional) in the Charts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-3
5.2 Field Name Abbreviations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-3
5.3 Card Authorization/Verification Purchase. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-10
5.4 Card Authorization—ATM Cash and Quasi-Cash. . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-37
5.5 ATM and POS Stand-Alone Balance Inquiry. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-45
5.6 Eligibility Inquiry Transaction (U.S. Only). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-50
5.7 Check Acceptance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-51
5.8 Original Credit Authorization. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-52
5.9 Prepaid Load and Activate. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-54
5.10 Reversals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-56
5.11 Chip-Based Transactions: VSDC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-83
5.12 Online File Maintenance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-123
5.12.1 Field 127 Detail—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-128
5.12.2 Field 127 Detail—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-128
5.13 Administrative and Network Messages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-132
5.14 Visa Issuer Fraud Detection (VIFD) Alerts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-134
5.15 AdvanceBK Alert Advice. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-134

APPENDIX A SYSTEM REJECT AND RESPONSE CODES

A.1 Reject Codes Descriptions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A-1
A.2 STIP Response Defaults for VSDC Transactions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .A-9

APPENDIX B FILE MAINTENANCE ERROR CODES

B.1 Error Code Descriptions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .B-1

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B.2 CVV Error Codes for Emergency Replacement Cards. . . . . . . . . . . . . . . . . . . . . . . . .B-8

APPENDIX C GMT CONVERSION

C.1 Converting GMT to Local Time and Date. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .C-1
C.2 U.S. Daylight Saving Time (DST). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .C-2

APPENDIX D COUNTRY AND CURRENCY CODES

D.1 Currency to Country Cross-Reference. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .D-1
D.2 Country and Currency Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .D-8
Contents

APPENDIX E CRS RETURN REASON CODES

E.1 CRS Reason Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .E-1

APPENDIX F BATCH FILE MAINTENANCE

F.1 File Maintenance Methods. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-1
F.1.1 Special Exception File Processing Requirements. . . . . . . . . . . . . . . . . . . .F-2
F.1.2 VAP-Transmitted Tapes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-3
F.2 Tape File Requirements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-3
F.2.1 Tape Specifications. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-3
F.2.2 Tape File Specifications and Structure. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-3
F.2.3 Effective Date/Time for Records. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-4
F.3 Cardholder Database Files—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-5
F.3.1 PIN Verification File Records. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-6
F.3.2 Exception File Records . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-7
F.4 Cardholder Database Files—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-9
F.4.1 Header Record—Format 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-9
F.4.2 Detail Record—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-10
F.4.2.1 Cardholder ID File (C2). . . . . . . . . . . . . . . . . . . . . . . . . . .F-10
F.4.2.2 Address Verification File (A2). . . . . . . . . . . . . . . . . . . . .F-12
F.4.2.3 PIN Verification File (P2). . . . . . . . . . . . . . . . . . . . . . . . .F-13
F.4.2.4 Exception File (E1, E2, E9). . . . . . . . . . . . . . . . . . . . . . .F-15
F.4.2.5 Risk-Level File (R2). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-17
F.4.2.6 Full Authorization File (F2). . . . . . . . . . . . . . . . . . . . . . . .F-19
F.4.3 Trailer Record—Format 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F.5 Merchant Central File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F.5.1 Header Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F.5.2 Detail Record . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F.5.3 Trailer Record . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-30

APPENDIX G ELECTRONIC REPORTING

G.1 Subscriber Options. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-1
G.2 Electronic Formats. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-1
G.2.1 BASE II TC 33 Record Formats. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-2
G.2.1.1 Authorization Record Layouts. . . . . . . . . . . . . . . . . . . . . .G-3
G.2.2 BASE II TC 45 Record Formats. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-12
G.3 Visa Point-of-Sale Authorization (POSA) File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-13

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G.3.1 High-Level Requirements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-13

G.3.2 Service Parameters. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-14
G.3.3 File Delivery and Availability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-15
G.3.4 POSA File Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-15
G.3.4.1 Header Record . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-16
G.3.4.2 Detail Records. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-16
G.3.4.3 Trailer Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-22
G.4 Visa Point-of-Sale Transaction Information (International Only). . . . . . . . . . . .G-22
G.4.1 POS0110W (POS Detail Report). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-22
G.4.2 BASE-II/TC 45 (Print) Formats. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-23

Contents
G.4.2.1 POS Detail File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-23
G.4.2.2 POS Summary File. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-29
G.4.3 BASE II Electronic Distribution. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-33
G.5 Custom Payment Service (CPS) Downgrade Reports. . . . . . . . . . . . . . . . . . . . . . . .G-41
G.6 Authorization Profile Reports. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-41
G.6.1 TC 33 Record Formats for Authorization Profile Raw Data. . . . . . . . .G-42
G.6.1.1 Page Header Record Layout. . . . . . . . . . . . . . . . . . . . .G-43
G.6.1.2 Trailer Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-44
G.6.1.3 First Detail Record Layout. . . . . . . . . . . . . . . . . . . . . . . .G-44
G.6.1.4 APR2220 Processor Totals Detail
Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-46
G.6.1.5 APR5120/APR6120 Processing
Controls and Options Record. . . . . . . . . . . . . . . . . . . . .G-47
G.6.1.6 APR5120/APR6120 Processing
Controls and Options Record—Type 2. . . . . . . . . . .G-50
G.6.1.7 APR2220 Detail Record Layout. . . . . . . . . . . . . . . . . .G-52
G.7 Exception File Listings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-56
G.7.1 TC 33 Record Format for Exception File Data. . . . . . . . . . . . . . . . . . . . . .G-57
G.8 Combined Visa/Plus Routing Tables. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-61

APPENDIX H VSDC FIELDS—ADDITIONAL INFORMATION

H.1 Field 55, Tags 71 and 72. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-2
H.2 Field 134—Visa Discretionary Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-4
H.2.1 Format 1, Standard Format Content Breakdown. . . . . . . . . . . . . . . . . . . .H-4
H.2.1.1 VIS Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-4
H.2.1.2 CCD-Compliant Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-5
H.3 Format 2, Expanded Format Content Breakdown. . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-7
H.3.1 VIS and CCD Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-8
H.3.2 Generic EMV Transport Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-8
H.4 Field 142—Issuer Script. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-9

Index

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5-1 Code and Message Interpretations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-2

C-1 International Time Zones. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .C-2
F-1 Structure of a Single-Volume File Maintenance Tape. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-3
F-2 Structure of a Multivolume File Maintenance Tape. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-4
F-3 Layout of Merchant Central File Detail Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-24

Figures

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 X Tables

1 Document Conventions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2
2 Descriptions of V.I.P. System Manuals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
5-1 Chart Key Specifications. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-1
5-2 List of Field Names and Abbreviations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-3
5-3 Card Present or Card Not Present—Non-CPS Standard Purchase,
Electronic Terminal, PIN or No PIN; E-Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-11

Tables
5-4 Card Present/Card Not Present—Non-CPS Standard Purchase, Voice
Authorization. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-14
5-5 CPS Card Present—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-16
5-6 CPS Card Not Present—Direct Marketing, Passenger
Transport/Preferred Customer, Hotel and Auto Rental/Preferred
Customer, E-Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-20
5-7 CPS Card Present—Automated Fuel Dispenser. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-23
5-8 Bill Payment: Authorization (U.S. Only). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-25
5-9 Payment: Authorization Original (U.S. Only, Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . . .5-27
5-10 Account Updater Verification Service Request. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-29
5-11 Credit Voucher and Merchandise Return Authorization (U.S. Only). . . . . . . . . . . . . . .5-30
5-12 Acquirer Authorization Advice (U.S. Only). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-33
5-13 Completion Advice for BASE I Issuers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-35
5-14 ATM Cash Transaction—With PIN (Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-37
5-15 Manual Cash or Quasi-Cash—Electronic Terminal, No PIN (Non-CPS). . . . . . . . . . .5-39
5-16 Manual Cash or Quasi-Cash—Voice Authorization (Non-CPS). . . . . . . . . . . . . . . . . . . .5-41
5-17 CPS ATM, Visa Card—With PIN . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-43
5-18 ATM Balance Inquiry. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-46
5-19 POS Balance Inquiry. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-47
5-20 Eligibility Inquiry. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-50
5-21 Check Acceptance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-51
5-22 Original Credit: Authorization (Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-52
5-23 Prepaid Load and Activate (0100). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-54
5-24 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash
Reversal—Electronic Terminal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-56
5-25 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash
Reversal—Voice Authorization (Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-59
5-26 ATM Non-CPS Cash Transaction or Automated POS Purchase
Reversal—With PIN. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-61
5-27 CPS Card Present POS Authorization Reversal—Retail Purchase,
Passenger Transport, and Hotel and Auto Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-63
5-28 CPS Card Not Present Reversal—Passenger Transport, Hotel and Auto
Rental, Direct Marketing, and E-Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-65
5-29 CPS/Automated Fuel Dispenser Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-67
5-30 Bill Payment: Authorization Reversal (U.S. Only). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-69
5-31 Payment: Authorization Reversal (U.S. Only, Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . .5-70
5-32 POS Partial Reversal—Non-CPS and CPS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-72

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 vii

 X Tables

5-33 CPS ATM Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-74

5-34 Original Credit: Authorization Reversal (Non-CPS). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-76
5-35 Prepaid Load and Activate Reversal of 0100 (0400). . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-77
5-36 Credit Voucher and Merchandise Return Authorization Reversal (U.S. Only). . . . . .5-79
5-37 Acquirer Authorization Advice Reversal (U.S. Only). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-81
5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic
Terminal, PIN or No PIN; E-Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-84
5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN),
Passenger Transport, and Hotel and Auto Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-88
5-40 VSDC CPS Card Present Request—Automated Fuel Dispenser . . . . . . . . . . . . . . . . . .5-93
Tables

5-41 VSDC Prepaid Load and Activate (0100). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-96

5-42 VSDC Non-CPS ATM Authorization Request. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-98
5-43 VSDC CPS ATM Request, Visa Card—With PIN. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-101
5-44 VSDC Non-CPS ATM Balance Inquiry Request. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-104
5-45 PIN Change/Unblock Request. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-106
5-46 VSDC Non-CPS Purchase, Manual Cash, or Quasi-Cash
Reversal—Electronic Terminal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-108
5-47 VSDC CPS Card Present POS Authorization Reversal—Retail Purchase,
Passenger Transport, and Hotel and Auto Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-110
5-48 VSDC CPS Automated Fuel Dispenser Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-112
5-49 VSDC Non-CPS and CPS POS Partial Authorization Reversal. . . . . . . . . . . . . . . . . . . .5-114
5-50 VSDC Prepaid Load and Activate Reversal of 0100 (0400). . . . . . . . . . . . . . . . . . . . .5-117
5-51 VSDC Non-CPS ATM Authorization Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-118
5-52 VSDC CPS ATM Authorization Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-120
5-53 PIN Change/Unblock Request Reversal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-122
5-54 Merchant Central File—Acquirer File Messages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-124
5-55 Merchant Central File: Format 2 Field 127 Update Detail. . . . . . . . . . . . . . . . . . . . . .5-125
5-56 Merchant Central File: Format 2 Field 127 Successful Inquiry Detail . . . . . . . . . .5-125
5-57 Cardholder Database: Issuer File Messages, BASE I Message Format . . . . . . . . .5-125
5-58 Cardholder Database: Issuer File Messages, V.I.P. Message Format. . . . . . . . . . . .5-127
5-59 Cardholder Database: Format 1 Field 127 Exception and PIN
Verification File Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-128
5-60 Cardholder Database: Format 2 Field 127 Address Verification File (AZ) Detail.5-128
5-61 Cardholder Database: Format 2 Field 127 Cardholder ID File (CZ) Detail. . . . . .5-128
5-62 Cardholder Database: Format 2 Field 127 Action and Region Code Detail. . . . .5-129
5-63 Cardholder Database: Format 2 Field 127 Full Authorization File (F2) Detail. . .5-129
5-64 Cardholder Database: Format 2 Field 127 Full Authorization
Adjustment File (I2) Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-130
5-65 Cardholder Database: Format 2 Field 127 PIN Verification File (P2) Detail. . . . .5-130
5-66 Cardholder Database: Format 2 Field 127 Risk Level File (R2) Detail. . . . . . . . . .5-131
5-67 Cardholder Database, V.I.P. Message Format: Portfolio File, PPCS Stop
Recurring Payment. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-132
5-68 Administrative Messages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-133
5-69 Network Management Messages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-133
5-70 Enhanced VIFD Advice Message Format. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-134
5-71 AdvanceBK Alert Advice Message Format. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5-134
A-1 Multiple Field Reject Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .A-1
A-2 Reject Codes, Numerical Sequence. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .A-2

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 X Tables

A-3 VSDC Routing and STIP Response Defaults. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .A-10

A-4 Field 39 Response Code Defaults for VSDC Approve, Decline, or Refer
Conditions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .A-11
B-1 Error Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .B-1
B-2 CVV Error Codes for Emergency Replacement Cards. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .B-8
C-1 U.S. Daylight Saving Time Start and End Dates. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .C-3
D-1 Numeric Currency Code to Country Name Cross-Reference. . . . . . . . . . . . . . . . . . . . . . .D-1
D-2 Country and Currency Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .D-8
E-1 CRS Return Reason Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .E-1
F-1 Full Exception file Replacement Parameters. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-2

Tables
F-2 PIN Verification Header File—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-6
F-3 PIN Verification File Detail—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-6
F-4 PIN Verification File Trailer—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-7
F-5 Exception File Header—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-7
F-6 Exception File Detail—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-8
F-7 Exception File Trailer—Format 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-8
F-8 Cardholder Database File Header—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-9
F-9 Layout of Cardholder Database Files Detail Record—Format 2. . . . . . . . . . . . . . . . . . .F-10
F-10 Cardholder ID File Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-11
F-11 Address Verification File Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-13
F-12 PIN Verification File Detail—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-14
F-13 Exception File Detail (File Type E1)—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-15
F-14 Exception File Detail (File Type E2 or E9)—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-16
F-15 Risk-Level File Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-17
F-16 Full Authorization File Detail (File Type F2). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-20
F-17 Full Authorization Adjustment Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-22
F-18 Cardholder Database Files Trailer—Format 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F-19 Merchant Central File Header. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-23
F-20 Merchant Central File Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-24
F-21 Merchant Central File Trailer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .F-30
G-1 BASE I Reports—Electronic Formats. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-2
G-2 TC 33, TCR 0—Authorization and Incremental Authorization (POS)
Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-3
G-3 TC 33, TCR 1—Authorization and Incremental Authorization (POS),
Additional Information Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-6
G-4 TC 33, TCR 0—Authorization Full and Partial Reversal (PSR) Record Layout. . . . . . .G-9
G-5 TC 33, TCR 1—Full and Partial Authorization Reversal (PSR), Additional
Information Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-11
G-6 TC 45 Record Format. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-12
G-7 POSA File—Service Parameters and Options. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-14
G-8 Time Frames for POSA File Transactions, Delivery, and Availability. . . . . . . . . . . . . . .G-15
G-9 POSA File—Header Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-16
G-10 POSA File—Detail Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-16
G-11 POSA File—Trailer Record Layout. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-22
G-12 Weekly POS Detail Record Specifications. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-23
G-13 POS Detail Record—Trailer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-29
G-14 Monthly POS Summary Report. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-29
G-15 TC 33 Record Format for POS Raw Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-33

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 X Tables

G-16 TC 33 Record Format for POS Raw Data—Cashback Authorizations. . . . . . . . . . . . .G-36

G-17 TC 33 Record Format for POS Raw Data—Full or Partial Reversals. . . . . . . . . . . . . .G-38
G-18 TC 33 Record Format for POS Raw Data—Cashback Authorization Reversals. . . .G-40
G-19 Authorization Profile Raw Data Records by Report. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-42
G-20 TC 33 for Authorization Profile Data—Page Header Record. . . . . . . . . . . . . . . . . . . . . .G-43
G-21 TC 33 for Authorization Profile Data—Trailer Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-44
G-22 TC 33 for Authorization Profile Data—First Detail Record. . . . . . . . . . . . . . . . . . . . . . . .G-45
G-23 TC 33 for Authorization Profile Data—Second Detail Record for
APR2220 Processor Totals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-46
G-24 TC 33 for Authorization Profile Data—APR5120/APR6120 Processing
Tables

Controls and Options, Type 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-47

G-25 TC for Authorization Profile Data—APR5120/APR6120 Processing
Controls and Options, Type 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-50
G-26 TC 33 for Authorization Profile Data—Third Detail Record for APR2220. . . . . . . . .G-52
G-27 Report Section Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-54
G-28 Line Description Codes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-55
G-29 TC 33 for Exception File Data—Header Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-57
G-30 TC 33 for Exception File Data—Detail Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-58
G-31 TC 33 for Exception File Data—Trailer Record. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .G-60
G-32 Combined Visa/Plus Routing Table File Record Layout—Header Record. . . . . . . . . .G-61
G-33 Combined Visa/Plus Routing Table File Record Layout—Data Record. . . . . . . . . . . .G-62
G-34 Combined Visa/Plus Routing Table File Record Layout—Trailer Record. . . . . . . . . . .G-63
H-1 Example of Issuer Script in Field 142. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-3
H-2 Example of Issuer Script in Field 55. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-3
H-4 Field 134.3 Card Verification Results for VIS Cards Subfield 134.3
(Field 134, Position 3). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-4
H-5 Field 134.1 Common Core Identifier Content and Valid Values for
CCD-Compliant Cards. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-5
H-6 Field 134.3 Card Verification Results for CCD-Compliant Data With CCI
Format Code of A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .H-6

x Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X About This Manual

The V.I.P. System BASE I Technical Specifications manual contains detailed technical
specifications for the VisaNet Integrated Payment (V.I.P.) System, Visa’s main transaction
processing system. The V.I.P. System, often called simply V.I.P., is a major system component
of the VisaNet network, which receives and processes cardholder transactions for Visa products
and services, as well as for other proprietary cards.

Specifically, this manual documents the technical details of V.I.P. transaction processing in the
BASE I System environment. The manual contains detailed specifications for BASE I message
formats, field descriptions, codes, and files.

The manual is designed to be used with its companion, V.I.P. System BASE I Processing
Specifications.

AUDIENCE

This manual is intended for technical staff and managers and customer support personnel

About This Manual

who help members solve system and production problems.

ORGANIZATION OF THIS MANUAL

The two-volume manual, V.I.P. System BASE I Technical Specifications, is organized as follows.

Volume 1
Volume 1 contains:

Chapter 1, Message Matching—This chapter provides an overview of the message matching

concept, describes the types of transaction sets, and identifies the key data fields used in
the matching process.

Chapter 2, Message Structure—This chapter contains VisaNet and ISO data field reference
tables.

Chapter 3, Header Fields—This chapter specifies header field formats, describes header
field contents and use, and gives the reject code that signifies invalid data in a particular
header field.

Chapter 4, Data Field Descriptions—This chapter contains the data field descriptions
for V.I.P. online messages.

Indexes—This volume contains a field name index and a subject index.

Volume 2
Volume 2 contains:

Chapter 5, Message Charts—This chapter contains the BASE I message charts.

Appendix A, Reject Codes—This appendix lists reject codes that are used by the system to
describe errors in message content.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 1

 X Document Conventions

Appendix B, File Maintenance Error Codes—This appendix lists error codes that are used
by the system to describe errors in the content of file maintenance messages.

Appendix C, GMT Conversion—Appendix D explains how to convert GMT (Greenwich mean

time) to a local date and time.

Appendix D, Country and Currency Codes—This appendix contains the valid combined
country and currency codes used for V.I.P. messages.

Appendix E, CRS Return Reason Codes—This appendix contains Chargeback Reduction

Service (CRS) reason codes.

Appendix F, Batch File Maintenance—Batch file maintenance can be used to change a large
number of records in the user-maintained files at the VIC.

Appendix G, Electronic Reporting—This appendix describes the various methods that are
available to receive electronic report information for BASE I and POS (point of sale or point
of service).

Appendix H, VSDC Fields—Additional Information—This appendix describes further

processing information for fields 134 and 142.
About This Manual

Index—This volume contains a subject index.

DOCUMENT CONVENTIONS

Table 1 identifies the document conventions used in this manual.

Table 1 Document Conventions

Document Convention Purpose in This Manual

boldface Extra emphasis (stronger than italics); field values and codes.

EXAMPLE Identifies an example of what the accompanying text describes or explains.

IMPORTANT Highlights important information in the text.

italics Document titles; emphasis; variables; terms or acronyms being defined.
Section names referenced in a chapter; first instance of a word used in an
“text in quote marks”
unconventional or technical context.
text in Courier New
URLs and email addresses.
font

NOTE Provides more information about the preceding topic.

n/a Not applicable.
Systems or procedures that are not directly involved in the process being
shaded illustrations
illustrated in the graphic.
white boxes in flow
White boxes represent request messages.
diagrams
shaded boxes in flow
Shaded boxes represent response messages.
diagrams

2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X System Documentation Descriptions

Table 1 Document Conventions (continued)

Document Convention Purpose in This Manual
dotted line boxes in flow
Boxes with dotted lines illustrate advice messages.
diagrams

SYSTEM DOCUMENTATION DESCRIPTIONS

Table 2 provides brief descriptions of the V.I.P. System manuals.

Table 2 Descriptions of V.I.P. System Manuals

General Information
V.I.P. System Overview

Provides basic descriptions of the VisaNet network and its components, access points, processing
concepts, requirements, and options. Contains descriptions of the V.I.P. System, the BASE I System,
and the Single Message System (SMS), access devices, issuer and acquirer responsibilities, and Visa
Interchange Center (VIC) operations. Also provides a brief introduction to V.I.P. services.

About This Manual

Doc ID 0851-13
V.I.P. System Reports

Provides sample reports for BASE I and SMS processing and for V.I.P. System services.

Doc ID 0852-13
V.I.P. System Services, Volume 1

Provides complete information about V.I.P. System services available to BASE I users and to SMS
users. Service descriptions include basic information, processing requirements, options, features,
key message fields, and message flows.

Volume 1 contains the following parts:

Part 1: V.I.P. Basics

Part 2: Routing Services
Part 3: Risk Management Services
Part 4: Visa Secure Electronic Commerce (VSEC) Services
Part 5: Chip Card Services

Doc ID 0853A-13
V.I.P. System Services, Volume 2

Provides complete information about V.I.P. System services available to BASE I users and to SMS
users. Service descriptions include basic information, processing requirements, options, features,
key message fields, and message flows.

Volume 2 contains the following parts:

Part 6: Authorization Database Files and Services

Part 7: Authorization Services

Doc ID 0853B-13

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 3

 X System Documentation Descriptions

Table 2 Descriptions of V.I.P. System Manuals (continued)

BASE I
V.I.P. System BASE I Processing Specifications

Describes V.I.P. transaction processing in the BASE I System environment, including message types,
processing considerations, related services, and access devices.

Doc ID 0847-13
V.I.P. System BASE I Technical Specifications, Volume 1

Documents technical specifications of V.I.P. transaction processing in the BASE I System environment.
This companion volume to V.I.P. System BASE I Processing Specifications describes the fields for BASE I.

Doc ID 0844A-14
V.I.P. System BASE I Technical Specifications, Volume 2

Documents technical specifications of V.I.P. transaction processing in the BASE I System environment.
This companion volume to V.I.P. System BASE I Processing Specifications describes the message
formats and the file specifications for BASE I.

Doc ID 0844B-14
Interlink
About This Manual

V.I.P. System SMS Processing Specifications (U.S.)

Contains information about the Single Message System, including message types, processing
considerations, access devices, and related services for Interlink, Visa and Plus ATM, Visa POS,
and Visa Electron.

Doc ID 0857-13
V.I.P. System SMS Interlink Technical Specifications

Companion volume to V.I.P. System SMS Processing Specifications (U.S.). Describes message formats,
field descriptions, and file specifications for Interlink.

Doc ID 0866-12
SMS ATM
V.I.P. System SMS Processing Specifications (U.S.)

Contains information about the Single Message System, including message types, processing
considerations, access devices, and related services for Visa and Plus ATM, Interlink, Visa POS,
and Visa Electron for members in the Visa U.S.A. (U.S.) region.

Doc ID 0857-13
V.I.P. System International SMS ATM Processing Specifications

Contains information about Single Message System ATM processing, including message types,
processing considerations, access devices, and related services for members outside of the U.S. region.

Doc ID 0839-13

4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X System Documentation Descriptions

Table 2 Descriptions of V.I.P. System Manuals (continued)

V.I.P. System SMS ATM Technical Specifications, Volume 1

Companion volume to V.I.P. System SMS Processing Specifications (U.S.) and to V.I.P. System
International SMS ATM Processing Specifications. Contains information about field descriptions
for ATM.

Doc ID 0868A-12
V.I.P. System SMS ATM Technical Specifications, Volume 2

Companion volume to V.I.P. System SMS Processing Specifications (U.S.) and to V.I.P. System
International SMS ATM Processing Specifications. Contains information about message formats
and file specifications for ATM.

Doc ID 0868B-12
SMS POS
V.I.P. System SMS Processing Specifications (U.S.)

Contains information about the Single Message System, including message types, processing
considerations, access devices, and related services for Visa POS, Visa Electron, Visa and Plus ATM,
and Interlink for members in the U.S. region.

About This Manual

Doc ID 0857-13
V.I.P. System International SMS POS (Visa & Visa Electron) Processing Specifications

Contains information about Single Message System POS processing, including message types,
processing considerations, access devices, related services, and reports for members outside of
the U.S. region.

Doc ID 0835-13
V.I.P. System SMS POS (Visa & Visa Electron) Technical Specifications, Volume 1

Companion volume to V.I.P. System SMS Processing Specifications (U.S.) and to V.I.P. System
International SMS POS (Visa & Visa Electron) Processing Specifications. Describes the fields
for Visa POS and for Visa Electron.

Doc ID 0869A-12
V.I.P. System SMS POS (Visa & Visa Electron) Technical Specifications, Volume 2

Companion volume to V.I.P. System SMS Processing Specifications (U.S.) and to V.I.P. System
International SMS POS (Visa & Visa Electron) Processing Specifications. Describes message formats
and file specifications for Visa POS and for Visa Electron.

Doc ID 0869B-12

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5

 X Sources of System Information

SOURCES OF SYSTEM INFORMATION

This section lists the primary sources for the information contained in V.I.P. System BASE I
Technical Specifications, Volume 1 and Volume 2. The information from these sources has
been analyzed, rewritten, and reorganized, when necessary. Technical staff and subject matter
experts reviewed and verified these updates. In addition, this revised manual incorporates,
where appropriate, all of the comments and change requests received from members and
from Visa staff.

Existing V.I.P. System Manuals

For a list of the existing V.I.P. manuals, refer to Table 2.

Technical Letters

The V.I.P. System BASE I Technical Specifications, Volume 1 and Volume 2, includes information
from the following technical letters:
• International Technical Letters
- April 2008 VisaNet Business Enhancements Technical Letter, including Update Bulletins
- October 2008 VisaNet Business Enhancements Technical Letter, including Update Bulletins
• U.S. Technical Letters
About This Manual

- April 2008 VisaNet Business Enhancements Technical Letter and Implementation Guide,
all versions
- October 2008 VisaNet Business Enhancements Technical Letter and Implementation
Guide, all versions

OBTAINING REPORT SAMPLES

Visa offers several reports to members. Many of these reports clarify and track service
processing. The following manuals provide report samples:
• V.I.P. System Reports
• VisaNet Settlement Service (VSS) User’s Guide, Volume 2, Reports
Members can contact their Visa representatives to discuss reporting options or to obtain
additional report samples.

FOR MORE INFORMATION

Visa provides documentation to support Visa products and services. For many of the
services described in this manual, Visa has developed implementation guides that contain
region-specific details about signing up for a service, selecting options, and installing, testing,
and operating the service. Members can ask their Visa representatives for regional guides.

The V.I.P. documentation suite does not contain details about the BASE II System.
For information about this system, members can contact their Visa representatives.

6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X For More Information

Related Publications

The publications listed in this section provide information about Visa systems, regulations,
and additional services not covered in this manual. Use the following information to obtain
any of the listed publications, to be added to or removed from distribution lists, or to inquire
about other publications.
• U.S. members and third-party processors can contact the Visa U.S.A. Member Publications
department by sending an email to [email protected].
• Members and third-party processors in all other Visa regions or in Miami can contact their
Visa representatives.
To inquire about VisaNet documentation or to submit changes and additions, contact Technical
Communications Services by sending an email to [email protected].

Operating Regulations

The following manuals publish operating regulations for the six Visa regions.

Visa International Certificate of Incorporation and By-Laws

The Visa International Certificate of Incorporation and By-Laws consists of three volumes of
operating regulations covering all Visa regions except for the Visa Europe (VE) region and the

About This Manual

Visa U.S.A. (U.S.) region. The three volumes are:
• Volume I—General Rules
• Volume II—Dispute Resolution Rules
• Volume IV—Interlink Program Operating Regulations
These regions are also governed by the regulations in Visa International Card and Marks
Specifications (which replaced Volume III).

The Visa Regional Operating Regulations refers to operating regulations for each of the Visa
regions except the U.S. region:
• Visa Regional Operating Regulations Asia-Pacific
• Visa Regional Operating Regulations Canada
• Visa Regional Operating Regulations Central and Eastern Europe, Middle East, and Africa
• Visa Regional Operating Regulations Europe
• Visa Regional Operating Regulations Latin America and Caribbean
Visa U.S.A. Inc. Operating Regulations and By-Laws

The Visa U.S.A. Inc. Operating Regulations consists of two volumes of operating regulations
for the U.S. region only:
• Volume I—General Rules
• Volume II—Dispute Resolution Rules
The Visa U.S.A. Inc. By-Laws also govern the U.S. region.

Qualifying merchants and third-party agents can also request a copy of the Interchange
Qualification Guide.

Deferred Clearing Advice File (DCAF) Service

For information about the DCAF Service, refer to V.I.P. System Services, Volume 2.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 7

 X For More Information

PIN Management Requirements

For complete, current information about PIN management requirements, refer to:

Payment Card Industry PIN Security Requirements Manual—This manual contains requirements
for the secure management, processing, and transmission of personal identification number
(PIN) data during online and offline payment card transaction processing at ATMs and at
attended and unattended terminals.

PIN-Entry Device Security Requirements—The following manuals contain physical and logical
security device requirements and management procedures for online and offline PIN-entry
devices and the procedures and forms that entities use to measure compliance:
• Payment Card Industry Encrypting PIN PAD (EPP) Security Requirements Manual
• Payment Card Industry POS PIN-Entry Device Security Requirements Manual
POS Check Service

For information about the POS Check Service, refer to:

Visa U.S.A. POS Check Service Operating Regulations

V.I.P. System Services, Volume 2

About This Manual

V.I.P. System SMS POS (Visa & Visa Electron) Technical Specifications, Volume 1 and Volume 2

VisaNet Settlement Service (VSS) User’s Guide, Volume 2, Reports

Risk Management Services

For information about risk management services, refer to:

Card Recovery Bulletin Service User’s Guide

Fraud Reporting System User’s Manual

Issuer’s Clearinghouse Service User’s Guide

Merchant Fraud Performance Program Guide

National Merchant Alert Service User’s Guide

Risk Management Process Guide

V.I.P. System Services, Volume 1

Visa Risk Manager

Security

For complete, current information about data and system security, refer to:

Payment Technology Standards Manual—This manual contains standards for PINs

and for encoding account and cardholder data on Visa payment form factors.

8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X For More Information

Visa Extended Access Servers (EA Servers)

For information about Visa Extended Access Servers (EA Servers), refer to:

Visa Extended Access Server Administration Guide

Visa Extended Access Server Endpoint Guide

Visa Extended Access Server Installation Guide

Visa Extended Access Server Management Install Guide

Visa Extended Access Server Management Operator’s Guide

Visa Extended Access Server Security Administration Guide

Visa Image Exchange Workstation (VIEW)

For information about VIEW and about VIEW OnLine, refer to:

Visa Image Exchange Workstation (VIEW) Administrator’s Guide

Visa Image Exchange Workstation (VIEW) Installation Guide

About This Manual

Visa Image Exchange Workstation (VIEW) User’s Guide

Visa Image Exchange Workstation (VIEW) OnLine Thick Client User’s Guide

Visa Image Exchange Workstation (VIEW) OnLine Thick Client Member Implementation Guide

Visa Image Exchange Workstation (VIEW) OnLine Thin Client User’s Guide

Visa Image Exchange Workstation (VIEW) OnLine Thin Client Member Implementation Guide

Visa Incentive Network (VIN)

For information about the Visa Incentive Network (VIN), refer to:

Visa Incentive Network Service Description—(This is a high-level overview and is not the same
as the V.I.P. System Services descriptions.)

Visa Incentive Network Member Implementation Guide

Credit Rewards Key Implementation Tasks and Best Practices

Credit Rewards: Visa Incentive Network and Credit Interchange Frequently Asked Questions

October 2005 VisaNet Business Enhancements Technical Letter, updated version 3.0,
dated September 15, 2005

Visa Traditional Rewards Registration Toolkit

Visa Signature Registration Toolkit

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 9

 X For More Information

Visa Resolve Online (VROL)

For information about Visa Resolve Online (VROL), refer to:

Visa Resolve Online Administrators Guide

Visa Resolve Online Bulk Systems Interface Development Guide

Visa Resolve Online Member Implementation Guide

Visa Resolve Online Real-Time Systems Interface Development Guide

Visa Resolve Online Reference Manual

Visa Resolve Online User’s Guide

Visa Smart Debit/Smart Credit (VSDC) Service

For information about the VSDC Service, refer to:

V.I.P. System Services, Volume 1—This manual contains a complete service description.

JCB, MasterCard, Visa (EMV) Specifications, EMV ’96 Version 3.1.1 and EMV 2000
About This Manual

Version 4.0—These documents contain industry standards for chip card and terminal
interaction. They are available at www.emvco.com.

Visa Smart Debit and Visa Smart Credit Service Description—This manual provides a high-level
description of the features and the benefits of a VSDC program.

Visa Smart Debit and Credit Planning Guide—This manual helps members plan their VSDC
program and migration strategy to position themselves competitively for the future.

Visa Smart Debit and Credit Member Implementation Guide for Acquirers—This manual
provides guidelines for acquirers involved in the implementation of new VSDC programs.

Visa Smart Debit and Credit Member Implementation Guide for Issuers—This manual provides
guidelines for issuers involved in the implementation of new VSDC programs.

Visa Smart Debit/Visa Smart Credit System Technical Manual—This manual provides
information for members and for Visa staff responsible for the implementation and the
operation of a VSDC program.

Visa Integrated Circuit Card Specifications (VIS)—This 3-volume manual contains the technical
specifications for the VSDC card application, describing both the functionality and the flow of
a VSDC transaction.

VisaNet Access Points (VAPs)

For information about VisaNet Access Points (VAPs), refer to the pertinent sets of
documentation listed below. The VAP Release 10.23 documentation is for PS/2 architecture;
the VAP Release 11 documentation is for PCI and ISA architecture.

VAP Release 10.23 Documentation

VAP Computer-Based Training User’s Guide

10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X For More Information

VAP Interface Specifications: BASE II and Other File Processing

VAP Interface Specifications: V.I.P. Processing

VAP Messages and Troubleshooting

VAP Operator’s Guide

VAP Software Library

VAP Systems Guide

VAP Release 11 Documentation

VAP Release 11 Interface Specifications: BASE II and Other File Processing

VAP Release 11 Interface Specifications: V.I.P. Processing

VAP Release 11 Maintenance, Messages, and Troubleshooting Guide

VAP Release 11 Operator’s Guide

Miscellaneous Systems and Services

About This Manual

For more information about miscellaneous systems and services relevant to V.I.P., refer to:

Gateway Transaction Cross-Reference: VisaNet, Banknet, American Express

Messages—This document includes field-by-field data transfer descriptions between
V.I.P.-format dual-message transactions, and American Express- and MasterCard-format
transactions.

V.I.P. System Services, Volume 1 and Volume 2

Visa Global ATM Planning Guide—This manual contains information about the Visa and
Plus International ATM Program. It includes an overview of the program, its business
requirements, optional services, risk management, processing options, certification
procedures, and back-office management.

Visa Information System User’s Guide

Visa Test System, Version 3, User’s Guide

VisaNet Settlement Service (VSS) User’s Guide, Volume 1, Specifications

VisaNet Settlement Service (VSS) User’s Guide, Volume 2, Reports

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 11

 THIS PAGE INTENTIONALLY LEFT BLANK.
About This Manual

12 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Message Formats

Chapter 5 contains the BASE I message charts. The charts show the fields in a message
and whether a field value is required or optional or whether the field should be left blank.
The charts also show necessary actions on the part of the acquirer, the issuer, and the VIC.
Table 5–1 lists what the charts cover.

Table 5-1 Chart Key Specifications

Message Formats
Format Description
Designation
Standard This format applies to V.I.P. messages for non-Visa card products (for example,
MasterCard, American Express, Discover) and for Visa card manual cash-only
transactions.
CPS This format applies to Visa card products being submitted as Custom Payment
Service (CPS) transactions. Acquirers in CPS countries should use this format
when submitting transactions to qualify for CPS. Issuers in CPS countries
should expect to see all transactions in this format.

The following note applies to the U.S. region only.

NOTE:
BASE I message formats do not support Custom Payment Service (CPS) programs
and are therefore not applicable in the U.S. region. All U.S. region issuers and
acquirers must utilize the V.I.P. message formats.

non-CPS This format applies to Visa card product transactions not being submitted
for CPS consideration. Acquirers in CPS countries may use this format for
transactions that will not qualify for CPS. Acquirers and issuers from non-CPS
countries should use this format.
Plus This format applies to Plus ATM transactions.

5.1 INTERPRETING THE CHARTS

Figure 5-1 illustrates how to read the code and message charts. The figure includes an
explanation of the coding. It is followed by a list of the field name abbreviations used in
the charts.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-1

 Chapter 5 Interpreting the Charts

Figure 5-1 Code and Message Interpretations

Message Formats

5-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Field Name Abbreviations

5.1.1 Definition of the Term “Mandatory”

The term “mandatory” refers to a member requirement and means that a field must be present
in a message and must contain certain values. "Conditional’ refers to a member requirement
that applies under specified conditions. While the V.I.P. System enforces edits and rejects
transactions for some violations of mandatory requirements, the V.I.P. System does not enforce
edits for all mandatory or conditional fields and values.

Visa strongly urges members and their processors to comply with mandatory field requirements.
Failure to do so can result in greater risk to the member or increased processing cost, and

Message Formats
may result in exposure to chargebacks and compliance claims, elevated decline rates, and
disqualification for preferential interchange rates. Visa also advises members not to rely upon
the V.I.P. System to reject all transactions that don’t comply with mandatory or conditional
requirements.

5.1.2 The Use of M (Mandatory), C (Conditional), and O (Optional) in the Charts

M (Mandatory) means that the field and perhaps a specific code or value is required in
the message.

C (Conditional) means that the particular field or specific code or value is required in the
message if certain conditions exist, that is, if the message is attempting to meet certain
service or system requirements. For example, if the message is being submitted for CVV
checking (field 22 = 05 or 95 and track data included), Field 44.5, CVV Results Code may
be present either in the request forwarded to the issuer, or in the response to the acquirer.
However, if the request is not being submitted for CVV checking (track data included, field 22
is not 05 or 95), field 44.5 will not be included in either the request forwarded to the issuer or
in the response to the acquirer. Therefore, field 44.5 = C in the message layout charts that
accommodate both CVV and non-CVV submissions.

O (Optional) means the presence of the field is up to the message sender. V.I.P. does not
check or edit the field or its content.

The determination of when a field is mandatory, conditional, or optional is found in the chapter
titled Data Field Descriptions.

5.2 FIELD NAME ABBREVIATIONS

Table 5-2 provides a list of field names with the field name abbreviations used in the charts.

Table 5-2 List of Field Names and Abbreviations

Field
Number Field Name Field Name Abbreviation
— Bit Map, Secondary Bit Map, Secondary
— Bit Map, Third Bit Map, Third
2 Primary Account Number (PAN) Primary Acct Nbr
3 Processing Code Processing Code
4 Amount, Transaction Amt, Trans
5 Amount, Settlement Not used in BASE I
6 Amount, Cardholder Billing Amt, Cdhldr Billing

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 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
7 Transmission Date/Time Transmsn Date/Time
9 Conversion Rate, Settlement Not used in BASE I
10 Conversion Rate, Cardholder Billing Conv Rate, Cdhldr Billing
11 System Trace Audit Number Sys Trace Audit Nbr
12 Time, Local Transaction Time, Local Trans
13 Date, Local Transaction Date, Local Trans
Message Formats

14 Date, Expiration Date, Expr

15 Date, Settlement Not used in BASE I
16 Date, Conversion Not used in BASE I
18 Merchant’s Type Mchnt Type
19 Acquiring Institution Country Code Acqng Inst Cntry Code
20 PAN Extended, Country Code PAN Extnd, Cntry Code
22 POS Entry Mode Code POS Entry Mode Code
23 Card Sequence Number Card Seq Nbr
25 POS Condition Code POS Cond Code
26 POS PIN Capture Code POS PIN Captr Code
28 Amount, Transaction Fee Amt, Trans Fee
32 Acquiring Institution Identification Code Acqng Inst ID Code
33 Forwarding Institution Identification Code Fwdng Inst ID Code
35 Track 2 Data Track 2 Data
37 Retrieval Reference Number Retrieval Ref Nbr
38 Authorization Identification Response Auth ID Resp
39 Response Code Resp Code
41 Card Acceptor Terminal Identification Card Accptr Termnl ID
42 Card Acceptor Identification Code Card Accptr ID Code
43 Card Acceptor Name/Location Card Accptr Name/Loc
44 Additional Response Data Addtnl Resp Data
44.1 Response Source/Reason Code Resp Source/Rsn Code
44.2 Address Verification Result Code Addr Verif Result Code
44.4 Card Product Type Card Product Type (Visa internal use only)
44.5 CVV/iCVV Results Code CVV/iCVV Results Code
44.6 PACM Diversion Level Code PACM Divrsn Level
44.7 PACM Diversion Reason Code PACM Divrsn Rsn Code
44.8 Card Authentication Results Code Card Auth Results Code
44.10 CVV2 Results Code CVV2 Results

5-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
44.13 CAVV Results Code CAVV Results
44.14 Response Reason Code Resp Reason Code
45 Track 1 Data Track 1 Data
48 Additional Data—Private Addtnl Data—Private
49 Currency Code, Transaction Currcy Code, Trans

Message Formats
50 Currency Code, Settlement Not applicable
51 Currency Code, Cardholder Billing Currcy Code, Cdhldr Billing
52 PIN Data PIN Data
53 Security-Related Control Information Sec Related Cntrl Info
54 Additional Amounts Addtnl Amts
55 Integrated Circuit Card (ICC) Related Data ICC-Related Data
59 National POS Geographic Data Natl POS Geo Data
60 Additional POS Information Addtnl POS Info
60.1 Terminal Type Terminal Type
60.2 Terminal Entry Capability Term Entry Cap
60.3 Chip Condition Code Chip Condtn Code
60.4 Special Condition Indicator—Existing Debt Indicator Sp Cond Indctr—Extg Debt
60.5 Merchant Group Indicator Merch Gp Indctr
60.6 Transaction Indicator Trans Indctr
60.7 Card Authentication Reliability Indicator Auth Rel Indctr
60.8 Mail/Phone/Electronic Commerce and Payment Indicator MOTO/ECI/Pymt Indctr
60.10 Partial Authorization Indicator Partial Auth Indctr
61 Other Amounts Other Amts
61.1 Other Amount, Transaction Other Amt, Trans
61.2 Other Amount, Cardholder Billing Other Amt, Cdhldr Billing
61.3 Other Amount, Replacement Billing Other Amt, Rplcmt Billing
62.0 Custom Payment Service Fields Bit Map Field 62 Bit Map
62.1 Authorization Characteristics Indicator Auth Char Indctr
62.2 Transaction Identifier Trans Idfr
62.3 Validation/Downgrade Reason Code Valid/Dwngrd Rsn Code
62.4 Market-Specific Data Identifier Market-Specific Data Idfr
62.5 Duration Not applicable
62.6 Prestigious Property Indicator Prestigious Property Indctr
62.7 Purchase Identifier Not used in BASE I
62.8 Auto Rental Check-Out Date, Lodging Check-In Date Not used in BASE I

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-5

 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
62.9 No Show Indicator No Show Indctr
62.10 Extra Changes Not used in BASE I
62.11 Multiple Clearing Sequence Number Not used in BASE I
62.12 Multiple Clearing Sequence Count Not used in BASE I
62.13 Restricted Ticket Indicator Not used in BASE I
62.14 Total Amount Authorized Not used in BASE I
Message Formats

62.15 Requested Payment Service Not used in BASE I

62.16 Chargeback Rights Indicator Not used in BASE I
62.17 Gateway Transaction Identifier Gateway Trans ID
62.18 and Unused Unused
62.19
62.20 Merchant Verification Value Mchnt VV
62.21 Online Risk Assessment Risk Score and Reason Codes Risk Score
62.22 Online Risk Assessment Condition Codes Condition Codes
62.23 Card-Level Results Not abbreviated
62.24 Program Identifier Program Idfr
63 V.I.P. Private-Use Field Not applicable
63.0 Bit Map (Field 63) Not abbreviated
63.1 Network Identification Code Netwk ID Code
63.2 Time (Preauth Time Limit) Not abbreviated
63.3 Message Reason Code Msg Rsn Code
63.4 STIP/Switch Reason Code STIP/Switch Rsn Code
63.5 Plus PMC Identification Not used in BASE I (passed if present)
63.6 Chargeback Reduction/BASE II Flags Not used in BASE I (passed if present)
63.7 Network Participation Flags Not used in BASE I (passed if present)
63.8 Visa Acquirer’s Business Identification Not used in BASE I (passed if present)
63.9 Fraud Data Not used in BASE I (passed if present)
63.10 Gateway Merchant Data Not used in BASE I (passed if present)
63.11 Reimbursement Attribute Not used in BASE I (passed if present)
63.12 Sharing Group Code Not used in BASE I (passed if present)
63.13 Decimal Positions Indicator Not used in BASE I (passed if present)
63.14 Issuer Currency Conversion Data Not used in BASE I (passed if present)
63.15 Settlement Amount, Acquirer ISA Allocation Not used in BASE I (passed if present)
63.16 Reserved for future use Not applicable
63.17 Reserved for future use Not applicable
63.18 Volume-Tier Request Indicator Not used in BASE I (passed if present)

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 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
63.19 Fee Program Indicator Fee Prgrm Indctr
63.20 Direct Debit Switching Program Indicator Not used in BASE I (passed if present)
66 Settlement Code Not used in BASE I
68 Receiving Institution Country Code Not abbreviated
69 Settlement Institution Country Code Not used in BASE I

Message Formats
70 Network Management Information Code Netwk Mgmt Info Code
73 Date, Action Not abbreviated
74 Credits, Number Not used in BASE I
75 Credits, Reversal Number Not used in BASE I
76 Debits Number Not used in BASE I
77 Debits, Reversal Number Not used in BASE I
86 Credits, Amount Not used in BASE I
87 Credits, Reversal Amount Not used in BASE I
88 Debits, Amount Not used in BASE I
89 Debits, Reversal Amount Not used in BASE I
90 Original Data Elements Orig Data Elemts
91 File Update Code Not abbreviated
92 File Security Code File Sec Code
95 Replacement Amounts Replacement Amts
96 Message Security Code Not used in BASE I
97 Amount, Net Settlement Not used in BASE I
98 Payee Payee
99 Settlement Institution Identification Code Not used in BASE I
100 Receiving Institution Identification Code Rcvg Inst ID Code
101 File Name File Name
102 Account ID 1 Acct ID 1
103 Account ID 2 Acct ID 2
104 Transaction Description Trans Description
115 Additional Trace Data Not used in BASE I
116 Card Issuer Reference Data Card Issr Ref Data
117 National Use National Use
118 Intra-Country Data Intra-Cntry Data
121 Issuing Institution Identification Code Issng Inst ID Code
123 Verification Data Verif Data

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-7

 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
125 Supporting Information Supporting Info
Usage 1 = VIFD Usage 1, VIFD
Usage 2 = Magneprint Usage 2, Magneprint
Usage 3 = Account Updater Verification Usage 3, Acct Updtr Verif
Usage 7 = Visa Commerce Information Usage 7, Visa Commerce
126 Visa Private-Use Fields Not abbreviated
Message Formats

126.0 Bit Map (Field 126) Field 126 Bit Map

126.1 Unused—Reserved Not used
through
126.5
126.6 Cardholder Certificate Serial Number Cdhldr Ser Nbr
126.7 Merchant Certificate Serial Number Merch Ser Nbr
126.8 Transaction ID (XID) Tran ID
126.9 TransStain/CAVV TS/CAVV
126.10 CVV2 Authorization Request Data CVV2 Auth Req Data
126.12 Service Indicators Svc Indctrs
126.13 POS Environment POS Environment
126.14 Payment Guarantee Option Pymt Guar Option
126.15 MasterCard UCAF Collection Indicator MC UCAF Indctr
126.16 MasterCard UCAF Field MC UCAF Field
126.18 Agent Unique Account Result Agent Unique Acct Result
127 File Records—Action and Data File Rcds—Action & Data
127.1 File Update Code Not abbreviated
127.2 Account Number Acct Nbr
127.3 Purge Date Not abbreviated
127A.1 Address Verification Postal Code Addr Verif Postal Code
127A.2 Address Verification Value Addr Verif Value
127C.1 PIN Verification Data PIN Verif Data
127C.2 Address Verification Postal Code Addr Verif Postal Code
127C.3 Address Verification Value Addr Verif Value
127E.1 Action Code Action Code
127E.2 Region Coding Region Coding
127.EF4 Action Code Not abbreviated
127.EF5 Region Coding Not abbreviated
127.EF6 Filler Not abbreviated
127F.1 Refresh Day Not abbreviated

5-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Field Name Abbreviations

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
127F.2 Noncash Monthly Open-to-Use Amount Noncash Monthly Open-to-Use Amt
127F.3 Cash Monthly Open-to-Use Amount Cash Monthly Open-to-Use Amt
127F.4 Previous Noncash Open-to-Use Verification Amount Previous Noncash Open-to-Use Verif Amt
127F.5 Previous Cash Open-to-Use Verification Amount Previous Cash Open-to-Use Verif Amt
127I.1 Noncash Adjustment Amount Noncash Adjustment Amt

Message Formats
127I.2 Cash Adjustment Amount Cash Adjustment Amt
127I.3 Previous Noncash Open-to-Use Verification Amount Previous Noncash Open-to-Use Verif Amt
127I.4 Previous Cash Open-to-Use Verification Amount Previous Cash Open-to-Use Verif Amt
127M.1 Merchant Record Type Mchnt Rcd Type
127M.2 Merchant Data 1 Mchnt Data 1
127M.3 Merchant Data 2 Mchnt Data 2
127M.4 Merchant Data 2 Mchnt Data 2
127M.5 Merchant Data 2 Mchnt Data 2
127P.1 PIN Verification Data PIN Verif Data
127.PF Portfolio File Not abbreviated
127.PVV4 Algorithm Identifier Algorithm Idfr
127.PVV4 Algorithm Idfr Algorithm Idfr
127.PVV5 Security Data Sec Data
130 Terminal Capability Profile Term Capblty Profile
131 Terminal Verification Results Term Verif Results
132 Unpredictable Number Unpredict Nbr
133 Terminal Serial Number Term Serial Nbr
134 Visa Discretionary Data Visa Discret Data
135 Issuer Discretionary Data Issuer Discret Data
136 Cryptogram Cryptogram
137 Application Transaction Counter App Trans Counter
138 Application Interchange Profile App Intchg Profile
139 ARPC Response Cryptogram & Code ARPC Resp Crypto & Code
140 Issuer Authentication Data Issuer Auth Data
142 Issuer Script Issuer Script
143 Issuer Script Results Issuer Script Results
144 Cryptogram Transaction Type Cryptogram Trans Type
145 Terminal Country Code Term Cntry Code
146 Terminal Transaction Date Term Trans Date
147 Cryptogram Amount Crypto Amt

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-9

 Chapter 5 Card Authorization/Verification Purchase

Table 5-2 List of Field Names and Abbreviations (continued)

Field
Number Field Name Field Name Abbreviation
148 Cryptogram Currency Code Crypto Currcy Code
149 Cryptogram Cashback Amount Crypto Cback Amt
152 Secondary PIN BLock Secondary PIN Block
192 Message Authentication Code Msg Authentication Code

5.3 CARD AUTHORIZATION/VERIFICATION PURCHASE

Message Formats

This section details the fields used in non-chip purchase authorization messages. Visa and
non-Visa chip-based transactions are located in a separate section in this chapter.

Charts are included for each of the following customer transaction types:
• Table 5-3: Card Present or Card Not Present—Non-CPS Standard Purchase, Electronic
Terminal, No PIN or PIN; E-Commerce. This table shows messages that support authorization
or verification requests such as key-entered or magnetic stripe read from an electronic
point-of-service terminal, or non-CPS e-commerce. A PIN may or may not be required.
• Table 5-4: Card Present/Card Not Present—Non-CPS Standard Purchase, Voice
Authorization.
• Table 5-5: CPS Card Present—Retail Purchase (No PIN), Passenger Transport, and Hotel
and Auto Rental transactions including incremental authorizations. These are card present
requests that may or may not include address verification data depending on the specific
CPS program (for example, Passenger Transport).
• Table 5-6: CPS Card Not Present—Direct Marketing, Passenger Transport including Preferred
Customer, Hotel and Auto Rental including Preferred Customer, and E-Commerce.
• Table 5-7: CPS Card Present—Automated Fuel Dispenser
• Table 5-8: Bill Payment—Authorization (U.S. Only)
• Table 5-9: Payment—Authorization Original (U.S. Only, Non-CPS)
• Table 5-10: Account Updater Verification Service Request
• Table 5-11: Credit Voucher and Merchandise Return Authorization (U.S. Only)
In addition, message formats for the following advices can be found at the end of this section:
• A message format for acquirer authorization advices, which are supported for the U.S.
region only. This message format can be used in conjunction with the charts that include
a footnote indicating such a relationship.
• An optional 0120/0130 completion advice message and response available to BASE I
issuers and used in conjunction with preauthorizations.

5-10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-3 Card Present or Card Not Present—Non-CPS Standard Purchase, Electronic
Terminal, PIN or No PIN; E-Commerce

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C

Message Formats
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C- C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verific Result Code C+ C Ô C+ C Ô C
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.10 CVV2 Results C+ C Ô C+ C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-11

 Chapter 5 Card Authorization/Verification Purchase

Table 5-3 Card Present or Card Not Present—Non-CPS Standard Purchase, Electronic
Terminal, PIN or No PIN; E-Commerce (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
44.13 CAVV Results C+ C Ô C+ C Ô C
44.14 Resp Reason Code C+ C+
45 Track 1 Data C Ô C Ô C
Message Formats

48 Addtnl Data —Private C Ô C Ô C Ô C Ô C

49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
52 PIN Data C C- C C-
53 Sec Related Cntrl Info C C- C C-
54 Addtnl Amts C C- C Ô C C- C Ô C
55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C C- C C- C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C+ C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.1 Auth Char Indctr C+ C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ C
62.17 Gateway Trans ID C Ô C Ô
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
73 Date, Action C C- C C- C

5-12 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-3 Card Present or Card Not Present—Non-CPS Standard Purchase, Electronic
Terminal, PIN or No PIN; E-Commerce (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C
101 File Name C C- C C- C

Message Formats
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
116 Card Issr Ref Data C+ C+
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
123 Verif Data C C- C C- C
125 Usage 2, Magneprint C Ô C Ô C
125 Usage 7, Visa Comm Info C C- C C-
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.6 Cdhldr Ser Nbr C Ô C Ô C
126.7 Merch Ser Nbr C Ô C Ô C
126.8 Tran ID (XID) C Ô C Ô C
126.9 TS/CAVV C Ô C Ô C
126.10 CVV2 Auth Req Data C C- C C- C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C C- C C- C
126.14 Pymt Guar Option C Ô C Ô C
126.15 MC UCAF Indctr C C- C C- C
126.16 MC UCAF Field C C- C C- C
126.18 Agent Unique Acct Result C − C −
127 File Rcds—Action & Data C C- C C- C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-13

 Chapter 5 Card Authorization/Verification Purchase

Table 5-4 Card Present/Card Not Present—Non-CPS Standard Purchase, Voice Authorization

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC

— Bit Map, Secondary C Ô C Ô C Ô C Ô M

2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
Message Formats

3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code C Ô C Ô C M+ C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID O Ô O Ô O Ô C
42 Card Accptr ID Code C Ô C Ô C Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verific Result Code C+ C Ô C+ C Ô C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.10 CVV2 Results C+ C Ô C+ C Ô C
44.13 CAVV Results C+ C Ô C+ C Ô C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C

5-14 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-4 Card Present/Card Not Present—Non-CPS Standard Purchase, Voice Authorization (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC

54 Addtnl Amts C C- C Ô C C- C Ô C
59 Natl POS Geo Data O Ô O Ô C
60.1 Terminal Type C Ô C Ô C
60.2 Term Entry Cap C Ô C Ô C

Message Formats
60.8 MOTO/ECI/Pymt Indctr C+ C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C+ C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.1 Auth Char Indctr C+ C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C
101 File Name C C- C C- C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
123 Verif Data C C- C C- C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.6 Cdhldr Ser Nbr C Ô C Ô C
126.7 Merch Ser Nbr C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-15

 Chapter 5 Card Authorization/Verification Purchase

Table 5-4 Card Present/Card Not Present—Non-CPS Standard Purchase, Voice Authorization (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC

126.8 Tran ID (XID) C Ô C Ô C

126.9 TS/CAVV C Ô C Ô C
126.10 CVV2 Auth Req Data C C- C C- C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
Message Formats

126.13 POS Environment C C- C C- C

126.14 Pymt Guar Option C Ô C Ô C
126.18 Agent Unique Acct Result C − C −
127 File Rcds—Action & Data C C- C C- C

Table 5-5 CPS Card Present—Retail Purchase (No PIN), Passenger Transport, and Hotel and Auto Rental

Field Number and Incremental BASE I / V.I.P.

Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
— Bit Map,
C Ô C Ô C Ô C Ô M C Ô C Ô M
Secondary
2 Primary Acct
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr (PAN)
3 Processing
M Ô C Ô M Ô M Ô M M Ô C Ô M
Code
4 Amt, Trans M Ô C Ô M Ô M Ô M M Ô C Ô M
6 Amt, Cdhldr
C+ C+ C- C+ C+ C- C C+ C+ C- C
Billing
7 Transmsn
M Ô M Ô M Ô M Ô M M Ô M Ô M
Date/Time
10 Conv Rate,
C+ C+ C- C+ C+ C- C C+ C+ C- C
Cdhldr Billing
11 Sys Trace Audit
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr
14 Date, Expr M Ô M Ô M C Ô C
18 Mchnt Type M Ô M Ô M M Ô M
19 Acqng Inst Cntry
M Ô O C- M Ô M Ô M M Ô C Ô M
Code
20 PAN Extnd,
C Ô C Ô C Ô C Ô C C Ô C Ô C
Cntry Code

5-16 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-5 CPS Card Present—Retail Purchase (No PIN), Passenger Transport, and
Hotel and Auto Rental (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
22 POS Entry Mode
M C+ M C+ M M C+ M
Code

Message Formats
23 Card Seq. Nbr C C- C C- C C- C C- C C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M M Ô M C+ M
32 Acqng Inst ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code
35 Track 2 Data C Ô C Ô C O Ô C
37 Retrieval Ref
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr
38 Auth ID Resp C Ô C Ô C C Ô C
39 Resp Code C+ M Ô C+ M Ô M C+ M Ô M
41 Card Accptr
C Ô C Ô C Ô C Ô C C Ô C Ô C
Termnl ID
42 Card Accptr ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code
43 Card Accptr
M Ô M Ô M M Ô M
Name/Loc
44.1 Resp Source/
M+ M+ M M+ M
Rsn Code
44.2 Addr Verific
C+ C Ô C+ C Ô C
Result Code
44.5 CVV/iCVV
C+ C C+ C+ C C+ C C+ C C+ C
Results Code
44.6 PACM Divrsn
C C
Level
44.7 PACM Divrsn
C C
Rsn Code
45 Track 1 Data C Ô C Ô C O Ô C
48 Addtnl Data—
C Ô C Ô C Ô C Ô C C
Private
49 Currcy Code,
M Ô M Ô M Ô M Ô M M Ô M Ô M
Trans
51 Currcy Code,
C+ C+ C- C+ C+ C- C C+ C+ C- C
Cdhldr Billing
54 Addtnl Amts C Ô C Ô C C Ô C
55 ICC-Related
C C- C C- C C- C C- C C C- C C- C
Data

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-17

 Chapter 5 Card Authorization/Verification Purchase

Table 5-5 CPS Card Present—Retail Purchase (No PIN), Passenger Transport, and
Hotel and Auto Rental (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
59 Natl POS Geo
C Ô C Ô C M Ô C
Data
Message Formats

60.1 Terminal Type M Ô M Ô M M Ô M

60.2 Term Entry Cap M Ô M Ô M M Ô M
60.4 Sp Cond
Indctr—Extg C C- C C- C C Ô C
Debt
60.8 MOTO/ECI/Pymt
C C+ C+ C
Indctr
60.10 Partial Auth
C C- C C- C C-
Indctr
61.1 Other Amt,
C Ô C Ô C C Ô C
Trans
61.2 Other Amt,
C+ C+ C C+ C
Cdhldr Billing
62.0 Field 62 Bit
M Ô O Ô M Ô O Ô C O Ô O Ô C
Map
62.1 Auth Char Indctr M C+ O C+ M C+ O C+ C M Ô C
62.2 Trans Idfr C+ O C+ C+ O C+ C C C O C C
62.3 Valid/Dwngrd
C+ C+
Rsn Code
62.4 Market-
Specific Data M C M+ M C M+ C O Ô O
Idfr
62.5 Duration M Ô M Ô C O Ô O
62.6 Prestigious
C Ô C Ô C O
Property Indctr
62.17 Gateway Trans
C Ô C Ô
ID
62.20 Mchnt VV C C- C Ô C C- C Ô C C C- C Ô C
62.21 Risk Score C+ C- C+ C- C C+ C- C
62.22 Condition
C+ C- C+ C- C C+ C- C
Codes
62.23 Card-Level
C+ C C+ C C+ C C+ C
Results
62.24 Program Idfr O+ O O+ C O+ O O+ C

5-18 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-5 CPS Card Present—Retail Purchase (No PIN), Passenger Transport, and
Hotel and Auto Rental (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
63.0 Bit Map
M Ô M Ô M Ô M Ô M M Ô M Ô M
(Field 63)

Message Formats
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M M Ô M Ô M
63.2 Time (Preauth
O+ C Ô O+ C Ô C
Time Limit)
63.4 STIP/Switch Rsn
M M
Code
63.19 Fee Prgrm
C C- C Ô C C- C Ô C C C- C Ô C
Indctr
73 Date, Action C C- C C- C C C- C
91 File Update
C C- C C- C C C- C
Code
101 File Name C C- C C- C C C- C
102 Acct ID 1 O Ô O Ô O Ô
104 Trans
O C- C C- O C- C C- C O C- C C- C
Description
116 Card Issr Ref
C+ C+
Data
117 National Use C C- C C- C C- C C- C C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C O C- O C- C
123 Verif Data C C- C C- C
125 Usage 2,
C Ô C Ô C
Magneprint
126.0 Field 126
C C- C Ô C C- C Ô C C C- C Ô C
Bit Map
126.12 Svc Indctrs C C- C Ô C C- C Ô C C C- C Ô C
126.13 POS
C C+ C C+ C
Environment
126.18 Agent Unique
C − C − C −
Acct Result
127 File Rcds—
C C- C C- C C C- C
Action & Data
1. A U.S.-only acquirer authorization advice, located at the end of this section, can be used in conjunction with this message format.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-19

 Chapter 5 Card Authorization/Verification Purchase

Table 5-6 CPS Card Not Present—Direct Marketing, Passenger Transport/Preferred Customer,
Hotel and Auto Rental/Preferred Customer, E-Commerce

Field Number and Incremental BASE I / V.I.P.

Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
Message Formats

— Bit Map,
C Ô C Ô C Ô C Ô M C Ô C Ô C
Secondary
2 Primary Acct
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr (PAN)
3 Processing
M Ô C Ô M Ô M Ô M M Ô C Ô M
Code
4 Amt, Trans M Ô C Ô M Ô M Ô M M Ô C Ô M
6 Amt, Cdhldr
C+ C+ C- C+ C+ C- C C+ C+ C- C
Billing
7 Transmsn
M Ô M Ô M Ô M Ô M M Ô M Ô M
Date/Time
10 Conv Rate,
C+ C+ C- C+ C+ C- C C+ C+ C- C
Cdhldr Billing
11 Sys Trace Audit
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr
14 Date, Exp O Ô O Ô C
18 Mchnt Type M Ô M Ô M M Ô M
19 Acqng Inst
M Ô O C- M Ô M Ô M M Ô M Ô M
Cntry Code
20 PAN Extnd,
C Ô C Ô C Ô C Ô C C Ô C Ô C
Cntry Code
22 POS Entry
M Ô M Ô M M Ô M
Mode Code
25 POS Cond Code M Ô M C+ M Ô M C+ M M Ô M C+ M
32 Acqng Inst ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code
37 Retrieval Ref
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr
38 Auth ID Resp C Ô C Ô C C Ô C
39 Resp Code C+ M Ô C+ M Ô M C+ M Ô M
41 Card Accptr
C Ô C Ô C Ô C Ô C C Ô C Ô C
Termnl ID
42 Card Accptr ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code

5-20 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-6 CPS Card Not Present—Direct Marketing, Passenger Transport/Preferred Customer,
Hotel and Auto Rental/Preferred Customer, E-Commerce (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
43 Card Accptr
M Ô M Ô M M Ô M
Name/Loc

Message Formats
44.1 Resp
Source/Rsn M+ M+ M M+ M
Code
44.2 Addr Verif
C+ C Ô C+ C Ô C
Result Code
44.6 PACM Divrsn
C C
Level
44.7 PACM Divrsn
C C
Rsn Code
44.10 CVV2 Results C+ C Ô C+ C Ô C C+ C Ô C
44.13 CAVV Results C+ C Ô C+ C Ô C
48 Addtnl Data—
C Ô C Ô C Ô C Ô C C
Private
49 Currcy Code,
M Ô M Ô M Ô M Ô M M Ô M Ô M
Trans
51 Currcy Code,
C+ C+ C- C+ C C- C C+ C+ C- C
Cdhldr Billing
54 Addtnl Amts C Ô C Ô C C Ô C
59 Natl POS Geo
C Ô C Ô C Ô C
Data
60.1 Terminal Type M Ô M Ô M M Ô M
60.2 Term Entry Cap M Ô M Ô M M Ô M
60.4 Sp Cond
C C- C Ô C
Indctr—Extg Debt
60.8 MOTO/ECI/Pymt
C C+ C C+ C
Indctr
60.10 Partial Auth
C C- C C- C C-
Indctr
62.0 Field 62
M Ô O Ô M Ô O Ô C O Ô O Ô C
Bit Map
62.1 Auth Char
M C+ O C+ M C+ O C+ C M Ô C
Indctr
62.2 Trans Idfr C+ O C+ C+ O C+ C C Ô O Ô C
62.3 Valid/Dwngrd
C+ C+
Rsn Code

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-21

 Chapter 5 Card Authorization/Verification Purchase

Table 5-6 CPS Card Not Present—Direct Marketing, Passenger Transport/Preferred Customer,
Hotel and Auto Rental/Preferred Customer, E-Commerce (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
62.4 Market- specific
M C M+ M C M+ C O Ô O
Data Idfr
Message Formats

62.5 Duration M Ô M Ô C O Ô O
62.6 Prestigious
C Ô C Ô C O
Property Indctr
62.17 Gateway Trans
C Ô C Ô
ID
62.20 Mchnt VV C C- C Ô C C- C Ô C C C- C Ô C
62.21 Risk Score C+ C- C+ C- C C+ C- C
62.22 Condition
C+ C- C+ C- C C+ C- C
Codes
62.23 Card-Level
C+ C C+ C C+ C C+ C
Results
62.24 Program
O+ O O+ C O+ O O+ C
Identifier
63.0 Bit Map
M Ô M Ô M Ô M Ô M M Ô M Ô M
(Field 63)
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M M Ô M Ô M
63.4 STIP/Switch
M M
Rsn Code
63.19 Fee Prgrm
C C- C Ô C C- C Ô C C C- C Ô C
Indctr
73 Date, Action C C- C C- C C C- C
91 File Update
C C- C C- C C C- C
Code
101 File Name C C- C C- C C C- C
102 Acct ID 1 O Ô O Ô O Ô
104 Trans
O C- C C- C C- C C- C O C- C C- C
Description
116 Card Issr Ref
C+ C+
Data
117 National Use C C- C C- C C- C C- C C C- C C- C
123 Verif Data C C- C C- C
125 Usage 7, Visa
C C- C C-
Commerce

5-22 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-6 CPS Card Not Present—Direct Marketing, Passenger Transport/Preferred Customer,
Hotel and Auto Rental/Preferred Customer, E-Commerce (continued)
Field Number and Incremental BASE I / V.I.P.
Name Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format1 Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
126.0 Field 126 Bit
C C- C Ô C C- C Ô C C C- C Ô C
Map

Message Formats
126.6 Cdhldr Ser Nbr C Ô C Ô C
126.7 Merch Ser Nbr C Ô C Ô C
126.8 Tran ID (XID) C Ô C Ô C
126.9 TS/CAVV C Ô C Ô C
126.10 CVV2 Auth Req
C C- C C- C C C- C
Data
126.12 Svc Indctrs C C- C Ô C C- C Ô C C C- C Ô C
126.13 POS
C C+ C C+ C
Environment
126.14 Pymt Guar
C Ô C Ô C
Option
126.18 Agent Unique
C − C − C −
Acct Result
127 File Rcds—
C C- C C- C C C- C
Action & Data
1. A U.S.-only acquirer authorization advice, located at the end of this section, can be used in conjunction with this message format.

Table 5-7 CPS Card Present—Automated Fuel Dispenser

Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Exp M Ô M Ô M
18 Mchnt Type M Ô M Ô M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-23

 Chapter 5 Card Authorization/Verification Purchase

Table 5-7 CPS Card Present—Automated Fuel Dispenser (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
Message Formats

32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M

35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
45 Track 1 Data C Ô C Ô C
48 Addtnl Data—Private O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
62.0 Field 62 Bit Map M Ô O Ô M Ô O Ô C
62.1 Auth Char Indctr M C+ O C+ M C+ O C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.3 Valid/Dwngrd Rsn Code C+ C+
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C

5-24 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-7 CPS Card Present—Automated Fuel Dispenser (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.4 STIP/Switch Rsn Code M

Message Formats
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
101 File Name C C- C C- C
102 Acct ID 1 O Ô O Ô
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
125 Usage 2, Magneprint C Ô C Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C
126.18 Agent Unique Acct Result C − C −
127 File Rcds—Action & Data C C- C C- C
1. A U.S.-only acquirer authorization advice, located at the end of this section, can be used in conjunction with this message format.

Table 5-8 Bill Payment: Authorization (U.S. Only)

Field Number and Name V.I.P. Msg Format Advice

0100 0110 0120
Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M
14 Date, Exp O Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-25

 Chapter 5 Card Authorization/Verification Purchase

Table 5-8 Bill Payment: Authorization (U.S. Only) (continued)

Field Number and Name V.I.P. Msg Format Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M Ô M
25 POS Cond Code M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M
Message Formats

37 Retrieval Ref Nbr M Ô M Ô M

38 Auth ID Resp C Ô C
39 Resp Code C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code M+ M
44.2 Addr Verif Result Code C+ C C+ C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.10 CVV2 Results C+ C Ô C
44.13 CAVV Results C+ C Ô C
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C C- C
54 Addtnl Amts C
59 Natl POS Geo Data C Ô C
60.1 Terminal Type M Ô M
60.2 Term Entry Cap M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C
60.8 MOTO/ECI/Pymt Indctr M Ô M
60.10 Partial Auth Indctr C C-
62.0 Field 62 Bit Map M Ô O Ô C
62.1 Auth Char Indctr C C+ O C+ C
62.2 Trans Idfr C+ O C+ C
62.3 Valid/Dwngrd Rsn Code C+
62.4 Market- specific Data Idfr M Ô O C+ M
62.20 Mchnt VV C C- C Ô C
62.21 Risk Score C+ C- C
62.22 Condition Codes C+ C- C

5-26 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-8 Bill Payment: Authorization (U.S. Only) (continued)

Field Number and Name V.I.P. Msg Format Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M

Message Formats
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
73 Date, Action C C- C
91 File Update Code C C- C
101 File Name C C- C
123 Verif Data C C- C
126.0 Field 126 Bit Map C C- C Ô C
126.6 Cdhldr Ser Nbr C Ô C
126.7 Merch Ser Nbr C Ô C
126.8 Tran ID (XID) C Ô C
126.9 TS/CAVV C Ô C
126.10 CVV2 Auth Req Data C C- C
126.12 Svc Indctrs C C- C Ô C
126.13 POS Environment C C+ C
126.18 Agent Unique Acct Result C −
127 File Rcds— Action & Data C C- C

Table 5-9 Payment: Authorization Original (U.S. Only, Non-CPS)

Field Number and Name 0100 0110

Acqr VIC Iss VIC
2 Primary Acct Nbr (PAN) M Ô M Ô
3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
6 Amt, Cdhldr Billing C+
7 Transmsn Date/Time M Ô M Ô
10 Conv Rate, Cdhldr Billing C+
11 Sys Trace Audit Nbr M Ô M Ô
12 Time, Local Trans M Ô
13 Date, Local Trans M Ô

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-27

 Chapter 5 Card Authorization/Verification Purchase

Table 5-9 Payment: Authorization Original (U.S. Only, Non-CPS) (continued)

Field Number and Name 0100 0110
Acqr VIC Iss VIC
14 Date, Expr. C Ô
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
Message Formats

25 POS Cond Code M Ô M C+

26 POS PIN Captr Code C C
32 Acqng Inst ID Code M Ô M Ô
33 Fwdng Inst ID Code C Ô
35 Track 2 Data C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp M Ô
39 Resp Code M Ô
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc M Ô
44.1 Resp Source/Rsn Code C+
44.2 Addr Verif Result Code C C
44.5 CVV/iCVV Results Code C+ C Ô
44.6 PACM Divrsn Level C+
44.7 PACM Divrsn Rsn Code C+
44.10 CVV2 Results C+ C Ô
44.13 CAVV Results C+ C Ô
45 Track 1 Data C Ô
48 Addtnl Data—Private C Ô
49 Currcy Code, Trans M Ô M Ô
51 Currcy Code, Cdhldr Billing C+
52 PIN Data C C-
53 Sec Related Cntrl Info C C-
54 Addtnl Amts C C
59 Natl POS Geo Data C Ô
60.1 Terminal Type M Ô
60.2 Term Entry Cap M Ô
60.8 MOTO/ECI/Pymt Indctr C Ô

5-28 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-9 Payment: Authorization Original (U.S. Only, Non-CPS) (continued)

Field Number and Name 0100 0110
Acqr VIC Iss VIC
62.1 Auth Char Indctr M C+ O
62.2 Trans Idfr C+ O Ô
62.3 Valid Rsn Code C+
62.20 Mchnt VV M Ô O Ô
62.23 Card-Level Results C+ C C+

Message Formats
62.24 Program Idfr O+ O O+
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
63.19 Fee Prgrm Indctr C C- C Ô
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 C Ô
104 Trans Description O C-
121 Issng Inst ID Code C Ô C Ô
123 Verif Data C C-
126.9 3–D Secure CAVV C C-
126.10 CVV2 Auth Request Data C C-
126.12 Svc Indctrs C C-

Table 5-10 Account Updater Verification Service Request

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Second C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
12 Time, Local Trans O Ô O Ô C
13 Date, Local Trans O Ô O Ô C
14 Date, Expr M Ô M Ô M
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-29

 Chapter 5 Card Authorization/Verification Purchase

Table 5-10 Account Updater Verification Service Request (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
22 POS Entry Mode Code M Ô M Ô M
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
Message Formats

39 Resp Code C+ M Ô C+ M Ô M
42 Card Accptr ID Code M Ô M M Ô M M
43 Card Accptr Name/Loc M Ô M Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verific Result Code C Ô C Ô
48 Addtnl Data—Private, Usage 17 C+ C C- C+ C C- C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
54 Addtnl Amts C Ô C C- C Ô C C- C
62.0 CPS Field Bit Map C+ C+ C+ C+ C
62.2 Trans Idfr C+ C+ C+ C+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C
123 Verif Data C C- C C- C
125 Usage 3, Acct Updat Data C Ô C Ô C

Table 5-11 Credit Voucher and Merchandise Return Authorization (U.S. Only)

Field Number and Name STIP

Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) M Ô M Ô M
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C- C

5-30 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-11 Credit Voucher and Merchandise Return Authorization

(U.S. Only) (continued)
Field Number and Name STIP
Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô C
13 Date, Local Trans O Ô C

Message Formats
14 Date, Expr C Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M C+ M
23 Card Seq. Nbr C C- C C- C
25 POS Cond Code M Ô M C+ M
26 POS PIN Captr Code C C C
32 Acqng Inst ID Code M Ô M Ô M
33 Fwdng Inst ID Code C Ô C
35 Track 2 Data C Ô
37 Retrieval Ref Nbr M Ô M Ô M
38 Auth ID Resp C Ô C
39 Resp Code C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code C+ M
44.2 Addr Verific Result Code C+ C+ C C
44.5 CVV/iCVV Results Code C+ C+ Ô C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.10 CVV2 Results C+ C+ Ô C
44.13 CAVV Results C+ C Ô C
45 Track 1 Data C Ô
48 Addtnl Data—Private C Ô C Ô C
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C
52 PIN Data C C-

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-31

 Chapter 5 Card Authorization/Verification Purchase

Table 5-11 Credit Voucher and Merchandise Return Authorization

(U.S. Only) (continued)
Field Number and Name STIP
Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
53 Sec Related Cntrl Info C C-
54 Addtnl Amts C C
55 Chip Card Data C C- C C- C
Message Formats

59 Natl POS Geo Data C Ô C

60.1 Terminal Type M Ô M
60.2 Term Entry Cap M Ô M
60.3 Chip Condtn Code C C- C
60.6 Trans Indctr C C- C
60.7 Auth Rel Indctr C C- C
60.8 MOTO/ECI/Pymt Indctr C C+ C
62.0 Field 62 Bit Map M Ô M Ô M
62.1 Auth Char Indctr M Ô O M
62.2 Trans Idfr C+ O C+ M
62.3 Valid/Dwngrd Rsn Code C+ M
62.20 Merchant Verification Value C Ô O Ô C
62.21 Risk Score C+ C- C
62.22 Condition Codes C+ C- C
62.23 Card-Level Results C+ C C+
62.24 Program Idfr O+ O O+
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
68 Rcvg Inst Cntry Code C Ô C Ô C
73 Date, Action O –
91 File Update Code O –
100 Rcvg Inst ID Code C Ô C
101 File Name O –
102 Acct ID 1 O Ô O Ô C
103 Acct ID 2 O Ô O Ô C
104 Trans Description O C- C C- C
115 Addtnl Trace Data 1 C C- C+

5-32 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-11 Credit Voucher and Merchandise Return Authorization

(U.S. Only) (continued)
Field Number and Name STIP
Advice
0100 0110 0120
Acqr VIC Issr VIC VIC
123 Verif Data C C-
126.0 Field 126 Bit Map C C- C C- C
126.9 3–D Secure CAVV C Ô

Message Formats
126.10 CVV2 Auth Req Data C Ô C
126.12 Svc Indctrs C C- C
126.13 POS Environment C C- C
127 File Rcds—Action and Data O –

NOTE
In addition to the message types shown in the following chart, issuers can optionally generate an 0130 response
to an 0120 STIP advice.

Table 5-12 Acquirer Authorization Advice (U.S. Only)

Field Number and Name STIP

Advice
0120 0130 0120
Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) M Ô M Ô M
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô C
13 Date, Local Trans O Ô C
14 Date, Expr C Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M C+ M
23 Card Seq. Nbr C C- C C- C
25 POS Cond Code M Ô M Ô M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-33

 Chapter 5 Card Authorization/Verification Purchase

Table 5-12 Acquirer Authorization Advice (U.S. Only) (continued)

Field Number and Name STIP
Advice
0120 0130 0120
Acqr VIC Issr VIC VIC
32 Acqng Inst ID Code M Ô M Ô M
33 Fwdng Inst ID Code C Ô C
37 Retrieval Ref Nbr M Ô M Ô M
Message Formats

38 Auth ID Resp C Ô C
39 Resp Code O+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code C+ M Ô M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.11 Orig Resp Code C+
48 Addtnl Data—Private C Ô C
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C
55 Chip Card Data C C- C C- C
59 Natl POS Geo Data C Ô C
60.1 Terminal Type M Ô M
60.2 Term Entry Cap M Ô M
60.3 Chip Condtn Code C C- C
60.6 Trans Indctr C C- C
60.7 Auth Rel Indctr C C- C
60.8 MOTO/ECI/Pymt Indctr C C+ C
62.0 Field 62 Bit Map C M+ C M+ M
62.1 Auth Char Indctr M Ô O M
62.2 Trans Idfr C+ O Ô M
62.3 Valid/Dwngrd Rsn Code O Ô O
62.4 Market-Specific Data Idfr C C- O C+ C
62.20 Merchant Verification Value C Ô O Ô C
62.21 Risk Score C+ C- C
62.22 Condition Codes C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M

5-34 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization/Verification Purchase

Table 5-12 Acquirer Authorization Advice (U.S. Only) (continued)

Field Number and Name STIP
Advice
0120 0130 0120
Acqr VIC Issr VIC VIC
63.3 Msg Rsn Code M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C

Message Formats
68 Rcvg Inst Cntry Code C Ô C Ô C
100 Rcvg Inst ID Code C Ô C
102 Acct ID 1 O Ô O Ô C
103 Acct ID 2 O Ô O Ô C
104 Trans Description O C- O C- O
115 Addtnl Trace Data 1 C C- C+
126.0 Field 126 Bit Map C C- C
126.12 Svc Indctrs C C-
126.13 POS Environment C C- C

Table 5-13 Completion Advice for BASE I Issuers

Completion Advice
0120 0130
Field Number and Field Name VIC Issr
– Bit Map, Secondary C C
2 Primary Acct Nbr M M
3 Processing Code M M
4 Amt, Trans M M
6 Amt, Cdhldr Billing C
7 Transmsn Date/Time M M
10 Conv Rate, Chldr Billing C
11 Sys Trace Audit Nbr M M
14 Date, Expr M
18 Mchnt Type M
19 Acqng Inst Cntry Code M M
20 PAN Extnd Cntry Code C
22 POS Entry Mode Code M
23 Card Seq Nbr C C
25 POS Cond Code M M
32 Acqng Inst ID Code M M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-35

 Chapter 5 Card Authorization/Verification Purchase

Table 5-13 Completion Advice for BASE I Issuers (continued)

Completion Advice
0120 0130
Field Number and Field Name VIC Issr
33 Fwdng Inst ID Code C
37 Retrieval Ref Nbr M M
38 Auth ID Resp C
39 Resp Code M
Message Formats

41 Card Accptr Termnl ID C C

42 Card Accptr ID Code M M
43 Card Accptr Name/Loc M
48 Addtnl Data—Private
C
(Usage = 36)
49 Currcy Code, Trans M M
51 Currcy Code, Cdhldr Billing C
55 ICC-Related Data C
59 Natl POS Geo Data C
60.1 Terminal Type M
60.2 Term Entry Cap M
60.9 Crdhldr ID Method C
60.10 Partial Auth Indctr C
61.1 Other Amt, Trans C
61.2 Other Amt, Cdhldr Billing C
62.0 Field 62 Bit Map C C
62.1 Auth Char Indctr C C
62.2 Trans Idfr C C
62.3 Valid/Downgrd Rsn Code C
62.20 Mchnt VV C
62.21 Risk Score C
62.22 Condition Codes C
62.23 Card-Level Results C
62.24 Program Idfr C
63.0 Bit Map (Field 63) M M
63.1 Netwk ID Code M M
63.2 Time (Preauth Time Limit) C C
104 Trans-Spcfc Data C

5-36 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

5.4 CARD AUTHORIZATION—ATM CASH AND QUASI-CASH

This section details the fields used in the authorization messages for cash withdrawals,
cash advances, and quasi-cash transactions. It contains four charts, one for each of these
customer transactions:
• Table 5-14: ATM Cash Transaction—With PIN (non-CPS)
• Table 5-15: Manual Cash or Quasi-Cash—Electronic Terminal, No PIN (non-CPS)
• Table 5-16: Manual Cash or Quasi-Cash—Voice Authorization (non-CPS)
• Table 5-17: CPS ATM, Visa Card—With PIN
As applicable, each chart contains these field requirements:

Message Formats
• 0100 Authorization Request (acquirer to issuer)
• 0101 Repeat Authorization Request
• 0102 ATM Confirmation (acquirer to issuer)
• 0110 Authorization Response
• 0120 Authorization Advice (VIC to issuer)

Table 5-14 ATM Cash Transaction—With PIN (Non-CPS)

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C C C C C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M Ô M
14 Date, Expr M Ô M Ô M
18 Mchnt’s Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C Ô C
35 Track 2 Data C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-37

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-14 ATM Cash Transaction—With PIN (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M Ô M
Message Formats

41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M Ô M

42 Card Accptr ID Code M Ô M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C
48 Addtnl Data —Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C+ C
52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-
54 Addtnl Amts C Ô C Ô
59 Natl POS Geo Data C Ô C Ô C Ô C
60.1 Terminal Type M Ô M Ô O C- M
60.2 Term Entry Cap M Ô M Ô O C- M
61.1 Other Amt, Trans C Ô C
61.2 Other Amt, Cdhldr Blng C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô O C- C
62.2 Trans Idfr C+ O C+ C+ O C+ O C- C
62.20 Mchnt VV C C- C Ô C C- C Ô C - C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C C+ C
68 Receiving Institution Country
C Ô C Ô C Ô C
Code
73 Date, Action C C- C C- C

5-38 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-14 ATM Cash Transaction—With PIN (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C Ô C
101 File Name C C- C C- C

Message Formats
102 Acct ID 1 C Ô C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C Ô C
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C Ô C
125 Usage 2, Magneprint C Ô C Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C Ô C
127 File Rcds—Action & Data C C- C C- C

Table 5-15 Manual Cash or Quasi-Cash—Electronic Terminal, No PIN (Non-CPS)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt’s Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code C C+ C C+ C

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 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-15 Manual Cash or Quasi-Cash—Electronic Terminal, No PIN (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
Message Formats

37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M

38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô C
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code C Ô C Ô C Ô C Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verif Result Code C Ô C Ô C
44.5 CVV/iCVV Results Code C+ C C+ C+ C+ C
45 Track 1 Data C Ô C Ô C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C+ C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.1 Auth Char Indctr C+ C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
68 Receiving Institution Country
C Ô C Ô C
Code

5-40 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-15 Manual Cash or Quasi-Cash—Electronic Terminal, No PIN (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C
101 File Name C C- C C- C

Message Formats
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
123 Verif Data O C- O C- C
125 Usage 2, Magneprint C Ô C Ô C
127 File Rcds—Action & Data C C- C C- C

Table 5-16 Manual Cash or Quasi-Cash—Voice Authorization (Non-CPS)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt’s Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-41

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-16 Manual Cash or Quasi-Cash—Voice Authorization (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
Message Formats

39 Resp Code M C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID O Ô O Ô C
42 Card Accptr ID Code O Ô O Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verif Result Code C Ô C Ô C
44.10 CVV2 Results C+ C Ô C+ C Ô C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
59 Natl POS Geo Data O Ô O Ô C
60.1 Terminal Type O Ô O Ô C
60.2 Term Entry Cap O Ô O Ô C
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C+ C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.1 Auth Char Indctr C+ C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
Receiving Institution Country
68 C Ô C Ô C
Code
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C

5-42 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-16 Manual Cash or Quasi-Cash—Voice Authorization (Non-CPS) (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
101 File Name C C- C C- C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C

Message Formats
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
123 Verif Data C Ô C Ô C
126.0 Field 126 Bit Map C Ô C Ô C
126.10 CVV2 Auth Req Data C C- C C- C
127 File Rcds—Action & Data C C- C C- C

Table 5-17 CPS ATM, Visa Card—With PIN

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô C Ô C
6 Amt, Cdhldr Blng C+ C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M Ô M
10 C onvsn Rate, Cdhldr Blng C+ C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M Ô M

14 Date, Expr M Ô M Ô M
18 Mchnt’s Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-43

 Chapter 5 Card Authorization—ATM Cash and Quasi-Cash

Table 5-17 CPS ATM, Visa Card—With PIN (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M Ô M
Message Formats

38 Auth ID Resp C Ô C Ô C Ô C
39 Resp Code M C+ M Ô C+ M Ô M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C+ C
52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-
54 Addtnl Amts C Ô C Ô C
59 Natl POS Geo Data C Ô C Ô C Ô C
60.1 Terminal Type M Ô M Ô O C- M
60.2 Term Entry Cap M Ô M Ô O C- M
61.1 Other Amt, Trans C Ô C
61.2 Other Amt, Cdhldr Blng C+ C
62.0 Field 62 Bit Map M Ô C Ô M Ô C Ô O C- C
62.1 Auth Char Indctr M C O M+ M C O M+ O C- C
62.2 Trans Idfr C+ O C+ C+ O C+ O C- C
62.3 Valid/Dwngrd Rsn Code C+ C+
62.20 Mchnt VV C C- C Ô C C- C Ô C - C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
62.23 Card-Level Results C+ C C+ C+ C
62.24 Program Idfr O+ O O+ O+ O
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M Ô M

5-44 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 ATM and POS Stand-Alone Balance Inquiry

Table 5-17 CPS ATM, Visa Card—With PIN (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C C+ C

Message Formats
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
101 File Name C C- C C- C
102 Acct ID 1 O Ô O Ô
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- O C- C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C Ô C
127 File Rcds—Action & Data C C- C C- C

5.5 ATM AND POS STAND-ALONE BALANCE INQUIRY

This section details the fields used in the authorization messages for ATM and POS stand-alone
balance inquiries for both Custom Payment Service (CPS) and non-CPS transactions.

Balance inquiries are valid for U.S. Visa cardholders at ATMs or POS terminals inside the
United States. The request messages originate at Single Message System (SMS) acquirers
and are sent to BASE I issuers.
NOTE
STIP does not process a balance inquiry unless it is part of a POS authorization request for which the issuer has
established STIP parameters. In this event, the balance inquiry part of the request is ignored.

Table 5-18 includes the ATM balance inquiry field requirements for:
• 0100 Authorization Request
• 0110 Authorization Request Response
Table 5-19 includes the POS balance inquiry field requirements for:
• 0100 Authorization Request
• 0110 Authorization Request Response

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-45

 Chapter 5 ATM and POS Stand-Alone Balance Inquiry

Table 5-18 ATM Balance Inquiry

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
Message Formats

11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M

14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-

5-46 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 ATM and POS Stand-Alone Balance Inquiry

Table 5-18 ATM Balance Inquiry (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
54A Addtnl Amts:
C Ô C Ô
Balance 1
54B Balance 2 C Ô C Ô
54C Balance 3 C+ C+

Message Formats
54D Balance 4 C+ C+
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
102 Acct ID 1 O Ô O Ô C
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C

Table 5-19 POS Balance Inquiry

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-47

 Chapter 5 ATM and POS Stand-Alone Balance Inquiry

Table 5-19 POS Balance Inquiry (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
Message Formats

20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C

22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
52 PIN Data C C- C C-
53 Sec Related Cntrl Info C C- C C-
54A Addtnl Amts:
C Ô C Ô
Balance 1
54B Balance 2 C Ô C Ô
54C Balance 3 C+ C+
54D Balance 4 C+ C+
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C

5-48 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 ATM and POS Stand-Alone Balance Inquiry

Table 5-19 POS Balance Inquiry (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C

Message Formats
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
102 Acct ID 1 O Ô O Ô C
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-49

 Chapter 5 Eligibility Inquiry Transaction (U.S. Only)

5.6 ELIGIBILITY INQUIRY TRANSACTION (U.S. ONLY)

The eligibility inquiry transaction in the following table is a non-financial, information-only
request that can be used to verify whether an individual’s health insurance coverage is current.
These requests are not submitted to BASE II for clearing and settlement.

Table 5-20 Eligibility Inquiry

Field Number and Name Original Inquiry

0100 0110
Acqr VIC Issr VIC
Message Formats

— Bit Map, Secondary M Ô M Ô

2 Primary Acct Nbr (PAN) M Ô M Ô
3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M
7 Transmsn Date/Time M Ô M Ô
11 Sys Trace Audit Nbr M Ô M Ô
14 Date, Expr M Ô
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
22 POS Entry Mode Code M C+
25 POS Cond Code M Ô M C+
32 Acqng Inst ID Code M Ô M Ô
35 Track 2 Data C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp C Ô
39 Resp Code M Ô
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc M Ô
44.1 Resp Source/Rsn Code M+
49 Currcy Code, Trans M Ô M Ô
54 Addtnl Amts O Ô
62.0 Field 62 Bit Map M Ô O Ô
62.2 Trans Idfr M+ C M+
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
63.19 Fee Prgrm Indctr C C- C Ô
104 Transaction-Specific Data C C- C Ô
126.0 Field 126 Bit Map C −
126.18 Agent Unique Acct Result C −

5-50 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Check Acceptance

5.7 CHECK ACCEPTANCE

This section details the fields used in authorization messages for customer transactions that
involve checks.

Table 5-21 provides the field requirements for these Check Acceptance message types:
• 0100 Check Acceptance Request
These messages go from the acquirer to the Check Acceptance vendor.
• 0110 Check Acceptance Response

Message Formats
Table 5-21 Check Acceptance

Field Number and Name BASE I Msg Format V.I.P. Msg Format
0100 0110 0100 0110
Acqr VIC Issr VIC Acqr VIC Issr VIC
— Bit Map, Secondary M Ô M Ô M Ô M Ô
3 Processing Code M Ô M Ô M Ô M Ô
4 Amt, Trans M Ô C Ô M Ô M Ô
7 Transmsn Date/Time M Ô M Ô M Ô M Ô
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô
18 Mchnt Type M Ô M Ô
19 Acqng Inst Cntry Code O Ô M Ô M Ô
25 POS Cond Code M Ô M C+ M Ô M C+
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô
38 Auth ID Resp C Ô C Ô
39 Resp Code C+ M Ô M Ô
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô
42 Card Accptr ID Code M Ô M Ô M Ô M Ô
44.1 Resp Source/Rsn Code M+ M+
48 Addtnl Data—Private O Ô O Ô O Ô O Ô
49 Currcy Code, Trans M Ô M Ô M Ô M Ô
59 Natl POS Geo Data O Ô O Ô
60.1 Terminal Type O Ô O Ô
60.2 Term Entry Cap O Ô O Ô
62.0 CPS Fields Bit Map C+ C+ C+ C+
62.2 Trans Idfr C+ C+ C+ C+
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô
63.1 Netwk ID Code M Ô M Ô M Ô M Ô
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-51

 Chapter 5 Original Credit Authorization

Table 5-21 Check Acceptance (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format
0100 0110 0100 0110
Acqr VIC Issr VIC Acqr VIC Issr VIC
73 Date, Action C Ô C Ô
100 Rcvg Inst ID Code M Ô M Ô
102 Acct ID 1 M Ô M Ô M Ô M Ô
104 Trans Description C C- C C-
Message Formats

117 National Use C C- C C- C C- C C-

118 Intra-Cntry Data O C- O C- O C- O C-
126.0 Field 126 Bit Map C − C −
126.18 Agent Unique Acct Result C − C −

5.8 ORIGINAL CREDIT AUTHORIZATION

Members can initiate original credit authorizations by using the message format in the table
below. Originating members send these messages to determine if the recipient member
accepts original credits. Recipient members may choose to accept the authorization message.
Otherwise, Visa will respond on their behalf.

Table 5-22 Original Credit: Authorization (Non-CPS)

Field Number and Name Original STIP

Advice
0100 0110 0120
Acqr/Issr VIC Issr VIC VIC

— Bit Map, Secondary C C C C C

2 Primary Acct Nbr (PAN) C Ô C Ô C
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C
7 Transmsn Date/Time M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô C
13 Date, Local Trans O Ô C
14 Date, Expr O Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
22 POS Entry Mode Code M Ô M
25 POS Cond Code M Ô M C+ M

5-52 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Original Credit Authorization

Table 5-22 Original Credit: Authorization (Non-CPS) (continued)

Field Number and Name Original STIP
Advice
0100 0110 0120
Acqr/Issr VIC Issr VIC VIC

32 Acqng Inst ID Code M Ô M Ô M

33 Fwdng Inst ID Code C Ô C
37 Retrieval Ref Nbr M Ô M Ô M

Message Formats
38 Auth ID Resp C Ô C
39 Resp Code C+ M M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code M+ M
44.10 CVV2 Results C+ C Ô C
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C
59 Natl POS Geo Data O Ô C
60.1 Terminal Type C Ô C
60.2 Term Entry Cap C Ô C
60.8 MOTO/ECI/Pymt Indctr C C- C
62.0 Field 62 Bit Map C+ C C+ C
62.2 Trans Idfr C+ C+ C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
100 Rcvg Inst ID Code C C
102 Acct ID 1 C Ô C Ô C
103 Acct ID 2 C Ô C Ô C
104 Trans Description C C- C C- C
117 National Use C C- C C- C
118 Intra-Cntry Data C C- C C- C
121 Issuing Inst ID Code C Ô C Ô C
126.0 Field 126 Bit Map C C- C
126.10 CVV2 Auth Req Data C C- C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-53

 Chapter 5 Prepaid Load and Activate

5.9 PREPAID LOAD AND ACTIVATE

The following message format may be used for prepaid loads and also for prepaid activations.

Table 5-23 Prepaid Load and Activate (0100)

Field Number and Name Original

0100 0110
Acqr VIC Issr VIC
— Bit Map, Secondary C Ô C Ô
Message Formats

2 Primary Acct Nbr M Ô M Ô

3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
7 Transmsn Date/Time M Ô M Ô
11 Sys Trace Audit Nbr M Ô M Ô
14 Date, Expr O Ô
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
25 POS Cond Code M Ô M C+
32 Acqng Inst ID Code M Ô M Ô
33 Fwdng Inst ID Code C Ô
35 Track 2 Data C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp C Ô
39 Resp Code C+ M C+
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc M Ô
44.1 Resp Source/Rsn Code M+
44.5 CVV/iCVV Results Code C+ O C+
44.11 Orig Resp Code C+
45 Track 1 Data C Ô
49 Currcy Code, Trans M Ô M Ô
54 Addtnl Amts O C-
59 Natl POS Geo Data C Ô
60 Additional POS Info C C+
62.0 CPS Fields Bit Map C Ô C C+
62.1 Auth Char Indctr C C+ O C+

5-54 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Prepaid Load and Activate

Table 5-23 Prepaid Load and Activate (0100) (continued)

Field Number and Name Original
0100 0110
Acqr VIC Issr VIC
62.2 Trans Idfr C+ C+
62.3 Valid/Downgrd Rsn Code C+
62.23 Card-Level Results C+ C C+
62.24 Program Idfr O+ O O+

Message Formats
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
63.19 Fee Prgrm Indctr C C- C Ô
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 C Ô C Ô
103 Acct ID 2 C Ô C Ô
117 National Use C C- C C-
118 Intra-Cntry Data O C- O C-
121 Issng Inst ID Code C Ô C Ô
126.0 Bit Map (Field 126) C Ô
126.6 Cdhldr Ser Nbr C Ô
126.7 Merch Ser Nbr C Ô
126.8 Tran ID (XID) C Ô
126.18 Agent Unique Acct Result C −

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-55

 Chapter 5 Reversals

5.10 REVERSALS
This section details the fields used in reversal messages to reverse previously approved card
authorizations. The charts contain these customer transaction types:
• Table 5-24: Standard Purchase, Manual Cash, or Quasi-Cash—Electronic Terminal (non-CPS)
• Table 5-25: Standard Purchase, Manual Cash, or Quasi-Cash—Voice Authorization
(non-CPS)
• Table 5-26: ATM Cash Transaction or Automated POS Purchase—With PIN (non-CPS)
• Table 5-27: CPS Card Present—Retail Purchase, Passenger Transport, Hotel and Auto Rental
• Table 5-28: CPS Card Not Present—Passenger Transport, Hotel and Auto Rental, Direct
Marketing, and E-Commerce
Message Formats

• Table 5-29: CPS/Automated Fuel Dispenser

• Table 5-30: Bill Payment—Authorization Reversal (U.S. Only)
• Table 5-31: Payment—Authorization Reversal (U.S. Only, Non-CPS)
• Table 5-32: Partial Reversal—POS Non-CPS and CPS.
NOTE
The partial reversal fields, field 61.3 and field 95, are shown only in the Partial Reversal table.

• Table 5-33: CPS/ATM Transaction

NOTE
Check acceptance and balance inquiries cannot be reversed.

• Table 5-34: Original Credit—Authorization Reversal (Non-CPS)

• Table 5-35: Prepaid Load and Activate Reversal of 0100 (0400/0420)
• Table 5-36: Credit Voucher and Merchandise Return Authorization Reversal (U.S. Only)
The charts in this section identify the field requirements for 0400 reversal requests, 0410
reversal responses, and 0420 reversal advices.

In addition, a message format for 0420/0430 acquirer authorization advice reversals, which
are supported for the U.S. region only, can be found at the end of this section. This message
format can be used in conjunction with the charts that include a footnote indicating such
a relationship.

Table 5-24 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic Terminal

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C- C+ C+ C- C

5-56 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Reversals

Table 5-24 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic

Terminal (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M

Message Formats
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
54 Addtnl Amts C C- C Ô C C- C Ô C
55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-57

 Chapter 5 Reversals

Table 5-24 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic

Terminal (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ O
62.20 Mchnt VV C C- C Ô C C- C Ô C
Message Formats

63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M

63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
100 Rcvg Inst ID Code C Ô C Ô C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
125 Usage 2, Magneprint O Ô O Ô C
125 Usage 7, Visa Commerce C C- C C-
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C C+ C C+ C
126.14 Pymt Guar Option C Ô C Ô C Ô C Ô C
126.15 MC UCAF Indctr C C- C C- C

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 Chapter 5 Reversals

Table 5-24 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic

Terminal (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.16 MC UCAF Field C C- C C- C

Table 5-25 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Voice

Authorization (Non-CPS)

Message Formats
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C+ C+ C- C+ C+ C- M
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code C Ô C Ô C Ô C Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M

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 Chapter 5 Reversals

Table 5-25 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Voice

Authorization (Non-CPS) (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C C- C Ô C C- C Ô C
59 Natl POS Geo Data C Ô C Ô C
Message Formats

60.1 Terminal Type C Ô C Ô C

60.2 Term Entry Cap C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ O
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
100 Rcvg Inst ID Code C Ô C Ô C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.13 POS Environment C C+ C C+ C

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 Chapter 5 Reversals

Table 5-25 Standard Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Voice

Authorization (Non-CPS) (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C

Table 5-26 ATM Non-CPS Cash Transaction or Automated POS Purchase Reversal—With PIN

Message Formats
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô M Ô M Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code C Ô C Ô C Ô C Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C

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Table 5-26 ATM Non-CPS Cash Transaction or Automated POS Purchase Reversal—With PIN (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
61.1 Other Amt, Trans C Ô C Ô C
Message Formats

61.2 Other Amt, Cdhldr Blng C Ô C Ô C

62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
68 Receiving Institution Country
C Ô C Ô C
Code
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
100 Rcvg Inst ID Code C Ô C Ô C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C

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 Chapter 5 Reversals

Table 5-27 CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental

Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô M Ô M Ô M Ô M

Message Formats
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C

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 Chapter 5 Reversals

Table 5-27 CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
Message Formats

60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C

60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
125 Usage 2, Magneprint O Ô O Ô C
126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C

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 Chapter 5 Reversals

Table 5-27 CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.13 POS Environment C C+ C C+ C
1. A U.S.-only acquirer authorization reversal advice, located at the end of this section, can be used in conjunction with this message format.

Table 5-28 CPS Card Not Present Reversal—Passenger Transport, Hotel and Auto Rental,

Message Formats
Direct Marketing, and E-Commerce

Field Name and Number BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M Ô M Ô M
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M

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 Chapter 5 Reversals

Table 5-28 CPS Card Not Present Reversal—Passenger Transport, Hotel and Auto Rental,
Direct Marketing, and E-Commerce (continued)
Field Name and Number BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
59 Natl POS Geo Data C Ô C Ô C
Message Formats

60.1 Terminal Type M Ô M Ô M

60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C C- C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
62.0 Field 62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
125 Usage 7, Visa Commerce C C- C C-
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.8 Tran ID (XID) C C- C C-
126.9 TS/ CAVV C C- C C-
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C M+ C C+ C

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Table 5-28 CPS Card Not Present Reversal—Passenger Transport, Hotel and Auto Rental,
Direct Marketing, and E-Commerce (continued)
Field Name and Number BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.14 Pymt Guar Option C C- C C- C
1. A U.S.-only acquirer authorization reversal advice, located at the end of this section, can be used in conjunction with this message format.

Table 5-29 CPS/Automated Fuel Dispenser Reversal

Message Formats
Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr M Ô M Ô M
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M

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 Chapter 5 Reversals

Table 5-29 CPS/Automated Fuel Dispenser Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format1 Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
Message Formats

60.2 Term Entry Cap M Ô M Ô M

62.0 Field 62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
125 Usage 2, Magneprint O Ô O Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C
1. A U.S.-only acquirer authorization reversal advice, located at the end of this section, can be used in conjunction with this message format.

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 Chapter 5 Reversals

Table 5-30 Bill Payment: Authorization Reversal (U.S. Only)

Field Name and Number V.I.P. Msg Format Advice

0400 0410 0420
Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M

Message Formats
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M
14 Date, Expr C Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M Ô M
25 POS Cond Code M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M
38 Auth ID Resp M Ô M
39 Resp Code C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C
54 Addtnl Amts C
59 Natl POS Geo Data C Ô C
60.1 Terminal Type M Ô M
60.2 Term Entry Cap M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C
60.8 MOTO/ECI/Pymt Indctr M Ô M

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 Chapter 5 Reversals

Table 5-30 Bill Payment: Authorization Reversal (U.S. Only) (continued)

Field Name and Number V.I.P. Msg Format Advice
0400 0410 0420
Acqr VIC Issr VIC VIC
60.10 Partial Auth Indctr C C-
62.0 Field 62 Bit Map C Ô C Ô C
62.1 Auth Char Indctr C Ô O C+ C
62.2 Trans Idfr C Ô O C+ C
Message Formats

62.4 Market-Specific Data ID M Ô O C+ M

62.20 Mchnt VV C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.3 Msg Rsn Code M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
90 Orig Data Elemts M Ô O Ô M
126.0 Field 126 Bit Map C C- C Ô C
126.8 Tran ID (XID) C C-
126.9 TS/CAVV C C-
126.12 Svc Indctrs C Ô C Ô C
126.13 POS Environment C C+ C

Table 5-31 Payment: Authorization Reversal (U.S. Only, Non-CPS)

Field Number and Name 0400 0410

Acqr VIC Issr VIC
2 Primary Acct Nbr (PAN) M Ô M Ô
3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
6 Amt, Cdhldr Billing C+
7 Transmsn Date/Time M Ô M Ô
10 Conv Rate, Cdhldr Billing C+ C-
11 Sys Trace Audit Nbr M Ô M Ô
12 Time, Local Trans M Ô
13 Date, Local Trans M Ô
14 Date, Expr. C Ô

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Table 5-31 Payment: Authorization Reversal (U.S. Only, Non-CPS) (continued)

Field Number and Name 0400 0410
Acqr VIC Issr VIC
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
25 POS Cond Code M Ô M C+

Message Formats
32 Acqng Inst ID Code M Ô M Ô
33 Fwdng Inst ID Code C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp M Ô
39 Resp Code M Ô
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc M Ô
44.1 Resp Source/Rsn Code C+
44.6 PACM Divrsn Level C+
44.7 PACM Divrsn Rsn Code C+
48 Addtnl Data—Private M Ô M Ô
49 Currcy Code, Trans M Ô M Ô
51 Currcy Code, Cdhldr Billing C+
54 Addtnl Amts C C
59 Natl POS Geo Data C Ô
60.1 Terminal Type M Ô
60.2 Term Entry Cap M Ô
62.1 Auth Char Indctr M C+ O
62.2 Trans Idfr C Ô O Ô
62.3 Valid Code C+
62.20 Mchnt VV M Ô O Ô
62.23 Card-Level Results C+ C Ô
62.24 Program Idfr O O Ô
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Network ID M Ô M Ô
63.3 Msg Rsn Code M Ô
63.19 Fee Prgrm Indctr C C- C Ô
90 Orig Data Elemts M Ô O Ô

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Table 5-31 Payment: Authorization Reversal (U.S. Only, Non-CPS) (continued)

Field Number and Name 0400 0410
Acqr VIC Issr VIC
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 C Ô C Ô
104 Trans Description O C- C+
121 Issng Inst ID Code C Ô C Ô
126.12 Svc Indctrs C C-
Message Formats

Table 5-32 POS Partial Reversal—Non-CPS and CPS

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô M Ô M Ô M Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M

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Table 5-32 POS Partial Reversal—Non-CPS and CPS (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M

Message Formats
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
61.3 Other Amt, Rplcmt Billing C+ C+ C
62.0 Field 62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
95 Replacement Amts M Ô M Ô M Ô M Ô M
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C

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Table 5-32 POS Partial Reversal—Non-CPS and CPS (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.0 Field 126 Bit Map C Ô C Ô C
126.8 Tran ID (VSEC) C C- C C-
126.13 POS Environment C Ô C Ô C
Message Formats

Table 5-33 CPS ATM Reversal

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
25 POS Cond Code M Ô M C+ M Ô M C+ M
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M

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Table 5-33 CPS ATM Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C
59 Natl POS Geo Data C Ô C Ô C

Message Formats
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C Ô C Ô C
62.0 Field 62 Bit Map C Ô O C C Ô O C C
62.1 Auth Char Indctr C Ô O C C Ô O C C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
125 Usage 2, Magneprint O Ô O Ô C
126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C

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 Chapter 5 Reversals

Table 5-33 CPS ATM Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C

Table 5-34 Original Credit: Authorization Reversal (Non-CPS)

Field Number and Name Acquirer/Issuer Advice STIP

Advice
Message Formats

0400 0410 0420

Acqr/Issr VIC Issr VIC VIC
— Bit Map, Secondary C C C C C
2 Primary Acct Nbr (PAN) C Ô C Ô C
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M Ô M
6 Amt, Cdhldr Billing C+ C
7 Transmsn Date/Time M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C+ C
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô C
13 Date, Local Trans O Ô C
14 Date, Expr O Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
22 POS Entry Mode Code M Ô M
25 POS Cond Code M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M
33 Fwdng Inst ID Code C C- C
37 Retrieval Ref Nbr M Ô M Ô M
38 Auth ID Resp C Ô C
39 Resp Code C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code M+ M
49 Currcy Code, Trans M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C
59 Natl POS Geo Data C C

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 Chapter 5 Reversals

Table 5-34 Original Credit: Authorization Reversal (Non-CPS) (continued)

Field Number and Name Acquirer/Issuer Advice STIP
Advice
0400 0410 0420
Acqr/Issr VIC Issr VIC VIC
60.1 Terminal Type C Ô C
60.2 Term Entry Cap C Ô C
60.8 MOTO/ECI/Pymt Indctr C C- C

Message Formats
62.0 Field 62 Bit Map C C+ C+ C
62.2 Trans Idfr C C+ C+ C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.3 Msg Rsn Code M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
90 Orig Data Elemts M Ô O Ô M
100 Rcvg Inst ID Code C Ô C
102 Acct ID 1 C Ô C Ô C
103 Acct ID 2 C Ô C Ô C
104 Trans Description C Ô C Ô C
117 National Use C C- C C- C
118 Intra-Cntry Data C C- C C- C
121 Issuing Inst ID Code C Ô C Ô C

The following message format may be used to reverse prepaid loads and also prepaid
activations.

Table 5-35 Prepaid Load and Activate Reversal of 0100 (0400)

Field Number and Name Original

0400 0410
Acqr VIC Issr VIC
— Bit Map, Secondary M Ô M Ô
2 Primary Acct Nbr M Ô M Ô
3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
7 Transmsn Date/Time M Ô M C
11 Sys Trace Audit Nbr M Ô M Ô
14 Date, Expr C Ô
18 Mchnt Type M Ô

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Table 5-35 Prepaid Load and Activate Reversal of 0100 (0400) (continued)
Field Number and Name Original
0400 0410
Acqr VIC Issr VIC
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
25 POS Cond Code M Ô M C+
Message Formats

32 Acqng Inst ID Code M Ô M Ô

33 Fwdng Inst ID Code C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp C Ô
39 Resp Code C+ M C+
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc C Ô
44.1 Resp Source/Rsn Code M+
44.5 CVV/iCVV Results Code C+ O C+
44.11 Orig Resp Code C+
49 Currcy Code, Trans M Ô M Ô
54 Addtnl Amts O C-
59 Natl POS Geo Data C Ô
60 Additional POS Info C C+
62.0 CPS Fields Bit Map C C+ C C+
62.1 Auth Char Indctr C Ô O C+
62.2 Trans Idfr C C+ C+
62.23 Card-Level Results O C+ C C+
62.24 Program Idfr O+ O O+
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
63.3 Msg Rsn Code M Ô
63.19 Fee Prgrm Indctr C C- C Ô
90 Orig Data Elemts M Ô M Ô
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 O Ô O Ô
103 Acct ID 2 O Ô O Ô
117 National Use C C- C C-

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 Chapter 5 Reversals

Table 5-35 Prepaid Load and Activate Reversal of 0100 (0400) (continued)
Field Number and Name Original
0400 0410
Acqr VIC Issr VIC
118 Intra-Cntry Data O C- O C-
126.0 Bit Map (Field 126) C C-
126.8 Tran ID (XID) O C-

Message Formats
Table 5-36 Credit Voucher and Merchandise Return Authorization Reversal (U.S. Only)

Field Number and Name STIP

Advice
0400 0410 0420
Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) M Ô M Ô M
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M
6 Amt, Cdhldr Billing C+ C
7 Transmsn Date/Time M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C C+ C
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô C
13 Date, Local Trans O Ô C
14 Date, Expr C Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M C+ M
23 Card Seq. Nbr C C- C C- C
25 POS Cond Code M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M
33 Fwdng Inst ID Code C Ô C
37 Retrieval Ref Nbr M Ô M Ô M
38 Auth ID Resp C Ô C
39 Resp Code M C+ M
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
44.1 Resp Source/Rsn Code M+ M

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 Chapter 5 Reversals

Table 5-36 Credit Voucher and Merchandise Return Authorization Reversal

(U.S. Only) (continued)
Field Number and Name STIP
Advice
0400 0410 0420
Acqr VIC Issr VIC VIC
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
49 Currcy Code, Trans M Ô M
Message Formats

51 Currcy Code, Cdhldr Billing C+ C

54 Addtnl Amts C C- C
55 ICC-Related Data C C- C C- C
59 Natl POS Geo Data C Ô C
60.1 Terminal Type M Ô M
60.2 Term Entry Cap M Ô M
60.3 Chip Condtn Code C C- C
60.6 Trans Indctr C C- C
60.7 Auth Rel Indctr C C- C
60.8 MOTO/ECI/Pymt Indctr C C- C
62.0 Field 62 Bit Map M M+ C M+ M
62.1 Auth Char Indctr M Ô O M
62.2 Trans Idfr C M+ M+ M
62.20 Mchnt VV O C- C+ C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.3 Msg Rsn Code M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
68 Rcvg Inst Cntry Code C Ô C Ô C
90 Orig Data Elemts M Ô M Ô M
100 Rcvg Inst ID Code O Ô O Ô O
102 Acct ID 1 O Ô O Ô
103 Acct ID 2 O Ô O Ô
104 Trans Description O C- O C- C
115 Addtnl Trace Data 1 O C- C+
126.0 Field 126 Bit Map C C- C

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 Chapter 5 Reversals

Table 5-36 Credit Voucher and Merchandise Return Authorization Reversal

(U.S. Only) (continued)
Field Number and Name STIP
Advice
0400 0410 0420
Acqr VIC Issr VIC VIC
126.12 Svc Indctrs C C+ C
126.13 POS Environment O C+ C

Message Formats
NOTE
In addition to the message types shown in the following chart, issuers can optionally generate an 0430 response
to an 0420 STIP advice.

Table 5-37 Acquirer Authorization Advice Reversal (U.S. Only)

Field Number and Name STIP

Advice
0420 0430 0420
Acqr VIC Issr VIC VIC
2 Primary Acct Nbr (PAN) M Ô M Ô M
3 Processing Code M Ô M Ô M
4 Amt, Trans M Ô M
6 Amt, Cdhldr Billing C+
7 Transmsn Date/Time M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C+ C
11 Sys Trace Audit Nbr M Ô M Ô M
12 Time, Local Trans O Ô O
13 Date, Local Trans O Ô O
14 Date, Expr C Ô C
18 Mchnt Type M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C
22 POS Entry Mode Code M Ô M
23 Card Seq. Nbr C C- C C- C
25 POS Cond Code M Ô M Ô M
32 Acqng Inst ID Code M Ô M Ô M
33 Fwdng Inst ID Code C Ô C
37 Retrieval Ref Nbr M Ô M Ô M
38 Auth ID Resp C Ô M
39 Resp Code O+ M C+ M

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Table 5-37 Acquirer Authorization Advice Reversal (U.S. Only) (continued)

Field Number and Name STIP
Advice
0420 0430 0420
Acqr VIC Issr VIC VIC
41 Card Accptr Termnl ID C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M
43 Card Accptr Name/Loc M Ô M
Message Formats

44.1 Resp Source/Rsn Code M+ M

44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.11 Orig Resp Code C+
48 Addtnl Data—Private C Ô C Ô
49 Currcy Code, Trans M Ô M
51 Currcy Code, Cdhldr Billing C+ C
60.1 Terminal Type C Ô C
60.2 Term Entry Cap C Ô C
60.3 Chip Condtn Code C C- C
60.6 Trans Indctr C C- C
60.7 Auth Rel Indctr C C- C
60.8 MOTO/ECI/Pymt Indctr C C+ C
62.0 Field 62 Bit Map C C+ C+ C
62.1 Auth Char Indctr C Ô O M
62.2 Trans Idfr C M+ O M+ M
62.4 Market-Specific Data Idfr C C- O C+ C
62.20 Mchnt VV C Ô O Ô C
63.0 Bit Map (Field 63) M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M
63.3 Msg Rsn Code M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C
68 Rcvg Inst Cntry Code C Ô C Ô C
90 Orig Data Elemts M Ô M Ô M
100 Rcvg Inst ID Code C Ô C
102 Acct ID 1 O Ô O Ô C
103 Acct ID 2 O Ô O Ô C
104 Trans Description O C- O C- C
115 Addtnl Trace Data 1 O C- C+

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-37 Acquirer Authorization Advice Reversal (U.S. Only) (continued)

Field Number and Name STIP
Advice
0420 0430 0420
Acqr VIC Issr VIC VIC
126.0 Field 126 Bit Map C C- C Ô C
126.12 Svc Indctrs C C- C
126.13 POS Environment C C- C

Message Formats
5.11 CHIP-BASED TRANSACTIONS: VSDC
This section details the fields used in BASE I VSDC authorization request and reversal
messages.
NOTE
There is not necessarily a one-to-one correlation between the non-CPS charts and the CPS charts.

The charts for chip-based transactions include both field 55 and the third bit map fields,
fields 130–149 and 152. Requirements related to the presence of the fields in messages
are based on acquirer and issuer specified preferences for using either field 55 or the third
bit map for exchanging chip data. Third bit map fields will not be carried in messages where
the member preference is field 55. Third bit map fields and field 55 can both be present in
messages where the member endpoint uses the third bitmap to exchange chip data and is
certified for supplemental data in field 55.

The requirements related to the chip data elements that are required in VSDC transactions are
the same regardless of whether field 55 or the third bitmap is used to exchange chip data. V.I.P.
maps the data between the third bitmap and field 55 based upon acquirer and issuer set-up.

The following charts are included:

POS Requests
Table 5-38, VSDC Non-CPS Card Present Request—Standard Purchase, Electronic Terminal,
PIN or No PIN; E-Commerce

This chart is also used to depict MasterCard chip-based transaction submissions. Visa third
bitmap fields are not used in Banknet messages; only field 55 is supported. If acquirers send
fields 130–149 in requests, V.I.P. maps the data to field 55 in TLV format before forwarding the
Banknet-compatible message to MasterCard.

Table 5-39, VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental

Table 5-40, VSDC CPS Card Present Request—Automated Fuel Dispenser

Table 5-41, VSDC Prepaid Load and Activate (0100)

ATM Requests
Table 5-42, VSDC Non-CPS ATM Authorization Request

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-43, VSDC CPS ATM Request, Visa Card—With PIN

Table 5-44, VSDC Non-CPS ATM Balance Inquiry Request

NOTE
Balance inquiries are valid for U.S. Visa cardholders at ATMs or POS terminals inside the United States. Requests
originate with Single Message System (SMS) acquirers and are sent to BASE I issuers. STIP cannot process
a balance inquiry.

Table 5-45, PIN Change/Unblock Request. Use this message format to change or unblock a
VSDC card PIN at an ATM. PIN Change/Unblock requests are part of the Visa PIN Management
Message Formats

Service and are currently valid for VSDC cards used at an ATM. STIP does not process a PIN
Change/Unblock request.

POS Reversals
Table 5-46, VSDC Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal— Electronic
Terminal

Table 5-47, VSDC CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental

Table 5-48, VSDC CPS Automated Fuel Dispenser Reversal

Table 5-49, VSDC Non-CPS and CPS POS Partial Authorization Reversal

Table 5-50, VSDC Prepaid Load and Activate Reversal of 0100 (0400)

ATM Reversals
Table 5-51, VSDC Non-CPS ATM Authorization Reversal

Table 5-52, VSDC CPS ATM Authorization Reversal

Table 5-53: PIN Change/Unblock Request Reversal

Table 5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic

Terminal, PIN or No PIN; E-Commerce

BASE I Msg Format V.I.P. Msg Format Advice

0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M

5-84 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic Terminal,
PIN or No PIN; E-Commerce (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
10 Conv Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr. C Ô C Ô C

Message Formats
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.2 Addr Verific Result Code C+ C Ô C+ C Ô C
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.8 Card Auth Results Code C+ C C+ C+ C C+ C
44.10 CVV2 Results C+ C Ô C+ C Ô C
44.13 CAVV Results C+ C Ô C+ C Ô C
44.14 Resp Reason Code C+
45 Track 1 Data C Ô C Ô C
48 Addtnl Data —Private C Ô C Ô C Ô C Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
52 PIN Data C C- C C-

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-85

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic Terminal,
PIN or No PIN; E-Commerce (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
53 Sec Related Cntrl Info C C- C C-
54A Addtnl Amts:
C Ô C Ô C
Balance 1
54B Balance 2 C Ô C Ô C
Message Formats

55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C C- C C- C
60.6 Trans Indctr C C+ C C+ C
60.7 Auth Rel Indctr C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C+ C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.1 Auth Char Indctr C+ C+
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ C
62.17 Gateway Trans ID C Ô C Ô
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C
101 File Name C C- C C- C
102 Acct ID 1 C Ô C Ô C Ô C Ô C

5-86 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic Terminal,
PIN or No PIN; E-Commerce (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C

Message Formats
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
123 Verif Data C C- C C- C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.6 Cdhldr Ser Nbr C Ô C Ô C
126.7 Merch Ser Nbr C Ô C Ô C
126.8 Tran ID (XID) C Ô C Ô C
126.9 TS/CAVV C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C C+ C C+ C
126.14 Pymt Guar Option C Ô C Ô C
126.15 MC UCAF Indctr C C- C C- C
126.16 MC UCAF Field C C- C C- C
126.18 Agent Unique Acct Result C − C −
127 File Rcds—Action & Data C C- C C- C
130 Term Capblty Profile C C- C C- C-
131 Term Verif Results C C- C C- C-
132 Unpredict Nbr C C- C C- C-
133 Term Serial Nbr O C- O C- C-
134 Visa Discret Data C C- C C- C-
135 Issuer Discret Data C C- C C- C-
136 Cryptogram C C- C C- C-
137 App Trans Counter C C- C Ô C C- C Ô C-
138 App Intchg Profile C C- C C- C-
139 ARPC Resp Crypto & Code C C+ C C+ C
140 Issuer Auth Data C+ C+ C
142 Issuer Script O Ô O Ô
144 Crypto Trans Type C C- C C- C-
145 Term Cntry Code C C- C C- C-

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-87

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-38 VSDC Non-CPS Card Present Request—Standard Purchase, Electronic Terminal,
PIN or No PIN; E-Commerce (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
146 Term Trans Date C C- C C- C-
147 Crypto Amt C C- C C- C-
148 Crypto Currcy Code C C- C C- C-
Message Formats

149 Crypto Cback Amt C C- C C- C-

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger
Transport, and Hotel and Auto Rental

Incremental BASE I / V.I.P.

Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
— Bit Map,
C Ô C Ô C Ô C Ô M C Ô C Ô M
Secondary
— Bit Map, Third C Ô C Ô C Ô C Ô C C Ô C Ô C
2 Primary Acct
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr (PAN)
3 Processing
M Ô C Ô M Ô M Ô M M Ô C Ô M
Code
4 Amt, Trans M Ô C Ô M Ô M Ô M M Ô C Ô M

6 Amt, Cdhldr
C+ C+ C- C+ C+ C- C C+ C+ C- C
Billing
7 Transmsn
M Ô M Ô M Ô M Ô M M Ô M Ô M
Date/Time
10 Conv Rate,
C+ C+ C- C+ C+ C- C C+ C+ C- C
Cdhldr Billing
11 Sys Trace
M Ô M Ô M Ô M Ô M M Ô M Ô C
Audit Nbr
14 Date, Expr M Ô M Ô M C Ô C
18 Mchnt Type M Ô M Ô M M Ô M
19 Acqng Inst
M Ô O C- M Ô M Ô M M Ô C Ô M
Cntry Code
20 PAN Extnd,
C Ô C Ô C Ô C Ô C C Ô C Ô C
Cntry Code
22 POS Entry
M C+ M C+ M M C+ M
Mode Code

5-88 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental (continued)
Incremental BASE I / V.I.P.
Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
23 Card Seq. Nbr C C- C C- C C- C C- C C C- C C- C
25 POS Cond
M Ô M C+ M Ô M C+ M M Ô M

Message Formats
Code
32 Acqng Inst ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code
35 Track 2 Data C Ô C Ô C O Ô C
37 Retrieval Ref
M Ô M Ô M Ô M Ô M M Ô M Ô M
Nbr
38 Auth ID Resp C Ô C Ô C C Ô C
39 Resp Code C+ M Ô C+ M Ô M C+ M Ô M
41 Card Accptr
C Ô C Ô C Ô C Ô C C Ô C Ô C
Termnl ID
42 Card Accptr ID
M Ô M Ô M Ô M Ô M M Ô M Ô M
Code
43 Card Accptr
M Ô M Ô M M Ô M
Name/Loc
44.1 Resp Source/
M+ M+ M M+ M
Rsn Code
44.2 Addr Verific
C+ C Ô C+ C Ô C
Result Code
44.5 CVV/iCVV
C+ C C+ C+ C C+ C C+ C C+ C
Results Code
44.6 PACM Divrsn
C C
Level
44.7 PACM Divrsn
C C
Rsn Code
44.8 Card Auth
C+ C C+ C+ C C+ C C+ C C+
Results Code
44.13 CAVV Results C+ C Ô C+ C Ô C
45 Track 1 Data C Ô C Ô C O Ô C
48 Addtnl
C Ô C Ô C Ô C Ô C C
Data—Private
49 Currcy Code,
M Ô M Ô M Ô M Ô M M Ô M Ô M
Trans
51 Currcy Code,
C+ C+ C- C+ C+ C- C C+ C+ C- C
Cdhldr Billing

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-89

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental (continued)
Incremental BASE I / V.I.P.
Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
54A Addtnl Amts:
C Ô C C Ô C
Balance 1
Message Formats

54B Balance 2 C Ô C C Ô C
ICC-Related
55 C C- C C- C C- C C- C C C- C C- C
Data
59 Natl POS Geo
C Ô C Ô C M Ô C
Data
60.1 Terminal Type M Ô M Ô M M Ô M
60.2 Term Entry
M Ô M Ô M M Ô M
Cap
60.4 Sp Cond
Indctr—Extg C C- C C- C C Ô C
Debt
60.6 Trans Indctr C C+ C Ô C C C+ C
60.7 Auth Rel Indctr C Ô C Ô C C Ô C
60.8 MOTO/ECI/Pymt
C C+ C C+ C
Indctr
60.10 Partial Auth
C C- C C- C C-
Indctr
61.1 Other Amt,
C Ô C Ô C C Ô C
Trans
61.2 Other Amt,
C+ C+ C C+ C
Cdhldr Billing
62.0 Field 62
M Ô O Ô M Ô O Ô C O Ô O Ô C
Bit Map
62.1 Auth Char
M C+ O C+ M C+ O C+ C M Ô C
Indctr
62.2 Trans Idfr C+ O C+ C+ O C+ C C C O C C
62.3 Valid/Dwngrd
C+ C+
Rsn Code
62.4 Market-
Specific Data C C- O C+ C C- O C+ C C C- O C+ O
Idfr
62.5 Duration M Ô M Ô C O Ô O
62.6 Prestigious
C Ô C Ô C O
Property Indctr

5-90 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental (continued)
Incremental BASE I / V.I.P.
Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
62.17 Gateway Trans
C Ô C Ô
ID

Message Formats
62.20 Mchnt VV C C- C Ô C C- C Ô C C C- C Ô C
62.21 Risk Score C+ C- C+ C- C C+ C- C
62.22 Condition
C+ C- C+ C- C C+ C- C
Codes
62.23 Card-Level
C+ C C+ C C+ C C+ C
Results
62.24 Program Idfr O+ O O+ C O+ O O+ C
63.0 Bit Map (Field
M Ô M Ô M Ô M Ô M M Ô M Ô M
63)
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M M Ô M Ô M
63.2 Time (Preauth
O+ C Ô O+ C Ô C
Time Limit)
63.4 STIP/Switch
M M
Rsn Code
63.19 Fee Prgrm
C C- C Ô C C- C Ô C C C- C Ô C
Indctr
73 Date, Action C C- C C- C C C- C
91 File Update
C C- C C- C C C- C
Code
101 File Name C C- C C- C C C- C
102 Acct ID 1 O Ô O Ô O Ô
104 Trans
O C- C C- O C- C C- C O C- C C- C
Description
117 National Use C C- C C- C C- C C- C C C- C C- C
118 Intra-Cntry
O C- O C- O C- O C- C O C- O C- C
Data
123 Verif Data C Ô C Ô C
126.0 Field 126
C C- C Ô C C- C Ô C C Ô C C- C
Bit Map
126.12 Svc Indctrs C C- C Ô C C- C Ô C C Ô C Ô C
126.13 POS
C C+ C C+ C
Environment
126.18 Agent Unique
C − C − C −
Acct Result

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-91

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental (continued)
Incremental BASE I / V.I.P.
Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
127 File Rcds—
C C- C C- C C C- C
Action & Data
Message Formats

130 Term Capblty

C C- C C- C- C C- C-
Profile
131 Term Verif
C C- C C- C- C C- C-
Results
132 Unpredict Nbr C C- C C- C- C C- C-
133 Term Serial
O C- O C- C- C C- C-
Nbr
134 Visa Discret
C C- C C- C- C C- C-
Data
135 Issuer Discret
C C- C C- C- C C- C-
Data
136 Cryptogram C C- C C- C- C C- C-
137 App Trans
C C- C Ô C C- C Ô C- C C- C Ô C-
Counter
138 App Intchg
C C- C C- C- C C- C-
Profile
ARPC Resp
139 C C+ C C+ C C C+ C
Crypto & Code
Issuer Auth
140 C+ C+ C C+ C
Data
142 Issuer Script O Ô O Ô O Ô
144 Crypto Trans
C C- C C- C- C C- C-
Type
145 Term Cntry
C C- C C- C- C C- C-
Code
146 Term Trans
C C- C C- C- C C- C-
Date
147 Crypto Amt C C- C C- C- C C- C-
148 Crypto Currcy
C C- C C- C- C C- C-
Code

5-92 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-39 VSDC CPS Card Present Request—Retail Purchase (No PIN), Passenger Transport,
and Hotel and Auto Rental (continued)
Incremental BASE I / V.I.P.
Hotel/Auto Rental
BASE I Msg Format V.I.P. Msg Format Advice Authorizations
0100 0110 0100 0110 0120 0100 0110 0120
Field Number and
Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC Acqr VIC Issr VIC VIC
149 Crypto Cback
C C- C C- C- C C- C-
Amt

Message Formats
Table 5-40 VSDC CPS Card Present Request—Automated Fuel Dispenser

BASE I Msg Format V.I.P. Msg Format Advice

0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Exp M Ô M Ô M
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-93

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-40 VSDC CPS Card Present Request—Automated Fuel Dispenser (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
44.8 Card Auth Results Code C+ C C+ C+ C C+ C
Message Formats

45 Track 1 Data C Ô C Ô C
48 Addtnl Data—Private O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data M Ô M Ô M
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.6 Trans Indctr C C+ C C+ C
60.7 Auth Rel Indctr C Ô C Ô C
62.0 Field 62 Bit Map M Ô O Ô M Ô O Ô C
62.1 Auth Char Indctr M C+ O C+ M C+ O C+ C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.3 Valid/Dwngrd Rsn Code C+ C+
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
101 File Name C C- C C- C
102 Acct ID 1 O Ô O Ô

5-94 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-40 VSDC CPS Card Present Request—Automated Fuel Dispenser (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C

Message Formats
126.12 Svc Indctrs C C- C Ô C C- C Ô C
126.18 Agent Unique Acct Result C − C −
127 File Rcds—Action & Data C C- C C- C
130 Term Capblty Profile C C- C C- C-
131 Term Verif Results C C- C C- C-
132 Unpredict Nbr C C- C C- C-
133 Term Serial Nbr O C- O C- C-
134 Visa Discret Data C C- C C- C-
135 Issuer Discret Data C C- C C- C-
136 Cryptogram C C- C C- C-
137 App Trans Counter C C- C Ô C C- C Ô C-
138 App Intchg Profile C C- C C- C-
139 ARPC Resp Crypto & Code C C+ C C+ C
140 Issuer Auth Data C+ C+ C
142 Issuer Script O Ô O Ô
144 Crypto Trans Type C C- C C- C-
145 Term Cntry Code C C- C C- C-
146 Term Trans Date C C- C C- C-
147 Crypto Amt C C- C C- C-
148 Crypto Currcy Code C C- C C- C-

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-95

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-41 VSDC Prepaid Load and Activate (0100)

Field Number and Name Original

0100 0110
Acqr VIC Issr VIC
— Bit Map, Secondary C Ô C Ô
— Bit Map Third C Ô C Ô
Message Formats

2 Primary Acct Nbr M Ô M Ô

3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
7 Transmsn Date/Time M Ô M Ô
11 Sys Trace Audit Nbr M Ô M Ô
14 Date, Expr O Ô
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
23 Card Seq. Nbr C C- C C
25 POS Cond Code M Ô M C+
32 Acqng Inst ID Code M Ô M Ô
33 Fwdng Inst ID Code C Ô
35 Track 2 Data C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp C Ô
39 Resp Code C+ M C+
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc M Ô
44.1 Resp Source/Rsn Code M+
44.5 CVV/iCVV Results Code C+ O C+
44.11 Orig Resp Code C+
45 Track 1 Data C Ô
49 Currcy Code, Trans M Ô M Ô
54 Addtnl Amts O C-
55 ICC-Related Data C C- C C-
59 Natl POS Geo Data C Ô

5-96 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-41 VSDC Prepaid Load and Activate (0100) (continued)

Field Number and Name Original
0100 0110
Acqr VIC Issr VIC
60 Additional POS Info C C+
62.0 CPS Fields Bit Map C Ô C C+
62.1 Auth Char Indctr C C+ O C+
62.2 Trans Idfr C+ C+

Message Formats
62.3 Valid/Downgrd Rsn Code C+
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
63.19 Fee Prgrm Indctr C C- C Ô
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 C Ô C Ô
103 Acct ID 2 C Ô C Ô
117 National Use C C- C C-
118 Intra-Cntry Data O C- O C-
121 Issng Inst ID Code C Ô C Ô
126.0 Bit Map (Field 126) C −
126.18 Agent Unique Acct Result C −
130 Term Capblty Profile C C-
131 Term Verif Results C C-
132 Unpredict Nbr C C-
133 Term Serial Nbr O C-
134 Visa Discret Data C C-
135 Issuer Discret Data C C-
136 Cryptogram C C-
137 App Trans Counter C C- C Ô
138 App Intchg Profile C C-
139 ARPC Resp Crypto & Code C C+
140 Issuer Auth Data C+
142 Issuer Script O Ô
144 Crypto Trans Type C C-
145 Term Cntry Code C C-
146 Term Trans Date C C-
147 Crypto Amt C C-
148 Crypto Currcy Code C C-

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-41 VSDC Prepaid Load and Activate (0100) (continued)

Field Number and Name Original
0100 0110
Acqr VIC Issr VIC
149 Crypto Cback Amt C C-

Table 5-42 VSDC Non-CPS ATM Authorization Request

BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice

Message Formats

0100 0110 0100 0110 0102 0120

Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M Ô M
10 Conv Rate, Cdhldr Billing C+ C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M Ô M
14 Date, Expr. M Ô M Ô M
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-42 VSDC Non-CPS ATM Authorization Request (continued)

BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice
0100 0110 0100 0110 0102 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.8 Card Auth Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C

Message Formats
48 Addtnl Data —Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C+ C
52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-
54 Addtnl Amts C Ô C Ô C
55 ICC-Related Data C C+ C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C Ô C
60.1 Terminal Type M Ô M Ô O C- M
60.2 Term Entry Cap M Ô M Ô M M- M
60.6 Trans Indctr C C+ C C+ C
60.7 Auth Rel Indctr C Ô C Ô C
61.1 Other Amt, Trans C Ô C
61.2 Other Amt, Cdhldr Billing C+ C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô O C- C
62.2 Trans Idfr C+ O C+ C+ O C+ O C- C
62.20 Mchnt VV C C- C Ô C C- C Ô C - C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C C+ C
68 Receiving Institution
C Ô C Ô C Ô C
Country Code
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
100 Rcvg Inst ID Code C Ô C Ô C Ô C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-42 VSDC Non-CPS ATM Authorization Request (continued)

BASE I Msg Format V.I.P. Msg Format ATM Confirm Advice
0100 0110 0100 0110 0102 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
101 File Name C C- C C- C
102 Acct ID 1 C Ô C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C Ô C
104 Trans Description O C- O C- O C- O C- O C- C
Message Formats

117 National Use C C- C C- C C- C C- C C- C

118 Intra-Cntry Data O C- O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C Ô C
125 Usage 2, Magneprint C Ô C Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C Ô C
127 File Rcds—Action & Data C C- C C- C
130 Term Capblty Profile C C- C C- C- C-
131 Term Verif Results C C- C C- C-
132 Unpredict Nbr C C- C C- C-
133 Term Serial Nbr O C- O C- O C- C-
134 Visa Discret Data C C- C C- C-
135 Issuer Discret Data C C- C C- C-
136 Cryptogram C C- C C- C-
137 App Trans Counter C C- C Ô C C- C Ô C Ô C-
138 App Intchg Profile C C- C C- C-
139 ARPC Resp Crypto & Code C C+ C C+ Ô C
140 Issuer Auth Data C+ C+ Ô C
142 Issuer Script O Ô O Ô
144 Crypto Trans Type C C- C C- C-
145 Term Cntry Code C C- C C- C-
146 Term Trans Date C C- C C- C-
147 Crypto Amt C C- C C- C-
148 Crypto Currcy Code C C- C C- C-

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-43 VSDC CPS ATM Request, Visa Card—With PIN

Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C Ô M

Message Formats
— Bit Map, Third C Ô C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô C Ô C
6 Amt, Cdhldr Blng C+ C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M Ô M
14 Date, Expr M Ô M Ô M
18 Mchnt’s Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.8 Card Auth Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-43 VSDC CPS ATM Request, Visa Card—With PIN (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C+ C
Message Formats

52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-
54 Addtnl Amts C Ô C Ô C
55 ICC-Related Data C C+ C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C Ô C
60.1 Terminal Type M Ô M Ô O C- M
60.2 Term Entry Cap M Ô M Ô O C- M
60.6 Trans Indctr C C+ C C+ C
60.7 Auth Rel Indctr C Ô C Ô C
61.1 Other Amt, Trans C Ô C
61.2 Other Amt, Cdhldr Blng C+ C
62.0 Field 62 Bit Map M Ô C Ô M Ô C Ô O C- C
62.1 Auth Char Indctr M C O M+ M C O M+ O C- C
62.2 Trans Idfr C+ O C+ C+ O C+ O C- C
62.3 Valid/Dwngrd Rsn Code C+ C+
62.20 Mchnt VV C C- C Ô C C- C Ô C - C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition Codes C+ C- C+ C- C
62.23 Card-Level Results C+ C C+ C+ C
62.24 Program Idfr O+ O O+ O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C C+ C
73 Date, Action C C- C C- C
91 File Update Code C C- C C- C
101 File Name C C- C C- C
102 Acct ID 1 O Ô O Ô

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-43 VSDC CPS ATM Request, Visa Card—With PIN (continued)
Field Number and Name BASE I Msg Format V.I.P. Msg Format ATM Advice
Confirm
0100 0110 0100 0110 0102 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC Acqr VIC VIC
104 Trans Description O C- O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- O C- C

Message Formats
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C Ô C
127 File Rcds—Action & Data C C- C C- C
130 Term Capblty Profile C C- C C- C- C-
131 Term Verif Results C C- C C- C-
132 Unpredict Nbr C C- C C- C-
133 Term Serial Nbr O C- O C- O C- C-
134 Visa Discret Data C C- C C- C-
135 Issuer Discret Data C C- C C- C-
136 Cryptogram C C- C C- C-
137 App Trans Counter C C- C Ô C C- C Ô C Ô C-
138 App Intchg Profile C C- C C- C-
139 ARPC Resp Crypto & Code C C+ C C+ Ô C
140 Issuer Auth Data C+ C+ Ô C
142 Issuer Script O Ô O Ô
144 Crypto Trans Type C C- C C- C-
145 Term Cntry Code C C- C C- C-
146 Term Trans Date C C- C C- C-
147 Crypto Amt C C- C C- C-
148 Crypto Currcy Code C C- C C- C-

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-44 VSDC Non-CPS ATM Balance Inquiry Request

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô C Ô C Ô C
— Bit Map, Third C Ô C Ô C Ô C Ô C
Message Formats

2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C

3 Processing Code M Ô C Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.5 CVV/iCVV Results Code C+ C C+ C+ C C+ C
44.8 Card Auth Results Code C+ C C+ C+ C C+ C
45 Track 1 Data C Ô C Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
52 PIN Data C C- C C-
53 Sec Related Cntrl Info C C- C C-

5-104 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-44 VSDC Non-CPS ATM Balance Inquiry Request (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
54A Addtnl Amts:
C Ô C Ô
Balance 1
54B Balance 2 C Ô C Ô
54C Balance 3 C+ C+

Message Formats
54D Balance 4 C+ C+
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M M M M M Ô M
60.6 Trans Indctr C C+ C C+ C
60.7 Auth Rel Indctr C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.21 Risk Score C+ C- C+ C- C
62.22 Condition codes C+ C- C+ C- C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
130 Term Capblty Profile C C- C C- C-
131 Term Verif Results C C- C C- C-
132 Unpredict Nbr C C- C C- C-
133 Term Serial Nbr O C- O C- C-
134 Visa Discret Data C C- C C- C-
135 Issuer Discret Data C C- C C- C-
136 Cryptogram C C- C C- C-
137 App Trans Counter C C- C Ô C C- C Ô C-
138 App Intchg Profile C C- C C- C-
139 ARPC Resp Crypto & Code C C+ C C+ C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-44 VSDC Non-CPS ATM Balance Inquiry Request (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
140 Issuer Auth Data C+ C+ C
142 Issuer Script O Ô O Ô
144 Crypto Trans Type C C- C C- C-
145 Term Cntry Code C C- C C- C-
Message Formats

146 Term Trans Date C C- C C- C-

147 Crypto Amt C C- C C- C-
148 Crypto Currcy Code C C- C C- C-

Table 5-45 PIN Change/Unblock Request

BASE I Msg Format V.I.P. Msg Format Advice

0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Third M Ô M Ô M Ô M Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô M Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô O C- M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M Ô M Ô M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C C- C C- C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C Ô C Ô C
35 Track 2 Data C Ô C Ô C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp C Ô C Ô C
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-45 PIN Change/Unblock Request (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
45 Track 1 Data C Ô C Ô C

Message Formats
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
52 PIN Data M C- M C-
53 Sec Related Cntrl Info M C- M C-
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.2 Term Entry Cap C C+ C C+ M
60.6 Trans Indctr C Ô C Ô C
60.7 Auth Rel Indctr C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô
62.2 Trans Idfr C+ O C+ C+ O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
130 Term Capblty Profile C C C C C
131 Term Verif Results C C C C C
132 Unpredict Nbr C C C C C
133 Term Serial Nbr O C+ O C+ O
134 Visa Discret Data C C C C C
135 Issuer Discret Data C C+ C C+ C
136 Cryptogram O C O C O
137 App Trans Counter C C+ C C+ C C+ C C+ C
138 App Intchg Profile C C C C C
139 ARPC Resp Crypto & Code C+ C+ C
140 Issuer Auth Data C+ C+ C
142 Issuer Script C Ô C C+

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-45 PIN Change/Unblock Request (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0100 0110 0100 0110 0120
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
144 Crypto Trans Type C C C C C
145 Term Cntry Code C C C C C
146 Term Trans Date C C C C C
147 Crypto Amt O C O C O
Message Formats

148 Crypto Currcy Code C C C C C

149 Crypto Cback Amt C C+ C C+ C
152 Secondary PIN Block C C+ C C+ C

Table 5-46 VSDC Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic Terminal

BASE I Msg Format V.I.P. Msg Format Advice

0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô M Ô M Ô C Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M Ô M Ô M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-46 VSDC Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic Terminal (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M

Message Formats
44.1 Resp Source/Rsn Code M+ M+
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
54 Addtnl Amts C C- C Ô C C- C Ô C
55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
100 Rcvg Inst ID Code C Ô C Ô C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-109

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-46 VSDC Non-CPS Purchase, Manual Cash, or Quasi-Cash Reversal—Electronic Terminal (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
Message Formats

124 Free-Form Text—Japan O Ô O Ô C

125 Usage 2, Magneprint O Ô O Ô C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C C+ C C+ C
126.14 Pymt Guar Option C Ô C Ô C Ô C Ô C
126.15 MC UCAF Indctr C C- C C- C
126.16 MC UCAF Field C C- C C- C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

Table 5-47 VSDC CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental

BASE I Msg Format V.I.P. Msg Format Advice

0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô M Ô M Ô M Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Blng C+ C+ C- C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-47 VSDC CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M

Message Formats
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C C- C C- C C- C C- C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
54 Addtnl Amts C C- C Ô C C- C Ô C
55 ICC-Related Data C C- C C- C C- C C- C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-47 VSDC CPS Card Present POS Authorization Reversal—Retail Purchase, Passenger
Transport, and Hotel and Auto Rental (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
62.4 Market-Specific Data Idfr C C- O C+ C C- O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results C+ C C+ C
Message Formats

62.24 Program Idfr O+ O O+ C

63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
126.13 POS Environment C C+ C C+ C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

Table 5-48 VSDC CPS Automated Fuel Dispenser Reversal

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô C Ô M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-48 VSDC CPS Automated Fuel Dispenser Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
4 Amt, Trans M Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C- C+ C+ C- C

Message Formats
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr M Ô M Ô M
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M Ô M Ô M
23 Card Seq. Nbr C Ô C Ô M Ô M Ô M
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr ID Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C- C+ C+ C- C
54 Addtnl Amts C
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
62.0 Field 62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-48 VSDC CPS Automated Fuel Dispenser Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
Message Formats

63.1 Netwk ID Code M Ô M Ô M Ô M Ô M

63.2 Time (Preauth Time Limit) O+ C Ô O+ C Ô C
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- C C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
126.0 Field 126 Bit Map C C- C Ô C C- C Ô C
126.12 Svc Indctrs C C- C Ô C C- C Ô C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

Table 5-49 VSDC Non-CPS and CPS POS Partial Authorization Reversal

BASE I Msg Format V.I.P. Msg Format Advice

0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary C Ô C Ô M Ô C Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) M Ô C Ô C Ô C Ô C
3 Processing Code C+ C+ C- M Ô M Ô M
4 Amt, Trans M Ô M Ô M Ô M Ô M
6 Amt, Cdhldr Blng C+ C+ C- C+ C+ C- C
7 Transmsn Date/Time O Ô C Ô M Ô M Ô M

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-49 VSDC Non-CPS and CPS POS Partial Authorization Reversal (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
10 Convsn Rate, Cdhldr Blng C Ô C Ô C+ C+ C- C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M

Message Formats
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
44.6 PACM Divrsn Level C
44.7 PACM Divrsn Rsn Code C
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C- C+ C+ C- C
54 Addtnl Amts C Ô C Ô C
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
60.4 Sp Cond Indctr—Extg Debt C Ô C Ô C
60.8 MOTO/ECI/Pymt Indctr C C+ C C+ C
60.10 Partial Auth Indctr C C- C C-
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-49 VSDC Non-CPS and CPS POS Partial Authorization Reversal (continued)
BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
61.3 Other Amt, Rplcmt Billing C+ C+ C
62.0 Field 62 Bit Map C Ô C Ô C Ô C Ô C
62.1 Auth Char Indctr O Ô O C O Ô O C O
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
Message Formats

62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
95 Replacement Amts M Ô M Ô M Ô M Ô M
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
104 Trans Description O C- O C- O C- C C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
126.8 Tran ID (VSEC) C Ô C Ô C
126.13 POS Environment C Ô C Ô C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

5-116 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-50 VSDC Prepaid Load and Activate Reversal of 0100 (0400)

Field Number and Name Original

0400 0410
Acqr VIC Issr VIC
— Bit Map, Secondary M Ô M Ô
— Bit Map Third C Ô C Ô

Message Formats
2 Primary Acct Nbr M Ô M Ô
3 Processing Code M Ô M Ô
4 Amt, Trans M Ô M Ô
7 Transmsn Date/Time M Ô M C
11 Sys Trace Audit Nbr M Ô M Ô
14 Date, Expr C Ô
18 Mchnt Type M Ô
19 Acqng Inst Cntry Code M Ô M Ô
20 PAN Extnd, Cntry Code C Ô C Ô
22 POS Entry Mode Code M Ô
23 Card Seq. Nbr C C- C C-
25 POS Cond Code M Ô M C+
32 Acqng Inst ID Code M Ô M Ô
33 Fwdng Inst ID Code C Ô
37 Retrieval Ref Nbr M Ô M Ô
38 Auth ID Resp C Ô
39 Resp Code C+ M C+
41 Card Accptr Termnl ID C Ô C Ô
42 Card Accptr ID Code M Ô M Ô
43 Card Accptr Name/Loc C Ô
44.1 Resp Source/Rsn Code M+
44.5 CVV/iCVV Results Code C+ O C+
44.11 Orig Resp Code C+
49 Currcy Code, Trans M Ô M Ô
54 Addtnl Amts O C-
55 ICC-Related Data C C- C C-
59 Natl POS Geo Data C Ô
60 Additional POS Info C C+
62.1 Auth Char Indctr C Ô O C+

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 Chapter 5 Chip-Based Transactions: VSDC

Table 5-50 VSDC Prepaid Load and Activate Reversal of 0100 (0400) (continued)
Field Number and Name Original
0400 0410
Acqr VIC Issr VIC
62.0 CPS Fields Bit Map C C+ C C+
62.2 Trans Idfr C C+ C+
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô
Message Formats

63.3 Msg Rsn Code M Ô

63.19 Fee Prgrm Indctr C C- C Ô
90 Orig Data Elemts M Ô M Ô
100 Rcvg Inst ID Code C Ô
102 Acct ID 1 O Ô O Ô
103 Acct ID 2 O Ô O Ô
117 National Use C C- C C-
118 Intra-Cntry Data O C- O C-
131 Term Verif Results C Ô
133 Term Serial Nbr O Ô
134 Visa Discret Data C C-
137 App Trans Counter O C- O Ô
143 Issuer Script Results C Ô

Table 5-51 VSDC Non-CPS ATM Authorization Reversal

BASE I Msg Format V.I.P. Msg Format Advice

0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
— Bit Map, Third C Ô C Ô C Ô C Ô C
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convsn Rate, Cdhldr Billing C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M

5-118 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-51 VSDC Non-CPS ATM Authorization Reversal (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C

Message Formats
25 POS Cond Code M Ô M C+ M Ô M C+ M
28 Amt, Trans Fee C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID C Ô C Ô C Ô C Ô C
42 Card Accptr ID Code C Ô C Ô C Ô C Ô C
43 Card Accptr Name/Loc C Ô C Ô C
44.1 Resp Source/Rsn Code M+ M+ M
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Blng C+ C+ C
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M M M M M Ô M
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Blng C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C Ô O C+ C Ô O C+ O
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63) M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
68 Receiving Institution Country Code C Ô C Ô C

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 5-119

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-51 VSDC Non-CPS ATM Authorization Reversal (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
100 Rcvg Inst ID Code C Ô C Ô C
102 Acct ID 1 C Ô C Ô C Ô C Ô C
103 Acct ID 2 C Ô C Ô C Ô C Ô C
Message Formats

104 Trans Description O C- C C- O C- C C- C

117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C
126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

Table 5-52 VSDC CPS ATM Authorization Reversal

BASE I Msg Format V.I.P. Msg Format Advice

0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
2 Primary Acct Nbr (PAN) C Ô C Ô C Ô C Ô C
3 Processing Code M Ô C Ô M Ô M Ô M
4 Amt, Trans M Ô C Ô M Ô M Ô M
6 Amt, Cdhldr Billing C+ C+ C
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
10 Convs Rate, Cdhldr Billing C+ C+ C
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C

5-120 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Chapter 5 Chip-Based Transactions: VSDC

Table 5-52 VSDC CPS ATM Authorization Reversal (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
22 POS Entry Mode Code M C+ M C+ M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
28 Amt, Trans Fee C Ô C Ô C

Message Formats
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
38 Auth ID Resp M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
48 Addtnl Data—Private O Ô O Ô O Ô O Ô C
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
51 Currcy Code, Cdhldr Billing C+ C+ C
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.1 Terminal Type M Ô M Ô M
60.2 Term Entry Cap M Ô M Ô M
61.1 Other Amt, Trans C Ô C Ô C
61.2 Other Amt, Cdhldr Billing C Ô C Ô C
62.0 Field 62 Bit Map C Ô O C C Ô O C C
62.1 Auth Char Indctr C Ô O C C Ô O C C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
62.23 Card-Level Results O C+ C C+ C
62.24 Program Idfr O+ O O+ C
63.0 Bit Map (Field 63 M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.4 STIP/Switch Rsn Code M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C

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Table 5-52 VSDC CPS ATM Authorization Reversal (continued)

BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Field Number and Name Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
90 Orig Data Elemts M Ô O Ô M Ô O Ô M
104 Trans Description O C- O C- O C- O C- C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
Message Formats

121 Issuing Inst ID Code C Ô C Ô C Ô C Ô C

126.0 Field 126 Bit Map C Ô C Ô C Ô C Ô C
126.12 Svc Indctrs C Ô C Ô C Ô C Ô C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C C- C C- C
137 App Trans Counter O C- O Ô O C- O Ô O
143 Issuer Script Results C Ô C Ô C

Table 5-53 PIN Change/Unblock Request Reversal

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
— Bit Map, Secondary M Ô C Ô M Ô C Ô M
— Bit Map, Third M Ô M Ô M Ô M Ô M
2 Primary Acct Nbr (PAN) M Ô M Ô M Ô M Ô M
3 Processing Code M Ô M Ô M Ô M Ô M
7 Transmsn Date/Time M Ô M Ô M Ô M Ô M
11 Sys Trace Audit Nbr M Ô M Ô M Ô M Ô M
14 Date, Expr C Ô C Ô C
18 Mchnt Type M Ô M Ô M
19 Acqng Inst Cntry Code M Ô M Ô M Ô M Ô M
20 PAN Extnd, Cntry Code C Ô C Ô C Ô C Ô C
22 POS Entry Mode Code M Ô M Ô M
23 Card Seq. Nbr C Ô C Ô C Ô C Ô C
25 POS Cond Code M Ô M C+ M Ô M C+ M
26 POS PIN Captr Code C Ô C Ô C
32 Acqng Inst ID Code M Ô M Ô M Ô M Ô M

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Table 5-53 PIN Change/Unblock Request Reversal (continued)

Field Number and Name BASE I Msg Format V.I.P. Msg Format Advice
0400 0410 0400 0410 0420
Acqr VIC Issr VIC Acqr VIC Issr VIC VIC
33 Fwdng Inst ID Code C C- C C- C
37 Retrieval Ref Nbr M Ô M Ô M Ô M Ô M
39 Resp Code C+ M Ô C+ M Ô M
41 Card Accptr Termnl ID M Ô M Ô M Ô M Ô M

Message Formats
42 Card Accptr ID Code M Ô M Ô M Ô M Ô M
43 Card Accptr Name/Loc M Ô M Ô M
44.1 Resp Source/Rsn Code M+ M+ M
49 Currcy Code, Trans M Ô M Ô M Ô M Ô M
55 ICC-Related Data C C+ C C+ C C+ C C+ C
59 Natl POS Geo Data C Ô C Ô C
60.2 Term Entry Cap C C+ C C+ M
60.6 Trans Indctr C Ô C Ô C
60.7 Auth Rel Indctr C Ô C Ô C
62.0 Field 62 Bit Map C Ô O Ô C Ô O Ô C
62.2 Trans Idfr C Ô O C+ C Ô O C+ C
62.20 Mchnt VV C C- C Ô C C- C Ô C
63.0 Bit Map (Field 63 M Ô M Ô M Ô M Ô M
63.1 Netwk ID Code M Ô M Ô M Ô M Ô M
63.3 Msg Rsn Code M Ô M Ô M
63.19 Fee Prgrm Indctr C C- C Ô C C- C Ô C
90 Orig Data Elemts C Ô O Ô C Ô O Ô C
117 National Use C C- C C- C C- C C- C
118 Intra-Cntry Data O C- O C- O C- O C- C
131 Term Verif Results C Ô C Ô C
133 Term Serial Nbr O Ô O Ô O
134 Visa Discret Data C Ô C Ô C
137 App Trans Counter O Ô O Ô O Ô O Ô O
143 Issuer Script Results C Ô C Ô C

5.12 ONLINE FILE MAINTENANCE

This section details the fields used to update and display records in the Merchant Central File
and Cardholder Database at the VIC. The 0300/0310 and 0302/0312 file update requests
and responses are ISO 8583 message types. This category of messages is used for updates
and inquiries.

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Table 5-54 through Table 5-56 include messages that are used by the acquirers to maintain
the Merchant Central File and contain field requirements for these messages:
• 0300 File Update Request. This request goes from the acquirer to the VIC.
• 0310 File Update Response.
Table 5-57 and Table 5-58 show the issuer file messages used to maintain the files of the
Cardholder Database.

Table 5-59 through Table 5-67 contain format 1 and format 2 field requirements for these
messages:
• 0302 File Update Request. This request goes from the issuer to the VIC.
Message Formats

• 0312 File Update Response.

• 0322 Exception File Update Advice. This message goes from the VIC to the issuer.
• 0302 PPCS Stop Recurring Payment Request. This file maintenance message uses the
TLV format for the field 127 data.
File access is limited to the center associated with the account number.
NOTE
Third-party processors must use format 2.

Table 5-54 Merchant Central File—Acquirer File Messages

Update BASE I Update V.I.P. Inquiry BASE I Inquiry V.I.P.

0300 0310 0300 0310 0300 0310 0300 0310
Field Number and Name Acqr VIC Acqr VIC Acqr VIC Acqr VIC
— Bit Map, Secondary M M M M M M M M
7 Transmsn Date/Time M M M M M M M M
11 Sys Trace Audit Nbr M M M M M M M M
32 Acqng Inst ID Code M M M M M M M M
37 Retrieval Ref Nbr M M M M M M M M
39 Resp Code M M M M
41 Card Accptr Termnl ID C C C C C C C C
42 Card Accptr ID Code C C C C C C C C
48 Addtnl Data—Private C C C C
73 Date, Action C C C C C C
91 File Update Code M M M M M M M M
92 File Sec Code O C O C O C O C
101 File Name M M M M M M M M
127 File Rcds—Action & Data M M M M C C

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Table 5-55 Merchant Central File: Format 2 Field 127 Update Detail

Check Accept Discover MasterCard Visa American

Express
0300 0310 0300 0310 0300 0310 0300 0310 0300 0310
Subfield Number and Name Acqr VIC Acqr VIC Acqr VIC Acqr VIC Acqr VIC
127M.1 Mchnt Rcd Type M M M M M M M M M M

Message Formats
127M.2 Mchnt Data 1 C C C C C C C C C C
127M.3 Mchnt Data 2 C C C C
127M.4 Mchnt Data 2 C C
127M.5 Mchnt Data 2 C C

Table 5-56 Merchant Central File: Format 2 Field 127 Successful Inquiry Detail

Check Accept Discover MasterCard Visa American

Express
0300 0310 0300 0310 0300 0310 0300 0310 0300 0310
Subfield Number and Name Acqr VIC Acqr VIC Acqr VIC Acqr VIC Acqr VIC
127M.1 Mchnt Rcd Type M M M M M M M M M M
127M.2 Mchnt Data 1 M M M M M

127M.3 Mchnt Data 2 M C

127M.4 Mchnt Data 2 C
127M.5 Mchnt Data 2 C

Table 5-57 Cardholder Database: Issuer File Messages, BASE I Message Format

Format 1 Format 2
Update Inquiry Update Inquiry Advices
0302 0312 0302 0312 0302 0312 0302 0312 0322 0120
Field Number and
Name Issr VIC VIC Issr VIC VIC Issr VIC VIC Issr VIC VIC VIC VIC
— Bit Map, Secondary M Ô M M Ô M M Ô M M Ô M M M
2 Primary Acct Nbr
M Ô M C Ô C C Ô C M M
(PAN)
3 Processing Code M
4 Amt, Trans M
7 Transmsn
M Ô M M Ô M M Ô M M Ô M M M
Date/Time

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Table 5-57 Cardholder Database: Issuer File Messages, BASE I Message Format (continued)
Format 1 Format 2
Update Inquiry Update Inquiry Advices
0302 0312 0302 0312 0302 0312 0302 0312 0322 0120
Field Number and
Name Issr VIC VIC Issr VIC VIC Issr VIC VIC Issr VIC VIC VIC VIC
11 Sys Trace Audit Nbr M Ô M M Ô M M Ô M M Ô M M M
19 Acqng Inst Cntry
O Ô O O Ô O O Ô O O Ô O M
Code
Message Formats

20 PAN Extnd, Cntry

C Ô C C Ô C
Code
25 POS Cond Code M
32 Acqng Inst ID Code C Ô C C Ô C C Ô C C Ô C C C
37 Retrieval Ref Nbr M Ô M M Ô M M Ô M M Ô M M M
38 Auth ID Resp
39 Resp Code M M M M M
44.1 Resp Source/Rsn
M
Code
48 Addtnl
C C C C C
Data—Private
49 Currcy Code, Trans M
73 Date, Action C Ô C C M
91 File Update Code M Ô M Ô M M Ô M M
92 File Sec Code O Ô C O Ô C O Ô C O Ô C
101 File Name M Ô M M Ô M M Ô M M Ô M M
102 Acct ID 1 C Ô C C Ô C
103 Acct ID 2 C Ô C C Ô C
121 Issuing Inst ID Code C Ô C C Ô C
127 File Rcds— Action &
M Ô C C Ô C C M
Data 1
1. For field 127 subfield detail by format and by file, refer to later Field 127 Detail subsections.

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Table 5-58 Cardholder Database: Issuer File Messages, V.I.P. Message Format

Format 1 Format 2
Update Inquiry Update Inquiry Advices
0302 0312 0302 0312 0302 0312 0302 0312 0322 0120
Field Number and Name Issr VIC Issr VIC Issr VIC Issr VIC VIC VIC
— Bit Map, Secondary M M M M M M M M M M
2 Primary Acct Nbr (PAN) M M C C C C M M
3 Processing Code M

Message Formats
4 Amt, Trans M
7 Transmsn Date/Time M M M M M M M M M M
11 Sys Trace Audit Nbr M M M M M M M M M M
19 Acqng Inst Cntry Code O O O O O O O O M
20 PAN Extnd, Cntry Code C C C C
25 POS Cond Code M
32 Acqng Inst ID Code C C C C C C C C C C
37 Retrieval Ref Nbr M M M M M M M M M M
38 Auth ID Resp M
39 Resp Code M M M M M
44.1 Resp Source/Rsn Code M
48 Addtnl Data—Private C C C C C
49 Currcy Code, Trans M
73 Date, Action C C C M
91 File Update Code M M M M M M
92 File Sec Code O C O C O C O C
101 File Name M M M M M M M M M
102 Acct ID 1 C C C C
103 Acct ID 2 C C C C
121 Issuing Inst ID Code C C C C
127 File Rcds—Action & Data M C C C C M M

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5.12.1 Field 127 Detail—Format 1

Table 5-59 Cardholder Database: Format 1 Field 127 Exception and

PIN Verification File Detail

Exception File PIN Verification File

Update Inquiry1 Update Inquiry1
0302 0312 0302 0312 0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC Issr VIC Issr VIC
Message Formats

127.1 File Update Code M M M M

127.2 Acct Nbr M M M M
127.3 Purge Date M M M M
127.EF4 Action Code C M
127.EF5 Region Coding C M
127.EF6 Filler C M
127.PVV4 Algorithm Idfr M M
127.PVV5 Sec Data M M
1. Field 127 is not present unless the inquiry is successful.

5.12.2 Field 127 Detail—Format 2

Table 5-60 Cardholder Database: Format 2 Field 127 Address

Verification File (AZ) Detail

Update Inquiry1
0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC
127A.1 Addr Verif Postal Code C C M
127A.2 Addr Verif Value C C M
1. Field 127 is not present unless the inquiry is successful.

Table 5-61 Cardholder Database: Format 2 Field 127 Cardholder ID File (CZ) Detail

Update Inquiry1
0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC
127C.1 PIN Verif Data C C M
127C.2 Addr Verif Postal Code M M M
127C.3 Addr Verif Value C C M
1. Field 127 is not present unless the inquiry is successful.

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Table 5-62 Cardholder Database: Format 2 Field 127 Action and Region Code Detail

Update Inquiry1 BASE I

Format
Advice
0302 0312 0302 0312 0322
Field Number and Name Issr VIC Issr VIC VIC
127E.1 Action Code C C M M

Message Formats
127E.2 Region Coding C C M M
1. Field 127 is not present unless the inquiry is successful.

Table 5-63 Cardholder Database: Format 2 Field 127 Full Authorization File (F2) Detail

Update Inquiry1
0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC
127F.1 Refresh Day C C M
127F.2 Noncash Monthly Open-to-Use Amt C C M
127F.3 Cash Monthly Open-to-Use Amt C C M
127F.4 Previous Noncash Open-to-Use Verif Amt O C
127F.5 Previous Cash Open-to-Use Verif Amt O C
1. Field 127 is not present unless the inquiry is successful.

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Table 5-64 Cardholder Database: Format 2 Field 127 Full Authorization

Adjustment File (I2) Detail

Update
0302 0312
Field Number and Name Issr VIC
127I.1 Noncash Adjustment Amt C C
127I.2 Cash Adjustment Amt C C
127I.3 Previous Noncash Open-to-Use Verif Amt O C
Message Formats

127I.4 Previous Cash Open-to-Use Verif Amt O C

Table 5-65 Cardholder Database: Format 2 Field 127 PIN Verification File (P2) Detail

Update Inquiry1
0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC
127P.1 PIN Verif Data C C M
1. Field 127 is not present unless the inquiry is successful.

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Table 5-66 Cardholder Database: Format 2 Field 127 Risk Level File (R2) Detail

Update Inquiry1
0302 0312 0302 0312
Field Number and Name Issr VIC Issr VIC
Daily 127R.1 Risk Level C C C
Spending
127R.2 Available Noncash C C C
Limits
127R.32 Unavailable Noncash C C C
127R.42 Available Cash C C C

Message Formats
127R.52 Unavailable Cash C C C
Activity 127R.6 Travel (issuer available) C C C
Limits
127R.7 Travel (issuer unavailable) C C C
127R.8 Lodg (issuer available) C C C
127R.9 Lodg (issuer unavailable) C C C
127R.10 Auto Rental Limit (issuer available) C C C
127R.11 Auto Rental Limit (issuer unavailable) C C C
127R.12 Restaurant Limit (issuer available) C C C
127R.14 Mail/Telephone Limit (issuer
C C C
available)
127R.15 Mail/Telephone Limit (issuer
C C C
unavailable)
127R.16 Risky Purchase Limit (issuer
C C C
available)
127R.17 Risky Purchase Limit (issuer
C C C
unavailable)
127R.18 Total Purchase Limit (issuer
C C C
available)
127R.19 Total Purchase Limit (issuer
C C C
unavailable)
127R.20 Total Cash Limit (issuer available) C C C
127R.21 Total Cash Limit (issuer unavailable) C C C
127R.22 ATM Cash Limit (issuer available) C C C
127R.23 ATM Cash Limit (issuer unavailable) C C C
1. Field 127 is not present unless the inquiry is successful.

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 Chapter 5 Administrative and Network Messages

Table 5-67 Cardholder Database, V.I.P. Message Format: Portfolio File, PPCS Stop Recurring Payment

Format 2
Update Inquiry Advices
0302 0312 0302 0312 0322 0120
Field Number and Name Issr VIC Issr VIC VIC VIC
— Bit Map, Secondary M M M M M M
2 Primary Acct Nbr (PAN) C C C C M M
Message Formats

4 Amt, Trans O C O C C M
7 Transmsn Date/Time M M M M M M
11 Sys Trace Audit Nbr M M M M M M
18 Mchnt Type O C C
19 Acqng Inst Cntry Code C C C C C
20 PAN Extnd, Cntry Code C C C C
37 Retrieval Ref Nbr M M M M M M
39 Resp Code M M M
42 Card Accptr ID Code C C C C C C
43 Card Accptr Name/Loc C C C C C C
48 Addtnl Data—Private C C C
62.0 Field 62 Bit Map C C C C C C
62.2 Trans Idfr C+ C+ C C
62.20 Mchnt VV C C C C C C
73 Date, Action C C C M
91 File Update Code M M M M M
92 File Sec Code O C O C
101 File Name M M M M M
102 Acct ID 1 C C C C
103 Acct ID 2 C C C C
127.PF Portfolio File M C M C M

5.13 ADMINISTRATIVE AND NETWORK MESSAGES

This section details the fields used in administrative and network management messages.

Table 5-68 and Table 5-69 contain the field requirements for these message types:

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 Chapter 5 Administrative and Network Messages

• 0600 Administrative Message. This message goes from the VIC to the user, or from the
user to the VIC.
NOTE
The 0610 message response columns are not shown in the administrative message format table below
because administrative responses are not used in BASE I or V.I.P. message format administrative messages.
The exception is the 0600 emergency replacement CVV administrative message; BASE I returns an 0610
administrative response to the 0600 message sender.

• 0800 Network Management Request. This message goes from the VIC to the user, or
from the user to the VIC.

Message Formats
• 0810 Network Management Response. This message goes from the user to the VIC, or
from the VIC to the user.
See the BASE I Processing Specifications manual for information about 06xx and 08xx
messages. Refer also to the V.I.P. System Services manual.

Table 5-68 Administrative Messages

Administrative BASE Administrative V.I.P.

I Msg Format Msg Format
0600 0600
Field Number and Name Sndr Rcvr Sndr Rcvr
— Bit Map, Secondary M Ô M Ô
7 Transmsn Date/Time M Ô M Ô
11 Sys Trace Audit Nbr M Ô M Ô
37 Retrieval Ref Nbr M Ô M Ô
48 Addntl Data—Private M M
63.0 Bit Map (Field 63) M Ô M Ô
63.1 Netwk ID Code M Ô M Ô

Table 5-69 Network Management Messages

Network BASE I Msg Network V.I.P. Msg Format

Format
0800 0810 0800 0810
Field Number and Name Sndr Rcvr Sndr Rcvr
— Bit Map, Secondary M M M M
7 Transmsn Date/Time M M M M
11 Sys Trace Audit Nbr M M M M
37 Retrieval Ref Nbr C C O O
39 Resp Code C C
48 Addntl Data—Private O C O C
70 Netwk Mgmt Info Code M M M M

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 Chapter 5 Visa Issuer Fraud Detection (VIFD) Alerts

5.14 VISA ISSUER FRAUD DETECTION (VIFD) ALERTS

This section details the fields used in VIFD alert messages.

The VIFD alert delivers the transaction in a V.I.P. 0620 administrative advice message. VIFD
alerts reference transactions that were processed a few hours earlier. Table 5-70 contains the
field requirements for the VIFD 0620 Administrative Advice Message, a message that goes
from the VIC to the issuer.

See the V.I.P. System BASE I Processing Specifications manual for information about VIFD
messages.
Message Formats

Table 5-70 Enhanced VIFD Advice Message Format

0620
Field Number and Name VIC
— Bit Map, Secondary M
7 Transmsn Date/Time M
11 Sys Trace Audit Nbr M
33 Fwdng Inst ID Code M
37 Retrieval Ref Nbr M
48 Addtnl Data–Private M
63.0 Bit Map (Field 63) M
63.1 Netwk ID Code M
63.4 STIP/Switch Rsn Code M
70 Netwk Mgmt Info Code M
100 Rcvg Inst ID Code M
125 Usage 2, VIFD M

5.15 ADVANCEBK ALERT ADVICE

This section details the fields used in Bankruptcy alert messages. Table 5-71 contains the
field requirements for the 0620 Administrative Advice Message, a message that goes from
the VIC to the issuer.

Table 5-71 AdvanceBK Alert Advice Message Format

0620
Field Number and Name VIC
— Bit Map, Secondary M
2 Primary Acct Nbr M
11 Sys Trace Audit Nbr M
32 Acqrg Inst ID Code M
37 Retrieval Ref Nbr M
48 Addtnl Data—Private M

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 Chapter 5 AdvanceBK Alert Advice

Table 5-71 AdvanceBK Alert Advice Message Format (continued)

0620
Field Number and Name VIC
63.0 Bit Map (Field 63) M
63.1 Netwk ID Code M
70 Netwk Mgmt Info Code M

Message Formats

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Message Formats

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 Appendix A System Reject and Response Codes

This appendix contains the following lists of codes used by the system.
• Reject Codes
• VSDC Routing and STIP Response Default Codes
• VSDC Field 39 Response Code Defaults for Approve, Decline, or Refer Conditions

A.1 REJECT CODES DESCRIPTIONS

The table below titled “Multiple Field Reject Codes” lists reject codes applicable to several
fields and the requirements for avoiding them. The table titled “Reject Codes, Numeric
Sequence” lists reject codes in numerical order, and provides:
• The number of the header or message text field that caused the message to reject.
• The name of the field in error.
• The reject reason.
For most codes, the reason is either “invalid value” or “missing field.”
NOTE

System Reject and Response Codes

In the tables’ “Field in Error” column, an “H” means a message header field.

Table A-1 Multiple Field Reject Codes

Requirement Reject Code

V.I.P. must be able to parse a message into recognizable fields 0400 = Parse error or invalid length
of the correct length.

Messages related to a customer transaction must contain the 0397 = Fields 2, 102, and 103 are all missing
cardholder account number.
Messages must contain valid fields for the message type. 0518 = Message has fields that are neither required nor
optional for the message type. For example, an 0410 message
must not include field 38.
For multiple transactions, only one financial request can be 0597 = Consistency error. The card number, reference
submitted for the same cardholder function. number, type of request are the same, but the trace number
is different.
Messages must contain valid Message Type Identifiers. 0599 = one of the following:
• Consistency error; invalid combination of Message Type
Identifier and message fields.
For 01xx, 02xx, and 04xx messages—message
type in Original Data Elements, time limit presence,
Advice-Transaction flag setting, processing code (first two
digits), and POS condition code (when 13, 17, or 54).
For 03xx messages—File Update Code.
• The message type is invalid for the card program.
• Response values do not match those in corresponding
request or advice.

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 Appendix A Reject Codes Descriptions

Table A-1 Multiple Field Reject Codes (continued)

Requirement Reject Code
The message cardholder account number must match the 0600 = Consistency error. The message account number does
account number for the transaction set. not match the account number in the transaction set.

Table A-2 lists the reject codes in numeric sequence.

Table A-2 Reject Codes, Numerical Sequence

Code Field in Error Field Name Reject Reason

0001 2 Primary Account Number Invalid length (length subfield)
0002 2 Primary Account Number Invalid length
0003 H15 Destination Station ID Invalid value
0004 H6 Source Station ID Invalid value
0005 Message Type Identifier Invalid value
0008 3 Processing Code Invalid value
0009 4 Amount, Transaction Invalid value
0010 7 Transmission Date and Time Invalid value
System Reject and Response Codes

0011 11 Systems Trace Audit Number Invalid value (all zeros in field)
0012 H1 Header Length Invalid value
0013 H2 Header Flag and Format Invalid value
0014 14 Date, Expiration Invalid value
0015 H3 Text Format Invalid value
0016 H4 Total Message Length Invalid value
0017 18 Merchant’s Type Invalid value
0018 25 POS Condition Code Invalid value
0019 22 POS Entry Mode Code Invalid value (acquirer station not certified to use code
90)
0020 32 Acquiring Institution Identification Invalid length (length subfield)
Code
0021 32 Acquiring Institution Identification Invalid value
Code
H6 Source Station ID The message contains a PIN but the Source Station ID
is not certified for PIN processing.
0022 H7 Round-Trip Control Information Invalid value
0023 H8 BASE I Flags Invalid value
0024 35 Length subfield of Track 2 Data Invalid length (track data too long)
0025 H9 Message Status Flags Invalid value
0026 61 Length subfield of Other Amounts Invalid length
0027 35 Track 2 Data Invalid track data
0028 59 National POS Geographic Data Invalid length (length subfield)

A-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0030 H10 Batch Number Invalid value
0031 H11 Reserved Invalid value
0032 10 Conversion Rate, Cardholder Invalid value
Billing
0033 19 Acquiring Institution Country Code Invalid value
33 Forwarding Institution ID Code Field missing
0034 38 Authorization Identification Invalid value
Response
0035 20 PAN Extended, Country Code Invalid value
0037 49 Currency Code, Transaction Invalid value
0042 70 Network Management Invalid value
Information Code
0055 90 Original Data Elements Invalid value
0056 33 Forwarding Institution Invalid length (length subfield)
Identification Code

System Reject and Response Codes

0057 33 Forwarding Institution Invalid value
Identification Code
0060 101 File Name Invalid length (length subfield)
0061 48 Additional Data—Private, Invalid value
position 1
0062 63.1 Network Identification Code Invalid value
0063 48 Additional Data—Private Invalid length (length subfield)
0070 26 Point-of-Service PIN Capture Invalid value
Code
0071 44 Additional Response Data Invalid length (length subfield)
0072 60 POS Entry Capability and Invalid length (length subfield)
Merchant Group Code
0075 127 File Records–Action and Data Invalid length (length subfield)
0082 100 Receiving Institution Identification Invalid value
Code
0087 39 Response Code Invalid value
0088 53 Security Related Control Invalid value
Information
0090 12 Time, Local Transaction Invalid value
0091 13 Date, Local Transaction Invalid value
0092 23 Card Sequence Number Invalid value
0094 37 First four digits of Retrieval Invalid value
Reference Number
0095 37 Retrieval Reference Number Invalid value
0096 42 Card Acceptor Identification Code Invalid value

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 A-3

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0100 100 Receiving Institution Identification Invalid length (length subfield)
Code
0102 45 Track 1 Data Invalid length
0103 102 Account Identification 1 Invalid value
0104 102 Account Identification 1 Invalid length (length subfield)
0105 60 POS Entry Capability and Invalid value
Merchant Group Code
0106 61 Other Amounts Invalid value (for BASE I processing, this applies for
V.I.P. message format only)
0111 103 Account Identification 2 Invalid length (length subfield)
0112 103 Account Identification 2 Invalid value
0114 63.3 Message Reason Code Invalid
0115 95 Replacement Amounts Invalid value or value is greater than field 4
0118 21 Forwarding Institution Country Invalid value
Code
System Reject and Response Codes

0119 68 Receiving Institution Country Invalid value

Code
0127 44.2 Additional Response Data Invalid value
0128 121 Issuing Institution Identification Invalid length (length subfield)
Code
0129 121 Issuing Institution Identification Invalid value
Code
0130 63.6 Chargeback Reduction/BASE II Invalid value
Flags
0137 123 Verification Data: TLV format Invalid AVS data length
0142 22 POS Entry Mode Code This field = 90 but magnetic stripe not present
35 Track 2 Data Magnetic stripe data missing when field 22 = 90 or 91
45 Track 1 Data Magnetic stripe data missing when field 22 = 90 or 91
0144 118 Intra-Country Data Invalid value
0145 125 Supporting Information Invalid value
0148 126.10 CVV2 Authorization Request Data Invalid value
0149 44.10 CVV2 Result Code Invalid value in CVV2 Result Code—field 44.10
0150 54 Additional Amounts Invalid value. Any of the following reasons may apply:
• The value in this field is inconsistent with the value in
field 62.4.
• Invalid format: length indicates more than one
amount type when only one amount type is allowed.
• Invalid value for: account type, amount type,
currency, amount sign, or amount.
0151 62 Custom Payment Service Fields Invalid length

A-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0152 62.1 Authorization Characteristics Invalid value
Indicator
0153 62.2 Transaction Identifier Invalid value
0158 H6 Source Station ID VCMS reject:

Loopback Router Sign-On: The specified source

station is already signed onto router with a partner other
than the partner specified in header field 5 (Destination
Station).

Loopback Router Sign-Off: The specified source

station is not associated with the partner station
specified in header field 5 (Destination Station).
0159 H5 Destination Station ID VCMS reject:

Destination Station ID contained in a loopback router

sign-on request cannot be found in the BASE I system
tables.

System Reject and Response Codes

0160 H5 Destination Station ID VCMS reject:

Destination Station ID contained in a loopback router

sign-on message is already signed onto the router with
a partner which is different than the specified source
station (header field 6).
0161 H5 Destination Station ID VCMS reject:

While attempting to parse an 0800 loopback router

sign-on or sign-off request, the router application
encountered a parse error.
0162 H5 Destination Station ID VCMS reject:

While attempting to process an 0800 loopback router

sign-on or sign-off request, an error was encountered
trying to interface with the network isolation layer
resident on V.I.P.
0163 H5 or H6 Destination Station ID or Source VCMS reject:
Station ID
At least one station specified in a loopback router
sign-on request is not a VCMS-only station, that is,
attempted to establish a loopback partnership with a
production station
0164 H6 Source Station ID VCMS reject:

Source station in loopback router sign-on or sign-off is

not found in the BASE I System tables
0165 2 Primary Account Number VCMS reject:

The account number used is associated with a PCR that

is different than the PCR of the partner station that acts
as the issuer.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 A-5

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0166 117 National Use Invalid field length
0167 117 National Use Invalid country code
0169 43 Card Acceptor Name/Location Invalid value
0175 126.13 POS Environment Invalid value
0176 126.14 Payment Guarantee Option Payment guarantee option missing
0177 Payment guarantee option invalid
0180 126.0 Bit Map Invalid bit map
0185 60 Additional POS Information Invalid values in positions 9 and 10 (E-commerce)
0189 4 Amount, Transaction Currency conversion overflow
0192 55 Chip Data Field incorrectly formatted
0193 44.13 CAVV Results Code Invalid CAVV results code value
0250 54 Additional Amounts Field missing
0251 2 Primary Account Number Field missing
0259 H8 BASE I Flags Field missing
System Reject and Response Codes

0260 H9 Message Status Flags Field missing

0270 n/a Message Type Identifier Field missing (Message Type ID located between the
header bit map fields and the message data fields)
0274 3 Processing Code Field missing
0275 4 Amount, Transaction Field missing
0276 7 Transmission Date and Time Field missing
0277 11 Systems Trace Audit Number Field missing
0279 13 Date, Local Transaction Field missing
0280 14 Date, Expiration Field missing
0283 18 Merchant’s Type Field missing
0284 25 POS Condition Code Field missing
0285 22 POS Entry Mode Code Field missing
0287 32 Acquiring Institution Identification Field missing
Code
0289 41 Card Acceptor Terminal ID Field missing
0291 35 Track 2 Data Field missing
0293 38 Authorization Identification Field missing
Response
0294 39 Response Code Field missing
0295 52 Personal Identification Number Field missing
(PIN) Data
0306 19 Acquiring Institution Country Code Field missing
0308 28 Amount, Transaction Fee Field missing

A-6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0310 37 Retrieval Reference Number Field missing
0311 42 Card Acceptor Identification Code Field missing
0312 43 Card Acceptor Name/Location Field missing: If this field is present, the card acceptor
name or ATM location (positions 1–25) and city name
(positions 26–38) cannot be all zeros or spaces.
0313 48 Additional Data, Private Field missing (used for telecode verification)
0315 49 Currency Code, Transaction Field missing
0319 63.1 Network Identification Code Field missing
0321 70 Network Management Field missing
Information Code
0334 100 Receiving Institution Identification Field missing
Code
0336 90 Original Data Elements Field missing
0341 91 File Update Code Field missing
0342 92 File Security Code Field missing

System Reject and Response Codes

0344 101 File Name Field missing
0346 63.3 Message Reason Code Field missing
0359 126.0 Bit Map Field missing
0360 60 Additional POS Information Field Missing
0369 134 Visa Discretionary Data Invalid length
0370 135 Issuer Discretionary Data Invalid length
0371 142 Issuer Script Invalid length
0372 143 Issuer Script Results Invalid length
0379 44 Additional Response Data Field missing from response
0384 53 Security Related Control Field missing
Information
0394 102 Account Identification 1 Field missing
0397 103 Account Identification 2 Field missing, or the message contains no account
number.

See the table titled Multiple Field Reject Codes.

0399 127 File Records–Action and Data Field missing
0400 Variable See the table titled Multiple Field Reject Codes.
0401 121 Issuing Institution Identification Field missing
Code
0452 21 Forwarding Institution Country Field Missing
Code
0453 68 Receiving Institution Country Field Missing
Code

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 A-7

 Appendix A Reject Codes Descriptions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0483 62.1 Authorization Characteristics Field missing
Indicator
62.2 Transaction Identifier Subfield missing
0486 6 Amount, Cardholder Billing Field missing in partial authorization
0488 60 Additional POS Information E-commerce Indicator (positions 9–10) is missing
0489 152 Secondary PIN Block Field missing in a PIN Change Request
0490 142 Issuer Script Field 142 is missing in an approved PIN Change/Unblock
response
0491 143 Issuer Script Results Field 143 is missing in a reversal
0492 62.4 Market-Specific Data Identifier Missing on auto-substantiation (field 54 = 4S or 4T)
0514 11 Systems Trace Audit Number Unsolicited response (value changed in response
message)
0517 54 Additional Amounts Value for account type does not match value in field 3
account type value. For Prepaid transactions only, the
value for account type is not consistent with field 3
transaction type.
System Reject and Response Codes

0518 54 Additional Amounts Incorrect usage of field 54

22 POS Entry Mode Code Present in an 0102 message

Also see the table titled Multiple Field Reject Codes.

52 Personal Identification Number Inconsistent data (present for mail order)
(PIN) Data
4 Amount, Transaction The field is present in a balance inquiry response.
61 Other Amounts The field is present when not allowed (attempt to
return a balance with a cash disbursement response in
field 61.1).
104 Transaction Description Incorrect usage of position 1 (Billing ID)
0519 H2 Header Format Invalid value
0521 35 Track 2 Data Track 2 account number is missing or does not agree
with field 2.
0524 H5 Destination Station ID Destination Station in the header is not zero.
0528 3 Processing Code Invalid “from account” code in 0110 ATM balance
inquiry (position 3 and 4)
0529 3 Processing Code First 2 digits of reply not same as request
0531 2 Primary Account Number Nondomestic transaction
32 Acquiring Institution Identification
Code
43 Card Acceptor Name/Location

A-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix A STIP Response Defaults for VSDC Transactions

Table A-2 Reject Codes, Numerical Sequence (continued)

Code Field in Error Field Name Reject Reason
0592 52 Personal Identification Number PIN data present when not allowed. Field 22 or field 25
(PIN) Data indicate manual entry or card-not-present transaction.
22 POS Entry Mode Code POS Entry Mode Code is 01xx for Visa Electron.

In an original prepaid load request, positions 1–2 are

00 or 01, which is inconsistent with the value in field 3.
25 POS Condition Code In an original prepaid load request, the value is 05,
which is inconsistent with the value in field 3.
0599 H9/data fields Message Status Flags See the Multiple FIeld Reject Codes table, which
contains multiple field reject codes.
0600 2 Primary Account Number Consistency error; account number does not match that
already in transaction set.
0603 11 System Trace Audit Number Consistency error; response is inconsistent with request.
The trace number in the response message does not
match the value stored in the ITT.
39 Response Code Consistency error; response is inconsistent with request
0614 60.8 Mail/Phone/Electronic Commerce Invalid or missing indicator with bill payment processing

System Reject and Response Codes

and Payment Indicator code
0643 59 National Point-of-Service Invalid national POS geographic code
Geographic Data
0644 59 National Point-of-Service Invalid national POS ZIP code
Geographic Data
0647 25 POS Condition Code There is a consistency error. The POS Condition Code in
the response does not match the value in the request.
0715 125 Supporting Information—Usage Incorrect data length.
2, Magneprint Data
Supporting Information—Usage
3, Account Updater Verification
Data
0716 125 Supporting Information—Usage Length error (TLV format)
2, Magneprint Data
0717 152 Secondary PIN Block Field present in a PIN Unblock request.
0721 63.19 Fee Program Indicator AP Region: Field missing or submitted with an invalid
fee program indicator.
0733 60 Additional POS Information Acquirer does not support partial authorization.
0735 4 Amount, Transaction Partial authorization value in field 4 is greater than the
original field 4 transaction amount.
0736 6 Amount, Cardholder Billing Partial authorization value in field 6 is greater than the
original field 6 transaction amount.
1. An “H” means a message header field.

A.2 STIP RESPONSE DEFAULTS FOR VSDC TRANSACTIONS

VSDC transactions are routed to the issuer or to STIP depending on the conditions in
Field 131, Terminal Verification Results, Field 134, Card Verification Results, and the results

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 A-9

 Appendix A STIP Response Defaults for VSDC Transactions

of Card Authentication. For each condition, the issuer can specify whether to force-route
issuer-available transactions to the issuer. Issuers can also choose STIP responses: approve,
decline, or refer. If these responses are not specified in the system files, V.I.P. uses the
default values listed in Table A-3. If the STIP response is set to Decline, STIP forces the
route-to-issuer default to be Yes.

Table A-3 VSDC Routing and STIP Response Defaults

Force-Route STIP
to Issuer Response
Condition Default Default
1 Transaction exceeds floor limit no Approve
2 Transaction selected randomly for online processing no Approve
3 Cardholder verification failed yes Decline
4 Unrecognized CVM yes Approve
5 Offline PIN verification failed yes Decline
6 PIN entry required and PIN pad not present or not yes Decline
System Reject and Response Codes

working
7 PIN entry required, PIN pad present, but PIN not entered yes Decline
8 PIN try limit exceeded yes Decline
9 Exceeded total, domestic, or international counters yes Approve
10 Lower consecutive offline limit exceeded yes Approve
11 Upper consecutive offline limit exceeded yes Approve
12 Expired application yes Decline
13 Application not yet effective yes Decline
14 Issuer authentication failed on last transaction yes1 Approve
15 Static data authentication failed yes1 Decline
16 Offline data authentication not performed yes1 Decline
17 Static data authentication failed on last transaction and yes1 Approve
was declined offline
18 Script update succeeded on last transaction yes1 Approve1
19 Script update failed on last transaction yes1 Approve
20 Merchant forced transaction online yes Decline
21 New card (first use) yes Approve
22 Magnetic Stripe Read of Chip Card at Chip Terminal2 yes1 Approve
23 Last online transaction not completed. yes Approve
24 CAM failed and Card Authentication is reliable. yes1 Decline
25 CAM failed and Card Authentication is unreliable. yes1 Decline
26 CAM not performed and Card Authentication is yes1 Decline
unreliable.
27 Offline DDA failure yes1 Decline

A-10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix A STIP Response Defaults for VSDC Transactions

Table A-3 VSDC Routing and STIP Response Defaults (continued)

Force-Route STIP
to Issuer Response
Condition Default Default
28 Offline DDA failed on last transaction and was declined yes1 Approve
offline
1. Members cannot modify this default.
2. Condition 22 is considered for transactions sent by both Early and Full data acquirers and is activated based on Field 22—POS
Entry Mode Code (90 or 02), Field 60.2—Terminal Entry Capability (5), and the field 35 or field 45 track data service code
(begins with 2 or 6).

Table A-4 contains the field 39 response code defaults for the Approve, Decline or Refer
conditions.

Table A-4 Field 39 Response Code Defaults for VSDC Approve, Decline,
or Refer Conditions

STIP Response Code

Condition Approve Decline Refer
1 Transaction exceeds floor limit 00 05 01

System Reject and Response Codes

2 Transaction selected randomly for 00 05 01
online processing
3 Cardholder verification failed 00 05 01
4 Unrecognized CVM 00 05 01
5 Offline PIN verification failed 00 55 01
6 PIN entry required and PIN pad not 00 55 01
present or not working
7 PIN entry required, PIN pad present, 00 55 01
but PIN not entered
8 PIN try limit exceeded 00 75/051 01
9 Exceeded total, domestic, or 00 05 01
international counters
10 Lower consecutive offline limit 00 05 01
exceeded
11 Upper consecutive offline limit 00 05 01
exceeded
12 Expired application 00 54 01
13 Application not yet effective 00 05 01
14 Issuer authentication failed on last 00 05 01
transaction
15 Static data authentication failed 00 05 01
16 Offline data authentication not 00 05 01
performed
17 Static data authentication failed on last 00 05 01
transaction and was declined offline

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 A-11

 Appendix A STIP Response Defaults for VSDC Transactions

Table A-4 Field 39 Response Code Defaults for VSDC Approve, Decline,
or Refer Conditions (continued)
STIP Response Code
Condition Approve Decline Refer
18 Script update succeeded on last 00 n/a n/a
transaction
19 Script update failed on last transaction 00 05 01
20 Merchant forced transaction online 00 05 01
21 New card (first use) 00 05 01
22 Magnetic Stripe Read of Chip Card at 00 05 01
Chip Terminal
23 Last online transaction not completed. 00 05 01
24 CAM failed and Card Authentication is 00 05 01
reliable.
25 CAM failed and Card Authentication is 00 05 01
unreliable.
26 CAM not performed and Card 00 05 01
Authentication is unreliable.
System Reject and Response Codes

27 Offline DDA failure 00 05 01

28 Offline DDA failed on last transaction 00 05 01
and was declined offline
1. Although V.I.P. converts interim code 75 to code 05, code 75 is forwarded to issuers in 0120 advices. If an issuer sends the
0110 response with field 39 = 75, BASE I forwards it unchanged to the acquirer. Otherwise, V.I.P. inserts code 05 in field 39
before the response is sent to the acquirer.

A-12 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix B File Maintenance Error Codes

This appendix lists error codes that are used by the system to describe errors in the content of
file maintenance messages.

B.1 ERROR CODE DESCRIPTIONS

Error codes appear in field 48 of an 0310 or 0312 response message or an 0322 EAR advice.
In most cases of file-related error, the VIC replies to the file update or file inquiry by sending
back an 0310 or 0312 response or an 0322 file update discrepancy advice that contains:
• An error response code 06 in field 39.
• A 4-digit error code in field 48 of the response.
These file error codes are listed in numeric order in Table B-1. A special section at the end of
this appendix contains CVV error codes for emergency replacement cards.

In addition to a list of file error codes, Table B-1 includes the following information.
• The use of the code, that is, whether it applies to format 1 or format 2 processing for BASE I
files.
• The name of the field or subfield in error and a brief description of the error condition.
(See Chapter 3 and Chapter 4 for details on fields edits.)
In the table headings, these abbreviations indicate the systems and file types to which the
error codes apply:
BASE I = BASE I files
F1 = Format 1
F2 = Format 2
A check mark ( ) indicates that a code applies to that type of file or applies to that format of
file maintenance request.

File Maintenance Error Codes

Table B-1 Error Codes

Format
Error Code F1 F2 Error Condition
0312 Field 43 positions 1–25 (card acceptor name) must not be all
blanks; otherwise, V.I.P. returns the transaction with this error
code in the 0312 response message.
0530 Field 101—File Name is invalid. Name must be V.CH.EXP or
V.CH.PVV.
Field 101—File Name is invalid. Name must be A2, C2, E2,
E9, F2, I2, M9, P2, R2, or S2.
Field 101—File Name is invalid. Name must be D.CH.EXP or
D.CH.PVF.
Field 101—File Name is invalid. Name must be C4, E3, or E4.
0531 Length of account number (field 127.2) is invalid: Visa is neither
13 nor 16 digits; MasterCard is not 16 digits.
0532 Length of issuing institution ID is invalid.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 B-1

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0538 The length of field 101 (File Name) is not 8.
0558 Length of account number (fields 2 or 127.2) is not a length
used by the card issuer.
0564 For Cardholder ID File updates, the length of field 127 does not
contain the integral number of updates (for instance, the length
of nonzero data in field 127.PVV5 or 127.PVF5 is not 5).
One of the account number length fields is less than 12 or
greater than 23.
The length field of field 2 is less than 12 or greater than 19.
0565 No record on file. The file has no cardholder account number
record or MCFS key specified for a change, delete, or inquiry.
0566 Record already on file. The cardholder account number or MCFS
key specified for an add already exists in the file.
0567 The file handler has encountered a file or file access problem.
0568 Field 127.1 or field 91 in an 0300 or 0302 request contains a
code other than 1, 2, 3, or 5. Or, if file name is 12, the file
update code is other than 2 (change).
Field 91 is not 5 in a file inquiry or the value in field 127.1 is
not 1, 2, or 3 for an update.
Field 91 in an 0110 response contains a code other than 3 or 4
(issued as an Auto-CDB file update error code).
0569 Field 127.2—Account Number contains a non-numeric character.
0570 The account number (fields 2, 102, 103, or 127.2) has an
invalid check digit.
File Maintenance Error Codes

0571 Invalid account number. The account number does not fall within
the range of valid account numbers used by any card issuer.
0572 Account number does not belong to update source. The source
authorization center is not the center responsible for this
cardholder data.
0573 Purge Date (field 127.3 or 73) contains a non-numeric character.
0574 Purge Date (field 127.3 or 73) month is not 01–12, or the next
refresh date was incorrectly calculated for F2 file.
0575 Purge Date (field 127.3 or 73) is invalid for one of these reasons:
In an add or change, the date is missing.
Date has expired.
Date is present in a delete

B-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0576 Field 127.EF4—Action Code contains an invalid code. Valid
codes are 01, 04, 05, 07, 11, 41, 43, A1 through A9, “XA”,
and “XD”. Further, code 01 is not permitted for an Electron
account number.
Field 127.E1—Action Code contains an invalid code. Valid codes
are 04, 05, 07, 11, 41, and 43.
0577 One of the following:
• Region Coding (field 127.EF5 or 127E.2) contains an invalid
code.
• For file name = E2 through E4, valid codes are 0 through 9,
“A” through “F”, and “X” through “Z”. For file name = E9,
valid codes are 0, “A” through “F”, “X” through “Z”, “C” in
combination with 1 through 3, and “X” in combination with
1 through 9.
• Region Coding includes zero in combination with one or more
nonzero codes.
0578 Region Coding (field 127.EF5 or 127E.2) is spaces when Action
Code is 04, 07, 41, or 43.
0579 Special processing code and designated action code is specified.
0580 Neither the special processing control code or designated action
code is specified.
0581 The fill in field 127.EF6 is not zeros.
0582 The Algorithm Identifier (fields 127.PVV4, 127C.1, 127P.1, or
127.PVF4) is not 01 or 04.
0583 The PIN Verification Key Index (fields 127.PVV5, 127C.1, 127P.1,

File Maintenance Error Codes

or 127.PVF5) is not a value between 1 and 6.
0584 The PVV, PIN offset, or PVV/offset (in fields 127.PVV5, 127C.1,
127P.1, or 127.PVF5) is not numeric.
0585 An exception record cannot be updated by the issuer because
the record is from MasterCard.
0586 The country code in fields 20, 127.EF7 or field 127.PVF6 is
invalid.

PPCS: Field 42, field 43, and field 62.20 are not allowed when
field 127.PF has a stop code value of R3 (add or replace).
0587 The issuer exception record cannot be updated.
0588 Field 127 TLV format error.
0589 Field 127.PF is missing.
0590 Field 62.2 is missing. This field is required in deletions and
replacements.
0591 Field 19 is missing. This field is required.
0592 The 2–byte tag value “DF11” is missing. This field is required in
additions and replacements.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 B-3

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0650 Field 127E.1—Action Code is invalid for one of these reasons.
• The code is not 01, 04, 05, 07, 11, 41, 43, A1 through A9,
“XA”, or “XD”.
• The code is 01 in an Electron account record.
Action Code is inconsistent with Field 39—Response Code in the
authorization response message (Auto-CDB).
0651 Field 127C.2—Postal Code is invalid. For a U.S. account, the
postal code must be 5 numerics followed by 4 spaces, or 9
numerics.
0653 Field 127R.1—Risk Level is invalid for one of these reasons:
• The code is not “A,” “B,” “C,” or “D.”
• In an add, the field is blank.
• In a change to lower risk, the new risk level is not the next
lower code (for example, “D” cannot be changed to “B” or “A”).
0654 Field 127R.2—Noncash Daily Spending Limit is invalid.1, (Issuer
available)
0655 Field 127R.3—Noncash Daily Spending Limit is invalid.1, (Issuer
unavailable)
0656 Field 127R.4—Cash Daily Spending Limit is invalid.1, (Issuer
available)
0657 Field 127R.5—Cash Daily Spending Limit is invalid.1, (Issuer
unavailable)
0658 Field 127R.6—Travel Activity Limit is invalid.1 (Issuer available)
0659 Field 127R.7—Travel Activity Limit is invalid.1 (Issuer unavailable)
File Maintenance Error Codes

0660 Field 127R.8—Lodging Activity Limit is invalid.1 (Issuer available)

0661 Field 127R.9—Lodging Activity Limit is invalid.1 (Issuer
unavailable)
0662 Field 127R.10—Auto Rental Activity Limit is invalid.1(Issuer
available)
0663 Field 127R.10—Auto Rental Activity Limit is invalid.1 (Issuer
unavailable)
0664 Field 127R.12—Restaurant Activity Limit is invalid.1 (Issuer
available)
0665 Field 127R.13—Restaurant Activity Limit is invalid.1 (Issuer
unavailable)
0666 Field 127R.14—Mail/Telephone Activity Limit is invalid.1 (Issuer
available)
0667 Field 127R.15—Mail/Telephone Activity Limit is invalid.1 (Issuer
unavailable)
0668 Field 127R.16—Risky Purchase Activity Limit is invalid.1 (Issuer
available)

B-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0669 Field 127R.17—Risky Purchase Activity Limit is invalid.1 (Issuer
unavailable)
0670 Field 127R.18—Total Purchase Activity Limit is invalid.1 (Issuer
available)
0671 Field 127R.19—Total Purchase Activity Limit is invalid.1 (Issuer
unavailable)
0672 Field 127R.20—Total Cash Activity Limit is invalid.1 (Issuer
available)
0673 Field 127R.21—Total Cash Activity Limit is invalid.1 (Issuer
unavailable)
0674 Field 127R.22—ATM Cash Activity Limit is invalid.1 (Issuer
available)
0675 Field 127R.23—ATM Cash Activity Limit is invalid.1 (Issuer
unavailable)
0676 Field 127 invalid issuer available amount 10
0677 Field 127 invalid issuer unavailable amount 10
0678 Field 127 invalid issuer available limit 11
0679 Field 127 invalid issuer unavailable limit 11
0680 Field 127 invalid issuer available limit 12
0681 Field 127 invalid issuer unavailable limit 12
0682 The length of field 101 (File Name) is not 2.
0683 The BIN for this account does not participate in the Risk level

File Maintenance Error Codes

File. Participation is set by a flag in CORE.
0684 BIN does not participate in the service.
0685 Field 127F.1—Refresh Day contains an invalid value.

Value must be 01–31.

0686 Field 127F.2—Noncash Monthly Open-to-Use is invalid for one
of these reasons:
• It contains a non-numeric character other than a space.
• The value exceeds US$20,000,000.
• It is shorter than the required 9 bytes.
0687 In a change, field 127F.2—Noncash Monthly Open-to-Use
contains a replacement value that exceeds 150% of the value
on file.
0688 Field 127F.3—Cash Monthly Open-to-Use is invalid for one of
these reasons:
• It contains a non-numeric character other than a space.
• The value exceeds US$20,000,000.
• It is shorter than the required 9 bytes.
0689 In a change, field 127F.3—Cash Monthly Open-to-Use contains
a replacement value that exceeds 150% of the value on file.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 B-5

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0690 Field 127I.1—Noncash Open-to-Use Adjustment Amount is
invalid for one of these reasons:
• It contains an invalid sign (must be “C” or “D”).
• This is the last field of field 127 and it is space-filled.
0691 Field 127I.1—(Noncash Open-to-Use Adjustment Amount is
invalid for one of these reasons:
• It contains a non-numeric amount.
• The amount exceeds US$20,000,000.
• It is shorter than the required 9 bytes.
0692 Field 127I.3—Noncash Verification Amount is invalid for one
of these reasons:
• It contains a non-numeric amount.
• It does not match the noncash open-to-use balance on file
at the VIC.
• It is shorter than the required 9 bytes.
0693 Field 127I.2—Cash Open-to-Use Adjustment Amount is invalid
for one of these reasons:
• It contains an invalid sign (must be “C” or “D”).
• This is the last field of field 127 and it is space-filled.
0694 Field 127I.2—Cash Open-to-Use Adjustment Amount is invalid
for one of these reasons:
• It contains a non-numeric character other than a space.
• The amount exceeds US$20,000,000.
• It is shorter than the required 9 bytes.
0695 Field 127I.4—Cash Verification Amount is invalid for one of
these reasons:
File Maintenance Error Codes

• It contains a non-numeric character other than a space.

• It does not match the cash open-to-use balance on file at the
VIC.
• It is shorter than the required 9 bytes.
0696 Field 127C.3—Address Verification Value is invalid for one of
these reasons:
• It contains less than 5 bytes.
• Is not left-justified.
• It contains a non-numeric character other than a space.
0697 Field 127F.4—Noncash Verification Amount is invalid for one
of these reasons:
• It contains a non-numeric character other than a space.
• It contains a verification amount in an add transaction.
• It does not match the noncash open-to-use balance on file
at the VIC.
• It is shorter than the required 9 bytes.

B-6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix B Error Code Descriptions

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0698 Field 127F.5—Cash Verification Amount is invalid for one of
these reasons:
• It contains a non-numeric character other than a space.
• It contains a verification amount in an add transaction.
• It does not match the cash open-to-use balance on file at the
VIC.
• It is shorter than the required 9 bytes.
0699 In an update, the length of field 127 is less than the minimum or
more than the maximum length allowed, based on the subfield
requirements for the File Name specified.
0700 A Risk Level File update includes an amount in
Field 127R.22—Noncash Daily Spending Limit (Issuer available)
but the issuer does not use daily spending controls.
0701 A Risk Level File update includes an amount in
Field 127R.32—Noncash Daily Spending Limit (Issuer
unavailable) but the issuer does not use daily spending controls.
0702 A Risk Level File update includes an amount in
Field 127R.42—Cash Daily Spending Limit (Issuer available) but
the issuer does not use daily spending controls.
0703 A Risk Level File update includes an amount in field
127R.52—Cash Daily Spending Limit (Issuer unavailable) but the
issuer does not use daily spending controls.
0704 Record deleted (escalation update)
0705 No longer a pickup (escalation update)
0706 No cash or noncash refresh amount on add

File Maintenance Error Codes

0707 Effective time error on update
0708 The account number length is not valid for the BIN.
0709 The Increment or decrement update is outdated.
0710 Restricted Card List (RCL) update for non-MasterCard account
0711 The telecode itself or its length is invalid.
0712 Invalid response code for EAR
0800 Field 127M.1 contains an invalid record type.
0801 The length of field 127 in an 0300 request is invalid.
0802 Invalid use in an 0300 request (both field 41 and field 42 are
present).
0803 Field 127M.2 contains an invalid merchant category code.
0804 Field 127M.3 contains an invalid vendor code.
0805 Field 127M.3 contains an invalid postal code.
0806 Invalid field 41 or field 42 supplied.
0807 In an 0300 request, field 32 contains an invalid acquirer BIN
(acquirer BIN is not listed in the BASE I System).

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 B-7

 Appendix B CVV Error Codes for Emergency Replacement Cards

Table B-1 Error Codes (continued)

Format
Error Code F1 F2 Error Condition
0808 Field 127M.2 contains an invalid replacement terminal ID.
0809 Field 127 all spaces in an 0300 request
0810 Field 43 is missing.
0811 Not all subfields in field 43 are present.
0812 Invalid country code.
0813 Field 59 length is missing but field 59 data is supplied.
0814 Field 59 data is missing but field 59 length is supplied.
0815 Field 59 length is invalid.
0816 State code is invalid or missing.
0817 Invalid county code.
0818 Postal code is missing.
0819 Province code is invalid or missing.
0820 “V” updated not allowed when BIN keys are set for “U” service.
0821 Invalid or missing data.
1000–1009 Refer to the “CVV Error Codes for Emergency Replacement
Cards” section below.
1. The field must contain either a numeric value or spaces. If the value is numeric, it cannot exceed US$65,000.

B.2 CVV ERROR CODES FOR EMERGENCY REPLACEMENT CARDS

When the system is unable to successfully calculate CVV/iCVV or CVV2s, the system
generates format 1 CVV/iCVV or CVV2 error codes that are returned to the issuer in field 48,
positions 1–4, in 0312 file maintenance messages. Table B-2 lists the error codes.
File Maintenance Error Codes

Table B-2 CVV Error Codes for Emergency Replacement Cards

Error Code Length Description System

1000 02 ERC participation flag not on for source station BASE I
1001 02 Issuer does not participate in CVV BASE I, SMS
1002 02 Card product is invalid for ERC. (Electron card) BASE I, SMS
1004 02 Required CVV/CVV2 data is not present in globals (start dates, keys, BASE I, SMS
etc.)
1005 02 Error return from security module BASE I, SMS
1006 02 Security module could not be accessed BASE I, SMS
1007 02 Issuer did not specify a CVV option (STIP, ALL, ALL RESPOND) BASE I, SMS
1008 02 Expiration date before CVV start date. BASE I, SMS
1009 02 Invalid account number (not in valid range) BASE I, SMS

B-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix C GMT Conversion

This appendix explains how to convert GMT (Greenwich mean time) to a local date and time.
The following figure contains a world map with international time zones, indicating all global
time zones and their demarcation lines. The map makes it easy to find out the time zone in
which any location is located and to figure out what time it is anywhere in the world. This
information is helpful if a center needs to contact another center directly by telephone or telex.

This appendix also includes a section on U.S. Daylight Saving Time, which impacts settlement
cutoff times.

C.1 CONVERTING GMT TO LOCAL TIME AND DATE

To convert GMT to your local time and date, locate your local time zone on the figure titled
“International Time Zones.” Starting with GMT, add or subtract according to the number in
your local time zone. The following examples illustrate how to calculate back and forward
from current GMT.

In the first example, the target location is one calendar day behind the current GMT, requiring
backward calculation.
EXAMPLE
Calculating back from current GMT:
Suppose you want to contact a member on the West Coast of the United States. The map indicates -8 for this
area. If GMT is 2400, subtract eight hours to determine the local time on the West Coast of the United States.
Keep in mind that time zones with negative numbers are one calendar day behind the GMT date.

GMT Conversion
The next example illustrates a forward calculation where the GMT day remains the same.
EXAMPLE
Calculating forward from current GMT:
If you want to contact a member in Egypt, the map indicates +2 for this country. If GMT is 2400, add two hours
to get the local time in Egypt. This time is in the same calendar day as the GMT date.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 C-1

 Appendix C U.S. Daylight Saving Time (DST)

NOTE
The map does not reflect the time changes resulting from daylight saving time.

Figure C-1 International Time Zones

+8.00
GMT Conversion

C.2 U.S. DAYLIGHT SAVING TIME (DST)

U.S. DST affects all SMS, Interlink, and BASE II members and processors. BASE I is not
impacted. The international settlement cutoff time remains constant at 3:00 a.m. Pacific
Time (1000/1100 GMT).

C-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix C U.S. Daylight Saving Time (DST)

Processors that do not adjust their systems with U.S. DST will see these cutoffs at 1000 GMT
from the second Sunday in March to the day before the first Sunday in November, and at 1100
GMT from the first Sunday in November to the day before the second Sunday in March.

VisaNet system processing is not affected, except for the dates on which the shift between
1000 and 1100 GMT occurs. The following table shows the start and end dates for U.S. DST.

Table C-1 U.S. Daylight Saving Time Start and End Dates

Year U.S. DST Begins 2:00 a.m. U.S. DST Ends 2:00 a.m.
(2:00 a.m. becomes 3:00 a.m.) (2:00 a.m. becomes 1:00 a.m.)
2007 March 11 November 4
2008 March 9 November 2
2009 March 8 November 1
2010 March 14 November 7
2011 March 13 November 6
2012 March 11 November 4
2013 March 10 November 3
2014 March 9 November 2
2015 March 8 November 1

All other seasonal time adjustments, notably the summertime period in Visa Europe and
Greenwich mean time, are not affected by the changes to U.S. DST.

GMT Conversion

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 C-3

 THIS PAGE INTENTIONALLY LEFT BLANK.
GMT Conversion

C-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Country and Currency Codes

This appendix contains the valid combined country and currency codes used for V.I.P.
messages. The codes are listed in alphabetical order by country name.
• Field 19—Acquiring Institution Country Code
• Field 20—PAN Extended Country Code
• Field 69—Settlement Institution Country Code (not used in BASE I)
• Field 119—Settlement Service Data (not used in BASE I)
The alpha codes are used in Field 43—Card Acceptor Name/Location.

The currency codes are used in the following fields:

• Field 49—Currency, Transaction
• Field 50—Currency Code, Settlement (not used in BASE I)
• Field 51—Currency Code, Cardholder Billing
The currency codes reflect ISO 4217 with the following exceptions:
• ISO 4217 codes not supported by V.I.P.:
- 020, Andorra Peseta (Andorra)
- 064, Ngultrum (Bhutan)
- 426, Loti (Lesotho)
• Codes supported by V.I.P. but not in ISO 4217:
- 226, Ekwele Birr (Equatorial)
- 365, Iran Airline Rate (Iran)
- 737, Sudan Airline Rate (Sudan)

D.1 CURRENCY TO COUNTRY CROSS-REFERENCE

Table D-1 is a cross-reference of numeric currency codes to country names.

Table D-1 Numeric Currency Code to Country Name Cross-Reference

ISO Numeric Currency Code ISO Country Name

008 Albania

Country and Currency Codes

012 Algeria
031 Azerbaijan
032 Argentina
036 Australia
036 Christmas Is.
036 Cocos (Keeling) Is.
036 Heard and McDonald Is.
036 Kiribati
036 Nauru
036 Norfolk Is.
036 Tuvalu

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-1

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
044 Bahamas
048 Bahrain
050 Bangladesh
051 Armenia
052 Barbados
060 Bermuda
068 Bolivia
072 Botswana
084 Belize
090 Solomon Is.
096 Brunei Darussalam
104 Myanmar
108 Burundi
116 Cambodia
124 Canada
132 Cape Verde Is.
136 Cayman Is.
144 Sri Lanka
152 Chile
156 China
170 Colombia
174 Comoros
188 Costa Rica
191 Croatia
Country and Currency Codes

192 Cuba
203 Czech Republic
208 Denmark
208 Faeroe Is.
208 Greenland
214 Dominican Rep.
218 Ecuador
222 El Salvador
230 Ethiopia
232 Eritrea
233 Estonia
238 Falkland Is. (Malvinas)

D-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
242 Fiji
250 Guadeloupe
250 Martinique
250 Mayotte
250 Monaco
250 Reunion
250 St. Pierre and Miquelon
262 Djibouti
270 Gambia
292 Gibraltar
320 Guatemala
324 Guinea
328 Guyana
332 Haiti
340 Honduras
344 Hong Kong, China
348 Hungary
352 Iceland
356 Bhutan
356 India
360 Indonesia
364 Iran, Islamic Republic of
368 Iraq
376 Israel

Country and Currency Codes

380 San Marino
380 Holy See (Vatican City State)
388 Jamaica
392 Japan
398 Kazakhstan
400 Jordan
404 Kenya
408 Korea, Democratic People’s Republic of (North Korea)
410 Korea, Republic of
414 Kuwait
417 Kyrgyzstan
418 Laos

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-3

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
422 Lebanon
428 Latvia
430 Liberia
434 Libyan Arab Jamahiriya
440 Lithuania
446 Macau, China
454 Malawi
458 Malaysia
462 Maldives
478 Mauritania
480 Mauritius
484 Mexico
496 Mongolia
498 Moldova, Republic of
504 Morocco
504 Western Sahara
512 Oman
516 Namibia
524 Nepal
532 Netherlands Antilles
533 Aruba
548 Vanuatu
554 Cook Is.
554 New Zealand
Country and Currency Codes

554 Niue
554 Pitcairn
554 Tokelau
558 Nicaragua
566 Nigeria
578 Antarctica
578 Bouvet Is.
578 Norway
578 Svalbard and Jan Mayen Is.
586 Pakistan
590 Panama
598 Papua New Guinea

D-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
600 Paraguay
604 Peru
608 Philippines
620 Portugal
624 Guinea—Bissau
626 East Timor
634 Qatar
643 Russian Federation (International)
646 Rwanda
654 St. Helena
678 Sao Tome and Principe
682 Saudi Arabia
690 Seychelles
694 Sierra Leone
702 Singapore
703 Slovakia
704 Vietnam
706 Somalia
710 Lesotho
710 (primary) Namibia
710 South Africa
716 Zimbabwe
736 Sudan
748 Swaziland

Country and Currency Codes

752 Sweden
756 Liechtenstein
756 Switzerland
760 Syrian Arab Rep.
764 Thailand
776 Tonga
780 Trinidad and Tobago
784 United Arab Emirates
788 Tunisia
795 Turkmenistan
800 Uganda
807 Macedonia, the Former Yugoslav Republic of

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-5

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
818 Egypt
826 So. Georgia and So. Sandwich Is.
826 United Kingdom
834 Tanzania, United Republic of
840 American Samoa
840 British Indian Ocean Territory
840 British Virgin Is.
840 Guam
840 Marshall Islands
840 Micronesia
840 Northern Mariana Islands
840 Palau
840 Puerto Rico
840 Turks and Caicos Is.
840 United States
840 U.S. Minor Outlying Islands
840 U.S. Virgin Is.
840 Palestinian Territory, Occupied
858 Uruguay
860 Uzbekistan
882 Samoa
886 Yemen
894 Zambia
901 Taiwan, Prov. of China
Country and Currency Codes

936 Ghana
937 Venezuela
941 Serbia, Republic of
943 Mozambique
944 Azerbaijan
946 Romania
949 Turkey
950 Cameroon, United Republic of
950 Central African Republic
950 Chad
950 Congo
950 Equatorial Guinea

D-6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Currency to Country Cross-Reference

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
950 Gabon
951 Anguilla
951 Antigua and Barbuda
951 Dominica
951 Grenada
951 Montserrat
951 St. Kitts-Nevis
951 St. Lucia
951 St. Vincent and The Grenadines
952 Benin
952 Burkina Faso
952 Côte d’Ivoire (Ivory Coast)
952 Mali
952 Niger
952 Senegal
952 Togo
953 French Polynesia
953 New Caledonia
953 Wallis and Futuna Is.
954 European Monetary Cooperation Fund
968 Suriname
969 Madagascar
971 Afghanistan
972 Tajikistan

Country and Currency Codes

973 Angola
974 Belarus
975 Bulgaria
976 Democratic Republic of the Congo (formerly Zaire)
977 Bosnia & Herzegovina
978 Cyprus
978 European Union
978 Malta
978 United Nations Interim Administration Mission in Kosovo (UNMIK)
980 Ukraine
981 Georgia
985 Poland

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-7

 Appendix D Country and Currency Codes

Table D-1 Numeric Currency Code to Country Name Cross-Reference (continued)

ISO Numeric Currency Code ISO Country Name
986 Brazil

D.2 COUNTRY AND CURRENCY CODES

NOTE
A superscript “S” following the currency name indicates that it is a settlement currency.

Table D-2 Country and Currency Codes

ISO ISO Default

Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Afghanistan AF AFG 004 Afghani 971 AFN 971 2
Albania AL ALB 008 Lek 008 ALL 008 2
Algeria DZ DZA 012 Algerian Dinar 012 DZD 012 2
American Samoa AS ASM 016 U.S. DollarS 840 USD 840 2
Andorra AD AND 020 EuroS 978 EUR 978 2
Angola AO AGO 024 Kwanza 024 AOA 973 2
Anguilla AI AIA 660 E. Caribbean Dollar 951 XCD 951 2
Antarctica AQ ATA 010 Norwegian KroneS 578 NOK 578 2
Antigua and AG ATG 028 E. Caribbean Dollar 951 XCD 951 2
Barbuda
Argentina AR ARG 032 Argentine Peso 032 ARS 032 2
Armenia AM ARM 051 Armenian Dram 051 AMD 051 2
Aruba AW ABW 533 Aruban Guilder 533 AWG 533 2
Australia AU AUS 036 Australian DollarS 036 AUD 036 2
Country and Currency Codes

Austria AT AUT 040 EuroS 978 EUR 978 2

031 AZM 031 2
Azerbaijan AZ AZE 031 Azerbaijan Manat
944 AZN 944 2
Bahamas BS BHS 044 Bahamian Dollar 044 BSD 044 2
Bahrain BH BHR 048 Bahraini Dinar 048 BHD 048 3
Bangladesh BD BGD 050 Taka 050 BDT 050 2
Barbados BB BRB 052 Barbados Dollar 052 BBD 052 2
Belarus BY BLR 112 Belarussian Ruble 974 BYR 974 0
Belgium BE BEL 056 EuroS 978 EUR 978 2
Belize BZ BLZ 084 Belize Dollar 084 BZD 084 2
Benin BJ BEN 204 CFA Franc BCEAO 952 XOF 952 0
Bermuda BM BMU 060 Bermudian Dollar 060 BMD 060 2

D-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Bhutan BT BTN 064 Indian RupeeS 356 INR 356 2
Bolivia BO BOL 068 Boliviano 068 BOB 068 2
Bosnia and BA BIH 070 Convertible MarkS 977 BAM 977 2
Herzegovina
Botswana BW BWA 072 Pula 072 BWP 072 2
Bouvet Is. BV BVT 074 Norwegian KroneS 578 NOK 578 2
Brazil BR BRA 076 Brazilian Real 076 BRL 986 2
British Indian IO IOT 086 U.S. DollarS 840 USD 840 2
Ocean Territory
British Virgin Is. VG VGB 092 U.S. DollarS 840 USD 840 2
Brunei Darussalam BN BRN 096 Brunei Dollar 096 BND 096 2
Bulgaria BG BGR 100 Bulgarian Lev 975 BGN 975 2
Burkina Faso BF BFA 854 CFA Franc BCEAO 952 XOF 952 0
Burundi BI BDI 108 Burundi Franc 108 BIF 108 0
Cambodia KH KHM 116 Riel 116 KHR 116 2
Cameroon, United CM CMR 120 CFA Franc BEAC 950 XAF 950 0
Republic of
Canada CA CAN 124 Canadian DollarS 124 CAD 124 2
Cape Verde Is. CV CPV 132 Cape Verde Escudo 132 CVE 132 2
Cayman Is. KY CYM 136 Cayman Is. Dollar 136 KYD 136 2
Central African CF CAF 140 CFA Franc BEAC 950 XAF 950 0
Republic
Chad TD TCD 148 CFA Franc BEAC 950 XAF 950 0

Country and Currency Codes

Chile CL CHL 152 Chilean Peso 152 CLP 152 2
China CN CHN 156 Yuan Renminbi 156 CNY 156 2
Christmas Is. CX CXR 162 Australian DollarS 036 AUD 036 2
Cocos (Keeling) Is. CC CCK 166 Australian DollarS 036 AUD 036 2
Colombia CO COL 170 Colombian Peso 170 COP 170 2
Comoros KM COM 174 Comoro Franc 174 KMF 174 0
Congo CG COG 178 CFA Franc BEAC 950 XAF 950 0
Cook Is. CK COK 184 New Zealand 554 NZD 554 2
DollarS
Costa Rica CR CRI 188 Costa Rican Colon 188 CRC 188 2
Côte d’Ivoire (Ivory CI CIV 384 CFA Franc BCEAO 952 XOF 952 0
Coast)

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-9

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Croatia HR HRV 191 Croatian Kuna 191 HRK 191 2
Cuba CU CUB 192 Cuban Peso 192 CUP 192 2
Cyprus CY CYP 196 EuroS 978 EUR 978 2
Czech Republic CZ CZE 203 Czech Koruna 203 CZK 203 2
Democratic CD COD 180 Franc Congolais 976 CDF 976 2
Republic of the (formerly New
Congo (formerly Zaire)
Zaire)
Denmark DK DNK 208 Danish KroneS 208 DKK 208 2
Djibouti DJ DJI 262 Djibouti Franc 262 DJF 262 0
Dominica DM DMA 212 E. Caribbean Dollar 951 XCD 951 2
Dominican Rep. DO DOM 214 Dominican Peso 214 DOP 214 2
East Timor TP TMP 626 Timor Escudo 626 TPE 626 0
Ecuador EC ECU 218 Sucre 218 ECS 218 2
Egypt EG EGY 818 Egyptian Pound 818 EGP 818 2
El Salvador SV SLV 222 U.S. DollarS 840 USD 840 2
Equatorial Guinea GQ GNQ 226 CFA Franc BEAC 950 XAF 950 0
Eritrea ER ERI 232 Eritean Nakfa 232 ERN 232 2
Estonia EE EST 233 Kroon 233 EEK 233 2
Ethiopia ET ETH 231 Ethiopian Birr 230 ETB 230 2
European Monetary n/a n/a n/a European Currency 954 XEU 954 2
Cooperation Fund Unit
European Union n/a n/a n/a EuroS 978 EUR 978 2
Country and Currency Codes

Faeroe Is. FO FRO 234 Danish KroneS 208 DKK 208 2

Falkland Is. FK FLK 238 Falkland Is. Pound 238 FKP 238 2
(Malvinas)
Fiji FJ FJI 242 Fiji Dollar 242 FJD 242 2
Finland FI FIN 246 EuroS 978 EUR 978 2
France FR FRA 250 EuroS 978 EUR 978 2
France, FX FXX 249 EuroS 978 EUR 978 2
Metropolitan
French Guiana GF GUF 254 EuroS 978 EUR 978 2
French Polynesia PF PYF 258 CFP Franc 953 XPF 953 0
French Southern TF ATF 260 EuroS 978 EUR 978 2
Territory
Gabon GA GAB 266 CFA Franc BEAC 950 XAF 950 0

D-10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Gambia GM GMB 270 Dalasi 270 GMD 270 2
Georgia GE GEO 268 Lari 981 GEL 981 2
Germany DE DEU 276 EuroS 978 EUR 978 2
Ghana GH GHA 288 Cedi 936 GHS 936 2
Gibraltar GI GIB 292 Gibraltar Pound 292 GIP 292 2
Greece GR GRC 300 EuroS 978 EUR 978 2
Greenland GL GRL 304 Danish KroneS 208 DKK 208 2
Grenada GD GRD 308 E. Caribbean Dollar 951 XCD 951 2
Guadeloupe GP GLP 312 EuroS 978 EUR 978 2
Guam GU GUM 316 U.S. DollarS 840 USD 840 2
Guatemala GT GTM 320 Quetzal 320 GTQ 320 2
Guinea GN GIN 324 Guinea Franc 324 GNF 324 0
Guinea—Bissau GW GNB 624 Guinea-Bissau 624 GWP 624 2
Peso
Guyana GY GUY 328 Guyana Dollar 328 GYD 328 2
Haiti HT HTI 332 Gourde 332 HTG 332 2
Heard and HM HMD 334 Australian DollarS 036 AUD 036 2
McDonald Is.
Holy See (Vatican VA VAT 336 EuroS 978 EUR 978 2
City State)
Honduras HN HND 340 Lempira 340 HNL 340 2
Hong Kong, China HK HKG 344 Hong Kong DollarS 344 HKD 344 2
Hungary HU HUN 348 Forint 348 HUF 348 2

Country and Currency Codes

Iceland IS ISL 352 Iceland KronaS 352 ISK 352 2
India IN IND 356 Indian RupeeS 356 INR 356 2
Indonesia ID IDN 360 Rupiah 360 IDR 360 2
Iran, Islamic IR IRN 364 Iranian Rial 364 IRR 364 2
Republic of
Iraq IQ IRQ 368 Iraqi Dinar 368 IQD 368 3
Ireland, Republic of IE IRL 372 EuroS 978 EUR 978 2
Israel IL ISR 376 New Israeli 376 ILS 376 2
Shequel
Italy IT ITA 380 EuroS 978 EUR 978 2
Jamaica JM JAM 388 Jamaican Dollar 388 JMD 388 2
Japan JP JPN 392 YenS 392 JPY 392 0

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-11

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Jordan JO JOR 400 Jordanian Dinar 400 JOD 400 3
Kazakhstan KZ KAZ 398 Tenge 398 KZT 398 2
Kenya KE KEN 404 Kenyan Shilling 404 KES 404 2
Kiribati KI KIR 296 Australian DollarS 036 AUD 036 2
Korea, Democratic KP PRK 408 North Korean Won 408 KPW 408 2
People’s Republic
of (North Korea)
Korea, Republic of KR KOR 410 Won 410 KRW 410 0
Kuwait KW KWT 414 Kuwaiti Dinar 414 KWD 414 3
Kyrgyzstan KG KGZ 417 Som 417 KGS 417 2
Laos LA LAO 418 Kip 418 LAK 418 2
Latvia LV LVA 428 Latvian Lats 428 LVL 428 2
Lebanon LB LBN 422 Lebanese Pound 422 LBP 422 2
Lesotho LS LSO 426 RandS 710 ZAR 710 2
Liberia LR LBR 430 Liberian Dollar 430 LRD 430 2
Libyan Arab LY LBY 434 Libyan Dinar 434 LYD 434 3
Jamahiriya
Liechtenstein LI LIE 438 Swiss FrancS 756 CHF 756 2
Lithuania LT LTU 440 Lithuanian Litas 440 LTL 440 2
Luxembourg LU LUX 442 EuroS 978 EUR 978 2
Macau, China MO MAC 446 Pataca 446 MOP 446 2
Macedonia, the MK MKD 807 Denar 807 MKD 807 2
Former Yugoslav
Country and Currency Codes

Republic of
Madagascar MG MDG 450 Malagasy Ariary 969 MGA 969 2
Malawi MW MWI 454 Malawi Kwacha 454 MWK 454 2
Malaysia MY MYS 458 Malaysian RinggitS 458 MYR 458 2
Maldives MV MDV 462 Rufiyaa 462 MVR 462 2
Mali ML MLI 466 CFA Franc BCEAO 952 XOF 952 0
Malta MT MLT 470 EuroS 978 EUR 978 2
Marshall Islands MH MHL 584 U.S. DollarS 840 USD 840 2
Martinique MQ MTQ 474 EuroS 978 EUR 978 2
Mauritania MR MRT 478 Ouguiya 478 MRO 478 2
Mauritius MU MUS 480 Mauritius Rupee 480 MUR 480 2
Mayotte YT MYT 175 EuroS 978 EUR 978 2

D-12 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Mexico MX MEX 484 Mexican Peso 484 MXN 484 2
Micronesia FM FSM 583 U.S. DollarS 840 USD 840 2
Moldova, Republic MD MDA 498 Moldovan Leu 498 MDL 498 2
of
Monaco MC MCO 492 EuroS 978 EUR 978 2
Mongolia MN MNG 496 Tugrik 496 MNT 496 2
Montenegro ME MNE 499 EuroS 978 EUR 978 2
Montserrat MS MSR 500 E. Caribbean Dollar 951 XCD 951 2
Morocco MA MAR 504 Moroccan Dirham 504 MAD 504 2
Mozambique MZ MOZ 508 Mozambique 943 MZN 943 2
Metical
Myanmar MM MMR 104 Kyat 104 MMK 104 2
Namibia Dollar 516 NAD 516 2
Namibia NA NAM 516
RandS 710 ZAR 710 2
Nauru NR NRU 520 Australian DollarS 036 AUD 036 2
Nepal NP NPL 524 Nepalese Rupee 524 NPR 524 2
Netherlands NL NLD 528 EuroS 978 EUR 978 2
Netherlands AN ANT 530 Netherlands 532 ANG 532 2
Antilles Antillian Guilder
New Caledonia NC NCL 540 CFP Franc 953 XPF 953 0
New Zealand NZ NZL 554 New Zealand 554 NZD 554 2
DollarS
Nicaragua NI NIC 558 Cordoba Oro 558 NIO 558 2

Country and Currency Codes

Niger NE NER 562 CFA Franc BCEAO 952 XOF 952 0
Nigeria NG NGA 566 Naira 566 NGN 566 2
Niue NU NIU 570 New Zealand 554 NZD 554 2
DollarS
Norfolk Is. NF NFK 574 Australian DollarS 036 AUD 036 2
Northern Mariana MP MNP 580 U.S. DollarS 840 USD 840 2
Islands
Norway NO NOR 578 Norwegian KroneS 578 NOK 578 2
Oman OM OMN 512 Rial Omani 512 OMR 512 3
Pakistan PK PAK 586 Pakistan Rupee 586 PKR 586 2
Palau PW PLW 585 U.S. DollarS 840 USD 840 2
Palestinian PS PSE 275 U.S. DollarS 840 USD 840 2
Territory, Occupied

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-13

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
Panama PA PAN 591 Balboa 590 PAB 590 2
Papua New Guinea PG PNG 598 Kina 598 PGK 598 2
Paraguay PY PRY 600 Guarani 600 PYG 600 0
Peru PE PER 604 Nuevo Sol 604 PEN 604 2
Philippines PH PHL 608 Philippine Peso 608 PHP 608 2
Pitcairn PN PCN 612 New Zealand 554 NZD 554 2
DollarS
Poland PL POL 616 Zloty 985 PLN 985 2
Portugal PT PRT 620 EuroS 978 EUR 978 2
Puerto Rico PR PRI 630 U.S. DollarS 840 USD 840 2
Qatar QA QAT 634 Qatari Rial 634 QAR 634 2
Reunion RE REU 638 EuroS 978 EUR 978 2
Romania RO ROM 642 Leu 946 RON 946 2
Russian Federation RU RUS 643 Russian Ruble 643 RUB 643 2
(International)
Rwanda RW RWA 646 Rwanda Franc 646 RWF 646 0
Samoa WS WSM 882 Tala 882 WST 882 2
San Marino SM SMR 674 EuroS 978 EUR 978 2
Sao Tome and ST STP 678 Dobra 678 STD 678 2
Principe
Saudi Arabia SA SAU 682 Saudi Riyal 682 SAR 682 2
Senegal SN SEN 686 CFA Franc BCEAO 952 XOF 952 0
Serbia, Republic of RS SRB 688 Serbian Dinar 941 RSD 941 2
Country and Currency Codes

Seychelles SC SYC 690 Seychelles Rupee 690 SCR 690 2

Sierra Leone SL SLE 694 Leone 694 SLL 694 2
Singapore SG SGP 702 Singapore DollarS 702 SGD 702 2
Slovakia SK SVK 703 Slovak Koruna 703 SKK 703 2
Slovenia SI SVN 705 EuroS 978 EUR 978 2
Solomon Is. SB SLB 090 Solomon Is. Dollar 090 SBD 090 2
Somalia SO SOM 706 Somali Shilling 706 SOS 706 2
South Africa ZA ZAF 710 RandS 710 ZAR 710 2
So. Georgia and GS SGS 239 Pound SterlingS 826 GBP 826 2
So. Sandwich Is.
Spain ES ESP 724 EuroS 978 EUR 978 2
Sri Lanka LK LKA 144 Sri Lanka Rupee 144 LKR 144 2

D-14 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
St. Helena SH SHN 654 St. Helena Pound 654 SHP 654 2
St. Kitts-Nevis KN KNA 659 E. Caribbean Dollar 951 XCD 951 2
St. Lucia LC LCA 662 E. Caribbean Dollar 951 XCD 951 2
St. Pierre and PM SPM 666 EuroS 978 EUR 978 2
Miquelon
St. Vincent and VC VCT 670 E. Caribbean Dollar 951 XCD 951 2
The Grenadines
Sudan SD SDN 736 Sudanese Pound 736 SDD 736 2
Suriname SR SUR 740 Surinam Dollar 968 SRD 968 2
Svalbard and SJ SJM 744 Norwegian KroneS 578 NOK 578 2
Jan Mayen Is.
Swaziland SZ SWZ 748 Lilangeni 748 SZL 748 2
Sweden SE SWE 752 Swedish KronaS 752 SEK 752 2
Switzerland CH CHE 756 Swiss FrancS 756 CHF 756 2
Syrian Arab Rep. SY SYR 760 Syrian Pound 760 SYP 760 2
Taiwan TW TWN 158 New Taiwan Dollar 901 TWD 901 2
Tajikistan TJ TJK 762 Somoni 972 TJS 972 2
Tanzania, United TZ TZA 834 Tanzanian Shilling 834 TZS 834 2
Republic of
Thailand TH THA 764 BahtS 764 THB 764 2
Togo TG TGO 768 CFA Franc BCEAO 952 XOF 952 0
Tokelau TK TKL 772 New Zealand 554 NZD 554 2
DollarS

Country and Currency Codes

Tonga TO TON 776 Pa’anga 776 TOP 776 2
Trinidad and Tobago TT TTO 780 Trinidad and 780 TTD 780 2
Tobago Dollar
Tunisia TN TUN 788 Tunisian Dinar 788 TND 788 3
Turkey TR TUR 792 Turkish Lira 949 TRY 949 2
Turkmenistan TM TKM 795 Manat 795 TMM 795 2
Turks and TC TCA 796 U.S. DollarS 840 USD 840 2
Caicos Is.
Tuvalu TV TUV 798 Australian DollarS 036 AUD 036 2
Uganda UG UGA 800 Uganda Shilling 800 UGX 800 2
Ukraine UA UKR 804 Ukrainian Hryvnia 980 UAH 980 2
United Arab AE ARE 784 U.A.E. Dirham 784 AED 784 2
Emirates

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 D-15

 Appendix D Country and Currency Codes

Table D-2 Country and Currency Codes (continued)

ISO ISO Default
Alpha Alpha ISO ISO ISO
Country Country Numeric Numeric ISO Alpha Numeric ISO
ISO (2-char.) (3-char.) Country ISO Currency Currency Currency Currency Minor
Country Name Code Code Code Name Code Code Code Units
United Kingdom GB GBR 826 Pound SterlingS 826 GBP 826 2
United Nations QZ QZZ 900 EuroS 978 EUR 978 2
Interim
Administration
Mission in Kosovo
United States US USA 840 U.S. DollarS 840 USD 840 2
U.S. Minor Outlying UM UMI 581 U.S. DollarS 840 USD 840 2
Islands
U.S. Virgin Is. VI VIR 850 U.S. DollarS 840 USD 840 2
Uruguay UY URY 858 Peso Uruguayo 858 UYU 858 2
Uzbekistan UZ UZB 860 Uzbekistan Sum 860 UZS 860 2
Vanuatu VU VUT 548 Vatu 548 VUV 548 0
Venezuela VE VEN 862 Bolivar 937 VEF 937 2
Vietnam VN VNM 704 Dong 704 VND 704 2
Wallis and Futuna WF WLF 876 CFP Franc 953 XPF 953 0
Is.
Western Sahara EH ESH 732 Moroccan Dirham 504 MAD 504 2
Yemen YE YEM 887 Yemeni Rial 886 YER 886 2
Zambia ZM ZMB 894 Zambian Kwacha 894 ZMK 894 2
Zimbabwe ZW ZWE 716 Zimbabwe Dollar 716 ZWD 716 2

NOTE:
A superscript “S” following the currency name indicates that it is a settlement currency.
Country and Currency Codes

D-16 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix E CRS Return Reason Codes

Return reason codes are used in Chargeback Reduction Service (CRS) processing. In the U.S.,
CRS processing applies to Single Message System (SMS) transactions only.

In Germany, CRS applies to BASE I transactions only.

CRS codes appear in field 48, Usage 7b or 8b, of returned status advices.

CRS Return Reason Codes

NOTE
“ALL” in column 2 means any validation request for chargeback, chargeback reversal, representment, or copy
request.

E.1 CRS REASON CODES

The return reason codes shown in the following table are used in CRS processing.

Table E-1 CRS Return Reason Codes

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
Invalid Chargeback Reason Codes
HK Any chargeback Field 63.3—Message Reason Code is invalid for a
CPS/Retail (CPS) transaction.
R02 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Present, T&E transaction).
R03 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Present, non-T&E transaction).
R04 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Not Present, AVS, T&E transaction).
R05 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Not Present, AVS, non-T&E transaction).
R06 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Not Present, Preferred Customer, T&E
transaction).
R07 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Present, No Verifiable Cardholder ID, non-T&E
transaction).
R08 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Not Present, T&E transaction).
R09 Any chargeback Chargeback Reason Code is invalid for a CPS
(Card Not Present, non-T&E transaction).

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 E-1

 Appendix E CRS Reason Codes

Table E-1 CRS Return Reason Codes (continued)

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
S03 First and second Field 3—Processing Code is not applicable for the
chargeback, given Field 63.3—Message Reason Code.
any chargeback
reversal, or first
representment
CRS Return Reason Codes

Retain/Return Requirements Not Met

HL All Field 62.2—Transaction Identifier is invalid (it
contains all zeros, all spaces, or a number not on
file at the VIC, and so on).
S02 First and second Field 63.11—Reimbursement Attribute does not
chargeback, first match original or is invalid for this transaction.
representment, or
copy request
S04 Any chargeback, Field 3—Processing Code does not properly
chargeback correspond to the processing code on the
reversal, or representment.
representment
S08 Field 2—Primary Account Number is invalid for the
given Transaction Identifier.
S15 First and second Field 2—Primary Account Number does not match
chargeback, original or is invalid for this transaction.
any chargeback
reversal, first
representment,
or copy request
S16 First and second Field 63.8—Visa Acquirer’s Business ID does not
chargeback or match original or is invalid for this transaction.
copy request
S17 First and second Special Condition Indicator (field 63.6, position 6)
chargeback or first does not match original or is invalid for this
representment transaction.
S20 First and second Field 37—Retrieval Reference Number does not
chargeback, match original or is invalid for this transaction.
any chargeback
reversal, first
representment,
or copy request
S21 First and second Field 59, positions 1–2—Card Acceptor State or
chargeback, first Province Code is invalid for a CPS/Retail (REPS)
representment, or transaction.
copy request
S22 All Field 62.11—Multiple Clearing Sequence Number
does not match original presentment or is invalid
for this transaction.

E-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix E CRS Reason Codes

Table E-1 CRS Return Reason Codes (continued)

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
S23 All chargebacks, Requested Payment Service does not match original
representments presentment or is invalid for this transaction.
S30 Copy request Field 4—Amount, Transaction does not match
original or is invalid for this transaction.

CRS Return Reason Codes

S35 Any chargeback Field 49—Currency Code, Transaction does not
reversal or copy match original or is invalid for this transaction.
request
S40 Copy request Field 43, positions 39–40—Card Acceptor
Location’s country code does not match original or
is invalid for this transaction.
S45 Copy request Field 13—Date, Local Transaction does not match
original or is invalid for this transaction.
S60 Copy request Field 37—Retrieval Reference Number must equal
request for copy or original.
T07 All chargebacks, Field 41—Cardholder Acceptor Terminal ID does
representments not match original or is invalid for this transaction.
T08 First Field 48, Usage 7, positions 4–9—Chargeback
representment Reference Number does not match previous
or second chargeback or is invalid for this transaction.
chargeback
T15 First and second Field 18—Merchant’s Type does not match original
chargeback, first or is invalid for this transaction.
representment, or
copy request
T10 Chargebacks, Field 63.6, position 2—The CRB Indicator status of
chargeback the account is incompatible with the chargeback
reversals, reason in Field 63.3—Message Reason Code.
representments
T20 First and second Field 63.6, position 4—Mail/Telephone Indicator
chargeback, does not match original or is invalid for this
or first transaction.
representment
T25 All chargebacks, Prepaid Card Indicator (BASE II) does not match
representments original or is invalid for this transaction.
T30 First and second Field 4—Amount, Transaction does not match prior
chargeback, presentment.
or first
representment
T50 Non-fulfillments Field 63.3—Message Reason Code does not match
retrieval request or is invalid for this transaction.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 E-3

 Appendix E CRS Reason Codes

Table E-1 CRS Return Reason Codes (continued)

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
T38 Chargebacks, Field 41—Card Acceptor Terminal Identification
chargeback does not match original or is invalid for this
reversals, transaction.
representments
CRS Return Reason Codes

Sequence Errors
S05 Second Field 48, Usage 7a, position 2—Usage Code is
chargeback, invalid for the transaction life cycle sequence of
any chargeback events or is not allowed for the transaction.
reversal,
or second
representment
S07 First chargeback Field 48, Usage 7a, position 2—A chargeback with
the given Usage Code has already been processed
for this Transaction Identifier.
S09 First First chargeback must be done prior to first
representment representment.
S06 Chargebacks, Field 48, Usage 7a, position 2—Usage Code is
chargeback not allowed for the Message Reason Code in
reversals, Field 63.3—Message Reason Code.
representments
S10 Second First representment must be done prior to second
chargeback chargeback.
S11 Second Second chargeback must be done prior to second
representment representment.
S13 First and second A reversal has already been processed. This
chargeback, validation request is invalid at this time.
any chargeback
reversal, or first
representment
S14 Reversal of first A subsequent validation request has been
chargeback processed prior to receipt of this reversal. This
validation request is invalid at this time.
S25 Any chargeback Duplicate transaction. Transaction has already
or any been processed.
representment
S27 Chargeback A corresponding chargeback for this reversal has
reversal not been processed. This reversal is invalid at this
time.
S55 Copy request Duplicate copy request on the same Transaction
Identifier (field 62.2). Valid Message Reason Codes
(field 63.3) for duplicate request are 34 and 39.
T40 First or second Copy request must be done prior to this chargeback.
chargeback

E-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix E CRS Reason Codes

Table E-1 CRS Return Reason Codes (continued)

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
T70 Copy request A copy request with the same Processing Code
(field 3) must have been submitted before making
a repeat request.
Regulation Violations

CRS Return Reason Codes

R21 Any chargeback Partial chargeback amount exceeds difference
between Authorization and Source Amount.
S50 First and second Special Chargeback Indicator (field 63.6, position 5)
chargeback must be “P” if Field 4—Amount, Transaction is less
than the original.
T01 First and second Exception transaction was not received within the
chargeback or first time period specified in the Operating Regulations.
representment
T02 First and second Chargeback submitted sooner than the Operating
chargeback Regulations allowed.
T03 First and second Field 63.3—Message Reason Code value is invalid
chargeback or first for domestic transactions.
representment
T04 First and second Member message text (field 48, Usage 7a, 7b) is
chargeback or first invalid for the Chargeback Reason Code.
representment
T05 First and second Documentation Indicator (field 48, Usage 7a,
chargeback or first position 3) is invalid for the Message Reason
representment Code (field 63.3) or for Field 18—Merchant’s Type
associated with the Message Reason Code.
T31 First and second Field 4—Amount, Transaction must be greater than
chargeback or equal to the minimum amount allowed for the
Message Reason Code (field 63.3).
T32 First and second Field 4—Amount, Transaction exceeds the
chargeback maximum amount allowed for the transaction.
T33 Any chargeback Field 4—Amount, Transaction must be less than or
reversal or first equal to the prior chargeback amount.
representment
T34 First and second Field 4—Amount, Transaction must be less than or
chargeback or first equal to the prior presentment.
representment
T35 First and second Field 4—Amount, Transaction must be less than or
chargeback equal to two times the original amount.
T36 First and second Field 4—Amount, Transaction must be less than
chargeback original or prior presentment.
T41 First chargeback Retrieval request was submitted prior to this
chargeback. Request reason code is not allowed
for the chargeback reason code.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 E-5

 Appendix E CRS Reason Codes

Table E-1 CRS Return Reason Codes (continued)

Germany,
Malaysia,
U.S. Brazil
Message Type BASE
Code Being Validated Description SMS I
T42 First chargeback Copy request was submitted prior to this
transaction. Message Reason Code (field 63.3)
was not 29 or 79 and is not allowed for the
Chargeback Reason Code.
CRS Return Reason Codes

V99 All Miscellaneous V.I.P. System return (any error not

specifically identified previously).

E-6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Batch File Maintenance

Batch file maintenance can be used to change a large number of records in the user-maintained
files at the VIC. This appendix explains the format 1 and format 2 requirements for batch file
maintenance—through a tape—of the BASE I Cardholder Database files and the Merchant
Central File.

Format 1 can be used to either update or completely replace records in the Exception File or
the PIN Verification File. Visa does not expand this format to support other files.

Format 2 can only be used to update files. Visa strongly recommends the use of format 2,
however, as it allows updates that format 1 does not. For example, format 2 can be used to
update the Merchant Central File and the files used by the Address Verification Service (AVS)
and the Positive Cardholder Authorization Service (PCAS). Format 2 accommodates files
for all new services.
NOTE
Third-party processors must use format 2.

Batch File Maintenance

Online file maintenance is limited to the center associated with the account number to be
updated. For example, a Processor Control Record (PCR) can update an account number only
if it owns the associated BIN or if it is a third-party processor of the associated BIN.

This appendix contains:

• Methods of batch file maintenance.
• Tape requirements for all batch files.
• Cardholder Database Files—format 1 update record formats:
- PIN Verification File
- Exception File
• Cardholder Database Files—format 2 update record formats:
- Cardholder ID File
- Address Verification File
- PIN Verification File
- Exception File
- Risk-Level File
- Full Authorization File
- Telecode Verification File
• Merchant Central File

F.1 FILE MAINTENANCE METHODS

Batch files are maintained by transmitting a tape file to the VIC from a VisaNet Access Point
(VAP). (A tape file is a batch file of update or replacement records that are applied to the
user files at the VIC. The batch file is usually written to a tape, but it may be a disk file that
is transferred from a center host to a VAP.)

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-1

 Appendix F File Maintenance Methods

If a complete file replacement is required (format 1 only), the center should coordinate the
change with Visa. Lack of coordination can seriously jeopardize the center’s file.

Each tape transmitted to Visa must contain 500,000 or fewer records. Multiple tapes must
be used for update requests involving more than 500,000 records. Files requiring multiple
tapes are accepted as separate tapes with individual header and trailer records or as a
multiple reel or concatenated file.

Before the records from a tape file are applied to the files at the VIC, an offline process edits
the updates for critical data, such as account numbers and purge dates. Visa Member Services
will contact the center if errors are found.

F.1.1 Special Exception File Processing Requirements

All BASE I Exception files containing three million or more records must be coordinated through
your Visa representative. These files require additional VIC processing time. Your Customer
Service Representative can provide you with the approximate time once the total number of
records have been verified. During V.I.P. freeze periods, requests to process large files like this
are scrutinized to avoid major spikes in the highest processing periods. Expect increased
processing delays with large exception files.

SMS issuers can perform full file replacements at the BIN level for BASE I and SMS Exception
Batch File Maintenance

files. In addition to PCR-level full file replacements, issuers can also submit a tape file with
only one update record per account number for both BASE I and SMS. The file submission
parameters are summarized in Table F-1.

Table F-1 Full Exception file Replacement Parameters

File Characteristics BASE I SMS

Media BASE I issuers can only use SMS issuers can only use electronic
electronic methods of transmission methods of transmission with
with updates sent to VisaNet. updates sent to VisaNet.
Formats Format 1 and Format 2 Format 2
File Types E1, E2, E9 E3, E4
BIN Number in Header BIN number for the records to be BIN number for the records to be
Record updated must appear in positions updated must appear in positions
41–51 of the file header record. 41–51 of the file header record.
Processing Type Code Processing Type Code in position 14 Processing Type Code in position 14
in File Header Record must be one of the following: must be one of the following:

1 = Replacement of entire file by 3 = Replacement of entire file by

PCR PCR

2 = Replacement of entire file by 4 = Replacement of entire file by

BIN BIN

NOTE: NOTE:
Use Processing Type code U to Use Processing Type code U to
update selected records only. update selected records only.

File Update Code in Position 3 in the Detail Record must Position 3 in the Detail Record must
Detail Record be 1 or 2 be 1 or 2

F-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Tape File Requirements

F.1.2 VAP-Transmitted Tapes

Centers using VAP clusters equipped with the BASE I Interface Subsystem can transmit a tape
file of updates using the VAP. This method is suitable for large volumes of routine file updates.

To use the VAP’s batch file update feature, the center creates a tape file (batch of update
records), then transfers it to the VAP through a host interface or mounts it on the VAP’s tape
drive. The VAP operator then transmits the file to the VIC.

File update tapes sent by VAPs are applied to BASE I files after they are received at the VIC.
The center specifies the effective time of the tape in the tape header. For file updates rejected
because of errors, V.I.P. logs the error code on the center’s VAP log.

F.2 TAPE FILE REQUIREMENTS

Unless otherwise specified for a particular file or format, these requirements apply to all file
maintenance batch files, as well as to formats 1 and 2.

F.2.1 Tape Specifications

VAP-transmitted tapes have the following physical characteristics:
• 1/2- inch tape
• 9 tracks

Batch File Maintenance

• Unlabeled
• 1600 bpi
F.2.2 Tape File Specifications and Structure
A tape file is one (or more) magnetic tape (or tapes) containing a batch file of update or
replacement records. All tape files must have the following characteristics:
• Blocking factor
- Format 1: 80 characters per record, 10 records per block
- Format 2: 200 characters per record, 4 records per block
• One batch file, with content:
- A file header record
- Detail records
- A file trailer record
Do not put more than one batch file on a single tape reel.
• Two tape marks after the trailer record
• EBCDIC character set
For a tape file that fits on a single tape, the first data record is a header record, followed
by the detail records. The last data record is the trailer. Figure F-1 shows an example of a
single-volume tape.

Figure F-1 Structure of a Single-Volume File Maintenance Tape

Record 1 Record 2 Record 3

Header Detail Detail Detail Trailer

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-3

 Appendix F Tape File Requirements

For a tape file that extends over two or more tapes, the first data record on the first tape is a
header record. The rest of the tape contains as many detail records as will fit on that tape.
The first tape does not have a trailer record.

The first data record on the second tape is the next detail record, followed by more detail
records. If the remaining tape files fit on the second tape, the last record on the second
tape is the trailer record.

If a third tape is needed, the last record on the second tape is a detail record and the first
record on the third tape is the next detail record. If the remaining tape file fits on the third
tape, the last record on the third tape is the trailer record.

The last record on the last reel must be the trailer record for the whole file. Figure F-2 shows
an example of a multivolume tape.

Figure F-2 Structure of a Multivolume File Maintenance Tape

Tape 1 Tape 2 Tape x

Header Detail Detail Detail Trailer

Batch File Maintenance

If using format 1, updates to the PIN Verification File and the Exception File must be in
separate tape files. If using format 2, updates to multiple record types can be in the same
tape, in any sequence.

See the VisaNet Member Interface Processor User’s Manual for details.

F.2.3 Effective Date/Time for Records

The Greenwich mean date and time (GMT) is when the record goes into effect. It is determined
by the record update method used:
Online method—The effective time is the date and time the message is received at the VIC.
This applies to both adding records and deleting records.
Batch method—The effective time is the issuer’s date and time specified in the tape header
(for example, the tape creation date/time).
Update Date/Time for Records: Update time is a system-generated “time stamp” indicating
the date and time a record was established. Update time is not visible to users but is available
to Visa for research and settling chargeback disputes. Update time is automatically generated
when a negative (decline or referral) or pickup record is first entered in the file, and when a
VIP (Very Important Person) or XA code in an existing record is changed to a negative or
pickup code.

For the Exception File, update time refers to the first date/time the file is updated with an
action code other than an approval, that is, nonapproval codes 01, 04, 05, 07, 41, or 43.
This date/time is kept and is not changed during subsequent updates as long as the action
code is not an approval. For file types other than Exception file types, the update time date
reflects the date/time of the last record update.

F-4 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Cardholder Database Files—Format 1

F.3 CARDHOLDER DATABASE FILES—FORMAT 1

This section describes the process of applying format 1 file changes to the PIN Verification File
and the Exception File. Format 1 specifications can be used to update selected records or
replace an entire file.
WARNING
When the records on a replacement tape are applied to the file, only the records from the replacement tape
remain in the file. All of the center’s previous records for all of its BINs are deleted. This occurs because the file
replacement function at the VIC operates at the center (PCR) level rather than at the member (BIN) level.

Batch File Maintenance

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-5

 Appendix F Cardholder Database Files—Format 1

F.3.1 PIN Verification File Records

Table F-2 through Table F-4 describe the header, detail, and trailer records for file maintenance
to the PIN Verification File.

Table F-2 PIN Verification Header File—Format 1

Content Description and

Field Name Bytes Length Type Requirements
Record Type 1 1 A1 This is a constant, H.
Filler 2 1 AN2 Spaces
Tape ID 3–8 6 AN The volume serial number of the tape
Filler 9 1 AN Spaces
Authorization 10–13 4 N3 A 4-digit ID assigned to the center by
Center ID Visa (PCR)
Processing Type 14 1 A The type of tape:
R = Replacement (entire center file )
U = Update (selected records)
Effective Date 15–22 8 AN The GMT date in mm/dd/yy format
Filler 23 1 AN Spaces
Batch File Maintenance

Effective Time 24–31 8 A The GMT in hh:mm:ss format

File Type 32–34 3 A This is a constant, PVV
Filler 35–80 46 AN Spaces
1. Alpha
2. Alphanumeric
3. Numeric

Table F-3 PIN Verification File Detail—Format 1

Content Description and

Field Name Bytes Length Type Requirements
Authorization 1–4 4 N A 4-digit ID assigned to the center (same
Center ID as in the header record)
Filler 5–6 2 AN Spaces
Transaction Code 7–8 2 A The valid values are:
PA = Add
PC = Change
PD = Delete
Filler 9–10 2 AN Spaces
Primary Account 11–26 16 AN Format must be NNNN NNN NNN
Number (PAN) NNN or NNNNNNNNNNNNNNN. Must
modulus-10 check. The first digit must
be associated with a valid issuer BIN
Filler 27–32 6 AN Spaces
Purge Date 33–36 4 AN For a PA/PC record, the value must be
either a date in mm/yy format, or 9912
or 9999 (Do not purge). For a PD record,
it must be 4 spaces

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 Appendix F Cardholder Database Files—Format 1

Table F-3 PIN Verification File Detail—Format 1 (continued)

Filler 37–38 2 AN Spaces
PIN Verification 39 1 AN For a PA/PC record, the value must
Key Index (PVKI) be a numeric value between 1 and 6,
indicating the pair of cryptographic keys
used. For a PD record, it must be a
space.
Filler 40 1 AN Spaces
PIN Verification 41–44 4 A For a PA/PC record, the value must be
Value (PVV) numeric. For a PD record, it must be
spaces.
Filler 45–80 36 AN Spaces

Table F-4 PIN Verification File Trailer—Format 1

Content Description and

Field Name Bytes Length Type Requirements
Trailer ID 1 1 A This is a constant, T
Number Of 2–10 9 N The number of detail records in the

Batch File Maintenance

Records whole tape file. The information must be
right-justified and zero-filled.
Filler 11–80 70 AN Spaces

F.3.2 Exception File Records

Table F-5, Table F-6, and Table F-7 describe the header, detail, and trailer records for file
maintenance to the Exception File.

Table F-5 Exception File Header—Format 1

Field Name Bytes Length Type Content Description and

Requirements
Record Type 1 1 A This is a constant, H
Filler 2 1 AN Spaces
Tape ID 3–8 6 AN The volume serial number of the tape
Filler 9 1 AN Spaces
Authorization 10–13 4 N A 4-digit ID assigned to the center by
Center ID Visa (PCR).
Processing Type 14 1 A The type of tape:
R = Replacement (entire center
file—mailed tapes only)
U = Update (selected records)
Effective Date 15–22 8 AN The GMT date in mm/dd/yy format.
Filler 23 1 AN Spaces.
Effective Time 24–31 8 AN The GMT in hh:mm:ss format.
Filler 32–34 3 AN Spaces.
Message Format 35 1 AN This is a constant, 1.

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 Appendix F Cardholder Database Files—Format 1

Table F-5 Exception File Header—Format 1 (continued)

Field Name Bytes Length Type Content Description and
Requirements
Filler 36–80 45 AN Spaces.

Table F-6 Exception File Detail—Format 1

Field Name Bytes Length Type Content Description and

Requirements
Authorization 1–4 4 N A 4-digit ID assigned to the center (same
Center ID as in the header record).
File Update Code 5 1 AN The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 6–25 20 AN The value must be left-justified, with
Number (PAN) trailing spaces rather than embedded
spaces. It must be a valid number for
Batch File Maintenance

the issuer BIN.

Purge Date 26–29 4 AN If the File Update Code is 1 or 2, the
value must either be a date in yy/mm
format or 9912 or 9999 (Do not purge).
If the File Update Code is 3, the value
must be spaces.
Action Code 30–31 2 AN If the File Update Code is 1 or 2, the
value must be one of the codes in the
description of field 127EF.4 in Chapter 4.
If the File Update Code is 3, the value
must be spaces.
Region Code 32–40 9 AN If the File Update Code is 1 or 2 and
the Action Code is a pickup code, the
requirements for this field must match
those for field 127EF.5 in Chapter 4. If
the File Update Code is 3 or the Action
Code is not a pickup code, the value
must be spaces.
Filler 41–80 40 AN Spaces.

Table F-7 Exception File Trailer—Format 1

Field Name Bytes Length Type Content Description and

Requirements
Trailer ID 1 1 A This value is a constant, T.
Number Of 2–10 9 N The number of detail records in the
Records whole tape file. The information must be
right-justified and zero-filled.
Filler 11–80 70 AN Spaces.

F-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Cardholder Database Files—Format 2

F.4 CARDHOLDER DATABASE FILES—FORMAT 2

This section describes making format 2 updates to these VIC files:
• Cardholder ID File
It cannot be updated using format 1.
• Address Verification File
It cannot be updated using format 1.
• PIN Verification File
• Exception File
• Risk-Level File
It cannot be updated using format 1.
• Full Authorization File and related adjustment records
It cannot be updated using format 1.
The format 2 file updates at the VIC operate at the center (PCR) level. A center can put
updates in its tape file in any order. The updates do not need to be sorted by BIN or account
number; furthermore, updates do not need to be sorted according to the VIC file being
updated. Records for the Exception File, the PIN Verification File, and so forth can be included
in one batch file. (It is not permissible to put multiple files on one tape.)

Batch File Maintenance

Format 2 cannot be used for a complete file replacement, only for updates.
WARNING
Formats for the Address Verification File (A2) and the PIN Verification File (P2) are valid formats only if the center
is transmitting batch files through a VAP. Use format C2 if mailing tapes to the VIC.

F.4.1 Header Record—Format 2

The format 2 header record for Cardholder Database updates always has the same format,
regardless of which VIC file is being updated (for example, Cardholder (or files) ID, Address
Verification, PIN Verification, Exception, Risk Level, or Full Authorization Verification). See
Table F-8.

Table F-8 Cardholder Database File Header—Format 2

Field Name Bytes Length Type Content Description and

Requirements
Record Type 1 1 A This value is a constant, H.
Filler 2 1 AN Spaces.
Tape ID 3–8 6 AN The volume serial number of the tape.
Filler 9 1 AN Spaces.
Authorization 10–13 4 N A 4-digit ID assigned to the center by Visa
Center ID (PCR).
Processing Type 14 1 A This value is a constant, U (U = update).
Effective Date 15–22 8 AN The GMT date in mm/dd/yy format.
Filler 23 1 AN Spaces.

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 Appendix F Cardholder Database Files—Format 2

Table F-8 Cardholder Database File Header—Format 2 (continued)

Field Name Bytes Length Type Content Description and
Requirements
Effective Time 24–31 8 AN The GMT in hh:mm:ss format.
Filler 32–34 3 AN Spaces.
Message Format 35 1 AN This value is a constant, 2.
Filler 36–200 165 AN Spaces.

F.4.2 Detail Record—Format 2

The detail record of what has 200 bytes. The format of bytes 1 through 55 is always the same,
except for File Type E1, which is used for batch exception file updates only. The format of bytes
56 through 200 varies according to file type.

Table F-9 Layout of Cardholder Database Files Detail Record—Format 2

Bytes 1–2 Bytes 3–55 Bytes 56–200

File Type/Format (identifies the Account Identification (identifies Data Specific to File Type
VIC file to be updated) the account)
Batch File Maintenance

One tape file can contain updates for several different Cardholder Database files. The following
general requirements apply to format 2 Cardholder Database updates.
• For File Update Code 1 or 2 (add or change), the entire record must be supplied, with fillers
of spaces or zeros in fields that do not apply. (When a change is processed at the VIC, the
entire record is replaced, not just the data being changed.)
• For File Update Code 3 (delete), the file type and all applicable account identification
information must be supplied. The other fields, in bytes 56 through 200, can be space-filled.

F.4.2.1 Cardholder ID File (C2)

Table F-10 describes the contents of the 200-byte, format 2 detail record that is used to
update the Cardholder ID file.

A C2 record is used to update Address Verification Service (AVS) data, PIN Verification Service
(PVS) data, or both. The purge date is applied only to the PIN verification data. A purge date
cannot be specified in the cardholder ID file for address verification data; the date stays on the
file until the issuer deletes it. To specify a unique purge date for address verification data,
use the Address Verification File (A2) format.

F-10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Cardholder Database Files—Format 2

When a tape file is transmitted to the VIC from a VAP, the cardholder ID file format can be
used although it is not recommended. The center should use the Address Verification File (A2)
format to update address data and the PIN Verification File (P2) format to update PVS data.

Table F-10 Cardholder ID File Detail

Field Name Bytes Length Type Content Description and

Requirements
File Type 1–2 2 AN The file to be updated: C2 = BASE I
Cardholder ID File (AVS or PVS or both
data).
File Update Code 3 1 N The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If
the value is alphanumeric, it must be 5

Batch File Maintenance

through 14 characters, left-justified, and
space-filled. The PAN must be valid for
the issuer and must match the number
encoded on the magnetic stripe of the card.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value
must be a date in yy/mm/dd format, or
999900 (Do not purge). If the File Update
Code is 3, the value must be spaces.
Country Code 40–42 3 N The country of the issuer. It is required only
if account number or issuer ID is non-ISO
standard. Otherwise, the field must be
zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuer Institution
ID Length ID. It is required only for non-ISO standard
account numbers. Otherwise, the field must
be zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is
ID required only for non-ISO standard account
numbers. Otherwise, the field must be
zero-filled.

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 Appendix F Cardholder Database Files—Format 2

Table F-10 Cardholder ID File Detail (continued)

Field Name Bytes Length Type Content Description and
Requirements
PIN Verif. Data 56–77 22 AN If the File Update Code is 1 or 2, this field
must include PIN verification data, or AVS
Algorithm ID 56–57 2 AN data if only the Address Verification File is
being updated. If the File Update Code is 3,
PVK1 58 1 AN the value must be spaces.
PVV or Offset 59–62 4 AN For PVV:
Bytes 56 and 57 = Algorithm ID 01
Byte 58 = PVKI (values 1 through 6)
Bytes 59 through 62 = PVV
Bytes 63 through 77 = Zero-filled

For IBM PIN Offset:

Bytes 56 and 57 = Algorithm ID 04
Byte 58 = PVKI (constant 1)
Bytes 59 and 62 = IBM PIN Offset
Bytes 63 through 77 = Zero-filled
Postal Code 78–86 9 AN The Cardholder’s 9-digit or 5-digit U.S. ZIP
Batch File Maintenance

code. If the File Update Code is 1 or 2,

this field is required for address verification.
If the value is 5 digits, the field must be
left-justified and space-filled. If the File
Update Code is 3, the value must be
spaces.
Address 87–91 5 AN The first five numeric characters in the
Verification Value cardholder’s address. If the File Update
Code is 1 or 2, the address verification value
is required in this field. If the File Update
Code is 3, the value must be spaces.
Filler 92–200 109 AN Spaces.

F.4.2.2 Address Verification File (A2)

Table F-11 describes the content of the 200-byte, format 2 detail record that is used to
update the Address Verification File. Although this record allows a specific purge date to
be assigned to address verification data, it is recommended that a “nonexpiring” expiration
date of 999900 be used whenever possible.
NOTE
The format for the address verification file is the same for all VIC files except EI format for the Exception File.

The Address Verification File (A2) format is valid only if the center is transmitting batch files
through a VAP.

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 Appendix F Cardholder Database Files—Format 2

Table F-11 Address Verification File Detail

Field Name Bytes Length Type Content Description and Requirements

File Type 1–2 2 AN The file to be updated: A2 = Address Verification
Update.
File Update Code 3 1 AN The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If the
value is alphanumeric, it must be 5 through 14
characters, left-justified and space-filled. The
value must be a number that is valid for the
issuer. It must match the number encoded on
the magnetic stripe of the card.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value in
this must either be a date in yy/mm/dd format or

Batch File Maintenance

999900 (Do not purge). If the File Update Code
is 3, the value must be spaces.
Country Code 40–42 3 N The country of the issuer. It is required only
if the account number or the issuer ID is
non-ISO-standard. Otherwise, the field must be
zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuer Institution
ID Length ID. It is required only for non-ISO standard
account numbers. Otherwise, the field must be
zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is required
ID only for non-ISO standard account numbers.
Otherwise, the field must be zero-filled.
Postal Code 56–64 9 AN The Cardholder’s 9- or 5-digit U.S. ZIP code. If
the File Update Code is 1 or 2, the postal code
is required in this field. If the value is 5 digits,
the field must be left-justified and space-filled.
If the File Update Code is 3, the value must be
spaces.
Address 65–69 5 AN The first five numeric characters in the
Verification Value cardholder’s address. If the File Update Code is
1 or 2, the address verification value is required
in this field. If the File Update Code is 3, the
value must be spaces.
Filler 70–200 131 AN Spaces.

F.4.2.3 PIN Verification File (P2)

Table F-12 describes the content of the 200-byte, format 2 detail record that is used to
update the PIN Verification File.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-13

 Appendix F Cardholder Database Files—Format 2

The PIN Verification File (P2) format is only valid if the center is transmitting batch files
through a VAP.

Table F-12 PIN Verification File Detail—Format 2

Field Name Bytes Length Type Content Description and Requirements

Field Type 1–2 2 AN The file to be updated: P2 = PIN Verification
File
File Update Code 3 1 AN The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits in the account number.
Number Length The information must be right-justified and
zero-filled
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If the
value is alphanumeric, it must be 5 through
14 characters, left-justified and space-filled.
The value must be a valid PAN for the issuer
and must match the number encoded on
Batch File Maintenance

the magnetic stripe of the card.

Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value
must either be a date in yy/mm/dd format or
999900 (Do not purge). If the File Update
Code is 3, the value must be spaces.
Country Code 40–42 3 N The country of the issuer. It is required
only if account number or issuer ID is
non-ISO-standard. Otherwise, the field must
be zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuer Institution
ID Length ID. It is required only for non-ISO standard
account numbers. Otherwise, the field must
be zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is
ID required only for non-ISO standard account
numbers. Otherwise, the field must be
zero-filled.
PIN Verif. Data 56–62 7 AN If File Update Code is 1 or 2, PIN verification
data is required in this field. If File Update
Algorithm ID 56–57 2 AN Code is 3, the value must be spaces.
PVK1 58 1 AN For PVV:
bytes 56 and 57 = Algorithm ID 01
PVV or Offset 59–62 4 AN bytes 58 = PVK1 (values 1 through 6)
bytes 59 through 62 = PVV

For IBM PIN Offset:

bytes 56 and 57 = Algorithm ID 04
bytes 58 = PVKI (value = 1)
bytes 59 through 62 = IBM PIN Offset
Filler 63–200 138 AN Spaces.

F-14 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Cardholder Database Files—Format 2

F.4.2.4 Exception File (E1, E2, E9)

A format 2 Exception File update can have one of three formats:
• File Type E1 is used when the Issuer Institution ID and Country Code fields are not applicable.
Table F-13 describes the detail record format for File Type E1. File Type E1 is used for
batch exception file updates only.
• File Type E2 is used when either an Issuer Institution ID or a Country Code field is applicable.
Table F-14 describes the detail record format for File Type E2.
• File Type E9 is currently used by issuers in Canada only. It gives these issuers access to
extended region coding for the Canada region. The format is the same as File Type E2.
See Table F-14 for a description.

Table F-13 Exception File Detail (File Type E1)—Format 2

Field Name Bytes Length Type Content Description and Requirements

File Type 1–2 2 AN The file to be updated: E1 = BASE I
Exception File.
File Update Code 3 1 N The three codes are:
1 = Add

Batch File Maintenance

2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 N The value must be 5 through 28 digits,
Number (PAN) right-justified and zero-filled.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value
in this field must either be in yy/mm/dd
format or 999900 (Do not purge). If the
File Update Code is 3, the value must be
spaces.
Action Code 40–41 2 AN If the File Update Code is 1 or 2, the value
must be one of the codes listed in the
description of Field 127E.1 in Chapter 4 of
this manual. If the File Update Code is 3,
the value must be spaces.
Region Coding 42–50 9 AN If the File Update Code is 1 or 2 and the
Action Code is a pickup code, this field must
match the requirements for Field 127E.2
description in Chapter 4 of this manual. If
the File Update Code is 3, or if Action Code
is not a pickup code, the value in this field
should be spaces.
Filler 51–200 150 AN Spaces.

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 Appendix F Cardholder Database Files—Format 2

Table F-14 Exception File Detail (File Type E2 or E9)—Format 2

Field Name Bytes Length Type Content Description and

Requirements
File Type 1–2 2 AN The file to be updated:
E2 = BASE I Exception File
E9 = BASE I Exception File (Canadian
issuer processors only)
File Update Code 3 1 N The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If
the value is alphanumeric, it must be 5
Batch File Maintenance

through 14 characters, left-justified and

space-filled. The value must be a number
that is valid for the issuer. The value
must match the number encoded on the
magnetic stripe of the card.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value in
this field must either be a date in yy/mm/dd
format or 999900 (Do not purge). If the
File Update Code is 3, the value must be
spaces.
Country Code 40–42 3 N The country of the issuer. It is required only
if account number or Issuing Institution ID
is non-ISO-standard. Otherwise, the field
must be zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuing
ID Length Institution ID. It is required only for non-ISO
standard account numbers. Otherwise, the
field must be zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is
ID required only for non-ISO standard account
numbers. Otherwise, the field must be
zero-filled.
Action Code 56–57 2 AN If the File Update Code is 1 or 2, the value
must be one of the codes listed in the field
description of field 127E.1 in Chapter 4 of
this manual. If the File Update Code is 3,
the value must be spaces.

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 Appendix F Cardholder Database Files—Format 2

Table F-14 Exception File Detail (File Type E2 or E9)—Format 2 (continued)

Field Name Bytes Length Type Content Description and
Requirements
Region 58–66 9 AN If the File Update Code is 1 or 2 and
the Action Code is a pickup code, the
requirements for the entry must match
those for field 127E.2 in Chapter 4 of this
manual. If the File Update Code is 3, or if
the Action Code is not a pickup code, the
value must be spaces.
Filler 67–200 134 AN Spaces.

F.4.2.5 Risk-Level File (R2)

Table F-15 describes the format 2 detail record for updating the Risk-Level File. A risk-level
specification is required in each add and change. The daily spending and activity limits are
supplied as needed.

Table F-15 Risk-Level File Detail

Field Name Bytes Length Type Content Description and Requirements

Batch File Maintenance

File Type 1–2 2 AN Indicates the file to be updated: R2 = Risk
Level
File Update Code 3 1 N The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If
the value is alphanumeric, it must be 5
through 14 characters, left-justified and
space-filled.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value in
this field must either be a date in yy/mm/dd
format or 999900 (Do not purge). If the
File Update Code is 3, the value must be
spaces.
Country Code 40–42 3 N The country of the issuer. It is required only
if account number or Issuing Institution ID
is non-ISO-standard. Otherwise, the field
must be zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuing
ID Length Institution ID. It is required only for non-ISO
standard account numbers. Otherwise, the
field must be zero-filled.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-17

 Appendix F Cardholder Database Files—Format 2

Table F-15 Risk-Level File Detail (continued)

Issuing Institution 45–55 11 N The issuer identification number. It is
ID required only for non-ISO standard account
numbers. Otherwise, the field must be
zero-filled.
Risk Level 56 1 A The Cardholder risk level:
• “A” indicates the lowest risk level
• “B”, “C”, or “D” indicate the highest risk
level

Use “C” if the issuer does not participate in

risk level processing.
Bytes 57 through 76—Cardholder Spending Limits
Daily Noncash 57–61 5 AN The daily noncash spending limit amount
Spending Limit when the issuer is available. If not used,
(Issuer Available) the field must be space-filled.
Daily Noncash 62–66 5 AN The daily noncash spending limit amount
Spending when the issuer is unavailable. If not used,
Limit (Issuer the field must be space-filled.
Unavailable)
Batch File Maintenance

Daily Cash 67–71 5 AN The daily cash spending limit amount when
Spending Limit the issuer is available. If not used, the field
(Issuer Available) must be space-filled.
Daily Cash 72–76 5 AN The daily cash spending limit amount when
Spending the issuer is unavailable. If not used, the
Limit (Issuer field must be space-filled.
Unavailable)
Bytes 77 through 166—Merchant Group Activity Limits
Travel Limit (Issuer 77–81 5 AN The travel limit when the issuer is available.
Available) If not used, the field must be space-filled.
Travel Limit (Issuer 82–86 5 AN The travel limit when the issuer is
Unavailable) unavailable. If not used, the field must be
space-filled.
Lodging Limit 87–91 5 AN The lodging limit when the issuer is
(Issuer Available) available. If not used, the field must be
space-filled.
Lodging 92–96 5 AN The lodging limit when the issuer is
Limit (Issuer unavailable. If not used, the field must be
Unavailable) space-filled.
Auto Rental Limit 97–101 5 AN The automobile rental limit when the issuer
(Issuer Available) is available. If not used, the field must be
space-filled.
Auto Rental 102–106 5 AN The automobile rental limit when the issuer
Limit (Issuer is unavailable. If not used, the field must
Unavailable) be space-filled.
Restaurant Limit 107–111 5 AN The restaurant limit when the issuer is
(Issuer Available) available. If not used, the field must be
space-filled.

F-18 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix F Cardholder Database Files—Format 2

Table F-15 Risk-Level File Detail (continued)

Restaurant 112–116 5 AN The restaurant limit when the issuer is
Limit (Issuer unavailable. If not used, the field must be
Unavailable) space-filled.
Mail/Telephone 117–121 5 AN The mail or telephone order limit when the
Limit (Issuer issuer is available. If not used, the field
Available) must be space-filled.
Mail/Telephone 122–126 5 AN The mail or telephone order limit when the
Limit (Issuer issuer is unavailable. If not used, the field
Unavailable) must be space-filled.
Risky Purchase 127–131 5 AN The risky transactions limit when the issuer
Limit (Issuer is available. If not used, the field must be
Available) space-filled.
Risky Purchase 132–136 5 AN The risky transactions limit when the issuer
Limit (Issuer is unavailable. If not used, the field must
Unavailable) be space-filled.
Total Purchase 137–141 5 AN The total purchases limit when the issuer
Limit (Issuer is available. If not used, the field must be
Available) space-filled.

Batch File Maintenance

Total Purchases 142–146 5 AN The total purchases limit when the issuer is
Limit (Issuer unavailable. If not used, the field must be
Unavailable) space-filled.
Total Cash Limit 147–151 5 AN The total cash limit when the issuer is
(Issuer Available) available. If not used, the field must be
space-filled.
Total Cash 152–156 5 AN The total cash limit when the issuer is
Limit (Issuer unavailable. If not used, the field must be
Unavailable) space-filled.
ATM Cash Limit 157–161 5 AN The ATM cash limit when the issuer is
(Issuer Available) available. If not used, the field must be
space-filled.
ATM Cash 162–166 5 AN The ATM cash limit when the issuer is
Limit (Issuer unavailable. If not used, the field must be
Unavailable) space-filled.
Filler 167–200 34 AN Spaces.

F.4.2.6 Full Authorization File (F2)

Full Authorization File Format 2 updates can be of two types.
• File Type F2 is used for adding, changing, or deleting the refresh date or open-to-use
amounts in a record. See Table F-16.
• File Type I2 is used for temporary adjustments to the open-to-use amounts in the record.
With File Type I2, File Update Code 2 must be used. See Table F-17.
NOTE
Delay any adjustments to recently added records at least 12 hours to avoid sequencing errors.

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 Appendix F Cardholder Database Files—Format 2

Table F-16 Full Authorization File Detail (File Type F2)

Field Name Bytes Length Type Content Description and Requirements

File Type 1–2 2 AN The file to be updated: F2 = Full Authorization
File.
File Update Code 3 1 N The three codes are:
1 = Add
2 = Change
3 = Delete
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified, and zero-filled. If the
value is alphanumeric, it must be 5 through 14
characters, left-justified, and space-filled.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value in
this field must either be a date in yy/mm/dd
Batch File Maintenance

format or 999900 (Do not purge). If the File

Update Code is 3, the value must be spaces.
Country Code 40–42 3 N The country of the issuer. It is required only if
the account number or Issuing Institution ID is
non-ISO standard. Otherwise, the field must
be zero-filled.
Issuing Institution 43–44 2 N The number of digits in the Issuing Institution
ID Length ID. It is required only for non-ISO standard
account numbers. Otherwise, the field must
be zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is required
ID only for non-ISO standard account numbers.
Otherwise, the field must be zero-filled.
Refresh Day 56–57 2 N A 2-digit day of the month when the monthly
open-to-use limit is to be reset. If the File
Update Code is 1 or 2, a refresh day is required
in this field. If the File Update Code is 3, this
field must be zero-filled.
Noncash Monthly 58–66 9 N The noncash monthly open-to-use limit. If the
Open-to-Use Limit File Update Code is 1 or 2, an open-to-use
limit is required in this field. If the File Update
Code is 3, this field must be zero-filled.
Cash Monthly 67–75 9 N The monthly cash open-to-use limit. If the File
Open-to-Use Limit Update Code is 1 or 2, an open-to-use limit is
required in this field. If the File Update Code is
3, this field must be zero-filled.

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 Appendix F Cardholder Database Files—Format 2

Table F-16 Full Authorization File Detail (File Type F2) (continued)
Field Name Bytes Length Type Content Description and Requirements
Verification Data 76–84 9 AN The previous monthly noncash open-to-use
Noncash limit. It is an optional field. The information in
the field is space-filled if not used.
Not applicable to
mailed tapes.
Verification Data 85–93 9 AN The previous monthly cash open-to-use limit.
Cash It is an optional field. The information in the
field is space-filled if not used.
Not applicable to
mailed tapes.
Filler 94–200 107 AN Spaces.

Batch File Maintenance

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 Appendix F Cardholder Database Files—Format 2

Table F-17 Full Authorization Adjustment Detail

Field Name Bytes Length Type Content Description and Requirements

File Type 1–2 2 AN The file to be updated: I2 = Full Authorization
Adjustment.
File Update Code 3 1 N This is a constant, 2 (2 = Change)
Primary Account 4–5 2 N The number of digits or characters in the
Number Length account number. The information must be
right-justified and zero-filled.
Primary Account 6–33 28 AN If the value is numeric, it must be 5 through
Number (PAN) 28 digits, right-justified and zero-filled. If the
value is alphanumeric, it must be 5 through 14
characters, left-justified and space-filled.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value
in this field must either be date in yy/mm/dd
format or 999900 (Do not purge). If the File
Update Code is 3, the value must be spaces.
Country Code 40–42 3 N The country of the issuer. It is required only
if account number or Issuing Institution ID is
non-ISO standard. Otherwise, the field must
Batch File Maintenance

be zero-filled.
Issuing Institution 43–44 2 N If this field is present, it specifies the number
ID Length of digits in the Issuing Institution ID. Otherwise,
the field must be zero-filled.
Issuing Institution 45–55 11 N The issuer identification number. It is required
ID only for non-ISO standard account numbers.
Otherwise, the field must be zero-filled.
Noncash 56–64 9 AN The adjustment amount to current noncash
Adjustment open-to-use limit:
• Byte 56 = C (Credit) or D (Debit)
• Bytes 57 through 64 = 8-digit amount
Cash Adjustment 65–73 9 AN The adjustment amount to current cash
open-to-use limit:
• Byte 65 = C (Credit) or D (Debit)
• Bytes 66 through 73 = 8-digit amount
Verification Data 74–82 9 AN The monthly noncash open-to-use limit before
Noncash adjustment. It is an optional field. The
information in this field is space-filled if not
Not applicable to used. Not applicable for mailed tapes.
mailed tapes.
Verification Data 83–91 9 AN The monthly cash open-to-use limit before
Cash adjustment. It is an optional field. The
information in this field is space-filled if not
used.
Filler 92–200 109 AN Spaces.

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 Appendix F Merchant Central File

F.4.3 Trailer Record—Format 2

The trailer record for the cardholder database files must be the last data record for an update
file (that is, the last record on the tape for a file that fits on a single tape or the last record on
the last tape of a multivolume file). It is always formatted as shown in Table F-18.

Table F-18 Cardholder Database Files Trailer—Format 2

Field Name Bytes Length Type Content Description and Requirements

Trailer ID 1 1 A This value is a constant, T.
Number of 2–10 9 N The number of detail records in the whole tape
Records file. The information must be right-justified and
zero-filled.
Filler 11–200 190 AN Spaces.

F.5 MERCHANT CENTRAL FILE

This section describes the format 2 header, detail, and trailer records for batch updates to
the Merchant Central File.

F.5.1 Header Record

Batch File Maintenance

Table F-19 describes the content of the header record for a tape file of updates to the
Merchant Central File.

Table F-19 Merchant Central File Header

Field Name Bytes Length Type Content Description and Requirements

Record Type 1 1 A This value is a constant, H.
Filler 2 1 AN Spaces.
Tape ID 3–8 6 AN The volume serial number of the tape.
Filler 9 1 AN Spaces.
Authorization 10–13 4 N A 4-digit ID assigned to the center by Visa.
Center ID
Filler 14 1 A Spaces.
Effective Date 15–22 8 AN The value is the GMT date in mm/dd/yy format.
Filler 23 1 AN Spaces.
Effective Time 24–31 8 AN The value is the GMT date in hh:mm:ss format.
Filler 32–34 3 AN Spaces
Message Format 35 1 AN This value is a constant, 2.
Filler 36–200 165 AN Spaces.

F.5.2 Detail Record

The detail record for the Merchant Central File has 200 bytes. The format of bytes 1 through
70 is always the same. The format of bytes 71 through 200 varies according to the card

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 F-23

 Appendix F Merchant Central File

type of the record being updated.The following figure provides the layout of the Merchant
Central File detail record.

Figure F-3 Layout of Merchant Central File Detail Record

Bytes 1–2 Bytes 3–70 Bytes 71–200

File Type Merchant Identification Data Specific to Card Type

(identifies the file to (identifies the merchant)
be updated)

These bytes are formatted the same for all files.

The tape can contain a mixture of updates to different card types.

Merchant Central File updates have these general requirements:

• For File Update Code 1 or 2 (add or change), the entire record must be supplied, with fillers
of spaces or zeros in fields that do not apply. (When a change is processed at the VIC, the
entire record is replaced rather than the actual data being changed.)
Batch File Maintenance

• For File Update Code 3 (delete), the file type and all applicable merchant identifications must
be supplied. The other fields, in bytes 71 through 200, can be space-filled.
Table F-20 shows first the format of bytes 1 through 70, then the format of bytes 71 through
200.

Table F-20 Merchant Central File Detail

Field Name Bytes Length Type Content Description and Requirements

Bytes 1–70 for All Programs
File Type 1–2 2 A The file to be updated: M9 = Merchant
Central File
File Update Code 3 1 N The three codes are:
1 = Add
2 = Change
3 = Delete
Filler 4–10 7 AN Spaces.

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 Appendix F Merchant Central File

Table F-20 Merchant Central File Detail (continued)

Card Acceptor 11–18 8 AN The card acceptor terminal ID for which the
Terminal ID file record is to be established (for field 41).
If this field is not used, the value must be
space-filled.

For Discover, MasterCard, American Express,

or Check Acceptance, the value must be
space-filled.

For Universal, the information must be

left-justified and space-filled.

A Card Acceptor Terminal ID value of all zeros

is valid.
N (for For Visa, the information must be left-justified
Visa and space-filled. All bytes entered (except the
only) space-filled characters) must be numeric. If
this field has a value, the Merchant ID field
in bytes 56 through 70 (see merchant ID)
must be zero-filled. If this field is not used,
the value must be space-filled.

Batch File Maintenance

Card Acceptor 19–33 15 AN The card acceptor terminal ID for which the
Identification file record is to be established (for field 42).
Code
For Discover, MasterCard, American Express,
or Check Acceptance, the value must be
space-filled.

For Universal, the value must be left- justified

and space-filled.
N (for For Visa, the information must be left-justified
Visa and space-filled. All bytes entered in this
only) field (except the space-filled characters) must
be numeric. If this field has a value, the
Merchant ID field in bytes 56 through 70 (see
merchant ID) must be zero-filled. If this field
is not used, the value must be space-filled.
Purge Date 34–39 6 AN If the File Update Code is 1 or 2, the value in
this field must either be a date in yy/mm/dd
format or 999900 (Do not purge). If the
File Update Code is 3, the value must be
space-filled.
Filler 40–42 3 AN Spaces.
Acquiring 43–44 2 N The number of digits in the Acquiring Institution
Institution ID ID.
Length
Acquiring 45–55 11 N Identification number (usually 6 digits)
Institution ID assigned by Visa. The information must be
right-justified and zero-filled.

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 Appendix F Merchant Central File

Table F-20 Merchant Central File Detail (continued)

Merchant ID 56–70 15 N The card acceptor for which the file record is
to be established.

For Universal, the value must be zero-filled.

For Discover, the value must be left-justified

and zero-filled.

For MasterCard, American Express, or Check

Acceptance, the value must be right-justified
and zero-filled.

For Visa data, the value must be right- justified

and zero-filled.

If bytes 11 through 33 are entered, this field

must be zero-filled.
Bytes 71–200 for Universal
Record Type 71 1 A This value is a constant, U.
Filler 72–87 16 AN Spaces.
Batch File Maintenance

Merchant’s Type 88–91 4 N The Merchant Category Code (for field 18). If
this field is not supplied or File Update Code is
3, the value must be space-filled. The value
can not be all zeros.
Name/Location/ 92–131 40 AN This is field 43 data, which consists of these
Country three data elements:

Card Acceptor Name

Card Acceptor City Name
Card Acceptor Country Code

This field is required if field 59

(State/Country/ZIP) is entered. When
field 59 is supplied, all three subfields must
be entered. If field 59 is not supplied or
File Update Code is 3, the value must be
space-filled. See Cards Acceptor Name, City
Name, Country Code, and State/Country/ZIP
for subfield requirements.
Card Acceptor 92–116 25 AN The card acceptor name or ATM location.
Name
City Name 117–129 13 A The card acceptor city.
Country Code 130–131 2 A The 2-character alphabetic country code of
the card acceptor.

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 Appendix F Merchant Central File

Table F-20 Merchant Central File Detail (continued)

State/Country/ZIP 132–147 16 AN This is field 59 data, which consists of these
four data elements:

Field 59 length
Card Acceptor State or Province Code
Card Acceptor Country Code
Card Acceptor ZIP or Postal Code

If field 59 is not supplied or File Update Code

is 3, the value must be space-filled. See
subfield requirements.
Field 59 Geographic Data format if Field 43 Country Code is “US”

This is the field 59 format for the U.S.

Field 59 length 132–133 2 N The value is the length of field 59. This field is
a required if field 59 is entered. Conversely, if
this field is supplied, the State Code and ZIP
Code must be entered. Acceptable lengths
are 10 (for 5-digit ZIP Codes) or 14 (for 9-digit
ZIP Codes). If field 59 is not supplied, the
value must be space-filled.

Batch File Maintenance

State Code 134–135 2 N The 2-digit numeric State Code. This field is
a required if field 59 is entered. It must be
space-filled if field 59 is not supplied.
US County Code 136–138 3 N If present, this must be a 3-digit numeric
code. Zero- fill if not applicable for field 59.
If field 59 is not supplied, the value must be
space-filled.
US ZIP Code 139–147 9 N This is a required field if field 59 is entered.
This field must be numeric and nonzero. If
field 59 is not supplied, the value must be
space-filled. If the field 59 length is 10, bytes
144 through 147 must be space-filled. If the
field 59 length is 14, bytes 144 through 147
may not be space-filled.
Field 59 Geographic Data format if Field 43 Country Code is “CA”

This is the field 59 format for Canada.

Field 59 length 132–133 2 N The value is the length of field 59. This is
a required field if field 59 is entered. The
information must be numeric, right- justified,
and zero-filled. If field 59 is not supplied, the
value must be space-filled. The length must
be 02.
Province Code 134–135 2 N The 2-digit numeric Province Code. This field
must be entered if the field 59 length is
entered. It must be space-filled if field 59 is
not supplied.
Filler 136–147 12 AN Spaces.

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 Appendix F Merchant Central File

Table F-20 Merchant Central File Detail (continued)

Field 59 Geographic Data format if Field 43 Country Code is not “US” or “CA”

This is the field 59 format for countries other than the U.S. or Canada.
Field 59 132–133 2 N The length of field 59. This field is a required
(State/Count/ZIP) if field 59 is entered. The information must be
length numeric, right- justified, and zero-filled. The
length value can be 1 through 14. If field 59
is not supplied, the value must be space-filled.
Postal Code 134–147 14 AN The 1 to 14 byte alphanumeric Postal
Code. The information must be left-justified,
space-filled. This field must be entered if the
field 59 length is entered. If field 59 is not
supplied, the value must be space-filled.
Bytes 148–200 for Universal
MVV 148–157 10 AN Merchant Verification Value
Filler 158–200 43 AN Spaces.
Bytes 71–200 for Visa

Note: Visa format is supported but not recommended. Use Universal format instead.
Batch File Maintenance

Record Type 71 1 A This value is a constant, V.

Filler 72–87 16 AN Spaces.
Merchant’s Type 88–91 4 N If the File Update Code is 1 or 2, the value
must be the 4-digit Merchant Category Code
(field 18). If the File Update Code is 3, the
value must be zero-filled.
Filler 92–200 109 AN Spaces.
Bytes 71–200 for American Express/Discover
Record Type 71 1 A The valid values are:

X = American Express

D = Discover
Terminal ID 72–86 15 AN The terminal at the card acceptor location (for
field 42). If File Update Code is 1 or 2, the
alphanumeric terminal ID must be left-justified
and space-filled. If the File Update Code is 3,
the value in this field can be space-filled.
Filler 87–200 114 AN Spaces.
Bytes 71–200 for Check Acceptance
Record Type 71 1 A This value is a constant, A.

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 Appendix F Merchant Central File

Table F-20 Merchant Central File Detail (continued)

Terminal ID 72–86 15 AN The terminal at the card acceptor location (for
field 41). If the File Update Code is 1 or 2, the
alphanumeric terminal ID must be left-justified
and space-filled (Only the first 8 characters are
significant, as this field is intended to replace
field 41 in an authorization request). If the
information is not applicable or if File Update
Code is 3, the value must be space-filled.
Vendor ID 87 1 AN The check acceptance vendor (and the BIN for
field 100). If the File Update Code is 1 or 2,
the value must be a numeric vendor ID in the
range of 1 to 4, where

1 = Telecredit, Los Angeles (894300)

2 = Telecheck (861400)
3 = NPC/JBS (810000)
4 = Equifax Card Services (894400)
(previously Telecredit, Tampa)
5= Not used
6= ETC Scan (813500)

Batch File Maintenance

If the File Update Code is 3, the value in this
field can be space-filled.
Filler 88–200 113 AN Spaces.
Bytes 71–200 for MasterCard
Record Type 71 1 A This value is a constant, M.
Filler 72–87 16 AN Spaces.
Merchant’s Type 88–91 4 AN If the File Update Code is 1 or 2, this is
a required field and must be the 4-digit
merchant category code (for field 18). If the
File Update Code is 3, the value in this field
can be space-filled.
Postal Code 92–100 9 AN The Merchant Postal Code. The value must
be left-justified with trailing spaces. For the
U.S. region, this is a 5- or 9-digit ZIP code
(for field 59). This field may be zero-filled or
space-filled if the postal or ZIP code is not
available. If the File Update Code is 3, the
value in this field can be space-filled.
Card Acceptor 101–125 25 AN The card acceptor name or ATM location from
Name field 43.
Card Acceptor City 126–138 13 A The card acceptor city from field 43.
Name
Country Code 139–140 2 A The two-character alpha country code of the
card acceptor from field 43.
Filler 141–200 100 AN Spaces.

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 Appendix F Merchant Central File

F.5.3 Trailer Record

This trailer record must be the last data record for an update file. Visa defines the last data
record on the tape for a file that fits on a single tape or the last record on the last tape of a
multivolume file. Table F-21 shows the format.

Table F-21 Merchant Central File Trailer

Field Name Bytes Length Type Content Description and Requirements

Trailer ID 1 1 A This value is a constant, T.

Number of 2–10 9 N The number of detail records in the whole
Records tape file. The value must be right-justified and
zero-filled.
Filler 11–200 190 AN Spaces.
Batch File Maintenance

F-30 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix G Electronic Reporting

This appendix describes the various methods that are available to receive electronic report
information for BASE I and POS (point of sale or point of service). Record formats for each
of the methods also are provided.

BASE I users who choose to receive transaction data electronically can create and reconcile
their own customized reports. The electronic data records are produced from the same sources
used by Visa to create paper reports.

This appendix includes this information:

• Subscriber Options
• Electronic Formats
• BASE II TC 33 Record Formats
• BASE II TC 45 Record Formats
• Visa Point-of-Sale Authorization (POSA) File
• Visa POS Transaction Information
• CPS Downgrade Reports
• Authorization Profile Reports
• Exception File Listings
• Combined Visa/Plus Routing Tables

G.1 SUBSCRIBER OPTIONS

Acquirers and issuers are able to obtain various versions of transaction information.

Acquirers can subscribe to electronic-print or raw data (unformatted) versions of POS

transaction information. Acquirers also can obtain electronic print versions of Custom Payment

Electronic Reporting
Service (CPS) Downgrade reports.

Issuers can subscribe to electronic versions of authorization profile summaries, processor

capacity information, and Exception File information.

For more information about subscribing, contact your Visa representative.

G.2 ELECTRONIC FORMATS

Visa transmits report information to subscribers using these methods:
• BASE II transaction records transmitted through the BASE II Clearing and Settlement System.
The transaction codes include:
- Transaction Code 33 for the raw data versions of the report information.
- Transaction Code 45 for the electronic-print version.
• Point-of-Sale Authorization (POSA) File, which contains transaction data, delivered to
subscribers through Direct Exchange Open File Delivery (OFD) or the Visa File Exchange
Service (VFES).
Table G-1 lists the electronic formats available for certain BASE I reports.

The BASE I reports are described in V.I.P. System Reports.

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 Appendix G Electronic Formats

NOTE
Mail deliveries of the Point-of-Sale (POS) reports on tape, cartridge, and microfiche are not allowed in the U.S.
region. Instead, U.S. acquirers can receive the daily Point-of-Service Authorization (POSA) File, which is an
electronically transmitted data file that includes BASE I and SMS transaction data; it does not support options for
detail vs. summary reports. Using this file, endpoints can generate detail and summary reports for themselves
if they wish. For more information about this file, including record layouts, refer to the “Visa Point-of-Sale
Authorization (POSA) File” section later in this appendix.

Table G-1 BASE I Reports—Electronic Formats

Available
Electronic
Report Number Report Title Formats Frequency
Point-of-Sale (POS) Reports

Raw data format is available to BASE I acquirers only. The detail and summary reports are available to BASE I and SMS acquirers.
POS0110W POS Detail Report TC 45 Four times a month
POS002M Monthly POS Summary Report TC 45 Monthly
n/a POSA File POSA format Daily
n/a POS Raw Data TC 33 13 times a day
CPS Downgrade Reports
RPS7000 Downgrade Detail Report TC 45 Four times a month
RPS7100 Downgrade Trend Analysis Summary Report TC 45 Monthly
Authorization Profile Reports (APR)
APR2100/ APR2120 Issuer and Stand-In Authorization Summary TC 45, TC 33 Four times a month or monthly
by Authorization Criteria (processor)
APR2200/ APR2220 Capacity Management Diversion to TC 45, TC 33 Four times a month or monthly
Stand-In (processor)
Electronic Reporting

APR5100/APR5120 Issuer and Stand-In Authorization Summary TC 45, TC 33 Four times a month or monthly
by Authorization Criteria (BIN)
APR6100/APR6120 Issuer and Stand-In Authorization Summary TC 45, TC 33 Four times a month or monthly
by Authorization Criteria (risk level within
BIN)
APR7100 Issuer and Stand-In Authorization Summary TC 45 Monthly
by Authorization Criteria (Product-ID level
within BIN)
Exception File Listings
BIOSRUP Exception File Update File TC 33 Weekly
BIOSRLP Exception File Listing File TC 33 Monthly

G.2.1 BASE II TC 33 Record Formats

BASE II TC 33 record formats vary according to the type of information requested by the
subscriber. For specific record formats, refer to the following section and applicable report
sections of this appendix.

G-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix G Electronic Formats

NOTE
Raw data records are transmitted electronically, outside the V.I.P. System. Visa determines the mechanism for
transmission, which is subject to change. For current information, contact your Visa representative.

G.2.1.1 Authorization Record Layouts

The tables in this section contain the TCR record layouts for TC 33—Authorization Records
(POS and PSR)—as follows:
• TCR 0—Authorization and Incremental Authorization (POS)
• TCR 1—Authorization and Incremental Authorization (POS), Additional Information
• TCR 0—Authorization Full and Partial Reversal (PSR)
• TCR 1—Authorization Full and Partial Reversal (PSR), Additional Information

POS Record Layouts for Authorizations and Incremental Authorizations

The following two tables contain the POS TC 33 record layouts for TCR 0 and TCR 1.

Table G-2 TC 33, TCR 0—Authorization and Incremental Authorization

(POS) Record Layout

Position Length Format Contents Description

1–2 1 UN Transaction Code This field contains 33.
3 1 UN Transaction Code Qualifier This field contains a zero.
4 1 UN Transaction Component This field contains a zero.
Sequence Number
5–10 6 UN Destination BIN This field contains a valid BIN.
11–16 6 UN Source BIN This field contains 400083.
17–19 3 AN TC 33 Application Code This field contains POS.
20–22 3 UN Julian Day This field contains the day of the
year that data is prepared. The valid

Electronic Reporting
values are 001–366.
23–32 10 UN Report Line Sequence This field contains the sequence
Number number of this line within the report.
33–34 2 UN Reserved field This field contains spaces.
35–45 11 AN Acquirer BIN This field contains a value that
identifies the financial institution
acting as the acquirer of this
customer transaction.
46–68 23 AN Card Acceptor ID This field contains a code that
(Terminal ID) identifies the card acceptor
terminal ID.
69–74 6 UN Transaction Date This field contains the date in the
mmddyy (month, day, year) format.
75–80 6 UN Transaction Time This field contains the time in the
hhmmss (hour, minute, second)
format.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

Table G-2 TC 33, TCR 0—Authorization and Incremental Authorization

(POS) Record Layout (continued)
Position Length Format Contents Description
81–82 2 UN Processing Code This field contains a two-digit code
identifying the type of cardholder
transaction or center function being
processed.
83–98 16 UN Account Number This field contains the number
identifying the cardholder account or
relationship.
99–102 4 UN Merchant Category Code This field contains a valid 4-digit
MCC.
103–114 12 UN Authorized Amount This field contains the transaction
(Original Currency) amount either in U.S. dollars or
per the currency code identified in
positions 145–147.
115–118 4 UN Expiration Date This field contains the date in the
yymm (year, month) format.
119–120 2 AN Response Code This field contains a code that
defines the response to a request or
the message disposition.
121–126 6 AN Authorization Code This field contains the authorization
code provided by the issuer when a
transaction is approved.
127–128 2 AN Communication Line Type This field contains one of the
following values:
8S = 800—SYNCH
AL = ASYNC
DC = DATAPAC—CANADA
DF = UNUSED DI = DIAL—ISDN
Electronic Reporting

DL = DIAL—LOCAL
DR = DRN—LATA
DV = DATA-OVER-VOICE
DW = WATS
EC = ELECTRONIC COMM
EL = ECR—LEASED or
DIRECT-CONNECTS
FS = FGB—SYNCH
LC = DIAL—LOCAL—CANADA
MP = SYSTEM—VAP
UD = UNDEFINED
XL = X25
129–132 4 UN Acquirer Station ID
133 1 AN CVV Result This field contains a Visa-defined
code indicating card verification value
(CVV) verification result.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

Table G-2 TC 33, TCR 0—Authorization and Incremental Authorization

(POS) Record Layout (continued)
Position Length Format Contents Description
134 1 AN AVS Result This field contains a Visa-defined
code that describes the address
verification result for a U.S. Visa or
MasterCard transaction.
135–137 3 UN Entry Mode Code
138–139 2 UN Entry Capability
140–141 2 UN Condition Code This field contains a code identifying
transaction conditions at the point of
sale or point of service.
142 1 AN Market Specific Data
Indicator
143 1 AN Terminal Format Code
144 1 AN Stand-In Processing
Advice Code
145–147 3 UN Currency Code This field contains a code that
identifies the currency of the amount
field in positions 103–114.
148 1 AN Authorization This field contains the result of an
Characteristics Indicator acquirer request for CPS qualification.
149–163 15 UN Payment Service This field contains a Visa-generated
Transaction Identifier identifier unique for each original
transaction. This is a key element
that links original authorization
requests to subsequent messages,
such as reversals.

Electronic Reporting
164–167 4 AN Validation Code This field contains a V.I.P.-calculated
code to ensure key fields in the 0100
Authorization requests match their
respective fields in BASE II clearing
messages.
168 1 AN Reserved This field contains a zero.

UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

The following table shows the layout of the POS TC 33, TCR 1 record.

Table G-3 TC 33, TCR 1—Authorization and Incremental Authorization (POS),

Additional Information Record Layout

Position Length Format Contents Description

1–2 2 UN Transaction Code This field contains a 33.
3 1 UN Transaction Code This field contains a zero.
Qualifier

4 1 UN Transaction This field contains a 1.

Component
Sequence Number
5–16 12 UN Cashback Amount
17–41 25 AN Merchant Name The first position in this field
cannot be a space.
42–44 3 AN Merchant Country This field contains a valid BASE II
Code code. The first two positions of
this field will be the country code
and the third character will be a
space.
45–46 2 AN Card Product Results This field contains the product
defined for the card-level results
in the authorization.
47–56 10 AN Merchant Verification This field contains the information
Value from field 62.20 that is used to
identify participants in the U.S.
Select Merchant Fee program.
Electronic Reporting

57–68 12 AN AMEX This field contains the value of

Point-of-Service Data the AMEX Point-of-Service Data
Code Code subfield from field 116, with
dataset ID 66, which contains
data from American Express
authorization request messages.

This field is blank when field 116,

with dataset ID 66, is not present
in 0110 authorization response
messages.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

Table G-3 TC 33, TCR 1—Authorization and Incremental Authorization (POS),

Additional Information Record Layout (continued)
Position Length Format Contents Description
69–71 3 UN MasterCard This field contains the value of
Point-of-Service the MasterCard Point-of-Service
(POS) Entry Mode (POS) Entry Mode subfield from
field 116, with dataset ID 67,
which contains data from CIS
DE 22 in MasterCard authorization
request messages.

This field is blank when field 116,

with dataset ID 67, is not present
in 0110 Authorization response
messages.
72–73 2 UN MasterCard This field contains the value of the
Point-of-Service MasterCard Point-of-Service (POS)
(POS) Personal Personal ID Number (PIN) Capture
ID Number (PIN) Code subfield from field 116,
Capture Code with dataset ID 67, which
contains data from CIS DE 26 in
MasterCard authorization request
messages.

This field is blank when Field 116,

with dataset ID 67, is not present
in 0110 Authorization response
messages.
74–99 26 AN MasterCard This field contains the value of the
Point-of-Service MasterCard Point-of-Service (POS)
(POS) Data Data subfield from field 116, with
dataset ID 67, which contains data

Electronic Reporting
from CIS DE 61 in MasterCard
authorization request messages.

When populated, this field

contains between 1 and 26
bytes of data, left-justified, and
space-filled.

This field is blank when field 116,

with dataset ID 67, is not present
in 0110 Authorization response
messages.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

Table G-3 TC 33, TCR 1—Authorization and Incremental Authorization (POS),

Additional Information Record Layout (continued)
Position Length Format Contents Description
100–105 6 AN MC Acquirer ID This field will contain the
MasterCard Assigned ID from
field 62.20 in MasterCard
transactions.

When the MasterCard Assigned ID

is not present in MasterCard
transactions, this field will be
spaces.

This field will be spaces for

non-MasterCard transactions.
106–167 62 AN Reserved
168 1 AN Reserved This field contains a zero.
UN = Unpacked numeric, AN = Alphanumeric
Electronic Reporting

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 Appendix G Electronic Formats

PSR Record Layouts for Authorization Full and Partial Reversals

The next two tables contain the PSR TC 33 record layouts for TCR 0 and TCR 1.

Table G-4 TC 33, TCR 0—Authorization Full and Partial Reversal (PSR) Record Layout

Position Length Format Contents Description

1–2 1 UN Transaction Code This field contains a 33.
3 1 UN Transaction Code Qualifier This field contains a zero.
4 1 UN Transaction Component This field contains a zero.
Sequence Number
5–10 6 UN Destination BIN This field contains a valid BIN.
11–16 6 UN Source BIN This field contains 400083.
17–19 3 AN TC 33 Application Code This field contains POS.
20–22 3 UN Julian Day This field contains the day of the
year that data is prepared. The valid
values are 001–366.
23–32 10 UN Report Line Sequence This field contains the sequence
Number number of this line within the report.
33–34 2 UN Reserved field This field contains spaces.
35–45 11 AN Acquirer BIN This field contains a value that
identifies the financial institution
acting as the acquirer of this
customer transaction.
46–68 23 AN Card Acceptor ID This field contains a code that
(Terminal ID) identifies the card acceptor
terminal ID.
69–74 6 UN Transaction Date This field contains the date in the
mmddyy (month, day, year) format.

Electronic Reporting
75–80 6 UN Transaction Time This field contains the time in the
hhmmss (hour, minute, second)
format.
81–96 16 UN Account Number This field contains the number
identifying the cardholder account or
relationship.
97–100 4 UN Merchant Category Code This field contains a valid 4-digit
MCC.
101–112 12 UN Total Authorized Amount This field contains the transaction
(Original Currency) amount either in U.S. dollars or
per the currency code identified in
positions 138–140.
113–116 4 UN Expiration Date This field contains the date in the
yymm (year, month) format.
117–118 2 AN Response Code This field contains a code that
defines the response to a request or
the message disposition.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

Table G-4 TC 33, TCR 0—Authorization Full and Partial Reversal (PSR)
Record Layout (continued)
Position Length Format Contents Description
119–124 6 AN Authorization Code This field contains the authorization
code provided by the issuer when a
transaction is approved.
125–126 2 AN Communication Line Type This field contains one of the
following values:
8S = 800—SYNCH
AL = ASYNC
DC = DATAPAC—CANADA
DF = UNUSED DI = DIAL—ISDN
DL = DIAL—LOCAL
DR = DRN—LATA
DV = DATA-OVER-VOICE
DW = WATS
EC = ELECTRONIC COMM
EL = ECR—LEASED or
DIRECT-CONNECTS
FS = FGB—SYNCH
LC = DIAL—LOCAL—CANADA
MP = SYSTEM—VAP
UD = UNDEFINED
XL = X25
127–130 4 UN Acquirer Station ID
131–133 3 UN Entry Mode Code
134–135 2 UN Entry Capability
136–137 2 UN Condition Code This field contains a code identifying
transaction conditions at the point of
sale or point of service.
Electronic Reporting

138–140 3 UN Currency Code This field contains a code that

identifies the currency of the amount
field in positions 103–114.
141–152 12 UN Replacement Amount This field contains the corrected
amount of the transaction in a partial
reversal.
153–167 15 UN Payment Service This field contains a Visa-generated
Transaction Identifier identifier unique for each original
transaction. This is a key element
that links original authorization
requests to subsequent messages,
such as reversals.
168 1 AN Reserved This field contains a zero.

UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

The following table shows the layout of the PSR TC 33, TCR 1 record.

Table G-5 TC 33, TCR 1—Full and Partial Authorization Reversal (PSR),
Additional Information Record Layout

Position Length Format Contents Description

1–2 2 UN Transaction Code This field contains a 33.
3 1 UN Transaction Code Qualifier This field contains a zero.
4 1 UN Transaction Component This field contains a 1.
Sequence Number
5–16 12 UN Cashback Amount
17–41 25 AN Merchant Name The first position in this field cannot
be a space.
42–44 3 AN Merchant Country Code This field contains a valid BASE II
code. The first two positions of this
field will be the country code and the
third character will be a space.
45–46 2 AN Card Product Results This field contains the product
defined for the card-level results in
the authorization.
47–56 10 AN Merchant Verification This field contains the information
Value from field 62.20 that is used to
identify participants in the U.S.
Select Merchant Fee program.
57–62 6 AN MC Acquirer ID This field will contain the MasterCard
Assigned ID from field 62.20 in
MasterCard transactions.

When the MasterCard Assigned ID

Electronic Reporting
is not present in MasterCard
transactions, this field will be spaces.

This field will be spaces for

non-MasterCard transactions.
63–167 105 Reserved
168 1 AN Reserved This field contains a zero.
UN = Unpacked numeric, AN = Alphanumeric

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 Appendix G Electronic Formats

G.2.2 BASE II TC 45 Record Formats

The BASE II TC 45 record format is constant except for positions 17–148, which contain the
requested report’s text. Table G-6 provides the record format for TC 45. Positions 150–157
identify the report type and number.

Table G-6 TC 45 Record Format

Field Name Positions Attributes Description

Transaction Code 1–2 2 N This is a constant, 45.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component Sequence
Number
Destination BIN 5–10 6 N The BASE identification number of the acquirer
destination.
Source BIN 11–16 6 N The BASE identification number of the VisaNet
Interchange Center (VIC).
Report Text 17–148 132 AN The first position of this field is an ANSI carriage
control character: A space, a zero, a dash (–),
or 1.
Reserved 149 1 AN Spaces.
Application Code 150–152 3 AN The code for the Visa program that generated this
report (for example, “APR” for the Authorization
Profile Reports).
Report Identifier 153–157 5 AN The report number, which is left-justified and
space-filled (for example, 21xx, 22xx, 51xx, or
61xx for the APR reports).
Electronic Reporting

Report Line Sequence 158–162 5 N The report line number used to ensure that the
Number report comes out in the sequence in which it was
generated.
Reserved 163–167 5 AN Spaces.
Reimbursement 168 1 AN The valid values are: 0, 3, 4, 5, 6.
Attribute

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

G.3 VISA POINT-OF-SALE AUTHORIZATION (POSA) FILE

The POSA File is delivered to subscribing acquirers daily via Direct Exchange Open File Delivery
(OFD) or the Visa File Exchange Service (VFES). This reporting mechanism has the following
characteristics:
• A single file is provided with both debit and credit transaction data.
• The file includes all of the data elements contained in other POS reports to acquirers,
along with additional transactions and fields to support recent service offerings. (Refer to
Table G-10, which lists the content of the detail record.)
• Because edits against non-POS system data have been removed, the POSA File contains a
larger representation of logged transactions than other reporting mechanisms.
The availability of additional transaction data may be used to help reduce fraud and chargeback
losses and improve billing accuracy.

It is recommended that endpoints review their current POS reporting data job streams to
identify opportunities to eliminate receipt of duplicate data.

For information on implementing Direct Exchange Open File Delivery and the Visa File Exchange
Service, see the latest versions of the following publications:
• Visa Direct Exchange Open File Delivery Implementation Guide.
• Visa File Exchange Service (VFES) Client Implementation Guide.
G.3.1 High-Level Requirements
To receive the POSA File, the endpoint must:
1. Sign up to receive the POSA File.
2. Implement Direct Exchange OFD or VFES as the file transport vehicle.
NOTE
VFES files can not exceed 2 GB in size.

Electronic Reporting
3. The POSA File type must be defined in the endpoint’s OFD configuration.
4. Follow the file naming convention, which will be provided by Visa during implementation
and testing with each endpoint.

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

G.3.2 Service Parameters

An endpoint receiving the POSA File can specify the file parameters described in Table G-7.

Table G-7 POSA File—Service Parameters and Options

Parameter Options
Reporting Levels File parameters allow each endpoint to receive data using combinations of
BIN and PCR settings as filter criteria.

NOTE:
The actual setup of endpoint selections is done by Visa, not the endpoint.

The endpoint selects the data it will receive from Visa in the POSA File as
follows:
• PCR: Data can be selected at the PCR level; that is, the data for all BINs
under the PCR will be included in one file. Up to 12 CIB/NCNID entries per a
single PCR are supported.
• BIN: Data can be selected for specific BIN(s) under a PCR; that is, a single
BIN or multiple BINs can be turned on for a given PCR. If this option is
selected, the endpoint will receive a separate file for each BIN. Up to 12
CIB/NCNID entries per a single BIN are supported.
• BIN Roll-Up ID: Data can be selected for multiple “Child BINs” per endpoint.
If this option is selected, the endpoint will receive one file containing the
data for the selected Child BINs. A Roll-Up ID can be BIN, CIB or NCNID.
There is no entry limit for Child BINs for a Roll-Up ID.

NOTE:
The choice of data is determined at the Source BIN/PCR level, not at the CIB level.
In the case of BIN Roll-Up ID files, the choice of data is the same for all the Child
BINs under that Roll-Up ID.

Subscription Options When the subscriber is using a BIN or Roll-Up ID, the following sub-options
may be used in combination to further define the data reported:
Electronic Reporting

• MCC From/To
• Terminal ID From/To (1st 10 bytes)
• Acquirer PCR From/To
When the subscriber is an acquirer PCR, the following sub-selection ranges
are available:
• MCC From/To
• Terminal ID From/To (1st 10 bytes)
• Acquirer BIN From/To
For example:
• BIN NNNNNN can select data PCR XXXX, Terminal ID 1000101099 and
MCC 6011. In this case, the Acquirer PCR From/To will be XXXX, Terminal ID
From/To will be 1000101099, and the MCC From/To will be 6011.
• BIN NNNNNN wants data for all PCRs, Terminal IDs and MCCs. In this case
Acquirer PCR From/To, MCC From/To and Terminal ID From/To will be blank.

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-7 POSA File—Service Parameters and Options (continued)

Parameter Options
BIN Roll-Up The endpoint should evaluate its telecommunications bandwidth relative to the
ID File Size estimated BIN Roll-Up ID POSA File size. If necessary, the endpoint may want
to consider receiving multiple files (that is, using multiple BIN Roll-Up IDs) to
ensure the potential file size does not impact their processing. Visa staff will
assist endpoints with this analysis.

Connect:Direct Endpoints: Visa recommends that the file size not exceed
10 GB.

FTP Endpoints: Visa recommends using smaller file sizes, because

checkpoint/restart is not supported.
Endpoint Delivery Data can be sent to more than one endpoint, or to different CIBs, for each of
the file options listed above: single BIN, PCR, or BIN Roll-Up ID file.

G.3.3 File Delivery and Availability

The following table describes various time frames that pertain to POSA File content, delivery
and availability.

Table G-8 Time Frames for POSA File Transactions, Delivery, and Availability

Parameter Description
File Transactions The POSA File contains transactions authorized between 00:00 GMT
and 23:59 GMT.
File Delivery The delivery time frame varies by the length of time required for
POS Application processing. The POSA File is typically available for
handoff to OFD the following day by 20:00 GMT. Files are held by
OFD for no more than five minutes.

Electronic Reporting
NOTE:
Processing files larger than 10 GB, or with numerous child BINs under
a Roll-up ID, may require additional processing time. Files will be
delivered as soon as they are available.

Backup Files Backups of the daily POSA files are available for a period of three
months from the original creation date. Any “recreate” requests can
be met only if received by Visa within this period.

G.3.4 POSA File Layout

The POSA File contains:
• One header record
• Detail records
• One trailer record
Each record is 600 bytes long, with no packed data fields.

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

G.3.4.1 Header Record

Table G-9 POSA File—Header Record Layout

Length
Field Name Position (Bytes) Type Comments
Header Record ID 1 1 AN Value = 0
Filler 2–23 22 AN Spaces
File Type 24–26 3 AN Valid Values:
EXT = Extract Unsorted
EXS = Extract Sorted
File Create Date 27–32 6 N Format: YYMMDD

The date the POSA File is being created.

Process Start Date 33–38 6 N Format: YYMMDD

The processing start date for the data

contained in the POSA File, that is, the
date when transactions were logged.
Process End Date 39–44 6 N Format: YYMMDD

The processing end date for the data

contained in the POSA File; because the
file is a daily file, this date is the same
as the Process Start Date.
Filler 45–600 556 AN Spaces

G.3.4.2 Detail Records

For detailed information on the definition, usage, and valid values of ISO fields in these
records, please refer to the field descriptions in Chapter 4 (Volume 1) of this manual. In
Electronic Reporting

Table G-10, ISO fields are identified by number in column 1; special formats for ISO fields are
identified in the Comments column.

Non-ISO data defined internally by Visa is identified by n/a in column 1 and a designation
of “Visa internal” in the Comments column.

If there is no data for a particular field in the POSA File, then the field will contain spaces.

Table G-10 POSA File—Detail Record Layout

Length
ISO Field Field Name Position (Bytes) Type Comments
n/a Record ID 1 1 AN Detail Record Value = 1
n/a Roll-up BIN 2–12 11 AN Acquirer BIN for all members.

Format: 1st 6 positions followed by

spaces.
32 Acquiring Institution ID 13–23 11 AN Format: 1st 6 positions followed by
spaces.
42 Card Acceptor ID Code 24–38 15 AN

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-10 POSA File—Detail Record Layout (continued)

Length
ISO Field Field Name Position (Bytes) Type Comments
41 Card Acceptor Terminal 39–42 4 AN
ID/Store
Card Acceptor Terminal 43–46 4 AN
ID/Terminal
7 Transmission Date 47–51 5 N Format: YYDDD (Julian Date)
Transmission Time 52–57 6 N Format: HHMMSS
n/a VIC Source 58 1 AN VIC source, where data was logged.

Valid Values:
A = OCW
B = OCE
C = OCC
D = OCB
E = OCJ
$ = OCE Debit
% = OCE Interlink
@ = OCW Debit
# = OCW Interlink
& = OCC Debit
* = OCC Interlink

NOTE:
This list can change as installations
are added to VisaNet.

3 Processing Code 59–60 2 AN

25 POS Condition Code 61–62 2 AN

Electronic Reporting
Filler 63 1 AN Space.
F2 Primary Account Number 64–91 28 AN
44.5 CVV Results Code (FLAG1) 92 1 AN
44.10 CVV2 Results Code (FLAG2) 93 1 AN
4 Transaction Amount 94–105 12 N Format: PIC 9(10)V99
14 Card Expiration Date 106–109 4 N Format: MMYY
39 Response Code 110–111 2 AN
38 Authorization Code 112–117 6 AN
n/a Issuer Station ID 118–121 4 N 1st 4 positions of Issuer Station ID
n/a Acquirer Station ID 122–125 4 N 1st 4 positions of Acquirer Station ID
63.1 Network ID 126–129 4 N
n/a Billing Tran Code ID 130–131 2 N Visa Internal

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-10 POSA File—Detail Record Layout (continued)

Length
ISO Field Field Name Position (Bytes) Type Comments
n/a Card Type 132–133 2 AN _4 = Visa Classic
_B = Visa Business
_D = Visa Commerce
_E = Visa Electron
_H = Visa Infinite
_J = Visa Platinum
_K = Visa Signature
_O = Visa Business Signature
_P = Visa Premier
_R = Visa Corporate (T&E)
_S = Visa Corporate Procurement
_V = VPAY
DV = Debit Visa

_3 = American Express
_5 = MasterCard
_6 = Diners’
_7 = JCB
_8 = Discover
_9 = Private Label
_U = Unknown Card

SMS and Interlink:

1st byte = “D”
2nd byte = from CARDTYPE table
in VTRS

If no value is found from the above

Electronic Reporting

two steps, then the 2nd byte = “?”

(Undefined)
n/a Response Date 134–138 5 N Format: YYDDD Julian date
n/a Response Time 139–144 6 N Format: HHMMSS
n/a Line Type 145–146 2 AN The communication line type is
populated from tables based on the
source station value.
60.1 Terminal Type 147 1 AN
44.2 Address Verification Result 148 1 AN
Code
44.1 Response Source/ Reason 149 1 N
Code For STIP
18 Merchant Type 150–153 4 AN
n/a Report and Billing Indicator 154 1 AN Report/Billing Indicator for Visa use
n/a Interlink Indicator 155 1 AN Valid values: Y or N
62.1 Authorization Characteristics 156 1 AN
Indicator

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-10 POSA File—Detail Record Layout (continued)

Length
ISO Field Field Name Position (Bytes) Type Comments
62.2 or Gateway Transaction Identifier 157–171 15 N If the transaction is not an American
62.17 Express or MasterCard transaction,
this field is populated with field 62.2
data.

If the transaction is an American

Express or MasterCard transaction,
this field is populated with field
62.17 data.

NOTE:
If American Express, it contains the
AMEX CAPN authorization number.

62.3 Validation Code 172–175 4 AN

62.3 Downgrade Reason Code 176–177 2 AN Contains 1st 2 bytes of field 62.3,
if field 62.1 = N.
61.1 Cash-Back Amount 178–190 13 N Format: PIC 9(11)V99
32 Acquirer BIN 191–201 11 AN Format: 1st 6 positions followed by
spaces.
49 Transaction Currency Code 202–204 3 AN
4 Original Transaction Amount 205–216 12 N
n/a Transaction Decimal Digits 217 1 N Number of decimal positions in
currency format.
62.4 Market-Specific Data 218 1 AN
Identifier

Electronic Reporting
95 Replacement Amount 219–242 12 N Format: 12 bytes starting from
position 1. Value is right-justified,
with lead zero-fill. Remaining
positions (231–242) must be filled
with zeros.
MTI Message Type Identifier 243–246 4 N
(Acquirer Message Type)
62.2 Transaction Identifier 247–261 15 AN
68 Issuer Country Code 262–264 3 N
n/a Issuer Region Code 265 1 AN Identifies issuer region:
1 = US
2 = CA
3 = VE
4 = AP
5 = LAC
6 = CEMEA
19 Acquiring Institution Country 266–268 3 N
Code

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 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-10 POSA File—Detail Record Layout (continued)

Length
ISO Field Field Name Position (Bytes) Type Comments
n/a Acquirer Region Code 269 1 AN Identifies acquirer region:
1 = US
2 = CA
3 = VE
4 = AP
5 = LAC
6 = CEMEA
19 Merchant Country Code 270–272 3 AN
n/a Merchant Region Code 273 1 AN Identifies merchant region:
1 = US
2 = CA
3 = VE
4 = AP
5 = LAC
6 = CEMEA
7 Month 274–275 2 N Format: MM, from GMT transaction
date.
Day 276–277 2 N Format: DD, from GMT transaction
date.
Year 278–279 2 N Format: YY, from GMT transaction
date.
121 Issuer ID 280–290 11 AN Format: 1st 6 positions of issuing
BIN, followed by spaces.
60.1 Terminal Type 291 1 AN
60.2 Terminal Entry Capability 292 1 AN
Electronic Reporting

63.2 Preauthorization limit 293–296 4 N

126.10 pos. CVV2 Authorization Request 297 1 AN
2 Data: Response Type
126.10 pos. CVV2 Authorization Request 298 1 AN
1 Data: Presence indicator
11 Systems Trace Audit Number 299–304 6 AN
37 Retrieval Reference Number 305–316 12 N Format: YDDDNNNNNN, where
NNNNNN is from ISO Field 11.
44.12 Check Settlement Code 317 1 AN n/a for BASE I
100 Receiving Institution ID Code 318–328 11 AN
125 Check ABA Number 329–337 9 N n/a for BASE I
Check Customer Account 338–356 19 AN n/a for BASE I
Check Number 357–371 15 AN n/a for BASE I
Raw MICR Data 372–435 64 AN n/a for BASE I
43.1 Card Acceptor Name 436–460 25 AN
43.2 Card Acceptor Location (City) 461–473 13 AN

G-20 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix G Visa Point-of-Sale Authorization (POSA) File

Table G-10 POSA File—Detail Record Layout (continued)

Length
ISO Field Field Name Position (Bytes) Type Comments
44.13 CAVV Results Code 474 1 AN
44.4 Card Product Type 475 1 AN
44.8 Card Authentication Results 476 1 AN
Code
51 Currency Code, Cardholder 477–479 3 N
Billing
59 pos. 1–2 State Code 480–481 2 AN
59 pos. 3–5 Country Code 482–484 3 AN
59 pos. Postal Code 485–493 9 AN
6–14
60.8 Other POS Info: Electronic 494–495 2 AN
Commerce transactions
63.8 Visa Acquirer Business ID 496–503 8 N
126.8 Transaction ID (XID) 504–523 20 AN
62.23 Card-Level Results 524–525 2 AN
22.2 POS Entry Capability 526 1 AN Used by acquirers to manage their
merchants’ field terminals. Valid
values are 0, 1, 2, 8, 9.
126.15 MasterCard UCAF Collection 527 1 AN A conditional field that determines
Indicator if field 126.16 is present in the
transaction.
126.16. MasterCard UCAF Field 528-559 32 AN Contains up to 32 bytes maximum
of EBCDIC data.

Electronic Reporting
62.20 Merchant Verification Value 560-569 10 AN Contains the Merchant Verification
Value (MVV) used to identify
merchants that participate in the
U.S. Select Merchant Fee (SMF)
program. The MVV is unique to the
merchant.
22.1 POS Entry Mode Code 570–571 2 N A 2–digit code that specifies whether
the entire magnetic stripe is included
in an authorization or financial
request.
62.20 MasterCard Acquirer ID 572–577 6 AN Contains the 6–byte MasterCard ID
(MAID) when applicable. Default
value is spaces.

NOTE:
This value is mapped from the
MasterCard DE-48, Subelement 32.

October 2008 Business

Enhancements addition.
Filler 578–600 23 AN Reserved for future use.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

G.3.4.3 Trailer Record

Table G-11 POSA File—Trailer Record Layout

Length
Field Name Position (Bytes) Type Comments
Record ID 1 1 AN Value = 9
Filler 2–23 22 AN Spaces
Detail Record Count 24-32 9 N Number of detail records in file.
Filler 33-600 568 AN Spaces

G.4 VISA POINT-OF-SALE TRANSACTION INFORMATION (INTERNATIONAL ONLY)

International acquirers can receive these reports through various delivery mechanisms,
depending on the report. Please see the V.I.P. System Reports manual for details.
NOTE
Mail deliveries of these reports on tape, cartridge, and microfiche are not allowed in the U.S. region. Instead, U.S.
acquirers can receive the daily Point-of-Service Authorization (POSA) File, which is an electronically transmitted
data file that includes BASE I and SMS transaction data; it does not support options for detail vs. summary
reports. Using this file, endpoints can generate detail and summary reports for themselves if they wish. For
more information about this file, including record layouts, refer to the previous section: “Visa Point-of-Sale
Authorization (POSA) File.”

G.4.1 POS0110W (POS Detail Report)

Produced four times a month, this report provides the acquirer with a list of authorization
requests processed through a VAP, and authorization requests from POS dial terminals and
electronic cash registers (ECRs) in the VisaNet Authorization System (VAS) Dial Network. The
acquirer can use this report for merchant billing and transaction research.

This report supports CPS with four significant enhancements:

Electronic Reporting

• Reversals: When appropriate, partial authorization reversals are included on the POS Detail
Report. The second line of the transaction detail indicates that it is a reversal and includes
the Replacement Amount.
• Market-Specific Data: For CPS hotel and auto rental, market-specific data must be
included in the authorization request. For these transactions, the second line of the
transaction detail includes the Market-specific Data Indicator.
• Downgrades: Downgrade reason codes, downgrade reason descriptions, and authorization
characteristics indicator values are included.
• Electronic-Print Format: For those receiving the electronic-print format of this report,
partial authorization reversals are included. The Market-specific Data Indicator and the
Replacement Amount fields are appended to the former record layout.
• POS002M (Monthly POS Summary Report): Produced monthly, this report is a summary
of dial terminal authorization requests processed through a VAP and of authorization requests
from dial terminals and ECRs that are directly attached to a Visa POS interface. POS002M
report can be used to analyze dial terminal traffic.
The reports are available by subscription only. Contact your Visa representative for more
information. Acquirers also can obtain raw data records of point-of-sale or point-of-service

G-22 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

information through BASE II transmission (BASE II TC 33 records). This option is available

only at Visa’s discretion.

G.4.2 BASE-II/TC 45 (Print) Formats

Visa provides one or two separate files. The second file is only available the last reporting
period of the month.

The first file contains record specifications for the POS Detail Report, as shown in Table G-12.
The file’s last record is a trailer record, which contains a count of the number of detail records
that preceded it on the file. The count can be used to verify that all data were read. Table G-13
provides the trailer record layout.

The second file contains the POS Summary Report in Table G-14.

For a file containing multiple BINs, all detail records for all BINs are followed by the summary
records for all BINs.

G.4.2.1 POS Detail File

Table G-12 includes the record formats for the POS Detail Report (POS0110W).

Table G-12 Weekly POS Detail Record Specifications

Field Name Position Attributes Description

Acquirer BIN 1–11 11 AN The acquiring member’s BASE identification

number.

Format: Left-justified, space-filled

Terminal ID Number 12–34 23 AN The merchant terminal ID number.
Tran Date 35–40 6 N The transaction date (Greenwich mean time).

Electronic Reporting
Format: mmddyy
Tran Time 41–46 6 N The transaction time (Greenwich mean time).
Format: hhmmss
Processing Code 47–48 2 N The customer transaction type. For valid codes,
see the field 3 description in the chapter titled
Data Field Descriptions of this manual.
POS Condition Code 49–50 2 N Additional information about the type of
customer transaction. For valid codes, see the
field 25 description in the chapter titled Data
Field Descriptions of this manual.
Terminal POS Entry 51 1 AN An indicator that describes how the transaction
Mode was captured. For valid codes, see the field 22
description in the chapter titled Data Field
Descriptions of this manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Term Format Code 52 1 AN The terminal message format code:

2 = Sweda
4 = Verifone
5 = Second generation
6 = AMEX
7 = Vacal-Radic
A = DMC
B = GTE/Omron
C = Taltek
D = Datatrol
F = Second generation, CVV qualified
L = Leased line
M = Member terminal
R = GTE/OMRON CVV qualified
S = Datatrol (oil companies)
Account/ID Number 53–75 23 AN The cardholder account number or customer ID
for check acceptance. For more information, see
the field 2 description in the chapter titled Data
Field Descriptions of this manual.
Merch Type 76–79 4 N The merchant category code. For more
information, see the field 18 description in the
chapter titled Data Field Descriptions of this
manual.
Debit Card Type 80 1 AN The valid values are:
Indicator
Space = BASE I card type
D = Debit card type
Electronic Reporting

Authorized Amount 81–92 12 N The transaction amount in U.S. dollars. Format:

Right-justified, zero-filled
Expire Date 93–96 4 N The expiration date of card or customer ID.
For more information, see the field 14 field
description in the chapter titled Data Field
Descriptions of this manual. Format: mmyy
Response Code 97–98 2 N The BASE I and SMS response code. For valid
codes, see the field 39 description in the chapter
titled Data Field Descriptions of this manual.
Auth Code 99–104 6 AN The authorization code for approved transactions.
Format: Left-justified, space-filled

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Line Type 105–106 2 AN The VisaNet access method:

AV = AVS Only
AL = ASYNC
CW = USA CDPD
DC = Datapac Canada
DG = Guam Dial
DF = Dial/Feature group B (aka 950)
DI = Dial ISDN
DL = Dial Terminal Local DV = Data over voice
DW = Dial Terminal WATS
EC = E-commerce
EL = ECR Leased, X25 gateway, direct connect
merchants
EP = Europe POS
FS = Feature Group B–Synch
PG = Internet SSL
JD = Japan Acquirer
LC = Local Canada
MD = Mexico Dial
MP = VAP (MIP or MIP/PC)
MW = Metricom
MX = Intenet Set
PL = Proc Leased
TN = TNS
UD = Undefined
XL = X.25
Issuer ID 107–110 4 N The first 4 digits of the station ID of the

Electronic Reporting
responding processing center.
Stand-in Processing 111 1 N The response source and reason code. For
Advice Code valid codes, see the field 44.1 description in
the chapter titled Data Field Descriptions of this
manual.
Acquirer ID 112–115 4 N The first 4 digits of the station ID associated with
the acquirer of the transaction.
AVS Result 116 1 AN The Address Verification Service result code. For
valid codes, see the field 44.2 description in
the chapter titled Data Field Descriptions of this
manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Card Type 117 1 AN A code identifying the card type (3 through 9)

and card product (B, E, P) used. BASE I card
types (when SMS Indicator for Debit = Spaces):

3 = American Express
4 = Visa Classic
5 = MasterCard
6 = Diners Club
7 = JCB Card
8 = Discover
9 = Private Label
B = Visa Business Card
E = Visa Electron
P = Visa Premier/Gold
R = Visa Corporate T&E
S = Visa Corporate Purchasing
U = Undefined
W = ETC Scan
X = JBS, Inc.
Y = Telecheck
Z = Telecredit
Electronic Reporting

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Card Type (continued) 117 1 AN Debit card types (when SMS Indicator = “D”):
(continued) (continued)
A = Transfund
B = Mellon Special
E = Accel
F = Magic Line
G = Interlink
H = Tyme
I = Internet (Most)
J = Gulfnet
L = Alert
M = Bankmate
N = Cash Station
O = Magic Line
Q = Star/Explore
R = NYCE
S = Money Station
U = AFFN
V = Visa
W = Honor
Y = Yankee 24
Z = MAC
1 = EFT Illinois
7 = Shazam (ITS)
8 = Maestro
? = Undefined

NOTE:
Codes are listed in the field 63.12 field description

Electronic Reporting
in the V.I.P. System SMS POS (Visa & Visa/Electron)
Technical Specifications manual. Also contact
POS Member Support to obtain a list of currently
supported regional networks.

CVV/iCVV 118 1 AN The Card Verification Value or its chip-image

equivalent transaction code. For valid codes, see
the field 44.5 description in the chapter titled
Data Field Descriptions of this manual.
Filler 119–120 2 AN This field is reserved for future use.
Authorization 121 1 AN A code that specifies whether the transaction
Characteristics qualified for CPS. For valid codes, see the
Indicator field 62.1 description in the chapter titled Data
Field Descriptions of this manual.
Transaction Identifier 122–136 15 N The identification number assigned to
CPS-qualified transactions only. For valid codes,
see the field 62.2 description in the chapter
titled Data Field Descriptions of this manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Validation Code 137–140 4 AN The Visa-calculated code assigned to

CPS-qualified transactions only to ensure key
0100 request fields match with same fields in
deferred clearing messages. For valid codes, see
the field 62.3 description in the chapter titled
Data Field Descriptions of this manual.
Downgrade Reason 141–142 2 AN If the transaction is CPS-qualified, this field
Code contains spaces. If the field = N or X (the
transaction did not qualify for CPS), it contains
one of the downgrade codes listed in the chapter
titled Data Field Descriptions.
Cashback Amount 143–152 10 N The amount of cash dispensed. Format:
Right-justified, zero-filled
Transaction Currency 153–155 3 AN The currency code for the transaction. For more
Code information, see the field 49 field description in
the chapter titled Data Field Descriptions of this
manual. Valid currency codes are listed in the
appendix titled “Country and Currency Codes,”
of this manual.
Original Transaction 156–167 12 N The transaction amount in the currency in which
Amount the transaction originated. For more information,
see the field 4 description in the chapter titled
Data Field Descriptions of this manual.
Transaction Amount 168 1 N The number of decimal positions contained in the
Decimal Positions currency amount in which transaction originated.
Market-specific Data 169 1 AN For valid codes, see the field 62.4 description in
Electronic Reporting

Indicator the chapter titled Data Field Descriptions of this

manual.
Replacement Amount 170–181 12 N If the replacement amount is greater than zero,
it reflects the corrected authorization amount
and indicates that this detail record pertains
to a partial authorization reversal. Format:
Right-justified, zero-filled U.S. dollar equivalent

For more information, see the field 62.4 field

description in the chapter titled Data Field
Descriptions of this manual.
Replacement 182-193 12 N The replacement amount as defined for positions
Amount, Original 170–181 except in the currency of the country
in which the transaction originated. Refer
to position 168 for the number of decimals.
Format: Right-justified, zero-filled U.S. dollar
equivalent

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-12 Weekly POS Detail Record Specifications (continued)

Field Name Position Attributes Description

Filler 194–200 19 AN Spaces. Positions reserved for future use.

Table G-13 POS Detail Record—Trailer

Field Name Position Attributes Description

Filler 1–11 11 AN This is a constant, TRAILER.
Filler 12–34 23 AN Spaces.
Trailer Record Count 35–42 8 N The number of detail records.
Filler 43–50 8 N Zeros.
Filler 51–80 30 AN Positions 51–57 = ****

Positions 58–71 = TRAILER RECORD

Positions 72–80 = ****

Filler 81–200 122 AN Spaces.

G.4.2.2 POS Summary File

The second file of the POS Detail and Summary reports contains the POS Summary Report
(POS002M) shown in Table G-14.

Table G-14 Monthly POS Summary Report

Field Name Position Attributes Description

Record Type 1 1 N 1 = Detail/Card type total records

Electronic Reporting
2 = Terminal total record (Debit card type
indicator = spaces; Card type = spaces)
3 = BIN total record–detail
4 = BIN total record–totals (Debit card type
indicator = spaces; Card type = spaces)
Acquiring BIN 2–12 11 AN The acquiring member’s BIN. The information in
this field must be left-justified, space-filled. For
more information, see the field 32 description in
the chapter titled Data Field Descriptions of this
manual.
Terminal ID 13–35 23 AN The merchant terminal ID number. For more
information, see the field 41 description in the
chapter titled Data Field Descriptions of this
manual.

NOTE:
This field is spaces for record types 3 and 4.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-14 Monthly POS Summary Report (continued)

Field Name Position Attributes Description
Debit Card Type 36 1 AN The valid values are:
Indicator
Space = BASE I card type
D = Debit card type

NOTE:
This field is spaces for record types 2 and 4.
Electronic Reporting

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-14 Monthly POS Summary Report (continued)

Field Name Position Attributes Description
Card Type 37 1 AN A code identifying the card type used. BASE I
card types (when Debit Indicator = Spaces):

3 = American Express
4 = Visa Classic (includes other Visa Card types
P, E, B, R, and S)
5 = MasterCard
6 = Diners Club
7 = JCB Card
8 = Discover
9 = Private Label
U = Undefined
W = ETC Scan
X = JBS, Inc.
Y = Telecheck
Z = Telecredit

Debit card types (when Debit Indicator = D): A

= Transfund
B = Mellon Special
E = Accel
F = Magic Line
G = Interlink
H = Tyme
I = Internet (Most) J = Gulfnet
L = Alert
M = Bankmate
N = Cash Station
O = Magic Line
Q = Star/Explore
R = NYCE

Electronic Reporting
S = Money Station
U = AFFN
V = Visa
W = Honor
Y = Yankee 24
Z = MAC
1 = EFT Illinois
7 = Shazam (ITS)
8 = Maestro
? = Undefined

NOTE:
Codes are listed in the “Description” section of
field 63.12 in the V.I.P. System SMS POS (Visa &
Visa/Electron) Technical Specifications manual.
Also contact POS Member Support to obtain a list
of currently supported regional networks.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-14 Monthly POS Summary Report (continued)

Field Name Position Attributes Description
Response Type 38 1 N The transaction response indicator:

1 = Approval
2 = Referral
3 = Confiscate
4 = Decline
5 = Reversals
6 = Adjustments (Debit)
7 = Returns (Debit)
8 = Chargebacks/Representments (Debit)
T = Totals (Sum of response types 1 through 8)
Local Count 39–47 9 N The local line transaction count.
WATS Count 48–56 9 N The WATS line transaction count.
950 Count 57–65 9 N The feature group B–Asynch (950) transaction
count.
MIP Count 66–74 9 N The MIP transaction count.
ECR Count 75–83 9 N The ECR transaction count.
AVS Count 84–92 9 N The count of airline transactions where address
verification was present.
Local Canada Count 93– 101 9 N The local Canada line transaction count.
FGB-Synch Count 102–110 9 N The feature group B–Synch transaction count.
800 Synch Count 111–119 9 N The 800 Synch transaction count.
Data-Over-Voice 120–128 9 N The data over voice transaction count.
Count
Dial ISDN Count 129–137 9 N The dial ISDN transaction count.
Electronic Reporting

Datapac Canada 138–146 9 N The Datapac Canada transaction count.

Count
E-commerce Count 147–155 9 N The e-commerce count.
Other Count 156–164 9 N The transaction count for terminals that did
not match one of the previously mentioned
communication line types.
Japan Acquirer Count 165–173 9 N The Japan acquirer count.
Guam dial count 174–182 9 N The Guam dial count.
Mexico dial count 183–191 9 N The Mexico dial count.
Metricom count 192–200 9 N The Metricom count.
USA CDPD count 201–209 9 N The USA CDPD count.
Proc Leased Count 210–218 9 N The Proc Leased count.
ASYNC Count 219–227 9 N The ASYNC count.
X.25 Count 228–236 9 N The X.25 count.
INTRNT SSL Count 237–245 9 N The INTRNT SSL count.
Filler 246–254 9 N This field is zero-filled.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-14 Monthly POS Summary Report (continued)

Field Name Position Attributes Description
Total Count 255–263 9 N The total transaction count.
Average Transaction 264–270 7 N The average transaction amount rounded to the
Amount nearest whole amount in U.S. dollars.

G.4.3 BASE II Electronic Distribution

With Visa concurrence, BASE I acquirers can receive POS raw data for BASE I Visa Card
transactions through a BASE II transmission. For POS raw data, this general layout is used for
the BASE II TC 33 record.
• Bytes 1 through 34 contain BASE II transaction header information.
• Bytes 35 through 167 contain specific information related to POS raw data.
• Byte 168 contains the BASE II reimbursement attribute.
Table G-15 describes each BASE II TC 33 record data element used to transmit POS raw data.

Table G-15 TC 33 Record Format for POS Raw Data

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
acquirer destination.

Electronic Reporting
Source BIN 11–16 6 N 400083
Report Identifier 17–19 3 AN POS
Julian Date 20–22 3 N The day data was prepared.

Format: ddd
Report Line 23–32 10 N A Visa-assigned report line number used
Sequence Number to ensure that the report is printed in the
sequence it was generated.
Reserved 33–34 2AN Spaces.
POS Data
Acquirer BIN 35–45 11 AN The acquiring member’s BIN. See the
field 32 description in the chapter titled
Data Field Descriptions of this manual.
Terminal ID Number 46–68 23 AN The merchant terminal ID number. See the
field 42 and 41 descriptions in the chapter
titled Data Field Descriptions of this manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-15 TC 33 Record Format for POS Raw Data (continued)

Field Name Position Attributes Description
Tran Date 69–74 6 N The transaction date. See the field 7
description in the chapter titled Data Field
Descriptions of this manual. Format:
mmddyy
Tran Time 75–80 6 N Transaction time (Greenwich mean time).
See the field 7 description in the chapter
titled Data Field Descriptions of this manual.
Format: hhmmss
Processor Code 81–82 2 N The customer transaction type. For valid
codes, see the field 3 description in the
chapter titled Data Field Descriptions of this
manual.
Account/ID Number 83–98 16 AN The cardholder account number or customer
ID for check guarantee transactions. See
the field 7 description in the chapter titled
Data Field Descriptions of this manual.
Merchant Type 99–102 4 AN The merchant category code. See the
field 18 description in the chapter titled
Data Field Descriptions of this manual.
Authorized Amount 103–114 12 N The authorized amount in the original
currency. See the field 4 description in the
chapter titled Data Field Descriptions of this
manual. Format: right-justified, zero-filled
Expire Date 115–118 4 N The expiration date of card or customer ID.
See the field 14 description in the chapter
titled Data Field Descriptions of this manual.
Format: mmyy
Response Code 119–120 2 AN The BASE I and SMS response codes. For
Electronic Reporting

valid codes, see the field 39 description in

the chapter titled Data Field Descriptions
of this manual.
Authorization Code 121–126 6 AN The authorization code for approved
transactions. See the field 38 description in
the chapter titled Data Field Descriptions
of this manual. Format: left-justified,
space-filled
Line Type 127–128 2 AN The type of line from which transactions
originated. Codes are listed in the table titled
“Weekly POS Detail Record Specifications”,
Line Type, positions 105–106.
Acquirer ID 129–132 4 AN The first 4 digits of the station ID associated
with the acquirer of the transaction.
Card Verification 133 1 AN The Card Verification Value transaction
Value code. For valid codes, see the field 44.5
description in the chapter titled Data Field
Descriptions of this manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-15 TC 33 Record Format for POS Raw Data (continued)

Field Name Position Attributes Description
AVS Result 134 1 AN The Address Verification Service result
code. For valid codes, see the field 44.2
description in the chapter titled Data Field
Descriptions of this manual.
POS Entry Mode Code 135–137 3 AN The indicator that describes how the
transaction was captured. For valid codes,
see the field 22 description in the chapter
titled Data Field Descriptions of this manual.
Additional POS 138–139 2 AN The additional information about the
Information terminal used in the transaction. For valid
codes, see the field 60 description in
Chapter 4 of this manual.
POS Condition Code 140–141 2 AN The additional information about the type of
customer transaction. For valid codes, see
the field 25 description in the chapter titled
Data Field Descriptions of this manual.
Term Entry Mode 142 1 AN The transaction indicator that describes how
the transaction was captured. For valid
codes, see the field 60 description in the
chapter titled Data Field Descriptions of this
manual.
Term Format Code 143 1 AN The terminal message format code. Refer
to position 52 in the table titled “Weekly
POS Detail Record Specifications” for a list
of the format codes.
Stand-In Processing 144 1 AN The response source and reason code. For
Advice Code valid codes, see the field 44.1 description
in the chapter titled Data Field Descriptions

Electronic Reporting
of this manual.
Currency Code 145–147 3 AN The currency code for the transaction.
For more information, see the field 49
description in the chapter titled Data Field
Descriptions of this manual. Refer to the
appendix titled Country and Currency Codes,
for valid currency codes.
Authorization 148 1 AN The code that specifies whether the
Characteristics transaction qualified for CPS. For valid
Indicator codes, see the field 62.1 description in the
chapter titled Data Field Descriptions of this
manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-15 TC 33 Record Format for POS Raw Data (continued)

Field Name Position Attributes Description
Transaction Identifier 149–163 15 N The identification number assigned to
CPS-qualified transactions only. For valid
codes, see the field 62.2 description in the
chapter titled Data Field Descriptions of this
manual.

NOTE:
On the paper version, the downgrade
reason appears in the same position as
the Transaction ID when the Authorization
Characteristics Indicator = “N” or “X”.

Validation Code 164–167 4 AN The Visa-calculated code assigned to

CPS-qualified transactions only to ensure
key 0100 request fields match with same
fields in deferred clearing messages. For
valid codes, see the field 62.3 description
in the chapter titled Data Field Descriptions
of this manual.
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

Table G-16 describes the TC 33 record data elements for cashback authorization raw data.

Table G-16 TC 33 Record Format for POS Raw Data—Cashback Authorizations

Field Name Position Attributes Description

Transaction Code 1–2 2 N This is a constant, 33.
Electronic Reporting

Transaction Code 3 1 N This is a constant, 0.

Qualifier
Transaction 4 1 N This is a constant, 1.
Component
Sequence Number
Cashback Amount 5–16 12 N The cashback amount in the authorization
request. For more information, see the field
61.1 description in the chapter titled Data
Field Descriptions of this manual.
Merchant Name 17–41 25 AN The first position in this field cannot be a
space.
Merchant Country 42–44 3 AN This field contains a valid BASE II code. The
Code first two positions of this field will be the
country code and the third character will be
a space.
Card-Level Results 45–46 2 AN This field contains the product defined for
the card-level results in the authorization.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-16 TC 33 Record Format for POS Raw Data—Cashback

Authorizations (continued)
Field Name Position Attributes Description
Merchant Verification 47–56 10 AN This field contains the information from
Value field 62.20 that is used to identify
participants in the U.S. Select Merchant
Fee program.
AMEX Point-of-Service 57–68 12 AN This field will contain the value of the AMEX
(POS) Entry Mode Point-of-Service Data Code subfield from
field 116, with dataset ID 66, tag 01,
which contains data from American Express
authorization request messages.

This field will be blank when field 116,

with dataset ID 66, is not present in 0110
authorization response messages.
MasterCard 69–71 3 N This field will contain the value of the
Point-of-Service MasterCard Point-of-Service (POS) Entry
(POS) Entry Mode Mode subfield from field 116, with dataset
ID 67, tag 01, which contains data from CIS
DE 22 in MasterCard authorization request
messages.

This field will be blank when field 116,

with dataset ID 67, is not present in 0110
authorization response messages.
MasterCard 72–73 2 N This field will contain the value of the
Point-of-Service MasterCard Point-of-Service (POS) Personal
(POS) Personal ID ID Number (PIN) Capture Code subfield from
Number (PIN) Capture field 116, with dataset ID 67, tag 02, which
Code contains data from CIS DE 26 in MasterCard
authorization request messages.

Electronic Reporting
This field will be blank when field 116,
with dataset ID 67, is not present in 0110
authorization response messages.
MasterCard 74–99 26 AN This field will contain the value of the
Point-of-Service MasterCard Point-of-Service (POS) Data
(POS) Data subfield from field 116, with dataset ID
67, tag 03, which contains data from CIS
DE 61 in MasterCard authorization request
messages.

When populated, this field will contain

between 1 and 26 bytes of data. Unused
bytes will be space-filled to the right.

This field will be blank when field 116,

with dataset ID 67, is not present in 0110
authorization response messages.
Filler 100–167 68 AN
Reserved Field 168 1 AN This field contains a zero.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-17 describes each BASE II TC 33 record data element used to transmit POS raw
data for full and partial reversals.

Table G-17 TC 33 Record Format for POS Raw Data—Full or Partial Reversals

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
acquirer destination.
Source BIN 11–16 6 N 400083
TC33 Application 17–19 3 AN PSR
Code
Julian Date 20–22 3 N The day data was prepared.

Format: ddd
Report Line Sequence 23–32 10 N A Visa-assigned report line number used
Number to ensure that the report is printed in the
sequence it was generated.
Reserved 33–34 2AN Spaces.
POS Data
Acquirer BIN 35–45 11 AN The acquiring member’s BIN. See the
Electronic Reporting

field 32 description in the chapter titled

Data Field Descriptions of this manual.
Terminal ID Number 46–68 23 AN The merchant terminal ID number. See the
field 42 and 41 descriptions in the chapter
titled Data Field Descriptions of this manual.
Tran Date 69–74 6 N The transaction date. See the field 7
description in the chapter titled Data Field
Descriptions of this manual. Format:
mmddyy
Tran Time 75–80 6 N Transaction time (Greenwich mean time).
See the field 7 description in the chapter
titled Data Field Descriptions of this manual.

Format: hhmmss
Account/ID Number 81–96 16 AN The cardholder account number or customer
ID for check guarantee transactions. See
the field 2 description in the chapter titled
Data Field Descriptions of this manual.
Merchant Type 99–100 4 AN The merchant category code. See the
field 18 description in the chapter titled
Data Field Descriptions of this manual.

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-17 TC 33 Record Format for POS Raw Data—Full or Partial

Reversals (continued)
Field Name Position Attributes Description
Authorized Amount 101–112 12 N The authorized amount in the original
currency. See the field 4 description in the
chapter titled Data Field Descriptions of this
manual. Format: rght-justified, zero-filled
Expire Date 113–116 4 N The expiration date of the card or customer
ID. See the field 14 description in the
chapter titled Data Field Descriptions of this
manual. Format: mmyy.
Response Code 117–118 2 AN The BASE I and SMS response codes. For
valid codes, see the field 39 description in
the chapter titled Data Field Descriptions
of this manual.
Authorization Code 119–124 6 AN The authorization code for approved
transactions. See the field 38 description in
the chapter titled Data Field Descriptions
of this manual. Format: left-justified,
space-filled
Line Type 125–126 2 AN The type of line from which transactions
originated. Codes are listed in the chapter
titled Data Field Descriptions, Line Type,
positions 105–106.
Acquirer ID 127–130 4 AN The first 4 digits of the station ID associated
with the acquirer of the transaction.
POS Entry Mode Code 131–133 3 AN The indicator that describes how the
transaction was captured. For valid codes,
see the field 22 description in the chapter
titled Data Field Descriptions of this manual.

Electronic Reporting
Additional POS 134–135 2 AN The additional information about the
Information terminal used in the transaction. For valid
codes, see the field 60 description in the
chapter titled Data Field Descriptions of this
manual.
POS Condition Code 136–137 2 AN The additional information about the type of
customer transaction. For valid codes, see
the field 25 description in the chapter titled
Data Field Descriptions of this manual.
Currency Code 138–140 3 AN The currency code for the transaction.
For more information, see the field 49
description in the chapter titled Data Field
Descriptions of this manual. For valid
currency codes, refer to the appendix titled
“Country and Currency Codes.”

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 Appendix G Visa Point-of-Sale Transaction Information
(International Only)

Table G-17 TC 33 Record Format for POS Raw Data—Full or Partial

Reversals (continued)
Field Name Position Attributes Description
Replacement Amount 141–152 12 N If the replacement amount is greater than
(original currency) zero, it reflects the corrected authorization
amount and indicates that this detail
record pertains to a partial authorization
reversal. For more information, see the
field 62.4 field description in the chapter
titled Data Field Descriptions of this manual.
Format: right-justified, zero-filled U.S. dollar
equivalent.
Transaction Identifier 153–167 15 N The identification number assigned to
CPS-qualified transactions only. For valid
codes, see the field 62.2 description in the
chapter titled Data Field Descriptions of this
manual.

NOTE:
On the paper version, the downgrade
reason appears in the same position as
the Transaction ID when the Authorization
Characteristics Indicator = N or X.

BASE II Data
Reserved Field 168 1 AN This is a constant, 0.

Table G-18 describes the TC 33 record data elements for cashback authorization reversal
raw data.

Table G-18 TC 33 Record Format for POS Raw Data—Cashback Authorization Reversals
Electronic Reporting

Field Name Position Attributes Description

Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 1.
Component
Sequence Number
Cashback Amount 5–16 12 N The cashback amount in the
authorization request. For more
information, see the field 61.1
description in the chapter titled Data
Field Descriptions of this manual.
Merchant Name 17–41 25 AN
Merchant Country 42–44 3 AN
Code
Card-Level Results 45–46 2 AN Data from ISO field 62.23.
Merchant Verification 47–56 10 AN Data from ISO field 62.20.
Value

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 Appendix G Custom Payment Service (CPS) Downgrade Reports

Table G-18 TC 33 Record Format for POS Raw Data—Cashback Authorization

Reversals (continued)
Field Name Position Attributes Description
Filler 57–99 43
Filler 100–167 68
Reserved Field 168 1 AN This field contains a zero.

G.5 CUSTOM PAYMENT SERVICE (CPS) DOWNGRADE REPORTS

NOTE
The information in this section applies only to the U.S. region.

Acquirers that participate in CPS can subscribe to either a paper or an electronic print version
of these CPS reports:
• RPS7000 (Visa Custom Payment Service, Downgrade Detail Report): Produced four
times a month, this report provides the acquirer with the list of transactions that were
submitted for CPS processing and were subsequently downgraded to non-CPS status.
• RPS7100 (Visa Custom Payment Service, Downgrade Summary Report):Produced
monthly, this report provides the number of transactions that were submitted for CPS
processing, the number of transactions that qualified for CPS processing, and the number of
transactions that were downgraded.
NOTE
The detail report is available only to those acquirers that subscribe to the monthly report.

When acquirers select the electronic print version of the reports, Visa transmits the reports
through the BASE II Clearing and Settlement System, using TC 45. Table G-6 provides the
TC 45 record specifications for these reports.

Electronic Reporting
G.6 AUTHORIZATION PROFILE REPORTS
Issuers can subscribe to the Authorization Profile Reports. There are two basic reports:
• The Issuer and Stand-In Authorization Summary by Authorization Criteria report. This
report provides a comparison of the issuer’s authorization responses to the STIP responses.
Three versions of this report are available:
- Processor (APR2100)
- BIN (APR5100)
- Risk level within BIN (APR6100).
- Product ID level within BIN (APR7100)
• The Capacity Management Diversion to Stand-In report.This report provides an analysis
of the authorization requests that were diverted to STIP because the issuer reached its
capacity (for PACM participants only).

Issuers can receive Authorization Profile data in these formats:

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 Appendix G Authorization Profile Reports

• Paper report delivered monthly through the mail

• Electronic print version of the paper report delivered monthly or four times a month through
the BASE II Clearing and VisaNet Settlement Service (VSS), using BASE II TC 45
• Raw data delivered monthly or four times a month through the BASE II Clearing and
Settlement System, using BASE II TC 33
Refer to V.I.P. System, BASE I Processing Specifications for more paper report information.
Table G-6shows the record format for BASE II TC 45.

G.6.1 TC 33 Record Formats for Authorization Profile Raw Data

Receiving Authorization Profile data in raw data format allows issuers to use data directly
into their own internal reporting applications. The raw data content parallels the paper
Authorization Profile Reports. A set of raw data records uses the same paper report numbers
for identification:
• APR2120—Issuer and Stand-In Authorization Summary by Authorization Criteria. This report
provides information according to processor.
• APR5120—Issuer and Stand-In Authorization Summary by Authorization Criteria. This report
provides information according to BIN.
• APR6120—Issuer and Stand-In Authorization Summary by Authorization Criteria
This report provides information according to the risk level within BIN.
• APR2220—Capacity Management Diversion to Stand-In. This report provides information
according to processor.
Visa uses the TC 33 record format to transmit these reports to the subscriber. The Report
Identifier field indicates which report is being transmitted. There are TC 33 record formats for:
• A header record, used for all four reports.
Record Type = P–Page Header
• One or more detail records, specific to the report.
Record Type = D–Detail Line
Electronic Reporting

• A trailer record, used for all four reports.

Record Type = T–Trailer
Table G-19 displays the records that apply to each report type.

Table G-19 Authorization Profile Raw Data Records by Report

If the Report Type is... APR5120 and

APR2120 APR6120 APR2220
Then the report Page Header Page Header Page Header
transmission sequence
and content will be...
Detail Record Detail Record Detail Record–Page 1
Trailer Processing Controls and Detail Record
Options Record
- Type 1
- Type 2
Trailer Processor Totals
Trailer

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 Appendix G Authorization Profile Reports

Each detail record contains both BASE II and Authorization Profile information. Bytes 35–167
contain the Authorization Profile information; the remainder of each is standard BASE II TC
33 data. The following ten tables provide each record’s content and format. In all cases,
numeric fields are right-justified with left zero-filled if necessary, and alphanumeric fields are
left-justified with right space-filled if necessary.

G.6.1.1 Page Header Record Layout

Table G-20 includes the page header record layout which applies to all of the Authorization
Profile Reports.

Table G-20 TC 33 for Authorization Profile Data—Page Header Record

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number without the last
zero: APR nnn
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.

Electronic Reporting
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer BIN 35–45 11 AN This field includes the Issuer’s BASE
identification number or processing
center’s ID number.
Report Name 46–53 8 AN The system ID plus report ID.
Line Type 54 1 AN The type of report line: P = Page
Header
From Date 55–64 10 AN The report data start date. Format:
dd-mmm-yy
To Date 65–74 10 AN The report data end date. Format:
dd-mmm–yy
Filler 75–167 93 AN Spaces.
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

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 Appendix G Authorization Profile Reports

G.6.1.2 Trailer Record Layout

Table G-21 shows the trailer record layout applicable to all the Authorization Profile Reports. It
follows the detail records for POS raw data formats.

Table G-21 TC 33 for Authorization Profile Data—Trailer Record

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component Sequence
Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number without the last
zero: APR nnn
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer BIN 35–45 11 AN The Issuer’s BASE identification
number or processing center’s ID
number.
Electronic Reporting

Report Name 46–53 8 AN The system ID plus report ID.

Line Type 54 1 AN The type of report line:

T = Trailer
Record Count 55–63 9 N The number of header, detail, and
trailer records in the report.
Filler 64–167 104 AN Spaces.
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

G.6.1.3 First Detail Record Layout

Table G-22 provides the first detail record layout for Authorization Profile data. This layout
applies to:
• APR2120 Detail Record
• APR5120 Detail Record

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 Appendix G Authorization Profile Reports

• APR6120 Detail Record

• APR2220 Detail Record

Table G-22 TC 33 for Authorization Profile Data—First Detail Record

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number: APR nnn
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer BIN 35–45 11 AN The Issuer’s BASE identification
number or processing center’s ID
number.
Report Name 46–53 8 AN The system ID plus report ID.
Line Type 54 1 AN The type of report line: D = Detail line

Electronic Reporting
Risk Level 55 1 AN The code indicating the risk level of the
reported transactions: “A”, “B”, “C”,
“D”, or space for total BIN. This field
appears in the APR6120 report only.
Report Section 56–57 2 N For more information, see Table G-27.
Line Description Code 58–60 3 AN For more information, see Table G-28.
Filler 61–69 9 AN Spaces.
Eligible Volume 70–79 10 N The total number of transactions
eligible for Positive Authorization
Capacity Management (PACM)
diversion, which is the information for
the Line Description Code item.
Approval Volume 80–89 10 N The total number of approved
transactions.
Approval Amount 90–101 12 N The average dollar amount of approved
transactions.
Referral Volume 102–111 10 N The total number of referred
transactions.

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 Appendix G Authorization Profile Reports

Table G-22 TC 33 for Authorization Profile Data—First Detail Record (continued)

Field Name Position Attributes Description
Referral Amount 112–123 12 N The average dollar amount of referred
transactions
Confiscation Volume 124–133 10 N The total number of confiscated-card
transactions
Confiscation Amount 134–145 12 N The average dollar amount of
confiscated-card transactions
Decline Volume 146–155 10 N Total number of declined transactions
Decline Amount 156–167 12 N Average dollar amount of declined
transactions
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

G.6.1.4 APR2220 Processor Totals Detail Record Layout

Table G-23 provides the layout for the second APR2220 detail record—Processor Totals.

Table G-23 TC 33 for Authorization Profile Data—Second Detail Record

for APR2220 Processor Totals

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Electronic Reporting

Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number APR 222.
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer PCR 35–45 11 AN The issuer’s processing center record
number.
Report Name 46–53 8 AN The system ID plus report ID.
Line Type 54 1 AN The type of report line: D = Detail line
Filler 55 1 AN Spaces.
Report Section 56–57 2 N For more information, see Table G-27.

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 Appendix G Authorization Profile Reports

Table G-23 TC 33 for Authorization Profile Data—Second Detail Record for

APR2220 Processor Totals (continued)
Field Name Position Attributes Description
Line Description Code 58–60 3 AN For more information, see Table G-28.
Filler 61–69 9 AN Spaces.
Purchased Capacity 70–78 9 AN The processing center’s purchased
capacity (number of transactions per
hour).
Processor Capacity 79–87 9 AN The processing center’s actual capacity
(number of transactions per hour).
Authorization Total 88–97 10 N The number of authorization
transactions processed by the
processing center.
Acquirer Total 98–107 10 N The number of acquirer transactions
processed by the processing center
(includes both to and from traffic).
Debit Total 108–117 10 N The number of debit transactions
processed by the processing center
(includes both to and from traffic).
File Maintenance 118–127 10 N The number of file maintenance
Total transactions processed by the
processing center (includes both to
and from traffic).
Advice Total 128–137 10 N The number of advices sent to the
processing center.
Other Total 138–147 10 N The number of other non-authorization
transactions sent to and from the
processing center.

Electronic Reporting
Stand-In Total 148–157 10 N The number of transactions that were
processed by STIP (Stand-In Processor)
rather than the processing center.
Filler 158–167 10 AN Spaces.
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

G.6.1.5 APR5120/APR6120 Processing Controls and Options Record

Table G-24 provides the layout for the second APR5120 and APR6120 detail records.

Table G-24 TC 33 for Authorization Profile Data—APR5120/APR6120

Processing Controls and Options, Type 1

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier

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 Appendix G Authorization Profile Reports

Table G-24 TC 33 for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 1 (continued)
Field Name Position Attributes Description
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number: ARP512 or
APR612
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer BIN 35–45 11 AN The Issuer’s BASE identification
number or processing center’s ID
number.
Report Name 46–53 8 AN The system ID plus Report ID.
Line Type 54 1 AN The type of report line: D = Detail line
Risk Level 55 1 AN This field applies to the APR6120
report only. The code indicating the
risk level of the reported transactions:
A, B, C, D, or space for total BIN.
Report Section 56–57 2 N For more information, see Table G-27.
Line Description Code 58–60 3 AN For more information, see Table G-28.
Electronic Reporting

Filler 61–69 9 AN Spaces.

Available 1-day Count 70–75 6 AN The daily transaction limit for STIP when
the processing center is available.

Edited numeric (commas) or not

applicable.
Available 1-day 76–81 6 AN The daily amount limit for STIP when
Amount the processing center is available.
The content is limited to numbers,
commas, $, and spaces.
Available 4-day 82–87 6 AN The issuer’s specified 4-day multiplier
Multiplier for obtaining the 4-day activity account
and amount limits. The content is
limited to numbers, commas and
spaces.
Unavailable 1-day 88–93 6 AN The daily transaction limit for STIP
Count when the processing center is not
available. The content is limited to
numbers, commas, and spaces.

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 Appendix G Authorization Profile Reports

Table G-24 TC 33 for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 1 (continued)
Field Name Position Attributes Description
Unavailable 1-day 94–99 6 AN The daily amount limit for STIP when
Amount the processing center is not available.
The content is limited to numbers,
commas, $, and spaces.
Unavailable 4-day 100–105 6 AN The issuer’s specified 4-day multiplier
Multiplier for obtaining the 4-day activity
account and amount limits for
“issuer-unavailable” processing.
The content is limited to numbers,
commas, and spaces.
Issuer Limit 106–111 6 AN The issuer-specified dollar amount,
at or above which the transaction is
forwarded to the issuer for processing.
The content is limited to numbers and
spaces.
Filler 112–167 56 AN Not used.

Electronic Reporting

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 Appendix G Authorization Profile Reports

Table G-24 TC 33 for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 1 (continued)
Field Name Position Attributes Description
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

G.6.1.6 APR5120/APR6120 Processing Controls and Options Record—Type 2

Table G-25 provides the layout for the third APR5120 and APR6120 detail records.

Table G-25 TC for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 2

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
VIC.
Report Identifier 17–22 6 AN The report number: APR512 or
Electronic Reporting

APR612
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer BIN 35–45 11 AN The Issuer’s BASE identification
number or processing center’s ID
number.
Report Name 46–53 8 AN The system ID plus report ID.
Line Type 54 1 AN The type of report line: D = Detail line
Risk Level 55 1 AN The code indicating the risk level of the
reported transactions: A, B, C, D, or
space for total BIN. This field applies
to the APR6120 report only.
Report Section 56–57 2 N For more information, see Table G-27.
Line Description Code 58–60 3 AN For more information, see Table G-28.
Filler 61–67 7 AN Spaces.

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 Appendix G Authorization Profile Reports

Table G-25 TC for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 2 (continued)
Field Name Position Attributes Description
Above Issuer Limit 68–78 11 AN The number of transactions above the
Volume issuer limit before random selection
processing was invoked. The content
is limited to numbers and commas.
Between Limits 79–89 11 AN The number of transactions between
Volume the issuer and advice limits semi
random selection processing was
invoked. The content is limited to
numbers and commas.
Below Advice Limit 90–100 11 AN The number of transactions below the
Volume issuer’s advice limit before random
selection processing was invoked. The
content is limited to numbers and
commas.
Below Selected 101–111 11 AN Number of transactions selected
Volume due to the Random Selection Factor
Below-Advice-Limit percentage. The
content is limited to numbers and
commas.
Between Selected 112–122 11 AN The number of transactions selected
Volume due to the Random Selection Factor
Between-Limits percentage. The
content is limited to numbers and
commas.
Activity Testing 123–133 11AN The number of transactions for which
Volume activity testing was performed. The
content is limited to numbers and

Electronic Reporting
commas.
Advices Created 134–144 11 AN The number of advices generated for
Volume the issuer. The content is limited to
numbers and commas.
Advice Limit 145–150 6 AN The Issuer-specified dollar value at or
above which an advice is created for
the issuer. The content is limited to
numbers, commas, $, and spaces.
Random Selection: 151–156 6 AN The percentage of Below-Advice-Limit
transactions that are randomly selected
Below Advice Limit for the next level of processing. The
content is limited to numbers,%, and
spaces.
Random Selection: 157–162 6 AN The percentage of Between-Limits
transactions that are randomly selected
Between Limits for the next level of processing. The
content is limited to numbers,%, and
spaces.
Activity Testing On 163 1 AN The valid values are: Y = yes N = no
Advice Creation On 164 1 AN The valid values are: Y = yes N = no

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 Appendix G Authorization Profile Reports

Table G-25 TC for Authorization Profile Data—APR5120/APR6120 Processing

Controls and Options, Type 2 (continued)
Field Name Position Attributes Description
POS Referral Default 165–166 2 AN The issuer-specified default response
code to be used for referred
transactions when the processing
center is unavailable.
PACM PLAYER 167 1 AN The valid values are: Y = yes N = no
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Attribute

G.6.1.7 APR2220 Detail Record Layout

Table G-26 provides layout for the APR2220 third detail record.

Table G-26 TC 33 for Authorization Profile Data—Third Detail Record for APR2220

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The BASE identification number of the
Electronic Reporting

VIC.
Report Identifier 17–22 6 AN The report number: APR 222
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report.
Reserved 33–34 2 AN Spaces.
Authorization Profile Data
Issuer PCR 35–45 11 AN The issuer’s processing center record
number.
Report Name 46–53 8 AN The system ID plus report ID.
Line Type 54 1 AN The type of report line: D = Detail line
Filler 55 1 AN Spaces.
Report Section 56–57 2 N For more information, see Table G-27.
Line Description Code 58–60 3 AN For more information, see Table G-28.
Filler 61–63 3 AN Spaces.

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 Appendix G Authorization Profile Reports

Table G-26 TC 33 for Authorization Profile Data—Third Detail Record

for APR2220 (continued)
Field Name Position Attributes Description
Eligible Volume 64–72 9 N For each day in the reporting
period, The number of PACM eligible
transactions processed in the hour in
which the highest diversion level was
reached.
Diversion Volume 73–81 9 N The number of transactions diverted
to STIP during the hour in which the
highest level of diversion was reached.
Diversion Amount 82–92 11 N The total dollar amount of transactions
diverted due to PACM divided by the
Diverted Volume.
Diversion Time 93–101 9 N The average response time for the hour
in which the highest level of diversion
was reached.
Total Volume 102–110 9 N The total number of transactions for
the hour.
Total Time 111–119 9 N The average response time for the day.
Highest Diversion 120–121 2 AN The valid values are 0 through 20 or
Level for 0 GMT the symbols., --, **
Highest Diversion 122–123 2 AN The valid values are 0 through 20 or
Level for 1 GMT the symbols., --, **
Highest Diversion 124–125 2 AN The valid values are 0 through 20 or
Level for 2 GMT the symbols., --, **
Highest Diversion 126–127 2 AN The valid values are 0 through 20 or
Level for 3 GMT the symbols., --, **

Electronic Reporting
Highest Diversion 128–129 2 AN The valid values are 0 through 20 or
Level for 4 GMT the symbols., --, **
Highest Diversion 130–131 2 AN The valid values are 0 through 20 or
Level for 5 GMT the symbols., --, **
Highest Diversion 132–133 2 AN The valid values are 0 through 20 or
Level for 6 GMT the symbols., --, **
Highest Diversion 134–135 2 AN The valid values are 0 through 20 or
Level for 7 GMT the symbols., --, **
Highest Diversion 136–137 2 AN The valid values are 0 through 20 or
Level for 8 GMT the symbols., --, **
Highest Diversion 138–139 2 AN The valid values are 0 through 20 or
Level for 9 GMT the symbols., --, **
Highest Diversion 140–141 2 AN The valid values are 0 through 20 or
Level for 10 GMT the symbols., --, *
Highest Diversion 142–143 2 AN The valid values are 0 through 20 or
Level for 11 GMT the symbols., --, **
Highest Diversion 144–145 2 AN The valid values are 0 through 20 or
Level for 12 GMT the symbols., --, **

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 Appendix G Authorization Profile Reports

Table G-26 TC 33 for Authorization Profile Data—Third Detail Record

for APR2220 (continued)
Field Name Position Attributes Description
Highest Diversion 146–147 2 AN The valid values are 0 through 20 or
Level for 13 GMT the symbols., --, **
Highest Diversion 148–149 2 AN The valid values are 0 through 20 or
Level for 14 GMT the symbols., --, **
Highest Diversion 150–151 2 AN The valid values are 0 through 20 or
Level for 15 GMT the symbols., --, **
Highest Diversion 152–153 2 AN The valid values are 0 through 20 or
Level for 16 GMT the symbols., --, **
Highest Diversion 154–155 2 AN The valid values are 0 through 20 or
Level for 17 GMT the symbols., --, **
Highest Diversion 156–157 2 AN The valid values are 0 through 20 or
Level for 18 GMT the symbols., --, **
Highest Diversion 158–159 2 AN The valid values are 0 through 20 or
Level for 19 GMT the symbols., --, **
Highest Diversion 160–161 2 AN The valid values are 0 through 20 or
Level for 20 GMT the symbols., --, **
Highest Diversion 162–163 2 AN The valid values are 0 through 20 or
Level for 21 GMT the symbols., --, **
Highest Diversion 164–165 2 AN The valid values are 0 through 20 or
Level for 22 GMT the symbols., --, **
Highest Diversion 166–167 2 AN The valid values are 0 through 20 or
Level for 23 GMT the symbols., --, **
BASE II Data
Reimbursement 168 1 AN This is a constant, 0.
Electronic Reporting

Attribute

Report Section Field

This field identifies which section of the APR report is being reported in the detail record.
Table G-27 provides the Report Section codes that can appear in the APR detail records.

Table G-27 Report Section Codes

Code Description
01 Issuer responses
02 Stand-in responses
03 Year-to-Date totals
04 BIN Positive Cardholder Authorization Service (PCAS) parameters
05 BIN—other global options
06 Diversion totals
07 Processor diversion totals
08 Processor diversion histogram

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 Appendix G Authorization Profile Reports

Table G-27 Report Section Codes (continued)

Code Description
09 Processor diversion additional data

NOTE
The accumulation of the issuer and STIP responses provides the total responses for the reporting period.

Line Description Code Field

This field identifies the line or lines of data from the APR report section that are reported in
the detail record. Table G-28 provides the Line Description codes that can appear in the
APR detail records.

Table G-28 Line Description Codes

Code Description
001 Commercial Travel
002 Lodging
003 Automobile Rental
004 Restaurant
005 Medical
006 Mail/Telephone
007 Risky Purchase
008 Other Purchase
009 ATM Cash
010 Quasi-cash
011 Other Cash

Electronic Reporting
101 1st of the month
102 2nd of the month
103 3rd of the month
104 4th of the month
105 5th of the month
106 6th of the month
107 7th of the month
108 8th of the month
109 9th of the month
110 10th of the month
111 11th of the month
112 12th of the month
113 13th of the month
114 14th of the month
115 15th of the month

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 Appendix G Exception File Listings

Table G-28 Line Description Codes (continued)

Code Description
116 16th of the month
117 17th of the month
118 18th of the month
119 19th of the month
120 20th of the month
121 21st of the month
122 22nd of the month
123 23rd of the month
124 24th of the month
125 25th of the month
126 26th of the month
127 27th of the month
128 28th of the month
129 29th of the month
130 30th of the month
131 31st of the month
205 Mandatory forward
210 PACM capacity available
215 Above the issuer limit
220 Forwarding requested
225 Randomly selected
Electronic Reporting

230 Activity amount exceeded

235 Activity count exceeded
240 Verifications
245 PACM capacity constrained
250 Below advice limit
255 Between limits
260 Suppress Inquiry Mode
265 ATR Time-outs
270 Issuer unavailable
400 Global parameters
450 Additional processor data

G.7 EXCEPTION FILE LISTINGS

Issuers can subscribe to these electronic Exception File listings:

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 Appendix G Exception File Listings

• BIOSRUP (Exception File Update File)—This listing is a complete file of all Exception File
updates submitted by the member (online and batch) and by the Visa services during the
past week. (Processors should use BIOSRUP P.)
• BIOSRLP (Exception File Listing File)—This listing is a complete file of all Exception File
records (VIP and non-VIP accounts) for the selected BIN. This file is produced monthly.
(Processors should use BIOSRLP P.)
The reporting system transmits these files to the issuer through the BASE II Clearing and
Settlement System, using BASE II TC 33 records.

G.7.1 TC 33 Record Format for Exception File Data

Visa uses BASE II TC 33 records to transmit both the Exception File Update File and the
Exception File Listing. There are three TC 33 record formats for Exception File data:
• A header record
• A detail record (one for each cardholder account number)
Due to the amount of data and its format, only one Exception File record fits into each
detail record.
• A trailer record
The Record Type field designates which file is being transmitted. The record type values are:

1 = Header
2 = Exception File Update
3 = Exception File Listing
4 = Trailer

Each record contains both BASE II and Exception File information. Table G-29, Table G-30,
and Table G-31 provide each record’s content and format.

Table G-29 TC 33 for Exception File Data—Header Record

Electronic Reporting
Field Name Position Attributes Description
BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The valid value is 400082
Report Identifier 17–22 6 AN The valid values are:
• BIOSRUP weekly reporting
• BIOSRLP monthly reporting
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report, which is assigned by Visa.
Reserved 33–34 2 AN Spaces.
Exception File Data

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 Appendix G Exception File Listings

Table G-29 TC 33 for Exception File Data—Header Record (continued)

Field Name Position Attributes Description
Record Type 35 1 N The code indicating type of record: 1
= Header
Creation Time Stamp 36–47 12 N The date and time TC 33 record was
Date, Time created. Format: yymmddhhmmss
Media Time Stamp 48–59 12 N The date and time the data file was
Date, Time created. Format: yymmddhhmmss
Filler 60–97 38 AN Spaces.
Authorization Center 98–103 6 N Four left-justified characters, right-filled
with spaces.
Issuer BIN 104–109 6 N The valid values are: Format: NNNNNN
Filler 110–167 58 AN Spaces.
BASE II Data
Reimbursement 168 1 AN The value must be: A through Z, 0
Attribute (zero), 3, 6, or 8

Table G-30 TC 33 for Exception File Data—Detail Record

Field Name Position Attributes Description

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Electronic Reporting

Destination BIN 5–10 6 N The BASE identification number of the

destination.
Source BIN 11–16 6 N The value is 400082
Report Identifier 17–22 6 AN The valid values are:
• BIOSRUP weekly reporting
• BIOSRLP monthly reporting
Report Line Sequence 23–32 10 N The line sequence within the report,
Number which is assigned by Visa.
Reserved 33–34 2 AN Spaces.
Exception File Data
Record Type 35 1 N The code indicating type of file record:

2 = Exception File Update

3 = Exception File Listing

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 Appendix G Exception File Listings

Table G-30 TC 33 for Exception File Data—Detail Record (continued)

Field Name Position Attributes Description
Account/ID Number 36–63 28 AN The cardholder account number or
customer ID for check guarantee
transactions. The issuer assigns
this number. Format: If numeric,
the information in this field must
be right-justified and zero-filled. If
alphanumeric, the information in
this field must be left-justified and
space-filled.
Account Number 64–65 2 N The number of digits and characters
Length in the account number. Format:
Right-justified, zero-filled.
Purge Date 66–73 8 AN The date after which the record
is deleted from the file. Format:
yyyymmdd or 99999900 (Do not
purge)
Action Code 74–75 2 AN The code specifying the response or
special processing required by the
issuer when STIP performs stand-in
authorization. For a list of action
codes, see the field 127E.1 description
in Chapter 4, Data Field Descriptions.
Region Codes 76–84 9 AN The one or more Card Recovery Bulletin
(CRB) codes defining the distribution
of the account number in the various
Card Recovery Service files and
bulletins. For a list of region codes,
see field 127E.2 description in Chapter
4, Data Field Descriptions.

Electronic Reporting
Effective Date, Time 85–96 12 N The date and time the transaction is
effective on the Exception File. Format:
yymmddhhmmss
Last Update Source 97 1 AN The code for the entity that initiated
the last update to the account number
on the Exception File:

1 = Pick-up response (PKU)

2 = Enhanced authorization response
(EAR)
A = Account Tracking Service (ATS)
R = Chargeback Reduction/Risk
Identification
T = Visa Travel Service Center (VTSC)
B = Member batch update (MRB)
M = Member online update (MRO)
Authorization Center 98–103 6 N The first 4 digits of the identification
number of the issuer’s BASE I
processing center. This field must
include left-justified characters,
right-filled with spaces.

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 Appendix G Exception File Listings

Table G-30 TC 33 for Exception File Data—Detail Record (continued)

Field Name Position Attributes Description
Issuer BIN 104–109 6 N The BASE identification number of the
institution that issued the card.
Exception File Data
Update Date, Time 110–121 12 N The date and time the message was
received at the VIC. For all batch
(Updates only) updates and Visa service updates, this
is the time the tape started loading
into V.I.P. Format: yymmddhhmmss
Transaction Status 122 1 AN The valid values are:

X = update successful
Y = billable delete
Z = update successful
Transaction Type 123 1 AN The type of update:
(Updates only)
A = Add
C = Change
D = Delete
E = Error
Filler 124–167 44 AN Spaces.
BASE II Data
Reimbursement 168 1 AN The value must be: A through Z, 0
Attribute (zero), 3, 6, or 8

Table G-31 TC 33 for Exception File Data—Trailer Record

Field Name Position Attributes Description

Electronic Reporting

BASE II Data
Transaction Code 1–2 2 N This is a constant, 33.
Transaction Code 3 1 N This is a constant, 0.
Qualifier
Transaction 4 1 N This is a constant, 0.
Component
Sequence Number
Destination BIN 5–10 6 N The BASE identification number of the
destination.
Source BIN 11–16 6 N The valid value is 400082
Report Identifier 17–22 6 AN The valid values are:
• BIOSRUP weekly reporting
• BIOSRLP monthly reporting
Report Line Sequence 23–32 10 N The sequence of this line within the
Number report, which is assigned by Visa.
Reserved 33–34 2 AN Spaces.
Exception File Data

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 Appendix G Combined Visa/Plus Routing Tables

Table G-31 TC 33 for Exception File Data—Trailer Record (continued)

Field Name Position Attributes Description
Record Type 35 1 N The code indicating type of file record:
4 = Trailer.
Record Count 36–44 9 N The number of Exception File update
records or Exception File listing records.
Filler 45–99 53 AN Spaces.
Authorization Center 98–103 6 N The value must be four left-justified
characters, right-filled with spaces.
DSS BIN 104–109 6 N
Filler 110–167 58 AN Spaces.
BASE II Data
Reimbursement 168 1 AN The value must be: A through Z, 0
Attribute (zero), 3, 6, or 8.

G.8 COMBINED VISA/PLUS ROUTING TABLES

The combined Visa/Plus routing table contains account ranges of all Visa and Plus issuers from
all regions. Available by subscription, it is updated weekly on Wednesday (Pacific time) and
delivered Friday electronically. Each transmission is a full file replacement. The new file must
be loaded for processing within three (3) business days of file distribution.

Table G-32 Combined Visa/Plus Routing Table File Record Layout—Header Record

Field Name Position Length Format File Content

Record type 1–11 11 AN Constant ‘HEADER’ with
trailing spaces.
File Type 12–19 8 AN Constant ‘BINDISTR’.

Electronic Reporting
Filler 20–21 2 AN Spaces.
Date 22–26 5 N Julian date file was
created (YYDDD).
Processing 27–33 7 AN Constant ‘TOTAL’ with
trailing spaces.
Detail Record Count 34–40 7 N Number of account
ranges on the file.
Filler 41–120 80 AN Spaces.
Table Identifier 121–133 13 AN Constant ‘VISAPlus TBL’.
Field Name Position Length Format File Content
Record type 1–11 11 AN Constant ‘HEADER’ with
trailing spaces.
File Type 12–19 8 AN Constant ‘BINDISTR’.
Filler 20–21 2 AN Spaces.
Date 22–26 5 N Julian date file was
created (YYDDD).

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 Appendix G Combined Visa/Plus Routing Tables

Table G-32 Combined Visa/Plus Routing Table File Record Layout—Header

Record (continued)
Field Name Position Length Format File Content
Processing 27–33 7 AN Constant ‘TOTAL’ with
trailing spaces.
Detail Record Count 34–40 7 N Number of account
ranges on the file.
Filler 41–120 80 AN Spaces.
Table Identifier 121–133 13 AN Constant ‘VISAPlus TBL’.

Table G-33 Combined Visa/Plus Routing Table File Record Layout—Data Record

Field Name Position Length Format File Content

Sequence Number 1–6 6 N Consecutive sequence
number incremented by
one (1) from 000001.
Segment Number 7 1 N Always equal to 1; allows
for multiple records per
account range.
Account Length 8–9 2 N Length of account
number.
BIN Length 10–11 2 N Number of digits used
for routing.
BIN 12–23 12 N Unique portion of the
account number used
for routing.
Issuer Country Code 24–26 3 AN Issuer BIN’s 3-digit
numeric country code.
Electronic Reporting

Filler 27–30 4 AN Spaces.

Source File 31 1 AN Identifies the account
Indicator—ATM range domain:
1 = Visa
2 = Plus
3 = Both Visa and Plus
Filler 32–40 9 AN Spaces.
Sequence Number 41–46 6 N Consecutive number
incremented by one
from 000001.
Segment Number 47 1 N Always equal to 1; allows
for multiple records per
account range.
Account Length 48–49 2 N Length of account
number.
BIN Length 50–51 2 N Number of digits used
for routing.

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 Appendix G Combined Visa/Plus Routing Tables

Table G-33 Combined Visa/Plus Routing Table File Record Layout—Data

Record (continued)
Field Name Position Length Format File Content
BIN 52–63 12 N Unique portion of the
account number used
for routing.
Issuer Country Code 64–66 3 AN Issuer BIN’s 3-digit
numeric country code.
Filler 67–70 4 AN Spaces.
Source File 71 1 AN Identifies the account
Indicator—ATM range domain:
1 = Visa
2 = Plus
3 = Both Visa and Plus
Filler 72–80 9 AN Spaces.
Sequence Number 81–86 6 N Consecutive number
incremented by one
from 000001.
Segment Number 87 1 N Always equal to 1; allows
for multiple records per
account range.
Account Length 88–89 2 N Length of account
number.
BIN Length 90–91 2 N Number of digits used
for routing.
BIN 92–103 12 N Unique portion of the
account number used
for routing.

Electronic Reporting
Issuer Country Code 104–106 3 AN Issuer BIN’s 3-digit
numeric country code.
Filler 107–110 4 AN Spaces.
Source File 111 1 AN Identifies the account
Indicator—ATM range domain:
1 = Visa
2 = Plus
3 = Both Visa and Plus
Filler 112–120 9 AN Spaces.
Table Identifier 121–133 13 AN Constant ‘VISAPLUS
TBL’.

Table G-34 Combined Visa/Plus Routing Table File Record Layout—Trailer Record

Field Name Position Length Format File Content

Record type 1–11 11 AN Constant ‘HEADER’ with
trailing spaces.
File Type 12–19 8 AN Constant ‘BINDISTR’.
Filler 20–120 101 AN Spaces.

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 Appendix G Combined Visa/Plus Routing Tables

Table G-34 Combined Visa/Plus Routing Table File Record Layout—Trailer

Record (continued)
Field Name Position Length Format File Content
Table Identifier 121–133 13 AN Constant ‘VISAPLUS
TBL’.
Electronic Reporting

G-64 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix H VSDC Fields—Additional Information

This appendix provides additional information about the content and valid values for the
following fields:
• Field 55—Integrated Circuit Card (ICC)-Related Data
- Tag 71, Issuer Script Template 1
- Tag 72, Issuer Script Template 2
• Field 134—Visa Discretionary Data
- Format 1, Standard Format
- Format 2, Expanded Format
• Field 142—Issuer Script

VSDC Fields—Additional Information

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 H-1

 Appendix H Field 55, Tags 71 and 72

H.1 FIELD 55, TAGS 71 AND 72

The format of field 55, tags 71 and 72, varies slightly from its counterpart third bitmap
field 142. When issuer script is carried in field 55, the initial length subfield in byte 1 for
field 142 is not required. The first byte in field 55 is the tag itself, as shown in the table below.

Tag Length Value: Issuer Script Data Elements (Bytes 5–256)

71 or 72 L ( data, including Tag
for Script ID, followed by
the Issuer Script TLV data Tag Length Value Tag Length Value
elements)
TLV1 TLVN

Byte 11 Bytes 2–x Bytes x-256

NOTE:
The byte number used in
this table is reflective only
on the positioning of data
for tags 71 and 72. It does
not reflect the position of
this data within the context
of field 55.

1. The byte number used in this table is reflective only on the positioning of data for tags 71 and 72. It does not reflect the
position of this data within the context of field 55.
VSDC Fields—Additional Information

The following two tables illustrate how the same issuer script bytes would map between
field 142 and field 55. In these examples the issuer script = Tag 72, and the Length = 25.

H-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix H Field 55, Tags 71 and 72

The first table shows the issuer script carried in field 142. The second table shows the issuer
script carried in field 55.

Table H-1 Example of Issuer Script in Field 142

Positions:
1 2 3–39
Length Tag Length Issuer Script TLV Data Elements
27 72 25
Tag Length Value Tag Length Value

TLV1 TLVN

Byte 1 Byte 2 Byte 3 Bytes 4–40

Table H-2 Example of Issuer Script in Field 55

Positions:
1 2–3 4–44 45 46 47–83
Various Chip Card TLV
Length Tag Length Data Elements Tag Length Value

VSDC Fields—Additional Information

01 nnn 72 25
Tag Length Value Tag Length Value

TLV1 TLV1

Tag Length Value Tag Length Value

TLVN TLVN

Byte 1 Byte 2 Bytes 3–4 Bytes 5–45 Byte 46 Byte 47 Bytes 48–84

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 H-3

 Appendix H Field 134—Visa Discretionary Data

H.2 FIELD 134—VISA DISCRETIONARY DATA

This section provides additional information about the formatting and valid values for field 134.

H.2.1 Format 1, Standard Format Content Breakdown

Format 1, Standard Format content covers VIS Data and CCD-Compliant Data.

H.2.1.1 VIS Data

The following table shows the valid VSDC values for subfield 134.2 (field 134, position 2),
Cryptogram Version Number.

The following table shows the content and valid values for subfield 134.3 (field 134, position 3)
for VIS Card transactions.

Table H-4 Field 134.3 Card Verification Results for VIS Cards Subfield
134.3 (Field 134, Position 3)

Position Description Values

Byte 1
1–8 CVR Length Subfield The number of bytes following the subfield
Byte 2
1–2 Second Cryptogram Type 00 = AAC
01 = TC
10 = Second cryptogram not requested
VSDC Fields—Additional Information

11 = Reserved for future use

3–4 First Cryptogram Type 00 = AAC
01 = TC
10 = ARQC
11 = AAR (Not supported)
5 Issuer Authentication Performed 1 = Yes
and Failed
0 = No
6 Offline PIN Verification Performed 1 = Yes

0 = No
7 Offline PIN Verification Failed 1 = Yes

0 = No
8 Unable to Go Online 1 = Yes

0 = No
Byte 3
1 Last Online Transaction Not 1 = Yes
Complete
0 = No
2 Offline PIN Try Limit Exceeded 1 = Yes

0 = No
3 Velocity Checking Counters 1 = Yes
Exceeded
0 = No

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 Appendix H Field 134—Visa Discretionary Data

Table H-4 Field 134.3 Card Verification Results for VIS Cards Subfield
134.3 (Field 134, Position 3) (continued)
Position Description Values
4 New Card 1 = Yes

0 = No
5 Issuer Authentication Failed on Last 1 = Yes
Online Transaction
0 = No
6 Issuer Authentication Not 1 = Yes
Performed on Last Online
Transaction 0 = No

7 Application Blocked Because PIN 1 = Yes

Try Limit Exceeded
0 = No
8 Static Data Authentication Failed 1 = Yes
on Last Transaction and Transaction
Declined Offline 0 = No

Byte 4
1–4 Number of Issuer Script Commands A 4-bit numeric value with leading zeros
Processed on Last Transaction

VSDC Fields—Additional Information

5 Issuer Script Processing Failed on 1 = Yes
Last Transaction
0 = No
6 DDA Failed on Last Transaction and 1 = Yes
Transaction Declined Offline
0 = No

7 DDA Performed 1 = Yes

0 = No
8 Reserved for future use n/a

H.2.1.2 CCD-Compliant Data

The following table shows the content and valid values for subfield 134.1 (field 34, position 1)
for CCD-Compliant Card transactions.

Table H-5 Field 134.1 Common Core Identifier Content and Valid
Values for CCD-Compliant Cards

Name Position Comments

Format Code 1st BCD The setting in these bits will indicate that the format is IAD. The
valid settings are:

A = CCD-Specific IAD Format

B–F = Reserved

Currently, only a bit setting that equates to hexadecimal A has

been defined for Authentication Services.

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 Appendix H Field 134—Visa Discretionary Data

Table H-5 Field 134.1 Common Core Identifier Content and Valid Values
for CCD-Compliant Cards (continued)
Name Position Comments
Cryptogram 2nd BCD The setting in these bits indicate the cryptogram version. The
Version (CV) valid settings are:

0–3 = Proprietary

4–F = EMVCo-defined

The following table shows the content and valid values for subfield 134.3 (field 134, position 3)
CCD-Compliant Data with the CCI format code of A.

Table H-6 Field 134.3 Card Verification Results for CCD-Compliant

Data With CCI Format Code of A

Position Description Value

Byte 1
1–2 Application cryptogram type 00 = AAC
returned in second generate AC 01 = TC
10 = Second cryptogram not
requested
11 = Reserved for future use
VSDC Fields—Additional Information

3–4 Application cryptogram type 00 = AAC

returned in second generate AC 01 = TC
10 = ARQC
11 = Reserved for future use
5 CDA performed 1 = Yes

0 = No
6 Offline DDA performed 1 = Yes

0 = No
7 Issuer Authentication not 1 = Yes
performed
0 = No
8 Issuer Authentication failed 1 = Yes

0 = No
Byte 2
1–4 Low order nibble of PIN Try 4–bit numeric value
Counter
5 Offline PIN Verification 1 = Yes
performed
0 = No
6 Offline PIN Verification 1 = Yes
performed and PIN not
successfully verified 0 = No

H-6 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix H Format 2, Expanded Format Content Breakdown

Table H-6 Field 134.3 Card Verification Results for CCD-Compliant Data
With CCI Format Code of A (continued)
Position Description Value
7 PIN Try Limit exceeded 1 = Yes

0 = No
8 Last online transaction not 1 = Yes
completed
0 = No
Byte 3
1 Lower Offline Transaction Count 1 = Yes
Limit exceeded
0 = No
2 Upper Offline Transaction Count 1 = Yes
Limit exceeded
0 = No
3 Lower Cumulative Offline 1 = Yes
Transaction Amount Limit
exceeded 0 = No

4 Lower Cumulative Offline 1 = Yes

Transaction Amount Limit
exceeded 0 = No

VSDC Fields—Additional Information

5 Issuer—discretionary bit 1 n/a
6 Issuer—discretionary bit 2 n/a
7 Issuer—discretionary bit 3 n/a
8 Issuer—discretionary bit 4 n/a
Byte 4
1–4 Number of Issuer Script 4-bit numeric value with leading
commands containing Secure zeros
Messaging processed
5 Issuer Script processing failed 1 = Yes

0 = No
6 Offline Data Authentication 1 = Yes
failed on previous transaction
0 = No
7 Go Online on next transaction 1 = Yes
was set
0 = No
8 Unable to go online 1 = Yes

0 = No

Byte 5
1–8 Reserved for future use n/a

H.3 FORMAT 2, EXPANDED FORMAT CONTENT BREAKDOWN

The breakdown of the Format 2, Expanded Format covers the following:

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 H-7

 Appendix H Format 2, Expanded Format Content Breakdown

• VIS and CCD Data

• Generic EMV Transport Data
The following table shows the breakdown of the data that is carried in the expanded usage of
field 134. The content of this field is mapped into field 55 to send to the issuer.

Type of VSDC Length of

Length of 1st Value of 1st Value of 2nd
Card 2nd ’LV’
’LV’ Segment ’LV’ Segment ’LV’ Segment
Segment
VIS/CCD Subfield Subfield 2:
1: Length Segment 1 Subfield 3: Subfield 4: Subfield 5:
of Issuer length (Visa Segment 1 Segment 2 Segment 2
Application discretionary value length value
Data data)
Visa discretionary data portion Issuer discretionary data portion
Generic EMV Subfield
Transport 1: Length
of Issuer Issuer-defined
Application
Data
Byte 1 Bytes 2–33

H.3.1 VIS and CCD Data

VSDC Fields—Additional Information

Length Subfield: A one-byte field that contains the total number of bytes in the field. The
current maximum for this format is 33 bytes including the length byte.

Subfield 2, Segment 1 Length: A one-byte field that contains the total number of bytes
for subfield 3. The maximum value is 15 bytes. The content of this field maps to byte 1 of
the standard format of field 134, usage 1.

Subfield 3, Segment 1 Value: A variable number of bytes depending on the type of VSDC
card. The content of this field maps to bytes 2–16 of the standard format of field 134, usage 1.

Subfield 4, Segment 2 Length: A one-byte field that contains the total number of bytes
for subfield 3. The maximum value is 15 bytes. The content of this field maps to byte 1 of
field 135.

Subfield 5, Segment 2 Value: A variable number of bytes depending on the type of VSDC
card. The content of this field maps to bytes 2–16 of field 135.

H.3.2 Generic EMV Transport Data

This type of information is data that is personalized by the issuer and does not conform to the
VIS and CCD-compliant standards. The content of this field is not edited or used by VisaNet for
processing. It is forwarded unaltered in field 55 to the issuer.

The following describes the contents of field 134 for Generic EMV Transport transactions:

Length Subfield: A one-byte field that contains the total number of bytes in the field. The
current maximum for this format is 33 bytes including the length byte.

Subfield 2, Generic EMV Transport Data: The content of this field is not edited or
validated by Visa. The field is forwarded as submitted in the message.

H-8 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 Appendix H Field 142—Issuer Script

H.4 FIELD 142—ISSUER SCRIPT

Field 142 contains two length subfields, the second of which starts in position 2 (field 142.2)
and is, in itself, a variable length subfield that can be one or more bytes. The following
describes how to determine the number of bytes that are used for this second subfield.

If the first bit of the first Length byte is 0, then the length is carried in the next 7 bits of
this first byte. Length is only one byte long.

If the first bit of the first Length byte is 1, then the next 7 bits contain the number of
subsequent bytes used for length.

Examples:
Tag Length Value

15 bytes long (’0001111’ from the

XX ’00001111’
one-byte Length portion)

’0’ means length is in the rest of

the byte

Tag Length Value

129 bytes long (’10000001’ from
XX ’10000001 10000001’
the second byte of Length portion)

VSDC Fields—Additional Information

1’ means next 7 bits contain
number of subsequent bytes (i.e.,
one byte of length follows.)

Two bytes of length are necessary for any lengths from 128 to 255, but some issuers may use
two bytes for lengths that are less than 128 bytes.

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 H-9

 THIS PAGE INTENTIONALLY LEFT BLANK.
VSDC Fields—Additional Information

H-10 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008

 X Index

A E
address verification electronic reporting G-1
format 2 batch file maintenance detail subscription options G-1
record F-12 emergency replacement cards, CVV error
format 2 batch file maintenance header codes for B-1, B-8
record F-9 error codes, file maintenance B-1

Index
format 2 batch file maintenance trailer exception file
record F-23 format 1 batch file maintenance detail
Authorization Profile Reports (APR) G-41 record F-8
format 1 batch file maintenance header
B record F-7
format 1 batch file maintenance trailer
batch file maintenance, VAP-transmitted tape
record F-9
specifications F-3
format 2 batch file maintenance detail
record F-15
C format 2 batch file maintenance header
card authorizations, message formats record F-9
CPS format 2 batch file maintenance trailer
card present 5-54 record F-23
cardholder ID
format 2 batch file maintenance detail
F
record F-10
full authorization
format 2 batch file maintenance header
format 2 batch file maintenance detail
record F-9
record F-19
format 2 batch file maintenance trailer
format 2 batch file maintenance header
record F-23
record F-9
conversion
format 2 batch file maintenance trailer
Greenwich mean time, See GMT
record F-23
conversion, Greenwich mean time C-1
country and currency codes
cross-reference D-1 G
country and currency codes by country D-8 GMT, See Greenwich mean time
CPS Greenwich mean time C-1
card authorization message formats Greenwich mean time (GMT) C-1
card present 5-54
Credit Voucher M
Merchandise Return Authorization 5-30, 5-33
Merchandise Return Authorization
CRS reason codes E-1
Credit Voucher 5-30, 5-33
CRS return reason codes E-1
Merchandise Return Authorization Reversal
currency code to country code
0400 authorization reversal 5-79, 5-81
cross-reference D-1

1 Dec 2008 Visa *Confidential* BASE I Technical Specifications, Volume 2 IX-1

 X Index

merchant central file R

format 2 batch file maintenance raw data records, Point-of-Sale reports G-33
detail record F-23 reject codes descriptions A-1
header record F-23 reports
trailer record F-30 electronic G-1
electronic formats G-1
O POS detail record format for tape version G-23
original credit POS summary record format for tape
0100 authorization 5-52 version G-29
0400 authorization reversal 5-76 TC 33 exception file record format G-56
Index

TC 33 format G-2
TC 33 raw data record format G-33
P TC 45 format G-12
Payment 5-27
return reason codes, CRS E-1
0400 reversal 5-70
risk level
PIN verification
format 2 batch file maintenance detail
format 1 batch file maintenance detail
record F-17
record F-7
format 2 batch file maintenance header
format 1 batch file maintenance header
record F-9
record F-6
format 2 batch file maintenance trailer
format 1 batch file maintenance trailer
record F-23
record F-7
format 2 batch file maintenance detail
record F-13
T
format 2 batch file maintenance header tape specifications, batch file maintenance
record F-9 tape F-3
format 2 batch file maintenance trailer time C-1
record F-23 local, converting to C-1
Point-of-Sale Authorization (POSA) File G-13 zones, international C-2
POSA File G-13 transaction
Prepaid transactions information G-1
0100 authorization 5-54
0400 authorization reversal 5-77 V
VSDC 0100 authorization 5-96 Visa Point-of-Sale Authorization (POSA)
VSDC 0400 authorization reversal 5-117 File G-13

IX-2 Visa *Confidential* BASE I Technical Specifications, Volume 2 1 Dec 2008