Alco 11-0183

ANNEXURE - I

STATEMENT SHOWING THE NUMBER OF BANKS COVERED UNDER THE

DEPOSIT INSURANCE SCHEME SINCE 1962

Year/Period No. of No. of No. of banks Total No. of

registered banks deregistered where registered
banks at the registered Corporation’s liability banks at the
commencement during the end of the
of the year/ year/ was was not Total year/period
period period attracted attracted (4 + 5) (2 + 3 - 6)
1 2 3 4 5 6 7
1962 287 –– 2 9 11 276
1963 to 1965 276 1 7 161 168 109
1966 to 1970 109 1 5 22 27 83
1971 to1975 83 544 –– 16 16 611
1976 to 1980 611 995 9 15 24 1582
1981 to 1985 1582 280 8 17 25 1837
1986 to 1989-90 1837 102 8 10 18 1921
1990 -91 1921 8 5 2 7 1922
1991-92 1922 14 2 3 5 1931
1992-93 1931 3 2 1 3 1931
1993-94 1931 63 1 3 4 1990
1994-95 1990 36 –– 1 1 2025
1995-96 2025 99 1 1 2 2122
1996-97 2122 176 1 1 2 2296
1997-98 2296 145 1 2 3 2438
1998-99 2438 149 4 –– 4 2583

ANNEXURE - IA

Category-wise break-up of insured banks at the end of

1996-97, 1997-98 and 1998-99

Year No. of insured banks

Commercial RRBs Co-operative Total
Banks Banks

1996-97 108 196 1992 2296

1997-98 108 196 2134 2438
1998-99 110* 196 2277 2583

* includes 1. Bari Doab Bank Ltd., under amalgamation with Oriental Bank of Commerce.
2. Kashinath Seth Bank Ltd., under amalgamation with State Bank of India.
3. Jharia Industrial Bank Ltd., is defunct bank.

8
Alco 11-0183

ANNEXURE - II

SUMMARY OF INSURED BANKS

(As on 31st March 1999)

i) Commercial Banks 110

ii) Regional Rural Banks 196
iii) Co-operative Banks 2277
Total 2583

Statewise Break-up of Co-operative Banks

State/Union Territory Apex Central Primary Total

State
1. Andhra Pradesh 1 22 131 154
2. Assam 1 1 10 12
3. Bihar 1 34 6 41
4. Delhi 1 –– 16 17
5. Goa 1 –– 7 8
6. Gujarat 1 21 337 359
7. Haryana 1 14 8 23
8. Himachal Pradesh 1 2 5 8
9. Jammu & Kashmir 1 3 4 8
10. Karnataka 1 22 287 310
11. Kerala 1 14 60 75
12. Madhya Pradesh 1 45 78 124
13. Maharashtra 1 31 615 647
14. Manipur 1 –– 5 6
15. Orissa 1 17 14 32
16. Punjab 1 17 6 24
17. Rajasthan 1 27 36 64
18. Sikkim 1 –– –– 1
19. Tamil Nadu 1 22 134 157
20. Tripura 1 –– 1 2
21. Uttar Pradesh 1 57 72 130
22. West Bangal 1 17 55 73

Union Territory
1. Pondicherry 1 –– 1 2
2. Daman & Diu –– –– –– ––

TOTAL 23 366 1888 2277

9
 Alco 11-0183

ANNEXURE – II A

BANKS REGISTERED AND DEREGISTERED DURING THE YEAR 1998-99

A. REGISTERED

I. Commercial Bank
1. Morgan Guaranty Trust Company, Mumbai
2. KBC Bank N.V., Mumbai

II. Co-operative Banks

State Name of the Bank

Maharashtra (56) 1. Lokmangal Urban Co-operative Bank Ltd., Solapur.

2. Abhinandan Urban Co-operative Bank Ltd., Amravati.
3. Bhagyodaya Friends Urban Co-operative Bank Ltd., Amravati.
4. Bharat Urban Co-operative Bank Ltd., Solapur.
5. Navapur Mercantile Co-operative Bank Ltd., Dhule.
6. Krishna Valley Co-operative Bank Ltd., Sangli.
7. Shree Ganesh Sahakari Bank Ltd., Pune.
8. Warud Urban Co-operative Bank Ltd., Amravati.
9. Dr. Babasaheb Ambedkar Sahakari Bank Ltd., Nasik-Road, Nasik.
10. Shree Siddhi Venkatesh Sahakari Bank Ltd., Jalgaon.
11. Shri Laxmi Kripa Urban Co-operative Bank Ltd., Pune.
12. Shri Jyotiba Sahakari Bank Ltd., Pune.
13. Shree Mahesh Urban Co-operative Bank Ltd., Aurangabad.
14. Ramrajya Sahakari Bank Ltd., Pune.
15. Janseva Nagarik Sahakari Bank Ltd., Usmanabad.
16. Mangalorian Catholic Co-operative Bank Ltd., Mumbai.
17. Lord Balaji Co-operative Bank Ltd., Sangli.
18. Kalyansagar Urban Co-operative Bank Ltd., Osmanabad.
19. Lokseva Sahakari Bank Ltd., Pune.
20. Vidarbha Urban Co-operative Bank Ltd., Akola.
21. Vidarbha Mercantile Urban Co-operative Bank Ltd., Wardha.
22. Sadguru Gahininath Urban Co-operative Bank Ltd., Solapur.
23. Shri Saptashringi Urban Co-operative Bank Ltd., Nasik.
24. Sharad Nagarik Sahakari Bank Ltd., Solapur.
25. Moti Urban Co-operative Bank Ltd., Dhule.
26. Mantha Urban Co-operative Bank Ltd., Jalana.
27. Nandani Sahakari Bank Ltd., Kolhapur.

10
Alco 11-0183

28. Sindhudurga Sahakari Bank Ltd., Mumbai.

29. The Swaraj Urban Co-operative Bank Ltd., Ullasnagar.
30. Krushiseva Urban Co-operative Bank Ltd., Solapur.
31. Mahatma Phule Urban Co-operative Bank Ltd., Beed.
32. Shri Mahavir Sahakari Bank Maryadit, Jalgaon.
33. Shri Pataneshwar Urban Co-operative Bank Ltd., Pen.
34. Prerana Co-operative Bank Ltd., Tharegaon (Pune).
35. Ajantha Urban Co-operative Bank Ltd., Aurangabad.
36. Arvind Sahakari Bank Ltd., Katol.
37. The Udgir Urban Co-operative Bank Ltd., Udgir.
38. Dharmavir Sambhaji Urban Co-operative Bank Ltd., Pimpri (Pune).
39. Western Co-operative Bank Ltd., Mumbai.
40. Bajirao Appa Sahakari Bank Ltd., Sangli.
41. Shri Swami Samartha Sahakari Bank Ltd., Ahmednagar.
42. Dr. Jaiprakash Mandada Urban Co-operative Bank Ltd., Parbhani.
43. Sanmitra Urban Co-operative Bank Ltd., Akola.
44. Godavari Urban Co-operative Bank Ltd., Nanded.
45. Navi Mumbai Nagari Sahakari Bank Ltd., Vashi.
46. Sanmitra Mahila Nagari Sahakari Bank Ltd., Chandrapur.
47. Umiya Urban Co-operative Bank Ltd., Nagpur.
48. Daund Urban Co-operative Bank Ltd., Daund.
49. Faizpur Janata Sahakari Bank Ltd., Jalgaon.
50. Nirmal Urban Co-operative Bank Ltd., Nagpur.
51. Desaiganj Nagari Co-operative Bank Mydt., Gadchiroli.
52. Independance Co-operative Bank Ltd., Nasik.
53. Wani Nagarik Sahakari Bank Ltd., Wani.
54. Nandgaon Urban Co-operative Bank Ltd., Nasik.
55. Jijamata Mahila Nagarik Sahakari Bank Ltd., Parbhani.
56. Akola Merchant Co-operative Bank Ltd., Akola.

Sikkim (1) 1. Sikkim State Co-operative Bank Ltd., Sikkim.

Rajasthan (3) 1. Vaishali Urban Co-operative Bank Ltd., Jaipur.

2. Bhilwara Mahila Urban Co-operative Bank Ltd., Bhilwara.
3. Lok-Vikas Urban Co-operative Bank Ltd., Jaipur.

Uttar Pradesh (7) 1. Garhwal Co-operative Bank Ltd., Dehradun.

2. Dayalbagh Mahila Co-operative Bank Ltd., Agra.
3. Nagarvikas Sahakari Bank Ltd., Hardoi.

11
 Alco 11-0183

4. Pioneer Urban Co-operative Bank Ltd., Lucknow.

5. United India Co-operative Bank Ltd., Bijanor.
6. Urban Co-operative Bank Ltd., Siddarthanagar.
7. Omkar Nagariya Sahakari Bank Ltd., Kanpur.

Gujarat (9) 1. Adajan Nagarik Sahakari Bank Ltd., Surat.

2. The Shreenath Co-operative Bank Ltd., Nadiad.
3. Dakor Mahila Nagarik Sahakari Bank Ltd., Dakor.
4. Batod Peoples’ Co-operative Bank Ltd., Batod.
5. The Bapunagar Mahila Co-operative Bank Ltd., Ahmedabad.
6. Gujarat Mercantile Co-operative Bank Ltd., Ahmedabad.
7. Kuber Co-operative Bank Ltd., Ahmedabad.
8. The Sachin Industrial Co-operative Bank Ltd., Surat.
9. The Financial Co-operative Bank Ltd., Surat.

Karnataka (26) 1. Basaveshwar Sahakari Bank Niyamitha, Jamkhandi.

2. Tavargera Pattan Sahakari Bank Niyamitha, Raichur.
3. Shri Pragati Pattan Sahakari Bank Niyamitha, Bijapur.
4. Belur Urban Co-operative Bank Ltd., Hasan.
5. Veerbhadreshwar Co-operative Bank Ltd., Gulbarga.
6. Sri Mauneshwar Co-operative Bank Ltd., Gulbarga.
7. Sri Seetha Raghava Sahakari Bank Ltd., Chitradurga.
8. Sri Banaveshwar Sahakari Bank Niyamitha, Gulbarga.
9. Mahalaxmi Pattan Sahakari Bank Ltd., Bailhongal.
10. Shri Gavisiddeshwar Urban Co-op. Bank Ltd., Koppal.
11. Shri Gurudev Brahmanad pattana Sahakari Bank Niyamit, Bagalkot.
12. Gulbarga Janata Sahakari Bank Niyamita, Gulbarga.
13. Koteshware Sahakari Bank Niyamitha, Bangalore.
14. Bangalore Mercantile Sahakari Bank Niyamitha, Bangalore.
15. Kittur Chennamma Mahila Sahakari Bank Niyamitha, Bangalore.
16. Mandur Pattana Sahakari Bank Niyamitha, Sandur, (Bellary).
17. Kempeguwda Pattana Sahakari Bank Niyamitha, Tumkur.
18. Shushruti Sahakari Bank Niyamitha, Bangalore.
19. Priyadarshni Mahila Urban Sahakari Bank Niyamitha, Dharwad.
20. Kushtagi Pattana Sahakari Bank Niyamitha, Koppal.
21. Jagadaguru Shri Kevanasiddeshwar Pattan Sahakar Bank
Niyamit, Bijapur.

12
Alco 11-0183

22. Sreenidhhi Sahakara Bank Niyamitha, Bangalore.

23. Kodagu Mahila Pattana Sahakari Bank Niyamitha, Kodagu.
24. Bijapur Sahakari Bank Niyamit, Bijapur.
25. The Almel Urban Co-operative Bank Ltd., Bijapur.
26. Shri Shadakshari Shivayogi Siddharameshwar Sahakar Bank
Niyamit, Gulbarga.

Andhra Pradesh (35) 1. The Palmoor Co-operative Bank Ltd., Mahabubanagar.

2. The First City Co-operative Bank Ltd., Hyderabad.
3. The Manikantha Co-operative Urban Bank Ltd., Hyderabad.
4. Sri Bharthi Co-operative Urban Bank Ltd., Hyderabad.
5. Jyothi Co-operative Urban Bank Ltd., Hyderabad.
6. Shri Sharadamba Mahila Co-operative Bank Ltd., Vijayawada.
7. Krushi Co-operative Bank Ltd., Hyderabad.
8. The Agrasen Co-operative Bank Ltd., Hyderabad.
9. Swasakthi Mercantile Co-operative Bank Ltd., Vijayawada.
10. The Ambalapuram Co-operative Bank Ltd., Vijayawada.
11. Jubilee Hills Mercantile Co-operative Bank Ltd., Hyderabad.
12. The Vasundhara Mahila Co-operative Bank Ltd., Warangal.
13. The Kalyan Co-operative Urban Bank Ltd., Hyderabad.
14. Eluri Co-operative Urban Bank Ltd., Guntur.
15. Tirumala Co-operative Urban Bank Ltd., Hyderabad.
16. Mill Co-operative Urban Bank Ltd., Hyderabad.
17. Model Co-operative Urban Bank Ltd., Hyderabad.
18. The Secunderabad Co-operative Urban Bank Ltd., Secunderabad.
19. Sind Co-operative Urban Bank Ltd.,
Secunderabad.
20. The Catholic Co-operative Urban Bank Ltd., Hyderabad.
21. The Secunderabad Mercantile Co-operative Urban Bank Ltd.,
Secunderabad.
22. Padmavathi Co-operative Urban Bank Ltd., Hyderabad.
23. Shreenivasa Padmavathi Co-operative Bank Ltd.,
Hyderabad.
24. Seven Hills Co-operative Urban Bank Ltd., Hyderabad.
25. Twin City Co-operative Urban Bank Ltd., Hyderabad.
26. Rajadhani Co-operative Bank Ltd., Hyderabad.
27. Sree Swammy Gnanananda Yogeswara Mahila Co-operative
Urban Bank Ltd., Chittoor.

13
 Alco 11-0183

28. Maharana Pratap Co-operative Urban Bank Ltd., Hyderabad.

29. Star Co-operative Urban Bank Ltd., Hyderabad.
30. Mother Theresa Hyderabad Co-operative Urban Bank Ltd.,
Hyderabad.
31. The Premier Co-operative Urban Bank Ltd., Hyderabad.
32. Mahaveer Co-operative Urban Bank Ltd., Hyderabad.
33. Neelakantha Co-operative Urban Bank Ltd., Hyderabad.
34. The Elvee Co-operative Urban Bank Ltd., Nalgonda.
35. The Eenadu Co-operative Urban Bank Ltd., Hyderabad.

West Bengal (4) 1. Kalikata Mahila Co-operative Bank Ltd., Calcutta.

2. Durgapur Mahila Co-operative Bank Ltd., Durgapur.
3. Raniganj Co-operative Bank Ltd., Burdwan.
4. Sree Chaitanya Co-operative Bank Ltd., Nadia.

Punjab (1) 1. Imperial Urban Co-operative Bank Ltd., Jajandhar.

Tamil Nadu (1) 1. Omalur Urban Co-operative Bank Ltd., Salem.

Madhya Pradesh (4) 1. Indore Swayamsidha Mahila Co-operative Bank Ltd., Indore.
2. Maa Sharada Mahila Nagarik Sahakari Bank Ltd., Satna.
3. Ujjain Audyogik Vikas Nagarik Sahakari Bank Ltd., Ujjain.
4. Shri Satya Sai Nagarik Sahakari Bank Maryadit, Bhopal.

B. DEREGISTERED
1. Commercial Banks Nil
2. Co-operative Banks

State Name of the Bank

Andhra Pradesh Anakapalle Co-op. Urban Bank Ltd., Anakalpalle.
Kerala Koduvayour Co-op. Bank Ltd., Kodavayour.
Maharashtra Kolhapur Zilla Janata Sahakari Bank Ltd., Mumbai.
Karnataka Dharwad Indust. Co-op. Bank Ltd., Hubli.

14
Alco 11-0183

ANNEXURE – III

STATEMENT SHOWING THE EXTENT OF PROTECTION AFFORDED TO THE

DEPOSITORS OF INSURED BANKS

(Commercial Banks, Regional Rural Banks and Co-operative Banks)

(As on the last Friday of December 1961 and the last working day of June 1981 to June 1998)

Year No. of fully Total Percen- Insured Total Percen-

protected No. of tage of deposits@ assessable tage of
accounts@ accounts (2) to (3) (Rs. crores) deposits (5 to 6)
(in lakhs) (in lakhs) (Rs. crores)
1 2 3 4 5 6 7
1961 55.42 70.58 78.5 392.32 1693.74 23.1
1981 1,364.62 1,377.07 99.1 25,859.20 35,004.43 73.9
1982 1,580.98 1,598.24 98.9 31,773.92 42,360.41 75.0
1983 1,784.97 1,815.82 98.3 37,746.39 50,796.54 74.3
1984 2,000.97 2,025.94 98.7 46,339.53 61,880.23 74.8
1985 2,145.16 2,238.37 95.8 56,211.15 76,517.22 73.5
1986 2,320.05 2,359.60 98.0 62,878.13 86,213.96 72.9
1987 2,518.01 2,568.51 98.0 75,511.19 1,03,044.15 73.3
1988-89 2,704.87 2,780.88 97.3 90,191.69 1,26,864.19 71.1
1989-90 3,059.11 3,141.68 97.4 1,01,681.96 1,40,745.95 72.2
1990-91 2,982.52 3,089.12 96.5 1,09,315.52 1,56,891.90 69.7
1991-92 3,169.18 3,287.00 96.4 1,27,924.91 1,86,307.39 68.7
1992-93 3,395.03 3,543.02 95.8 1,64,526.57 2,44,375.38 67.3
1993-94 3,497.10 3,529.03 99.1 1,68,404.82 2,49,033.83 67.6
1994-95 4,956.05 4,993.99 99.2 2,66,746.65 3,64,057.60 73.3
1995-96 4,818.63 4,868.07 99.0 2,95,574.97 3,92,071.69 75.4
1996-97 4,273.23 4,351.26 98.2$ 3,37,671.00 4,50,674.17 74.9
1997-98 3,713.02 4,108.73 90.4$ 3,70,531.21 4,92,379.86 75.2
1998-99 4,544.33 4,641.93 97.9 4,39,609.10 6,09,962.08 72.1

@ Number of accounts with balance not exceeding Rs. 1,500 till the end of 1967, Rs. 30,000 from 1981 onwards
till 1992-93 and Rs. 1,00,000 from 1993-94 onwards.

$ Out of 2,583 insured banks only 1,367 banks have furnished data on the classification of deposits (Return
DI-02). The matter is being followed up with the remaining banks.

15
 Alco 11-0183

ANNEXURE - IV

STATEMENT SHOWING THE EXTENT OF PROTECTION AFFORDED TO THE

DEPOSITORS OF INSURED BANKS (CATEGORY-WISE) FOR THE YEARS
1996-97, 1997-98 and 1998-99

Year Category of Total No. of Insured Total Percentage

banks No. of reporting deposits assessable of insured
insured banks (Rs. in deposits deposits to
banks crores) (Rs. in assessable
crores) deposits
1 2 3 4 5 6 7

1996-97 I. Commercial Banks

i) SBI Group 8 7 86,694.48 1,09,604.57 79.1
ii) Public Sector 19 19 1,81,227.77 2,32,858.23 77.83
iii) Foreign Banks 42 25 5,719.22 24,758.74 23.1
iv) Private Banks
a) Scheduled 36 29 18,466.46 28,331.31 65.18
b) Non Scheduled 3 1 1.27 1.73 73.41
Total 108 81 2,92,109.20 3,95,554.58 73.84
II. Regional Rural Banks 196 163 9,805.29 10,436.05 93.96
III. Co-operative Banks 1,992 1,101 35,756.51 44,683.54 80.02
Total I+II+III 2,296 1,345 3,37,671.00 4,50,674.17 74.92

1197-98 I. Commercial Banks

i) SBI Group 8 7 97,216.42 1,24,498.03 78.08
ii) Public Sector 19 17 1,83,773.71 2,34,991.06 78.02
iii) Foreign Banks 43 30 6,755.56 26,827.12 25.18
iv) Private Banks
a) Scheduled 35 28 27,493.12 39,960.56 68.8
b) Non Scheduled 3 — — — —
Total 108 82 3,15,238.81 4,26,276.77 73.95
II. Regional Rural Banks 196 149 12,965.62 13.795.72 93.98
III. Co-operative Banks 2,134 1,137 42,326.78 52,307.37 80.92
Total I+II+III 2,438 1,368 3,70,531.21 4,92,379.86 75.25

1998-99 I. Commercial Banks

i) SBI Group 8 7 1,13,803.01 1,45,056.62 78.45
ii) Public Sector 19 18 2,09,332.71 2,82,245.42 74.16
iii) Foreign Banks 45 28 7,899.18 31,640.16 24.96
iv) Private Banks
a) Scheduled 35 28 46,733.40 76,108.14 61.40
b) Non Scheduled 3 — — — —
Total 110 81 3,77,768.30 5,35,050.34 70.60
II. Regional Rural Banks 196 145 14,399.46 15,775.19 91.27
III. Co-operative Banks 2,277 1,141 47,441.34 59,136.55 80.22
Total I+II+III 2,583 1,367 4,39,609.10 6,09,692.08 72.07

16
Alco 11-0183

ANNEXURE - V

DEPOSIT INSURANCE CLAIMS PAID AND PROVIDED FOR

AND REPAYMENTS RECEIVED AS ON 31ST MARCH 1999
(Rupees in lakh)
Sr. Name of the bank (figures in Total insured Repayments Balance
No. brackets indicate the year deposits paid received by (3)-(4)
in which the claims were met) and provided for Corporation
1 2 3 4 5

I. COMMERCIAL BANKS
i) Particulars relating to banks in respect of which
the Corporation has been reimbursed in full
$ 1) Bank of China., Calcutta (1963) 9.25 9.25 —
* 2) Shree Jadeya Shankar Ling Bank Ltd.,
Bijapur (1965) 0.12 0.12 —
* 3) Bank of Behar Ltd., Patna (1970) 46.32 46.32 —
* 4) Cochin Nayar Bank Ltd., Trichur (1964) 7.04 7.04 —
* 5) Latin Christian Bank Ltd., Ernakulam (1964) 2.08 2.08 —
@ 6) Bank of Karad Ltd., Mumbai 3700.00 3700.00 —
Total ‘A’ 3764.81 3764.81 —

ii) Particulars relating to banks in respect of

which the Corporation has been paid in part and
balance due has been written off
* 7) Unity Bank Ltd., Madras (1963) 2.53 1.37
(1.16) —
* 8) Unnao Commercial Bank Ltd., Unnao (1964) 1.08 0.31
(0.77) —
* 9) Chawla Bank Ltd., Dehradun (1969) 0.18 0.14
(0.04) —
* 10) Metropolitan Bank Ltd., Calcutta (1964) 8.80 4.42
(4.38) —
* 11) Southern Bank Ltd., Calcutta (1964) 7.34 3.73
(3.61) —
* 12) Bank of Algapuri Ltd., Algapuri (1963) 0.28 0.18
(0.10) —
Total ‘B’ 20.21 10.15 —
(10.06)
(Figures in brackets indicate the amount written off)
iii) Particulars relating to banks in respect of which
the Corporation has not been reimbursed in full
* 13) National Bank of Pakistan, Calcutta (1966) 0.99 0.88 0.11
(0.85)
* 14) Habib Bank Ltd., Mumbai (1966) 17.26 16.78 0.48
(1.18)

(Figures in brackets relate to payments prohibited

under the Scheme of amalgamation)

(Contd.)

17
 Alco 11-0183

ANNEXURE - V (Contd.)
1 2 3 4 5

* 15) National Bank of Lahore Ltd., Delhi (1970) 9.69 — 9.69

* 16) Bank of Cochin Ltd., Cochin (1986) 1,162.78 705.79 456.99
* 17) Miraj State Bank Ltd., Miraj (1987) 146.59 69.86 76.73
* 18) Lakshmi Commercial Bank Ltd., Delhi (1987) 3,340.62 796.28 2,544.34
* 19) Hindustan Commercial Bank Ltd., Delhi (1988) 2,191.67 253.66 1,938.01
* 20) United Industrial Bank., Calcutta (1990) 3,501.58 75.80 3,425.78
* 21) Traders Bank Ltd., New Delhi (1990) 306.34 133.91 172.43
* 22) Bank of Thanjavur Ltd., Thanjavur (1990) 1,078.36 435.45 642.91
* 23) Bank of Tamil Nadu Ltd., Tirunelveli (1990) 764.50 214.81 549.69
* 24) Parur Central Bank Ltd., North Parur (1990) 260.92 89.70 171.22
* 25) Purbanchal Bank Ltd., Guwahati (1990) 725.77 87.52 638.25
Total ‘C’ 13,507.07 2,880.44 10,626.63
Total ‘A’ + ‘B’ + ‘C’ 17,292.09 6,655.40 10,626.63
II. CO-OPERATIVE BANKS
i) Particulars relating to banks in respect of which
the Corporation has been reimbursed in full
$$ 1) Malvan Co-op. Urban Bank Ltd., Malvan (1977) 1.84 1.84 +
% 2) Bombay Peoples Co-op. Bank Ltd., Mumbai (1978) 10.72 10.72 ++
@ 3) Dadhich Sahakari Bank Ltd., Mumbai (1984) 18.37 18.37 +++
@ 4) Ramdurg Urban Co-op. Credit Bank Ltd.,
Ramdurg (1981) 2.19 2.19 ++++
Total ‘D’ 33.12 33.12 —
ii) Particulars relating to banks in respect of which
the Corporation has been paid in part and
balance due has been written off
@ 5) Ghatkopar Janata Sahakari Bank Ltd., 2.76 — —
Mumbai (1977) (2.76)
@ 6) Bhadravathi Town Co-op. Bank Ltd., 0.26 — —
Bhadravathi (1994) (0.26)
Total ‘E’ 3.02 (3.62) —

(Figures in brackets indicate amount written off)

iii) Particulars relating to banks in respect of which the
Corporation has not been reimbursed in full
@ 7) Bombay Commercial Co-op. Bank Ltd., Mumbai (1976) 5.73 — 5.73
@ 8) Aarey Milk Colony Co-op. Bank Ltd., Mumbai (1978) 0.60 — 0.60
* 9) Ratnagiri Urban Co-operative Bank Ltd., Ratnagiri (1978)46.43 12.44 33.99
* 10) Vishwakarma Co-op. Bank Ltd., Mumbai (1979) 11.57 5.60 5.97
* 11) Prabhadevi Janata Sahakari Bank Ltd., Mumbai (1979) 7.02 3.06 3.96
* 12) Kalavihar Co-op. Bank Ltd., Mumbai (1979) 13.17 3.31 9.86
* 13) Vysya Co-op. Bank Ltd., Bangalore (1982) 91.31 12.95 78.36
@ 14) Kollur Parvathi Co-op. Bank Ltd., Kollur (1985) 13.96 — 13.96
@ 15) Adarsh Co-op. Bank Ltd., Mysore (1985) 2.74 0.65 2.09

(Contd.)
18
Alco 11-0183

ANNEXURE - V (Contd.)
1 2 3 4 5

* 16) Kurduwadi Merchants Urban Co-op. Bank Ltd.,

Kurduwadi (1986) 4.85 4.01 0.84
@ 17) Gadag Urban Co-op. Bank Ltd., Gadag (1986) 22.85 12.16 10.69
@ 18) Manihal Urban Co-op. Credit Bank Ltd., Manihal (1987) 9.61 2.28 7.33
@ 19) Hind Urban Co-op. Credit Bank Ltd., Lucknow (1988) 10.95 — 10.95
@ 20) Yellamanchili Co-op. Bank Ltd., Yellamanchili (1990) 4.36 — 4.36
@ 21) Vasavi Co-op. Urban Bank Ltd., Gurzala (1991) 3.89 — 3.89
@ 22) Kundara Co-op. Urban Bank Ltd., Kundara (1991) 17.37 8.73 8.64
@ 23) Manoli Shri Panchlingeshwar Urban Co-op. Bank Ltd.,
Manoli(1991) 17.44 10.39 7.05
@ 24) Sardar Nagrik Sahakari Bank Ltd., Baroda (1991) 74.85 6.00 68.85
@ 25) Metropolitan Co-op. Bank Ltd., Mumbai (1992) 125.00 — 125.00
* 26) Belgaum Muslim Co-op. Bank Ltd., (1992) 37.11 1.64 35.47
@ 27) Bhiloda Nagrik Sahakari Bank Ltd., Bhiloda (1994) 19.84 — 19.84
@ 28) Citizen’s Urban Co-op. Bank Ltd., Indore (1994) 220.57 — 220.57
@ 29) Chetana Co-op. Bank Ltd., Mumbai (1995) 875.49 7.58 867.91
@ 30) Bijapur Industrial Co-op. Bank Ltd., Hubli (1996) 24.14 — 24.14
@ 31) Hindupur Co-op. Town Bank Ltd., Hindupur (1996) 1.22 — 1.22
@ 32) The Peoples Co-op. Bank Ltd., Ichalkaranji (1996) 365.46 — 365.46
@ 33) The Swastik Janata Sahakari Bank Ltd., Mumbai (1998) 225.92 — 225.92
@ 34) Kolhapur Zilla Janata Sahakari Bank Ltd., Mumbai (1998) 801.17 — 801.17
@ 35) Dharwad Industrial Co-op. Bank Ltd., Hubli (1998) 9.16 — 9.16
@ 36) Dadar Janata Sahakari Bank Ltd., Mumbai (1999) 516.76 — 516.76
Total ‘F’ 3580.54 90.80 3489.74
Total ‘D’ + ‘E’ + ‘F’ 3616.68 123.92 3489.74
61) Total ‘A’ + ‘B’ + ‘C ‘+ ‘D ‘+ ‘E’ + F 20908.77 6779.32 14116.37
Remarks : Amounts written off till 31.03.1999
Commercial Banks 10.06 lakhs
Co-operative Banks 3.02 lakhs
Total 13.08 lakhs

$ Licence to carry on banking business cancelled by the Reserve Bank of India.

$$ The bank was revived and voluntarily amalgamated with the Saraswat Co-op. Bank Ltd; in 1984 .
* Scheme of amalgamation.
@ Banks taken into liquidation.
+ Provision of Rs.0.02 lakh made in respect of untraceable depositors written back.
++ Provision of Rs.2.07 lakh made in respect of untraceable depositors written back.
+++ Provision of Rs.0.14 lakh made in respect of untraceable depositors written back.
++++ Provision of Rs.0.11 lakh made in respect of untraceable depositors written back.
% The Bank was voluntarily amalgamated with the Saraswat Co-op. Bank Ltd; in 1987.
** Amount under column 3 includes “On A/c” payments made to Bank of Karad Ltd; (Rs.37 crore) and
Metropolitan Co-op. Bank Ltd; (Rs.1.25 crore) (Both under liquidation).

Note : The figures of claims given above are after effecting adjustments.

19
 ANNEXURE - VI

CATEGORY-WISE POSITION OF CREDIT INSTITUTIONS PARTICIPATING IN THE CORPORATION’S CREDIT GUARANTEE

SCHEMES FOR SMALL BORROWERS AS ON 31ST MARCH 1999

Name of the Total number of participants Credit institutions (+)/ Total number of participants
Guarantee as on 31st March 1998 withdrawn (-) / ceased (-) during as on 31st March 1999
Scheme the period April 1998 - March 1999

Comml. RRBs. Co-op. Total Comml. RRBs. Co-op. Total Comml. RRBs. Co-op Total
Banks Banks Banks Banks Banks Banks

1. Small Loans
Guarantee
Scheme,
1971 6 13 — 19 (–)4 (–)9 — (–)13 2 4 — 6

2. Small Loans
(SSI)
Guarantee
20

Scheme,
1981. 7 9 38 54 (–)5 (–)5 (–)12 *(-)22 2 4 26 32

3. Small Loans
(Co-op. Banks)
Guarantee
Scheme,
1984 — — 2 2 — — — — — — 2 2

* As per the list attached in Annexure VII

Alco 11-0183
Alco 11-0183

ANNEXURE - VII
SCHEME-WISE NAMES OF BANKS WITHDRAWN/DELETED FROM THE LIST OF PARTICIPATING
CREDIT INSTITUTIONS DURING THE YEAR 1998-99

A. SMALL LOANS GUARANTEE SCHEME, 1971

i) Commercial Banks
1. State Bank of Indore
2. Allahabad Bank
3. Bank of Maharashtra
4. Nedungadi Bank Ltd.

ii) Regional Rural Banks

1. Hindu Gramin Bank

2. Rewa-Siddhi Gramin Bank
3. Magadh Gramin Bank
4. Samyut Kshetriya Gramin Bank
5. Vidisha Bhopal Gramin Bank
6. Nalanda Gramin Bank
7. Shahado Kshetriya Gramin Bank
8. Vaishali Kshetriya Gramin Bank
9. Chindwara Seoni Kshetriya Gramin Bank

B. SMALL LOANS (SSI) GUARANTEE SCHEME, 1981

i) Commercial Banks
1. State Bank of Indore
2. Allahabad Bank
3. Bank of Maharashtra
4. Nedungadi Bank Ltd.
5. Ratnakar Bank Ltd.

ii) Regional Rural Banks

1. Samyut Kshetriya Gramin Bank

2. Vidisha Bhopal Gramin Bank
3. Nalanda Gramin Bank
4. Shahadol Kshetriya Gramin Bank
5. Rewa-Siddhi Gramin Bank

21
 Alco 11-0183

ANNEXURE - VII (Contd.)

iii) Co-operative Bank

1. Yeotmal Dist. Central Co-op. Bank Ltd.

2. New India Co-op. Bank Ltd.
3. Andhra Pradesh State Co-op. Bank Ltd.
4. Jammu Central Co-op. Bank Ltd.
5. Shimoga Dist. Central Co-op. Bank Ltd.
6. District Co-op. Central Bank Ltd., Bidar
7. Latur Dist. Central Co-op. Bank Ltd.
8. Satara Dist. Central Co-op. Bank Ltd.
9. Jaipur Central Co-op. Bank Ltd.
10. Bombay Dist. Co-op Bank Ltd.
11. Osmanabad Dist. Central Co-op. Bank Ltd.
12. Ahmednagar Dist. Central Co-op. Bank Ltd.

22
 ANNEXURE - VIII

Alco 11-0183
SECTOR-WISE DISTRIBUTION OF GUARANTEED ADVANCES UNDER THE CORPORATION’S CREDIT GUARANTEE SCHEMES
(Amount in Crores of Rupees)
Scheme/ Category of % to
As at the end of June As at the end of March total in
Borrowers
1972 1981 1984 1986 1987 1988 1989^ 1990^ 1991^ 1992^ 1993^ 1994^ 1995^ 1996^ 1997^ 1998^ Col.17
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

SMALL BORROWERS
(A) SCHEMES RELATING TO
NON-INDUSTRIAL SECTOR
I. Small Loans Guarantee
Scheme, 1971 205.71 3546.24 7045.38 10345.10 10998.22 14145.67 25562.66 27676.73 29166.66 24429.24 26339.75 25474.28 18906.40 17260.80 3938.80 3241.20 100.00
i) Farmers & Agriculturists 134.67 2267.52 4181.98 6020.34 6428.29 8504.48 10542.04 18565.55 19788.04 16572.80 17868.89 17075.41 12364.79 11335.17 2566.92 2067.56 63.79

ii) Transport Operators 28.29 477.56 1239.58 1606.00 1664.73 1665.58

iii) Retail Traders 28.34 398.86 709.84 1191.85 1257.99 1795.38

iv) Professional & Self- 14519.56$ 8727.03$ 8973.00$ 7514.44$ 8102.11$ 7840.98$ 6172.94$ 5632.20$ 1315.95$ 1139.28 35.15
employed persons 9.14 165.66 326.94 656.56 700.15 964.99

v) Business Enterprises 5.27 150.08 322.51 609.51 694.64 923.18

23

vi) Residual category of

borrowers under the
Differential Rate of
Interest Scheme — 86.56 264.53 260.84 252.42 292.06 501.06 384.15 405.62 342.00 368.75 557.89 368.67 293.43 55.93 34.36 1.06

II. Small Loans (Financial

Corpns.) Guarantee
Scheme, 1971 2.56 10.89 52.68 85.19 92.28 108.68 2.70 4.17 — # # # # # — —

III. Service Co-op. Societies

Guarantee Scheme, 1971 0.12 1.32 0.50 0.72 0.72 1.84 0.20 0.44 0.39 # # # # # — —

IV. Small Loans (Co-op. Banks)

Guarantee Scheme, 1984 — — 5.69* 14.96 25.00 35.19

i) Transport Operators — — 1.84 5.49 8.54 13.31

ii) Retail Traders — — 2.64 5.53 7.67 8.51

20.70$ 10.98$ 13.77$ 14.34$ 8.08$ 9.59$ 3.33$ 0.19$ 0.21$ 0.11 Neg.

iii) Professional & Self- — — 1.05 1.87 4.08 6.74

employed persons

iv) Business Enterprises — — 0.16 2.07 4.71 6.63

Total of I, II, III & IV 208.39 3558.45 7104.25 10445.97 11116.22 14291.38 25586.26 27692.32 29180.82 24443.58 26347.83 25483.87 18909.73 17260.99 3939.01 3241.31 100.00

(Contd.)
 ANNEXURE - VIII (Contd.)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18
SSI BORROWERS
(B) SCHEMES RELATING TO
INDUSTRIAL SECTOR
V. Small Loans (Small
Scale Industries)
Guarantee Scheme,
1981
All SSI Units including
cottage industries etc. — 3716.43 4890.86 7497.46 7738.03 10464.66 14094.00 16826.21 17362.36 19161.92 15502.66 14176.95 13847.33 11271.33 3376.00 2813.33
GRAND TOTAL (A)+(B) 208.39 7274.88@ 11995.11 17943.43 18854.25 24756.84 39680.26 44518.53+ 46543.18+ 43605.50 41850.49 39660.82 32757.06 28532.32 7315.01 6054.64

@ As on 31st March 1981.

* As on 31st December 1984.
^ Due to non-receipt of statements from participating credit institutions the figures furnished in these columns have been estimated on the basis of (i) actual receipt of remittance towards guarantee fee during the year (ii)
priority sector advances portfolio of Public Sector Banks, as reported to Reserve Bank of India.
$ The sector-wise break-up of guarantee advances is not available.
+ Consequent on allowing credit institutions to exclude certain categories of advances from priority sector advances for the year 1990-91 and 1991-92, the revised figures of guaranteed advances as at 31st March
1990 and 1991 would be provisionally Rs. 35851.33 and Rs. 37410.16 crore respectively.
24

# Terminated with effect from 1st April 1992.

Alco 11-0183
 Alco 11-0183
ANNEXURE - IX

STATEMENT SHOWING RECEIPT AND DISPOSAL OF CLAIMS UNDER THE CORPORATION’S CREDIT
GUARANTEE SCHEMES RELATING TO SMALL BORROWERS

(Amount in crores of Rupees)

Period Claims received Claims disposed of Of the claims disposed of (vide Columns 4 & 5)
Claims paid Claims withdrawn Claims rejected

No. Amount No. Amount No. Amount No. Amount No. Amount
1 2 3 4 5 6 7 8 9 10 11

Upto end of 1983 5,70,724 110.46 4,07,510 66.07 3,92,223 57.67 5,692 2.08 9,595 6.32
During 1984 2,54,692 61.71 2,36,625 32.09 2,28,419 30.99 741 0.22 7,465 0.88
During 1985 4,53,722 114.91 4,66,611 114.45 3,36,663 71.80 1,19,770 41.97 10,178 0.68
During 1986 6,30,365 140.94 6,44,090 176.39 4,84,852 86.86 1,47,419 87.18 11,819 2.35
During 1987 10,71,221 255.27 7,67,080 148.41 7,42,061 141.92 25 0.07 24,994 6.42
25

During 1988-89 15,28,391 364.08 12,90,945 280.61 12,60,266 272.29 515 0.11 30,164 8.21
During 1989-90 15,03,349 355.75 15,98,791 346.58 15,72,389 338.58 1,209 0.30 25,193 7.70
During 1990-91 20,87,562 505.05 19,00,904 427.17 18,62,697 415.35 4,202 1.42 34,005 10.40
During 1991-92 16,52,076 409.97 15,91,028 360.14 15,39,574 345.06 4,421 1.58 47,033 13.50
During 1992-93 36,81,272 883.29 24,92,375 565.95 24,08,086 538.63 62 0.06 84,227 27.26
During 1993-94 46,72,885 1167.60 33,58,702 1026.36 32,88,353 816.44 5,782 188.79 64,567 21.13
During 1994-95 47,93,205 1348.11 39,11,870 1100.26 38,60,522 1078.15 3,428 0.88 47,920 21.23
During 1995-96 62,64,590 1841.06 35,09,601 1031.42 34,52,981 1006.28 738 1.53 55,882 23.61
During 1996-97 59,97,049 1842.05 13,11,663 402.89 12,58,230 373.40 — — 53,433 29.49

During 1997-98 5,40,971 183.90 11,79,328 400.90 11,35,571 371.40 1 — 43,756 29.50

Total A 3,57,02,074 9584.15 2,46,67,123 6479.69 23,822,887 5,944.82 2,94,005 326.19 5,50,231 208.68

(Contd.2)
 ANNEXURE - IX (Contd.)

1 2 3 4 5 6 7 8 9 10 11

During 1998-99
1. S.L.G. Scheme
1971 757245@ 217.76@ 4245233 1188.39 2130920 588.64 1904005 515.12 210308 84.63
2. S.L. (F.C.) G.
Scheme, 1971 — — — — — — — — — —
3. S.L. (Co-op. Banks)
G. Scheme, 1984 — — — — — — — — — —

Total B (1+2+3) 7,57,245@ 217.76@ 42,45,233 1188.39 21,30,920 588.64 19,04,005 515.12 2,10,308 84.63
Cum. of A+B 36459319@ 9801.91@ 2,89,12,356 7668.08 2,59,53,807 6533.46 21,98,010 841.31 7,60,539 293.31
C Tapes Returned upto March 1998 27,29,692$ 830.03$ 27,29,692$ 830.03$
During April 98-March 1999 4,12,069$ 141.15$ 4,12,069$ 141.15$
GRAND TOTAL
26

(A+B+C) 3,64,59,319@ 9801.91@ 3,20,54,117 8639.26 2,59,53,807 6533.46 53,39,771 1812.49 7,60,539 293.31

Break-up of Pending Claims

No. Rs. Crore

1. Claims processed but payment 4,13,646 128.12

held up for various reasons

2. Claims to be processed/under clarification 39,91,556@ 1034.53@

Total 44,05,202@ 1162.65@

@ Provisional.

$ No. and value of claims on magnetic tapes returned to banks due to tape read error.

Note : The total of claims shown in the break-up of pending claims is the net of cum. total under receipts column and the claims disposed of

Alco 11-0183
column. Receipt value has been worked out by multiplying the total number of claims with average claim svalue for the year 1998-99.
 Alco 11-0183
ANNEXURE - X
SECTOR-WISE BREAK-UP OF CLAIMS RECEIVED UNDER THE CORPORATION’S CREDIT GUARANTEE
SCHEMES RELATING TO SMALL BORROWER’S
(Amount in crore of Rupees)

Sr. Category of Borrowers Total Claims received Claims received during % to total % to total Cumulative total upto % to total
No. uoto 31st March1998 April 1998 to March 1999 number amount March 1999 amount
in Col. 6 in Col.6 in Col.6
Number@ Amount@ Number@ Amount@ Number@ Amount@

1 2 3 4 5 6 7 8 9 10 11

1. Farmers and Agriculturists 1,72,98,776 4,413.09 4,29,661 119.64 56.74 54.94 1,77,28,437 4,532.73 46.24

2. Transport operators 12,28,165 733.18 21,581 6.60 2.85 3.03 12,49,746 739.78 7.55

3. Retail operators 98,55,182 2,806.70 2,03,018 62.04 26.81 28.49 1,00,58,200 2,868.74 29.27

4. Professionals and
Self-employed persons 27,52,529 725.71 41,421 12.72 5.47 5.84 27,93,950 738.43 7.53

5. Business Enterprises 27,47,336 716.71 53,764 15.09 7.10 6.93 28,01,100 731.80 7.47
27

6. Residual Category of Borrowers

under DRI Scheme 17,05,619 158.04 6,588 1.26 0.87 0.58 17,12,207 159.30 1.62

7. Credit Facilities for Consumption

and for Purchase or Construction
of Houses etc. 1,14,467 30.72 1,212 0.41 0.16 0.19 1,15,679 31.13 0.32

Total 3,57,02,074 9,584.15 7,57,245 217.76 100.00 100.00 3,64,59,319 9,801.91 100.00

@ Provisional.
 ANNEXURE - XI

STATEMENT SHOWING RECEIPT AND DISPOSAL OF CLAIMS UNDER CORPORATION’S SMALL LOANS (SSI)
GUARANTEE SCHEME, 1981
(Amount in crores of Rupees)

Claims Claims Of the claims disposed of Claims pending

received disposed of Claims paid Claims withdrawn/ returned Claims as at the end of
under objection rejected the year
Period No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount
1 Apr 1981 to 31 Dec 1981 1,308 1.74 – – – – – – – – 1,308 1.74
1 Jan 1982 to 31 Dec 1982 4,013 9.40 3,105 2.13 1,542 0.37 1,537 1.72 26 0.04 2,216 9.01
1 Jan 1983 to 31 Dec 1983 9,325 32.58 7,328 12.93 5,184 3.43 2,066 9.00 78 0.50 4,213 28.66
1 Jan 1984 to 31 Dec 1984 18,300 53.98 9,522 13.73 7,855 9.91 1,610 2.92 57 0.90 12,991 68.91
1 Jan 1985 to 31 Dec 1985 22,048 71.99 22,791 25.08 18,264 12.06 4,116 11.61 411 1.41 12,248 115.82
1 Jan 1986 to 31 Dec 1986 33,723 104.92 30,299 67.07 19,695 24.10 10,261 40.30 343 2.67 15,672 153.67
1 Jan 1987 to 31 Dec 1987 44,711 131.68 40,206 88.16 38,099 69.09 1,580 8.26 527 10.81 20,177 197.19
1 Jan 1988 to 31 Mar 1989 93,716 216.90 81,351 156.56 67,002 92.78 13,542 48.54 807 15.24 32,542 257.53
(15 months)
1 Apr 1989 to 31 Mar 1990 74,894 192.58 1,01,579 368.08 82,046 169.96 16,971 126.85 2,562 71.27 5,857 82.03
1 Apr 1990 to 31 Mar 1991 83,809 243.71 76,148 249.25 65,694 131.81 8,968 71.53 1,486 45.91 13,518 76.49
1 Apr 1991 to 31 Mar 1992 78,447 217.26 80,510 255.67 66,728 117.23 12,825 106.83 957 31.61 11,455 38.08
1 Apr 1992 to 31 Mar 1993 1,29,968 259.98 1,18,147 243.21 1,00,751 94.92 16,261 110.35 1,135 37.94 23,276 54.85
28

1 Apr 1993 to 31 Mar 1994 1,44,165 323.16 1,23,031 287.72 93,008 73.55 25,728 162.22 4,295 51.95 44,410 90.29
1 Apr 1994 to 31 Mar 1995 1,89,593 378.71 1,92,791 409.31 1,53,743 100.86 34,446 235.51 4,602 72.94 41,212 59.69
1 Apr 1995 to 31 Mar 1996 1,91,034 524.17 1,55,448 308.01 78,857 35.99 69,005 180.39 7,586 91.63 76,798 275.85
1 Apr 1996 to 31 Mar 1997 1,18,423 270.32 1,01,098 291.49 6,967 5.24 72,715 193.59 21,416 92.66 94,123 254.68
1 Apr 1997 to 31 Mar 1998 31,981 120.06 52,241 220.78 — — 34,504 98.12 17,737 122.66 73,863 153.96
29,714 * 193.30 * 29,714 * 193.30 *
1 Apr 1998 to 31 Mar 1999 13,965 34.43 43,620 225.14 21,470 13.27 3,660 37.80 18,490 174.07 73,922 156.55
Total 13,13,137 * 3,380.87 * 12,39,215 3,224.32 8,26,905 954.57 3,29,795 1,445.54 82,515 824.21

Branch wise position of pending claims as on 31 March 1999

(Amount in crores of Rupees)
No. Amount
Calcutta 10,794 52.93
Chennai 19,090 63.70
Nagpur 592 0.85
New Delhi 43,446 39.07
Total 73,922 156.55

Alco 11-0183
* Note : The number and amount of claims pending as on 31st March 1998 Published in the Anuual Report 1997-98 have been increased as 29,714 claims amounting to
Rs. 193.30 crores resubmitted within six months by the Credit Institutions to Chennai Regional Office of DICGC were inadvertently excluded from the list of pending claims.
 ANNEXURE - XII

Alco 11-0183
STATEMENT SHOWING AMOUNT-WISE RECEIPT AND DISPOSAL OF CLAIMS DURING THE YEAR
1998-99 UNDER CORPORATION’S SMALL LOANS (SSI) GUARANTEE SCHEME, 1981
(Amount in crores of Rupees)

Disposal during the year

Claims for amount Claims pending Receipt during Total disposal Claims pending as
as on 31 March the year Claims Claims withdrawn/ Claims during the on 31 March
1998@ Paid returned under rejected year 1999
objection
No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount No. Amount

Upto Rs.25,000/- 71,509 55.64 12,499 13.10 20,715 10.92 2,052 12.29 6,163 5.07 28,930 28.28 55.078 40.46

Above Rs.25,000/-
and upto Rs.1 lakh 26,279 83.09 1,048 3.20 728 1.88 1,021 5.62 8,954 29.67 10,703 37.17 16,624 49.12

Above Rs.1 lakh

and upto
Rs.5 lakhs 4,424 94.22 284 6.25 27 0.47 493 9.85 2,225 47.77 2,745 58.09 1,963 42.38
29

Above Rs.5 lakhs

and upto
Rs.8 lakhs 648 40.43 59 3.71 – – 46 2.90 546 34.20 592 37.10 115 7.04

Above Rs.8 lakhs 717 73.88 75 8.17 – – 48 7.14 602 57.36 650 64.50 142 17.55

Total 1,03,577 347.26 13,965 34.43 21,470 13.27 3,660 37.80 18,490 174.07 43,620 225.14 73,922 156.55

@ Note : The number and amount of claims pending as on 31st March 1998 published in the Anuual Report 1997-98 have been increased as 29,714 claims
amounting to Rs. 193.30 crores resubmitted within six months by the Credit Institutions to Chennai Regional Office of DICGC were inadvertently excluded
from the list of pending claims.
 ANNEXURE - XIII

STATEMENT INDICATING SCHEME-WISE BREAK-UP OF GUARANTEE FEE RECEIVED DURING THE YEARS 1981 TO 1998-99

(Amount in crores of Rupees)

Scheme 1981 1982 1983 1984 1986 1987 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94 1994-95 1995-96 1996-97 1997-98 1998-99
(15 months)

1. Small Loans
Guarantee
Scheme, 1971 23.29 30.50 35.70 47.69 69.00 79.56 101.51 389.32 331.90 351.44 431.74 665.36 631.64 496.90 396.43 112.70 81.03
2. Small Loans
(Financial
Corporations)
Guarantee
Scheme, 1971 @ 0.05 0.08 0.25 0.36 0.55 0.39 0.33 0.12 0.06 — — — — — — — —
3. Service Co-operative
Societies
Guarantee
Scheme, 1971 @ * * * * * * * 0.01 0.01 0.01 — — — — — — —
4. Small Loans
(Co-operative Banks)
30

Guarantee
Scheme, 1984 — — — 0.01 0.09 0.14 0.26 0.31 0.16 0.20 0.21 0.12 0.14 0.03 0.01 — —
5. Small Loans (Small
Scale Industries)
Guarantee Scheme,
1981 16.87 27.09 35.22 39.85 57.61 65.08 89.79 204.07 192.59 214.23 270.83 180.61 197.35 207.71 167.58 52.21 42.20

TOTAL 40.21 57.67 71.17 87.91 127.25 145.17 191.89 593.83 524.72 565.88 702.78 846.09 829.13 704.64 564.02 164.91 123.23

* 1981 Rs.39,000/- * 1984 Rs.25,000/-

* 1982 Rs.73,000/- * 1986 Rs.1,000/-
* 1983 Rs.14,000/- * 1987 Rs.7,000/-
* 1988-89 Rs.58,000/-

@ These Schemes have been terminated with effect from 1 April 1992.

Alco 11-0183
 Alco 11-0183
ANNEXURE - XIV

INVESTMENT OF DEPOSIT INSURANCE FUND, CREDIT GUARANTEE FUND AND GENERAL FUND
IN CENTRAL GOVERNMENT SECURITIES AS ON 31 MARCH 1999
(Amount in crores of Rupees)

Deposit Insurance Fund Credit Guarantee Fund General Fund

Sr. Particulars Rate Face Book Value % of Face Book Value % of value Face Book Value % of
No. value value as per value to value value as per to Book value value as per value to
rates Book value rates value rates Book value
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

(A) Securities which have depreciated :

1. 75002 6.50% Loan 2003 83.58 2.66 2.66 2.22 83.45 — — — — — — — —
2. 78002 6.75% Loan 2006 76.14 18.86 18.86 14.36 76.18 — — — — — — — —
3. 78007 6.75% Loan 2007 72.47 1.12 1.12 0.81 72.32 — — — — — — — —
4. 79002 7.00% Loan 2009 70.59 40.68 40.71 28.71 70.52 — — — — — — — —
5. 80003 7.50% Loan 2010 71.89 58.45 56.48 42.02 74.41 — — — — — — — —
6. 81005 8.00% Loan 2011 73.68 135.83 126.02 100.08 79.41 — — — — — — — —
7. 82005 9.00% Loan 2013 77.92 116.13 114.27 90.49 79.19 — — — — — — — —
8. 82013 8.75% Loan 2010 78.74 3.79 3.78 2.98 78.83 — — — — — — — —
9. 83004 10.00% Loan 2014 83.86 90.95 90.80 76.27 83.99 — — — — 0.05 0.05 0.04 75.00
31

10. 84002 9.50% Loan 2008 86.74 23.84 23.61 20.68 87.54 — — — — — — — —
11. 84005 10.25% Loan 2012 86.86 46.00 46.06 39.96 86.76 1.09 1.09 0.95 86.24 2.70 2.74 2.38 86.50
12. 84010 10.50% Loan 2014 87.04 55.98 55.96 48.72 87.06 — — — — 7.39 7.38 6.43 87.24
13. 85007 11.50% Loan 2015 93.67 87.12 87.14 81.61 93.64 — — — — 11.10 11.12 10.90 93.43
14. 86007 11.50% Loan 2006 98.63 106.03 107.22 104.58 97.54 — — — — 2.00 2.00 1.97 98.50
87011 11.50% Loan 2007 — — — — 3.51 3.44 3.43 99.71 — — — —
15. 89009 11.50% Loan 2009 96.54 194.21 194.50 187.49 96.39 17.00 17.02 16.41 96.47 0.77 0.77 0.75 96.10
16. 90008 10.75% Loan 2000 100.46 — — — — 5.00 5.13 5.02 98.05 — — — —
17. 91012 11.00% Loan 2011 95.35 83.62 82.60 79.73 96.54 6.37 6.18 6.08 98.38 — — — —
18. 91018 11.00% Loan 2001 99.68 — — — — 0.25 0.26 0.25 92.31 — — — —
19. 91019 11.50% Loan 2006 98.38 5.84 5.84 5.75 98.29 — — — — — — — —
20. 91020 12.00% Loan 2001 98.43 315.46 315.13 310.51 98.54 — — — — 1.03 1.03 1.05 98.06
21. 92005 12.75% Loan 2002 104.03 6.90 7.28 7.18 98.63 18.17 19.46 18.90 96.97 0.13 0.14 0.14 92.85
22. 93001 12.60% Loan 2000 102.22 — — — — 0.74 0.76 0.75 — — — — —
23. 93006 13.25% Loan 2000 103.38 13.10 13.74 13.55 98.62 10.73 11.40 11.10 97.37 0.03 0.03 0.03 —
24. 93007 13.12% Loan 1999 101.74 6.55 6.77 6.66 98.37 13.48 14.28 13.72 96.14 0.35 0.38 0.36 94.59
25. 93009 13.31% Loan 2001 104.77 — — — — 5.76 6.07 6.03 99.50 — — — —
26. 94004 12.00% Loan 1999 100.03 119.94 120.65 119.98 99.44 18.07 18.20 18.08 99.34 1.04 1.08 1.04 96.30
27. 94005 12.35% Loan 2004 102.98 4.91 5.12 5.06 99.02 — — — — — — — —

(Contd.)
 ANNEXURE - XIV (Contd.)

INVESTMENT OF DEPOSIT INSURANCE FUND, CREDIT GUARANTEE FUND AND GENERAL FUND
IN CENTRAL GOVERNMENT SECURITIES AS ON 31 MARCH 1999
(Amount in crores of Rupees)

Deposit Insurance Fund Credit Guarantee Fund General Fund

Sr. Particulars Rate Face Book Value % of Face Book Value % of Face Book Value % of
No. value value as per value to value value as per value to value value as per value to
rates Book value rates Book value rates Book value
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

28. 94007 11.64% Loan 2000 101.44 — — — — — — — — 0.88 0.90 0.89 —

29. 94010 11.55% Loan 2000 100.69 — — — — — — — — 0.44 0.44 0.44 —
30. 95003 13.25% Loan 2000 106.64 — — — — 7.20 7.84 7.68 97.83 — — — —
31. 95020 13.85% Loan 2000 104.66 — — — — 50.40 54.10 52.75 97.49 — — — —
32. 96007 13.75% Loan 2001 104.95 33.55 35.45 35.21 99.35 — — — — 0.18 0.19 0.19 94.74
33. 96008 13.70% Loan 1999 100.93 44.15 44.84 44.56 99.38 54.97 55.97 55.48 99.12 0.35 0.36 0.35 97.22
34. 96018 13.55% Loan 2001 105.34 5.00 5.49 5.27 95.98 11.25 11.90 11.85 99.58 — — — —
35. 96019 13.40% Loan 1999 102.67 73.48 76.34 75.44 98.81 36.96 38.60 37.95 98.32 0.47 0.48 0.48 97.92
32

36. 97004 12.69% Loan 2002 103.73 22.79 24.03 23.64 98.38 — — — — — — — —
37. 97005 12.14% Loan 2002 101.97 — — — — 39.21 40.10 39.98 99.73 — — — —
38. 97007 12.59% Loan 2004 103.90 90.62 94.84 94.16 99.28 — — — — — — — —
39. 97008 11.83% Loan 2003 101.37 55.09 56.57 55.84 98.71 46.23 47.44 46.86 98.76 0.11 0.11 0.11 —
40. 97009 10.85% Loan 2001 99.45 — — — — — — — — 0.19 0.20 0.19 —
41. 97010 11.19% Loan 2005 97.71 76.18 76.16 74.44 97.73 91.48 91.58 89.39 97.61 0.77 0.78 0.76 97.40
42. 97011 11.15% Loan 2002 99.75 32.05 32.36 31.97 98.83 17.24 17.21 17.20 99.94 — — — —
43. 98004 11.10% Loan 2003 99.18 15.71 15.63 15.58 99.68 — — — — — — — —
44. 98007 12.00% Loan 2008 100.10 — — — — 16.62 16.72 16.64 99.46 1.02 1.02 1.02 —
45. 98008 11.50% Loan 2004 99.78 25.62 25.61 25.56 99.84 — — — — — — — —

TOTAL (A) 2012.21 2013.64 1871.07 — 471.73 484.78 476.50 — 31.05 31.20 28.99 —

(Contd.)

Alco 11-0183
 Alco 11-0183
ANNEXURE - XIV (Contd.)

INVESTMENT OF DEPOSIT INSURANCE FUND, CREDIT GUARANTEE FUND AND GENERAL FUND
IN CENTRAL GOVERNMENT SECURITIES AS ON 31 MARCH 1999
(Amount in crores of Rupees)

Deposit Insurance Fund Credit Guarantee Fund General Fund

Sr. Particulars Rate Face Book Value % of Face Book Value % of value Face Book Value % of
No. value value as per value to value value as per to Book value value as per value to
rates Book value rates value rates Book value
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

(B) Securities which have appreciated :

1. 72001 5.75% Loan 2002 85.18 3.00 1.85 2.56 137.84 — — — — — — — —
2. 76004 6.50% Loan 2002 86.31 30.00 25.23 25.89 102.66 — — — — — — — —
3. 84004 9.50% Laon 2004 92.12 1.29 1.16 1.19 102.61 — — — — — — — —
4. 85006 10.50% Loan 2005 94.90 21.57 20.06 20.47 101.99 — — — — 0.43 0.38 0.41 105.26
5. 87006 11.00% Loan 2002 99.39 41.91 41.64 41.65 100.02 18.18 17.87 18.07 101.12 3.18 3.11 3.16 101.94
6. 87011 11.50% Loan 2007 97.78 2.47 2.40 2.42 100.84 — — — — 0.04 0.04 0.04 —
7. 88008 11.50% Loan 2008 97.32 14.20 13.65 13.82 101.17 — — — — — — — —
8. 90009 11.25% Loan 2005 98.08 39.39 38.28 38.63 100.94 44.76 43.71 43.90 100.41 0.30 0.29 0.29 —
9. 91018 11.00% Loan 2001 99.68 10.50 10.43 10.47 100.38 — — — — — — — —
33

10. 91020 12.00% Loan 2011 98.43 — — — — 108.62 106.16 106.91 100.70 — — — —
11. 92003 12.50% Loan 2007 103.20 160.15 160.78 165.27 102.80 198.85 199.68 205.21 102.77 — — — —
12. 93002 12.70% Loan 2001 102.88 — — — — 80.00 80.30 82.30 102.49 — — — —
13. 93005 13.40% Loan 2001 105.65 70.92 71.27 74.93 105.12 99.11 100.10 104.71 104.61 — — — —
14. 94003 12.50% Loan 2004 103.63 58.93 60.38 61.07 101.14 73.65 75.84 76.32 100.62 1.52 1.56 1.58 101.29
15. 94006 12.08 % Loan 2001 101.87 3.62 3.67 3.69 100.27 19.40 19.67 19.77 100.51 — — — —
16. 94007 11.64% Loan 2000 101.44 56.29 57.01 57.10 100.16 10.38 10.44 10.52 100.86 — — — —
17. 94009 11.75% Loan 2001 101.28 60.85 60.28 61.63 102.24 — — — — 0.34 0.33 0.34 103.03
18. 94010 11.55% Loan 2002 100.69 38.93 36.76 39.20 106.61 21.70 21.23 21.85 102.92 — — — —
19. 95001 GOIZCB Loan 2000 92.30 3.93 2.13 3.63 170.75 — — — — — — — —
20. 95003 13.25% Loan 2000 103.02 100.01 101.31 103.03 101.71 1.60 1.64 1.64 — 0.54 0.55 0.55 —
21. 95005 13.80% Loan 2002 106.64 6.75 7.19 7.20 100.14 — — — — — — — —
22. 95006 14.00% Loan 2005 109.97 53.70 55.15 59.05 107.09 30.30 31.11 33.32 107.10 0.48 0.49 0.53 106.12
23. 95012 14.00% Loan 2005 100.15 6.33 6.37 6.97 109.59 33.15 33.95 36.51 107.54 18.73 18.73 20.63 110.14
24. 95016 GOIFRB Loan 1999 101.92 13.23 13.44 13.48 100.30 56.16 57.10 57.24 100.23 1.19 1.21 1.21 100.83
25. 95020 13.85% Loan 2000 104.66 1.95 1.96 2.04 104.08 — — — — — — — —
26. 96004 13.85% Loan 2001 104.88 102.60 104.38 107.61 103.09 0.94 0.96 0.99 102.08 8.40 8.67 8.81 101.62
27. 96007 13.75% Loan 2001 104.95 — — — — 37.18 38.91 39.02 100.26 — — — —
28. 96009 13.85% Loan 2006 109.78 5.00 5.15 5.49 106.61 — — — — — — — —

(Contd.)
 ANNEXURE - XIV (Contd.)

INVESTMENT OF DEPOSIT INSURANCE FUND, CREDIT GUARANTEE FUND AND GENERAL FUND
IN CENTRAL GOVERNMENT SECURITIES AS ON 31 MARCH 1999
(Amount in crores of Rupees)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

29. 96013 ZCB Loan 2000 87.78 0.10 0.06 0.09 133.33 0.96 0.58 0.84 145.61 — — — —
30. 96015 13.85% Loan 2006 109.86 — — — — 1.50 1.59 1.65 103.80 — — — —
31. 96016 13.82% Loan 2002 107.12 20.24 21.32 21.68 101.69 70.76 72.52 75.79 104.51 2.05 2.06 2.20 106.80
32. 97001 13.65% Loan 2007 108.99 — — — — 6.00 6.52 6.54 100.15 — — — —
33. 97002 13.05% Loan 2007 105.97 34.64 35.57 36.70 103.21 74.19 76.30 78.62 103.00 0.42 0.44 0.45 102.33
34. 97004 12.69% Loan 2002 103.73 — — — — 0.27 0.27 0.28 103.85 3.23 3.29 3.35 102.13
35. 97005 12.14% Loan 2000 101.97 38.26 38.74 39.01 100.70 — — — — 0.93 0.93 0.95 101.08
36. 97007 12.59% Loan 2004 103.90 — — — — 85.63 88.83 88.97 100.16 — — — —
37. 97009 10.85% Loan 2001 99.45 65.41 63.85 65.05 101.86 — — — — — — — —
38. 98004 11.10% Loan 2003 99.18 — — — — 6.29 6.21 6.24 100.48 — — — —
39. 98005 11.75% Loan 2006 99.87 156.53 156.22 156.33 100.07 3.61 3.60 3.61 100.28 0.66 0.66 0.66 —
40. 98007 12.00% Loan 2008 100.10 4.85 4.85 4.86 100.21 — — — — — — — —
41. 98008 11.50% Loan 2004 99.78 — — — — 5.22 5.22 5.25 100.77 0.02 0.02 0.02 —
34

42. 98009 11.90% Loan 2007 100.04 1.30 1.29 1.30 101.56 2.20 2.18 2.20 100.92 — — — —
43. 98012 12.10% Loan 2002 100.56 4.12 4.12 4.14 100.49 46.63 46.63 46.89 100.56 — — — —
44. 98013 11.55% Loan 2001 100.84 21.75 21.80 21.93 100.64 — — — — — — — —
45. 98014 11.75% Loan 2003 101.12 13.07 13.08 13.22 101.07 1.93 1.93 1.95 101.04 — — — —
46. 98017 11.95% Loan 2004 101.41 1.00 1.00 1.01 101.00 — — — — — — — —
47. 98019 11.68% Loan 2002 101.11 1.64 1.64 1.66 100.61 1.51 1.51 1.53 100.66 — — — —
48. 98020 11.78% Loan 2003 101.19 0.51 0.51 0.52 — 10.31 10.31 10.43 101.16 — — — —
49. 98022 11.98% Loan 2004 101.57 0.83 0.83 0.84 101.20 1.27 1.27 1.29 100.79 — — — —
50. 98024 11.40% Loan 2000 101.10 28.14 28.16 28.45 101.03 2.65 2.65 2.67 100.75 0.06 0.06 0.06 —
51. 98031 11.47% Loan 2001 100.66 4.88 4.88 4.91 100.61 0.12 0.12 0.12 — — — — —
52. 93001 12.60% Loan 2000 102.22 0.13 0.13 0.14 — — — — — — — — —
53. 93009 13.31% Laon 2001 104.77 0.24 0.25 0.25 — — — — — — — — —
54. 95009 ZCB 2000 87.40 0.01 0.01 0.01 — — — — — — — — —
55. 98021 12.40% Loan 2013 100.63 0.70 0.70 0.70 — — — — — — — — —
56. 98023 12.25% Loan 2008 101.31 0.46 0.46 0.47 102.17 0.04 0.04 0.04 — — — — —
TOTAL ‘B’ 1306.33 1301.37 1331.74 1155.11 1167.00 1193.21 42.52 42.82 45.24

TOTAL ‘A’ 2012.21 2013.64 1871.07 471.73 484.78 476.50 31.05 31.20 28.99

Alco 11-0183
TOTAL ‘A’ + ‘B’ 3318.54 3315.01 3202.81 1626.84 1651.78 1669.71 73.57 74.02 74.23