Scribd
Upload
52 views

Personal Cash Flow Worksheet

The document is a personal cash flow worksheet that outlines a person's monthly income and expenses. It includes categories for employment income, retirement benefits, investment income, and other income as inflows. Expenses are broken into needs like housing, utilities, loans, insurance, and wants like discretionary spending, gifts, entertainment. The worksheet calculates net monthly cash flow.

Uploaded by

Jerry liu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
52 views

Personal Cash Flow Worksheet

The document is a personal cash flow worksheet that outlines a person's monthly income and expenses. It includes categories for employment income, retirement benefits, investment income, and other income as inflows. Expenses are broken into needs like housing, utilities, loans, insurance, and wants like discretionary spending, gifts, entertainment. The worksheet calculates net monthly cash flow.

Uploaded by

Jerry liu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 1

Personal Cash Flow Worksheet

Income (Inflows)

E mployment income (after tax) $ t r ment benefits


Re i e $
Investment income (interest, dividends, or property) $ Other income $
Social Security benefits $ Total Monthly Net Income (A) $

Expenses (Outflows)
Your Needs
H ousing payments (mortgage or rent) $ Utilities
Credit card payments $ s
Ga & elec tricity $
Student loan payments TV, phone & internet
$ $
Other loan payments Water & trash
$ $
Insurance Car payments
$
Auto $ Auto (fuel)
$
Disability Auto (maintenance)
$ $
Health Child care
$ $
Home or rental Food & groceries
$
Home maintenance
Life
$

Your Wants
s r t onary & pocket money
Di c e i $ ts & charitable donations
Gif
$
Entertainment & recreation Vacation & travel
$ $
Eating out $

Your Savings
s v n s nvestments
Ca h Sa i g & i $
Total Monthly Expenses (B) $

Monthly Net Cash Flow $ - $ = $


Total Monthly Net Income (A) Total Monthly Expenses (B)

Positive net cash flow is a surplus — more available to save!


Negative net cash flow is a deficit — adjustments will need to be made.

©2021 Social Finance, Inc. All rights reserved. [CN21-319836]

You might also like