Start-up Business Pla

financial
plan summary summary
a step by step guide to your financ
start up
#1 #3
expenses #2 start up assets ex

#4finance revenue
#5
options projections #6 Pr
 INSTRUCTIONS:
#1 Start with the plan summary.

#2 then click through each step of the

ess Plan
financial plan. (ALL BLUE BUTTONS)
The orange colored cells are the places to
enter your inputs. The other cells have
formulas to calculate for you.

#3 Then review results under

financial <-----Financial summary.

summary
ur financial plan:
monthly
#3
expenses

#6 Profit & Loss

 plan startup monthly finance revenue
home startup assets profit & loss
summary expenses expenses options projections

plan summary:
What will you sell: Why is there a need for your product / service / business:

Who will buy it: How can you reach these people / let them know about your
business:

Price of products / services: How can you encourage referrals / create partnerships / create
loyalty:
Product 1: Price:
Product 2: Price:
Product 3: Price:
Product 4: Price:
Other source of revenue:

WHY YOUR TEAM?- Name ideas / branding / mission / story : Your competitive advantage / differentiation strategy:

Biggest challenges to success: How I will overcome or evaluate these challenges / business
mapping process :

What success will look like:

 home plan startup startup assets monthly
summary expenses expenses

startup expenses:
Start up Expenses
Building / Construction / Purchase
down payment (if applicable) R0.00
Rent / Lease Deposits rent pre payments / deposits 100
Legal & Setup corporate setup 524
licenses, fees, trademark
accounting fees 6855
training / education / consulting
Marketing logo design
website design or setup
other promotions advertising
Insurance - pre paid building/liability/work comp
Salaries pre-opening salaries and wages
Supplies office supplies etc…
Computers computers / printers
Miscellaneous any other expenses
Other any other expenses
Start up Expenses R7,479.00
monthly finance revenue profit & loss
expenses options projections

Building / Construction / Land Purchase Calculator

If purchasing a building or land or performing a remodel

Sales / Purchase Price 0

Construction / Improvements & other project costs 0
Total Project Price 0
10% Down Payment (entered on start up expenses) 0
Loan Amount 0
Annual Interest Rate 6%
N (number of pmt periods / months) 360

Monthly pmt ( entered on monthly expenses) R0.00

 plan startup monthly
home summary expenses startup assets expenses

startup assets:
Start up Assets (needed)
Cash on hand / reserves 0
Inventory
Furniture
Signage
Leasehold Improvements
Plant & Equipment
Land
Other Assets
Other Assets
Other Assets
Other Assets
Other Assets
Other Assets
Start up Assets (needed) R0.00
monthly finance revenue
expenses options projections profit & loss
 plan startup monthly
home startup assets
summary expenses expenses

monthly expenses:
Monthly Budget / Expenses
Marketing / Advertising / Web Site Hosting 0
Supplies & Office Expense 0
Legal / Accounting 0
Independent Contractors 0
Payroll (from payroll calculator) R5,382.00
Rent / Mortgage Pmt (mo pmt from startup expense calculator) R0.00
Utilities 0
Telephone / Internet 0
Insurance (Liability, Work Comp, Other) 0
Maintenance 0
Lease / Rent of Vehicles, Machinery, Equipment 0
Miscellaneous 0
Repairs & Maintenance 0
Travel / Meals / Entertainment 0
Other 0
Other 0
Other 0
Monthly Expenses R5,382.00
monthly finance revenue
profit & loss
expenses options projections

Payroll Calculator
Employees Hourly wage Hrs worked per week Mo expense Annual expense
#1 R12.00 40 R2,080.00 R24,960.00
#2 R15.00 40 R2,600.00 R31,200.00
#3 R0.00 0 R0.00 R0.00
#4 R0.00 0 R0.00 R0.00
#5 R0.00 0 R0.00 R0.00
Total Employee R27.00 80 R4,680.00 R56,160.00

Owner Salary R0.00 R0.00

Payroll Taxes & Benefits

% estimated 15% R702.00 R8,424.00

Total Payroll R5,382.00 R64,584.00

 plan startup monthly
home startup assets
summary expenses expenses

finance options:
Start up Expenses total R7,479.00
Start up Assets Needed total R0.00
Monthly Expenses (# months) 3 R16,146.00
enter # of months needed to finance monthly budget pre sales (above)

Total Start up Investment R23,625.00

Percent Amount
Investor 1 65% R15,356.25
Investor 2 25% R5,906.25
Investor 3 0% R0.00
R0.00
Debt / Loan 1 10% R2,362.50
Debt / Loan 2 0% R0.00
if debt financing add loan interest to mo expenses
total percent of project financed 100% R23,625.00
monthly finance revenue
profit & loss
expenses options projections
 home plan summary startup expenses

revenue projections:
Revenue Projections Yr 1

# Units sold % sales growth

month 1 Revenue per unit sold yr 1
Product / Service #1 20 R199.00 25%
Product / Service #2 0 R0.00 10%
Product / Service #3 0 R0.00 10%
Product / Service #4 0 R0.00 10%
Product / Service #5 0 R0.00 10%

REVENUE January February March

Product / Service #1 R3,980.00 R4,062.92 R4,147.56
Product / Service #2 R0.00 R0.00 R0.00
Y Product / Service #3 R0.00 R0.00 R0.00
R Product / Service #4 R0.00 R0.00 R0.00
2 Product / Service #5 R0.00 R0.00 R0.00
Total Revenue R3,980.00 R4,062.92 R4,147.56

Revenue Projections Yr 2

% sales growth yr
2 % mo sales growth
Product / Service #1 25% 2.08%
Product / Service #2 0% 0.00%
Product / Service #3 0% 0.00%
Product / Service #4 0% 0.00%
Product / Service #5 0% 0.00%

REVENUE January February March

Product / Service #1 R5,097.31 R5,203.51 R5,311.91
Product / Service #2 R0.00 R0.00 R0.00
Product / Service #3 R0.00 R0.00 R0.00
Product / Service #4 R0.00 R0.00 R0.00
Product / Service #5 R0.00 R0.00 R0.00
Total Revenue R5,097.31 R5,203.51 R5,311.91
enses startup assets monthly expenses finance options

ctions:

% mo sales growth Total Revenue Yr 1

2.08% R53,630.96
0.83%
0.83%
0.83%
0.83%

April May June July August

R4,233.97 R4,322.18 R4,412.22 R4,504.14 R4,597.98
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R4,233.97 R4,322.18 R4,412.22 R4,504.14 R4,597.98

Total Revenue Yr 1
R53,630.96

April May June July August

R5,422.58 R5,535.55 R5,650.87 R5,768.60 R5,888.78
R0.00 R0.00 R0.00 R0.00 R0.00
 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R5,422.58 R5,535.55 R5,650.87 R5,768.60 R5,888.78
ptions revenue projections profit & loss

Total Revenue Yr 2
R68,686.86

September October November December Total

R4,693.77 R4,791.56 R4,891.38 R4,993.28 R53,630.96
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R4,693.77 R4,791.56 R4,891.38 R4,993.28 R53,630.96

Total Revenue Yr 2
R68,686.86

September October November December Total

R6,011.46 R6,136.70 R6,264.55 R6,395.06 R68,686.86
R0.00 R0.00 R0.00 R0.00 R0.00
 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00
R6,011.46 R6,136.70 R6,264.55 R6,395.06 R68,686.86
 home plan summary startup expenses startup assets

profit & loss | income st

Profit & Loss Yr 1
REVENUE January February March April
Product / Service #1 R3,980.00 R4,062.92 R4,147.56 R4,233.97
Product / Service #2 R0.00 R0.00 R0.00 R0.00
Product / Service #3 R0.00 R0.00 R0.00 R0.00
Product / Service #4 R0.00 R0.00 R0.00 R0.00
Product / Service #5 R0.00 R0.00 R0.00 R0.00
Total Revenue R3,980.00 R4,062.92 R4,147.56 R4,233.97

EXPENSES
% expense
increase /
5% inflation
Marketing / Advertising / Web Site Host R0.00 R0.00 R0.00 R0.00
Supplies & Office Expense R0.00 R0.00 R0.00 R0.00
Legal / Accounting R0.00 R0.00 R0.00 R0.00
Independent Contractors R0.00 R0.00 R0.00 R0.00
Payroll (from payroll calculator) R5,382.00 R5,404.43 R5,426.94 R5,449.56
Rent / Mortgage Pmt (mo pmt from sta R0.00 R0.00 R0.00 R0.00
Utilities R0.00 R0.00 R0.00 R0.00
Telephone / Internet R0.00 R0.00 R0.00 R0.00
Insurance (Liability, Work Comp, Other) R0.00 R0.00 R0.00 R0.00
Maintenance R0.00 R0.00 R0.00 R0.00
Lease / Rent of Vehicles, Machinery, E R0.00 R0.00 R0.00 R0.00
Miscellaneous R0.00 R0.00 R0.00 R0.00
Repairs & Maintenance R0.00 R0.00 R0.00 R0.00
Travel / Meals / Entertainment R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Total Expenses R5,382.00 R5,404.43 R5,426.94 R5,449.56

NET INCOME -R1,402.00 -R1,341.51 -R1,279.38 -R1,215.59

Y (before interest, tax, depreciation)
R
2

Profit & Loss Yr 2

REVENUE January February March April
Product / Service #1 R5,097.31 R5,203.51 R5,311.91 R5,422.58
Product / Service #2 R0.00 R0.00 R0.00 R0.00
Product / Service #3 R0.00 R0.00 R0.00 R0.00
Product / Service #4 R0.00 R0.00 R0.00 R0.00
Product / Service #5 R0.00 R0.00 R0.00 R0.00
Total Revenue R5,097.31 R5,203.51 R5,311.91 R5,422.58

EXPENSES
Marketing / Advertising / Web Site Host R0.00 R0.00 R0.00 R0.00
Supplies & Office Expense R0.00 R0.00 R0.00 R0.00
Legal / Accounting R0.00 R0.00 R0.00 R0.00
Independent Contractors R0.00 R0.00 R0.00 R0.00
Payroll (from payroll calculator) R5,633.88 R5,657.35 R5,680.93 R5,704.60
Rent / Mortgage Pmt (mo pmt from sta R0.00 R0.00 R0.00 R0.00
Utilities R0.00 R0.00 R0.00 R0.00
Telephone / Internet R0.00 R0.00 R0.00 R0.00
Insurance (Liability, Work Comp, Other) R0.00 R0.00 R0.00 R0.00
Maintenance R0.00 R0.00 R0.00 R0.00
Lease / Rent of Vehicles, Machinery, E R0.00 R0.00 R0.00 R0.00
Miscellaneous R0.00 R0.00 R0.00 R0.00
Repairs & Maintenance R0.00 R0.00 R0.00 R0.00
Travel / Meals / Entertainment R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Other R0.00 R0.00 R0.00 R0.00
Total Expenses R5,633.88 R5,657.35 R5,680.93 R5,704.60

NET INCOME -R536.57 -R453.85 -R369.01 -R282.02

(before interest, tax, depreciation)
tartup assets monthly finance options revenue profit & loss
expenses projections

| income statement
May June July August September October November
R4,322.18 R4,412.22 R4,504.14 R4,597.98 R4,693.77 R4,791.56 R4,891.38
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R4,322.18 R4,412.22 R4,504.14 R4,597.98 R4,693.77 R4,791.56 R4,891.38

R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00

R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R5,472.26 R5,495.06 R5,517.96 R5,540.95 R5,564.04 R5,587.22 R5,610.50
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R5,472.26 R5,495.06 R5,517.96 R5,540.95 R5,564.04 R5,587.22 R5,610.50

-R1,150.09 -R1,082.84 -R1,013.82 -R942.97 -R870.27 -R795.66 -R719.12

May June July August September October November

R5,535.55 R5,650.87 R5,768.60 R5,888.78 R6,011.46 R6,136.70 R6,264.55
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R5,535.55 R5,650.87 R5,768.60 R5,888.78 R6,011.46 R6,136.70 R6,264.55

R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00

R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R5,728.37 R5,752.23 R5,776.20 R5,800.27 R5,824.44 R5,848.70 R5,873.07
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R0.00 R0.00 R0.00 R0.00 R0.00 R0.00 R0.00
R5,728.37 R5,752.23 R5,776.20 R5,800.27 R5,824.44 R5,848.70 R5,873.07

-R192.82 -R101.36 -R7.60 R88.51 R187.02 R287.99 R391.47

profit & loss

December Total
R4,993.28 R53,630.96
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R4,993.28 R53,630.96

R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R5,633.88 R66,084.80
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R5,633.88 R66,084.80

-R640.59 -R12,453.84

December Total
R6,395.06 R68,686.86
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R6,395.06 R68,686.86

R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R5,897.55 R69,177.58
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R0.00 R0.00
R5,897.55 R69,177.58

R497.51 -R490.72
 plan startup monthly
home startup assets
summary expenses expenses

financial summary:
Financial Summary

Total Start up Investment R23,625.00

Owner Annual Salary R0.00

Year 1 Profit / loss -R12,453.84

Year 2 Profit / loss -R490.72

 monthly finance revenue
profit & loss
expenses options projections

mary: