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The document discusses Chola Healthline, a health insurance plan offered by Chola MS General Insurance Company. It provides 4 plans - Privilege, Enrich, Freedom, and Value - that vary based on sum insured amounts and covered benefits. Key benefits include coverage for hospitalization expenses, day care procedures, maternity expenses, and more. Pre-existing diseases are covered after a waiting period. Claims can be filed either as cashless or reimbursement. Chola MS aims to provide 24/7 support and a large network of cashless provider hospitals.

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79 views

Ghonji

The document discusses Chola Healthline, a health insurance plan offered by Chola MS General Insurance Company. It provides 4 plans - Privilege, Enrich, Freedom, and Value - that vary based on sum insured amounts and covered benefits. Key benefits include coverage for hospitalization expenses, day care procedures, maternity expenses, and more. Pre-existing diseases are covered after a waiting period. Claims can be filed either as cashless or reimbursement. Chola MS aims to provide 24/7 support and a large network of cashless provider hospitals.

Uploaded by

araban dates
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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The perfect

way to protect
your family's health.
Chola Healthline
Health and wellness services are inflating exponentially, health insurance has become a basic necessity for
the well-being of every individual. The consistently growing healthcare sector calls for a health insurance
plan which covers you and your family against all financial risks arising out of adverse medical conditions.
Chola Healthline covers you against such risks by offering four smart health insurance solutions.

Privilege Plan Enrich Plan Freedom Plan Value Plan

Benefits

Covers entire family No pre-policy health Discount of 6% & 12% for 2 & 3
including parents-in-law check-up till year policy respectively.
and siblings 45 years of age 10% discount for tier-2 locations

Lifelong Exemption up to ` 25,000 ENTRY AGE


Renewal Exemption up to ` 55,000 for senior Adults: 18 - 65 years
citizens under section 80D of IT Act Dependent Children:
90 days - 26 years

TENURE PREMIUM PAYMENT


1 year, 2 years Once till the
and 3 years policy expires
What is covered?

Healthline Plans
Privilege Plan Enrich Plan Freedom Plan Value Plan

Sum Insured (` in Lakhs) 5 - 25 3 - 25 3 - 15 2 - 10

• Hospitalisation expenses • 141 day care procedures • AYUSH treatment


Hospitalisation coverage
• Max 7 days of domiciliary hospitalisation • Organ donor hospitalisation expenses

1. Pre hospitalisation 60 days 30 days


2. Post hospitalisation 90 days 60 days

Emergency ambulance expense (`) 5,000/- 2,000/- 2,000/- 1,000/-

Extended hospitalisation allowance (`) 10,000/-

Double Sum Insured for Critical illnesses & Accidents (`) Covered

Child hospitalisation allowance (`) NA 500 for 7 days

Maternity cover (`) Up to 1,00,000/-

Covered
New born baby hospitalisation up to mothers
sum insured

Out patient - Dental/Spectacles/ Up to 10,000/-


Contact lens/Hearing aid (`) every 2 years

Specialist opinion for critical illness (`) Up to 25,000/-

Sum Insured Options (` in Lakhs)


Privilege Plan Enrich Plan
5 7.5 10 15 20 25 3 5 7.5 10 15 20 25

Freedom Plan Value Plan


3 5 7.5 10 15 2 3 5 7.5 10

What is not covered?


Initial Waiting Period: 30 days for all illnesses Waiting period of 2 years for
(not applicable on renewal and for accidents) treatment of listed diseases

Pre-Existing Disease (PED): Benefits


not available for any pre-existing Any act of intentional self-injury or
condition(s) until 48 consecutive attempted suicide
months of continuous coverage

Vaccination or inoculation unless


War, hostilities whether war
forming a part of post-animal bite
declared or not
treatment

For detailed list of exclusions, please refer to the policy wordings on our website.
Claim Process (Cashless and Reimbursement)
Reach us at Toll Free number (1800-208-5544) to register your claim.
Don't worry, we will guide you through the rest

Why Chola MS?

24x7 phone & Large network of


email support cashless hospitals

Unlimited claims, Quick &


until the sum insured hassle-free
is exhausted claims

Reach us at:
[email protected] CholaMSInsurance @cholams

chola_ms cholainsurance.com 1800-208-5544 (Toll Free) virtual assistant JOSHU

Cholamandalam MS General Insurance Company Limited


(A Joint Venture between Murugappa Group & Mitsui Sumitomo Insurance Company Ltd., Japan)
Regd. Office: Dare House, 2, N.S.C Bose Road, Chennai - 600 001. India.
T: +91-44-4044 5400 | F: +91-44-4044 5550 | SMS ‘CHOLA HL’ to 56677* | E: [email protected]
Trade Logo displayed above belongs to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (formerly TI Financial Holdings Limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS
under License.
Chola Healthline
*SMS charges as applicable
For more details on risk factors, terms and condi�ons, please read sales brochure carefully before concluding a sale.Terms and Condi�ons apply.
Prohibi�on of rebates 41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or con�nue an insurance in respect of any kind of risk
rela�ng to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or con�nuing a
policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer:
(2) Any person making default in complying with the provisions of this sec�on shall be liable for a penalty which may extend to ten lakh rupees.
CIN: U66030TN2001PLC047977 | IRDA Regn. No.123 | UIN: CHOHLIP21300V032021 | CMS/HEALTH/CHL/E-BROCHURE/ENG/2426/OCT2020

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