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Ashmita Gouri Z A: Work Experience

This document provides a summary of Ashmita Gouri Z A's work experience. She has over 15 years of experience in banking and finance, including roles as an executive, head documentation officer, credit operations analyst, and loan specialist. Her experience spans positions at SATS Food Services, RHB Singapore, Citibank Singapore, Great Eastern Singapore, and Sona Electronics. She has a diverse skill set including data management, finance, staff development, client assessment, and proficiency with IT systems.

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Ashmita ZA
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40 views4 pages

Ashmita Gouri Z A: Work Experience

This document provides a summary of Ashmita Gouri Z A's work experience. She has over 15 years of experience in banking and finance, including roles as an executive, head documentation officer, credit operations analyst, and loan specialist. Her experience spans positions at SATS Food Services, RHB Singapore, Citibank Singapore, Great Eastern Singapore, and Sona Electronics. She has a diverse skill set including data management, finance, staff development, client assessment, and proficiency with IT systems.

Uploaded by

Ashmita ZA
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Ashmita Gouri Z A

Singapore
[email protected]
81119350

Work Experience

Executive (Temporary)
SATS Food Services
November 2021 to Present
EMPLOYMENT HISTORY

Assist Purchasing Executive


SERVICES PTE LTD
November 2020 to Present
in generating and processing Purchase requisition and Purchase order timely to ensure timely processing
of daily orders and achieve optimal stock level
Assist in monitoring of delivery of orders, ensure timely delivery and liaise with Operations team
Liaise with Suppliers on missing Invoices and processing of E-Invoices
Check and verify on Invoices; verify pricing as per agreement with Supplier
Maintain updated records of invoices and contracts
Perform data entry into system to monitor food costs, excessive ordering and wastage
Assist in the Timely Processing of Invoices; check prices and quantity of purchase orders and invoices to
ensure accuracy before updating records into system to process payment promptly
Assist in sourcing for suppliers on the procurement of supplies and ensure competitive pricing and terms
Maintain updated records on suppliers' pricing, terms and contact correspondence
Maintain proper filing and documentation
Other administrative and ad-hoc duties
Handling customers calls on shipping dates.

Head Documentation Officer


RHB SINGAPORE
2018 to November 2020
Credit Operations Unit
HEAD officer of various loans under the company [Furnishing, education, renovation, financing],
specializing/focusing on retail loans
HEAD liaison officer for internal department in the company for disbursement of loans
SOLE officer responsible for ALL retail loans currently under RHB Singapore
EMPLOYMENT
EMPLOYMENT HISTORY

EXECUTIVE
RHB SINGAPORE
November 2019 to February 2020
Perform the daily BAU operations, to support all Letter of Offer
Generation within SG Branch
Draft and Finalized Letters of Offer based on credit approval packages.

Verify that all approved terms and conditions have been drafted accordingly in the LO.

Respond to Business Units' requests and enquiries within a stipulated time line.

OFFICER
RHB SINGAPORE
November 2018 to November 2019
Credit Operations
Unit

Sole -officer responsible for all retail loans and premium financing loans under RHB Singapore.

Cover all aspects of documentation checks, updating of registers, and custodian of documents.

Ensured pre-disbursement conditions are met and mandatory documents are in order prior loan
disbursement.

Disbursing Renovation Loans, Furnishing Loans, Education Loans and Premium Financing Loans.

Follow up with Relationship Managers on outstanding documentation and issues.

ASSISTANT
CITIBANK SINGAPORE - Singapore
October 2009 to May 2018
MANAGER -
CREDIT
OPERATIONS
ANALYST

Mortgage Loans Processor / Disbursement.


Reviewing of loan disbursement letters daily.
Tracking discrepancy reports if any on the loan disbursement.
Monthly reporting and follow-up on the original loans security
Documents are lodged for safe keeping.
Weekly reporting for outstanding documentation till the required documents are submitted.

Custodian for all title deeds documents lodged and released.


Credit Control Checker-
Checks on Pledged Memos, Portfolios, Facility letters, Loan Approval worksheet.

Day two checks on securities instructions and authorization. Mentor and trainer for new
contract staffs

Assistant Manager, Secured Loans Operations (Advanced from Administrator)


CITIBANK SINGAPORE
2004 to May 2018
Loan Specialist
❖ MAIN checker for Citibank's disbursement of personal loans, worth SGD$ 1 Million or more,
targeting High Profile Clients.
❖ MAIN recruitment officer in charge of Human Resource, focusing on staff training and deployment
❖ MAIN custodian for Title deeds worth SGD$ 500,000 or more, targeting High Profile Client.

APPROVAL OFFICER
CITIBANK SINGAPORE
2006 to 2009
Credit Operations Unit
Carry out pre disbursement checks on mortgage related documents.
Checks on all documentation status, loan agreement and condition precedent for loan drawdowns.

Perform customer service by conducting phone reminder/negotiation.


Call customers on credit collection - about to overdue, etc.
Manage inbound & outbound call as well as email queries.
Responsible for prompt collection and for all outstanding debts.
Monitor and to follow-up to ensure the return of outstanding account on credit collection.

Call and pursue the collection of any arrears and to negotiate repayment schedules.

Negotiate payment arrangements with borrowers, including offering suggestions as to meet their
obligations and introduce
alternative payment methods.

TELEMARKETER
Great Eastern Singapore - Singapore
2005 to 2006
Part time)

HR ADMINISTRATOR
CITIBANK SINGAPORE - Singapore
2004 to 2006
Human Resource

Performed full administration support.


Maintained accurate HR database and update employees'
Prepare all employment-related documents.
Preparation of Letter of Employment, staff orientation and HR related document.

In maintaining attendance records, leave records and general administration and filing.

Involve in employee training & development such as sourcing for external courses and registration.

Administrative support for office and operations.


Update and filing of employee's records.
Screening of new candidates resumes
Administer operational aspects of Bank schemes (filing of insurance claims, payments of invoices, etc.)

TEACHER
PAP - Student Care Centre - Singapore
2000 to 2004
Great Eastern Insurance
Cross sell product over the phone
Call customer to arrange meetings with Great Eastern sales marketing representative.

STUDENT CARE CENTRE - Singapore


Before and after school care teacher.

teacher
PAP - Student Care Centre
1983 to 2004
2000-2004

Sole Proprietor
Raj Priya's Emporium
1991 to 1994

Secretary
Sona Electronics Pte Ltd
1983 to 1987
HISTORY

CAREER HISTORY

Skills
• DATA MANAGEMENT 
BUDGETING AND FINANCE 
STAFF DEVELOPMENT 
TEAM LEADERSHIP 
CLIENT ASSESSMENT AND ANALYSIS 
 
IT Skills: Proficient with the use of MS Office suite, Oracle/ SAP ERP System and the Internet
applications

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