CURRENT ACCOUNT SCHEDULE OF CHARGES

Please tick on the selected variant o o o o

Product Name Standard charges Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
Product code CLS25 SBA50/SB025 SBA1L/SB050 SBA5L/SB250
Quarterly Average Balance (QAB) in ₹ for Metro and Urban# 25,000 50,000 100,000 500,000
Quarterly Average Balance (QAB) in ₹ for Rural and Semi Urban# 25,000 25,000* 50,000* 250,000*
# 1) Zero QAB requirement for first 2 quarters if the customer is transaction active (minimum amt - Rs. 1,000 on each channel) on Digi Pack : either Corporate Internet Banking or InstaBIZ App, and any two from online GST payment, CMS, Debit
Card (through POS), Connected Banking, bill pay within 2 months of opening the account.
2) Asset Linked Benefit - Lifetime Zero QAB till auto debit for EMI is active in the account
3) Connected Banking Benefit - Lifetime Zero QAB when throughput through Connected Banking is more than or equal to Rs. 25,000 for the quarter
* Semi Urban refers to the location where population category is semi urban as per latest census report
Non cash transaction free limits and charges
Cheque collection and payment NA Free Free Free Free
RTGS/NEFT payment done online NA Free Free Free Free
RTGS Payment (Applicable only if done at ₹ 2 lakh to ₹ 5 lakh - ₹ 20/tran;
Standard charges Free Free Free
branch) > ₹ 5 lakh - ₹ 45/tran
Upto 10,000 - ₹ 2.25/tran; Rs10,001 to ₹1 lakh -
NEFT Payment (Applicable only if done at
₹ 4.75/tran; Rs 1lakh to ₹ 2 lakhs - ₹ 14.75/tran; Standard charges Free Free Free
branch)
Above Rs 2 lakhs - ₹ 24.75/tran
Business Gold debit card ₹ 250 per year Standard charges Free Free Free
Cheque return – Deposited by Customer ₹ 100 per instance Standard charges 1st 2 free per month 1st 10 free per month Free
Mobile Alert ₹ 25 per month Standard charges Free Free Free
50/1 lac MAB 50/1 lac MAB
Free limit - per month. Std charges - ₹ 2
DD/PO issuance Standard charges Min 15 DD/PO Max 1200 DD/PO; Min 15 DD/PO; Max 1500 DD/PO Free
per/1000
Then standard charges Then standard charges
100/1 lac MAB 150/1 lac MAB 200/1 lac MAB
Free limit - per month. Std charges - ₹ 25 per 75 transactions free; then standard Min 100 transaction; Max 3000 Min 100 transaction; Max 3,500 Min 100 transaction; Max 4,000
Branch transaction
transaction charges transaction transaction transaction
Then standard charges Then standard charges Then standard charges
150/1 lac MAB 150/1 lac MAB 150/1 lac MAB
Free limit - per month. Std charges - ₹ 2 per 100 leaves free; then standard
Cheque leaves issuance Min 100 leaves; Max 2000 leaves Min 100 leaves; Max 2200 leaves Min 100 leaves; Max 2500 leaves
leaf charges
Then standard charges Then standard charges Then standard charges
Free limit - per month. Std charges -upto 50/1 lac MAB; 100/1 lac MAB;
IMPS payment (Applicable for branch and online
10,000: 3.50/tran; 10,001 to 1 lakh: 5/tran; 1 Standard charges Standard charges Max 1,000 transaction Max 2,000 transaction
transaction)
lakh to 2 lakh: 15/tran Then standard charges Then standard charges

Cash transaction
2.5 lacs or 25 transactions w/e is
Free limit in ₹ @ 10 times MAB @ 10 times MAB @ 12 times MAB
lower
Maximum cash deposit free limit per month NA 12,000,000 25,000,000 100,000,000
Cash deposit at base and non base location
3/1000 for base and 3.5/1000 for 3/1000 for base and non base
3/1000 for base and non base 3/1000 for base and non base
Charges above free limit nonbase location; min Rs. 50 per location; min Rs. 50 per
location; min Rs. 50 per transaction location; min Rs. 50 per transaction
transaction transaction
Cash withdrawal at base location NA Free Free Free Free
Free upto ₹ 50,000 per day; then std Free upto ₹ 10 times of MAB upto Free upto ₹ 10 times of MAB upto Free upto ₹ 12 times of MAB upto 10
Cash withdrawal at non base location ₹ 2/1000
charges 1.2 crs; then std charges 2.5 crs; then std charges crs; then std charges
 Product Name Standard charges Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
Other Common Charges
Cheque return – Issued by Customer ( including
₹ 750 per instrument Standard charges Standard charges Standard charges Standard charges
fund transfer ) ₹
Within 14 days - Nil, beyond 14 days but within
Account closure charges Standard charges Standard charges Standard charges Standard charges
6 months - ₹ 1,000, beyond 6 months - ₹ 500
Physical statement charge ₹ 25 per month Standard charges Standard charges Standard charges Standard charges
ATM cash withdrawal at other bank ATM (India) ₹ 20 per transaction Standard charges Standard charges Standard charges Standard charges
ATM Transactions at other bank ATM (Outside
₹ 125 per transaction Standard charges Standard charges Standard charges Standard charges
India)
Replacement of lost / stolen debit card,
₹ 200 per instance Standard charges Standard charges Standard charges Standard charges
Replacement of PIN
Branch Based transactions including Stop
Payment, Standing Instruction, DD Cancellation,
DD Duplicate, DD revalidation, Duplicate
₹ 100 per instance Standard charges Standard charges Standard charges Standard charges
Statement, Bankers' Report, Certificate of
Balance for Previous Year, Old Record Retrieval,
Signature Verification

Cash Management Services

One time Setup Fee - Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - 2500
FT - Rs Nil FT - Rs Nil FT - Nil
NEFT - Rs 2.5 NEFT - Rs 2 NEFT - 1
I-Multipay (Apply from branches) RTGS - Rs 5 RTGS - Rs 2 RTGS - 1
Cheque/DD - Rs 5 Cheque/DD - Rs 3 Cheque/DD - Rs 2
IMPS - <25000 Rs 3.5 IMPS - <25000 Rs 3.5 IMPS - <25000 Rs 2.5
>25000 Rs 7.5 >25000 Rs 7.5 >25000 Rs 5
One time Setup Fee - 2000
FT - Nil
I-Multipay (Apply through CIB/InstaBIZ)
NEFT - 1
RTGS - 1

One time Setup Fee - 2500

Per Trns - Re -1
NEFT - 1
Virtual Account Collection (Apply from One time Setup Fee - Rs 5000 One time Setup Fee - Rs 4000
RTGS - 1
branches) Per Trns Re - 1 Per Trns Re - 1
Cheque/DD - Rs 2
IMPS - <25000 Rs 2.5
>25000 Rs 5

One time Setup Fee - 2000

Virtual Account Collection (Apply through FT - Nil
CIB/InstaBIZ) NEFT - 1
RTGS - 1

Multiple invoice Collection (Apply from One time Setup Fee - Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - Rs 2500
branches) Transaction charges as per MCC Transaction charges as per MCC Transaction charges as per MCC

Multiple invoice Collection (Apply through One time Setup Fee - Rs 2000
CIB/InstaBIZ/Eazypay Portal) Transaction charges as per MCC
 Product Name Standard charges Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
One time Setup Fee - Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - 2500
NACH Mandate registration - Rs 12 Mandate registration - Rs 12 Mandate registration - Rs 12
Txn charges - Rs 4 Txn charges - Rs 4 Txn charges - Rs 4
PAB (Bulk payment without adding beneficiary) One time setup Fee - Rs 1000
Host to Host Integration One time setup Fee - Rs 5000
API Integration One time setup Fee - Rs 25000

Other value added services

Processing fees on Auto loan and mortgage
- - 50% waiver 50% waiver
loan
Interest rate on Auto loan - - Special interest rate Special interest rate

Charges for Non maintenance of required balance

If average balance <50% of required Product
₹ 1,500 per quarter ₹ 3,000 per quarter ₹ 6,000 per quarter ₹ 8,000 per quarter
Charges for non maintenance
If average balance >=50% but <100 % of the
required Product ₹ 1,000 per quarter ₹ 2,000 per quarter ₹ 4,000 per quarter ₹ 5,000 per quarter
Note: In case atleast 75% of required QAB is not maintained, all the cash transaction free limits for the particular quarter will become zero

Mortgage limit above 50 lacs &

upto 1 cr;
Mortgage limit upto 50 lacs; Mortgage limit more than 1 cr;
Auto limit above 5 lacs & upto 10
Applicable Limit Value for Asset Linked Benefit Auto limit upto 5 lacs; Auto limit more than 10 lacs;
lacs;
CV limit upto 10 lacs CV limit more than 25 lacs
CV limit above 10 lacs & upto 25
lacs

Glossary of Terms

QAB - Quarterly Average Balance calculated as average of daily closing positive balances of each day spread over a period of the quarter
NMQAB - Non-maintenance of Quarterly Average Balances
Base Location - refers to the all the Branches belonging to the same clearing zone in which the account is opened
Please Note:
All Cash transactions of Rs 10 Lacs & above on a single day would require prior intimation & approval of the Branch at least one working day in advance
For any services or charges not covered under this brochure, please contact any of our branches or write to [email protected]
The service charges are subject to change without any prior intimation to customer. However, the prevailing charges would be hosted on www.icicibank.com. Charge cycle period shall be from 1st to 31st of the month.
All charges are exclusive of GST as applicable from time to time
For details Terms and Conditions please refer to www.icicibank.com

Date: Customer stamp & signature: