PROJECT REPORTS

NOUKO PRIVATE LIMITED.

OFFICE:- XXXXXXXXXX South 24 Parganas West Bengal

Pin-743387

MOB:- 75960XXXX
EMAIL:-XXXXXXXXXXXXXX
DETAILED PROJECT REPORT FOR
NOUKO PRIVATE LIMITED.

OFFICE:- -Sitakundu,Baruipur,South 24 Parganas West Bengal

Pin-743387

This Project has been designed to establish a

Paper Bag manufacturing concern at
Sitakundu,Baruipur,South 24 Parganas West Bengal Pin-
743387.It is Partnership concern owned by Triya
Halder(50%) Pratima Halder(50%).The Partnership
Hail from business family and having in this line of
business.Now it is proposed to start operation with
financial assistance from a suitable commercial
bank.Hence this project reports is.

Prepared By:
NOUKO PRIVATE LIMITED.
SL. CONTENTS PAGES

CHAPTER :

1 PROJECT AT GLANCE 1

2 COST OF THE PROJECT AND MEANS OF FINANCE 2

3 PROJECTIONS AND PROFITABILITY STATEMENT 3

4 CASH - FLOW STATEMENT 4

5 BALANCE SHEET 5

ANNEXURES

1 DEPRECIATION SCHEDULE 6

2 BREAK EVEN ANALYSIS 7

3 DEBT COVERAGE RATIO 8

4 ANALYSIS ON RETURN ON INVESTMENT 9

5
 Chapter 1:-
PROJECT AT GLANCE :

1) Name:- NOUKO PRIVATE LIMITED.

2) Address:-XXXXXXXXXXXXXXX South 24 Parganas West
Bengal
Pin-743387

3) Nature of Business:- Manufacture & Trading

4) Constitution:-Partnership Partnership Ratio 50:50

5 Cost of the project : (Rs. In Lakhs)

Particulars Total
Operational Cost 10
Equi 10
Furniture 5
Deposits -
Interest during the impl. Period -
Total 25.00

Means of Finance :
Particulars Total
Proprietor Contribution 5
Term Loan from Bank / Institution 20

(AHIDF)
Total 25.00

6 Debt Equity Ratio : 9.00 :1

7 Debt Coverage Ratio : 3.00
8 Gross Profit Ratio : 12.77 First Year Operation.
9 Net Profit Ratio : 11.21 First Year Operation.
10 Employment Potential : 10
11 Return on Investment : 66.16 %

Page 1 of 11
STATEMENT NO. 1

COST OF THE PROJECT AND MEANS OF FINANCE:

The project cost has been estimated at Rs. 25 Lakhs

Brief details of the project cost is given below

Cost of the project : (Rs. In Lakhs)

Particulars Total
Operational Cost 10
Equi 10
Furniture 5
Deposits -
Interest during the impl. Period 0
Total 25

Means of Finance :
Particulars Total
Promoters Contribution 5
Term Loan from Bank / Institution 20
Total 25
Highlight Charts

Highlights
350,000.00 INR
300,000.00 INR
250,000.00 INR
200,000.00 INR
150,000.00 INR
100,000.00 INR
50,000.00 INR
0.00 INR
Year 1 Year 2 Year 3
Sales Costs Net Profit

X-Axis Label Sales Costs Net Profit

Year 1 100,000.00 INR 95,000.00 INR 5,000.00 INR
Year 2 200,000.00 INR 175,000.00 INR 25,000.00 INR
Year 3 300,000.00 INR 200,000.00 INR 100,000.00 INR

Startup Requirements
Expenses 208,000
Assets 2,000,000
Surplus 1,792,000
Start-up Requirements

Start-up Expenses
Fixed Costs
Legal and Permits 5,000.00 INR
Stationery and Supplies 3,000.00 INR
Insurance 10,000.00 INR
Rent 15,000.00 INR
Office Equipment 5,000.00 INR
Website Development 5,000.00 INR
Print Advertisements 10,000.00 INR
Brochures 5,000.00 INR
Total Fixed Costs 58,000.00 INR
Average Monthly Costs
Rent 15,000.00 INR
Utilities 5,000.00 INR
Salaries / Wages 5,000.00 INR
Total Average Monthly Costs 25,000.00 INR
x Number of Months: 6
Total Monthly Costs 150,000.00 INR
Total Startup Expenses 208,000.00 INR

Start-up Assets
Owner Funding
Owner 1 Cash 250,000.00 INR
Owner 2 Cash 250,000.00 INR
Other
Total Owner Funding 500,000.00 INR
Loans
Bank Loan 1 2,000,000.00 INR
Bank Loan 2 0.00 INR
Other
Total Loans 2,000,000.00 INR
Other
Grant 1 0.00 INR
Grant 2 0.00 INR
Other
Total Other Funding 0.00 INR
Total Start-up Assets 2,500,000.00 INR
3-Year Sales Forecast

3-Year Sales Forecast

3,000,000.00 INR
2,500,000.00 INR
2,000,000.00 INR Product 4
Product 3
1,500,000.00 INR
Product 2
1,000,000.00 INR Product 1
500,000.00 INR
0.00 INR
Year 1 Year 2 Year 3

Number of Sales Year 1 Year 2 Year 3

Product 1 326 360 400
Product 2 194 229 253
Product 3 140 168 187
Product 4 48 61 74
Total 708 818 914

Unit Price Year 1 Year 2 Year 3

Product 1 3,790.00 INR 1,417.00 INR 1,399.00 INR
Product 2 4,824.00 INR 1,828.00 INR 1,825.00 INR
Product 3 1,145.00 INR 1,185.00 INR 3,202.00 INR
Product 4 1,675.00 INR 1,677.00 INR 2,713.00 INR
Total 11,434.00 INR 6,107.00 INR 9,139.00 INR

Unit Cost of Sales Year 1 Year 2 Year 3

Product 1 235.00 INR 230.00 INR 195.00 INR
Product 2 432.00 INR 403.00 INR 389.00 INR
Product 3 519.00 INR 492.00 INR 465.00 INR
Product 4 301.00 INR 273.00 INR 288.00 INR
Total 1,487.00 INR 1,398.00 INR 1,337.00 INR

Total Sales Year 1 Year 2 Year 3

Product 1 1,235,540.00 INR 510,120.00 INR 559,600.00 INR
Product 2 935,856.00 INR 418,612.00 INR 461,725.00 INR
Product 3 160,300.00 INR 199,080.00 INR 598,774.00 INR
Product 4 80,400.00 INR 102,297.00 INR 200,762.00 INR
Total 2,412,096.00 INR 1,230,109.00 INR 1,820,861.00 INR

Total Costs Year 1 Year 2 Year 3

Product 1 76,610.00 INR 82,800.00 INR 78,000.00 INR
Product 2 83,808.00 INR 92,287.00 INR 98,417.00 INR
Product 3 72,660.00 INR 82,656.00 INR 86,955.00 INR
Product 4 14,448.00 INR 16,653.00 INR 21,312.00 INR
Total 247,526.00 INR 274,396.00 INR 284,684.00 INR

TOTAL NET SALES Year 1 Year 2 Year 3

Product 1 1,158,930.00 INR 427,320.00 INR 481,600.00 INR
Product 2 852,048.00 INR 326,325.00 INR 363,308.00 INR
Product 3 87,640.00 INR 116,424.00 INR 511,819.00 INR
Product 4 65,952.00 INR 85,644.00 INR 179,450.00 INR
Total 2,164,570.00 INR 955,713.00 INR 1,536,177.00 INR
STATEMENT NO.2
PROJECTIONS AND PROFITABILITY STATEMENT In Lakhs
Operating years
PARTICULARS
1 2 3 4 5
A.INCOME:
35.00 48.00 57.60 63.94 75.44

35.00 48.00 57.60 63.94 75.44

B. EXPENSES:
Material Purchase Cost and Related cost
(After Adjusting closing stock) 30.00 40.80 48.96 54.35 66.39
Salary 0.72 0.76 0.79 0.83 0.88
Power Charges 0.12 0.13 0.13 0.14 0.15
Depreciation 0.49 0.42 0.36 0.31 0.26
Cost of Operations 31.33 42.10 50.25 55.63 67.68

C. Gross Profit [ A - B ] 3.67 5.90 7.35 8.31 7.77

D. Interest: on term loan 0.45 0.82 0.51 0.11 -

0.45 0.82 0.51 0.11 -

E. Selling & Admin. Exp. 0.35 0.37 0.39 0.41 0.43

F. Profit before Tax[ C - (D+E) ] 2.87 4.71 6.46 7.80 7.34

G. Income Tax 0.14 0.24 0.32 0.39 0.37

H. Profit after Tax ( F-G ) 2.73 4.48 6.13 7.41 6.98

I. Depreciation added back 0.49 0.42 0.36 0.31 0.26

J. Cash Accruals ( H + I ) 3.22 4.90 6.49 7.72 7.24

L. Repayment of Term Loan 0.25 2.15 4.40 2.20 -

M. Net Cash A'ble (J - K)) 2.97 2.75 2.09 5.52 7.24

STATEMENT No.3

CASH - FLOW STATEMENT :

Operating Years
PARTICULARS
1 2 3 4 5
A. Source of Funds :
Profit after Tax 2.73 4.48 6.13 7.41 6.98
Depreciation 0.49 0.42 0.36 0.31 0.26
Term Loan from Bank 9.00
Promoters Contribution 1.00 - - - -

TOTAL OF ' A ' 13.22 4.90 6.49 7.72 7.24

B. Application of Funds :
Furniture & Fittings 2.95 - - - -
Gen & Office Equipts, 0.50
Deposits -
Repayment of loan 0.25 2.15 4.40 2.20 -

TOTAL OF ' B ' 3.70 2.15 4.40 2.20 -

C. Opening Balance - 9.52 12.27 14.36 19.87

D. Net surplus ( A - B ) 9.52 2.75 2.09 5.52 7.24

E. Closing Balance 9.52 12.27 14.36 19.87 27.11

STATEMENT No.4

BALANCE SHEET
Operating Years
PARTICULARS
1 2 3 4 5

A. LIABILITIES :
Capital Account 1.00 1.00 1.00 1.00 1.00
Reserves & Surplus 2.73 7.21 13.34 20.74 27.72
Secured Loan 8.75 6.60 2.20 (0.00) -

TOTAL 12.48 14.81 16.54 21.74 28.72

B. ASSETS :
Fixed Assets 2.96 2.54 2.18 1.87 1.60
Current Assets
Cash & Bank 9.52 12.27 14.36 19.87 27.11
Deposits -

TOTAL 12.47 14.80 16.54 21.74 28.72

ANNEXURE NO.1

DEPRECIATION SCHEDULE:
WDV at the year end
PARTICULARS
1 2 3 4 5
1. EQUI 2.95 2.51 2.13 1.81 1.54
Depreciation @ 15% 0.44 0.38 0.32 0.27 0.23
WDV 2.51 2.13 1.81 1.54 1.31

4. Furniture 0.50 0.45 0.41 0.36 0.33

Depreciation @ 10% 0.05 0.05 0.04 0.04 0.03
WDV 0.45 0.41 0.36 0.33 0.30

Total Assets
[1+2+3+4] 2.96 2.54 2.18 1.87 1.60

Total Depreciation
[1+2+3+4] 0.49 0.42 0.36 0.31 0.26
ANNEXURE NO.2

BREAK-EVEN ANALYSIS
Years
Paper Bag Manufacturing
1 2 3 4 5
A. Receipts 35.00 48.00 57.60 63.94 75.44

B. Variable cost: 31.33 42.10 50.25 55.63 67.68

D. Fixed costs:
Depreciation 0.49 0.42 0.36 0.31 0.26
Interest on Term Loan 0.45 0.82 0.51 0.11 0.00
Administration Expenses 0.35 0.37 0.39 0.41 0.43
1.29 1.60 1.26 0.82 0.69

E. Contribution [ B - C ] 3.67 5.90 7.35 8.31 7.77

F. P.V.Ratio [ E/B x 100 ] 10.48 12.29 12.77 13.00 10.30

G. Break - even [ Value ]

[ D / F x 100 ] 12.31 13.05 9.86 6.32 6.69

H. Cash Break Even 7.61 9.63 7.04 3.94 4.13

[ Without Depreciation]
ANNEXURE NO.3

INTEREST SCHEDULE : (Rs. in Lakhs)

QUARTERS OPENING LOAN CLOSING INTEREST INTEREST
BALANCE REPAYMENT BALANCE PER QTR. P.A.
0 1 9.00 - 9.00 0.00
2 9.00 - 9.00 0.00
3 9.00 0.10 8.90 0.23
4 8.90 0.15 8.75 0.22 0.45
I 1 8.75 0.30 8.45 0.22
2 8.45 0.45 8.00 0.21
3 8.00 0.60 7.40 0.20
4 7.40 0.80 6.60 0.19 0.82
II 1 6.60 0.90 5.70 0.17
2 5.70 1.00 4.70 0.14
3 4.70 1.20 3.50 0.12
4 3.50 1.30 2.20 0.09 0.51
III 1 2.20 0.90 1.30 0.06
2 1.30 0.60 0.70 0.03
3 0.70 0.60 0.10 0.02
4 0.10 0.10 (0.00) 0.00 0.11

NOTE : Interest on Term Loan is calculated at 10% per annum liquidated in

4 year
 ANNEXURE NO.3

DEBT SERVICE COVERAGE RATIO :

Operating Years
1 2 3 4 5
A. SOURCES :
Profit after tax 2.73 4.48 6.13 7.41 6.98
Depreciation 0.49 0.42 0.36 0.31 0.26
Interest on term loan 0.45 0.82 0.51 0.11 -
TOTAL OF ' A ' 3.67 5.71 7.01 7.82 7.24

B DEBT :
Term loan installment 0.25 2.15 4.40 2.20 -
Interest on Term Loan 0.45 0.82 0.51 0.11 -

TOTAL OF ' B ' 0.70 2.97 4.91 2.31 -

C Debt Service Coverage Ratio

DSCR [A/B] 5.26 1.93 1.43 3.39 -

D Average DSCR 3.00

ANNEXURE NO.4

ANALYSIS OF RETURN ON INVESTMENT :

1. Return on Investment = Average Return x 100

Capital Employed

2. Return = Profit before tax + Depreciation + Interest on term loan

3. Capital Employed = Cost of the Project

RETURN ON INVESTMENT :

OPERTING YEARS
PARTICULARS
1 2 3 4 5
Profit before tax 2.87 4.71 6.46 7.80 7.34

Depreciation 0.49 0.42 0.36 0.31 0.26

Interest on Term Loan 0.45 0.82 0.51 0.11 -

3.81 5.95 7.33 8.21 7.61

# Average Return 6.58

# Capital Employed 9.95

# Return on Investment 66.16 %

THANK
YOU