REPORT ON

Unorganized Sector Status and Plans

District of Lucknow, Uttar Pradesh

Date: 17/01/2021

Submitted by
 Unorganized Sector Status and Plans
Lucknow District

Table of Contents

PREFACE.........................................................................................................................................................4
1. ABOUT THE REPORT ..............................................................................................................................5
1.1. STEPS TO THE REPORT............................................................................................................................... 5
1.2. LIMITATIONS IN THE REPORT .................................................................................................................... 10
2. POLICY RECOMMENDATION ................................................................................................................ 12
2.1. POLICY NAME & SUMMARY ..................................................................................................................... 12
2.2. CRITICAL ISSUES..................................................................................................................................... 12
2.3. PROPOSED SOLUTIONS............................................................................................................................ 14
2.4. OPERATIONS ......................................................................................................................................... 15
2.4.1. Micro-level Subsidies ........................................................................ Error! Bookmark not defined.
2.4.2. Goals ................................................................................................ Error! Bookmark not defined.
2.4.3. Partners ............................................................................................ Error! Bookmark not defined.
2.4.4. Eligibility ........................................................................................... Error! Bookmark not defined.
2.5. SUCCESS INDICATORS................................................................................... ERROR! BOOKMARK NOT DEFINED.
2.6. MEASURES ........................................................................................................................................... 15
2.7. TIMELINE ............................................................................................................................................. 22
3. CHAPTERS ........................................................................................................................................... 25
CHAPTER A: DEFINITIONS & METHODOLOGIES ......................................................................................................... 25
3.1.1. Definition of Unorganized Sector ................................................................................................. 25
3.1.2. Sampling Numbers ....................................................................................................................... 25
3.1.3. Extrapolation Methodology ....................................................................................................... 100
3.1.4. Methodology for Health Status Score ........................................................................................ 101
3.1.5. Methodology for Financial Status Score..................................................................................... 107
CHAPTER B: DISTRIBUTION OF UNORGANIZED SECTOR IN THE DISTRICT OF LUCKNOW ................................................... 115
CHAPTER C: DISTRIBUTION OF SCORES ACROSS VARIOUS DEMOGRAPHICS IN LUCKNOW ................................................. 121
3.1.6. Health Status Scores................................................................................................................... 128
3.1.7. Financial Status Scores ............................................................................................................... 128
3.1.8. Combined Scores ........................................................................................................................ 128
CHAPTER D: ANALYZED ISSUES WITH COMMENTS ................................................................................................... 129
3.1.9. General Conclusions ................................................................................................................... 129
3.1.10. Demographic Conclusions ..................................................................................................... 132
3.1.11. Economic Conclusions............................................................................................................ 133
3.1.12. Debt & Credit Related ............................................................................................................ 138
3.1.13. Health Related ....................................................................................................................... 140
3.1.14. Sector Related ....................................................................................................................... 142
3.1.15. Combined Status Related ...................................................................................................... 145
CHAPTER E: OPERATIONS UNDER RECOMMENDED POLICY ........................................................................................ 148
3.1.16. Activity Level Subsidy Planning .............................................................................................. 148
3.1.17. Future Credit Eligibility Parameters ....................................................................................... 156
3.1.18. Partner Analysis..................................................................................................................... 157
3.1.19. Budget of the Policy............................................................................................................... 158
CHAPTER F: DASHBOARD .................................................................................................................................... 159
4. REFERENCES ...................................................................................................................................... 167
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 1: Critical Issues....................................................................................................................... 12

Exhibit 2: Proposed Solutions ............................................................................................................. 14
Exhibit 3: Operations .......................................................................................................................... 15
Exhibit 4: Short Term Measures ......................................................................................................... 20
Exhibit 5: Medium Term Measures .................................................................................................... 21
Exhibit 6: Timeline for Execution ........................................................................................................ 22
Exhibit 7: Sample distribution for Lucknow ....................................................................................... 26
Exhibit 8: Final Location Report .......................................................................................................... 29
Exhibit 9: Indicator for Health Score................................................................................................. 101
Exhibit 10: Indicators under Health Systems recommended by WHO ............................................ 104
Exhibit 11: Parameters by NABARD for Financial Score................................................................... 107
Exhibit 12: Parameters for Financial Score (by NITI Aayog against the SDG Indices) ..................... 111
Exhibit 13: Total numbers in Lucknow.............................................................................................. 115
Exhibit 14: Sector wise distribution (for combined type) ................................................................ 115
Exhibit 15: Sector wise distribution (for combined type) ................................................................ 116
Exhibit 16: Sub-Sector distribution (for combined type) ................................................................. 116
Exhibit 17: Community wise distribution (for combined areas) ...................................................... 116
Exhibit 18: Community wise distribution (for combined region type) ............................................ 117
Exhibit 19: Community wise distribution (for combined region type) ............................................ 117
Exhibit 20: Total numbers for Semi Urban and Urban Region ......................................................... 118
Exhibit 21: Sector wise distribution (for Semi Urban and Urban Region) ....................................... 118
Exhibit 22: Sub-Sector wise distribution (for Semi Urban and Urban Region) ................................ 118
Exhibit 23: Sub-Sector wise distribution (for Semi Urban and Urban Region) ................................ 119
Exhibit 24: Community wise distribution (for Semi Urban and Urban Region) .............................. 119
Exhibit 25: Total numbers for Rural Region ..................................................................................... 120
Exhibit 26: Sector wise distribution (for Rural Region) .................................................................... 120
Exhibit 27: All scores for All Region type .......................................................................................... 121
Exhibit 28: All scores for All Region type .......................................................................................... 121
Exhibit 29: Sector wise scores (Urban & Semi Urban Region) ......................................................... 122
Exhibit 30: Sector wise scores (Urban & Semi Urban Region) ......................................................... 122
Exhibit 31 : Sector wise scores (Rural Region).................................................................................. 123
Exhibit 32: Sector wise scores (Rural Region) .................................................................................. 123
Exhibit 33: Community wise scores (Urban & Semi Urban Region)................................................. 124
Exhibit 34: Community wise scores (Urban & Semi Urban Region)................................................. 124
Exhibit 35: Community wise scores (Rural Region) .......................................................................... 125
Exhibit 36: Community wise scores (Rural Region) .......................................................................... 125
Exhibit 37: Scores – for Cook (Urban & Semi Urban) - Community ................................................. 126
Exhibit 38: Scores – for Cook (Urban & Semi Urban) – Community ................................................ 126
Exhibit 39: Scores – for Industries (Urban & Semi Urban) – Community ........................................ 127
Exhibit 40: Scores – for Industries (Urban & Semi Urban) – Community ........................................ 127
Exhibit 41: Distribution of Household .............................................................................................. 129
Exhibit 42: No. of Households Vs Self Employed.............................................................................. 130
Exhibit 43: Migration Status ............................................................................................................. 131
Exhibit 44: Avg. Monthly Income Vs Expense .................................................................................. 131
Exhibit 45: Total OBC Population ...................................................................................................... 132
Exhibit 46: Total SC / ST Population ................................................................................................. 133
Exhibit 47: Financial Status Score (Region Wise) ............................................................................. 134
Exhibit 48: Financial Status Score (Sector) ....................................................................................... 134
Exhibit 49: Financial Status Score (Sectorwise – Rural) ................................................................... 135
Exhibit 50: Financial Status Score (Communities) – Urban & Semi Urban ...................................... 136
Exhibit 51: Financial Status Score (Cook) – Urban & Semi Urban .................................................... 136

2
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 52: Financial Status Score (Industries) – Urban & Semi Urban ............................................ 137
Exhibit 53: Forms of Debt.................................................................................................................. 138
Exhibit 54: Form of Loan ................................................................................................................... 139
Exhibit 55: Loan Sources (Rural) ....................................................................................................... 139
Exhibit 56: Health Status Score (all regions)..................................................................................... 140
Exhibit 57: Health Status Scores - Industry (all region type)............................................................ 141
Exhibit 58: Health Status Scores – Community (Urban & Semi Urban) ........................................... 142
Exhibit 59: Employment in household .............................................................................................. 142
Exhibit 60: Sector wise comparison (all regions).............................................................................. 143
Exhibit 61: Sub Sector Distribution ................................................................................................... 144
Exhibit 62: Score (Cooks) – Community Vs. Urban & Semi Urban ................................................... 145
Exhibit 63: Score – Sector wise for Urban and Semi Urban region .................................................. 146
Exhibit 64: Score – Sector wise for Rural region .............................................................................. 147
Exhibit 65: Detailed Recommendations ........................................................................................... 145
Exhibit 66: Skill and Activity Level Subsidy Plan............................................................................... 150
Exhibit 67: Expected number of claims (targeted) ........................................................................... 155
Exhibit 68: Average annual value of subsidy .................................................................................... 156
Exhibit 69: Partner Analysis .............................................................................................................. 157
Exhibit 70: Dashboard: Health Status Score (all region type) .......................................................... 159
Exhibit 71: Dashboard: Financial Status Score (all region type) ...................................................... 159
Exhibit 72: Dashboard: Socio Economic Status Score (all region) .................................................... 160
Exhibit 73: Dashboard: Health Status Score (Urban Region) ........................................................... 160
Exhibit 74: Dashboard: Financial Status Score (Urban Region) ....................................................... 161
Exhibit 75: Dashboard: Socio Economic Status Score (Urban Region)............................................. 161
Exhibit 76: Dashboard: Health Status Score (Rural Region)............................................................. 162
Exhibit 77: Dashboard: Financial Status Score (Rural Region) ......................................................... 162
Exhibit 78: Dashboard: Socio Economic Status Score (Rural Region) .............................................. 163
Exhibit 79: Dashboard: Health Status Score in Households (all region type) .................................. 163
Exhibit 80: Dashboard: Financial Status Score in Households (all region type) .............................. 164
Exhibit 81: Dashboard: Socio Economic Status Score in Households (all region type) ................... 164
Exhibit 82: Dashboard: Health Status Score in Industry (all region type) ....................................... 165
Exhibit 83: Dashboard: Financial Status Score in Industry (all region type) .................................... 165
Exhibit 84: Dashboard: Socio-Economic Status Score in Industry (all region type)......................... 166

3
 Unorganized Sector Status and Plans
Lucknow District

Preface
This report is a result of a combination of studies conducted across the district of Lucknow,
followed by a use of various data analytics tools designed to analyze the study outputs in the
context of the district, created through algorithms supported by secondary research and
primary sampling.

The core aim of the report is the come up with a well-designed policy recommendation plan
for the improvement of the unorganized sector, backed by data driven results and aided by a
deep study of policies across the world in similar scenarios. In order to do so, the report also
provides various critical data outputs that can be used by various departments for relevant
planning and decision making, besides the recommendations generated in the report.

The best way to read this report is to read it in sync with reports of other districts of the state
of Uttar Pradesh, as it will help draw proper comparisons and also help in state level policies,
along with cluster-level reports (reports combining clusters of districts based on outputs from
various districts). The overall state level report shall also be made a part of the reports for the
unorganized sector and will provide more perspectives to the reading of this report.

The team involved in this report include enumerators and their supervisors, responsible for
going on-ground survey work and collecting data in a pre-planned manner, that was derived
based on the work by a team of secondary researchers, who helped create the templates
needed by the enumerators for an effective data collection and also gathered data useful for
designing the set of questions asked in the survey, using a team of economic experts and
survey designers. The data from the survey was made intelligent through a combination of
algorithms created by domain experts combined with data analytics tools designed by data
scientists and developers. More importantly, this marks the start of a unique concept of digital
survey or census that was done using an Android based mobile application with novel
methods of auditing integrated with the same. The team was led by policy making experts
including world leaders who contributed towards the planning of the policies derived out of
intelligent data analytics.

The report starts off with a summary of the recommended policy and the methodologies and
steps used to reach there. It then has multiple chapters that help in providing a detailed
explanation for various points mentioned in the summary. The chapters cover more data
outputs that can be used for creating new aspects within the recommended policy and help
improve its execution plan further.

The report is also accompanied by a dashboard meant for administrators, that can be used by
them, for a much better visualization of various conclusive data points. The dashboard is
designed along with GIS mapping, thus staying true to the core objective of the report of
providing hyper-localized suggestions.

4
 Unorganized Sector Status and Plans
Lucknow District

1. About the report

1.1. Steps to the Report

● Secondary Research

○ Data from Economic Census

○ Data from Population Census of 2011

○ Data from ILO reports

○ Data gathered from media reports

○ Data from white papers by non-governmental organizations

○ Data from Google Maps (showing various establishments)

○ Ministry of Housing & Urban Affairs, Govt of India reports

○ Finance Commission Reports

• Secondary Research Extrapolation

○ Scientific Assumptions Factors (derived from above mentioned data and other data)

- Growth Rate

- % of unorganized sector in the total working population

- Overall Gender Ratio of working population in urban areas and rural areas

○ Application of Assumptions to extrapolate secondary research data to current times

○ Locality Level Derivation: Deriving data gathered from extrapolation to a locality level
information, based on secondary data plus on-ground research on a locality level
(extensive use of Google Maps)

○ Preliminary Primary Survey (across India): A small sample survey was done for
members of the unorganized sector from different parts of India and extraction of data
from respondents in places similar to Lucknow was done.

● Sampling

○ Establishing “Households” as the base

5
 Unorganized Sector Status and Plans
Lucknow District

○ Application of Sampling Formulae on a Locality Level, based on a concept of “level of

focus”

○ Sample= Sum of minimum sample across various localities, where local sample is
calculated based on random sampling formulae with confidence level decided based
on “level of focus” which is effectively a function of level of distribution of activities

○ List of Rules defined for on ground level survey:

- Rules on the kind of distribution that is expected

- List of Red Alerts to be evaluated on a daily basis (where numbers go extremely

different from expected secondary numbers)

○ Details of Sampling Methodology is provided in Chapter A: Definitions &

Methodologies

● On-ground Survey (based on Sampling)

○ 53 enumerators deployed for Lucknow

○ Survey collection done based on instructions provided at the time of Sampling

○ Daily Review of data based on which enumerators were instructed to improve

○ Multi-layered Audit

- Audit based on deviation from Secondary Research: such information was not
removed directly, but additional checks were done, and improvements were
suggested

- Audit based on “Repeat data” or grossly inconsistent data within the same record:
Such data was removed after one level of audit (based on set rules)

- Audit based on excess “Null” records

○ Final Cleaning of Data

● Data Normalization

○ Combining Data for better results (at the time of questionnaire formation itself,
questions were framed to gather data through multiple fields, that can be combined
later for outputs; for example, monthly income as well as household income, use of
income and expenses to know level of need)

○ The technology ensures normalised data, but one round of check is done.

6
 Unorganized Sector Status and Plans
Lucknow District

● Extrapolation

○ Secondary Research data is taken to know how to extrapolate

○ Location Weight Calculation: This is needed to account for irregularities in collection of

data at locality level; it is calculated to provide different weights to different localities
based on the amount of surveys done and expected number of surveys from the area.

○ Calculation of the most significant driver

- Coefficient of Correlation (geometric mean of regression coefficients) was

calculated for various variables, with an attempt to find the variable that is the
most significant driver

- The most significant driver variable was calculated and used as an anchor for
further calculations of extrapolation

○ Extrapolation done based on sample data vs secondary research data, keeping the base
as the variable that is the most significant driver

○ All extrapolated data was calculated for various datasets (multiple datasets were
calculated first, based on demographic filters, and then extrapolation applied for all
variables within the dataset one by one for each)

○ This entire formula has been automated for the dashboard.

○ Extrapolation Methodology is briefly explained in Chapter A: Definitions &

Methodologies

● Analytics on extrapolated numbers

○ Basic analytics is performed on extrapolated numbers

○ Comments are provided for each such output

○ Suggestions are part of the comments

● Defining Health Status Score

○ Review and Research of existing Indices (this is explained in Chapter A: Definitions &
Methodologies)

○ Derivation of relevant Indicators

○ Use of the finalised Indicators for calculating Scores

7
 Unorganized Sector Status and Plans
Lucknow District

○ Purpose and Definition of Health Status Score

- Purpose: The Health Status Score is calculated to know those citizens (or workers
in the unorganized sector) who are either currently not happy with their current
health status or are bound to face dissatisfaction in the short term. The end goal
is to help create the right policies (in the context of the work), hence the purpose
of score has to be level of satisfaction as a function of perception and available
facilities at the workplace

- Indicators: Defined in Chapter A: Definitions & Methodologies

- Definition: Health Status Score is a reflection of the health status of workers in the
unorganized sector according to their perception of the same and the impact of
their workplace in the same.

● Defining Financial Status Score

○ Review and Research of existing Indices (this is explained in Chapter A: Definitions &
Methodologies)

○ Derivation of relevant Indicators

○ Use of the finalised Indicators for calculating Scores

○ Purpose and Definition

- Purpose: The Financial Status Score is calculated to know how many workers in the
unorganized sector are satisfied with their existing financial status and are
confident enough to not need an immediate intervention by the government.

- Indicators: Explained in Chapter A: Definitions & Methodologies

- Definition of Financial Status Score: Financial Status Score is the reflection of the
part of the population that is in need of additional support for a satisfactory
livelihood. For example, a score of 0.3 reflects 70% of the unorganized sector
working population is in such need.

● Defining Socio-Economic Score

(this may need a revisit as it combines the 2 scores, but helps in getting useful
conclusions for policy direction)

○ Purpose and Indicators: The Health Status Score was considered to be an indicator for
social status (as used in various other SEI formulae), the financial status score is also
included and a new factor called Employee Satisfaction Score is considered.

8
 Unorganized Sector Status and Plans
Lucknow District

○ Employee Satisfaction Score:

- This is a perception driven survey based calculation of % positive employees

- The satisfaction level is calculated only for areas that are directly relevant to socio-
economic conditions in the unorganized sector

- The benchmarks are taken based on satisfaction benchmarks provided by leading

employer survey companies (GPTW, Gallup, etc)

○ Definition: Socio-Economic Score is a reflection of the part of the population of the

unorganized sector that needs policy interventions on socio-economic levels.

● Calculation of Scores

○ Based on the above mentioned definitions, all scores are calculated using algorithms
connecting the said indicators

○ Focus is on % positive population with the core aim of being able to create policies out
of the same.

● Benchmarking of Scores

○ Comparator without Benchmarks: In the current report, scores are to be seen as a

comparator between each other, a comparator across demographics and various other
parameters and filters. For the purpose of internal comparisons, no benchmarks are
needed.

○ Calculation of Benchmarks: State level benchmarks for district level comparisons will
also be calculated once other districts are also brought under evaluation.

○ International Benchmarks: “Health Satisfaction Surveys” across the world have been
taken into account for comparing the health status scores of parts of Lucknow with the
western world. Exactly the same indicators are not used, but a comparison because of
similarity in core definitions and purpose. For example, Serbia has a 55% satisfaction
level when it comes to health (as per government sponsored surveys). These
benchmarks need additional analysis.

● Policy Recommendations

○ Multiple Solutions for each major Conclusion

- Conclusions are analysed to create multiple policies (one or more solutions for
each major conclusion)

9
 Unorganized Sector Status and Plans
Lucknow District

- Each solution is presented to the expert committee and its feasibility in the context
of the district of Lucknow is evaluated

○ Combined Policies

- Solutions are brought together to create a few policies within the context of the
district of Lucknow

- Organized Sectors are studied to see which of the shortlisted policies can help
unorganized sector workers become organized

○ Final Policy

- Based on the shortlisted policies, a final policy is proposed

- Detailed financial plan for the policy is designed

○ Activity Level Recommendations

- All activities and sectors are mapped to skill-based activities (through an algorithm
created for the purpose and in use by a Government of India initiative)

- Special micro-policies are made for each such activity, keeping in mind the focus
of helping the unorganized sector grow

- The micro-policies are merged with the final policy

● Dashboard and Final Policy Plan

Based on the above mentioned steps, a final policy plan has been created along with a
dashboard that provides a deeper insight into various data points that can help enhance
the policy plan further.

1.2. Limitations in the Report

• Impact of COVID during the survey - This limitation has also got its advantages,
because the report has to be seen in the perspective of the new world, where there
may be significant changes from the previous data points captured during the pre-
COVID times. But due to the COVID, there may be a few temporary data points that
may have been unfairly skewed. We have tried to use secondary research to cover for
any such expected errors, but we need to be aware of the limitations, especially with
those businesses that were prominently, yet temporarily, impacted by the lockdown.

• The final report will be accompanied with a detailed dashboard that will be hosted on
https://upecocensus.org that will be accessible to administrators. This dashboard is a

10
 Unorganized Sector Status and Plans
Lucknow District

work in progress and will be a critical part of the final report as it will give multi-layered
analytics across various filters. Screenshots of the dashboard shall also be made a part
of this report (or its extension).

• Margin of Error: The expected margin of error in extrapolation is 5% (taken at the time
of sampling). Additional margin of error in on-ground data collection is 5%. The
combined margin of error for various scientific assumptions taken in the secondary
research is around 10%. Hence the margin of error in final numbers can go up to 20%.
The overall expected margin of error is around 10%. The impact of margin of error is
minimized to a negligible level through use of trends and conclusions with minimum
margin of error, for any purpose of policy recommendation. The margin of error in
trends used for policy recommendations is expected to be less than 5%.

• This report focuses on a few major data points and limits the recommendations to
those data points. If something is missing but needed, the dashboard needs to be
referred for the purpose of detailed planning. But for the purposes of effective
presentation, we have not included multiple data points and focused on the ones that
are the most relevant.

• Child labor data is not included as on-ground surveys have not given enough outputs
to conclude the same. GST data is not included as well. Heat Maps with information
on clusters etc. shall be shared at the time of final report along with the GIS enabled
dashboard.

• When the other districts are also done, a combined report shall also be created. There
will be a detailed report for each district, along with a combined report for clusters of
districts, and a mega report for the state, besides the dashboard. This combined report
will be even more intelligent in terms of policy recommendations, as the kind of
actions needed here also require macro-economic intervention for a sustained impact.
Such macro-economic interventions will be recommended along with other districts.

11
 Unorganized Sector Status and Plans
Lucknow District

2. Policy Recommendation
2.1. Policy Name & Summary

Mukhyamantri Accelerator plan for Unorganized Sector (MANUS/मानस)

(this is just a sample recommendation)

Objective: Drive Unorganized Sector workers into the organized stream through special
monthly credit card scheme driven by digitization and personalized recommendations for
growth.

Why Accelerator: Accelerator is a term commonly used in the venture capital ecosystem,
signifying a platform that provides money as well as guidance and mentorship for growth,
which is the core of this policy.

Use of the word Accelerator in English is for attracting interests from CSR funds as well, while
the Hindi word मानस is to signify the focus that this scheme also acts as the guiding brain for
the unorganized sector.

2.2. Critical Issues

Here we list down the most critical issues that need to be solved through this policy (for
Lucknow District):

Exhibit 1: Critical Issues

TYPE OF ISSUE EXTENT OF ISSUE (QUANTIFICATION)

Taking Loans for non-accredited sources 66744 number of unorganized sector

(problem of higher interest rate, lack of members have been desperate enough to
structure) look for sources other than banks, in the
Lucknow district.

Not having access to any type of loan or 148659 is the expected number that can be
debt that can be used to improve financial touched for providing loan access.
situation

Low Monthly Income (significant difference Rs 8260 is the average

compared to organized sector)

12
 Unorganized Sector Status and Plans
Lucknow District

High cost of raw materials (cost incurred About Rs 4100 is the cost*
towards services also included as raw)
*data in progress

The most negatively impacted segment • SC/ST Community involved in

financially Cooking (Financial Status Score*=
0.286)
• Working in Industries in Rural Area
(Financial Status Score= 0.174)

*the Score is a derivation of various types of Indices and is to be

considered an independent data point that cannot be used for
direct comparison with the indices

The most negatively impacted segment • Those working in Industries

health-wise

Activities with maximum number in the Those doing regular errands (office boy,
unorganized segment personal errands): 230929

Those doing food and agriculture related

activities: 323492

What is it that the Unorganized Sector wants the most?

Based on an evaluation of issues and direct questions to the members of the unorganized
sector on what they want the most, better financial assistance came across as the biggest
need, especially in the current times.

The following solutions look at the various issues and try to provide a solution for each. The
policy plan is then made through an intelligent combination of the proposed solutions.

13
 Unorganized Sector Status and Plans
Lucknow District

2.3. Proposed Solutions

Exhibit 2: Proposed Solutions

TYPE OF ISSUE SOLUTIONS

Taking Loans for non-accredited sources Special Credit Scheme (powered through
(problem of higher interest rate, lack of government, supported through banks and
structure) NBFCs)

Not having access to any type of loan or Same as above

debt that can be used to improve financial
situation

Low Monthly Income (significant difference Push towards digitization will increase
compared to organized sector) numbers

High cost of raw materials (cost incurred The Credit Scheme should be designed to
towards services also included as raw) provide special help for raw materials

The most negatively impacted segment Activity-wise distribution (focus only on the
financially main source of income) while giving out
credit, with recommendations for activities
and special benefits for those
The most negatively impacted segment
recommendations
health-wise
(See

Chapter E: Operations under

Recommended Policy)

Activities with maximum number in the The kind of activities show that there is a lot
unorganized segment of scope of new jobs involving localization.
Hence the credit plan should support
localization.

14
 Unorganized Sector Status and Plans
Lucknow District

2.4. Operations

• Tie-up
o Tie-up with banks and NBFCs or other accredited institutions for distribution of funds
o Funds needed to the tune of Rs 140 crores for the district of Lucknow

Exhibit 3: Operations

Number without loans or loans from unaccredited sources 215403

Number with loans expected to shift to this scheme (10%) 59843

First Line of Credit 5000 Rs

Total Initial Value 137,62,30,000 Rs

o Interest Rate Subsidy by the Government: The plan is to provide interest rate on the
said credit at the rate of 8%, and the gap (gap between expected interest rate as per
the credit rating-based evaluation of the borrower and the actual interest rate) shall be
subsidized by the government. The value of the said interest rate is subject to
discussions, and it has been designed keeping in mind the Central Government package
for MSMEs as well as the interest rate charged by non-accredited lenders, while making
it attractive enough for those not seeking loan to also participate for their growth.

• Card
o Issue of a pre-loaded card to every applicant to this accelerator scheme
o The pre-loaded card has a value of Rs 5000
o The value can only be utilized against digital payments, so that full tracking is there
o The re-payment can be done any time after 1 month and every month, the card value
is loaded back to Rs 5000, if any re-payment is already done.
o This effectively ensures Rs 5000 per month per person always available for usage.

2.4.1. Micro-level Subsidies

• Subsidies
o The interest rate will be subsidized by the government
o Let us target a low interest of 5% per annum post subsidization (exact value will be
frozen during the tie-up)
o Special purchases using the card will be subsidized by the government
- For example, clean cooking systems for those involved in the activity of cooking

15
 Unorganized Sector Status and Plans
Lucknow District

- A full list of such recommendations shall be prepared and constantly improved,

based on regular data inputs (initial list shall be updated in

16
 Unorganized Sector Status and Plans
Lucknow District

- Chapter E: Operations under Recommended Policy)

• Supports Local Purchases
• Supports Innovative Products that can help in the long term
• Supports indigenously available methods
o Special Recommendations shall be provided to the card user to improve their earning
- For example, upskilling recommendations may be provided based on the activities
and the usage of card
o See

17
 Unorganized Sector Status and Plans
Lucknow District

o Chapter E: Operations under Recommended Policy Special Rates for Women

Entrepreneurs
- Data shows women are actively involved and are in need of additional support
(poorer in health status score)
- Special rates can be provided for women entrepreneurs across all activities
o Open Banking APIs
- The card will have open banking APIs
- This will allow many more stakeholders to get involved with the unorganized
sector
- Based on data provided by open banking APIs, additional subsidies through private
bodies can be provided

2.4.2. Goals

• Additional unsubsidized loans and micro-financing

o Based on repayment patterns and the kind of spending, open banking APIs can be
exposed to various lenders.
- All major banks and approved lenders can be provided the required analytics as
well as the raw data for analytics (with anonymization)
- This will increase the credit potential for the unorganized sector workers
o The “card” will remain the basis of these additional loans as well
• Movement to Organized Sector
o We expect a segment of this unorganized sector to move to organized sector, through
continuous guidance and recommendations provided to them
o Benefits of being organized will be conveyed, based on analytics driven by their usage
of the card

2.4.3. Partners

• Use of local ambassadors driven by women

• Use of contractors/vendors that have previously worked on Jan Dhan Schemes or
worked with Banking Correspondents
• Use of digital trainers (to help in digital usage of card)
• Use of systems/software that help digitize the processes

The Partners’ Plan is shared later in

18
 Unorganized Sector Status and Plans
Lucknow District

Chapter E: Operations under Recommended Policy

2.4.4. Eligibility

• Individuals who work in the unorganized sector either as self-employed individuals or

as the co-owner of a setup that is not structured. Officially, any unincorporated unit
with less than 10 members is considered part of the unorganized sector.
• User of DBT: Only those individuals/entities that use any of the benefits under any of
the Direct Benefit Transfer schemes of the Government of India will be considered. If
any applicant is not a user, they will be asked to go through the process of becoming
a user.
Purpose: The main purpose of doing the same is to reduce credibility issues and help
ensure better repayment expectations.

2.5. Success Indicators

• Addition of entities to the Organized Sector

o Mode of Measurement:
- Number of incorporated or registered entities (increase in the same)
- Re-survey of selected sample
o Frequency of tracking this: Quarterly

• Increase in overall GDP of the state

o Increase in GST Collection:
- Mode of Measurement: GST value from the newly incorporated entities
o Increase in Investments in the state:
- Mode of Measurement: Total investment in activities considered to be
prominently in the unorganized sector
o Other GDP measurements
o Frequency of tracking this: Quarterly

• Improvement in financial status of Unorganized Sector

o Increase in average monthly earning
- Mode of Measurement: Re-Survey
- Frequency of tracking this: Quarterly
o Increase in sourcing of raw materials locally
- Mode of Measurement:
• Re-Survey
• Details of Transactions of those using the Manus Card
- Frequency of tracking this: Monthly
o Additional Credit available from other banks
- Mode of Measurement: Data of additional loans

19
 Unorganized Sector Status and Plans
Lucknow District

- Frequency of tracking this: Monthly

• Total number of Applicants of the Card

o Cumulative Number of applicants
- Mode of Measurement: maintain the count through a dashboard
- Frequency of tracking this: Daily
- Target: Try to cover 100% of eligible and needy users
o Number of Monthly Active Users
- Mode of Measurement: Dashboard
- Frequency of tracking this: Monthly
o Average amount of transaction done per month
- Mode of Measurement: Dashboard
- Frequency of tracking this: Monthly

2.6. Measures

Short Term Measures:

Exhibit 4: Short Term Measures

KPI Milestone 1 Value Milestone 2 Value Milestone 3 Value

Number of 50,000 100,000 250,000

Applicants of Card

Average Cumulative 4,000 4,000 4,000

Monthly
Transaction Value

Timeline Within 2 months of Within 3 months of Within 5 months of

launch launch launch

Medium Term Measures:

(at the end of the first year of the initiative launch)

20
 Unorganized Sector Status and Plans
Lucknow District

(basis of the numbers is projected result of efficient execution)

Exhibit 5: Medium Term Measures

Success Indicator Value Basis of calculation of

Value

Number of new entities 27,500 10% of total number

added to the Organized targeted for the Card
Segment

Expected Direct Increase in 100% of earning from the

GDP of the district for the newly converted
following year (due to the Rs 2494 crores organized sector entities +
unorganized sector)

50% of spending from still

existing unorganized
sector entity (as a large
part of their work will be
digitized through card; this
number may be different
for other districts apart
from Lucknow) + 30%
growth due to Manus
recommendations (for
associated entities),
specially the use of
subsidized entities that
will also lead to improved
health and hence
improved productivity.

Increase in average monthly By approximately 20% to

earning of the overall around Rs 9500
Unorganized Sector

Long Term Measures:

21
 Unorganized Sector Status and Plans
Lucknow District

A 5-year plan of further growth can be made. It is in progress.

It is expected to improve the lives of around 40,00,000 people (including dependents) in

Lucknow alone.

Threats & Challenges

• Risk: Low number of individuals who become eligible for this or who choose to get
digitized for the process.

Mitigation: Our initial trends show that some form of digitization has penetrated into most of
the households (exact data shall be shared post new survey that is going on). Hence, chances
of digitization being a major risk is low, if proper solutions and support designed specifically
for this community (based on the survey) is provided. If the eligibility is low, we will need to
work on a parallel step of getting their credibility verified as expected by the eligibility criteria.

• Risk: Low number of cases doing re-payment of the credit

Mitigation: The overall impact of the first Rs 5000 on the economy is also considered to be
high, hence absence of timely re-payment can be handled through adjustment in other
benefits given to the user.

2.7. Timeline

The timeline has been designed through an interaction with various potential partners that
are expected to be involved in the said activities. The mention of partners is there to provide
an understanding of the same, and it is proposed that any relevant partner can be chosen if
they stick to the said timelines as well.

Week 0: The entire detailed project plan with clear understanding on the type of activities
needed in different parts of the region is ready.

Exhibit 6: Timeline for Execution

Task Timeline Possible Partners

Appointment of On-ground Ambassadors Week 4 • SEWA (to activate

across the district of Lucknow (as per women leaders)
• TBD

22
 Unorganized Sector Status and Plans
Lucknow District

various regions and the expected number

of potential applicants in each region)

Appointment of a Vendor who can involve Week 2 • UFS

Banking Correspondents (or similar • TBD
profiles) for on-ground reach

Readying the back-end functioning of the Week 10 • Use of UPI Partners

Card along with required Software to
manage the entire process (designing,
coding, printing, linking to Aadhaar,
linking to UPI, etc.)

Readying the dashboards for program Week 12 (if it

administrators, to manage the program moves in
and do an audit trail for each applicant parallel with
other
activities)

Marketing Collaterals for branding the Week 8

entire exercise so that it reaches out to
those who need the same

Appointment of partners who can provide Week 12 • Business and

tools that can digitize the business Accounting
processes of the entities, once they Automation
become part of the program. Software (Accloud is
a company that has
agreed to provide
their software free)
• Other software
willing to fund this
through their CSR
budgets, making the
entire digitization
process free of cost
for the users

23
 Unorganized Sector Status and Plans
Lucknow District

Creation of tools that work with Week 12 (in

Whatsapp and other partners, to create a parallel with
formal channel of communication with the
those who are getting onboarded dashboards)

Creation of simple training materials, that Week 12 • Digital Training Agencies

can help and guide the participants and Platforms (easily
without any technical complications accessible through
mobile or Whatsapp)

Partnership with fund distribution Week 4 • Bank of Baroda-UPICO

agencies Partnership
• SIDBI
• Foreign Banks and
Funders (they can
operate through a local
partnership)

In around 12 weeks after making the entire project plan, the program will be ready for a grand
launch aimed at economic revival. The KPI Targets after launch is mentioned above.

24
 Unorganized Sector Status and Plans
Lucknow District

3. Chapters
Chapter A: Definitions & Methodologies

A number of methodologies used here is created for the first time, and its freshness is a result
of the need of the specific context of unorganized sector during and post the COVID crisis.
Despite the use of new methodologies, they are all intelligent derivations of existing
processes.

3.1.1. Definition of Unorganized Sector

A household in the unorganized sector means either of the following:

• Earning member of the household works in a company (or a set of companies) where
they are employed in an informal manner, without being on payroll;
• Earning member of the household has their own set-up that has less than 10 number of
employees and is not registered or incorporated in any government database for
entities.

3.1.2. Sampling Numbers

Steps:

1. The first step is to divide the districts into multiple regions. Initially, the division is
based on official divisions such as zones and wards.
2. In Lucknow, the division was based on zones within Municipal Corporation area and
NP areas.
3. Each such demarcated region was then studied through secondary research and a
distribution of unorganized sector, across types of enterprises or households, was
done.
4. Such stratification was done based on approximate input points- number of
households, number of slums, number of shops, number of educational institutes,
number of small industries, number of construction sites, number of hotels and
restaurants, number of health centers.
5. The above-mentioned inputs were used to divide every region into “Very High Focus
Area”, “High Focus Area”, “Medium Focus Area”, “Low Focus Area”. The level of focus
was a function of extent of distribution across “types” as mentioned above. For
example, an area that only has educational institutes and does not have a good
distribution of other types, but has decent number of households, becomes a medium
focus area. In some cases, regions were sub-divided into smaller regions based on level
of focus.
6. Now, based on the number of households expected to have unorganized population
representation of some kind (a member working in an unorganized entity or self-

25
 Unorganized Sector Status and Plans
Lucknow District

employed unorganized workers or a member working in an organized entity in an

unorganized manner), sampling was done for each region.
7. For sampling, Simple Random Sample method using Confidence Level was used. While
putting the value of confidence level, the Very High Focus and High focus areas were
given the level of 99%, the Medium Focus Areas were given the level of 95%, and the
Low Focus Areas were given the level of 90%.
8. Based on the above, minimum samples needed were frozen for each region.
9. Now, each region was divided into localities. And, there was an equal distribution of
expected number of forms from each locality.
10. Each locality was given a weight based on secondary research which pointed out
certain clusters in certain localities. These localities were called Critical Focus Areas,
and a multiplication factor based on weight of criticality was provided.
11. Now, the sum total across all localities became the total sample that needed to be
collected. The on-ground team was asked to remain as close to the actual numbers
per locality as possible. The targets given to the on-ground team were inflated by up-
to 40% to allow a scope of error.
12. The on-ground team was instructed to not just choose the sample randomly, but keep
in mind stratification of sample. This was ensured by a Daily Audit, where “Sample
Quality Check” was done.
13. Sample Quality Check was based on anomalies in actual results from the expected
results; and according to the same, daily instructions on how to keep the sample truly
random (which means following the probabilities of expected strata) were given.

Exhibit 7: Sample distribution for Lucknow

REGION (Divided Based on Steps 1-5) SAMPLE RELEVANT CONFIDENCE

(Step 7) HOUSEHOLDS LEVEL
POPULATION (Step
6)

Zone 1 HIGH FOCUS AREAS 414 16198 0.99

Zone 2 HIGH FOCUS AREAS 363 2529 0.99

Zone 3 HIGH FOCUS AREAS 397 6261 0.99

Zone 4 HIGH FOCUS AREAS 379 3520 0.99

26
 Unorganized Sector Status and Plans
Lucknow District

Zone 5 HIGH FOCUS AREAS 415 19210 0.99

Zone 6 HIGH FOCUS AREAS 393 5287 0.99

Zone 1 MEDIUM FOCUS AREAS 232 4156 0.95

Zone 2 MEDIUM FOCUS AREAS 230 3549 0.95

Zone 3 MEDIUM FOCUS AREAS 231 3891 0.95

Zone 4 MEDIUM FOCUS AREAS 177 632 0.95

Zone 5 MEDIUM FOCUS AREAS 236 5623 0.95

Zone 6 MEDIUM FOCUS AREAS 236 6091 0.95

Zone 1 LOW FOCUS AREAS 171 13212 0.9

Zone 2 LOW FOCUS AREAS 164 3247 0.9

Zone 3 LOW FOCUS AREAS 162 2603 0.9

Zone 4 LOW FOCUS AREAS 169 6682 0.9

Zone 5 LOW FOCUS AREAS 159 2007 0.9

Zone 6 LOW FOCUS AREAS 165 3406 0.9

ALL RURAL HIGH FOCUS AREAS 423 107,739.00 0.99

OTHER RURAL MEDIUM OR LOW FOCUS 424 285437 0.99

AREAS- Combined

27
 Unorganized Sector Status and Plans
Lucknow District

FORMULA USED for Simple Sampling (as per Step 6):

Critical Value was calculated for Confidence Level as per the following method:

Step 1: Subtract the confidence level from 100% to find the α level: 100% – 90% = 10%.

Step 2: Convert Step 1 to a decimal: 10% = 0.10.

Step 3: Divide Step 2 by 2 (this is called “α/2”).

0.10 = 0.05. This is the area in each tail.

Step 4: Subtract Step 3 from 1 (because we want the area in the middle, not the area in the
tail): 1 – 0.05 = .95.

Step 5: Look up the area from Step in the z-table. The area is at z=1.645. This is your critical
value for a confidence level of 90%.

Formula applied:

Critical Value= C Value

Expected Population %

= ROUND((C Value)^2*(Incidence Level*(1-Incidence Level)/(Margin of

Error^2))/(1+(Population^2*(Incidence Level*(1-Incidence Level)/(Margin of
Error^2))/G2)),0)

Incidence Level was taken based on the expected population out of the relevant population that
would fit within all our criteria during survey, and margin of error was taken as 5%. Extrapolation is
done keeping Incidence Level as well as new Weights generated out of the sample data received
(Extrapolation methods will be shared later).

Total Minimum Sample Needed= 5540

Based on numbers mentioned above and following Steps 8-11, following targets were given
to the enumerators. The targets for each location are higher than the minimum sample
needed, hence lower actuals in certain regions is accepted.

28
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 8: Final Location Report

Cluster Location Expected Submitted

Code Ward Name Localities Code Forms Forms

10001 IBRAHIM PUR WARD 1 NILMATHA 100001 5

2 NAI BASTI 100002 10

3 IBRAHIM PUR 100003 5

4 SHAKOOR PUR 100004 5

5 BHGWANT NAGAR 100005 5

6 BAROWLI 100006 5

7 KHALILABAD 100007 5
75 43
8 ISHWARI KHERA 100008 5

9 CHIRREYA BAGH 100009 5

10 HEWAT MAU MAVEYA 100010 5

11 PANCH KHEDA 100011 5

12 SARSWATI PURAM 100012 5

13 UTRATIYA 100013 5

14 SINCHAI COLONY 100014 5

10002 RAJA BIJLI PASI WARD 1 ASHIAANA- M 100015 105 5 56

29
 Unorganized Sector Status and Plans
Lucknow District

2 ASHIAANA-N 100016 5

3 ASHIAANA M-1 100017 5

4 ASHIAANA N-1 100018 5

5 LDA COLONY SECTOR-F 100019

5
EXTENTION

6 RAHIMABAD 100020 5

7 NEW RAHIMABAD 100021 5

8 BEHSA 100022 5

9 MUNSHI KHERA 100023 5

10 T.P. NAGAR 100024 5

11 KILA GAON 100025 5

12 KILA MOHAMMADI 100026

5
NAGAR

13 GUDORA 100027 5

14 BAGLI 100028 5

15 AURANGABAD JAGEER 100029 5

16 AURANGABAD KHALSA 100030 5

17 MIRJAPUR 100031 5

30
 Unorganized Sector Status and Plans
Lucknow District

18 CHUWARA KHEDA 100032 5

19 SWAROOP CHANDRA 100033

5
KHERA

20 BIRHANA KHEDA 100034 5

21 KHWAZAPUR 100035 5

10003 TILAK NAGAR WARD 1 AISHBAGH RAM NAGAR 100036 5

2 KHAJUHA 100037 5

20 43
3 NETA KANHAIYA LAL 100038
5
COLONY

4 TILAK NAGAR 100039 5

SAROJNI NAGAR 1 HINDU KHEDA 100040

20
10004 WARD PART-1

2 HADAIN KHEDA 100041 10

3 GEHRU 100042 10

4 BARATI KHEDA 100043 10

120 76

5 GANGADEEN KHEDA 100044 10

6 DAROGA KHEDA 100045 10

7 SCOOTAR INDIA 100046 10

8 GAURI 100047 10

31
 Unorganized Sector Status and Plans
Lucknow District

9 JAIRAJ PURI 100048 10

10 HANUMAN PURI 100049 10

11 NAVEEN GAURI 100050 10

AMBEDKAR NAGAR 1 GOVERNMENT PRESS 100051

15
10005 WARD PART-2

2 CHITTA KHEDA 100052 15

75 43
3 KAREHTA 100053 15

4 GULJAR NAGAR 100054 15

5 MILL ROAD 100055 15

SAHEED BHAGAT SAMTA NAGAR, ANAND 100056

80
10006 SINGH WARD VIHAR,TAKROHI BAZAR,
SRIKRISHAN
VIHAR,BADSHAH KHEDA,
100057
AMRAI GAON, DEEN DAYAL
PURAM, TAKROHI GAON, 80 76
RAMDEEN PURWA, FATWA
PURWA, HARDASI KHEDA,
KANCHANPUR MATYARI,
SANTPURAM, JAI NAGAR,
RAFI NAGAR, DUDA COLONY

10007 MALVIYA NAGAR 1 AUPAM NAGAR 100058

5
WARD

65 50
2 PANDEY KA TALAB 100059 5

3 CHIRAINDHA PURWA 100060 5

32
 Unorganized Sector Status and Plans
Lucknow District

4 MOTIJHEEL COLONY 100061 5

5 MALVIYA NAGAR 100062 5

6 RAILWAY COLONY 100063 5

7 GOODSHADE ROAD 100064 5

8 SHEETAL KHEDA 100065 10

9 POLE KHEDA 100066 5

10 DARU GODAM 100067 5

11 HABEEB NAGAR 100068 5

12 LAKSHMAN GANJ 100069 5

10008 LAL BAHADUR 1 A BLOCK INDIRA NAGAR 100070

SHASTRI WARD PART- 10
1

2 SECTOR-22,23,24 100071 10

50 53
3 SARVODAYA NAGAR 100072 10

4 LUV KUSH NAGAR PARTLY 100073 10

5 SECTOR 20, PRAKASH LOK, 100074

10
SAMADDIPUR

10009 KANHAIYA MADHAV 1BARARA HUSAIN BADI, 100075

70 15 50
PUR WARD AHISKHEDA, FARIDIPUR

33
 Unorganized Sector Status and Plans
Lucknow District

2 SARDAAR NAGAR, 100076

15
BEGARIYA, MADHAV PUR

3 ILMAS BAG, KANAHIYA 100077

KHEDA, AZAD NAGAR B-
15
BLOCK,
EKTAPUR

4 GOVINDPURAM 100078 25

10010 KHARIKA WARD 1 SUBHANI KHERA 100079 3

2 GHOSIYANA 100080 3

3 KUMHAAR MANDI 100081 3

4 RAVINDRA NAGAR 100082 3

5 NEPAL GANJ 100083 3

6 GOPAL NAGAR 100084 3

49 50
7 NAYI TOLA 100085 3

8 PASIYANA 100086 10

9 BANGALI TOLA 100087 3

10 RAIBARELI ROAD 100088 3

11 GANDHI NAGAR 100089 3

12 LONGA KHEDA 100090 3

34
 Unorganized Sector Status and Plans
Lucknow District

13 CHAMRAHI 100091 3

14 MOHARI BAGH 100092 3

10011 CHINHAT WARD 1 NAYA GAON 100093 15

2 VIJAYI PUR 100094 15

3 KATOTHA 100095 15

80 130
4 TAKVA 100096 15

5 RISHA PARTLY 100097 10

6 CHINHAT A,B,C,D,E,F,H 100098

10
BLOCK VINEET KHAND

10012 FAIZULLAH GANJ 1 YOGI NAGAR PARTLY 100099

5
WARD

2 SHIVLOK 100100 5

3 DHANAK PURWA 100101 5

4 MANDI PRAISAD 100102 5

100 50
5 PRIYADARSHNI YOJNA 100103
5
SECTOR-C & D

6 PRAGATI VIHAR 100104 5

7 DILKUSH VIHAR 100105 5

8 NAYA PURWA 100106 5

35
 Unorganized Sector Status and Plans
Lucknow District

9 JUGAL VIHAR 100107 5

10 AMBER VIHAR 100108 5

11 YASH NAGAR 100109 5

12 SANT KABEER NAGAR 100110 5

13 BASANT VIHAR 100111 5

14 DAUD NAGAR 100112 5

15 GAZIPUR 100113 5

16 GAUR BHEET 100114 5

17 GAZIPUR BALRAM 100115 5

18 DUDAULI 100116 5

19 RAHEEM NAGAR 100117 5

20 NAUBASTA 100118 5

10013 LALKUAN WARD 1 STATION ROAD 100119 5

2 HATA RASOOL KHAN 100120 5

3 GADAIYA CHITWAPUR 100121 50 36

5
ROAD

4 GADAIYA CHITWAPUR 100122

5
ROAD

36
 Unorganized Sector Status and Plans
Lucknow District

5 CHITWAPUR PAJAWA 100123 5

6 GURUGOVIND SINGH 100124

5
MARG

7 KATRA MAQBOOLGANJ 100125 5

8 CHITWAPUR PAJAWA 100126 5

9 BHEDI MANDI 100127 5

10 GAUTAM BUDH MARG 100128 5

10014 AMBEDKAR NAGAR 1 ARTI NAGAR 100129

10
WARD-IST

2 HERCHANDPUR GADHI 100130

5
KANURA

3 GADHI KANOURA 100131 5

40 44
4 AMBEDKER NAGAR 100132 5

5 INDUSTRIAL AREA 100133 5

6 N.E.R. RAILWAY COLONY 100134 5

7 PREMWATI NAGAR 100135 5

10015 SAROJNI NAGAR 1 ANAURA 100136

5
WARD IIND
115 50

2 AMAUSI 100137 15

37
 Unorganized Sector Status and Plans
Lucknow District

3 BEHLA 100138 5

4 GINDAN KHERA 100139 5

5 NADAR GANJ 100140 5

6 AZAD NAGAR 100141 5

7 TAPOWAN NAGAR 100142 5

8 AWADH VIHAR 100143 5

9 LALA KHEDA 100144 5

10 ALI NAGAR SUNEHRA 100145 5

11 BDALI KHERA 100146 5

12 SATAY LOK 100147 5

13 NARAYAN PURI 100148 5

14 MANAS NAGAR 100149 5

15 32 BATALIYAN P.A.C. 100150 5

16 BEEMA HOSPITAL 100151 5

17 SAKSHARTA NIKETAN 100152 5

18 VISHNU LOK 100153 5

19 SHALI NAGAR 100154 5

38
 Unorganized Sector Status and Plans
Lucknow District

20 T.C.L. COLONY 100155 5

21 MURLI VIHAR 100156 5

10016 HAIDAR GANJ WARD 1 NARPAT KHEDA 100157

5
IIND

2 CHUNNU KHEDA 100158 5

3 MUNNU KHEDA 100159 5

4 BIBI KHEDA 100160 5

5 DIPTY KHEDA 100161 5

6 HARUN KHEDA 100162 5

7 BADSHAH KHEDA 100163 5

95 44
8 PURVI DEEN KHEDA 100164 5

9 PARA GAON NEW BASTI 100165 5

10 PAKKA BAGH 100166 5

11 BHAPTA MAU 100167 5

12 RAMNA 100168 5

13 MUHAR 100169 5

14 BHAMRAULI 100170 5

15 SHAHPUR 100171 5

39
 Unorganized Sector Status and Plans
Lucknow District

16 MOHAN ROAD 100172 5

17 ALAM VIHAR 100173 5

18 MONA VIHAR, 100174

BUDHESHWAR 10
VIHAR,MALLPUR

10017 HAZRAT GANJ WARD 1 MAHATMA GAHDHI ROAD 100175 5

2 BALMIKI MARG 100176 5

3 MAKBARA ROAD 100177

5
SHAHJANAF ROAD

4 LAPLAS 100178 5

5 SAPRU MARG 100179 5

6 LAURANCE TERENCE 100180 5

65 57
7 HAZRAT GANJ BAZAR 100181 5

8 A.K.HALWASIA ROAD 100182 5

9 CAIPAR ROAD 100183 5

10 KHANDARI PURWA 100184 5

11 TRILOK NATH ROAD 100185 5

12 BELDARI LANE 100186 5

13 FROM UDA BAI 100187 5

CHAURAHA TO RIGHT SIDE

40
 Unorganized Sector Status and Plans
Lucknow District

RANA
PRATAP MARG TO SHANI
MANDIR, TILAK MARG &
LAXMAN MELA STHAL TO
RIGHT SIDE OF SIKNDAR

10018 OM NAGAR WARD 1 OM NAGAR 100188 5

2 CHANDAR NAGAR 100189 5

3 SARDARI KHERA OLD 100190 5

4 KORIYANA 100191 5

5 BHILAVAN 100192 5

6 SHAKTI NAGAR 100193 20

75 84
7 RISHI NAGAR 100194 5

8 MADHUBAN NAGAR 100195 5

9 AZAD NAGAR 100196 5

10 HASNAPUR 100197 5

11 SAKETPURI 100198 5

12 JAIPRAKASH NAGAR 100199 5

10019 KESARI KHERA WARD 1 KESARI KHEDA 100200 10

2 GANGA KHEDA 100201 75 10 44

3 KANWOSI 100202 5

41
 Unorganized Sector Status and Plans
Lucknow District

4 R.D.S.O. 100203 5

5 BALDEV KHERA 100204 5

6 DONDA KHERA 100205 10

7 DHWODHA KHERA 100206 10

8 SURYA NAGAR 100207 10

9 VIKRAM NAGAR 100208 10

10020 GURU GOVIND SINGH 1 CHURCH COLONY 100209

3
WARD

2 R.P.F.COLONY 100210 3

3 C.P.L. COLONY 100211 3

4 RAILWAY SIDING HOSPITAL 100212 3

27 44
5 RAJKIYA UDHYAN 100213 3

7 ANAND NAGAR 100214 3

8 BADA BARAHA 100215 3

9 JILA KARAGAR AWAS 100216 3

10 JILA KARAGAR 100217 3

10021 SHARDA NAGAR 1 BHADRUKH 100218

148 8 44
WARD

42
 Unorganized Sector Status and Plans
Lucknow District

2 USARI 100219 8

3 SALEH NAGAR 100220 8

4 FIRANGI KHEDA 100221 8

5 DEVI KHERA 100222 8

6 SARPOT GANJ 100223 8

7 ELDECO-I 100224 8

8 RUCHI KHAND 100225 8

9 RASHMI KHAND 100226 8

10 RAJNI KHAND 100227 8

11 SANIK NAGAR 100228 8

12 SENANI VIHAR 100229 8

13 SOUTH CITY 100230 8

14 ELDECO-II 100231 8

15 PIPROWLI 100232 20

16 SHEETAL KHERA 100233 8

17 RATNAKAR KHAND 100234 8

10022 GURU NANAK NAGAR 1 GURU NANAK NAGAR 100235

65 5 62
WARD

43
 Unorganized Sector Status and Plans
Lucknow District

2 SNEHA NAGAR 100236 5

3 PREM NAGAR 100237 5

4 VISHESHWAR NAGAR 100238 5

5 DAMODAR NAGAR 100239 5

6 NAYA SARDARI KHERA 100240 5

7 POORAN NAGAR 100241 5

8 SUNDAR NAGAR 100242 5

9 NATKHEDA 100243 5

10 GOVIND NAGAR 100244 5

11 JAI PRAKASH NAGAR 100245 15

10023 JAGDISH CHANDRA 1 GHASHYARI MANDI 100246

5
BOSE WARD

2 JAMBUR KHANA 100247 20

3 KANDHARI BAZAR 100248 10

85 62
4 FOUR SOUTH ROAD 100249 5

5 RAKAB GANJ JADEED 100250 5

6 QUINTON ROAD 100251 5

7 CHOULAKHI 100252 10

44
 Unorganized Sector Status and Plans
Lucknow District

8 CHINA BAZAR 100253 10

9 BALAKADAR ROAD 100254 5

10 J.C.BOSE MARG 100255 5

11 BAGH MUNNU 100256 5

10024 INDIRA PRIYADARSANI 1 SECTOR 14,11 100257

10
WARD

2 KHADAGPUR 100258 10

3 FARIDI NAGAR 100259 10

70 62
4 CHANDAN 100260 10

5 SUGGA MAU 100261 10

6 JARHARA 100262 10

7 PANDIT PURWA 100263 10

10025 BALA GANJ WARD 1 BALA GANJ 100264 5

2 BARI ROAD 100265 5

3 SARFARAJ GANJ 100266 5

85 29
4 MALA PURAM 100267 5

5 RAILWAY COLONY 100268 5

6 GOPAL NAGAR 100269 5

45
 Unorganized Sector Status and Plans
Lucknow District

7 RASTOGI NAGAR 100270 5

8 GOUSHALA ROAD 100271 15

9 HARI NAGAR 100272 5

10 PEER NAGAR 100273 5

11 CHHANDOIYA KA PURWA 100274 5

12 BARAWAN KALA 100275 5

13 DUBAGGA 100276 5

14 BARI KALA 100277 5

15 CHUDDAYA 100278 5

10026 BABU KUNJ BIHARI 1 SUJAAN PURA 100279

5
LAL WARD

2 AHEMAD PUR 100280 5

20 19

3 CHHOTA BARHA 100281 5

4 PAWANPURI 100282 5

10027 NIRALA NAGAR WARD 1 NIRALA NAGAR 100283 5

2 NIRALA NAGAR SECTOR-H 100284 5

40 64

3 BABU GANJ (ATTACHED 100285

5
FAIZABAD ROAD)

46
 Unorganized Sector Status and Plans
Lucknow District

4 CHOTA CHAND GANJ 100286

(ATTACHED FAIZABAD 5
ROAD)

5 SARAY HASAN GANJ 100287 5

6 PASHUPALAN & MATSYA 100288

5
VIBHAG COLONY

7 BABA KI BAGIYA 100289 5

8 VISHWAVIDHYALAY 100290
5
PARISAR

10028 GEETA PALLI WARD 1 GITA PALLI 100291 6

2 KRISHNA PALLI 100292 6

3 PAKREE 100293 6

4 HASNA PUR PARTLY 100294 42 6 19

5 MUSLIM NAGAR 100295 6

6 SANIK NAGAR 100296 6

7 VISHVESHWAR NAGAR 100297 6

10029 RAM MOHAN RAI 1 TILAK MARG 100298

5
WARD

2 BATLAR ROAD 100299 50 5 19

3 MADAN MOHAN MALVIYA 100300

5
MARG

47
 Unorganized Sector Status and Plans
Lucknow District

4 GOKHLE MARG 100301 5

5 PRAAG NARAYAN ROAD 100302 5

6 LAJPAT RAI MARG 100303 5

7 WAZEER HASAN ROAD 100304 5

8 RAM MOHAN RAI MARG 100305 5

9 RANA PRATAP MARG 100306

5
RIGHT SIDE

10 FROM SANKALY VATIKA 100307

5
TO DALIBAGH

10030 SHANKAR PURVA 1 ADIL NAGAR 100308

20
WARD IIND

2 GANNEY KA PURWA 100309 10

3 KALYANPUR,WEST 100310 10

4 GAYATRIPURAM 100311 10

160 64
5 GAURA BAG 100312 10

6 ATRAULI 100313 10

7 JAHRAPUR 100314 10

8 BAHADURPUR 100315 10

9 UNITY CITY 100316 10

48
 Unorganized Sector Status and Plans
Lucknow District

10 BHEDHAPUR 100317 10

11 MOHD.PUR KHATRI 100318 10

12 SEEMANT NAGAR 100319 10

13 PRAGATI VIHAR 100320 10

14 BAJRANG NAGAR 100321 5

15 AHILYA BAI NAGAR 100322 5

16 SHIV VIHAR COLONY 100323 5

17 SECTOR 10 TO 14 VIKAS 100324

5
NAGAR EXTENTION

10031 NISHAT GANJ WARD 1 NISHAT GANJ 100325 10

20 84
2 FAIZABAD ROAD 100326 10

10032 FAIZULLAH GANJ 1 SITAPUR ROAD TO KESHAV 100327

WARD IST NAGAR RIGHT SIDE OF 10
DIVIDER ROAD

2 PRIYADARSHNI COLONY 100328

10
SECTOR-A,B
130 19

3 KESHAV NAGAR 100329 10

4 SNEHI NAGAR 100330 10

5 BHARAT NAGAR 100331 10

49
 Unorganized Sector Status and Plans
Lucknow District

6 SATYA LOK 100332 10

7 FAIZULLAH GANJ 100333 10

8 INDAR GANJ 100334 10

9 MOHIBULLAPUR 100335 10

10 SRI NAGAR 100336 10

11 SIMRA GAUDHI COLONY 100337 10

12 SHERWANI NAGAR 100338 10

13 SHANKARPUR 100339 10

10033 RAJENDRA NAGAR 1 KHAS PURVA 100340

5
WARD

2 CHAK MANDI DUGAON 100341 5

3 CHAMER TOLIYA DUGAVA 100342 5

4 RAJENDRA NAGAR 100343

10
(CHAMARAN TOLA) 50 19

5 RAJENDRA NAGAR 100344

5
(MADHYA)

6 RAJENDRA NAGAR SOUTH 100345

5
(BEGUM KHEDA)

7 CHEDA KHAS PURVA 100346 5

50
 Unorganized Sector Status and Plans
Lucknow District

8 NAKA HINDOLA 100347 5

9 BIRHANA 100348 5

10034 RANI LAXMI BAI 1 GAUTAM BUDH MARG 100349

5
WARD, AMINABAD

2 NAYA GAON WEST 100350 5

3 QUISAR BAGH, OLD 100351

5
NAZIRABAD

4 MITRA BANDHU ROAD, 100352

NAZIRABAD, SHYAMA
5
PRASAD
MUKHARJEE ROAD

5 BAZAR JHAU LAL, KHAYALI 100353 45 64

5
GANJ

6 RAJA NAWAB ALI ROAD, 100354

5
KACHEHARI ROAD

7 R.K.TANDON ROAD, 100355

5
CHAKBAST ROAD

8 MARWARI GALI, GANNEY 100356

5
WALI GALI

9 GADBADJHALA, SRI RAM 100357

5
ROAD, AMINABAD PARK

10035 JANKIPURAM WARD - 1 ENGINEERING COLLEGE 100358

75 5 57
IST ALLOVER

51
 Unorganized Sector Status and Plans
Lucknow District

2 AKANSHA PARISAR POCKET 100359

5
A & B WHOLE

3 RANI KHEDHA 100360 5

4 KHALEELABAD NEVADA 100361

5
GAON

5 SECTOR- I WHOLE 100362 5

6 RAMPUR NISHP GAON 100363 5

7 JANKI BIHAR,OTHER 100364

5
SOCIETY AND MADIYAV

8 SHIV BIHAR,ALEESH 100365

5
NAGAR

9 RADHEY SHYAM PURWA 100366 5

10 UNIVERCITY NEW 100367

5
CAMPUS

11 SULTANPUR GAON & 100368

5
SOCIETY NEAR GAON

12 SITAPUR ROAD,ABHISHEK 100369

5
PURAM & OTHER

13 MANIYAO GAON 100370 5

14 CHOWDHARI PURWA 100371 5

15 GADERIAN KA PURVA 100372 5

52
 Unorganized Sector Status and Plans
Lucknow District

10036 RAJIV GANDHI WARD- 1 VIJAY KHAND 100373

5
IST

2 UJARIAO 100374 5

3 LODHPURWA 100375 5

4 CHAMRAHI 100376 5
40 80

5 BELHA 100377 5

6 VINAY KHAND PARTLY 100378 5

7 VIVEK KHAND 100379 5

8 VIRAT KHAND 100380 5

10037 ISMILE GANJ WARD 1 SECTOR 9,10,12,13 100381

6
IST

2 MUNSHI PULIA PARTLY 100382 6

3 NANDINI VIHAR 100383 6

4 SURYA ENCLAVE 100384 6

60 51

5 KAPISH KUNJ 100385 6

6INSAF NAGAR 100386 6

7 PANI GAON 100387 6

8 EHSAN NAGAR 100388 6

53
 Unorganized Sector Status and Plans
Lucknow District

9 PATEL NAGAR PARTLY 100389 6

10 LOHIYA VIHAR 100390 6

10038 MAITHLI SARAN GUPT 1 A BLOCK (Even Number) 100391

6
WARD

2 B Block (ODD NUMBER) 100392 6

3 B Block (EVEN NUMBER 100393

6
TILL 1424)

42 57
4 ODD NUMBER -C BLOCK 100394 6

5 GAZIPUR GAON 100395 6

6 BASTOLI GAON 100396 6

7 AMPRA PALI MARKET 100397 6

10039 AISHBAGH WARD 1 AISHBAGH EAST RAMLEELA 100398 6

2 S.D.A.COLONY 100399 6

3 I.T.COLONY 100400 6

4 AISHBAGH SRAMIK BASTI 100401 42 6 84

5 WATER WORKS ROAD 100402 6

6 INDRANI NAGAR 100403 6

7 BHADEVA NEW BASTI 100404 6

54
 Unorganized Sector Status and Plans
Lucknow District

10040 RAFI AHMAD KIDWAI 1 VISHAL KHAND 100405

7
WARD

2 VIPIN KHAND 100406 7

3 VIPUL KHAND 100407 7

4 VIKASH KHAND 100408 7

56 47

5 DIGDIGYIA 100409 7

6 GADRIYAN PURWA 100410 7

7 GWARI 100411 7

8 SRIJAN VIHAR COLONY 100412 7

10041 ISMILE GANJ WARD 1 RAJ0 POLYTECHNIC, 100413

20
IIND AKASHWANI, SECTOR-8,
MANGAL PURI, SAMAR
GARDEN, ASHOK VIHAR,
100414
SHALIMAR GARDEN, DEV
NAGAR, DEEPAK NAGAR,
PATEL NAGAR, PARTLY,
ISMILE GANJ GAON,
SURENDRA NAGAR, URMILA
PURI, MULAYAM NAGAR, 20 51
PREET NAGAR, HARIHAR
NAGAR, KAMTA, SHIVPURI,
SHANKAR PURI,
PUNCHWATI, AZAM NAGAR,
VIMAL NAGAR, SANATAN
NAGAR, KALYAN VIHAR,
KAMLA NEHRU NAGAR,
RAGURAJ NAGAR, RAJEEV
NAGAR, RAJVEER NAGAR

55
 Unorganized Sector Status and Plans
Lucknow District

10042 COLVIN COLLEGE 1 FAIZABAD ROAD TO IT 100415

7
WARD

2 OLD HYDERABAD 100416 7

3 NEW HYDERABAD 100417 7

4 UNIVERCITY ROAD 100418 7

56 62

5 BADSHAH NAGAR 100419 7

6 BIRBAL SAHANI ROAD 100420 7

7 BALDA ROAD COLONY 100421 7

8 RAI BIHARI LAL ROAD 100422 7

10043 LALA LAZPAT RAI 1 ALIGANJ YOJNA SECTOR 100423

WARD N,O & RING ROAD SOUTH 10
SITAPUR ROAD YOJNA

2 BATAHA ,TIWARI PRATAP 100424

10
NAGAR

3 AKILAPUR 100425 70 20 60

4 SABOLI 100426 10

5 TATARPUR SECTOR-M 100427 10

6 NANDUPUR NEAR SECTOR 100428

10
C

10044 CHITRA GUPT NAGAR 1 JAFAR KHERA 100429

70 5 60
WARD

56
 Unorganized Sector Status and Plans
Lucknow District

2 BHOLA KHERA 100430 5

3 INDRA PURI 100431 5

4 INDRALOK 100432 5

5 BAJRANG NAGAR 100433 5

6 TIWARI PURAM 100434 5

7 PRATAP NAGAR 100435 5

8 SHIVAM NAGAR 100436 5

9 SUBHASH NAGAR 100437 5

10 VIJAY NAGAR 100438 5

11 ASHUTOSH NAGAR 100439 5

12 VINAY NAGAR 100440 5

13 KRISHNA NAGAR 100441 5

14 SINDHU NAGAR 100442 5

10045 PAPER MILL COLONY 1 PAPER MILL COLONY 100443

7
WARD BLOCK-A,B,C,D,E,F,G,H

2 JUGAULI 100444 20
104 51

3 NEHRU ENCLAVE 100445 7

4 ELDECO GREEN 100446 7

57
 Unorganized Sector Status and Plans
Lucknow District

5 SINCHAI COLONY 100447 7

6 VIBHAV KHAND 100448 7

7 R.R. VIBHAG 100449 7

8 BHEEKAMPUR 100450 7

9 SHIVAJI NAGAR 100451 7

10 VISHWASH KHAND 100452 7

11 BALMIKI NAGAR 100453 7

12 BADSHAH NAGAR 100454

RAILWAY CROSSING TO
7
KUKRAIL
BANDHA

13 BADSHAH NAGAR 100455

RAILWAY COLONY &
7
SACHIVALAYA
COLONY

10046 GOLAGANJ PEER 1 Dr. B.N.VERMA ROAD 100456

8
JALEEL WARD

2 PEER JALEEL 100457 8

80 60
3 OLD KANPUR ROAD 100458 8

4 JAGAT NARAYAN ROAD 100459 8

5 RIVER BANK COLONY 100460 8

58
 Unorganized Sector Status and Plans
Lucknow District

6 PUL JHAULAL 100461 8

7 HATA FAKEER 100462

8
MOHAMMAD KACHHA

8 HATA FAKEER 100463

8
MOHAMMAD PAKKA

9 GOLAGANJ 100464 8

10 TAKIYA AZAMBEG 100465 8

10047 HAIDAR GANJ WARD 1 HAIDARGANJ, AMAN 100466

7
IST VIHAR, RIFA COLONY

2 GULSHAN VIHAR, ASIA 100467

7
MAU
41 60
3 KISHOR VIHAR, BRAHAM 100468
7
NAGAR

4 LAKADMANDI, BIBIGANJ, 100469

20
HAJJI TOLA

10048 MAHATAMA GANDHI 1 VIDHAN SABHA MARG 100470

7
WARD

2 MAJOR BANK ROAD 100471 7

84 57
3 BURF KHANA 100472 7

4 KABEER MARG 100473 7

5 HATA GANI KHAN 100474 7

59
 Unorganized Sector Status and Plans
Lucknow District

6 MURLI NAGAR 100475 7

7 ADGADA HUSAIN GANJ 100476 7

8 JAI NARAYAN ROAD 100477 7

9 KHANDARI PURWA 100478 7

10 SAROJNI NAIDO MARG 100479 7

11 MAHATMA GANDHI 100480

7
MARG PARTLY

12 KURMI TOLA, 100481

7
HUSAINGANJ

10049 BABU JAGJIVAN RAM 1 SECTOR 25,21,19,16,17 & 100482

30
WARD SARASWATI VIHAR
30 21

100483

10050 HARDEEN RAI NAGAR 1 PARTLY RUKANDIPUR 100484

10
WARD

2 CHAMARAN KA PURWA 100485 10

40 21

3 PARTLY E-BLOCK 100486 10

4 PARTLY C-BLOCK 100487 10

10051 KADAM RASUL WARD 1 TILAK VIHAR 100488 20

90 57
2 ERADAT NAGAR 100489 5

60
 Unorganized Sector Status and Plans
Lucknow District

3 SIYA COLLEGE 100490 5

4 KADAM RASOOL 100491 5

5 PURANA BANS MANDI 100492 5

6 RETI 100493 5

7 JHABJALI TOLA 100494 5

8 BAGH SHAH JI 100495 5

9 KARBALA NASIRUDDEEN 100496 5

10 BHISTI TOLA 100497 5

11 NEW BASTI 100498 5

12 MOHAN MEKING 100499 5

13 MASALCHI TOLA 100500 5

14 BHANDOA 100501 5

15 ASHFAQ ULLAH NAGAR 100502 5

10052 GOMTI NAGAR WARD 1 LAXMAN PURI 100503 5

2 ROHTAS ENCLAVE 100504 5

60 79
3 RAVINDRA PALLI 100505 5

4 HARI NAGAR 100506 5

61
 Unorganized Sector Status and Plans
Lucknow District

5 SANJAY GANDHI PURAM 100507 5

6 KAILASH KUNJ 100508 5

7 KASAILA 100509 5

8 MARUTI PURAM 100510 5

9 NARAYAN NAGAR 100511 5

10 FAIZABAD ROAD 100512 5

11 H.A.L. COLONY 100513 5

12 VIBHUTI KHAND 100514 5

10053 MALLAHI TOLA WARD- 1 NAGARIYA 100515

10
IST

2 GENRAIL GANJ 100516 10

3 MALLAHI TOLA 100517 10

60 62

4 LODH PURVA 100518 10

5 MISARI BAGH 100519 10

6 MALIHABAD ROAD 100520 10

10054 KUNWER JYOTI 1 PARTLY E-BLOCK 100521

6
PRASAD WARD-IIND
50 57

2 PARTLY F-BLOCK 100522 6

62
 Unorganized Sector Status and Plans
Lucknow District

3 PARTLY E-BLOCK 100523 6

4 PARTLY ALAMNAGAR 100524 6

5 MURAU TOLA 100525 20

6 GADI PEER MAKKA 100526 6

10055 MOTILAL NEHRU 1 MOTI NAGAR 100527

5
WARD

2 ARYA NAGAR 100528 5

3 AISHBAGH ROAD 100529 5

4 AMEER NAGAR 100530 5

40 33

5 NEHRU NAGAR 100531 5

6 KAYAM KHEDA 100532 5

7 NIWAZ KHEDA 100533 5

8 PARTLY MAWAIYA 100534 5

10056 DALIGANJ WARD 1 GODIYAN TOLA 100535 6

2 LAHAUR GANJ 100536 6

3 DALIGANJ 100537 86 6 62

4 MUNSHI GANJ 100538 6

5 MUNSHI GANJ (TAKIYA) 100539 6

63
 Unorganized Sector Status and Plans
Lucknow District

6 NAZEER GANJ 100540 6

7 RANI GANJ 100541 20

8 LAKARMANDI 100542 6

9 SITAPUR BRANCH ROAD 100543 6

10 HASAN GANJ (ATTACHED 100544

6
FAIZABAD ROAD)

11 LEFT PORTION OF 100545

FAIZABAD ROAD FROM
6
MANKAMNESHWAR ROAD
TO CHARCH

12 MAYA NAGAR 100546 6

10057 VIKRMADITYA WARD 1 JIYAMAU 100547 5

2 LA.MATINIAR COLONY 100548 5

3 MARTIN PURWA 100549 5

4 PIPRA GHAT 100550 5

65 53
5 VIKRAMADITYA MARG 100551 5

6 MILING TONIYA AVENYU 100552 5

7 VIVEKANAND MARG 100553 5

8 GULISTA COLONY 100554 5

64
 Unorganized Sector Status and Plans
Lucknow District

9 GAUTAM PALLI 100555 5

10 MALL AVENUE 100556 5

11 SHUBHAM NAGAR 100557 5

12 ABADI KABRISTAN 100558 5

13 MAHATMA GANDHI 100559

5
MARG

10058 LAL BAHADUR 1 SHAKTI NAGAR 100560

10
SHASTRI WARD _IIND

2 KUMANCHAL NAGAR 100561 10

50 53
3 A BLOCK PARTLY 100562 10

4 LIBERTY COLONY PARTLY 100563 10

5 SARVODAY NAGAR 100564 10

10059 HUSAINA BAD WARD 1 GEND KHANA 100565 5

2 MOHNI PURVA 100566 5

3 SHIVPURI 100567 5
40 51
4 HATA SITARA BEGAM 100568 5

5 PEER BUKHARA 100569 5

6 TAHSEEN GANJ 100570 5

65
 Unorganized Sector Status and Plans
Lucknow District

7 MALIHABAD ROAD 100571 5

8 HUSSAINA BAD (SHEESH 100572

5
MAHAL)

10060 LABOUR COLONY 1 NANDA KHEDA 100573

10
WARD

2 LABOUR COLONY (TIKET 100574

10
RAI)
40 60

3 RAJAJIPURAM NEW C 100575

10
BLOCK

4 DARIYAPUR COLONY 100576 10

10061 BEGUM HAZRAT 1 BHARO PRASAD MARG 100577

5
MEHAL WARD

2 BADA CHAND GANJ 100578

5
PARTLY

3 MAHANAGAR EXTENTION 100579 5

4 MAHAVEER JI KA PURVA 100580 5

60 64

5 PRATAP BAGH COLONY 100581 5

6 MAI JI KI BAGIYA 100582 5

7 PANDEY TOLA 100583 5

8 DANDAYIA BAZAR SOUTH 100584

5
PORTION

66
 Unorganized Sector Status and Plans
Lucknow District

9 DANDAYIYA BAZAR LEFT 100585

5
SIDE

10 MEHANDI TOLA 100586 5

11 BEGUM HAZRAT MAHAL 100587

5
SOUTH PORTION

12 SHEKHA PURA 100588 5

10062 MAHANAGAR WARD 1 MAHANAGAR 100589 5

2 AMBAHI KA PURWA 100590 5

3 RAHEEM NAGAR 100591 5

4 VISHNU PURI 100592 5

5 P.W.D. QUARTER 100593 5

6 BEGUM HAZRAT MAHAL 100594

55 5 64
NAGAR

7 DARSHAN GANJ 100595 5

8 AKBAR NAGAR 100596 5

9 FAIZABAD ROAD NORTH 100597 5

10 DAYAL FORT 100598 5

11 GOAL MARKET 100599 5

67
 Unorganized Sector Status and Plans
Lucknow District

10063 TRIVENI NAGAR 1 TRIVENI NAGAR-I 100600

10
WARD

2 TRIVENI NAGAR-II 100601 10

3 TRIVENI NAGAR-III 100602 10

60 64

4 BRAMHA NAGAR 100603 10

5 PATAURA GANJ 100604 10

6 AHIBARANPUR 100605 10

10064 KUNWER JYOTI 1 PARTLY E-BLOCK 100606

7
PRASAD WARD IST

2 PARTLY F-BLOCK 100607 7

28 62

3 PARTLY ALAMNAGAR 100608 7

4 MEHANDI KHEDA 100609 7

10065 RAM TEERATH WARD MIRJA PURWA 100610 4

NARAHI 100611 4

MEERA BAI MARG 100612 4

68 53
RAMTIRTH MARG 100613 4

RANA PRATAP MARG 100614 4

6 PARK ROAD 100615 4

68
 Unorganized Sector Status and Plans
Lucknow District

7 BANARSI BAGH 100616 4

8 KAILASH TIWARI MARG 100617 4

9 SAKET PALLI 100618 4

10 SAROJNI NAIDU MARG 100619 4

11 WINDSOR PALACE 100620 4

12 RAJBHAWAN & RAJ 100621

4
BHAWAN COLONY

13 MAHATMA GANDHI 100622

4
MARG (PARTLY)

14 MALLAH PUR BASTI 100623 4

15 STATE GUEST HOUSE 100624 4

16 SHAKTI BHAWAN TO 100625

4
DOORDARSHAN

17 RANA PRATAP MARG 100626

4
PARTLY

10066 HIND NAGAR WARD 1 HIND NAGAR 100627 10

2 RAMGAR COLONY 100628 10

80 57
3 BALDI KHERA 100629 10

4 SAMBHAR KHERA 100630 10

69
 Unorganized Sector Status and Plans
Lucknow District

5 PAKRI KHEDA 100631 10

6 MADARI KHERA 100632 10

7 CHILLAWAN 100633 10

8 LDA COLONY KANPUR 100634

10
ROAD BLOCK B,C,D

10067 MANKAMESHWAR 1 KUTUBPUR 100635

8
MANDIR WARD

2 KABADIA PURVA 100636 8

3 MUKARIM NAGAR 100637 8

65 53

4 BARAULIYA 100638 25

5 TAIGORE MARG 100639 8

6 JOSHI TOLA 100640 8

10068 CHANDRABHAN GUPT 1 MUNNI LAL 100641

5
NAGAR WARD DHARAMSHALA ROAD

2 LOKMANYAGUNJ 100642 5

3 RAILWAY MULTI STORY 100643 65 5 57

4 PAY & CASH COLONY 100644 5

5 CHANDRABHANU GUPT 100645

5
NAGAR (PANDARIBA)

70
 Unorganized Sector Status and Plans
Lucknow District

6 SUBHASH MARG (HAIDAR 100646

CANNAL TO CHARBAGH
5
BOTH
SIDE OF ROAD)

7 A P SEN ROAD 100647 5

8 GAUTAM BUDHA MARG 100648

(G.H. CANNAL TO 5
CHARBAGH)

9 G.R.P. COLONY 100649 5

10 DURGAPURI BLUNT 100650

5
SQUARE

11 PARTLY MAVAIYA 100651 5

12 GOOD SHADE COLONY 100652 5

13 NOTIFIED AREAR, 100653

CHARBAGH RAILWAY
COLONY, 5
SEWAGRAM STADIUM
COLONY

10069 RAM JI LAL NAGAR 1 HARIHAR PRASAD NAGAR 100654

5
WARD

2 RAM NAGAR 100655 5

60 0
3 MANGAL KHEDA 100656 5

4 BRAHAM NAGAR 100657 5

5 RAM PRASAD KHEDA 100658 5

71
 Unorganized Sector Status and Plans
Lucknow District

6 SRI NAGAR 100659 5

7 SAMAR VIHAR 100660 5

8 CHITRAGUPT NAGAR 100661 5

9 SHYAM NAGAR 100662 5

10 BAHADUR KHEDA 100663 5

11 SINGAR NAGAR 100664 5

12 AMRUDI BAGH 100665 5

10070 SAHADAT GANJ WARD 1 BIHARIPUR 100666 5

2 SAHADAT GANJ KHAS 100667 5

3 SARAY MUGAL 100668 5

4 HASAN GANJ BAWLI 100669 5

5 BAWLI BAZAR 100670 5

85 84
6 MOHAMMAD GANJ 100671 5

7 FATOHA BAD 100672 5

8 GADAIYA SULTAN PUR 100673 5

9 SAMRAHI ROAD 100674 5

10 BELWARI 100675 5

72
 Unorganized Sector Status and Plans
Lucknow District

11 HIYARD 100676 5

12 KAGJI TOLA 100677 5

13 PARASATA 100678 5

14 DURGADEEN ROAD 100679 5

15 BOTH SIDE OF 100680

5
MATADEEN ROAD

16 D0H0A0 ROAD PARTLY 100681 5

17 SHEKHPUR ROAD 100682 5

10071 NETA JI SUBHASH 1 PURI TOLA 100683

5
WARD

2 THATHERI TOLA 100684 5

3 CHACHI KUAN 100685 5

4 SUBHASH MARG (MEDICAL 100686

COLLEGE CHAOURAHA TO 5
RAKABGANJ PUL) 70 57

5 SHAMINA ROAD 100687 5

6 FHEEL KHANA 100688 5

7 BAWARCHI TOLA 100689 5

8 NAL BANDI TOLA 100690 5

73
 Unorganized Sector Status and Plans
Lucknow District

9 HAKEEM MEHANDI 100691

MAKBARA ROAD (JAGAT
5
NARAYAN
ROAD SAYAL)

10 CHOWDHARY GADAYIA 100692 5

11 AAGA MEER DYODI 100693 5

12 JOSHI TOLA 100694 5

13 IMAMBADA AGABAKAR 100695 5

14 PATANALA 100696 5

10072 GANESH GANJ WARD 1 ARYA SAMAJ MANDIR 100697

5
ROAD

2 PURANA GANESH GANJ 100698 5

3 GRAIN MARKET 100699 5

4 NAWAIYA GANESH GANJ 100700 5

100 57
5 HATA MATA DEEN 100701 5

6 NEW GANESH GANJ 100702 5

7 TILPURWA 100703 5

8 GURUDWARA ROAD 100704 5

9 NAKA HINDOLA 100705 5

74
 Unorganized Sector Status and Plans
Lucknow District

10 VIJAY NAGAR 100706 5

11 SHIVPURI 100707 5

12 KASMANDI 100708 5

13 FATEHGANJ 100709 5

14 TAKIYA GANESH GANJ 100710 5

15 NALA FATEH GANJ 100711 5

16 JANGLI GANJ 100712 5

17 AMANI GANJ 100713 5

18 AMINABAD 100714 5

19 BHUSA MANDI 100715 5

20 KASAI BADA 100716 5

10073 VIDHYAWATI DEVI 1 L.D.A. COLONY KANPUR 100717

60
WARD IIND ROAD OF SECTOR H,G,D-1
60 31

100718

10074 MAHA KAVI JAI 1 ALIGANJ YOJNA SECTOR 100719

10
SHANKAR PRASAD C,D,K,P,C,S,D,C & L,K,S

40 76
2 PURANIA 100720 10

3 USMAN PUR 100721 10

75
 Unorganized Sector Status and Plans
Lucknow District

4 INDIRA NAGRI 100722 10

10075 SARDAR PATEL NAGAR 1 ALAMBAGH THANA 100723

6
WARD

2 L.D. COLONY 100724 6

3 RUNNING SHADE COLONY 100725 6

4 40 QUARTERS 100726 6

5 VEGITABLE GROUND 100727 6

6 R.P.F. QUARTERS 100728 6

7 MERIAL ROAD 100729 6

8 BERI ROAD 100730 90 6 32

9 BOUDAR ROAD 100731 6

10 TEMPUL ARIA 100732 6

11 SHAHI MASJIS 100733 6

12 TALKATORA ROAD 100734 6

13 JAGJIWAN RAM 100735

6
TRAINING CENTER

14 TEJI KHEDA 100736 6

15 PATEL NAGAR 100737 6

76
 Unorganized Sector Status and Plans
Lucknow District

10076 BABU BANARSHI DAS 1 BARIYA MOHAL 100738

6
WARD

2 HATA GANI KHAN 100739 6

3 UDAI GANJ PARK 100740 6

4 SHUTUR KHANA 100741 6

5 CHHITWA PUR 100742 6

6 K.K.C. / K.K.V COLONY 100743 6

7 SHUBHAM NAGAR 100744 6

8 PURANA KILA 100745 6

102 50
9 HAIDAR KAINAL 100746 6

10 K.K.C. KE BAGAL NALA 100747

6
KINARA

11 HAIDAR KAINAL SICHAI 100748

6
BHAVAN KE BAGAL KA NALA

12 KAINAL COLONY SICHAI 100749

6
BHAVAN

13 HAIDAR KAINAL SHIV 100750

6
MANDIR SE NALE KA KINARA

14 GARAIYA JOUHAR 100751

6
MEHTAR

15 BAG AINA BIBI 100752 6

77
 Unorganized Sector Status and Plans
Lucknow District

16 HATA KHAWAJA GAUHAR 100753 6

17 TIL PURVA 100754 6

10077 BHARTENDU HARISH 1 SITA PUR ROAD YOJNA 100755

CHANDRA WARD (ALIGANJ YOJNA) SECTER- 10
A,B,C

2 PALTAN CHHAVANI 100756 10

40 64
3 ENGINERING COLLAGE KE 100757
10
DAKSHIN

4 KENDRIYA VIDYALAY 100758

10
SECTER-O

10078 ALAM NAGAR WARD 1 JALAL PUR 100759 10

2 PITAMBER KHERA 100760 10

3 SHIV PURI 100761 10

4 MARDAN KHERA 100762 10

5 SHEETLA PURAM 100763 155 10 62

6 LAXMAN VIHAR 100764 15

7 BALLI KHERA 100765 10

8 BASAN VIHAR 100766 10

9 PARA COLONY NEW 100767 10

78
 Unorganized Sector Status and Plans
Lucknow District

10 RAM VIHAR 100768 10

11 VAISHRAV PURAM 100769 10

12 GAYATRI PURAM 100770 10

13 DEV PURA 100771 10

14 CHANDRODAY NAGAR 100772 10

15 DOCTER KHERA 100773 10

10079 MASHK GANJ WARD 1 GANGA PRASAD ROAD 100774 5

2 SUBHAS NAGAR 100775 5

3 KASHI DERA 100776 5

4 TAJI KHANA 100777 5

5 ASTABAL CHAR BAGH 100778 5

6 KHEMEDOJAN 100779 90 5 32

7 PUL KUMHARAN 100780 5

8 MLLAHI TOLA 100781 5

9 FARRASH KHANA 100782 5

10 HATA DURGA PRASAD 100783 5

11 KHATREE TOLA 100784 5

79
 Unorganized Sector Status and Plans
Lucknow District

12 MURG KHANA 100785 5

13 NAI BASTI 100786 20

14 BAGH SHER GANJ 100787 5

15 CHIKMANDI 100788 5

10080 SHEETLA DEVI WARD 1 TRIVENI NAGAR 100789 5

2 BUDHU LAL TIWARI ROAD 100790 5

3 BRAHMANI TOLA 100791 5

4 NOU BASTA 100792 5

40 84
5 BAG SHEETLA JI 100793 5

6 PURANA TIKAIT GANJ 100794 5

7 KATRA KHUDA YAR KHAN 100795 5

8 L.D.A. COLONY 100796 5

10081 RAJEEV GANDHI 1VINAY KHAND-1,2 100797

10
WARD_IIND

2 VINAY KHAND-5 100798 10

40 146
3 VINAY KHAND-3,4 KA 100799
10
ANSIK BHAG

4 VIRAM KHAND 100800 10

80
 Unorganized Sector Status and Plans
Lucknow District

10082 AYODHYA DAS WARD 1 BABA KA PURVA 100801 10

2 MURAI TOLA 100802 10

3 KHADRA 100803 10

4 ROOP PUR KHADRA 100804 10

5 LONI KATRA 100805 10

90 45

6 MADEYA GANJ 100806 10

7 MAKKA GANJ 100807 10

8 MEHDI GANJ 100808 10

9 SITA PUR ROAD KA WEST 100809

BHAG SEVA SANSTHAN SE 10
NANAK SHAR MANDIR

10083 RAJAJI PURAM WARD 1 RAJAJI PURAM- A,B,C, & D 100810

50
BLOCK
60 84

2 LINE KHERA 100811 10

10084 LOHIYA NAGAR WARD 1 VIKAS NAGAR SECTER-1 SE 100812

6 TAK & 9 ANSIK NALE KE 20
PASCHIMI BHAG

60 84
2 KANHAI LAL PURVA 100813 20

3 MAHESH NAGAR 100814 20

10085 AMBAR GANJ WARD 1 TAMBAKU MANDI 100815 42 7 62

81
 Unorganized Sector Status and Plans
Lucknow District

2 HARA SURAJ SINGH 100816 7

3 AMBAR GANJ 100817 7

4 MAHBOOB GANJ 100818 7

5 VAZEER BAGH 100819 7

6 PASAND BAGH 100820 7

10086 KASHMIRI MOHLLA 1 PUL GULAM HUSAIN ROAD 100821

7
WARD

2 MANSOOR NAGAR 100822 7

3 DARGAH HAZARAT ABBAS 100823

7
ROAD

4 TIKARI KHURD 100824 7

5 KHARIYAI 100825 7

126 44
6 KACHA BAGH 100826 7

7 PURANA CHABUTRA 100827 7

8 KHIRKI AGAMEER 100828 7

9 KATRA KHUDA YAR KHAN 100829 7

10 CHHOTE SAHAB ALAM 100830

7
NAGAR ROAD

11 NOOR BARI 100831 7

82
 Unorganized Sector Status and Plans
Lucknow District

12 CHHAVANI HUSAINDDIN 100832

7
KHAN

13 FAZIL NAGAR 100833 7

14 SIRKEVALI GALI 100834 7

15 KASHMIRI MOHLLA 100835

7
UTTARI

16 KASHMIRI MOHLLA 100836

7
DAKSHINI

17 GADI ADDA 100837 7

18 PWRANA PAN DARIBA 100838 7

10087 INDRA NAGAR WARD 1 INDRA NAGAR YOJNA 100839 10

2 SECTER- 18,1,7,15 100840 30 10 62

3 TEEKA PURVA 100841 10

10088 VIDYAWATI DEVI 1 L.D.A. COLONY KANPUR 100842

WARD-1 ROAD KE SECTER E,F,K, K-9 20
(ASHIYANA) 40 35

2 SECTER- I, J, (ASHIYANA) 100843 20

10089 ALI GANJ WARD 1 SHEKHA PUR 100844 10

2 MINDIYA TOLA 100845 100 10 84

3 ALI GANJ SECTER- A, B. F, I 100846 10

83
 Unorganized Sector Status and Plans
Lucknow District

4 FATEH PUR 100847 10

5 TATAR PUR 100848 10

6 CHAND GANJ 100849 10

7 CHANDRA LOCK COLONY 100850 10

8 CHAUDHARY TOLA 100851 10

9 RAVINDDRA GARDEN 100852 10

10 MIRZA BAGH 100853 10

10090 ACHARYA NARENDRA 1 CHAUPATIYA 100854

20
DEV WARD

2 CHAUPATIYA ROAD, KHET 100855

10
GALI

3 FATAK ZIYA LAL 100856 10

4 CHARHAI MAHU LAL 100857 10

120 64
5 DILA RAM BARADRI 100858 10

6 NIVAJ GANJ 100859 10

7 SARAY MALI KHAN 100860 10

8 RANI KATRA 100861 10

9 HATA BHEEKHAM KHAN 100862 10

84
 Unorganized Sector Status and Plans
Lucknow District

10 AHARI TOLA 100863 10

11 PUL MOTI LAL 100864 10

10091 JANKI PURAM 1 SECTER G KA PURA BHAG 100865

7
WARD_IIND

2 ISRO RIMORT SENSING 100866

7
BAIOTECH PARISAR PURA

3 SECTER-H KE TOTAL 100867

7
KHAND 1, 2, 3, 4

4 STATE BANK COLONY & 100868

SECTER-I KE KUCHH
BHAWAN 7
& AKANKSHA PARISAR
C.P.W.D. KA POCKET C

5 TOTAL SAHARA STATE 100869 7

77 51

6 CHHUIYA PURWA 100870 7

7 SIKANDAR PUR GANW 100871 7

8 GURIYAN PURWA 100872 7

9 PAHAR PUR GANW 100873 7

10 GUDMBA THANA 100874 7

11 SECTER J.L.D.A KI NAV 100875

NIRMIT COLONY & USKE
7
AAGE
KA TOTAL BHAG

85
 Unorganized Sector Status and Plans
Lucknow District

10092 DAULAT GANJ WARD 1 GIRDHARI LAL ROAD 100876

7
MADHOPUR ROAD

2 PAJABA 100877 7

3 AHMAD GANJ 100878 7

4 GAUGHAT 100879 7
56 50

5 SAZZAD GANJ 100880 7

6 BRAMANI TOLA 100881 7

7 DAULAT GANJ 100882 7

8 MURG KHANA 100883 7

10093 YADU NATH SANYAL 1 ASHOK NAGAR 100884

5
WARD

2 NAT KHERA 100885 5

3 KURMI TOLA 100886 5

4 RISALDAR PARK 100887 5

65 20

5 JURIYAN TOLA 100888 5

6 SUTUR KHANA 100889 5

7 YOGENDRA PATHAK ROAD 100890 5

8 YADU NATH SANYAL ROAD 100891 5

86
 Unorganized Sector Status and Plans
Lucknow District

9 SUNDER BAGH 100892 5

10 SAFDAL BAGH 100893 5

11 BAIRUNI KHANDAK 100894 5

12 SHIVAJI MARG 100895 5

13 MODAL HOUSE 100896 5

10094 MOULVIYA GANJ 1 GUAIN TALAB 100897

5
WARD

2 RATH KHANA 100898 5

3 LASHKARI RIKAB GANJ 100899 5

4 TERHI BAZAR 100900 5

5 SUBHAS MARG 100901 5

6 MOULVIYA GANJ 100902 5

80 20

7 PURVI BIRHANA 100903 5

8 GAUS NAGAR 100904 5

9 SUBHAN NAGAR 100905 5

10 RASSI BATAN 100906 5

11 GAIN GANJ 100907 5

12 CHARAS MANDI 100908 5

87
 Unorganized Sector Status and Plans
Lucknow District

13 BHUSA MANDI 100909 10

14 CHHEDI LAL DHARAM 100910

5
SHALA

15 AMINU DDAULA PARK 100911 5

10095 WAZEER GANJ WARD 1 WAZEER GANJ 100912 5

2 GAUS GANJ 100913 5

3 LAXMAN PRASAD ROAD 100914 5

4 NABI ULLAH ROAD 100915 5

5 HAMID ROAD 100916 45 5 43

6 BAGH GHOSI 100917 5

7 JAWAHAR NAGAR 100918 5

8 BULAND BAGH 100919 5

9 BARUD KHANA 100920 5

10096 BASHEERAT GANJ 1 AMINA BAD ROAD (SRI 100921

WARD RAM ROAD CHAURAHE SE
6
NAKA
HINGDOLA CHAURAHE TAK)
84 21

2 BASHEERAT GANJ 100922 6

3 RANI GANJ 100923 6

88
 Unorganized Sector Status and Plans
Lucknow District

4 SARAY DURVIJAY GANJ 100924 6

5 DURVIJAY GANJ 100925 6

6 TRIPATHI NAGAR 100926 6

7 VISHNU PURI 100927 6

8 HARI NAGAR DUGANWA 100928 6

9 SUBHAS MARG NAKA SE 100929

6
BIRHANA PUL TAK

10 AMINA BAD ROAD, 100930

6
DURVIJAY GANJ NALE TAK

11 HATI KHANA 100931 6

12 BHUSA MANDI 100932 6

13 CHARAS MANDI 100933 6

14 HATAKHEME DOJAN 100934 6

10097 BHAWANI GANJ 1 TULSIDAS MARG 100935 6

2 PURANA MARG 100936 6

3 MAHENDI GANJ 100937 36 6 57

4 BHAWANI GANJ 100938 6

5 LOADH PURWA 100939 6

89
 Unorganized Sector Status and Plans
Lucknow District

6 SADEEK BHADEWA 100940 6

10098 YAHIYA GANJ WARD 1 SHERWALI GALI 100941 5

2 BHAWANI SINGH SHIWALA 100942

5
ROAD

3 NALA BEGAM GANJ 100943 5

4 YAHIYA GANJ ROAD 100944 5

5 MURTZA HUSSAIN ROAD 100945 5

6 LAKAD MUNDI 100946 5

7 TAAT PATTI 100947 5

8 SINGAHL 100948 80 5 53

9 SINGHAL WALI GALI 100949 5

10 CHAMER TOLIA 100950 5

11 GANJI MUNDI 100951 5

12 BAGH LAL JI 100952 5

13 ASHEEK KUNDRI RAKAB 100953

5
GANJ

14 GOHIYANA 100954 5

15 SASHTRI NAGAR 100955 5

90
 Unorganized Sector Status and Plans
Lucknow District

16 KUNDRI COLONY 100956 5

10099 SANKER PURVA 1 KUHRAM NAGAR 100957

7
WARD-1ST

2 PANTH NAGAR 100958 7

3 SAKEET BIHAR 100959 7

4 KAMLA NEHRU NAGAR 100960 7

5 SADHAB COLONY 100961 7

6 SEC-7, 8 & 9 VIKASH 100962

7
NAGAR

7 ROHTHAS APPARMENT 100963 7

119 160
8 ABBRAR NAGAR 100964 7

9 GANDHI NAGAR 100965 7

10 KESHEV BIHAR 100966 7

11 NEHRUBIHAR 100967 7

12 KALYAN PUR 100968 7

13 SAKEET PURVA 100969 7

14 MAYUR BIHAR 100970 7

15 ADARSH NAGAR 100971 7

91
 Unorganized Sector Status and Plans
Lucknow District

16 SHIVANI BIHAR 100972 7

17 RAJEEV NAGAR 100973 7

10100 NAZER BAGH WARD 1 PHOOL BAGH 100974 5

2 NAZER BAGH 100975 5

3 BAHSHI MASHZID 100976 30 5 57

4 TALAB GAGNI SUKLA 100977 5

5 NAYA GAAW-EAST 100978 10

10101 ASHARFA BAD WARD 1 BAZER KAHLA 100979 7

2 ASHARFA BAD 100980 7

3 HATA SAGIBAIG 100981 7

4 SHAHA GANJ 100982 7

5 TAKIMEER MATA 100983 7

105 64
6 NANAAS 100984 7

7 KHOKITHOLA 100985 7

8 SAAROA BAGH 100986 7

9 KATRA HADAIR HUSSAIN 100987 7

10 SAAROY BEEY 100988 7

92
 Unorganized Sector Status and Plans
Lucknow District

11 DALLI MOHALA 100989 7

12 TAKAH SAAL 100990 7

13 FIRANGI MOHALA 100991 7

14 GALIPARCHA 100992 7

15 JOHARI MOHALA 100993 7

10102 BAJRANG BALI WARD 1 ALIGANJ YOUJANA SEC-G, 100994

10
H.I.J.L
20 76
2 KENDRIYA VIDHYALYA, 100995
10
KURSHI ROAD

10103 VIVEKA NAND PURI 1 VIVEKA NAND PURI 100996

6
WARD

2 FAIZABAD ROAD, 100997

I.T.CHAOURAHA, NISHAT KI
6
AUAR
BAYA HISHAA

3 MAHANAGAR SEC-A 100998

6
SAMPURDA 48 64

4 MAHANAGAR SEC-C 100999

6
SAMPURADA

5 GWAR PURVA UMRAO 101000

6
HATA

6 P.AND T COLONY, F.S.L. 101001

6
COLONY

93
 Unorganized Sector Status and Plans
Lucknow District

7 BADA CHAND GANJ 101002

6
ANSIEEK

8 B.D COLONY, CHAPER 101003

6
TALLA

10104 CHOWK KALI JI BAZER 1 CHOCK ROAD, KAMLA 101004

WARD NEHRU MARG GADIYALI,
LAAZ PAAT NAGAR, GOAL
6
DAAR WAJA, DAHLA KUWA,
CHOODI
WALI GALI

2 CHOPADI TOLA, PHOOL 101005

6
WALI GALI

3 BAGH TOLA KALIYAN TOLA 101006 6

4 KATARI TOLA, SONDHI 101007

6
TOLA

66 57
5 POOL GAMA, CHOBH DARI 101008
MOHALA PURANI SABJI 6
MUNDI, GALI HAMAM

6 SAROY TAHSEEN, 101009

6
BAHURAN TOLA

7 AHROHI TRADE E.TC., 101010

6
SURANGI TOLA

8 NAAYI BADA, KHUN-KHUN 101011

6
JI ROAD

9 BAGH MAHANARYAN, 101012

6
MIRZA MANDI

94
 Unorganized Sector Status and Plans
Lucknow District

10 KUCHA TEEPAR CHANDRA 101013

6
TOKRI TOLA

11 SAROY MALI KHA, 1 TO 101014

6
50, DARJI BAGHIYA

10105 GADI PEER KHA WARD 1 GADI PEER KHA 101015 8

2 RAM NAGAR 101016 8

3 YASEEN GANJ 101017 8

4 KAREEM GANJ 101018 8

5 RAZZAB NAGAR 101019 8

6 BAIDAAN TOLA 101020 88 8 76

7 MAUZZAM NAGAR 101021 8

8 NAPATI TOLA-1 101022 8

9 NAPATI TOLA-2 101023 8

10 TALAB JAHARIYAN 101024 8

11 HATA GURDASAMEL 101025 8

10106 KUNDRI RAKABGANJ 1 RAKAB GANJ KDEEM 101026

7
WARD

84 21
2 NADAN MAHEL ROAD 101027 7

3 TIKAIT GANJ 101028 7

95
 Unorganized Sector Status and Plans
Lucknow District

4 NADAN MAHEL 101029 7

5 IATKI MOHALA 101030 7

6 NAWAB GANJ 101031 7

7 SAROY AGAHMEER 101032 7

8 KATRA AZZAM BAIG 101033 7

9 FASAB PURA 101034 7

10 BILLAUCH PURA 101035 7

11 BHADEWA ANSIEK 101036 7

12 VICKTROIA GANJ 101037 7

10107 MAULANA KALBEY 1 CHOCK ROAD 101038

10
ABEED WARD-1ST

2 KASMIR MOHALA ROAD 101039 10

3 MAHMOOD NAGAR 101040 10

4 HASSAN PURIYA 101041 10

100 46

5 MADAAN ILAACH KHA 101042 10

6 RUSTAM NAGAR 101043 10

7 KATRA VIZAN BAIG 101044 10

8 RUSTAM NAGAR 101045 10

96
 Unorganized Sector Status and Plans
Lucknow District

9 TIKADI JOLHAAN 101046 10

10 HATA NOOR BAIG 101047 10

10108 MAULANA KALBEY 1 ABDUL AZIZ ROAD 101048

5
ABEED WARD-2ND

2 JAHWAI TOLA 101049 5

3 AHIR TOLA 101050 10

4 TAKIYA HAZI NUSERAAT 101051 5

5 TAKIYA PEERBAIG 101052 5

60 20
6 KATRA VAFFA BAIG 101053 5

7 THOAP DAAR WAJA 101054 5

8 BANDHWA KAHNA 101055 5

9 TAKIYA GULLU SHAH 101056 5

10 KATRA MOHMAD ALI KHA 101057 5

11 KACHA POOL 101058 5

10109 MALLAHI TOLA WARD- 1 BARAF KAHANA 101059

10
2ND

60 84
2 JAHKAADH KHANA 101060 10

3 MUSAHEEB GANJ 101061 10

97
 Unorganized Sector Status and Plans
Lucknow District

4 MUFTI GANJ 101062 10

5 HATA MIRZA ALI KHA 101063 10

6 HUSSAINA BAD TRUST 101064

10
ROAD

10110 RAJA BAZAR WARD 1 ASTABEL YAHIYA GANJ 101065 7

2 DARAYI TOLA 101066 7

3 CHIDI MAAR TOLA 101067 7

4 RAJA BAZER ROAD 101068 7

5 RASTOGI TOLA 101069 7

6 PUNJABI TOLA 101070 7

7 HATA KHAN SAGMA 101071 7

116 47
8 BAGH MULLAVI ANWER 101072 7

9 SAUBATIYA BAGH 101073 7

10 TADEI BAZER 101074 7

11 RAJA BAZER 101075 25

12 BANJARI TOLA 101076 7

13 PATA NALA 101077 7

14 KANKAD KUWA 101078 7

98
 Unorganized Sector Status and Plans
Lucknow District

Rural

10111 Malihabad (NP) 101079

10112 Mahona (NP) 101093

10113 Itaunja (NP) 101104

10114 Bakshi Ka Talab (NP) 101115

10115 Kakori (NP) 101139

10116 Lucknow (CB) 101153 495 121

10117 Kalli Pashchim (CT) Ekta Nagar 101162

10118 Sarsawan (CT) Arjunganj 101164

10119 Gosainganj (NP) 101166

10120 Amethi (NP) 101177

10121 Nagram (NP) 101189

Sampling was done at the start of the survey and during the on-ground data collection
process, it was learned that certain locations represent the other locations more significantly.
Therefore, there are certain locations where the number of forms expected is more than the
collected.

Highlighted section indicates high focus area.

99
 Unorganized Sector Status and Plans
Lucknow District

3.1.3. Extrapolation Methodology

Secondary Research Inputs needed for Lucknow District (Urban and Semi-urban):

1. Total number of expected households with a family member in the unorganized sector
(Th)
2. Total number of expected units in the unorganized sector (Tn)
3. Total number of self-employed workers (with no other employees) in the unorganized
sector (Ts)
4. % of Males in the Population (mP)

Primary Research Outputs for Lucknow District (Urban and Semi Urban):

- Total Audited Sample Collected – Sh

Calculation of Location Weight (LW):

• At the end of each survey, location weight is calculated

• Location weight is the weight for one location based on the number of survey forms
collected in a location vs expected
• TLW= MAX (Total number of forms collected in a location/Expected number of forms
in a location, 1)

Process:

1. First, make sure that all samples have their gender data filled, since gender was found
to be the most significant driver for the important parameters, as per correlations.
2. Based on what output is needed, apply required filters. The total number of samples
that remain after applying filter is S.
3. Calculate the total number of Males in this Sample, let’s call it M.
4. Now after applying filters, for knowing the actual numbers for any column (say
column C), the following process is applied (let’s say the column has following
possible values C1 to Cn):
• Further apply the filter of Males, get the total number of entries of C1 under ‘Males’
• SLW= Σ (1-LWn)/n, where n is the total number of rows
• NLWn=IF (LWn=1,1+SLW,LWn)
• Absolute Number of values of C1 under ‘Males’= Σ {(Total entries with C1)/(Total
entries with any value from C1 to Cn, but not blank) *
IF(M/S>0.9,M/S,mP)*(Th/Sh)*S}*LWn
• Now apply the filter of other than Males, get the total number of C1 under ‘Other than
Males’

100
 Unorganized Sector Status and Plans
Lucknow District

• Absolute Number of values of C1 under ‘Other than Males’= Σ {(Total entries with
C1)/(Total entries with any value from C1 to Cn, but not blank)*(1-
mP)*(Th/Sh)*S}*LWn
• Now, sum the above two absolute numbers
• The total number of cases with the value C1 in the given set of filters is the above-
mentioned Sum.
5. Calculate absolute number as required based on above steps for any level of filters.

3.1.4. Methodology for Health Status Score

Health Score as defined by NITI Aayog, Government of India:

It consists of 23 indicators covering key aspects of health care performance. The key indicators
are distributed across 3 domains: Health Outcomes, Governance and Information, Key Inputs
and Processes.

Following are the Indicators and their domains:

Domain: Health Outcomes

Exhibit 9: Indicator for Health Score

Indicator Definition Importance in the current

survey

Neonatal Mortality Number of infant deaths of less Nil (we are focusing only
Rate (NMR) than 29 days per thousand live on health status in the
births during a specific year. context of workplace)

Under-five Mortality Number of child deaths of less than Nil (we are focusing only
Rate (U5MR) 5 years per thousand live births on health status in the
during a specific year. context of workplace)

Total Fertility Rate Average number of children that Nil (we are focusing only
(TFR) would be born to a woman if she on health status in the
experiences the current fertility context of workplace)
pattern throughout her
reproductive span (15-49 years),
during a specific year.

101
 Unorganized Sector Status and Plans
Lucknow District

Proportion of Low Birth Proportion of low birth weight Nil (we are focusing only
Weight (LBW) among (<2.5 kg) newborns out of the total on health status in the
newborns number of newborns weighed context of workplace)
during a specific year born in a
health facility.

Sex Ratio at Birth (SRB) The number of girls born for every Nil (we are focusing only
1,000 boys born during a specific on health status in the
year. context of workplace)

Full immunization Proportion of infants 9-11 months Nil (we are focusing only
coverage old who have received BCG, 3 on health status in the
doses of DPT, 3 doses of OPV and context of workplace)
measles against estimated number
of infants during a specific year.

Proportion of Proportion of deliveries conducted Nil (we are focusing only

institutional deliveries in public and private health on health status in the
facilities against the number of context of workplace)
estimated deliveries during a
specific year.

Total case notification Number of new and relapsed TB Low: Research shows that
rate of tuberculosis (TB) cases notified (public + private) per TB has correlations to the
1,00,000 population during a workplace.
specific year.
How do we account for
this: Instead of focusing
only on TB, our Scoring
relies on overall perceived
health status of the
respondents

Treatment success rate Proportion of new cured and their Low: Research shows that
of new treatment completed against the TB has correlations to the
microbiologically total number of new workplace.
confirmed TB cases microbiologically confirmed TB

102
 Unorganized Sector Status and Plans
Lucknow District

cases registered during a specific How do we account for

year. this: Instead of focusing
only on TB, our Scoring
relies on overall perceived
treatment quality by the
respondents

Proportion of people Proportion of PLHIVs receiving ART Nil (we are focusing only
living with HIV (PLHIV) treatment against the number of on health status in the
on antiretroviral estimated PLHIVs who needed ART context of workplace)
therapy (ART) treatment for the specific year.

Domain: Governance and Information

Indicators- Data Integrity Measure and Average Occupancy of an Officer- are not directly
relevant in the current scenario, as Health Status Score is the score representing positive
perception with regards to health status of people working in the unorganized sector, to be
derived in the context of their work.

Domain- Key Inputs and Processes

None of the indicators for key inputs are directly relevant for the health status score in this
context, as the score is not focused on measuring the processes followed by various
government bodies.

Health Score as defined by WHO:

WHO has various types of indices used for different purposes:

- Study of Health Indicators proposed by WHO in an urban context- Health Outcomes,

Mortality, Water Quality, Sanitation, etc are some of the common indicators

- WHO recommends that the indicators are relevant, valid, reliable, sensitive to
differences, clearly specified, and repeatable (so that they can be tracked over time)

- WHO recommends different indicators’ selection for different parts of the world
(indicators may be different from Brazil vs USA)

- The best way to read the health score is to read it for comparison within the same
demographics

As a global practice, it recommends usage of 100 core health indicators.

103
 Unorganized Sector Status and Plans
Lucknow District

The core health indicators are divided into various domains:

• Health Status
• Risk Factors
• Service Coverage
• Health Systems

In our context, “Health Systems” in the context of the workplace is the most relevant domain.
Following are the Indicators under Health Systems recommended by WHO:

Exhibit 10: Indicators under Health Systems recommended by WHO

Indicator Importance in the current survey

Various Mortality Rate Low: The mortality rate is not important but an equivalent
Indicators (Perioperative, information about mortality induced due to workplace
Maternal, etc) hazards must be considered.

How do we account for this: Through perceptions around

accidents in workplace

Various Success Rate Indicators Low: We are focusing only on health status in the context of
(ART Retention Rate, TB workplace
Treatment Success Rate)
How do we account for this: By knowing how happy people
are with the treatment they receive, happiness is a considered
a measure of success

Service Specific Availability and Medium: Since Health Status Score is about knowing the
Readiness happiness of people in the unorganized sector with respect to
their health, availability of service is an important indicator

WHO defines it as number of health facilities per 10000

population; but in our context we had to focus only on the
unorganized sector, and hence we take into availability of
primary healthcare services in or around the workplace.

104
 Unorganized Sector Status and Plans
Lucknow District

Service Utilization High: Level of utilisation is directly correlated to happiness

with respect to their health status

WHO defines it as number of OPD visits per person per year;

we have focused on the utilization being represented more
objectively, whether or not the subjects utilise health services
in their region

Health Service Access High: Access is a critical element to understand the overall
status

WHO defines it as percentage of population living within 5 km

of a health facility; since our focus is on unorganized sector,
we define it as the availability of service within the workplace

Other Service Indicators Low: Our focus is in the hyper-localized context of

(density of beds, essential unorganized work, hence such details are not needed
medicines, health worker
distribution)

Reporting Indicators (birth, Nil (we are focusing only on health status in the context of
death and other reporting) workplace)

Expenditure related Indicators Low: Consideration of family expenses on health is made, but
detailed expenditure of healthcare system is not needed

Important Indicators for the context of Health Status Score (according to the indicators
recommended by the NITI Aayog and WHO):

• Health Service Access

• Level of satisfaction with the utilization of such an access
• Safety rate in the workplace
• Overall satisfaction with the health care available

The above-mentioned broad indicators are calculated through a derivation of the following
indicators, created specifically for the purpose of this survey:

• Perceived status of health (known through survey)

105
 Unorganized Sector Status and Plans
Lucknow District

• Correlation between health and work (known through perceptions during the survey and
validated through external research of said activity)
• Availability of medical facilities at the workplace

Reasons for choosing the above indicators through a new methodology and not using the
standard methodologies directly:

• Localisation: The purpose of this survey is to get data from the level of locality and then
extrapolate the same for broad areas of the district. Many of the indicators recommended
by standard authorities do not take into account such level of localisation. The localisation
is done to capture the unorganized market (most macro-surveys miss out this market, but
this entire exercise is for the market that is not organized and hence not easily accessible)

• Work focused: The health status is being calculated with the purpose of creating policies
for the unorganized sector. Such policies can be created if the status is considered within
the context of the work that the subjects are involved in.

• New Age Data: COVID has created a situation where the standard parameters for
understanding access to health may not be comprehensive enough to help create policies
for the unorganized segment, it’s important to base the policy making on actual
perception of health status by the respondents, thus creating a much stronger output
needed for policies.

• Benchmarking: We don’t recommend benchmarking or comparing these scores with any

of the other indices used by NITI Aayog or WHO, considering the vast difference in the
lead indicators used. The benchmarking of these scores should be done with the other
districts in the state and overall average for the state. Also, such perception-based
sampling is done for India as a whole and hence benchmarks for India can be derived from
there.

Calculation of Health Status Score

• Weight for each Parameter: Weight for each parameter was calculated, by putting in
random weights and running them through optimization algorithms with the aim to
achieve a correlation between the level of treatment (gathered from the survey) and final
score.
• % Positive for each Indicator was calculated. As mentioned above, the need of this score
is to focus on perceptions, so that the right policies can be made.
• Using the weight and % Positive, the final values were calculated.
• The calculated values were compared with various “Health Satisfaction Surveys” across
the world.

106
 Unorganized Sector Status and Plans
Lucknow District

3.1.5. Methodology for Financial Status Score

Financial Inclusion Score as defined by NABARD:

Financial Inclusion is a component that helps define financial status but is not fully
representative of financial status.

NABARD considered the following parameters before finalizing their indicators for financial
score.

Exhibit 11: Parameters by NABARD for Financial Score

Researchers Indicators Importance in the current

report

Beck, Kunt and 1. Access and possibility of use High.

Peria (2007) 2. Actual use
Actual Use is calculated through
the expenses in the household,
and access is known through the
access to loans and the amount
of savings that’s there.

Honohan 1. Payments Medium.

(2005)
2. Savings mobilization Savings mobilization is used, and
monitoring of usage of fund for
3. Monitoring of usage of funds the purpose of work is also
considered. Other indicators are
4. Transforming Risk
not found to be relevant.

The 1. Savings High.

Consultative
Group to Assist 2. Payments All Indicators are considered to
the Poor (2009) know the financial status in the
3. Credit unorganized sector.
4. Delivery

107
 Unorganized Sector Status and Plans
Lucknow District

Sarma (2010) 1. Penetration Medium.

2. Availability Penetration is known through

the extent of credit used by the
3. Usage subjects. Availability is
considered based on perception
of availability as per the
respondents. Usage is based on
the earnings and expenses data
for each subject.

Arora (2010) 1. Outreach Medium.

2. Ease Ease and Outreach are

measured through perception of
3. Cost the subjects about the same.
Cost is not considered directly.

Rahman (2013) 1. Convenient Accessibility High.

2. Take Up Rate These indicators are not directly

used but a derivation is used.
3. Responsibility in Usage Accessibility convenience is
known through the level of
4. Satisfaction Level
people using accredited sources
for funding as well as the level
needing funding. Data of
distribution of savings also show
accessibility. Take Up Rate is
indicative of the rate of people
using a particular financial
service, thus reflecting inclusion.
It is considered through the
amount of people using services
of the banks, in the unorganized
sector. Satisfaction Level is one
of our lead indicators, because
their level of satisfaction is

108
 Unorganized Sector Status and Plans
Lucknow District

calculated to know their level of

inclusion.

Gupte, 1. Penetration All points covered above

Venkataramani
and Gupta 2. Availability
(2012)
3. Usage

4. Ease

5. Cost

Kunt, Klapper 1. Formal Accounts Medium.

(2012)
2. Mechanics of Use Number of people using formal
accounts (services of a bank) and
3. Purpose number using alternatives
services reflect inclusion
4. Barriers
properly.
5. Alternatives

6. Penetration

Kunt, Klapper
1. Savings Behaviour High.
(2012)
Knowing how much saving is
there and how long will the
saving last, along with
knowledge of how the saving is
distributed (including an
understanding of liquidity in
savings) is important to know
financial inclusion, with inclusion
being an important element of
status.

Kunt, Klapper 1. Sources of borrowing Medium.

(2012)
2. Purposes of borrowing

109
 Unorganized Sector Status and Plans
Lucknow District

3. Use of credit cards Loan data is used to understand

the status

Kunt, Klapper 1. Use of Insurance Products Nil

(2012)

Insurance is not considered to

know the status, because of the
absence of insurance knowledge
in the unorganized sector as
shown by preliminary surveys

The above-mentioned indicators, along with indicators recommended by a few other

researchers (closely connected to the above) were used for the purpose of calculation of
financial inclusion by NABARD.

The final financial inclusion score by NABARD uses the following indicators: availability of
banks and ATMs, number of accounts per 1000 population, and access to insurance. The focus
of this survey is to not know the spread of banks but to know how satisfied the subjects feel
with their financial income and if they are in an immediate crisis. Hence these indicators are
not used directly.

Financial Indices used by RBI:

Financial Condition Score (FCI) and Financial Stress Score (FSI) both follow market data as
indicators to understand financial score.

Since we are talking about unorganized sector, market data is not a right reflection of their
financial status. Hence the Indicators used by RBI (Asset Price, Real Estate Price, Currency
Rate, Interest Rate) are not contextual here.

SDG Score by NITI Aayog

NITI Aayog has designed a series of indicators for a combined SDG India Score for 16
sustainable development goals for India:

SDG 1. No Poverty

SDG 2. Zero Hunger

110
 Unorganized Sector Status and Plans
Lucknow District

SDG 3. Good Health and Well Being

SDG 4. Quality Education

SDG 5. Gender Equality

SDG 6. Clean Water And Sanitation

SDG 7. Affordable and Clean Energy

SDG 8. Decent Work and Economic Growth

SDG 9. Industry, Innovation and Infrastructure

SDG 10. Reduced Inequalities

SDG 11. Sustainable Cities and Communities

SDG 12. Sustainable Consumption And Production

SDG 13. Climate Action

SDG 14. Life Below Water

SDG 15: Life on Land

SDG 16: Peace, Justice and Strong Institutions

Out of the above mentioned SDGs, SDG 1 (No Poverty), SDG 2 (Zero Hunger), SDG 8 (Decent
Work and Economic Growth), SDG 10 (Reduced Inequalities) are considered relevant for
knowing Financial Status of Workers in the Unorganized Sector.

Combining the relevant SDGs, the following indicators (as defined by NITI Aayog against those
SDG Indices) were considered:

Exhibit 12: Parameters for Financial Score (by NITI Aayog against the SDG Indices)

Indicator Importance in the current survey

Number of Homeless Low: Our preliminary primary research has shown that the
Households number of homeless households working in the unorganized
sector is not significant, hence this indicator has not been
used.

111
 Unorganized Sector Status and Plans
Lucknow District

How do we account for this: We do have data on how many

of the members own a household and how many do not.

Ratio of rural households Low: This ratio is not explicitly integrated in the calculations
covered under PDS to for the unorganized sector, but it does give a target that Rs
rural households where 5000 for the highest earning member in a household is a
the income of the highest number low enough for the household to look for Public
earning member of the Distribution System benefits.
household is less than
5000 How do we account for this: We cover the number of
households who fall under the poverty line

Children under 5 years of Nil: Not directly relevant

age who are stunted and
women who are anaemic

Production of rice, wheat Low: Good Agriculture produce in a district helps in

and other crops establishing the overall financial status, though its relevance
becomes low in a hyper localized state.

How do we account for this: Number of workers who are

unorganized in the agriculture industry is calculated. The data
can be used for state-level scoring.

Growth rate of GDP per Nil: Not directly relevant for our scoring
capita

Unemployment Rate per Low: Since the focus is only the employed in the unorganized
1000 persons sector, this indicator is not directly relevant.

A derivation of this indicator, that of those working at a rate

lower than minimum wage can be considered.

Households with Bank Medium: Presence of Bank Account does reflect financial
Accounts status

This indicator along with other indicators that show the asset
possession of households should be used.

112
 Unorganized Sector Status and Plans
Lucknow District

Number of ATMs per Low: ATMs is a reflection of financial independence, but may
100,000 population not be a strong indicator because our preliminary research
shows a lack of correlation. Hence, a derivation of this
indicator in form of accessibility to financial setups can be
included.

Palma Ratio based on The ratio of total monthly consumption expenditure of the
household expenditure in top 10% of the households to that of the bottom 40% shows
India (Urban and Rural) economic inequality.

This is not directly used in the Financial Status Score (because

of its limitations on a local level), though this ratio should be
a separate score for benchmarking across the state of UP.

Important Indicators for the context of Financial Status Score (according to the indicators
recommended by the NITI Aayog and NABARD):

• Penetration and accessibility of banking institutions

• Savings and Expenditure
• Assets and mobilization of Savings
• Below Poverty Line
• Sources of Borrowing
• Monthly Consumption of Household

Based on the above selected indicators and planned derivations, following indicators were
used for the calculation of Financial Status Score:

• Monthly Household Income

• Monthly Household Consumption
• Total Savings
• Savings Behaviour
• Below Poverty Line status
• Assets
• Loans (Distribution of Type of Lender)

Reasons for choosing the above indicators through a new methodology and not using the
standard methodologies directly:

• Localisation: The purpose of this survey is to get data from the level of locality and then
extrapolate the same for broad areas of the district. Many of the indicators recommended

113
 Unorganized Sector Status and Plans
Lucknow District

by standard authorities do not take into account such level of localisation. The localisation
is done to capture the unorganized market (most macro-surveys miss out this market, but
this entire exercise is for the market that is not organized and hence not easily accessible)

• Work focused: The financial status is being calculated with the purpose of creating
policies for the unorganized sector. Such policies can be created if the status is considered
within the context of the work that the subjects are involved in. Income has to be
considered across multiple sources based on activities.

• New Age Data: COVID has created a situation where the standard parameters for
understanding status of finance may not be comprehensive enough to help create policies
for the unorganized segment; hence it’s important to base the policy making on actual
perception of their fiancial status by the respondents, thus creating a much stronger
output needed for policies.

• Benchmarking: We don’t recommend benchmarking or comparing these scores with any

of the other indices used by NITI Aayog or NABARD, considering the vast difference in the
lead indicators used. The benchmarking of these scores should be done with the other
districts in the state and overall average for the state. Also, such perception-based
sampling is done for India as a whole and hence benchmarks for India can be derived from
there.

How the Indicators were used for Scoring:

○ Monthly Income was compared with the benchmark monthly income to know if the
population needs financial assistance (the benchmark was taken as the overall average
income for the state based on all district data and other sample data collected before
survey, and compared with secondary research inputs from various sources)

○ Based on income in households, savings and the expenses, 12 months were taken as
the maximum period for a household to go on without intervention, considering cash
inflow is negative.

○ If loans existed without the presence of assets, that was considered as an area of
concern and focus.

○ All Indicators were used to calculate multiplication factors for the score.

114
 Unorganized Sector Status and Plans
Lucknow District

Chapter B: Distribution of Unorganized Sector in the district of Lucknow

The following data are extrapolated numbers for selected outputs. Only those outputs are
shown that are directly useful for the overall policy recommendations.

The scope of error in extrapolation can go from 5 to 15% (see Scope of Error for better
understanding). All extrapolation has been done on a data point level, thus increasing the
accuracy when seen from the perspective of that particular data point.

Summary for Rural, Semi Urban and Urban (combined) region type

Exhibit 13: Total numbers in Lucknow

TOTAL NUMBER OF HOUSEHOLDS 813836

TOTAL NUMBER OF SELF-EMPLOYED 367566

Exhibit 14: Sector wise distribution (for combined type)

TOTAL NUMBER EMPLOYED IN HOUSEHOLDS 777368

TOTAL NUMBER EMPLOYED IN INDUSTRIES 59912

TOTAL NUMBER EMPLOYED IN SERVICES 23697

TOTAL NUMBER EMPLOYED IN AGRICULTURE 17185

115
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 15: Sector wise distribution (for combined type)

SECTOR WISE DISTRIBUTION
900000
777368
800000

700000

600000
483691
500000

400000

300000
205633
200000

100000 59912 42444

17468 23697 19437 4260 17185 0 17185
0
Households Industries Services Agriculture

Overall Urban Rural

Exhibit 16: Sub-Sector distribution (for combined type)

TOTAL NUMBER EMPLOYED AS COOKS 306307

TOTAL NUMBER EMPLOYED AS MAIDS OR PERSONAL ERRAND AND 230929

OTHERS

TOTAL NUMBER EMPLOYED AS SECURITY GUARDS 5364

TOTAL NUMBER EMPLOYED IN TEXTILE AND CLOTHING 7319

TOTAL NUMBER EMPLOYED IN TRANSPORT 4834

Exhibit 17: Community wise distribution (for combined areas)

TOTAL NUMBER OF SC/ST IN UNORGANIZED SECTOR 365919

116
 Unorganized Sector Status and Plans
Lucknow District

TOTAL NUMBER OF OBC IN UNORGANIZED SECTOR 400115

TOTAL NUMBER OF FC IN UNORGANIZED SECTOR 50246

Exhibit 18: Community wise distribution (for combined region type)

COMMUNITY WISE DISTRIBUTION

RU
RA
L
A
URB
N
OBC
OBC SC/ST
SC/ST FC
N A
B
UR

RUR
AL

Exhibit 19: Community wise distribution (for combined region type)

COMMUNITY WISE DISTRIBUTION

450000
400000
350000
No. Of Survey

300000
250000
200000
150000
100000
50000
0
SC/ST OBC FC
ALL 365919 400115 50246
URBAN and SEMI-URBAN 217381 310806 43547
RURAL 148538 89309 6699
Axis Title

ALL URBAN and SEMI-URBAN RURAL

117
 Unorganized Sector Status and Plans
Lucknow District

Summary for Semi Urban and Urban Region

Exhibit 20: Total numbers for Semi Urban and Urban Region

TOTAL NUMBER OF HOUSEHOLDS 571735

TOTAL NUMBER OF SELF-EMPLOYED 234411

TOTAL NUMBER EMPLOYED IN UNORGANIZED MANNER 1010440

Exhibit 21: Sector wise distribution (for Semi Urban and Urban Region)

TOTAL NUMBER EMPLOYED IN HOUSEHOLDS 483691

TOTAL NUMBER EMPLOYED IN INDUSTRIES 42444

TOTAL NUMBER EMPLOYED IN SERVICES 19437

Exhibit 22: Sub-Sector wise distribution (for Semi Urban and Urban Region)

TOTAL NUMBER EMPLOYED AS COOKS 306307

TOTAL NUMBER EMPLOYED AS MAIDS OR PERSONAL ERRAND AND 230929

OTHERS

TOTAL NUMBER EMPLOYED AS SECURITY GUARDS 5364

TOTAL NUMBER EMPLOYED IN TEXTILE AND CLOTHING 7319

TOTAL NUMBER EMPLOYED IN TRANSPORT 4834

118
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 23: Sub-Sector wise distribution (for Semi Urban and Urban Region)

Distribution by Profession
(Urban & Semi Urban)

41.57% 0.97% Cook

0.14% Maid
Security
3.29% 1.32% Retail
Textile

55.14% Transport
0.87%

Exhibit 24: Community wise distribution (for Semi Urban and Urban Region)

TOTAL NUMBER OF SC/ST IN UNORGANIZED SECTOR 217381

TOTAL NUMBER OF OBC IN UNORGANIZED SECTOR 310806

TOTAL NUMBER OF FC IN UNORGANIZED SECTOR 43547

119
 Unorganized Sector Status and Plans
Lucknow District

Summary for Rural Region

Exhibit 25: Total numbers for Rural Region

TOTAL NUMBER OF HOUSEHOLDS 242101

TOTAL NUMBER OF SELF-EMPLOYED 133155

TOTAL NUMBER EMPLOYED IN UNORGANIZED MANNER 517028

Exhibit 26: Sector wise distribution (for Rural Region)

TOTAL NUMBER EMPLOYED IN HOUSEHOLDS 205633

TOTAL NUMBER EMPLOYED IN INDUSTRIES 17468

TOTAL NUMBER EMPLOYED IN SERVICES 4260

TOTAL NUMBER EMPLOYED IN AGRICULTURE 17185

TOTAL NUMBER OF SC/ST IN UNORGANIZED SECTOR 148538

TOTAL NUMBER OF OBC IN UNORGANIZED SECTOR 89309

TOTAL NUMBER OF FC IN UNORGANIZED SECTOR 6699

Demographic, Income, Sector and Other Filtered Distribution to be part of the combined
report and dashboard.

120
 Unorganized Sector Status and Plans
Lucknow District

Chapter C: Distribution of Scores across various demographics in Lucknow

The values seen here are for various Scores that reflect the perception of the socio-economic
status.

*All numbers are on a scale of 0-1, 1 being the highest, 0 being the lowest. A score below 5 shows a
requirement of critical policy intervention. A score above 8 shows a study of existing policies and how
the same can be used to replicate in other locations.

Here are some additional reports on a demographic level:

Across Types of Region, Urban, Semi-Urban and Rural

Exhibit 27: All scores for All Region type

Score Urban + Semi Urban Rural Total

Health Status Score 0.5174289 0.4992561 0.515894

Financial Status 0.501663 0.199881 0.542093

Score

Socio-Economic 0.5350 0.3321 0.5554

Score

Exhibit 28: All scores for All Region type

Score (Overall)
0.6
0.499
0.5

0.4
0.3321
0.3

0.2
0.11
0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

Urban + Semi Urban Rural Total

121
 Unorganized Sector Status and Plans
Lucknow District

Across Sectors (Urban & Semi-Urban)

Exhibit 29: Sector wise scores (Urban & Semi Urban Region)

Score Industries Households Services

Health Status Score 0.66536375 0.42636855 0.4999787

Financial Status Score 0.673039 0.4935 0.700959

Socio-Economic Score 0.7027 0.4829 0.6305

Exhibit 30: Sector wise scores (Urban & Semi Urban Region)

Score (Sectorwise - Urban & Semi Urban)

0.8
0.7 0.702
0.7 0.6653 0.673
0.63
0.6
0.499 0.4935 0.4829
0.5
0.4263
0.4

0.3

0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

Industries Households Services

122
 Unorganized Sector Status and Plans
Lucknow District

Across Sectors (Rural)

Exhibit 31 : Sector wise scores (Rural Region)

Score Industries Households Agriculture

Health Status Score 0.21514135 0.64854555 0.546275

Financial Status Score 0.173833 0.40425 0.2235

Socio-Economic Score 0.1848 0.5001 0.3656

Exhibit 32: Sector wise scores (Rural Region)

Score (Sectorwise - Rural)

0.7 0.648

0.6 0.546
0.5001
0.5
0.4
0.4 0.3656

0.3
0.215 0.223
0.17 0.1848
0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

Industries Households Services

123
 Unorganized Sector Status and Plans
Lucknow District

Across Communities (Urban & Semi-Urban)

Exhibit 33: Community wise scores (Urban & Semi Urban Region)

Score SC/ST OBC FC

Health Status Score 0.439962 0.521723 0.73795145

Financial Status Score 0.400581 0.54993 0.560036

Socio-Economic Score 0.4413 0.5626 0.6814

Exhibit 34: Community wise scores (Urban & Semi Urban Region)

Score (Communities) - Urban & Semi Urban

0.8 0.737
0.6814
0.7

0.6 0.5499 0.56 0.5626

0.521
0.5 0.439 0.4413
0.4
0.4

0.3

0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

SC / ST OBC FC

124
 Unorganized Sector Status and Plans
Lucknow District

Across Communities (Rural)

Exhibit 35: Community wise scores (Rural Region)

Score SC/ST OBC

Health Status Score 0.52496355 0.50225285

Financial Status Score 0.148733 0.19962

Socio-Economic Score 0.3200 0.3334

Exhibit 36: Community wise scores (Rural Region)

Score (Communities) - Rural

0.6
0.524
0.5022
0.5

0.4
0.32 0.3334

0.3

0.199
0.2
0.148

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

SC / ST OBC

125
 Unorganized Sector Status and Plans
Lucknow District

Scores - For Cooks (Urban & Semi Urban) – Community

Exhibit 37: Scores – for Cook (Urban & Semi Urban) - Community

Score SC/ST OBC FC

Health Status Score 0.4042314 0.4412873 0.5658689

Financial Status Score 0.286513 0.523793 0.522911

Socio-Economic Score 0.3626 0.5067 0.5716

Exhibit 38: Scores – for Cook (Urban & Semi Urban) – Community

Score (Cooks) - Urban & Semi Urban

0.6 0.565 0.571
0.523 0.522
0.506
0.5
0.441
0.404
0.4 0.362

0.286
0.3

0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

SC / ST OBC FC

126
 Unorganized Sector Status and Plans
Lucknow District

Scores - For Industries (Urban & Semi Urban) – Community

Exhibit 39: Scores – for Industries (Urban & Semi Urban) – Community

Score SC/ST OBC FC

Health Status Score 0.55226135 0.56556965 0.87192005

Financial Status Score 0.697133 0.715266 0.607988

Socio-Economic Score 0.6559 0.6724 0.7770

Exhibit 40: Scores – for Industries (Urban & Semi Urban) – Community

Score (Industries) - Urban & Semi Urban

1
0.9 0.871
0.777
0.8
0.697 0.715
0.7 0.6559 0.6724
0.609
0.6 0.552 0.565
0.5
0.4
0.3
0.2
0.1
0
Health Status Score Financial Status Score Socio-Economic Status Score

SC / ST OBC FC

127
 Unorganized Sector Status and Plans
Lucknow District

3.1.6. Health Status Scores

3.1.7. Financial Status Scores

3.1.8. Combined Scores

All the above-mentioned scores shall be seen directly on the Dashboard. The Dashboard
screenshots are presented along with the data of other districts for an effective comparison
in Chapter F: Dashboard

128
 Unorganized Sector Status and Plans
Lucknow District

Chapter D: Analyzed Issues with Comments

These conclusions are picked out of the thousands of conclusions gathered out of the data,
and they have been shortlisted based on their importance in the policy recommendations for
the Government of UP and also to help various departments including Department of MSME
quantify their support system and other needs.

3.1.9. General Conclusions

§ The total number of households in the entire district of Lucknow involved in

unorganized sector (one or more members in the family as part of the sector) is
813836, while the ones out of these who are self-employed and owns their own
enterprise or works as a free agent (and not working in an unorganized but regular
manner for someone else) is 367566.

Exhibit 41: Distribution of Household

Distribution of Household

367566

Distribution of household

813836

0 100000 200000 300000 400000 500000 600000 700000 800000 900000

Self Employed Total Household

§ Out of the above numbers, 571735 is the number of households in unorganized sector
in the urban and semi-urban areas and 242101 is the equivalent number for rural
areas. The self-employed number in urban and semi-urban areas is 234411, while the
equivalent number is 133155 for rural areas.

129
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 42: No. of Households Vs Self Employed

No. of Household vs. Self Employed

700000

600000 571735

500000

400000

300000 242101
234411
200000
133155
100000

0
Urban & Semi- Urban Rural

No. of Household Self Employed

Our Comments: A large segment of unorganized workers working in the urban and
semi-urban areas work for others, while this number decreases in the rural areas. Also,
urban and semi-urban areas have a greater population as well as a greater share of
the unorganized market in the Lucknow district. The higher self-dependency in rural
areas can be a function of the limited opportunities in such areas as well as the current
situation where there has been a reverse migration to villages.

§ Around 47% of the population working in the unorganized segment in the district of
Lucknow have migrated to their current location of work from either other state/some
other region of the same state or district. Majority of the migration has been for the
purpose of employment.

Our Comments: Such a large size of migrant population increases the challenge in
ensuring the government policies reach the required beneficiaries. This number
includes both kinds of migration (from more developed areas induced by COVID and
from less developed areas induced by limitations in opportunities).

130
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 43: Migration Status

Migration Status
60
50.2
50 47.4

40

30

20

10
2.4
0
Yes

Yes No Missing Record

§ The average monthly income per household is INR 8260 while the average monthly
expense per household is INR 5570. The numbers for urban and semi-urban is not
substantially different from the numbers of rural, showing a consistent spread.

Exhibit 44: Avg. Monthly Income Vs Expense

Avg. Monthly Income vs Expense

5570

8260

0 1000 2000 3000 4000 5000 6000 7000 8000 9000

Expense Income

131
 Unorganized Sector Status and Plans
Lucknow District

§ The annualized income generated by the unorganized sector in Lucknow is around INR
8067 crores.

Our Comment: A large part of this income does not get recorded in the official records,
because of the unstable and unorganized nature of the same. If this income is brought
into consideration through a better involvement of the unorganized sector with
government policies, possibilities of increasing this number exist. The policies that
shall be recommended based on this data should not just be for poverty alleviation
but look at a macro-economic picture and run alongside employment and business
generation or enhancement programs, that will also bring in more such income into
the mainstream.

3.1.10. Demographic Conclusions

§ Total OBC population in the unorganized sector is 400105, out of which the ones in
rural areas is 89309 and the ones in urban and semi urban areas is 310806.

Exhibit 45: Total OBC Population

Total OBC Population

350000
310806
300000

250000

200000

150000

100000 89309

50000

0
Urban & Semi Urban Rural

Total OBC Population

§ Total SC and ST population in the urban and semi urban areas is 217381 and those in
the rural areas is 148538.

132
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 46: Total SC / ST Population

SC ST Population
250000
217381

200000

150000

100000 89309

50000

0
Urban & Semi Urban Rural

SC ST Population

Our Comment: This distribution of communities shows that the OBC community is
dominant in the urban and semi urban areas while rural areas has a higher
representation of SC and ST communities as compared to the urban and semi urban
areas. Any community driven social alleviation program for the scheduled community
may be run only on a local level (specific areas such as the rural portions) as the
distribution is not consistent across the entire district.

§ The gender distribution is very similar to the overall gender distribution of population;
the survey has considered females involved in household works adding to the overall
business as part of the sector.

3.1.11. Economic Conclusions

§ The Financial Status Score for Lucknow- Urban and Semi Urban Areas is 0.502 while
the value for Lucknow-Rural is 0.200. This score reflects the percentage of population
to be considered in a good financial state, calculated through a function of multiple
parameters gathered through primary and secondary surveys.

133
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 47: Financial Status Score (Region Wise)

Financial Status Score - Region Wise

0.6

0.502
0.5

0.4

0.3

0.2
0.2

0.1

0
Urban & Semi Urban Rural

Financial Status Score

Our Comment: The rural areas need immediate and critical attention. Though the
impact of COVID has been low on rural areas and high on urban areas, the financial
status remains a challenge for rural areas even now, which means we may keep on
seeing migrations leading to centralized economy. But this may come at social costs.
Hence, it is important there is a time bound poverty alleviation program designed for
rural areas (on the lines of universal basic income for owned households), but such a
program has to be accompanied with clear macro-economic plans to sustainably
support the impact of such a program.

§ The Financial Status Score is highest for businesses and individuals in the Services
Sector at 0.701, while the number is less than 0.5 for those working in households.
Exhibit 48: Financial Status Score (Sector)

Financial Status Score - Sector Wise

0.8 0.701

0.6 0.5

0.4

0.2

0
Service Sector Household

Financial Status Score

134
 Unorganized Sector Status and Plans
Lucknow District

Our Comment: Services sector have traditionally attracted a stratum of society that
has had higher monthly income. Their good status also means more activities and
programs can be done to attract more unemployed professionals to enter the services
sector, especially keeping the new Post-COVID world in mind that has changed a lot
of dynamics for this sector.

§ In the rural areas, those working in Industries have the lowest Financial Status Score,
at 0.174. Again, this is critically low showing that industries in the rural areas have
been severely impact in the current scenario.

Exhibit 49: Financial Status Score (Sectorwise – Rural)

Financial Status Score (Sectorwise - Rural)

0.45
0.4
0.4
0.35
0.3
0.25 0.223
0.2 0.17
0.15
0.1
0.05
0
Financial Status Score

Industries Households Services

Our Comment: Though the number of industries in rural areas is low and hence falls
out of priority regularly, they seem to have been the most impact and understandably
so. Their business needs to be driven through economy-localization programs.

§ In the urban areas, Financial Status Score for SC and ST Community is 0.401 while that
of OBC is 0.550. We find a similar ration between the two for rural areas as well.

135
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 50: Financial Status Score (Communities) – Urban & Semi Urban

Financial Status Score (Communities) - Urban & Semi Urban

0.6 0.56
0.5499

0.5

0.4
0.4

0.3

0.2

0.1

0
Financial

SC / ST OBC FC

Our Comment: The SC community may need a special boost, and the same can be
driven through economic programs that have representatives from the community in
the execution team.

§ Amongst those involved in the activity of cooking, the Financial Status Score for SC and
ST community is 0.286 while that for OBC community is 0.524.

Exhibit 51: Financial Status Score (Cook) – Urban & Semi Urban

Financial Status Score (Cook) - Urban & Semi Urban

0.6
0.523 0.522
0.5

0.4

0.286
0.3

0.2

0.1

0
Financial

SC / ST OBC FC

136
 Unorganized Sector Status and Plans
Lucknow District

Our Comment: This is a very interesting output which shows that the SC community’s
contribution to Cooking sector is not giving them the same benefits OBC community
is reaping. This may be due to the region in which they are operating. Programs which
allow them to extend their region beyond a particular geographical area may be
helpful. Separate program may not be needed, but while designing a special program
this output can be kept into consideration.

§ For Industries in Urban and Semi-Urban areas all communities have similar Financial
Status Score (the difference is not very high).

Exhibit 52: Financial Status Score (Industries) – Urban & Semi Urban

Financial Status Score (Industries) - Urban & Semi Urban

0.74
0.715
0.72
0.697
0.7
0.68
0.66
0.64
0.62 0.609
0.6
0.58
0.56
0.54
Financial Status Score

SC / ST OBC FC

137
 Unorganized Sector Status and Plans
Lucknow District

3.1.12. Debt & Credit Related

Exhibit 53: Forms of Debt

Banks

Money
Contractors
Lenders
Form
of debt

Coworkers Friends

§ Majority of the businesses and workers in the unorganized sector have taken some
form or loan or debt from either banks or money lenders or other friends or co-
workers or contractors.

§ Around 470916 households in the unorganized sector (self-employed or workers) in

the urban and semi-urban centers have taken loans from accredited lending
authorities- banks, NBFCs, co-operatives, or equivalent. This includes any type or size
of loan.

§ Around 45925 have taken loans from money lenders or contractors in the urban and
semi-urban centers.

138
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 54: Form of Loan

Form of Loan (Urban & Semi Urban)

Money Lender / Contractor 45925

Accredited Lending Institute 470916

0 100000 200000 300000 400000 500000

Form of Loan (Urban & Semi Urban)

§ Around 127517 have taken loans from accredited institutions in the rural areas of
Lucknow. Around 20819 have taken loans from non-accredited sources.

Exhibit 55: Loan Sources (Rural)

Loan Sources - Rural

14%

86%

Accredited Institutions Non-Accredited Sources.

Our Comment: The overall debts in rural areas is lower than that in urban areas, especially
with respect to loans from banks. Loans from “other” sources is high in the rural areas.
This clearly provides action points for the Government to start tapping the segment in
rural areas who do not take loans from banks etc. This will not only help protect the
debtors, but also increase earnings for the government.

139
 Unorganized Sector Status and Plans
Lucknow District

3.1.13. Health Related

Health status is a reflection of social status as well. Hence, there has been a special focus on
health in our research. Health is directly connected to productivity also, thus impacting
economic growth.

§ The Health Status Score for Urban+ Semi-Urban (0.514) and Rural areas (0.499) are
very near to each other. There is a clear scope of improvement, but it’s not critically
low.

Our Comment: Exposing rural segment to existing government policies on health and
providing them better health facilities around them should be the natural step on part of
the government, as there is a correlation between health and earning, as shown by the
survey.

Health Status Score is a reflection of the facilities of health available to the unorganized
segment along with their perception of their status and the said facilities.

Exhibit 56: Health Status Score (all regions)

Health Status Score Overall

0.52
0.517
0.515
0.515

0.51

0.505

0.5 0.499

0.495

0.49
Health

Urban + Semi Urban Rural Total

§ Though the Financial Status Score is the highest for Services Sector (explained above),
the Health Status Score is highest for Industries Sector, in the urban and semi-urban
areas (0.665). On the other end, in the rural areas, the Health Status Score for those
working in industries is very poor (0.215).

140
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 57: Health Status Scores - Industry (all region type)

Health Status Score (Industries - All Region Type)

0.7 0.6653

0.6

0.5

0.4

0.3
0.215
0.2

0.1

0
Health Status Score

Urban & Semi Urban Rural

Our Comment: The industries in the urban and semi-urban areas show good care for
the unorganized sector members associated with them. Incentivizing, recognizing and
rewarding those industries that do the same, shall help in further improving the
already good numbers. This should also extend to industries in rural areas, who should
be given clear instructions on what they should do to improve their health focus.
Critical attention is needed on health conditions of those associated with industries in
rural areas, and self-improvement alone will not help. A health status linked financial
incentive plan can be proposed.

§ Health Status Score of 0.440 for SC and ST and 0.738 for FC Community in the urban
areas show that even within the unorganized sector, there is a difference in health
status across communities.

141
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 58: Health Status Scores – Community (Urban & Semi Urban)

Health Score (Communities) - Urban & Semi Urban

0.8 0.737
0.7

0.6
0.521
0.5 0.439
0.4

0.3

0.2

0.1

0
Health Status Score

SC / ST OBC FC

3.1.14. Sector Related

§ About 777368 is the number employed in households (doing their own job out of their
households, self-employed with workplace being their household, working at others’
households), with the number being 483691 for urban and semi-urban areas and
205633 for rural areas.

Exhibit 59: Employment in household

WORK SECTOR (EMPLOYED IN HOUSEHOLDS )

Rural Areas
30%

Urban and Semi-

Urban
70%

142
 Unorganized Sector Status and Plans
Lucknow District

Our Comment: A large segment of the population in the unorganized sector does not
work out of a workplace. Such a large number working in households means that they
may have newer opportunities in the post-COVID world, which is expected to see less
offices and workplaces. Policies that can create additional opportunities for this
segment, through skill-development and diverse job options, will help boost the
economy and uplift their socio-economic status in the process.

§ 42444 are in Industries in Urban and Semi-Urban areas and 17185 are in agriculture in
rural areas; both being the second most prominent sectors for the region. 19437 are
in Services in Urban and Semi-Urban areas, while the number is around 20% of the
same for rural (4260).

Our Comment: Services and industries sector are prominent in urban and semi-urban
areas, while rural has more of agriculture as well as small scale industries. A clear
distribution of sector of work shows that the policy distribution should also take this
into account, especially when it comes to policy awareness plans. Policies meant for
service sector should be promoted more actively in the urban centers.

Exhibit 60: Sector wise comparison (all regions)

Sector Comparision
45000 42444

40000

35000

30000

25000
19437
20000 17185
15000

10000
4260
5000

0
Industries Agriculture Services

Urban & Semi Urban Rural

143
 Unorganized Sector Status and Plans
Lucknow District

§ In the entire district of Lucknow, the number of people involved in the unorganized
sector, in activities related to cooking, is 306307. It is at the highest in terms of the
activities surveyed, closely followed by activities related to running personal errands,
doing maid work, or works typically done by an office boy, at 230929. Textile and
Clothing is also a prominent sector.

Our Comment: Cooking is one of the skills that is easily picked up by most and does
not have a threshold in terms of generating business or employment, hence a large
segment belongs to this particular activity. A focus on this segment will help boost
economy, if done not through a direct incentive-based policy but through a policy that
combines incentives with long term benefits for the sector. Doing jobs of running
errands, cleaning etc. also have very low threshold, hence a large number of people.
They can be enabled to do much more if a proper skill evaluation is done for this
segment and respective skill development programs are run.

Exhibit 61: Sub Sector Distribution

Distribution by Profession
(Lucknow District)

41.63%

55.22% 44.78%

0.87%

0.97%
1.32%
Cook Maid Security Textile Transport

§ In the Urban and Semi-urban centers, the activity of cooking for high, but it’s the
lowest for the rural sectors, clearly showing that the rural centers do not have similar
distribution as urban. In the rural centers, majority work in households but their core
skills are not related to cooking. They do “other” activities that are related to livestock
or agriculture.

144
 Unorganized Sector Status and Plans
Lucknow District

Our Comment: In the rural areas, there is a much larger population involved in
activities that are connected to agriculture but is not directly about farming. This
population can be involved in improving agricultural produce through learning of
smart farming techniques.

§ The total monthly income generated out of those working in unorganized retail sector
in Lucknow (urban and semi-urban areas) is less than INR 1 crore, while the total
income for those working in textile and clothing is around INR 7 crores.

Our Comment: Businesses involved in production of textile and clothing, and all
related activities such as stitching and tailoring, are much more unorganized than
those involved in selling it retail. Technological incentives driven policies can help
organize this sector further as the impact of organizing this will also help in improving
economy for the better organized retail sector. The point to note is that these values
are much lesser than the overall value of same sector in the organized segment,
showing that there has been good work on organizing the sector, though some efforts
are still left. It’s highly possible that the income numbers may increase significantly for
these unorganized workers, if the assimilation of their work is done into the well-
organized textiles sector.

3.1.15. Combined Status Related

The Socio-Economic Status Score takes into account Health Status Score, Financial Status
Score as well as Workplace Satisfaction Score.

§ The Socio-Economic Score of Cooks is ok overall, but significantly low for the SC/ST
Community. It is 0.363 for SC/ST while 0.507 for OBC.

Exhibit 62: Score (Cooks) – Community Vs. Urban & Semi Urban

Score (Cooks) - Urban & Semi Urban

0.6 0.565 0.571
0.523 0.522 0.506
0.5
0.441
0.404
0.4 0.362
0.286
0.3

0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

SC / ST OBC FC

145
 Unorganized Sector Status and Plans
Lucknow District

Our Comment: It is reflective of the points mentioned above.

§ The Socio-Economic Score for those working in Industries in Urban and Semi Urban
Centers is very good at 0.703, while it is 0.483 for those in Households. Again, it is
reflective of the other points mentioned above.

Exhibit 63: Score – Sector wise for Urban and Semi Urban region

Score (Sectorwise - Urban & Semi Urban)

0.8
0.7 0.702
0.7 0.6653 0.673
0.63
0.6
0.499 0.4935 0.4829
0.5
0.4263
0.4

0.3

0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

Industries Households Services

§ The group with the lowest Socio-Economic Score is, with a value of 0.185, those
working in Industries in rural areas.

146
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 64: Score – Sector wise for Rural region

Score (Sectorwise - Rural)

0.7 0.648

0.6 0.546
0.5001
0.5
0.4
0.4 0.3656

0.3
0.215 0.223
0.17 0.1848
0.2

0.1

0
Health Status Score Financial Status Score Socio-Economic Status Score

Industries Households Services

Our Comment: Though the number of such industries is low, as mentioned above, a
special focus on this segment involving poverty alleviation programs connected to
macro-economic goals is needed.

147
 Unorganized Sector Status and Plans
Lucknow District

Chapter E: Operations under Recommended Policy

3.1.16. Activity Level Subsidy Planning

Please find below the list of skills that will be connected on the backend to special
recommendations, thus acting as an artificially intelligent guide to the unorganized sector.

These skills have been derived through an algorithm that calculates proficiency of skills based
on the range of activities (with one or more sources of income) a respondent is involved in.
This skill proficiency evaluation algorithm is also being used by the Government of India, in an
ongoing project. The range of activities is derived through the survey and related secondary
research.

• Tailoring • Electronics Repair

• Dyeing & Washing • Hardware Networking
• Machinery Operations- Textiles • Software & Data Work
• Electrical Works • Furniture Design
• Construction Machine Operations • Leather Tanning
• Plumbing • Leather Works
• Carpentry • Cooking
• Driving • Housekeeping
• Repair of Motor Vehicles • Cultivation
• Trade of Motor Vehicles • Livestock Rearing
• Hair Cutting • Machinery Operations- Mining
• Commission Sales • Manual Labour
• Wholesale Trade • Caregiving/Nursing
• Retail Sales & Service • Security and Errands Work
• Gem & Jewellery Work
• Jewellery Design

148
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 65: Detailed Recommendations

SKILL BASED SPECIAL BASIS OF EXPECTED

ACTIVITIES RECOMMENDATIONS RECOMMENDATIONS NUMBER

These So that
recommendations will the target
be directly tied up to and the
purchases from value of
the Manus Card subsidies
is clear

Tailoring Provision of machines This can be suggested as an 14955

and skill development alternate skill for those not
courses at subsidized doing good financially in
rates other "household" activities

Dyeing & Washing Subsidy for raw The garment furnishing 6297
materials (dyes etc) business has been much
purchased locally from more organized now (basis:
Lucknow secondary research). So,
those having this skill can
move faster to the organized
sector than others

Machinery Special prices for the Prevalence of ready-made 5510

Operations- LOCAL ready-made small scale "organized"
Textiles garment industries OR industries in the district of
ready-made garment Lucknow; those who can
sellers (subsidies for any work with textiles can derive
purchases done to serve more through servicing of the
the local garment organized small scale
industries) businesses

Electrical Works NA NA 1393

145
 Unorganized Sector Status and Plans
Lucknow District

Construction Those from the SC/ST The number of people from 2786
Machine Community get special SC/ST community in this
Operations subsidized rates for any sector is disproportionately
trainings related to higher than others (including
operating any level of masons with low skill
machine in the proficiency in machine
construction sector operations as well). And there
(which can be used is a clear wage gap.
through the card) along
with a special certificate
to help them get more
contracts/jobs

Plumbing NA NA 2321

Carpentry Availability of local raw Availability of wood in certain 11269

materials (wood etc) at regions of Lucknow, hence
subsidized rates local economy can also be
boosted through this

Driving NA NA 3039

Repair of Motor Portable Kits that can be Use of portable kits can 9117
Vehicles used for repair of increase the reach of
vehicles to be supplied unorganized sector inside
at subsidized rates households, thus increasing
their numbers. Our data
shows that there are large
number of household
focused businesses, and
hence this will be a natural
addition

Trade of Motor NA NA 1520

Vehicles

146
 Unorganized Sector Status and Plans
Lucknow District

Hair Cutting Provision of hygiene Primary Survey data shows 3285

and PPE kits at that this segment is also
subsidized rates operating majorly from
"households", hence an
improvement in safety and
quality can help them
improve the business

Commission Sales NA NA 760

Wholesale Trade NA NA 1314

Retail Sales & Subsidized access to Use of automation software 8120

Service retail automation eases the movement from
software that tracks unorganized to organized
sales and purchases,
along with on-ground
support to help ease
into such digitization

Gem & Jewellery Special prices for the Prevalence of embroidery 650
Work LOCAL ready-made and ready-made small scale
garment industries "organized" industries in the
(subsidies for any district of Lucknow; those
purchases done to serve doing unorganized gem or
the local garment related work can be given
industries) more business through these
industries

Jewellery Design NA NA 260

Electronics Repair NA NA 1152

Hardware Subsidized access to Hardware products are in a 2304

Networking learning and skill more organized sector, hence
development courses those in hardware
with respect to networking in unorganized

147
 Unorganized Sector Status and Plans
Lucknow District

hardware networking, manner have a scope of

include actual systems becoming more organized,
needed for such through upskilling
learning

Software & Data Free access (Subsidized Very small number for this, 576
Work by the government) to but wherever it exists, special
basic learning courses push is needed; as this is
that can be done on typically a well-organized
mobile industry

Furniture Design Design Support- Access Improvement in quality can 7061

to design ideas through help shift from unorganized
international product to organized
catalogs (any costs
subsidized)

Leather Tanning NA NA 705

Leather Works NA NA 3525

Cooking Subsidized Purchase of Health Status Scores, 312521

Clean Cooking Financial Status Scores,
Equipments (especially Environmental benefits, Long
those built through term economic boost
local support)

Housekeeping Availability of tools used This will help boost purchase 25350
for housekeeping at a directly through those
subsidized rate involved in housekeeping,
leading to higher margins of
earning (the financial status
score was low for this sector)

Cultivation Subsidized Purchase of Low Financial Status and 1481

chemicals required for Health Status Scores for those
Cultivation showing this skill

148
 Unorganized Sector Status and Plans
Lucknow District

Livestock Rearing Subsidized access to Low Health & Financial Scores 1481
food for livestock, if for Rural Industries, but
local suppliers are used strong scope for Agro-based
industries

Machinery NA NA 389
Operations-
Mining

Manual Labour Special recruitment for The financial status gap is 5584
SC/ST community disproportionately higher for
members who can use the SC/ST Community than
their local reach to help other communities, hence a
promote this scheme social push can be driven
(and get their expenses through this
reimbursed and paid
additionally for the
same)

Caregiving/Nursing Heavily subsidized Need of heavy involvement of 5586

provision of all women for economic growth
materials needed for (mentioned above);
nursing purposes for secondary research data from
the Women Users of the SEWA showing women being
scheme naturally better at nursing

Security and Recommendation of One of the biggest segments 216467

Errands Work using the card for the in the district of Lucknow, in
purpose of medical the unorganized sector, and
treatments and the overall health status of
improving health status, this group is lower than many
as that will directly help others
increase productivity

149
 Unorganized Sector Status and Plans
Lucknow District

Expected Number: This number does double counting as well, as it reflects the number of
people having some level of proficiency in the said skills based activities. A person may be
doing multiple activities based on multiple skills they possess and may want to gain subsidy
for all those activities (within the given budget), as they would have multiple sources of
income.

These are some important conclusions out of the expected number of people doing these
skill-based activities:

• In terms of priority, while working on all recommendations, the following skill-based

activities need to be considered (these are all cases where numbers are greater than
8000 in the district of Lucknow) with the highest focus:
o Cooking
o Security workers+ Personal Errands+ Office Errands
o Housekeeping
o Tailoring
o Carpentry
o Motor Vehicles Repair
o Retail Sales and Service

Skill /Activity level Subsidy Plan

Exhibit 66: Skill and Activity Level Subsidy Plan

Activity Average Expected Who will Contribution

Annual number of subsidize? towards
value of claims Objective
Subsidy (Targeted)
(INR)

Tailoring 10000 14955 1. 1. Increase in

Government, number in the
Organized Sector,
2. Industry
Partners, 2. Increased GDP
for Unorganized
3. Skill Sector
Development
Partners

150
 Unorganized Sector Status and Plans
Lucknow District

Dyeing & Washing 10000 6297 1. Industry 1. Increase in

Partners, number in the
Organized Sector,
2. Government
2. Increased GDP
for Unorganized
Sector

Machinery 12000 5510 1. Industry 1. Increase in

Operations- Textiles Partners, number in the
Organized Sector,
2. Marketplace
Partners, 2. Increased GDP
for Unorganized
3. Government Sector

Construction 10000 2786 Government 1. Increased

Machine Operations Income for the
Unorganized
Sector,

2. Increase in
GDP for the
unorganized
sector

Carpentry 10000 11269 1. Industry 1. Increase in

Partners, number in the
Organized Sector,
2. Government
2. Increased GDP
for Unorganized
Sector

Repair of Motor 10000 9117 Industry 1. Increased

Vehicles Partners Income for the
Unorganized
Sector,

151
 Unorganized Sector Status and Plans
Lucknow District

2. Increase in
GDP for the
unorganized
sector

Hair Cutting 8000 3285 1. Impact 1. Improvement

Fund/Grants, in Health and
hence
2. Government productivity,

2. Increased
Income

Retail Sales & 10000 8120 1. Industry 1. Increased

Service Partners, Income for the
Unorganized
2. Marketplace Sector,
Partners
2. Increase in
GDP for the
unorganized
sector

Gem & Jewellery 10000 650 1. Industry 1. Increase in

Work Partners, number in the
Organized Sector,
2. Government
2. Increased GDP
for Unorganized
Sector,

3. Increase in
GDP for the
Organized Sector

Hardware 12000 2304 1. Skill 1. Increased

Networking Development Income for the
Partners, Unorganized
Sector,

152
 Unorganized Sector Status and Plans
Lucknow District

2. Industry 2. Increase in
Partners GDP for the
unorganized
sector

Software & Data 12000 576 1. Skill 1. Increased

Work Development Income for the
Partners, Unorganized
Sector,
2. Industry
Partners 2. Increase in
GDP for the
unorganized
sector

Furniture Design 10000 7061 1. Industry 1. Increase in

Partners, number in the
Organized Sector,
2. Marketplace
Partners, 2. Increased GDP
for Unorganized
3. Government Sector,

3. Increase in
GDP for the
Organized Sector

Cooking 8000 312521 1. Industry 1. Improvement

Partners, in Health and
hence
2. Academic productivity,
Innovators,
2. Increased
3. Government Income

Housekeeping 10000 25350 1. Industry 1. Improvement

Partners, in Health and
hence
2. Marketplace productivity,
Partners,

153
 Unorganized Sector Status and Plans
Lucknow District

3. Government 2. Increased
Income

Cultivation 10000 1481 1. Industry 1. Increased

Partners, Income,

2. Marketplace 2. Increase in
Partners, GDP for
Unorganized
3. Government Sector,

3. Increase in
GDP for the
Organized Sector

Livestock Rearing 10000 1481 1. Industry 1. Increased

Partners, Income,

2. Marketplace 2. Increase in
Partners, GDP for
Unorganized
3. Government Sector,

3. Increase in
GDP for the
Organized Sector

Manual Labour 8000 5584 Government 1. Improvement

in Health and
hence
productivity,

2. Increased
Income

Caregiving/Nursing 10000 5586 1. Industry 1. Improvement

Partners, in Health and
hence
2. Innovators productivity,
and NGOs

154
 Unorganized Sector Status and Plans
Lucknow District

2. Increased
Income,

3. Increase in
GDP for all
Sectors

Security and Errands 8000 216467 1. 1. Increased

Work Government, Income for the
Unorganized
2. Industry Sector,
Partners,
2. Increase in
3. Grants and GDP for the
Impact Funds unorganized
sector

Exhibit 67: Expected number of claims (targeted)

EXPECTED NO. OF CLAIMS (TARGETED)

350000
300000
250000
200000
150000
100000
50000
0
…

E…

RK
G

R
G
S-

G
Y

N
G

RK
RK
E

N
S
G

LE
TR

IC
IN

U
IN

IN

IN

N
IN

IN
IG

O
N
N

O
O

BO
KI

RI
TI
RV
IC
CH
O
SH

RK
RI

EN

EP
ES
TT

RS
W

W
W

A
TI

EH

LA
O

SE

D
CU

KE

U
A

O
A

IV

RE
RP

CO
RY

S
TA
RA
IL

M
W

/N
W

D
V

RE

LT
SE

L
CA

&
TA

LE

N
CK
IR
PE

ET

G
N

R
&

CU

RA
U

U
S

EL
TO

IN
A
IO
O

TO
IT
LE

O
G

N
&
H

ER
W

IV
CT

H
IN

RN

A
O
Y

RE
SA

ES
RE
ER

M
JE
M

G
YE

RU

D
A

FU

RE
A
IL
IN

N
W
F

&

LI
D

W
ST

A
TA

CA
RD
CH

EM

FT
N

IR

TY
RE

A
A

CO

SO
PA

RI
H
M

CU
RE

SE

Expected No. of Claims (Targeted)

155
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 68: Average annual value of subsidy

Average Annual value of Subsidy (INR)

12000

12000

12000
10000

10000

10000

10000

10000

10000

10000

10000

10000

10000

10000

10000
8000

8000

8000

8000
R
G

G
Y

N
G

RK
RK
E
S
ES

N
S

RK
G
G

LE
TR

IC

U
IN

IN

N
IN

IN
IG
IN

O
N

IL

O
O
O
O

BO
KI

RI
TI
RV
IC

RK
RI

EN

EP
ES
TT

RS
SH

W
W
W
TI
XT

A
EH

LA
O

SE

D
CU
RA

KE

U
O
A

IV

RE
RP

CO
TE

S
TA
RY
IL

/N
W

D
V

RE

LT
SE

L
PE

CA

&
TA

LE

N
CK
IR
S-

ET

G
R
&

CU

RA
U

U
S
O

TO

EL

IN
A
N

TO
IT
LE

O
G

N
&
H
O

ER
W

IV
H
IN

RN

A
O

RE
SA
IN
TI

ES
RE

M
M

JE

G
YE

RA

D
A

FU
CH

RE
A
IL

N
W
F

LI
&
D

W
PE

A
A

TA

CA
RD
EM

FT
M

IR

TY
O

RE

SO
N

PA

G
Y

RI
H
IO
ER

CU
RE
CT
IN

SE
RU
CH

ST
A
M

N
CO

Total value of Subsidies: Rs 534,50,66,000

How to extract this value: >90% of the above value can be extracted through partnerships,
the rest may need to be budgeted through the local or state government. Overall, it is
expected to drive lot of intangible value, besides helping achieve the core objectives as
mentioned above.

3.1.17. Future Credit Eligibility Parameters

The MANUS policy shall open a gate of new investors for the sector, upon its successful
initiation. These new investors are expected to use data collected through the scheme for the
purpose of providing additional credit facilities to the users, based on certain eligibility
parameters that would be calculated through the data on the MANUS card. This will ensure a
sustained growth of the sector and a growing benefit of the scheme.

Following are some of the initial eligibility parameters that would be considered by the
investors, hence these are the ones that need to be recorded clearly while planning the
concept of the card.

156
 Unorganized Sector Status and Plans
Lucknow District

• Repayment Details
• Use of Subsidies during purchases using the Card (amount, type, etc.)
• Sector Level Analysis (based on combined data of usage of card across sectors)
• Growth Rate (in terms of Income)
• Extent of Digital Adoption

3.1.18. Partner Analysis

The report mentions use of partners at multiple places, for effective execution of the said
policies. It also briefly mentions various types of partners that would be useful for the same.

The following table shows the types of partners that are needed, along with some examples
with some names.

Exhibit 69: Partner Analysis

Type of Partner Example

Innovators & This will be domain specific, for example, for Clean Cooking, we can
Technology look at various startups associated with NITI Aayog or Startup India
Startups programs. Those who participated in Government of India’s call for
“Solar Chulha” in 2017 can be considered to partner.

Digitization Automation software such as those provided by Accloud or Zoho or

Products Intuit can be considered, along with various other companies that are
into digitization of specific elements.

On ground We will have to use companies that were involved for Jan Dhan
Partners Schemes, as well as use NGOs such as SEWA that focus on women
empowerment through involvement in such policies.

Grant Funds Various funds responsible for economic revival, for example
Omidyar’s Resolve Fund, or various Indian corporate funds can also be
involved in the process.

Banks/ NBFCs Bank of Baroda, SIDBI and other banks will need to be involved for
effective execution.

157
 Unorganized Sector Status and Plans
Lucknow District

Corporate CSR Corporates such as TATA group and other international corporates
funds looking to be a part of “Bharat” will be involved for this exercise
towards economic growth.

Skill Development Various Skill Development Programs can be involved on both state
Partners level and national level.

3.1.19. Budget of the Policy

Assuming 10% of the micro-level subsidies are sponsored by the government, while the rest
comes through partnerships with corporates and academia, as it is of long-term value to all,
and keeping into account subsidies provided by the government to the banks and other
lenders on the interest rates applicable on the MANUS card, the total value of subsidies that
the government needs to consider against direct financial alleviation is around Rs
70,00,00,000.

The other expenses by the government for effective execution of this policy can be considered
to be at 2% of the total value of money to be floated in the market (Rs 534 crores for micro-
level subsidies and Rs 140 crores for the initial cumulative credit value in the cards), as a
thumb rule for operational expenses. This turns out to be approximately Rs 13 crores.

At a value of less than Rs 100 crores (Rs 70 crores+ Rs 13 crores+ unaccounted expenses)
towards the complete overhaul of the unorganized sector in the district of Lucknow (all the
other subsidies and expenses are supposed to be driven through partnerships); the expected
direct annual GDP increase is about Rs 2500 crores.

A detailed budget plan shall be created in discussion with the respective departments who will
be driving the same. Through a proper planning, the expenses can be reduced even further.

158
 Unorganized Sector Status and Plans
Lucknow District

Chapter F: Dashboard

These are DUMMY DATA to show how the screenshots will look like in the combined report
that will be shared along with other districts.

This section comprises of the screenshots of the dashboard which is hosted on

https://upecocensus.org to provide a detailed analysis of the entire survey and the outcomes.

Exhibit 70: Dashboard: Health Status Score (all region type)

Exhibit 71: Dashboard: Financial Status Score (all region type)

159
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 72: Dashboard: Socio Economic Status Score (all region)

Exhibit 73: Dashboard: Health Status Score (Urban Region)

160
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 74: Dashboard: Financial Status Score (Urban Region)

Exhibit 75: Dashboard: Socio Economic Status Score (Urban Region)

161
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 76: Dashboard: Health Status Score (Rural Region)

Exhibit 77: Dashboard: Financial Status Score (Rural Region)

162
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 78: Dashboard: Socio Economic Status Score (Rural Region)

Exhibit 79: Dashboard: Health Status Score in Households (all region type)

163
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 80: Dashboard: Financial Status Score in Households (all region type)

Exhibit 81: Dashboard: Socio Economic Status Score in Households (all region type)

164
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 82: Dashboard: Health Status Score in Industry (all region type)

Exhibit 83: Dashboard: Financial Status Score in Industry (all region type)

165
 Unorganized Sector Status and Plans
Lucknow District

Exhibit 84: Dashboard: Socio-Economic Status Score in Industry (all region type)

166
 Unorganized Sector Status and Plans
Lucknow District

4. References
1. Ministry of labour and employment, Government of India (2019). Annual Report
2019-20. Retrieved from
https://labour.gov.in/sites/default/files/Annual%20Report%20(English)%202019-
20.pdf

2. Ministry of Textiles, Government of India (2019). Handloom Weavers. Retrieved

from https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1579529

3. Regional Centre for Urban and Environmental Studies, Ministry of Urban

Development, Govt. of India (2019). Slum Free City Plan of Action - Lucknow.
Retrieved from http://mohua.gov.in/upload/uploadfiles/files/21UP_lucknow_sfcp-
min.pdf

4. Regional Centre for Urban and Environmental Studies, Ministry of Urban

Development, Govt. of India (2019). Slum Free City Plan of Action: Meerut City.
Retrieved from http://mohua.gov.in/upload/uploadfiles/files/22UP_meerut_sfcp-
min.pdf

5. Regional Centre for Urban and Environmental Studies, Ministry of Urban

Development, Govt. of India (2019). Slum Free City Plan of Action - Varanasi.
Retrieved from http://mohua.gov.in/upload/uploadfiles/files/24UP_Varanasi_sfcp-
min.pdf

6. Directorate of Census Operations, Uttar Pradesh (2011). District Census Handbook

Varanasi Part XII B. Retrieved
from https://censusindia.gov.in/2011census/dchb/0966_PART_B_DCHB_VARANASI.
pdf

7. Directorate of Census Operations, Uttar Pradesh (2011). District Census Handbook

Meerut Part XII B. Retrieved
from https://censusindia.gov.in/2011census/dchb/0907_PART_B_DCHB_MEERUT.p
df

8. Directorate of Census Operations, Uttar Pradesh (2011). District Census Handbook

Lucknow Part XII B. Retrieved
from https://censusindia.gov.in/2011census/dchb/0926_PART_B_DCHB_LUCKNOW
.pdf

9. Directorate of Census Operations, Uttar Pradesh (2011). District Census Handbook

Gorakhpur Part XII B. Retrieved

167
 Unorganized Sector Status and Plans
Lucknow District

from https://censusindia.gov.in/2011census/dchb/0957_PART_B_DCHB_GORAKHP
UR.pdf

10. Dr. K.J.S. Satyasai, Dr. Ashutosh Kumar (2020). NAFINDEX: Measure of Financial
Inclusion based on NABARD All India Rural Financial Inclusion Survey (NAFIS) Data,
NABARD Working Paper 2020-1.

168