23-02-2021
Quote No : aijejzbmkkg
Benefit Illustration for HDFC Life Sanchay Plus
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder: Proposal No: NA
Age: 35 Name of Product: HDFC Life Sanchay Plus
A non-participating non-linked savings
Name of Life Assured: Tag Line:
insurance plan
Age: 35 Unique Identification No: 101N134V08
Policy Term: 10 Years GST Rate: 4.5% for first year
2.25% second year
Premium Paying Term: 5 Years
onwards
Amount of Instalment Premium
Rs.30000
(Without GST):
Mode: Annual
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."
Policy Details
Policy Option Guaranteed Maturity Sum Assured Rs. 150000
Guaranteed Payout Sum Assured on Death (at
NA 360000
Freqency inception of the policy) Rs.
Guaranteed Payout Payout Term
NA NA
Amount (years)
Premium Summary
PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium
Instalment Premium without GST 30,000 0 0 0 0 0 30,000
Instalment Premium with First Year GST 31,350 0 0 0 0 0 31,350
Instalment Premium with GST 2nd Year Onwards 30,675 0 0 0 0 0 30,675
(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value
1 30,000 0 0 0 3,60,000 0 0
2 30,000 0 0 0 3,60,000 18,000 18,000
3 30,000 0 0 0 3,60,000 31,500 31,500
4 30,000 0 0 0 3,60,000 60,000 60,000
5 30,000 0 0 0 3,60,000 75,000 96,375
6 0 0 0 0 3,69,570 77,871 1,12,018
7 0 0 0 0 3,79,140 80,742 1,29,713
8 0 0 0 0 3,88,710 1,21,113 1,49,723
9 0 0 0 0 3,98,280 1,46,484 1,72,333
10 0 0 0 1,97,850 4,07,850 1,49,355 1,97,850
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
I , have explained the premiums charges and benefits under the product fully to the I ,having received the information with respect to the above, have understood the
prospect / policy holder. above statement before entering into the contract.
Place:
Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".
