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Keta Keti Jiban Bima - Education Protection Plan - Child Insurance

The document discusses a child education protection plan or 'Keta keti Jiban Bima' offered by MetLife in Nepal. The insurance plan aims to cover education expenses and provide funds for a child's future by paying out a lump sum upon maturity or in case of the parent's death or disability before maturity. Key details include premium amounts, coverage period options up to 25 years, bonuses applied, and benefits paid out under different scenarios.

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0% found this document useful (0 votes)
29 views7 pages

Keta Keti Jiban Bima - Education Protection Plan - Child Insurance

The document discusses a child education protection plan or 'Keta keti Jiban Bima' offered by MetLife in Nepal. The insurance plan aims to cover education expenses and provide funds for a child's future by paying out a lump sum upon maturity or in case of the parent's death or disability before maturity. Key details include premium amounts, coverage period options up to 25 years, bonuses applied, and benefits paid out under different scenarios.

Uploaded by

Bikash Kc
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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LIFE INSURANCE IN NEPAL - MET LIFE INSURANCE SUBSCRIBE SEARCH

NEPAL
Life Insurance Nepal is about best life insurance Nepal, life insurance Nepal policy you can do Life
insurance Nepal online. Get life Insurance Nepal company details, calculate premium of Life
Insurance Nepal policies and apply for Life insurance Nepal Online in Nepal. You can ll up Life
insurance Online form and submit. Visit website for further details get insured now

Home Contact Us Privacy Policy Terms and Conditions Sitemap


Frequently Asked Questions FAQ

Keta keti Jiban Bima - Education


Protection Plan- Child Insurance
May 14, 2020

K
eta keti Jiban Bima or child education protection plan is the foundation on which you can

build your child's future and career. Your child depends on You and the income you

provide for education and other necessities of life. You want your child to have higher education
to give him a good start in this increasingly competitive world. The cost of higher Education has

been climbing for many years. How can you make sure the needed amount is available at the time

your child is ready to go to college? you may nd it dif cult to come up with the funds unless you
plan for it and save regularly.

Keta keti Jiban Bima - Education Protection Plan- Child Insurance

But, you can still not be sure that you will live long enough to complete the saving plan. have you
ever asked yourself this question:


Will my ambitions for my child's future be
achieved if I am not there?

In the absence of your nancial support, your family may have to reduce their comfortable
standard of living drastically and your child may not get the Education you planned for him. You

must eliminate total the possibility of this happening to your child. Your child is dear to you and

you cannot take any chances with his future.

Our Keta keti Jiban Bima or Education Protection Plan does just that it takes the worry and

uncertainty out of your mind.


This is how Child Education Protection Insurance Plan Works

You select the period of the plan to suit the age of the child at which you want the policy proceeds

to be paid. There is a wide choice. You can select any period from 10 years to 25 years.

Maturity of Child Education Protection Insurance Plan

On survival of child at Maturity:

Face Amount of the policy PLUS Bonuses are Paid. The money can be used to pay for his higher

Education expenses. Or, if he has already completed Education, he will nd the money very helpful

in starting his career. It can also be used to pay for his higher education expenses. Or, if he has
already completed Education, he will nd the money very helpful in starting his career. It can also

be used for expenses such as Marriage.

In case of your death:

All future premiums under the policy will be waived and the policy continues in full force. Plus
Income for education equal to 1% of the Face Amount is paid Every Month to the child till the
maturity of the policy. At Maturity, he receives the bene ts stated above.

 On Death of the Child Before Maturity:

Full Face Amount Plus Accrued Bonuses are payable, Subject to Juvenile Endorsement.

Payment On Your Disability:

For a small additional premium, you can add a very valuable bene t - Disability Protection Rider. In

the event of your total and permanent DISABILITY DUE TO SICKNESS OR ACCIDENT, all future
premiums will be WAIVED. Income equal to 1% of the Face Amount is Paid EVERY MONTH to the
Child till the Maturity of the Policy.

Bonuses:

The Policy will participate in pro ts declared in the form of Reversionary Bonuses.

OTHER ATTRACTIVE FEATURES:

Cash values and Paid Up values are guaranteed.

Your Premium will never increase.

How to Do Insurance?

To know more about this policy or to know about the premium rate feel free to message or call me

at +9779851186065 (NTC)  or =9779810360134 (Ncell) or message me in my Facebook Pro le or


message in my Facebook page I am certi ed and trusted Metlife's Insurance agent and I am always
available for your service.
Disclaimer:

“The information stated herein is only a


description of the bene ts o ered by the

plan. Your Metlife Insurance Agent will


provide you with details of the policy.”

Education Protection Plan Rates per 1000 of Face Amount

 AGE  12  14  15  16  17


10 Yr 11 Yr 13 Yr
Yr Yr Yr Yr Yr

94.9 81.7 76.4 72.2 68.4


 21 113.84 103.51 87.82
6 3 9  0 7

95.0 81.7 76.5 72.2 68.5


 22 113.90 103.57  87.88 
2  9  5 7 5 

 95.  81.8 76.6  72.  68.


 23 113.95 103.63  87.95
09 7 4  37 66

 95.1  81.9 76.7  72.  68.


 24  114.01  103.69  88.02
5 4 2 46 77

95.2 82.0 76.8 72.5 68.9


 25  114.08 103.77  88.12 
4  4  2  9  1 

 95.  82.1  76.  72.7  69.


 26  114.15 103.85   88.22
33 6 95 3 07

95.4 82.3  77.1  72.  69.


 27  114.22  103.94 88.34 
4  0  0 90 26

 95.  82.  77.2  73. 69.4


 28  114.33  104.06  88.49
57 45 7 09 7 

 95.  82.  77.4 73.3 69.7


 29  114.44  104.20  88.66
73 65 8 3  4 

95.9 82.8 77.7 73.5 70.0


 30  114.57 104.35  88.86 
0  6  2  9  3 

 96.1  83.1  78.  73.  70.


 31  114.73  104.53  89.09
1 2 00 91 38

 32  114.93  104.76  96.  89.36 83.4  78. 74.2 70.7

36 1  31 6  6 

 96. 83.7 78.6 74.6 71.2


 33  115.15  105.01 89.67 
64 6  8  7  2 

 96. 84.1 79.11  75.1 71.7


 34  115.43  105.32  90.04
98 5    5 4 

97.3 84.6 79.6 75.7 72.3


 35  115.76 105.69  90.49 
9  3  3  1  4 

97.8 85.1 80.2 76.3 73.0


 36  116.14  106.11 90.99 
5  7  0  4  3 

 98. 85.8  80. 77.0 73.8


 37  116.57  106.58 91.55 
37 7  85 6  1 

98.9  86. 81.6 77.8 74.7


 38  117.05 107.12  92.20 
6  48 1  8  0 

99.6 87.2 82.4 78.7 75.6


 39  117.61  107.74 92.92 
3  6  4  9  9 

100. 88.1 83.3 79.8 76.7


 40  118.23 108.42  93.73 
38  3  8  1  9 

101. 89.0 84.4 80.978.0


 41  118.93 109.18  94.63 
21  9  0  3  1 

102. 90.1 85.5 82.2 79.3


 42 119.69  110.02  95.62 
12  7  6  0  9 

103. 91.3 86.8 83.5 80.9


 43 120.53  110.95 96.71 
13  4  2  8  0 

104. 92.6 88.2 85.1 82.6


 44  121.45 111.98  97.95 
27  9  7  6  1 

105 94 1 89 8 86 984 5
105. 94.1 89.8 86.9 84.5
 45  122.51 113.14  99.33 
53  7  7  1  3 

106. 95.8 91.6 88.8 86.6


 46  123.67 114.42  100.86 
94  3  5  8  9 

 47  124.96 115.85  108. 102.57  97.6 93.6 91.1 89.1


50  8  5  0  3 

110. 99.7 95.9 93.6 91.9


 48  126.39 117.44  104.48 
25  6  0  1  1 

112. 102. 98.4 96.4


 49  128.00 119.23  106.64   
23  11  5  7 

114. 104. 101.


 50  129.78 121.21  109.02     
41  71  27 

116. 107.
 51  131.76 123.40  111.68       
83  60 

119.
 52  133.95  125.83 114.62         
50 

122.
 53  136.40 128.54           
48 

 54  139.17 131.64             

 55  142.27              

 Age   18 Yr  19 Yr  20 Yr  21 Yr  22Yr  23 Yr 24 Yr  25Yr 

 21  65.19 62.40  59.89  57.75  55.82  54.01  52.41  51.01 

 22  65.29 62.52 60.02 57.89  55.97  54.17  52.58  51.20 

 23  65.41 62.64 60.14  58.03  56.13  54.35  52.78  51.42 

 24  65.53 62.78 60.30  58.21  56.34  54.58  53.03  51.69 

 25  65.68 62.95  60.48  58.42  56.57  54.83  53.31  51.99 

 26  65.86 63.14  60.70 58.66  56.83  55.12  53.62  52.32 

 27  66.08 63.38  60.96  58.94  57.14  55.45  53.98  52.71 

 28  66.31 63.63  61.23  59.25  57.48  55.84  54.40  53.17

 29  66.59  63.94  61.56  59.62  57.89  56.28  54.88 53.69

 30  66.91 64.29  61.93  60.03  58.34  56.77  55.41  54.26 

 31  67.29 64.70  62.38  60.53  58.88  57.35  56.04  54.93 


 32  67.72 65.16 62.88  61.08  59.49  58.01  56.75  55.70 

 33  68.21 65.70  63.45  61.71  60.17  58.75  57.55  56.55 

 34  68.78 66.31  64.12  62.43  60.96  59.60  58.46  57.53 

 35  69.43 67.00  64.85  63.24  61.85  60.57  59.51  58.66 

 36  70.18 67.81 65.72  64.19  62.87  61.67  60.69  59.92 

 37  71.01 68.71 66.88  65.24  64.01  62.90  62.02  61.34 

 38  71.98 69.75  67.79  66.44  65.31  64.30  63.52  62.94 

 39  73.04 70.89  69.01  67.78  66.76  65.87  65.20  64.75 

 40  74.23 72.16  70.37  69.27  68.39  67.63  67.10  66.80 

 41  75.54 73.58  71.88  70.94  70.21  69.62  69.25   

 42  77.03 75.18  73.61  72.83  72.28  71.86     

 43  78.67 76.96  75.52  74.94  74.60       

 44  80.53 78.95  77.66  77.31         

 45  82.61 81.20 80.09           

 46  84.96 83.64            

 47  87.64              

“Note: The rate for substandard life and


substandard occupation will be as per the
decision of the company.”

How to Calculate Insurance Premium? ; Insurance premium Calculator

To know more about this policy or to calculate Insurance premium rate rate feel free to message
or call me at +9779840525565 (NTC)  or =9779810360134 (Ncell) or message me in my Facebook
Pro le or message in my Facebook page I am certi ed and trusted Metlife's Insurance agent and I
am always available for your service and I also work as Insurance premium calculator.

You can also check famous insurance policies from metlife like Life shield Health Insurance in
Nepal
and Personal Accident Insurance coverage Rider

Tags: keta keti jiban Bima child insurance in nepal, child insurance plan, child insurance bene ts,
lifeinsurance policy for child, metlife childlife insurance

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