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Keta keti Jiban Bima - Education
Protection Plan- Child Insurance
May 14, 2020
K
eta keti Jiban Bima or child education protection plan is the foundation on which you can
build your child's future and career. Your child depends on You and the income you
provide for education and other necessities of life. You want your child to have higher education
to give him a good start in this increasingly competitive world. The cost of higher Education has
been climbing for many years. How can you make sure the needed amount is available at the time
your child is ready to go to college? you may nd it dif cult to come up with the funds unless you
plan for it and save regularly.
Keta keti Jiban Bima - Education Protection Plan- Child Insurance
But, you can still not be sure that you will live long enough to complete the saving plan. have you
ever asked yourself this question:
“
Will my ambitions for my child's future be
achieved if I am not there?
”
In the absence of your nancial support, your family may have to reduce their comfortable
standard of living drastically and your child may not get the Education you planned for him. You
must eliminate total the possibility of this happening to your child. Your child is dear to you and
you cannot take any chances with his future.
Our Keta keti Jiban Bima or Education Protection Plan does just that it takes the worry and
uncertainty out of your mind.
This is how Child Education Protection Insurance Plan Works
You select the period of the plan to suit the age of the child at which you want the policy proceeds
to be paid. There is a wide choice. You can select any period from 10 years to 25 years.
Maturity of Child Education Protection Insurance Plan
On survival of child at Maturity:
Face Amount of the policy PLUS Bonuses are Paid. The money can be used to pay for his higher
Education expenses. Or, if he has already completed Education, he will nd the money very helpful
in starting his career. It can also be used to pay for his higher education expenses. Or, if he has
already completed Education, he will nd the money very helpful in starting his career. It can also
be used for expenses such as Marriage.
In case of your death:
All future premiums under the policy will be waived and the policy continues in full force. Plus
Income for education equal to 1% of the Face Amount is paid Every Month to the child till the
maturity of the policy. At Maturity, he receives the bene ts stated above.
On Death of the Child Before Maturity:
Full Face Amount Plus Accrued Bonuses are payable, Subject to Juvenile Endorsement.
Payment On Your Disability:
For a small additional premium, you can add a very valuable bene t - Disability Protection Rider. In
the event of your total and permanent DISABILITY DUE TO SICKNESS OR ACCIDENT, all future
premiums will be WAIVED. Income equal to 1% of the Face Amount is Paid EVERY MONTH to the
Child till the Maturity of the Policy.
Bonuses:
The Policy will participate in pro ts declared in the form of Reversionary Bonuses.
OTHER ATTRACTIVE FEATURES:
Cash values and Paid Up values are guaranteed.
Your Premium will never increase.
How to Do Insurance?
To know more about this policy or to know about the premium rate feel free to message or call me
at +9779851186065 (NTC) or =9779810360134 (Ncell) or message me in my Facebook Pro le or
message in my Facebook page I am certi ed and trusted Metlife's Insurance agent and I am always
available for your service.
Disclaimer:
“The information stated herein is only a
description of the bene ts o ered by the
plan. Your Metlife Insurance Agent will
provide you with details of the policy.”
Education Protection Plan Rates per 1000 of Face Amount
AGE 12 14 15 16 17
10 Yr 11 Yr 13 Yr
Yr Yr Yr Yr Yr
94.9 81.7 76.4 72.2 68.4
21 113.84 103.51 87.82
6 3 9 0 7
95.0 81.7 76.5 72.2 68.5
22 113.90 103.57 87.88
2 9 5 7 5
95. 81.8 76.6 72. 68.
23 113.95 103.63 87.95
09 7 4 37 66
95.1 81.9 76.7 72. 68.
24 114.01 103.69 88.02
5 4 2 46 77
95.2 82.0 76.8 72.5 68.9
25 114.08 103.77 88.12
4 4 2 9 1
95. 82.1 76. 72.7 69.
26 114.15 103.85 88.22
33 6 95 3 07
95.4 82.3 77.1 72. 69.
27 114.22 103.94 88.34
4 0 0 90 26
95. 82. 77.2 73. 69.4
28 114.33 104.06 88.49
57 45 7 09 7
95. 82. 77.4 73.3 69.7
29 114.44 104.20 88.66
73 65 8 3 4
95.9 82.8 77.7 73.5 70.0
30 114.57 104.35 88.86
0 6 2 9 3
96.1 83.1 78. 73. 70.
31 114.73 104.53 89.09
1 2 00 91 38
32 114.93 104.76 96. 89.36 83.4 78. 74.2 70.7
36 1 31 6 6
96. 83.7 78.6 74.6 71.2
33 115.15 105.01 89.67
64 6 8 7 2
96. 84.1 79.11 75.1 71.7
34 115.43 105.32 90.04
98 5 5 4
97.3 84.6 79.6 75.7 72.3
35 115.76 105.69 90.49
9 3 3 1 4
97.8 85.1 80.2 76.3 73.0
36 116.14 106.11 90.99
5 7 0 4 3
98. 85.8 80. 77.0 73.8
37 116.57 106.58 91.55
37 7 85 6 1
98.9 86. 81.6 77.8 74.7
38 117.05 107.12 92.20
6 48 1 8 0
99.6 87.2 82.4 78.7 75.6
39 117.61 107.74 92.92
3 6 4 9 9
100. 88.1 83.3 79.8 76.7
40 118.23 108.42 93.73
38 3 8 1 9
101. 89.0 84.4 80.978.0
41 118.93 109.18 94.63
21 9 0 3 1
102. 90.1 85.5 82.2 79.3
42 119.69 110.02 95.62
12 7 6 0 9
103. 91.3 86.8 83.5 80.9
43 120.53 110.95 96.71
13 4 2 8 0
104. 92.6 88.2 85.1 82.6
44 121.45 111.98 97.95
27 9 7 6 1
105 94 1 89 8 86 984 5
105. 94.1 89.8 86.9 84.5
45 122.51 113.14 99.33
53 7 7 1 3
106. 95.8 91.6 88.8 86.6
46 123.67 114.42 100.86
94 3 5 8 9
47 124.96 115.85 108. 102.57 97.6 93.6 91.1 89.1
50 8 5 0 3
110. 99.7 95.9 93.6 91.9
48 126.39 117.44 104.48
25 6 0 1 1
112. 102. 98.4 96.4
49 128.00 119.23 106.64
23 11 5 7
114. 104. 101.
50 129.78 121.21 109.02
41 71 27
116. 107.
51 131.76 123.40 111.68
83 60
119.
52 133.95 125.83 114.62
50
122.
53 136.40 128.54
48
54 139.17 131.64
55 142.27
Age 18 Yr 19 Yr 20 Yr 21 Yr 22Yr 23 Yr 24 Yr 25Yr
21 65.19 62.40 59.89 57.75 55.82 54.01 52.41 51.01
22 65.29 62.52 60.02 57.89 55.97 54.17 52.58 51.20
23 65.41 62.64 60.14 58.03 56.13 54.35 52.78 51.42
24 65.53 62.78 60.30 58.21 56.34 54.58 53.03 51.69
25 65.68 62.95 60.48 58.42 56.57 54.83 53.31 51.99
26 65.86 63.14 60.70 58.66 56.83 55.12 53.62 52.32
27 66.08 63.38 60.96 58.94 57.14 55.45 53.98 52.71
28 66.31 63.63 61.23 59.25 57.48 55.84 54.40 53.17
29 66.59 63.94 61.56 59.62 57.89 56.28 54.88 53.69
30 66.91 64.29 61.93 60.03 58.34 56.77 55.41 54.26
31 67.29 64.70 62.38 60.53 58.88 57.35 56.04 54.93
32 67.72 65.16 62.88 61.08 59.49 58.01 56.75 55.70
33 68.21 65.70 63.45 61.71 60.17 58.75 57.55 56.55
34 68.78 66.31 64.12 62.43 60.96 59.60 58.46 57.53
35 69.43 67.00 64.85 63.24 61.85 60.57 59.51 58.66
36 70.18 67.81 65.72 64.19 62.87 61.67 60.69 59.92
37 71.01 68.71 66.88 65.24 64.01 62.90 62.02 61.34
38 71.98 69.75 67.79 66.44 65.31 64.30 63.52 62.94
39 73.04 70.89 69.01 67.78 66.76 65.87 65.20 64.75
40 74.23 72.16 70.37 69.27 68.39 67.63 67.10 66.80
41 75.54 73.58 71.88 70.94 70.21 69.62 69.25
42 77.03 75.18 73.61 72.83 72.28 71.86
43 78.67 76.96 75.52 74.94 74.60
44 80.53 78.95 77.66 77.31
45 82.61 81.20 80.09
46 84.96 83.64
47 87.64
“Note: The rate for substandard life and
substandard occupation will be as per the
decision of the company.”
How to Calculate Insurance Premium? ; Insurance premium Calculator
To know more about this policy or to calculate Insurance premium rate rate feel free to message
or call me at +9779840525565 (NTC) or =9779810360134 (Ncell) or message me in my Facebook
Pro le or message in my Facebook page I am certi ed and trusted Metlife's Insurance agent and I
am always available for your service and I also work as Insurance premium calculator.
You can also check famous insurance policies from metlife like Life shield Health Insurance in
Nepal
and Personal Accident Insurance coverage Rider
Tags: keta keti jiban Bima child insurance in nepal, child insurance plan, child insurance bene ts,
lifeinsurance policy for child, metlife childlife insurance
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