Title Searcher
Job Summary
Responsible for searching for titles, real estate records, and compiling a list of mortgage and
other contracts.
Primary Responsibilities
Search for and verify titles.
Search real estate records.
Examine lot books, geographic and general indices, and assessor's rolls to compile lists of
transactions.
Retrieve closing files for accuracy.
Summarize legal or insurance documents.
Compile lists of mortgages, contracts, and other instruments pertaining to titles by
searching public and private records for law firms, real estate agencies, or title insurance
companies.
Search, analyze, and evaluate records relating to titles of homes, land, and buildings.
Ensure that the title to a property in question has no restrictions that may prevent or
hinder its sale or use.
Issue title insurance, acquire rights of way, buy and sell property, grant mortgage loans,
and obtain and protect mineral rights.
Search public and private records for law firms, real estate agencies, or title insurance
companies.
Confer with realtors, lending institution personnel, buyers, sellers, contractors, surveyors,
and courthouse personnel.
Examine deeds, deeds of trust, liens, judgments, easements, and plats/maps to
determine ownership, encumbrances, and to verify legal descriptions of property.
Prepare property reports and title commitments.
Analyse chain of title and preparation of reports outlining title-related matters.
Prepare title commitment.
"TITLE SEARCHER"
Job Description and Jobs
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Job Description:
1) Searches public and private records and indices to compile list of
legal instruments pertaining to property titles, such as mortgages,
deeds, and assessments, for insurance, real estate, or tax purposes:
Reads search request to ascertain type of title evidence required,
and to obtain legal description of property and names of involved
parties.
2) Compares legal description of property with legal description
contained in records and indices, to verify such factors as deed of
ownership, tax code and parcel number, and description of property's
boundaries.
3) Requisitions maps or drawings delineating property from company
title plant, county surveyor, or assessor's office.
4) Confers with realtors, lending institution personnel, buyers, sellers,
contractors, surveyors, and courthouse personnel to obtain additional
information.
5) Compiles list of transactions pertaining to property, using legal
description or name of owner to search lot books, geographic and
general indices, or assessor's rolls.
6) Examines title to determine if there are any restrictions which
would limit use of property, prepares report listing restrictions, and
indicates action needed to remove restrictions to clear title.
7) Compiles information and documents required for title binder.
8) Prepares title commitment and final policy of title insurance based
on information compiled from title search.
9) May specialize in searching tax records and be designated Tax
Searcher.
10) May use computerized system to retrieve additional
documentation needed to complete real estate transaction.
11) May retrieve and examine closing files to determine accuracy of
information and to ensure that information included is recorded and
executed according to regulations governing real estate industry.
12) May prepare closing statement, utilizing knowledge of and
expertise in real estate procedures.
