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Regular Savings Account SmartDraft Mutual Funds
Savings Plus Account Home Loans Tax Planning
SavingsMax Account Two Wheeler Loans Insurance
Senior Citizens Account New Car Loans General & Health Insuranc
No Frills Account Used Car Loans Bonds
Institutional Savings Account Gold Loan Knowledge Centre
Salary Accounts Educational Loan Equities & Derivatives
Payroll Loan Against Securities Mudra Gold Bar
Classic Loan Against Property Mudra Silver Bar
Regular Loans Against Rental
Premium Receivables
Defence Health Care Finance Forex Services
No Frills Salary Account
Retail Agri Loans
Reimbursement Current Products & Services
Account Tractor Loans
Trade Services
Kid's Advantage Account Commercial Vehicle Finance
Forex Services Branch Lo
Pension Saving Bank Account Working Capital Finance
RBI Guidelines
Family Savings Group Construction Equipment
Finance Forex Limits
Kisan No Frills Savings
Warehouse Receipt Loans
Kisan Club Savings
Payment Services
Current Accounts
Plus Current Account Cards NetSafe
Trade Current Account Merchant Services
Credit Cards
Premium Current Account Prepaid Refill
Silver Credit Card
Regular Current Account ngpay
Value Plus Credit Card
RFC - Domestic Account BillPay
Gold Credit Card
Flexi Current Account Visa BillPay
Titanium Credit Card
Apex Current Account PayNow
Woman's Gold Credit Card
 Max Current Account Platinum Plus Credit Card Register & Pay
Merchant Advantage Current Visa Signature Credit Card InstaPay
Account World MasterCard Credit DirectPay
Merchant Advantage Plus Card mChek
Current Account Corporate Platinum Credit Visa Money Transfer
Fixed Deposits Card
RTGS Funds Transfer
Regular Fixed Deposit Corporate Credit Card
e-Monies Electronic Funds
5 Year Tax Saving Fixed Business Platinum Credit Card Transfer
Deposite Business Gold Credit Card Excise & Service Tax Pay
Super Saver Facility Purchase Card Online Payment of Direct
Sweep-in Facility Distributor Card Online payment of DVAT
Recurring Deposit Debit Cards Online payment of Gujara
Demat Account EasyShop International Debit VAT
Safe Deposit Lockers Card Religious Offerings
EasyShop Gold Debit Card Donate to Charity
HDFC Bank Imperia / Preferred / EasyShop International
Classic Banking Business Debit Card
EasyShop Woman's Access Your Bank
Imperia Premium Banking Advantage Debit Card
Preferred Banking EasyShop Titanium Debit NetBanking
Card
Classic Banking Credit Cards Online
EasyShop NRO Debit Card
OneView
Prepaid Cards
InstaAlerts
Private Banking
ForexPlus Card
MobileBanking
GiftPlus Card
ATM
FoodPlus Card
PhoneBanking
MoneyPlus Card
Email Statements
ForexPlus Chip Card
Branch Network
An easy-to-operate savings account that allows you to issue cheques, draw Demand
Drafts and withdraw cash. Check up on your balances from the comfort of your
home or office through NetBanking, PhoneBanking and MobileBanking.  
Need money urgently? Withdraw cash from any of the 5,016 ATM centres spread
across the country.     

Features & Benefits

Wide network of branches and over thousand ATMs to meet all your banking
needs no matter where you are located.
Bank conveniently with facilities like NetBanking and MobileBanking- check
your account balance, pay utility bills or stop cheque payment, through SMS.
Never overspend- Shop using your International Debit Card that reflects the
actual balance in your savings account.
Personalised cheques with your name printed on each cheque leaf for enhanced
security.
Take advantage of BillPay, an instant solution to all your frequent utility bill
payments. Instruct for payment over the phone or through the Internet.
Avail of facilities like Safe Deposit Locker, Sweep-In and Super Saver facility on
your account.
Free cash withdrawals on any other Bank's ATM*
Free Payable-at-Par chequebook, without any usage charges.
Free InstaAlerts for all account holders for lifetime of the account.
Free Passbook facility available at home branch for account holders (individuals).
Free Email Statement facility.
Savings Plus Accounts:
Introducing the best banking option for you with HDFC Bank Savings Plus Account.
Now you can get access to some of the finest banking facilities with HDFC Bank's
Savings Plus Account. All you have to do is maintain an Average Quarterly Balance
of Rs. 10,000/- and experience the benefits as mentioned below:

Features & Benefits

Wide network of branches and over thousand ATMs to meet all your banking
needs no matter where you are located.
Free cash withdrawals on any other Bank's ATM*.
Free International Debit Card for all account holders for life time of the account.
Free Payable-at-Par chequebook, without any usage charges.
Free Demand Drafts on HDFC Bank locations, upto a limit of 25,000/- per day.
Free BillPay & InstaAlerts for all account holders for lifetime of the account
Free Electronic Funds Transfer facility, NetBanking, PhoneBanking &
MobileBanking
Special relationship discount on purchase of Gold Bars
25%-off on the Locker rental for the 1st year (only).
Intercity Banking / Multi-city Banking.
Free Passbook facility available at home branch for account holders (individuals).
Free Email Statement facility.

SavingsMax Accounts:
Welcome to a world of convenience. Presenting SavingsMax account, loaded with
maximum benefits to make your banking experience a pleasure. By maintaining an
average quarterly balance of just Rs. 25,000/- you get a host of premium services
from HDFC Bank absolutely free*.

Features & Benefits

Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC
Bank ATMs & at all non HDFC Bank domestic ATMs using your HDFC Bank
Debit Card
Free Gold Debit Card for primary account holder for lifetime of the account. Gold
Debit Card for other account holders at Rs 250/- p.a.
Free Woman's Advantage/International Debit Card for all account holders for
lifetime of the account.
Free Payable-at-Par chequebook, without any usage charges.
Free Demand Drafts on HDFC Bank locations, upto a limit of
Rs. 1 lac per day.
Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs
50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the
full amount would be applicable.
Optional "MoneyMaximizer" (sweep- out) facility for conversion of your surplus
money into high earning fixed deposits, at the threshold of Rs.1,25,000/- . In the
event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-,
the amount in excess of Rs.1,00,000/- will be swept out in to a Fixed Deposit with
a minimum value of Rs.25,000/- for a 1year 1day period *
Free BillPay & InstaAlerts for all account holders for lifetime of the account.
Free Monthly Statement of Account.
50% off on the Locker rental for the 1st year only.
Folio maintenance charges on Demat account free for first year.
Free NetBanking, PhoneBanking & MobileBanking.
Free Passbook facility available at home branch for account holders (individuals).
Free Email Statement facility .

Senior Citizen Account:

HDFC Bank appreciates your needs and endeavours, which is why, we present an
account especially dedicated to you, which like a dutiful child will help you fulfill
your needs in the best manner possible.
 Features & Benefits

Given below are some of the exclusive privileges you can look forward with the
Senior Citizens Accounts

Shop with pride with your EasyShop International Debit Card offered free for
life to the first applicant. Shop (Point Of Sale limit) upto Rs.25,000/- per day.
Enjoy cash withdrawal limit of Rs.25,000/- per day on the Debit Card for
withdrawals at any HDFC Bank ATM.
Note: If the first applicant is a woman and new to the bank, our special
Woman's Advantage Debit Card with ATM cash withdrawal limit Rs.25,000/-
per day and shopping (Point Of Sale) limit of Rs.40,000/- per day will be
issued free by default.
Free cash withdrawals on any other Bank's ATM*
Payable-at-Par (PAP) chequebooks are issued free. With this facility,
outstation cheques issued by you (for clearing) will be treated as local cheques,
at any HDFC Bank location. What's more, there are no usage charges for
availing the PAP facility.
Keep a close eye on your account with the monthly account statements offered
free OR
Avail of free Passbook facility at your account branch.
Use the third party cash transaction facility at non-account branches, to have
your near and dear ones deposit / withdraw cash upto Rs.50,000/- per day on
your behalf for free. Above Rs 50,000 a charge of Rs 2.90/- per 1000 on the
full amount would be applicable.
Use our PhoneBanking, MobileBanking and NetBanking facilities offered free
to reach us with ease.
Avail free SMS alerts to know the transactions in your account.
Free Email Statement facility
National Electronic Funds Transfer facility available.

Special offers and benefits:

Get preferential rates on FDs

Special offers on new Demat Accounts #
 Annual Maintenance Charge (AMC) waived off for the first year
 50% AMC from second year onwards
 Dematerialisation of physical shares free for lifetime

# The offer is applicable only for the 1st Demat account linked to the Senior
Citizens Savings Account
Special offers on new Online Trading Accounts

 Account opening charges Rs.499/- only

 5 trades free .Valid for the next 3 months from the date of account
opening

Gold Credit Card free*

Travellers’ Cheques issued free
  Insurance Benefits* :

Get Accidental Hospitalisation cover of Rs.50,000/- per annum. This is a

reimbursement cover for the first applicant.

You can also claim daily cash allowance* once a year (at Rs.500/- per day for
a maximum of 15 days per year) for each day of hospitalisation due to an
accident.

All you need to do is use your HDFC Bank Debit Card at a Merchant
Establishment for purchase transactions !

Your claim will be processed only if you have used your HDFC Bank Debit
Card for purchase at a Merchant Establishment at least once in the previous 6
months from the month of your accident.

Children these days are way ahead of their times. Make sure your investments
don't fall short.
Now through HDFC Bank's Kid's Advantage Account you can ensure your child's
secured future and fulfill all his dreams in time. The Kid's Advantage Account
presents you a great way to accumulate savings for your child and provide him
the head-start required to succeed in life. It's an account which grows with your
child to meet his future monetary requirements.

Features & Benefits

For their Growing Needs

Free Education Insurance cover of Rs. 1,00,000/- in the event of death of the
parent / guardian through vehicular accident by road, rail or air to safeguard the
future of your child.
ATM/International Debit Card will be issued for children between 7-18 years
of age in the child's name with your permission. The amount your child is able
to withdraw is Rs. 2,500/- at ATMs and spend Rs. 2,500/- at merchant locations
per day.
Free cash withdrawals on any other Bank's ATM*
1 free Personalised cheque book for your child.
Monitor the transactions of your child's account with the free quarterly physical
statement of account or free monthly Email Statement of account.
Free NetBanking for you to monitor your child's account.
Free SMS/Email alerts informing you about the account transactions.

For their Secured Future

Standing Instruction to transfer any amount from your account to your Kid's
Advantage Account every month (Minimum value = Rs. 1,000/- & Minimum
tenure = 1 year) (Mandatory).
Once the balance in the Kid's Advantage Account reaches/exceeds Rs.
35,000/-, the amount in excess of Rs. 25,000/- will automatically be transferred
into a Fixed Deposit for 1 year 1 day, in your child's name, by signing in for
our MoneyMaximizer (sweep-out) facility.
You can also opt for systematic investments in mutual funds from the Kid's
Advantage Account in your child's name.
Special Privileges

Insurance Benefits (applicable from 1st Aug 09)

 Enjoy an Accidental Hospitalization cover of Rs. 1 lac per annum on

your SavingsMax account.

 You can also claim daily cash allowance* at Rs.1,000/- per day for a
maximum of 15 days per year, for each day of hospitalization due to an
accident.

 This is a re-imbursement cover, extended only to the first holder of

the SavingsMax account.
 It would be applicable after the completion of the 1st calendar
quarter, post the quarter of a/c opening.
Eg. If the SavingsMax a/c is opened in August 2009, the insurance benefit
will apply only from January 2010.
 For the claim to be accepted & processed, the first holder of the
SavingsMax account should have fulfilled the below 2 conditions -
 Maintained an Average Quarterly Balance of Rs. 25,000/-
(irrespective of enjoying the benefit of a zero balance account with a Fixed
Deposit of minimum Rs. 1,00,000/-) in the calendar quarter previous to the
quarter of the date of accident.
 Should have done at least 1 purchase - point of sale (POS)
transaction at a merchant establishment using the Debit Card in the previous 3
months before the date of accident.
 Preferential pricing on new Online Trading Accounts

 Account opening charges Rs.399/- only (Regular pricing at Rs. 799/-)

 1 lac of trade volumes free (Valid for 3 calendar months post the online
trading a/c opening month)
When you bank with us, we ensure your money is not just in safe hands; it also
works to your advantage. We help you invest wisely through our financial and
investment services. Profit from our expertise.

Wealth Advisory Services

This exclusive service* comes to you with an array of unmatched benefits.

Mutual Funds

Invest through the Mutual Fund route to meet your varied investment objectives.

Systematic Investment Plan

Tax Planning

At HDFC Bank we offer a number of advantageous tax saving investment options

   
Insurance

Life insurance is designed to offer financial protection for you and your family
during the times of uncertainties. Choose from a range of traditional insurance and
unit linked plans designed to help you with your savings, retirement, investment and
protection needs.

Traditional Plans Unit Linked Plans

HDFC SL New Money Back Plan HDFC SL Crest Plan
HDFC Term Assurance Plan HDFC SL YoungStar Super II Plan
HDFC Loan Cover Term Assurance HDFC SL ProGrowth Super II Plan
 Plan
HDFC Single Premium Whole of Life
Insurance Plan
 
General Insurance

Complete protection for your home, travel & more.

Health Insurance

Complete protection for your health.

Bonds

A secure investment avenue giving you stable returns with tax benefits.

Knowledge Centre

Profit from our research and make informed investment decisions.

Equities & Derivatives

Leverage our vast information repository and transact online.

Mudra Gold Bar

Buy 24 Karat gold bars made in Switzerland and certified by Assay.

 Mudra Silver Bar

Buy 24 Karat Silver bars made in Switzerland and certified by Assay.

IPO Application through ASBA

Now you can invest in IPOs without moving funds from your Savings Account.