Real-time push payment solutions
Visa Direct
Funds Disbursements
Enabling real-time push payments 1
to more than a billion cards globally
Distribute funds faster1 Create engaging experiences Streamline your
than checks and ACH for your customers business operations
Today's real-time economy has changed Give your customers a fast, convenient Visa Direct enables real-time1 funds
the way people send and receive money. option for reimbursements, refunds, or transfer and confirmation of funds
Tablet, mobile and web e-commerce rebates without needing to find their received by your customer’s financial
have created new speed expectations. bank account and routing number. institution, keeping your books current.
82 %
of consumers surveyed would be
72%
of consumers surveyed consider
88 %
of organizations have previously
more likely to work with a business a debit card number to be more cited increased efficiency as
that offers fast disbursements through convenient than bank account and the primary reason to switch to
push-to-card2 routing numbers2 electronic payments3
Traditional “pull”
Visa Direct is a fast, convenient funds from card
and secure way to disburse Merchant Bank Consumer's Card
funds to your customers on
the cards they already carry. New “push”
funds to card
Acquiring Bank Your Customer's Card
[ 1 ] Actual fund availability depends on receiving financial institution and region. Visa requires fast-funds enabled issuers to make funds available to their recipient
cardholders within a maximum of 30 minutes of approving the transaction. Please refer to your Visa representative and the Visa Direct Original Credit Transaction Global
Implementation Guide for more information; [ 2 ] Digital Disbursements Consumer Preferences Survey was commissioned by Visa and conducted by SevenDesign via Ask
Your Target Market, among 2,000 active U.S. debit card users (2017); [ 3 ] "2015 Payments Cost Benchmarking Survey," The Association for Financial Professionals (2015) © 2018 Visa. All rights reserved.
How push-to-card payments work
Send 2 Process Receive
Merchant settlements, Deliver funds to debit and
insurance claim payouts, prepaid cards from Visa with
SMB disbursements, real-time1 posting and funds
Businesses and more US Domestic available in minutes
Network
Entitlements, tax refunds,
Send funds to cardholders
emergency services, Acquirer Single Issuer
in a growing number of
and more Processor Connection
countries
Governments Cross-Border
Enabler
One solution, multiple applications 2
Faster settlement Check replacement
Merchant Settlement Sharing Economy P& C Insurance Education Payroll
Contract Staffing Online Lending Lotteries & Gaming Healthcare Government
Online Marketplace Multi-Level Marketing Loyalty Programs Property Management Travel
Everything you need to leverage real-time funds disbursements
1
Speed Convenience Security Ubiquity
Deliver funds in minutes Seamless payments to the A safe way to send and receive Works with more than a
with transactions card your customers already funds, backed by Visa's industry- billion cards across Visa's
processed in real-time.1 carry in their wallets. leading payment security. global network.
With Visa Direct, you get tools, knowledge and experience backed by the security
and reliability of one of the world’s largest electronic payments networks.
To learn more, contact your Visa Account Executive or visit visa.com/visadirect
[ 1 ] Actual fund availability depends on receiving financial institution and region. Visa requires fast-funds enabled issuers to make funds available to their recipient cardholders within
a maximum of 30 minutes of approving the transaction. Please refer to your Visa representative and the Visa Direct Original Credit Transaction Global Implementation Guide for more
information; [ 2 ] Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations. © 2018 Visa. All rights reserved.
