Banking Ui Report and Analysis
Banking Ui Report and Analysis
Objective:
An automated teller machine (ATM) is computerized telecommunications
device that provides a financial institution's customers a secure method of
performing financial transactions, in a public space without the need for a
human bank teller. Through ATM, customers interact with a user-friendly
interface that enables them to access their bank accounts and perform various
transactions.
Procedure Description:
The project to be designed will control a simulated automated teller machine
(ATM) having a magnetic stripe reader for reading an ATM card, a customer
console (keyboard and display) for interaction with the customer, a slot for
depositing envelopes, a dispenser for cash , a printer for printing customer
receipts, and a key-operated switch to allow an operator to start or stop the
machine. The ATM will communicate with the bank's computer over an
appropriate communication link.
Scope:
Modern ATMs are now capable of personalized branding, CRM
applications, integrated fraud alert, customer notifications, and
flexible services. Few banks have introduced biometric ATMs in rural
India, which are quite secure and easy to use by a common man.
Banks are trying to shift slowly from multi vendor to multichannel
integration, so as to get a complete picture of the activities of
customers.
Hardware:
CPU (to control the user interface and transaction devices)
Magnetic or chip card reader (to identify the customer)
PIN pad EEP4 (similar in layout to a touch tone or calculator keypad),
manufactured as part of a secure enclosure
Secure cryptoprocessor, generally within a secure enclosure
Display (used by the customer for performing the transaction)
Function key buttons (usually close to the display) or a touchscreen
(used to select the various aspects of the transaction)
Record printer (to provide the customer with a record of the
transaction)
Vault (to store the parts of the machinery requiring restricted access)
Sensors and indicators
Software requirement:
Today, the vast majority of ATMs worldwide use a Microsoft Windows
operating system, primarily Windows XP Professional or Windows XP
Embedded. In early 2014, 95% of ATMs were running Windows XP.[59] A small
number of deployments may still be running older versions of the Windows
OS, such as Windows NT, Windows CE, or Windows 2000.
Conclusion:
# Ties multiple accounts to one ATM card and PIN combination