.

REPUBLIC OF ZAMBIA

MICRO SMALL AND MEDIUM ENTERPRISES DEVELOPMENT POLICY

IMPLEMENTATION PLAN
2010 – 2014

Ministry of Commerce, Trade and Industry

P.O. Box 31968, Lusaka Zambia

Introduction

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This document provides the Implements Plan (IP) of Zambia’s Micro Small and
Medium enterprises (MSME) Development Policy. The IP covers the period of 2010
– 2014 and it is closely aligned with other Government initiatives outlined in the
National Development Plan (NDP).

The IP provides concrete area of work for the active support and participation of all
key stakeholders in MSME, development based on partnership and the creation of an
enabling environment. Given the overwhelming importance of the MSMEs, sector in
the Zambian economy, this implementation framework takes a comprehensive
approach to work on the key issues that have a bearing on the MSMEs. By working
to create an enabling environment for MSME sector, this implementation Plan would
contribute to reduce the levels of poverty and improve the quality of life of
households through worth and job creation. Implementation action would be directed
to diversify the economy and reduce over-dependancy on mining export. The Zambia
development Agency (ZDA) Act No. 11 of 2006 provides the legal bases for the
MSMEs policy and implementation frameworks and the instructional responsibility of
the ZDA’s MSE Division. With the strengthening of the capacity of MSE Division of
the ZDA and establishment of an independent National Council for Micro, Small amd
Medium Enterprises Development, now this implantation framework of the provision
of the MSME Policy provides new bases to take the contribution of MSME to new
and higher levels.

6.0 IMPLEMENTATION FRAMEWORK

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6.1 Time Frame for Implementation

The MSME Development Policy shall be implemented over a period of ten (10) years
beginning in 2010. Government will ensure alignment of the various policies and
development initiatives that have a bearing on the implementation of the provision of
this policy. The policy will also be closely aligned with other government initiatives
outlined in the Fifth National Development Plan (FNDP).

6.2.1 Ministry of Commerce, Trade and Industry

The Ministry of Commerce Trade and Industry (MCTI) shall be the lead Government
body on the matters relating to MSME development. In pursuing the goal of the
MSME Development Policy, MCTI shall have the ultimate responsibility of providing
an enabling economic environment conducive for growth of the MSME sector by
putting in place the requisite institutional framework.

The main role of MCTI shall be to develop relevant policies of MSME development
and to provide policy level direction on all matters related to MSME development.
MCTI will be responsible for providing and maintaining government’ good will and
commitment to the development of the MSME sector and will oversee the
implementation of the MSME provision.

MCTI will collaborate

6.2.3 Zambia Development Agency - MSME Division

The MSME Division of the ZDA shall be responsible for implementing this
government policy through various focused programmes on MSME development.
The ZDA, MSE Division shall be responsible for establishing strategic partnership
with various MSME Development Organisations and for building the capacity of
these organisation to effectively delivery service to MSMEs. The MSME Division
shall be responsible for developing, coordinating, monitoring and documenting all
MSME development interventions.

6.2.6 Inter-ministerial Cooperation and Collaboration

(i) Ministry of Agricultural and Cooperatives

(ii) Ministry of lands
(iii) Ministry of Science, Technology and Vocation Training
(iv) Environment Council of Zambia
(v) Ministry of Tourism, Environment and Natural Resources
(vi) Ministry of Labour and Social Security
(vii) Ministry of Sport, Youth and Child Development
(viii) Ministry of Local Government

6.2.2 The Enterprise Development Council

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NEDC shall be the apex advisory body on MSME development and shall comprise
eleven (11) members drawn from government and government agencies, private
sector and MSME Association. The recommended representation shall be three(3)
from MSME Apex Association, three (3) from private sector and two (2) government
ministries and three (3) from relevant government agencies.

6.3 Legal Framework

The ZDA Act of 2006 is the main legal provision for development of the MSME
sector in Zambia and is the principle legislation under which the MSME Development
Policy shall operate. However, other pieces of legislation have a bearing on the
successful implementation of MSME development Policy. These include:

i. the Companies Act, Cap 388 of 1994 which provides for legislation of
business operations in Zambia through registration of companies, trade
marks, industrial designs and patents:
ii. the CEEC act of 2006 which provides for economic empowerment of
citizens through the practice of enterprise and provision of the
empowerment funds.
iii. The Banking and Financial Service act, Cap 287 which regulates provision
of banking and financial services; and
iv. The Income Act, Cap 323 of 2004 which governs taxation of profits of
limited companies and income of enterprises under the Business Name
Regulation set up.

An annual assessment would be undertaken to ensure that laws are synchronised

to ensure harmonised implementation of intervention and incentives provisions.

The implementation of the strategies of the MSME Development Policy may

involve programmes which are beyond the mandate of MCTI. In the event that
certain legislation impedes effective implementation of the MSME Policy, MCTI
shall work proactively to remove any such implediments by collaborating closely
with relevant institutions to ensure that appropriate reforms are made to the
legislation in question.

6.4 Resources Mobilization

The government through MCTI shall be ultimately responsible for mobilizing

necessary resources for the development of the MSME sector through Private
Public Partnership (PPPs), Cooperating Partners and other stakeholders to
mobilize resources for developing the MSME development sector

i. National budget allocations;

ii. Contributions and investments from private sector;
iii. Contribution from multilateral and bilateral cooperating partners;
iv. Allocation of MSMEs from the Empowerment Funds pf the Citizen
Economic Empowerment Commission; and
v. User fees fro various service rendered by MSMEs.

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NEDC shall be responsible for ensuring that mobilised the resources are redistributed
equitably among the various MSME development and that they are effectively utilised
and transparently accounted for.

6.5 Monitoring and Evaluation

MCTI will serve as the principal institution responsible for the monitoring and
evaluation of the MSME Development Policy on behalf of the Government of the
Republic of Zambia. Through its departments, and in collaboration with its
statutory bodies, ministries and other key stakeholders, MCTI will periodically
monitor progress on the implementation of the MSME Development Policy.
Working in conjunction with key stakeholders, MCTI will prepare periodic
progress reports on the implementation of the MSME Development Policy.

The focus of monitoring and evaluation efforts will be in three key area of:

i. Technical Performance to assess quality, effectiveness and relevance of

intervention activities in achieving set objectives;
ii. Time Performance to ensure that programmes and projects are
implemented on schedule and that they are being implemented within
stipulated time frame; and
iii. Cost performance to review the relationship between projected cost of
interventions, actual expenditure and the resulting output.

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 YOUTH ENTERPRISE DEVELOPEMENT

ANNEX I
LOGFRAME FOR MSME IMPLEMENTATION PLAN
Policy Objective Policy Strategy Activities Indicators of Implementing Period Budget (in Implementing
achievement YR YR YR YR YR USD) Institution
1 2 3 4 5
1. To inculcate a 1.1 Facilitate 1.1.1 Develop
culture of entrepreneurship entrepreneurship literacy Standards X X 20,000 TEVETA MOE,
entrepreneurshi training at all levels and competency developed ZDA, University,
p among of the education standards for all levels of CEEC, Future
citizens and system the education and Search, BAZ
facilitate training systems.
development of 1.1.2 Develop and/or New X X 90,000 TEVETA, MOE, ,
entrepreneurshi review entrepreneurship Entrepreneurship ZDA, Business
p and enterprise curricula for basic curricula Association, CEEC,
management education, high school developed BAZ, Universities
skills critical to education, TEVET and Existing
the growth of University education entrepreneurship
MSMEs levels re respectively curricula revised
1.1.3 Integrate Curricula
developed or revised integrated X 100,000 MOE, TEVETA,
entrepreneurship ZDA, CEEC,
curricula into existing Universities ,
mainstream curricula at MSTVT
basic education, high
school education, TEVET
and university education
levels respectively
1.1.4 Facilitate training of At least fifty from
Trainers in each province X X X X X X X 50,000 TEVETA, MOE,
entrepreneurship trained per year ZDA, Universities

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 1.1.5 Develop different At least three
and innovative methods X X X X X 30,000 TEVETA, MOE,
instructional methods to developed and ZDA, CEEC,
inculcate a culture of adopted Universities
entrepreneurship among
young and adult citizens
entrepreneurship skills
training
1.1.6 Establish Institutes Two institutes MSTVT, TEVETA,
of Micro, Small and established X X X X X X 100,000 MOE, Universities,
Medium Enterprises and At least five TEVETA, ZDA,
Entrepreneurship in hundred MSMEs Business
selected business schools access Associations
to spearhead MSME programmes
research, developed by the
entrepreneurship, and Centres
enterprise management At least two
training research projects
per year
1.2 Organise 1.2.1 Establish and Three annual
national and promote a national competitions X X X X X 45,000 ZDA, CEEC,
regional entrepreneurship and conducted MSTVT, TEVETA,
entrepreneurship technology competition At least one ICT Universities,
fairs and scheme based business Business
competitions to game competition Associations,
stimulate held NTBC, BAZ
entrepreneurial Sponsors recruited
thinking and action 1.2.2 Facilitate access to 1.Two financing x
among citizens finance for selected partners recruited X 100,000 CEEC ZDA, MCTI,
winners to start for programmes BAZ, TEVETA
businesses Winners
businesses fully
financed
1.2.3 Facilitate mentoring Winners of x x x x 50,000 ZDA, CEEC,
of the winners competition Professional
mentored Associations,
Business
Associations

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1.3 Develop the 1.3.1 Based on BDS Modular based TEVETA, ZDA,
capacity of market assessments, and training X 30,000 Associations,
Business skills assessment for BDS programmes NTBC
development providers, develop an developed
Service (BDS) upgrading training
Providers in rural programme for BDS
and urban areas to providers.
offer high quality 1.3.2 Support Five BDS capacity ZDA, TEVETA,
entrepreneurship implementation of building X X X X X 100,000 CEE, NTBC,
and business capacity development programmes Associations
management programmes for BDS implemented
training and other providers
required BDS 13.3 Facilitate Certification and ZDA, TEVETA
Services implementation of a BDS Licensing system X X X X 30,000 CEEC, NTBC,
provider accreditation in place
and certification /
licensing system
1.3.4 Monitor delivery of Monitoring system 20,000 ZDA, TEVETA,
BDS to MSMEs by the in place X X CEEC
providers
1.3.5 Develop an Modular based ZDA, CEEC,
economic empowerment training TEVETA,
focused programme for programme NTBC,NSTC
BDS providers developed
1.4 Develop youth 1.4.1 Identify gaps and MYSCD ,CEEC,
enterprise opportunities for Assessment study X X 10,000 ZDA, , NYDC,
development economic empowerment conducted Youth Associations
programmes that and enterprise ,TEVETA
promote development of youths
establishment of enterprise programme.
MSMEs among the 1.4.2 Engage partners in MYSCD, CEEC,
youth youth economic Agreements with X X X 20,000 ZDA, NYDC,
empowerment and at least five TEVETA,
enterprise development partners signed
to develop and implement
relevant programmes

8
 1.4.3 Facilitate and At least three MYSCD, CEEC,
promote establishment of cooperatives per X X X X X X X X 40,000 ZDA, NYDC,
cooperatives run by youth province started MACO,
Cooperatives,
TEVETA
1.4.4 Establish a youth Youth internship MYSCD, ZDA,
internship programme to programme in X X X X 50,000 CEEC, NYDC,
enhance skills and place Private Sector,
employability TEVETA
1.4.5 Develop and Mentoring MYSCD, ZDA,
implement a mentoring programme X X X 70,000 CEEC, NYDC,
programme for young developed and mentors, TEVETA,
entrepreneurs implemented Associations,
Private Sector
Sub Total US$955,00 K4, 488,
0.00 500,000.00

Policy Objective Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
achievement YR YR YR YR YR Institution
1 2 3 4 5
2. To improve 2.1 Establish within 2.1.1 Assess existing Capacity gaps MSTVT, MCTI,
innovation and the Business capacities of Technology identified X X X X 15,000 NTBC, NSTC , R&D
level of Incubation Centres, Institutions to provide Institutions,
technology and Technology technology solutions to TEVETA
technical know- Innovation Centres MSMEs
how among (TICs) offering 2.1.2 Engage ICT service Telecommunication
MSMEs common facility, providers and regulators of services provided X X X X 5,000 ZDA, MSTVT,
technology telecommunications to to at least two ZICTA, , MCT,
upgrading and R & provide infrastructure in rural based Sector Regulator
D related services Incubation centres and incubation /
to MSME sector Technology Centres to technology centres
improve access by MSMEs

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 2.1.3 Enhance capacity of At least three MSTVT, ZBTC,
Technology Institutions to MSME related X X X X 50,000 Universities, R&D
conduct MSME related R&D researches Institutions
conducted in
association with
international
institutions
2.1.4 Strengthen and At least two MSTVT, MCTI,
harmonise existing technology and X X X 30,000 ZDA, MFNP, NTBC,
technology and innovation innovation project ZICTA,
funds supported per year
2.2 Promote 2.2.1 Conduct situation Situation analysis NBTC, ZDA, MCTI,
creativity and analysis of existing report compiled X X X X X X X 20,000 MSTVT,
innovation in the innovation and technology Universities, R&D
MSME sector awards. Institutions, NSTC,
through
establishment of
annual award
schemes that
recognize
innovations and
technology
development
within the sector
2.3 Develop and 2.3.1 Develop a matching Matching grant NTBC, ZDA,, DBZ,
implement grant programme for programme X X X 100,000 CEEC, TEVETA,
technology MSMEs to upgrade their developed and MSTVT
upgrade projects in technology operational
major MSME
Clusters, Business
Incubators and
Industrial Parks

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 2.3.2 Develop and pilot Modular based TEVETA, ZDA,
local value addition projects design and X X X X X X X X 40,000 DBZ, CEEC, NTBC,
manufacturing MSTVT,NSTC
technology based
curricula
developed
One pilot
implemented
annually
2.4 Build the 2.4.1 Assess the capacities Assessment study NSTC MSTVT,
capacity of existing and development needs of conducted X X X 10,000 Universities, TDAU,
technology Service technology service At least two R&D Institutions,
Providers (e.g. providers and engage partnership NTBC
TDAU and R&D partners to facilitate agreements signed
INSTITUTIONS) to capacity enhancement
effectively deliver 2.4.2 Facilitate provision of At least five MSMEs NTBC, ZDA,
support to MSME technology development supported annually X X X X X X X X 30,000 MSTVT,
services to MSMES Universities, TDAU,
R&D Institutions,

2.4.3 Enter into bilateral At least three NTBC, ZDA,

and multilateral agreements signed X X X X X X X X 20,000 MSTVT,
agreements with UNIVERSITIES-
international organisations TDAU, R&D
involved in technology INSTITUTIONS,
transfer and upgrading in
order to improve access by
MSMEs
2.5 Through 2.5.1 Strengthen the Mechanism NTBC, MSTVT,
appropriate mechanism of assessing, strengthened in X X X X X X 5,000 ZRA , NSTC, R&D
government validating and registering of place and Institutions,
agencies, regulate imported technologies operational Universities
and maintain a

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register of 2.5.2 Support regular A register of NTBC, MSTVT,
imported publication of prohibited prohibited and X X X X X X X X 15,000 ZABS, ECZ , Food
technologies to and restricted imported restricted and Drug
discourage technologies for technologies Commission ,
dumping of information sharing developed and Associations,
obsolete and disserminated Pharmaceutical
dangerous Board, NSTC
technologies
2.6 Develop a 2.6.1 Identify existing At least three NTBC, ZDA,
system for indigenous technologies indigenous X X X X X X X X 20,000 MSTVT,
promotion, with potential for technologies Universities, TDAU,
diffusion, and commercialisation. identified annually R&D Institutions,
commercialisation NTBC
of indigenously 2.6.2 Promote public At least one NTBC, ZDA, MCTI,
developed awareness of available awareness creation X X X X X X 20,000 MEDIA, MSTVT ,
technologies technologies and programmes CEEC,MIBC
innovations for MSMEs implemented
annually

2.7 Establish links 2.7.1 Foster collaboration At least two joint ZDA, Universities,
among universities, and partnership among activities X X X X 5,000 TDAU, R&D
technical institutions on MSME conducted Institutions, NTBC,
institutions and related issues annually NSTC
MSME Incubation
Centres to facilitate
research and
effective utilization
of new
technologies

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2.8 Improve MSMEs 2.8.1 Promote registration At least ten PACRO, ZDA,
access to and and intellectual protection, technologies X X X X X X 15,000 Universities, R&D
effective use of the of newly developed / registered & Institutions, NTBC,
existing intellectual adapted technology protected NSTC, TEVETA
property system to 2.8.2 Facilitate registration At least five PACRO,
enhance their with regional intellectual technologies X X X X X X 20,000 ZDA,NTBC, MCTI
creativity and organisations for adapted registered under
innovate capacity technologies regional
and to enable them Intellectual
derive the full property law per
benefits of their year
innovations in the 2.8.3 Establish support An intellectual MOJ, PACRO, ZDA,
market place system for MSMEs to access support system in X X X X 25,000 Small Claims
recourse and justice for place for MSMEs Court,
intellectual rights
protection
2.9 build the 2.9.1 Identify and assess At least ten TEVETA, ZDA,
capacity of capacities of selected technical X X X X 15,000 NTBC, NISIR, CEEC
Technical Training technical training Institutions Universities, TDAU,
Institutions to institutions to deliver assessed and R&D Institutions,
provide technology technology based training assessment results NTBC
management to MSMEs disseminated
training and to 2.9.2. Develop and promote At least one TEVETA, ZDA,
develop a portfolio of module based curricula X X X X X X X X 50,000 NBTC, NISIR
partnerships with technology focused developed per year Universities, TDAU,
MSME Associations national curricula for R&D Institutions,
MSMEs NTBC, CEEC
2.9.3 Facilitate technical At least 30 Trainers TEVETA, ZDA,
skills upgrading of Trainers upgraded per year X X X X X X X X 150,000 UNIVERSITIES
for technology focused -TDAU, NBTC, NISIR
curricula

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 2.9.4 Adapt and promote At least three TEVETA, ZDA,
the TEVET learner ship and agreements signed X X X X X X X X 40,000 NISIR, Private
open and Distance Learning between sector Universities,
modes of training and enterprises, R&D Institutions,
delivery for MSME learners and NTBC , CEEC,
workplace based training companies Associations
systems
2.10 Improve 2.10.1 Facilitate At least two ZDA, CEEC,
women’s’ access to cooperation between cooperation X X X X X 5,000 UNIVERSITIES
modern and business incubators, agreements -TDAU, NBTC,
appropriate technology innovation concluded and NISIR, women’s
technology centres and women’s operational Associations
entrepreneurs association
2.10.2 Facilitate women’s At least ten ZDA,
access to developed and women per X X X X X X X X 50,000 UNIVERSITIES
adapted technology. province access -TDAU, NBTC,
technology NISIR,
upgrades for their Associations,
businesses GIDD, CEEC, ZDA
annually
2.11 Establish a 2.11.1 Establish and Centre established x x x MLSS, MCTI
National operationalise a National and
Productivity Centre Productivity Centre focused operationalised
to develop on MSME Sector
productivity
benchmarks and to 2.11.2 Conduct a baseline Survey report MLSS, MCTI, CSO,
monitor survey of MSME disseminated ZDA, CEEC,
productivity in the productivity levels TEVETA
MSME sector Universities, R&D
Institutions, NTBC,
CSO
2.11.3 Facilitate At least two ZDA, MCTI, CEEC,
consultations to establish consultative X X X X 25,000 ZFE ,Business
productivity improvement workshops held Associations,
schemes for MSMEs

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 2.11.4 Develop and Sector specific MLSS, ZFE, ZDA,
publicize productivity productivity bench X X X X X X X X 30,000 MCTI
benchmarks for key sectors marks developed
of the economy. and disseminated

2.11.5 Develop and At least two ZDA, MLSS

Implement productivity productivity X X X X X X X 50,000 Universities, TDAU,
improvement programmes improvement R&D Institutions,
for MSMEs programmes NTBC, ZFE, MCTI,
developed and Associations
operational
Sub Total US$860,000.00 K4, 042,
000,000.00

Policy Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
Objective achievement YR YR YR YR YR Institution
1 2 3 4 5
3. To broaden 3.1 Conduct market 3.1.1 Enhance a An export market ZDA, CSO, CEEC,
MSMEs access studies to identify mechanism for collecting information X MCTI, Business
to more viable market niches and disseminating dissemination 70,000 Associations and
lucrative local which MSMEs can information on market strategy enhanced Chambers of
and export target with their goods opportunities and operational Commerce,
markets. and services and  Identify products and A product catalogue PACRO, ZRA
disseminate services with potential for exportable X X
information to MSME for export markets MSME products and
representative potential export
organisations markets developed
 Identify foreign markets
with export potential in
selected products

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 3.1.2 Facilitate Annual Calendar of ZDA, MCTI,
implementation of local fairs/show X X X X X X X X X X 100,000 Business
MSME Trade Shows and developed and Associations,
Exhibitions with the view disseminated TEVETA, NTBC,
to showcase MSME among MSMEs MACO, MTE
capacities, products and At least 150 MSMEs
services participate in shows
and exhibitions
annually

3.1.3 Facilitate At least twenty five

participation of MSMEs in established MSMEs X X X X X X X X X X 150,000 ZDA, CEEC,
International Fairs and in participate in MCTI, Associations
Trade Missions international fairs
and Exhibitions
3.1.4 Facilitate training of At least one
MSMEs in marketing skills thousand MSMEs X X X X X X X X X X 300,000 ZDA, TEVETA
and export marketing access training per Business
procedures and annum Associations
requirements

3.2 Develop and 3.2.1 Identify specific MSME Business ZDA, CSO, CEEC, ,
implement value chain opportunities for MSMEs to opportunities X X X X X 100,000 Private Sector
analysis and participate in the priority identified in the five Companies,
development value chains value chains Business
programmes for Associations and
specific sub-sectors. Chambers of
Commerce
3.2.2 Develop a support At least two ZDA, MCTI, CSO,
and capacity building integrated support X X X X X 90,000 ZDA, CEEC,
programme to enable programs Business
MSMEs to participate in. developed and Associations and
selected value chains operational Chambers of
Commerce,
TEVETA, NTBC,
MSTVT

16
 3.2.3 Develop a strategy Strategy developed ZDA, MCTI,
for enhancing MSMEs and operational X X X 15,000 Business
competitiveness in Associations and
selected value chain Chambers of
Commerce
3.2.4 Assess and support Results of at least ZDA, CSO, CEEC,
dissemination of value five value chain X X X X 55,000 Business
chain analysis studies studies Associations and
conducted for selected disseminated to Chambers of
sub-sectors stakeholders Commerce

3.3 Develop and 3.3.1 Establish a An MSME CEEC, ZDA, ZPPA,

implement a preferential access preferential X X X 20,000 ZDA, , Business
mechanism on facility/mechanism for procurement Associations
preferential access by MSMEs to government mechanism for
MSMEs to government contracts with CEEC government
contracts through the backed by appropriate business in place
CEEC Act regulatory mechanism
3.3.2 Establish a An MSME MCTI, MSME
monitoring and evaluation preferential X X X X X X X X 15,000 Council
mechanism for the procurement M&E
preferential access facility system developed
and implemented
3.3.3 Enhance the At least two ZPPA, CEEC, ZDA,
training programme on hundred MSMEs X X X 20,000 MCTI, TEVETA
bidding and tendering for undergo training
MSME suppliers and are certified
3.4 Develop and 3.4.1 Define appropriate Recommendations ZDA, MCTI, MFNP,
implement Business incentives for large for business X X 20,000 ZRA, CEED,
brokering and companies in order to linkages incentives Associations
subcontracting promote business linkages developed
programmes that with MSME

17
facilitate access by 3.4.2 Expand business At least twenty five ZDA, MCTI, Private
MSMEs to sub- linkages programme to large companies X X X X X X X X X 400,000 Sector companies,
contracting services cover more large participate in Business
with large-scale enterprises and sectors formalised business Associations and
businesses linkages initiatives Chambers
with MSMEs
3.4.3 Facilitate At least five ZDA, CEEC, MSME
establishment of MSME clustering / small X X X X X X X X X X 100,000 Associations,
clustering and aggregation aggregation Private Sector
programmes programmes Companies
operational
3.4.4 Promote At least five ZDA, CEEC, MSME
disaggregation of large clustered/SAI X X X X X X 20,000 Associations,
contracts by large participating in Private Sector
companies to encourage disaggregated Companies ZDA,
MSME participation. contracts with large ZPPA
companies

3.5 Initiate discussions 3.5.1 Facilitate closer Cooperation ZDA, MCTI, MSME
and sign trade working relationships agreements with at X X X X X X X X X 40,000 Associations
agreements with between MSMEs and trade least two trade
neighbouring promotion bodies in promotion bodies
countries to open up regional countries for in the region in
export market information dissemination place
opportunities for
MSMEs
3.6 Promote 3.6.1 Engage Zambia Standards support ZDA, ZABS,
adherence to Bureau of Standards to scheme in place X X 20,000 Laboratories
prescribed product develop a support scheme and operational
standards as a means for MSMEs
to enhance the
competitiveness of 3.6.2 Support innovative At least forty five ZDA, ZABS,
MSME on the local and MSME products to meet MSMEs assisted to X X X X X 250,000 Laboratories
export market required standards for acquire third party
local and export markets certification for
their products per
annum

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 3.6.3 Facilitate technical At least forty five ZDA, ZABS, NTBC
training on products MSMEs institute X X X X X X X X X 400,000 Laboratories,
quality standards for quality systems in TEVETA
MSMEs and product their businesses
quality assurance. annually
Sub Total US$2,185,000.0 K10,269,500,000
0 .00

4. To improve 4.1 Through research, 4.1.1 Undertake national One survey ZDA, CEEC, CSO,
access by develop a thorough BDS market assessment conducted every X X 40,000 MSME Associations,
MSMEs in rural understanding of the study to determine two years and TEVETA
and urban areas demand and supply awareness about BDS results
to business side of business and effective demand for disseminated to
development development services BDS stakeholder
support in key in Zambia 4.1.2 Incorporate MSME LCMS and LFS CSO, MLSS, ZDA,
areas that information collection in survey X 20,000 MSME Associations
facilitate Living Conditions questionnaires
enterprise Monitoring Survey and amended to
stability and Labour Force Survey include relevant
growth MSME variables
4.1.3 Publish and A dissemination ZDA, CEEC, MCTI,
disseminate findings to strategy X X 25,000 CSO, MSME
stakeholders developed and Associations, BDS
results Providers
disseminated
every two years
4.2 Develop a 4.2.1 In collaboration with Baseline survey ZDA, CSO, MCTI,
database and system CSO conduct baseline conducted and X X X 300,000 MLSS, MSME
for managing MSME surveys to establish results published Associations
sector information MSMEs level contribution to stakeholders
and literature to GDP, employment and
including data business needs

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collection system 4.2.2 Facilitate Electronic register ZDA, PACRO, MSME
operations, registration of MSMEs of MSMEs X X X X X X X X X 100,000 Associations
maintenance and based on the definition in established and
information the MSMEs Policy regularly updated
dissemination
mechanisms 4.2.3 Update ZDAs MSME Updated electronic X X X X 5,000 ZDA, CSO, MLSS,
data base using results database set up at MCTI
from Living conditions ZDA
monitoring Survey and
Labour force Survey.
4.2.4 Maintain an
electronic Register of 200,000
various categories of
MSMEs
4.3 Conduct MSME 4.3.1 Conduct regular At least one X X CSO, ZDA, MCTI,
surveys and baseline MSME sector status survey conducted 300,000 MSME Associations
studies to establish surveys every two years
the size and status of 4.3.2 Facilitate Report developed CSO, ZDA, MCTI,
the sector in Zambia dissemination of survey and Dissemination 25,000 MSME Associations
findings to stakeholders workshop
conducted after
survey
4.3.3 Maintain a Documentation
documentation centre for Centre set up at X X X 150,000 ZDA
MSME related information ZDA
and study reports
4.4 Develop and 4.4.1 Establish a cluster Four cluster ZDA, CEEC, MCTI,
implement pilot business development programmes set X X X X X X X X X 80,000 MACO
model business model in selected sectors up
development support
programmes in two 4.4.2 Develop and ISQ Programme ZDA, MCTI, large
urban and two rural implement an integrated running with at X X X X X X X X X 100,000 companies, CEEC
provinces of Zambia suppliers qualification least ten lead
programme for MSME companies
with large companies

20
 4.4.3 Establish pilot small Three Aggregation ZDA, CEEC, MCTI,
aggregation initiatives in programmes on X X X X X X X X X X 100,000 MACO, MSME
identified sub sectors cassava, cashew Associations
nuts and
pineapples
4.5 Build the capacity 4.5.1 Design and Three BDS TEVETA, ZDA, BDS
of existing BDS facilitate training for BDS providers trained X X X X X X X X X X 250,000 Providers, MSME
providers to providers. based on Associations,
effectively deliver identified
services to MSMEs

4.5.2 Develop and Mentoring ZDA, MCTI, CEEC

introduce mentoring, programme for X X X 75,000 BDS providers,
advisory and consultancy women TEVETA
services packages for entrepreneurs and
MSMEs developed and
operationalised
Mentoring
programme for
youth
entrepreneurs
developed.
Mentoring
programme for
prospective
retirees and/or
retirees becoming
entrepreneurs
developed
4.6 In collaboration 4.6.1 Establish joint One joint PACRO, ZRA, MCTI
with Registrar of registration clinics and PACRO/ZRA/ZDA X X X X 250, 000 ZDA, Registrar of
Companies, facilitate centres registration clinic Cooperatives
formalisation of conducted every
enterprises in the year
MSME Sector Four joint centres
established

21
 4.6.2 Design and Online business PACRO, ZDA, ZRA,
implement an online registration facility X X 50,000 MCTI
business registration developed and
system operational
4.6.3 Establish strategic Five partnerships PACRO, ZDA,
partnerships with for business X X X X 20,000 MSME, CEEC
business associations in registration Associations, ZICTA,
rural areas to improve established with MTC
registration business
associations
4.7 Develop and 4.7.1 Develop, translate, Brochure ZDA, CEEC, MIBC,
implement incentives publish, and disseminate developed and X X X 50,000 Associations,
that make it information brochures disseminated to all PACRO, TEVETA,
attractive for MSMEs about the existing MSME apex business media,TEVETA
to operate registered incentives systems for associations
businesses registration
4.7.2 Conduct public One workshop per ZDA, CEEC
education on good province X X X X 50,000 Associations, PACRO
general business practice conducted every
and corporate two years, five
governance radio/TV
programmes aired
annually
4.8 In collaboration 4.8.1 Develop and MSME accounting ZDA ,ZICA, PACRO,
with private sector publicize simple requirements X X X X 10,000 ZRA, MSME
firms facilitate accounting and taxation disseminated to Associations,
provision of tailor requirements for MSMEs MSME apex TEVETA
made accounting, associations
taxation and 4.8.2 Facilitate One workshop per ZDA, ZICA, PACRO,
auditing services to conducting of province every two X X X 100,000 ZRA, MSME
MSMEs Accounting, taxation and years Associations,
auditing workshops for TEVETA
MSMEs
4.8.3 Promote training in One thousand ZDA, Accounting
ICT based accounting MSME use ICT X X X X X X X 150,000 Firms, , Business
books for MSMEs based accounting Associations,
books TEVETA

22
4.9 Strengthen the 4.9.1 Through seminars quality standards MCTI, MSTVT, MoH,
capacity of standards and workshops orient developed and X X X X X X X 30,000 MWS, ZABS, MACO,
and quality Standards and Quality instituted NCC, MTE, ECZ
assurance assurance organisations
organisations to on the needs of MSMEs
deliver support
4.9.2 Identify and Capacity needs MCTI, MSTVT, MoH,
services to MSMEs
strengthen capacity identified and X X X X 25,000 MWS , ECZ, ZABS,
needs of Standards and strengthened MACO
Quality organisations as
they relates to MSMEs

4.10 Develop and 4.10.1 Design a BDS Specialized BDS ZDA, BDS Providers
implement cost support programme to be support for MSMEs X X X X X X X X 40,000
effective business implemented during conducted during
development shows, fairs and ACSZ, ZITF and
programmes tailor exhibitions provincial CASs
made to specific 4.10.2 Develop and Green jobs
needs of MSMEs at implement a pilot ‘Green programme X X X X X 100,000 ZDA, NCC, Private
different levels of Job’s programme in developed, sector, associations
growth association with other implemented and
stakeholders assessed
4.10.3 Engage private At least two X X X MCTI, ZDA
sector and development private sector / x X X X 10,000
partners for collaboration development
on the business partners engaged
development Fund
4.10.4 Design and set up Structure, purpose ZDA, MCTI, CEEC
the structure, purpose and access criteria X X 10,000 MSTVT
and access criteria of the defined
MSME capacity
development fund.

23
 4.11 Establish an 4.11.1 Introduce Guideline for ZDA, MCTI, MSME
MSME capacity matching grant schemes matching grant X X X X X X X 1,000,000 Associations, CEEC,
development Fund to for the fund scheme developed MSTVT
be administered by and applied
the Zambia 4.11.2 Administer the One thousand ZDA, MCTI, MSME
Development Agency fund on competitive MSMEs benefit X X X X X X 100,000 Associations
application basis for from the capacity
innovative MSME capacity building fund
programmes
4.11.3 Facilitate Three BDS X X X X X X X 50,000 ZDA, TEVETA,
registration of BDS providers CEEC, PACRO
providers registered and
certified

4.12 Facilitate 4.12.1 Update an electronic ZDA, TEVETA, BDS

establishment of an electronic BDS providers database updated X X X X X X X 20,000 Providers, MSME
umbrella Association database annually Associations
of BDS providers to 4.12.2 Facilitate Code of conduct in ZDA, TEVETA, BDS
promote self development of BDS place X X 10,000 Providers, MSME
regulation and providers code of conduct Association
systematic use of 4.12.3 Facilitate National BDS X X X X X ZDA, TEVETA, BDS
existing provincial formation of a national Association formed 30,000 Providers, MSME
structures Association of BDS and operational Association
providers
Sub Total US$3,625,000.0 K17,037,500,000.
0 00

Policy Objective Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
achievement YR YR YR YR YR Institution
1 2 3 4 5
5. To improve 5.1 Establish part of 5.1.1 Develop modalities Dedicated portion 10,000 CEEC, ZDA,
MSMEs’ access the CEE for a dedicated fund for of CEE Fund X X Business
to appropriate Development Fund MSME access in preferential accessed by SMEs Associations,
business as a graduated access schemes MSTVT

24
financing that financing vehicle for 5.1.2 Facilitate access to 15% annual CEEC, ZDA,
effectively developing the finance for MSMEs. increase in value X X X X X X X X 500,000 Business
facilitates MSME Sector with a and number of Associations,
enterprise view to transform it MSMEs accessing MSTVT
establishment, into an economic finance
growth and stronghold
expansion, 5.2 Through 5.2.1 Support measures to FSDP objective on BOZ,FSDP, MCTI,
relevant broaden access to finance access X X X X X X X X X 50,000 BAZ, Commercial
government through the Financial BAZ to provide Banks, Insurance
agencies, engage Sector Development companies
financial institutions Programme
into developing 5.2.2 Promote access by 5% annual ZDA,FSDP, BOZ,
suitable business MSMEs to various types of increase in MSMEs X X X X X X X X X 50,000 BAZ, Financial
financing products finance. accessing various Institutions,
for MSMEs. These types order TEVETA, CEEC
should include financing and
equity, leasing, hire leasing finance
purchase, trade
finance, and
investment
financing

5.3 Strengthen the 5.3.1 Operationalize and Thirty MSMEs per DBZ, ZDA, BAZ,
capacity of expand access to Credit annum accessing X X X X X X X X X 60,000 CEEC,, BOZ, MCTI,
development banks Guarantee Facilities for CGF MFNP
to provide growth- MSMEs
oriented financing 5.3.2 Facilitate technical Train staff from all BAZ, BOZ, MOFNP
solutions to MSMEs training for financial registered Banks X X X X 50,000
institutions staff to increase 5% annual growth
financing to MSMEs in MSME portfolio
in Banking and
Financial sector3
5.4 In collaboration 5.4.2 Foster closer Shared reports ZDA, CSO, CRB,
with the Credit relationship between ZDA, one meeting per X X X X X X X X X 30,000 MSME
Reference Bureau, CRB, financial institutions quarter Associations,
provide referral to and MSMEs MFNP, BAZ
confirm credit
worthiness of
specific MSMEs

25
 5.5 In collaboration 5.5.1 Based on research five MSME ZDA, LSE, MoFNP,
with the Lusaka findings develop implementing X X X X X X X X 30,000 Securities
Stock Exchange, intervention to assist MSME recommendations Commission,
operationalise the participation Stock MSME
secondary market exchange Associations,
for MSMEs on the CEEC, TEVETA,
Stock Exchange to BAZ
create alternative
sources of business
financing
5.6 Provide 5.6.1 Develop an incentive Incentives ZDA, BAZ, CEEC,
incentives to package for financial developed and X X X X 25,000 MCTI, MoFNP, ZRA,
Financial Institutions institutions to encourage implemented BOZ, Financial
in order to lending to MSMEs 5% annual Institutions
encourage lending increase MSME
to MSMEs portfolio for
banking sector
5.7 Establish Credit 5.7.1 Operationalize access Thirty MSMEs DBZ, BOZ,
Guarantee Schemes by MSMEs to Credit access he CGF X X X X X X X X X 50,000 Financial
to improve access Guarantee scheme by DBZ annually institutions,
and minimise
collateral 5.7.2 Disseminate Information on ZDA, ZANACO,
constraints among information to MSMEs on other CGFs X X X X X X X X X 20,000 DBZ, Financial
MSMEs requirements to access developed and Institutions, MSME
Cross reference to 4 CGFs implemented by other disseminated to Associations
financial institutions four MSME
Associations
Sub Total US$610,000.00 K2,867,000,000.
00

6. To improve 6.1 Facilitate 6.1.1 Develop guidelines for Guidelines for ZDA, MCTI, MSME
MSMEs’ access development of operations and Incubator Associations, ZRA,
X X 15,000
to appropriate Business Incubators management of business programme MWS, NCC, RDA,
and affordable and Industrial Parks incubators and industrial developed PPPU, cooperating
business in at least three parks in Zambia partners
Guidelines for
infrastructure provinces in five
Industrial park
and operating years
developed
premises in

26
order to enhance 6.1.2 Enter into strategic ZDA, PPP Unit,
progression and alliances with local estate MCTI, NCC, CEEC,
At least one X X X X X X X x 50,000
growth of developers to facilitate Private Sector ,
alliance entered
individual development of designated MOL
into per year
enterprises. MSME Industrial Parks and
Incubators in different parts
of Zambia
6.1.3 Promote development At least five PPP ZDA, MCTI, MFNP,
of business incubators Incubators ZRA, Cooperating
X X X X X X X X x 50,000
developed partners, , MSME
Associations,
Three private MLGH, NCC,
sector Incubators TEVETA ,MoL
developed
6.3 Designate land 6.3.1 Develop guidelines on Guidelines for ZDA, MCTI MSME,
and establish Multi how MSMEs can participate MSME participation MWS, CEEC, NCC,
X 20,000
Facility Economic in Multi Facility Economic developed PPPU, Associations
Zones (MFEZs) with Zones.
a focus on
developing suitable 6.3.2 Secure designated Land secured in ZDA, MCTI, ML,
infrastructure for land for development of two provinces MLGH, NCC, MSME
X X X X X X X X 5,000
MSMEs in different MSME Industrial parks Associations
paths of the country
Sub Total US$140,000.00 K658,000,000.00

Policy Objective Policy Strategy Activities Indicators of Implementing Period Budget (in Implementing
achievement YR YR YR YR YR USD) Institution
1 2 3 4 5

27
7. To stimulate 7.1 Develop the capacity 7.1.1 Facilitate training ten staff from at X X X X 45, 000 ZDA, MCTI,
localised of local authorities to for local authorities to least three local MLGH, NCC, CEEC
economic establish and run MFEZ authorities
activity and management Multi Facility trained
develop Economic Zones targeted
appropriate at MSMEs in order to
MSME business stimulate local economic
infrastructure development
in both urban cross reference 6.2
and rural areas 7.2 Provide guidelines and 7.2.1 Develop an Incentive package ZDA, MCTI, MSME
incentives for business incentive package for developed. X X X 10,000 Associations,
premises development private sector two private sector MLGH, MFNP, ZRA
programmes such as involvement in business partners engaged
build-operate-transfer or premises development
build-own-operate programme
schemes 7.2.2 Monitor and Assessment 10,000 ZDA, MCTI, MSME
evaluate the report findings X X X X X Associations
implementation of BOT disseminated
and BOO schemes for
business premises
7.3 Develop value chain 7.3.1 Map potential and Priority sectors
and cluster development existing clusters in all identified
programmes to jump start districts and prioritise
local economic
development to enhance
utilisation and value
addition of local resources 7.3.2 Promote two clustering ZDA, MCTI, MSME
implementation of initiatives X X X X X X X X 50,000 Associations
selected clustering implemented in
initiatives for MSMEs in selected areas
selected areas

7.3.3 Support upgrading four value chain ZDA, MCTI,, CEEC

of high value chain programmes X X X X X X X X X X 50,000 MSME
programmes for selected supported Associations,
products private sector,
NGOs

28
7.4 Facilitate development 7.4.1 Promote setting up At least twenty ZICTA, ZDA,
of rural business of rural tele-centrs for five rural tele- X X X X X X 100,000 MSME
infrastructure to improve improved access to centres set up Associations
the competitiveness of telecommunications and operational
identified business areas services by MSMEs
7.4.2 Engage the utility Infrastructure in RDA, MCTI, MTC,
companies to provide selected clusters X X X X X X X X X 20,000 MOE, MLG,
key rural infrastructure in developed ZESCO, ZAMTEL,
priority clusters ZDA
7.5 Promote 7.5.1 Promote Three ZDA, MACO,
establishment of business aggregation, bulking and aggregation, X X X X X X X X X X 60,000 CEEC,, MCTI,
linkages between joint marketing for bulking Farmers
agricultural farming agricultural products programmes Associations
blocks, large Companies developed
and MSMEs in order to
establish enhance 7.5.2 Strengthen the five cooperatives/ ZDA, MACO,
marketing channels capacity of farmers’ associations X X X X 60,000 CEEC, , MCTI,
associations and participate in Farmers
cooperatives to business linkages Associations
participate in business
linkages
7.5.3 Identify large Large companies ZDA, MACO,
companies that can be identified X X X X X X X X X X 50, 000 CEEC, , MCTI,
linked to small scale Farmers
farmers Associations
7.6 Provide tax incentives 7.6.1 Disseminate and one dissemination ZDA, MoFNP, ,
to stimulate development periodically review the programme X X X X X 20,000 MCTI, ZRA
of MSMEs in rural and existing incentives for undertaken
peri-urban areas MSMEs that invest in annually
rural areas
7.7 In collaboration with 7.7.1 Engage Road
Road Development Development Agency to Commitment X X X X X X X X 20,000 RDA, MLG, MCTI,
Agency and Local improve access roads to secured from RDA NRFA
Municipal Councils business premises and
improve access roads to industrial parks
central business premises
and Industrial Parks

29
 7.8 Improve local markets 7.8.1 Engage local Commitment from MLGH, ZLGA,
and access to BDS and authorities to improve Local Authorities X X X X X X X X 20,000 MCTI, ZDA, MWS
appropriate financing markets for MSMEs in secured
specific zones
7.8.2 Engage local Commitment from ZDA, ZLGA,
authorities to develop at least ten local X X X X X X X X 25,000 MLGH, MCTI,
innovative schemes for Councils secured
building, operate and
own Markets for MSMEs
7.9 Strengthen the 7.9.1 Facilitate and twenty Marketeer ZDA, PACRO,
operations and delivery of promote formalization of Associations X X X X X X 20,000 Registrar of
member services to Marketeer Associations registered Societies, ZDA,
associations of local and their members’ At least 100 MSME
marketers, and improve businesses marketeers Associations
their prospects for register their
formalisation businesses
7.9.1 Facilitate training in Leadership of ZDA, MCTI, MSME
association management twenty Small X X X X 60, 000 Associations,
for marketeers Business PACRO
Associations and
marketeer
associations
trained
Sub Total US$465,000.00 K2,185,500,000

8. To strengthen 8.1 Establish strategic 8.1.1 Conduct assessment Number and X X 20,000 MCTI
the capacity of partnerships with key of MSME Apex Associations status of Apex
MSME MSME apex representative Associations
representative organisations established
organisations to
articulate 8.1.2 Develop guidelines Guidelines and
MSMEs needs and maintain register of Register MCTI
X X 10,000
and interests, MSMEs Associations established

30
and mobilise 8.1.3 Promote National MSME X X X X X
MSMEs for establishment of an MSME apex Association MCTI
active Apex Association established
participation in
economic 8.1.4 Facilitate At least five joint ZDA, MCTI, Apex
development. collaboration and programmes Associations,
X 25,000
consultations among MSME implemented CEEC
apex organisations on
programmes of common
interest.
8.1.5 Facilitate Three X MCTI, ZDA,
representation from MSME representatives of MSME
25,000
apex organisations in the MSME Apex Associations,
National Enterprise bodies appointed CEEC
Development Council onto the Council
8.2 Build the capacity of 8.2.1 Facilitate training of
the apex MSME MSME Associations.
representative bodies to
successfully provide 8.2.2 Provide technical Training MCTI
support to members. support to business conducted in
X X X X X X 200,000
associations to develop corporate
benefit packages for their governance,
members project proposal
writing and
leadership skills
conducted
8.2.3 Enhance capacity to At least three 30,000 MCTI, ZDA, CEEC
conduct advocacy and Associations put
X X X X X
lobbying activities into place
packages that
benefit their
members

31
 8.2.4 Facilitate At least five 30,000 MCTI, MSME ZDA,
representation of MSME MSME Apex
X X X X X X X
apex association in key associations Associations, DBZ,
government consultative trained in MLGH, CEEC
forums and meetings lobbying and
advocacy
Apex MSME ZDA, MCTI, MSME
Association Apex
X X X X X X X X X X 30,000
participate in Associations,
major forums SAGs
Sub Total US$370,000.00 K1,739,000,000

Policy Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
Objective achievement YR YR YR YR YR Institution
1 2 3 4 5
9. To 9.1 Simplification of 9.1.1 Facilitate Recommendations , ZDA, MLGH,
improve the business licensing consultations with MSME from MSMEs on X X 20,000 Sector Regulators,
business procedures for MSMEs Associations regarding licensing reforms MSME Associations
environment ongoing business licensing
for MSMEs in reforms
Zambia 9.1.2 In conjunction with At least five urban MCTI, ZDA, MLGH,
local councils conduct and ten rural X X 60,000 Sector Regulators,
workshops on licensing councils amend MSME Associations
procedures licensing by-laws
9.2 Review existing 9.2.1 In consultations with Revised incentives MCTI, MoFNP,
investment incentives MoFNP, and regulators, for investing in X X X 20,000 ZDA, MLGH ,
provisions to promote review incentives for rural areas Sector Regulators,
rural investment investing in rural areas MSME Associations
9.2.2 Disseminate 10% increase in MoFNP, MCTI, ZDA,
information to rural MSMEs number of MSMEs X X X X X X 30,000 MLGH, ZTA, MSME
about existing incentives based in rural Associations
that promote rural areas
investing

32
 9.3 Harmonization of the 9.3.1 Facilitate review of Review of the ZDA MCTI, Parliament,
MSME Policy provisions ZDA and CEEC Act to and CEEC Acts X X X 30,000 ZDA, CEEC
with ZDA Act harmonise regulations and done
allocation of functions.
Sub Total US$160,000.00 K752,000,000.00

Policy Objective Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
achievement YR YR YR YR YR Institution
1 2 3 4 5
10. To 10.1 Create 10.1.1 Facilitate study on Study conducted X X MCTI, ZDA, NAC,
strengthen the increased the economic impact of Report and 70,000 ZBCA, MoH, MSME
capacity of awareness on the HIV/AIDS on the MSME Dissemination Associations
MSMEs to negative impact of sector and disseminate workshop
mitigate the HIV/AIDS on findings to MSMEs,
negative effects business operations development partners and
of HIV/AIDs on other key stakeholders
their businesses
10.2 Conduct 10.2.1 Adapt training HIV/AIDS policy MOH, MSME Apex
training for MSMEs modules on developing and programme X 20,000 Associations, ZDA,
on strategies for HIV/AIDS workplace policy developed NAC, ZBCA, MCTI,
mitigation of and programmes for TEVETA
HIV/AIDS negative MSMEs
impact and 10.2.2 Provide technical At least fify NACZ, ZDA, ZBCA,
development of assistance to pilot the MSMEs assisted to X X X X X 120,000 MoH, MCTI MSME
HIV/AIDS workplace implementation of model develop and Apex Associations,
programmes HIV/AIDS policies and implement
programmes for selected HIV/AIDS policy
MSMEs and programme
10.2.3 Evaluate and At least ten profile NAC ZDA, ZBCA,
disseminate results and case studies and X X 20,000 MoH, MCTI, MSME
case studies for replication pilots Associations,

10.3 Develop 10.3.1 Foster closer Two Joint ZDA, NACZ, ZBCA,
capacity in collaboration between collaborative X X X X X X X X X 20,000 MoH, MCTI, MSME
advocacy, MSME Associations, NACZ programmes with Associations, NAC
management, and ZBCA workplace NACZ and ZBCA
eradication and programmes and activities

33
 monitoring of 10.3.2 Engage Two collaborative NAC, ZDA, ZBCA,
MSMEs response at development partners and programmes X X X X X X X X 20,000 MoH, MCTI, MSME
all levels other HIV/AIDS supported by Associations
programmes to support development
responses from the MSMEs partners
sector
Sub Total US$270,000 K1,269,000,000.
00

Policy Strategy Activities Indicators of Implementing Period Budget (in USD) Implementing
Policy Objective achievement YR YR YR YR YR Institution
1 2 3 4 5
11. To facilitate 11.1 Identify factors 11.1.1 assess gender Report on gender ZDA, GIDD,
equitable access that inhibit men and related factors that inhibit related factors X 25,000 MCDSS, ZAFWIB,
and effective women, from men and women from affecting women WEDAZ, MCTI,
participation of effectively effectively participating in and men’s CEEC
men and women participating in various MSME development participation in
in all MSME various MSME programmes MSME programmes
developmental development developed
programmes programmes and 11.1.2 Develop and strategy ZDA, GIDD,
develop strategies implement strategies to developed and X 40,000 MCDSS, Women
to overcome these overcome these hindrances implemented to Associations, MCTI,
hindrances overcome CEEC
identified
challenges
11.1.3 Evaluate the impact Report on impact ZDA, GIDD,
of the strategies of strategy X X 20,000 MCDSS, ZAFWIB,
particularly on women evaluated WEDAZ, MCTI,
entrepreneurs CEEC
11.2 Build the 11.2.1 Facilitate capacity At least two ZDA, GIDD,
capacity of MSMEs building on Gender training seminars X X X X X X 80,000 MCDSS, ZAFWIB,
development Mainstreaming for business per province for WEDAZ, MCTI,
organisations associations business CEEC
including associations

34
 associations of 11.2.2 Foster closer Participation of ZDA, GIDD,
women collaboration between WEAs in at least X X X X X X X X 30,000 MCDSS, ZAFWIB,
entrepreneurs, to women entrepreneurs six programmes WEDAZ, MCTI,
design programmes associations and economic and projects CEEC
that take into empowerment programmes
account the specific and projects
needs and
challenges that
women
entrepreneurs face
11.3 Develop 11.3.1 Design and One thousand CEEC, ZDA,
special programmes implement special benefit from X X X X X X X X X 150,000 MCDSS, Women
that specifically programme for the benefit special Entrepreneur
target of women, youth and programmes Associations
disadvantaged people with disabilities
members of local
communities such
as women, youth
and other people
with disabilities
Sub Total US$345,000.00 K1, 621,
000,000.00
Grand Total US$9,345,640 K43,924,508,000
0

35
36