CONSUMER CIR

CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

CONSUMER INFORMATION:
NAME: SINGH ABHAY PRATAP

DATE OF BIRTH: 10-04-1993 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE

VERSION 1.0
413 1:
2:
ONE OR MORE TRADES WRITTEN OFF IN THE PAST 24 MONTHS.
ONE OR MORE TRADES WITH SETTLED DEBT IN THE PAST 24 MONTHS.
3: TOO MANY TRADELINES 91+ DAYS DELINQUENT IN THE PAST 6 MONTHS.
4: CREDIT CARD BALANCES ARE TOO HIGH IN PROPORTION TO HIGH CREDIT
AMOUNT.
5: PRESENCE OF A MINOR DELINQUENCY IN THE PAST 6 MONTHS.
6: PRESENCE OF A TRADELINE WITH WORST STATUS IN THE PAST 6 MONTHS.
7: HIGH NUMBER OF TRADES WITH LOW PROPORTION OF SATISFACTORY TRADES.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 1.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers with less than 6 months credit history* : 0
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) FZWPS5396P

UNIVERSAL ID NUMBER (UID) 897870113963

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 8448163645

OFFICE PHONE(e) 8448163645

OFFICE PHONE(e) 8383935112

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

MOBILE PHONE(e) 8527646479

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

ADDRESS(ES):

(e)
ADDRESS :GHAZIABAD GHAZIABAD UTTAR PRADESH 201005

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:27-06-2019

(e)
ADDRESS :GHAZIABAD UTTAR PRADESH 201005

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:27-06-2019

(e)
ADDRESS :PIN_201005 GHAZIABAD UTTAR PRADESH 201005

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:18-12-2018

ADDRESS :GZB GHAZIABAD UTTAR PRADESH 201010

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:06-01-2017

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

CONSUMER LOAN 31-03-2019 SELF EMPLOYED 25000 Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 7 HIGH CR/SANC. AMT: 13,84,090 CURRENT: 6,41,812 RECENT: 22-09-2018

OVERDUE: 4 OVERDUE: 1,78,335 OLDEST: 26-09-2015

ZERO-BALANCE: 3

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

All Enquiries 36 1 7 5 09-08-2019

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 23-01-2016 HIGH CREDIT: 42,544

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-08-2019 CURRENT BALANCE: 42,544
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 42,544
TYPE: CREDIT CARD 05-08-2019 CREDIT LIMIT: 20,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2019 CASH LIMIT: 4,000
PMT HIST END: 01-09-2016 PMT FREQ: MONTHLY
REPAYMENT TENURE: 1
INTEREST RATE: 35.89

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

360 360 300 270 240 XXX 180 XXX 120 120 XXX 120 XXX 060 030 000 060 060
08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18

090 060 030 000 XXX 030 000 000 090 060 060 030 000 000 000 000 000 090
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 23-02-2017 SANCTIONED: 7,31,150 WRITTEN OFF /SETTLED STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 30-06-2019 CURRENT BALANCE: 5,22,823 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 1,06,136 WRITTEN OFF (TOTAL): 6,87,825
TYPE: AUTO LOAN 30-06-2019 PMT FREQ: MONTHLY WRITTEN OFF (PRINCIPAL): 5,22,823
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2019 ACTUAL PAYMENT: 15,200
PMT HIST END: 01-02-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

207 207 207 177 146 148 148 148 118 087 118 087 056 056 025 000 000 000
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18

000 000 000 000 000 000 000 000 000 000 000
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-10-2015 HIGH CREDIT: 74,733 WRITTEN OFF /SETTLED STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 30-04-2018 CURRENT BALANCE: 74,733 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 27,099
TYPE: CREDIT CARD 31-07-2019
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2019
PMT HIST END: 01-08-2016

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

202 202 202 202 202 202 202 202 202 202 202 174 144 112 084 052 054 048
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18

054 054 052 024 022 000 000 000 024 000 000 000 000 000 000 000 000 024
01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-09-2018 SANCTIONED: 7,989

ACCOUNT NUMBER: NOT LAST PAYMENT: 24-05-2019 CURRENT BALANCE: 1,712
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 2,556
TYPE: CONSUMER LOAN 31-07-2019 EMI: 879
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2019 PMT FREQ: MONTHLY
PMT HIST END: 01-09-2018 REPAYMENT TENURE: 10

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

040 009 000 000 000 XXX 000 000 000 010 000
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-09-2017 SANCTIONED: 6,892

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-03-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 05-03-2018 EMI: 1,149
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 22-05-2019 REPAYMENT TENURE: 6
PMT HIST START: 01-05-2019
PMT HIST END: 01-09-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 000 000 000
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

000 000 000

11-17 10-17 09-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-06-2016 SANCTIONED: 17,250

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-02-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-05-2017
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2019
PMT HIST START: 01-06-2019
PMT HIST END: 01-07-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-09-2015 SANCTIONED: 5,03,532 WRITTEN OFF /SETTLED STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 28-02-2019 CURRENT BALANCE: 0 SETTLED
DISCLOSED CLOSED: 28-02-2019 PMT FREQ: MONTHLY WRITTEN OFF (TOTAL): 1,25,530
TYPE: AUTO LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 1,20,200 SETTLEMENT: 1,20,200
OWNERSHIP: INDIVIDUAL 28-02-2019
PMT HIST START: 01-02-2019
PMT HIST END: 01-03-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 210 179 148 118 087 118 087 056 026 025 000 000 000 000 000 000 000
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 09-08-2019 USED CAR LOAN 4,00,000

NOT DISCLOSED 27-06-2019 CREDIT CARD 100

NOT DISCLOSED 22-04-2019 CONSUMER LOAN 20,000

NOT DISCLOSED 29-12-2018 CONSUMER LOAN 8,961

NOT DISCLOSED 29-12-2018 CONSUMER LOAN 14,500

NOT DISCLOSED 29-12-2018 CONSUMER LOAN 16,500

NOT DISCLOSED 26-12-2018 CONSUMER LOAN 20,000

NOT DISCLOSED 18-12-2018 PERSONAL LOAN 3,000

NOT DISCLOSED 18-01-2018 USED CAR LOAN 2,50,000

NOT DISCLOSED 20-12-2017 USED CAR LOAN 6,00,000

NOT DISCLOSED 10-11-2017 USED CAR LOAN 2,50,000

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 27-09-2017 CREDIT CARD 50,000

NOT DISCLOSED 01-09-2017 CONSUMER LOAN 6,892

NOT DISCLOSED 04-08-2017 AUTO LOAN 3,01,500

NOT DISCLOSED 19-07-2017 USED CAR LOAN 2,00,000

NOT DISCLOSED 01-05-2017 USED CAR LOAN 2,00,000

NOT DISCLOSED 30-01-2017 AUTO LOAN 8,30,000

NOT DISCLOSED 06-01-2017 CREDIT CARD 50,000

NOT DISCLOSED 17-12-2016 CONSUMER LOAN 25,000

NOT DISCLOSED 06-10-2016 USED CAR LOAN 1,20,000

NOT DISCLOSED 28-09-2016 CREDIT CARD 50,000

NOT DISCLOSED 30-06-2016 CREDIT CARD 1,000

NOT DISCLOSED 22-06-2016 CONSUMER LOAN 25,000

NOT DISCLOSED 06-06-2016 CREDIT CARD 50,000

NOT DISCLOSED 30-03-2016 CREDIT CARD 50,000

NOT DISCLOSED 19-03-2016 CREDIT CARD 50,000

NOT DISCLOSED 18-02-2016 CREDIT CARD 50,000

NOT DISCLOSED 20-01-2016 CREDIT CARD 50,000

NOT DISCLOSED 20-01-2016 CREDIT CARD 10,000

NOT DISCLOSED 19-11-2015 CONSUMER LOAN 12,000

NOT DISCLOSED 19-09-2015 AUTO LOAN 5,30,000

NOT DISCLOSED 29-07-2015 AUTO LOAN 4,00,000

NOT DISCLOSED 16-07-2015 USED CAR LOAN 2,50,000

NOT DISCLOSED 24-06-2015 AUTO LOAN 2,00,000

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ABHAY PRATAP SINGH DATE:26-08-2019

MEMBER ID: BN05030115 TIME: 12:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,04,22,25,868

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 13-06-2015 AUTO LOAN 1,000

NOT DISCLOSED 21-05-2015 USED CAR LOAN 2,50,000

END OF REPORT ON ABHAY PRATAP SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and
accepts the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or
omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate
reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,
TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend;
(ii) enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR
is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359