Amortization Chart

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Loan Amortization Chart

Loan Amount (pv) 180,000 $ 200,000 Balance $ 1,800
Interest Rate (rate) 0.58% Cumulative Interest 1,600
180,000
# of Periods (Nper) 180 Principal Paid
160,000 1,400
140,000 1,200
Payment per Period 1,617.89
120,000
Total Interest Paid 111,220.36 [42] 1,000
100,000
800
80,000
600
60,000
400
40,000
20,000 200
0 0
0 20 40 60 80 100 120 140 160 180 200 0
Period (Payment Number)

Payment Cumulative
Period Amount Interest Interest Principal Principal Paid Balance
$ 180,000.00
1 1,617.89 1,050.00 1,050.00 567.89 567.89 179,432.11
2 1,617.89 1,046.69 2,096.69 571.20 1,139.09 178,860.91
3 1,617.89 1,043.36 3,140.04 574.54 1,713.63 178,286.37
4 1,617.89 1,040.00 4,180.05 577.89 2,291.52 177,708.48
5 1,617.89 1,036.63 5,216.68 581.26 2,872.78 177,127.22
6 1,617.89 1,033.24 6,249.92 584.65 3,457.42 176,542.58
7 1,617.89 1,029.83 7,279.75 588.06 4,045.48 175,954.52
8 1,617.89 1,026.40 8,306.15 591.49 4,636.97 175,363.03
9 1,617.89 1,022.95 9,329.11 594.94 5,231.91 174,768.09
10 1,617.89 1,019.48 10,348.59 598.41 5,830.32 174,169.68
11 1,617.89 1,015.99 11,364.58 601.90 6,432.22 173,567.78
12 1,617.89 1,012.48 12,377.05 605.41 7,037.64 172,962.36
13 1,617.89 1,008.95 13,386.00 608.94 7,646.58 172,353.42
14 1,617.89 1,005.39 14,391.40 612.50 8,259.08 171,740.92
15 1,617.89 1,001.82 15,393.22 616.07 8,875.14 171,124.86
16 1,617.89 998.23 16,391.45 619.66 9,494.81 170,505.19
17 1,617.89 994.61 17,386.06 623.28 10,118.08 169,881.92
18 1,617.89 990.98 18,377.04 626.91 10,745.00 169,255.00
19 1,617.89 987.32 19,364.36 630.57 11,375.57 168,624.43
20 1,617.89 983.64 20,348.00 634.25 12,009.82 167,990.18
21 1,617.89 979.94 21,327.94 637.95 12,647.76 167,352.24
22 1,617.89 976.22 22,304.17 641.67 13,289.43 166,710.57
23 1,617.89 972.48 23,276.64 645.41 13,934.85 166,065.15
24 1,617.89 968.71 24,245.36 649.18 14,584.02 165,415.98
25 1,617.89 964.93 25,210.28 652.96 15,236.99 164,763.01
26 1,617.89 961.12 26,171.40 656.77 15,893.76 164,106.24
27 1,617.89 957.29 27,128.69 660.60 16,554.37 163,445.63
28 1,617.89 953.43 28,082.12 664.46 17,218.82 162,781.18
29 1,617.89 949.56 29,031.68 668.33 17,887.16 162,112.84
30 1,617.89 945.66 29,977.34 672.23 18,559.39 161,440.61

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 Payment Cumulative
Period Amount Interest Interest Principal Principal Paid Balance
31 1,617.89 941.74 30,919.07 676.15 19,235.54 160,764.46
32 1,617.89 937.79 31,856.87 680.10 19,915.64 160,084.36
33 1,617.89 933.83 32,790.69 684.07 20,599.71 159,400.29
34 1,617.89 929.84 33,720.53 688.06 21,287.76 158,712.24
35 1,617.89 925.82 34,646.35 692.07 21,979.83 158,020.17
36 1,617.89 921.78 35,568.13 696.11 22,675.94 157,324.06
37 1,617.89 917.72 36,485.86 700.17 23,376.11 156,623.89
38 1,617.89 913.64 37,399.49 704.25 24,080.36 155,919.64
39 1,617.89 909.53 38,309.03 708.36 24,788.72 155,211.28
40 1,617.89 905.40 39,214.43 712.49 25,501.21 154,498.79
41 1,617.89 901.24 40,115.67 716.65 26,217.86 153,782.14
42 1,617.89 897.06 41,012.73 720.83 26,938.69 153,061.31
43 1,617.89 892.86 41,905.59 725.03 27,663.72 152,336.28
44 1,617.89 888.63 42,794.22 729.26 28,392.98 151,607.02
45 1,617.89 884.37 43,678.59 733.52 29,126.50 150,873.50
46 1,617.89 880.10 44,558.69 737.80 29,864.29 150,135.71
47 1,617.89 875.79 45,434.48 742.10 30,606.39 149,393.61
48 1,617.89 871.46 46,305.94 746.43 31,352.82 148,647.18
49 1,617.89 867.11 47,173.05 750.78 32,103.60 147,896.40
50 1,617.89 862.73 48,035.78 755.16 32,858.77 147,141.23
51 1,617.89 858.32 48,894.10 759.57 33,618.33 146,381.67
52 1,617.89 853.89 49,747.99 764.00 34,382.33 145,617.67
53 1,617.89 849.44 50,597.43 768.45 35,150.79 144,849.21
54 1,617.89 844.95 51,442.39 772.94 35,923.72 144,076.28
55 1,617.89 840.44 52,282.83 777.45 36,701.17 143,298.83
56 1,617.89 835.91 53,118.74 781.98 37,483.15 142,516.85
57 1,617.89 831.35 53,950.09 786.54 38,269.69 141,730.31
58 1,617.89 826.76 54,776.85 791.13 39,060.82 140,939.18
59 1,617.89 822.15 55,598.99 795.75 39,856.57 140,143.43
60 1,617.89 817.50 56,416.50 800.39 40,656.96 139,343.04
61 1,617.89 812.83 57,229.33 805.06 41,462.01 138,537.99
62 1,617.89 808.14 58,037.47 809.75 42,271.77 137,728.23
63 1,617.89 803.41 58,840.88 814.48 43,086.24 136,913.76
64 1,617.89 798.66 59,639.55 819.23 43,905.47 136,094.53
65 1,617.89 793.88 60,433.43 824.01 44,729.48 135,270.52
66 1,617.89 789.08 61,222.51 828.81 45,558.29 134,441.71
67 1,617.89 784.24 62,006.75 833.65 46,391.94 133,608.06
68 1,617.89 779.38 62,786.13 838.51 47,230.45 132,769.55
69 1,617.89 774.49 63,560.62 843.40 48,073.85 131,926.15
70 1,617.89 769.57 64,330.19 848.32 48,922.17 131,077.83
71 1,617.89 764.62 65,094.81 853.27 49,775.44 130,224.56
72 1,617.89 759.64 65,854.46 858.25 50,633.69 129,366.31
73 1,617.89 754.64 66,609.09 863.25 51,496.94 128,503.06
74 1,617.89 749.60 67,358.69 868.29 52,365.23 127,634.77
75 1,617.89 744.54 68,103.23 873.35 53,238.59 126,761.41
76 1,617.89 739.44 68,842.67 878.45 54,117.04 125,882.96
77 1,617.89 734.32 69,576.99 883.57 55,000.61 124,999.39
78 1,617.89 729.16 70,306.15 888.73 55,889.34 124,110.66
79 1,617.89 723.98 71,030.13 893.91 56,783.25 123,216.75
80 1,617.89 718.76 71,748.90 899.13 57,682.38 122,317.62
81 1,617.89 713.52 72,462.42 904.37 58,586.75 121,413.25
82 1,617.89 708.24 73,170.66 909.65 59,496.39 120,503.61

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 Payment Cumulative
Period Amount Interest Interest Principal Principal Paid Balance
83 1,617.89 702.94 73,873.60 914.95 60,411.35 119,588.65
84 1,617.89 697.60 74,571.20 920.29 61,331.64 118,668.36
85 1,617.89 692.23 75,263.43 925.66 62,257.30 117,742.70
86 1,617.89 686.83 75,950.26 931.06 63,188.35 116,811.65
87 1,617.89 681.40 76,631.66 936.49 64,124.84 115,875.16
88 1,617.89 675.94 77,307.60 941.95 65,066.80 114,933.20
89 1,617.89 670.44 77,978.05 947.45 66,014.24 113,985.76
90 1,617.89 664.92 78,642.96 952.97 66,967.22 113,032.78
91 1,617.89 659.36 79,302.32 958.53 67,925.75 112,074.25
92 1,617.89 653.77 79,956.09 964.12 68,889.87 111,110.13
93 1,617.89 648.14 80,604.23 969.75 69,859.62 110,140.38
94 1,617.89 642.49 81,246.71 975.41 70,835.03 109,164.97
95 1,617.89 636.80 81,883.51 981.10 71,816.12 108,183.88
96 1,617.89 631.07 82,514.58 986.82 72,802.94 107,197.06
97 1,617.89 625.32 83,139.90 992.57 73,795.52 106,204.48
98 1,617.89 619.53 83,759.43 998.36 74,793.88 105,206.12
99 1,617.89 613.70 84,373.13 1,004.19 75,798.07 104,201.93
100 1,617.89 607.84 84,980.97 1,010.05 76,808.12 103,191.88
101 1,617.89 601.95 85,582.92 1,015.94 77,824.05 102,175.95
102 1,617.89 596.03 86,178.95 1,021.86 78,845.92 101,154.08
103 1,617.89 590.07 86,769.02 1,027.83 79,873.74 100,126.26
104 1,617.89 584.07 87,353.09 1,033.82 80,907.57 99,092.43
105 1,617.89 578.04 87,931.13 1,039.85 81,947.42 98,052.58
106 1,617.89 571.97 88,503.10 1,045.92 82,993.33 97,006.67
107 1,617.89 565.87 89,068.97 1,052.02 84,045.35 95,954.65
108 1,617.89 559.74 89,628.71 1,058.16 85,103.51 94,896.49
109 1,617.89 553.56 90,182.27 1,064.33 86,167.84 93,832.16
110 1,617.89 547.35 90,729.62 1,070.54 87,238.37 92,761.63
111 1,617.89 541.11 91,270.73 1,076.78 88,315.16 91,684.84
112 1,617.89 534.83 91,805.56 1,083.06 89,398.22 90,601.78
113 1,617.89 528.51 92,334.07 1,089.38 90,487.60 89,512.40
114 1,617.89 522.16 92,856.23 1,095.74 91,583.33 88,416.67
115 1,617.89 515.76 93,371.99 1,102.13 92,685.46 87,314.54
116 1,617.89 509.33 93,881.33 1,108.56 93,794.02 86,205.98
117 1,617.89 502.87 94,384.19 1,115.02 94,909.04 85,090.96
118 1,617.89 496.36 94,880.56 1,121.53 96,030.57 83,969.43
119 1,617.89 489.82 95,370.38 1,128.07 97,158.64 82,841.36
120 1,617.89 483.24 95,853.62 1,134.65 98,293.28 81,706.72
121 1,617.89 476.62 96,330.24 1,141.27 99,434.55 80,565.45
122 1,617.89 469.97 96,800.21 1,147.93 100,582.48 79,417.52
123 1,617.89 463.27 97,263.48 1,154.62 101,737.10 78,262.90
124 1,617.89 456.53 97,720.01 1,161.36 102,898.46 77,101.54
125 1,617.89 449.76 98,169.77 1,168.13 104,066.59 75,933.41
126 1,617.89 442.94 98,612.72 1,174.95 105,241.54 74,758.46
127 1,617.89 436.09 99,048.81 1,181.80 106,423.34 73,576.66
128 1,617.89 429.20 99,478.00 1,188.69 107,612.03 72,387.97
129 1,617.89 422.26 99,900.27 1,195.63 108,807.66 71,192.34
130 1,617.89 415.29 100,315.56 1,202.60 110,010.26 69,989.74
131 1,617.89 408.27 100,723.83 1,209.62 111,219.88 68,780.12
132 1,617.89 401.22 101,125.05 1,216.67 112,436.55 67,563.45
133 1,617.89 394.12 101,519.17 1,223.77 113,660.32 66,339.68
134 1,617.89 386.98 101,906.15 1,230.91 114,891.23 65,108.77

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 Payment Cumulative
Period Amount Interest Interest Principal Principal Paid Balance
135 1,617.89 379.80 102,285.95 1,238.09 116,129.32 63,870.68
136 1,617.89 372.58 102,658.53 1,245.31 117,374.63 62,625.37
137 1,617.89 365.31 103,023.84 1,252.58 118,627.21 61,372.79
138 1,617.89 358.01 103,381.85 1,259.88 119,887.09 60,112.91
139 1,617.89 350.66 103,732.51 1,267.23 121,154.32 58,845.68
140 1,617.89 343.27 104,075.78 1,274.62 122,428.95 57,571.05
141 1,617.89 335.83 104,411.61 1,282.06 123,711.01 56,288.99
142 1,617.89 328.35 104,739.96 1,289.54 125,000.55 54,999.45
143 1,617.89 320.83 105,060.79 1,297.06 126,297.61 53,702.39
144 1,617.89 313.26 105,374.05 1,304.63 127,602.23 52,397.77
145 1,617.89 305.65 105,679.71 1,312.24 128,914.47 51,085.53
146 1,617.89 298.00 105,977.71 1,319.89 130,234.36 49,765.64
147 1,617.89 290.30 106,268.01 1,327.59 131,561.95 48,438.05
148 1,617.89 282.56 106,550.56 1,335.34 132,897.29 47,102.71
149 1,617.89 274.77 106,825.33 1,343.13 134,240.42 45,759.58
150 1,617.89 266.93 107,092.26 1,350.96 135,591.38 44,408.62
151 1,617.89 259.05 107,351.31 1,358.84 136,950.22 43,049.78
152 1,617.89 251.12 107,602.43 1,366.77 138,316.98 41,683.02
153 1,617.89 243.15 107,845.58 1,374.74 139,691.72 40,308.28
154 1,617.89 235.13 108,080.71 1,382.76 141,074.48 38,925.52
155 1,617.89 227.07 108,307.78 1,390.83 142,465.31 37,534.69
156 1,617.89 218.95 108,526.73 1,398.94 143,864.25 36,135.75
157 1,617.89 210.79 108,737.52 1,407.10 145,271.35 34,728.65
158 1,617.89 202.58 108,940.11 1,415.31 146,686.65 33,313.35
159 1,617.89 194.33 109,134.44 1,423.56 148,110.22 31,889.78
160 1,617.89 186.02 109,320.46 1,431.87 149,542.08 30,457.92
161 1,617.89 177.67 109,498.13 1,440.22 150,982.30 29,017.70
162 1,617.89 169.27 109,667.40 1,448.62 152,430.92 27,569.08
163 1,617.89 160.82 109,828.22 1,457.07 153,887.99 26,112.01
164 1,617.89 152.32 109,980.54 1,465.57 155,353.57 24,646.43
165 1,617.89 143.77 110,124.31 1,474.12 156,827.69 23,172.31
166 1,617.89 135.17 110,259.48 1,482.72 158,310.40 21,689.60
167 1,617.89 126.52 110,386.01 1,491.37 159,801.77 20,198.23
168 1,617.89 117.82 110,503.83 1,500.07 161,301.84 18,698.16
169 1,617.89 109.07 110,612.90 1,508.82 162,810.66 17,189.34
170 1,617.89 100.27 110,713.17 1,517.62 164,328.28 15,671.72
171 1,617.89 91.42 110,804.59 1,526.47 165,854.75 14,145.25
172 1,617.89 82.51 110,887.10 1,535.38 167,390.13 12,609.87
173 1,617.89 73.56 110,960.66 1,544.33 168,934.46 11,065.54
174 1,617.89 64.55 111,025.21 1,553.34 170,487.80 9,512.20
175 1,617.89 55.49 111,080.70 1,562.40 172,050.21 7,949.79
176 1,617.89 46.37 111,127.07 1,571.52 173,621.72 6,378.28
177 1,617.89 37.21 111,164.28 1,580.68 175,202.41 4,797.59
178 1,617.89 27.99 111,192.27 1,589.90 176,792.31 3,207.69
179 1,617.89 18.71 111,210.98 1,599.18 178,391.49 1,608.51
180 1,617.89 9.38 111,220.36 1,608.51 180,000.00 0.00
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 Payment Cumulative
Period Amount Interest Interest Principal Principal Paid Balance
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -
#N/A - - - - - -

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 Interest vs. Principal Payment Over Time
$ 1,800
1,600 Interest
1,400 Principal
1,200
1,000
800
600
400
200
0
0 20 40 60 80 100 120 140 160 180 200
Period (Payment Number)

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HELP
http://www.vertex42.com/ExcelTemplates/simple-amortization.html © 2008-2018 Vertex42 LLC

About This Template

Use this basic amortization spreadsheet to see how to create an amortization and
payment chart in Excel.

This file is intended for educational purposes only. My loan amortization schedule and
mortgage calculator are much more useful for use in evaluating and tracking real
loans and mortgages. (see links below)

Additional Help
The link at the top of this worksheet will take you to the web page on vertex42.com that
talks about this template.

REFERENCES

SEE ALSO Vertex42.com: Loan Amortization Schedule

SEE ALSO Vertex42.com: Home Mortgage Calculator

TIPS Vertex42.com: Spreadsheet Tips Workbook

08-2018 Vertex42 LLC
Simple Amortization Chart
By Vertex42.com
http://www.vertex42.com/ExcelTemplates/simple-amortization.html

© 2008-2018 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or online

template gallery.

Please review the following license agreement to learn how you may or may not
use this template. Thank you.

See License Agreement

http://www.vertex42.com/licensing/EULA_personaluse.html

Do not delete this worksheet. If necessary, you may hide it by right-clicking on

the tab and selecting Hide.