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You Can Copy and Paste Entires From B9 To B25 For Other Goals

This document contains a financial planning calculator for education, marriage, and other goals for two children. It calculates the monthly investment amounts needed for each goal based on variables like present cost, inflation rate, return on investment, and years until the goal. The total monthly investment required immediately is $37,012, increasing annually by 10%. If investments are postponed, the required amounts would be $0, increasing annually by varying rates.

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Roshni Bhatia
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64 views7 pages

You Can Copy and Paste Entires From B9 To B25 For Other Goals

This document contains a financial planning calculator for education, marriage, and other goals for two children. It calculates the monthly investment amounts needed for each goal based on variables like present cost, inflation rate, return on investment, and years until the goal. The total monthly investment required immediately is $37,012, increasing annually by 10%. If investments are postponed, the required amounts would be $0, increasing annually by varying rates.

Uploaded by

Roshni Bhatia
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLS, PDF, TXT or read online on Scribd
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Enter data only in green cells If the goal is X years away, we assume max.

equity allocation (say 60%) is applicable for typically X-3 years. After that the equity allocation is reduced to zero* * The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculation You can copy and paste entires from B9 to B25 for other goals

Any Goal Years to goal years before goal when equity investing stops max equity investing years Present cost inflation Net Roi Futire Cost Amt invested so far RoI of current invest. Future value of curr. Inv. Annual inc. in monthly invest. % initial mon. invest. reqd. postpone invest. (years) if postponed, pm invest.

Education 16 3 13 200,000 10.0% 9.00% 690,454 0 8.00% 0 7.00% 1,609 5 3,848

Wedding 25 3 22 1,500,000 10.0% 9.00% 12,210,412 0 8.00% 0 7.00% 8,379 5 15,974

ypically X-3 years.

his calculation

B25 for other goals

Goal planner for first Child

Years to goal years before goal when equity investing stops max equity investing years Present cost inflation Net Roi Futire Cost Amt invested so far RoI of current invest. Future value of curr. Inv. Annual inc. in monthly invest. % initial mon. invest. reqd. postpone investment (years) if postponed, pm invest.

Education and Marriage planner for first child Undergraduate Education 4-5 years Postgraduation Enter age of entry into UG degree Enter age of entry 1st Year 2nd Year 3rd Year 4th Year 1st Year 2nd Year Age 17 18 18 20 21 22 16 17 18 19 20 21 3 13 1,500,000 10.0% 9.00% 5,178,407 0 8.00% 0 10.00% 10,244 10,244 1st Year 3 14 100,000 10.0% 9.00% 379,750 0 8.00% 0 10.00% 637 3 15 100,000 10.0% 9.00% 417,725 0 8.00% 0 10.00% 597 3 16 100,000 10.0% 9.00% 459,497 0 8.00% 0 10.00% 562 3 3 17 18 300,000 100,000 10.0% 10.0% 9.00% 9.00% 1,516,341 555,992 0 0 8.00% 8.00% 0 0 10.00% 10.00% 1,595 504 1,595 504 1st Year 2nd Year

637 597 562 2nd Year 3rd Year 4th Year

Goal planner for second Child

Years to goal years before goal when equity investing stops max equity investing years Present cost inflation Net Roi Futire Cost Amt invested so far RoI of current invest. Future value of curr. Inv. Annual inc. in monthly invest. % initial mon. invest. reqd. postpone investment (years) if postponed, pm invest.

Education and Marriage planner for second child Undergraduate Education 4-5 years Postgraduation Enter age of entry into UG degree Enter age of entry 1st Year 2nd Year 3rd Year 4th Year 1st Year 2nd Year Age 17 18 18 20 21 22 16 17 18 19 20 21 3 13 1,500,000 10.0% 9.00% 5,178,407 0 8.00% 0 10.00% 10,244 10,244 1st Year 3 14 100,000 10.0% 9.00% 379,750 0 8.00% 0 10.00% 637 3 15 100,000 10.0% 9.00% 417,725 0 8.00% 0 10.00% 597 3 16 100,000 10.0% 9.00% 459,497 0 8.00% 0 10.00% 562 3 3 17 18 300,000 100,000 10.0% 10.0% 9.00% 9.00% 1,516,341 555,992 0 0 8.00% 8.00% 0 0 10.00% 10.00% 1,595 504 1,595 504 1st Year 2nd Year

637 597 562 2nd Year 3rd Year 4th Year

r for first child Marriage At age 25 24 3 21 1,000,000 10.0% 9.00% 7,400,250 5,000 8.00% 25,169 10.00% 4,366 4,366

Enter data only in green cells If goal is X years away, we assume max. equity allocation (say 60%) is applicable for typically X-3 ye After that the equity allocation is reduced to zero* * The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculat

r for second child Marriage At age 25 24 3 21 1,000,000 10.0% 9.00% 7,400,250 5,000 8.00% 25,169 10.00% 4,366 4,366

Total Monthly Investment required immediately Education 1st Child 14,140 increasing annually by Marriage 1st Child 4,366 increasing annually by Education 2nd Child Marriage 2nd Child Sum 14,140 4,366 37,012 increasing annually by increasing annually by

10.00% 10.00% 10.00% 10.00%

Total Investment Required Immediately

Total Monthly Investment required for postponed goals 0 0 after years increasing annually by Marriage 1st Child after years increasing annually by Education 2nd Child Marriage 2nd Child 0 0 0 after 0 after 0 years increasing annually by years increasing annually by

10% 10% 0%

pplicable for typically X-3 years. not relevant to this calculation

Enter data only in green cells If the goal is X years away, we assume max. equity allocation (say 60%) is applicable for typically X-3 years. After that the equity allocation is reduced to zero* * The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculation You can copy and paste entires from B9 to B25 for other goals

Any Goal Years to goal years before goal when equity investing stops max equity investing years Present cost inflation Net Roi Futire Cost Amt invested so far RoI of current invest. Future value of curr. Inv. Annual inc. in monthly invest. % initial mon. invest. reqd. postpone invest. (years) if postponed, pm invest.

16 3 13 200,000 10.0% 9.00% 690,454 0 8.00% 0 7.00% 1,609 5 3,848

typically X-3 years. this calculation

o B25 for other goals

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