Tamal CV
Tamal CV
Email : [email protected] Mob: 91-9046545908 OBJECTIVE & SUMMARY Seeking roles in Business Analytics domain. Experience in Marketing Analytics for retail banking and Credit card business , major in Manufacturing engineering with minor in Industrial management, paper in institutional economics selected for publication, and excellent programming skills in SAS, Matlab and Excel VBA. EDUCATION 2006-11 Bachelor of Technology (Honors) and Master of Industrial Management (Integrated), IIT Kharagpur. GPA: 8.23/10 2010 Thesis Title: System dynamic modeling of Indian telecommunication Industry . Relevant courses: Operation Research, Econometrics, Production planning and control, Simulation, Systems modeling and analysis. IAI, Mumbai, India Kharagpur, India
Actuarial Institute of India (IAI) Cleared 5 core technical papers in Actuarial science as a member of IAI. Subjects : Economics, Statistical methods in Finance, Financial Mathematics, Financial Economics (Derivative pricing), Probability and statistics in Finance. PhD , Mathematical Finance: Tata Institute of Fundamental Research Relevant courses: Applied probability,Nonlinear Optimization , Machine Learning
2013
Mumbai, India
WORK EXPERIENCE 2011Business Analyst 2012 Citi Global Decision Management Retail Banking Developed a VBA tool to automate the quarterly reporting process of financial Performance of checking deposit products in 8 Major regions in US. This tool helped to significantly alleviate costly man hours and manual errors. Implemented deposit amount forecasting (quarterly) in SAS by ARMA (Autoregressive moving average) model resulting in acuracy of ~ 93%. Solely responsible for end to end delivery of break even analysis of a checking deposit product Campaign (Neighborhood Banking).
Bangalore, India
Partnership Credit Card Opportunity sizing for balance transfer offer through NBS channel for Sears co-brand card resulting in 5 bps higher response rate estimated. Analyzed purchase cycle for Sears Private label card and built a model to identify customer to be kept off the mailing list and estimated the distribution of repeat purchase behavior. 2010 Summer Summer Analyst - actuarial team (Intern) ICICI Lombard General Insurance Developed a Generalized Linear model (GLM) for pricing an ordinary damage motor insurance . The model was used to build rating table for a two wheeler motor insurance. Bharat Dynamics Ltd. (Intern) Developed a VBA platform for scheduling sequence by users choice of algorithm (Shortest processing time/Earliest due date/ least slack time). The software served as an essential part of the firm's ERP system for batch production of Missile components. IIT Kharagpur Mumbai, India
2009 Summer
Hyderabad, India
PUBLICATION 2009-10 Mergers, Acquisitions and Firms performance: experience of Indian Pharmaceutical Industry Developed a random effect model for analyzing long term impact of M&A's on profitability of Indian pharmaceutical firms. Showed insignificance of Merger and Acquisition in terms of profitability due to resulting Xinefficiency and entry of new firms. Published with Prof. Pulak Mishra in Eurasian Journal of Business and Economics, 3(5), 111-126 (2010).
RESEARCH EXPERIENCE Research Scholar , IIT Delhi (Operation Research) 2012-13 Estimation of Optimal foreign debt ratio with risk averse utility function Estimated optimal foreign debt ratio in an open economy model under uncertain interest rate and return on investment by optimal control. Implemented the estimation scheme in MATLAB by dynamic programming given user inputs such as parameters in utility function , mean and volatility of interest rate and investment returns. IIT Delhi Applied two stage multiple kernel learning by using sequencial optimization and gradient projection. Implemented the method in MATLAB and estimation from Sensex and BSE 100 (2002-2007) shows better prediction accuracy compared to Autoregressive(AR) and ARMA(Autoregressive moving average) method. IIT Delhi
2012-13
Application of multiple kernel support vector regression for stock price forecasting
EXTRA-ACADEMIC ACHIEVEMENTS 2007-11 Winner as captain, Bengali Elocution in Annual Social and Cultural Championship. Silver, Postering competition in Annual Social and Cultural Championship. Silver, Bengali Dramatics in Annual Social and Cultural Championship. 2010 2003 Awarded in 12th Global Conference of Actuaries for passing 3 actuarial papers in one session. 2nd, State level science seminar on Remote Sensing for national development: application and impediments.
IIT Kharagpur
Thorough knowledge of C . Proficient in SAS application in analytics. Good knowledge of MATLAB and experience in working with it in research environment in financial modeling and optimization. Professional experience of Excel VBA. Good knowledge of SQL queries and experience in using it in professional environment.
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