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Liquidity Ratio:: Formula

This document defines and provides the formulas for several financial ratios used to analyze a company's liquidity, profitability, asset quality, leverage, and market performance. Specifically, it outlines the calculations for liquidity ratios like the cash position indicator and liquid securities indicator. It also lists profitability ratios such as return on equity, return on assets, and net interest margin. Further, it shows asset quality ratios like the loan ratio and loan loss ratio, as well as leverage ratios like the debt ratio and debt-to-equity ratio. Finally, it provides formulas for common market ratios including earnings per share and price-to-earnings ratio.

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Proggo Choudhury
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120 views3 pages

Liquidity Ratio:: Formula

This document defines and provides the formulas for several financial ratios used to analyze a company's liquidity, profitability, asset quality, leverage, and market performance. Specifically, it outlines the calculations for liquidity ratios like the cash position indicator and liquid securities indicator. It also lists profitability ratios such as return on equity, return on assets, and net interest margin. Further, it shows asset quality ratios like the loan ratio and loan loss ratio, as well as leverage ratios like the debt ratio and debt-to-equity ratio. Finally, it provides formulas for common market ratios including earnings per share and price-to-earnings ratio.

Uploaded by

Proggo Choudhury
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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FORMULA

Liquidity Ratio:
Cash + Due from other bank
Cash Position Indicator = ___________________________________
Total Asset
Govt. Securities
Liquid Securities Indicator = ___________________________
Total Asset
Investment < 1yr + Due from other bank
Temporary Investment = ________________________________________
Total Asset
Volatile liabilities Temporary Investment
Volatile dependency ratio = _____________________________________
Net loan and lase
Demand deposit / Current A/c
Deposit Composition ratio = ________________________________
Time deposit / Fixed

Profitability Ratio:
Net Income
ROE = _____________________

Net Income
Profit Margin = _____________________

Total Shareholder Equity

Operating Reveneu

Net Income

Operating Reveneu

ROA = _____________________
Total Asset

Asset Utilization = ___________________


Total Asset

Total interest Income Total Interest Expense


Net Interest Margin = _____________________________________
Earning Asset
Total Asset
Equity Multiplier = ______________________
Total Equity

Asset Quity :
Net Loan
Loan Ratio = _______________

Provision for loan loss


Loan Loss ratio = _________________________

Total Asset

Net loan and lase

Leverage Ratio :
Total Debt
Debt Ratio = _________________

Total Debt
Debt to Equity ratio = ________________

Total Asset

Total Equity

Market Ratio :
Net Income
EPS = ________________________
No. of Common Share holders

Price Per Share


P/E Ratio =

____________________
EPS

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