QUESTION 1.

Find out the values of given functions:-

1).Rand()
0

2).Rand()*200
96

3).Randbetween 500-800
641

4).Round(256.98,0)
257

5).Roundup(335.9982,3)
336
6).Rounddown(533.7876,2)
534

7).Generate 25 random numbers between 500 to 800

742 597 661 697

562 738 529 726
578 672 506 705
730 607 621 593
577 717 797 562
8).Generate 25 fixed random numbers between 450 to 750

732 521 519 721

548 662 509 688
678 621 709 651
574 572 649 657
539 742 499 558

Fixed 25 random numbers:-

534 598 498 684
460 504 495 615
699 540 515 522
623 675 727 521
532 572 552 675

9).Find out the following functions from the above 25 fixed random number table.

Maximum
 727

Minumum
460

Count()
25

Count numbers which are exceeding 50

19

Sum
14,340

Average
574

Subtotal if number is exceeding 650

14,340

Sum of numbers which are exceeding 650

 4,168

10)Generate appropriate table and find the value of following questions.

Name Region Quantity(in units) Sales(in Rs.)

Ram North 10,000 550,000
Shyam South 20,000 400,000
Varun East 55,000 600,000
Shyam South 76,000 300,000
Priyanka West 39,000 900,000
Kim North 30,000 800,000
Ram North 12,000 220,000

(i)Find out the total sales made by the firm.

3,770,000
(ii)Find out the sales/quantity sold by Ram
sales 770,000
quantity 22,000
(iii)Find out the sales/quantity sold by Shyam
sales 700,000
quantity 96,000
(iv)Find out the quantity sold in north region and south region.
North 52,000
South 96,000

In file: Quantity sold by Ram SUMIF(A92:A98,"Ram",C92:C98)

QUESTION 2.
Develop an appropriate spreadsheet in MS EXCEL to show the value of average and standard
on the basis of continuous variables.

25 random numbers:-
504 1298 1267 542
1146 812 477 1045
1065 1106 464 996
1162 1058 557 510
 1104 666 1009 931

25 fixed random numbers:-

1133 1117 1017 1190
490 453 888 1203
1262 743 1255 523
805 1075 744 574
1106 1134 631 1165

calculation of average and standard deviation

minimum maximumX(mid value) frequency
400 600 500 2
600 800 700 3
800 1000 900 5
1000 1200 1100 4
1300 & above 1281 11
- - - 25

QUESTION3.
Develop an appropriate spreadsheet in MS EXCEL to show the value of average
and standard deviation on the basis of both individual observations and continuous variables.

Based on individual observations:

50 random numbers
1023 1683 388 1548
1192 1357 1435 1242
1528 1543 1241 1638
1422 1036 227 734
1637 1579 793 921
840 1499 993 1581
634 523 471 1199
372 210 1059 327
1184 1185 1369 472
815 141 1594 1700

50 fixed random numbers

656 1034 478 992
640 384 860 488
1197 1137 1508 1440
860 445 1697 443
 1450 586 1360 410
1608 1657 1542 1692
1147 856 506 913
689 443 1164 1193
1692 1444 542 267
1387 756 1691 695

Based on continuous variables

class intervals x(mid values) frequency

100 300 200 3
300 500 400 8
500 700 600 10
700 900 800 6
900 1100 1000 4
1100 1300 1200 5
1300 1500 1400 5
1600 & above 1648.5 9
- - - 50
611
603
537
512
571
8).Generate 25 fixed random numbers between 450 to 750

549
537
711
551
733

Fixed 25 random numbers:-

708
490
499
499
603

9).Find out the following functions from the above 25 fixed random number table.
10)Generate appropriate table and find the value of following questions.
(iv)Find out the quantity sold in north region and south region.

In file: Quantity sold by Ram SUMIF(A92:A98,"Ram",C92:C98)

Develop an appropriate spreadsheet in MS EXCEL to show the value of average and standard deviation

25 random numbers:-
531
978
488
1267
 1040

25 fixed random numbers:-

819
1011 (1)average 1043.64
1216 (2)stddev 259.303664455402
992
1139

calculation of average and standard deviation

fx x^2 fx^2
1000 250000 500000
2100 490000 1470000
4500 810000 4050000
4400 1210000 4840000
14091 1640961 18050571
26091 - 28910571
Develop an appropriate spreadsheet in MS EXCEL to show the value of average
and standard deviation on the basis of both individual observations and continuous variables.

50 random numbers
726
1054
1434
507
638
151
1042
1416
715
1478

50 fixed random numbers

547
1606
629
1059
 446 (1)average 935.02
648 (2)stddev 466.252821406356
766
181
777
143

fx x^2 fx^2
600 40000 120000
3200 160000 1280000
6000 360000 3600000
4800 640000 3840000
4000 1000000 4000000
6000 1440000 7200000
7000 1960000 9800000
14837 2717552 24457968
46437 - 54297968
(1)average 928.74
(2)stddev 472.653543729443
w the value of average and standard deviation
QUESTION4.
Develop an appropriate spreadsheet in MS EXCEL to show the loan and lease statement when the following basic input is given

i. Amount of loan
ii.Rate of interest
iii.Periodicity of payment(yearly/bi-yearly/quarterly/monthly)
iv.Installment (computed using Function)

LOAN AND LEASE STATEMENT

Amount of loan 900000

Rate of interest 7.50%
Time period involved 6
Effective rate of intere 0.075
Effective no. of period 6
Installment (191,740)

Period Opening balance (in Rs.) Interest (in Rs.) Instalment (in Rs.)
1 900000 67500 (191,740)
2 775,760 58181.96984338 (191,740)
3 642,201 48165.08742502 (191,740)
 4 498,626 37396.93882528 (191,740)
5 344,282 25821.17908056 (191,740)
6 178,363 13377.23735499 (191,740)

In file: 2nd installment $B$16

QUESTION5.
Develop an appropriate spread sheet in MS-EXCEL by using garbage cleaning to show repayment with respect to given terms.

Loan and Lease Statement

Amount of loan 110000 Mode of payment
Rate of interest 8% Yearly
Time period involved 7 Bi-yearly
Effective rate of intere 0.04 Monthly
Effective no. of period 14 Quarterly
Installment (10,414)
Period Opening balance(in Rs.)Interest(in Rs.) Installment(in Rs.)
1 110,000 4,400 (10,414)
2 103,986 4,159 (10,414)
3 97,732 3,909 (10,414)
4 91,228 3,649 (10,414)
5 84,464 3,379 (10,414)
6 77,428 3,097 (10,414)
7 70,112 2,804 (10,414)
8 62,503 2,500 (10,414)
9 54,589 2,184 (10,414)
10 46,359 1,854 (10,414)
11 37,800 1,512 (10,414)
12 28,899 1,156 (10,414)
13 19,641 786 (10,414)
14 10,013 401 (10,414)

In files : opening balane in 3rd period - IF(A45="","",E44)

QUESTION 6.
Use financial functions in EXCEL to calculate PPMT for the given data
PPMT: the function returns the payment on the principal for a given period for an investment based of periodic,
constant payments and a constant interest rate. The syntax of this function is as follows:

SYNTAX: PPMT(rate, per, nper, pv, fv, type)

Rate: is the interest rate per period

Per: specifies the period and must be in the range 1 to nper.

Nper: is the total number of payment periods in an annuity

Pv: is the present value – the total amount that a series of future payments is worth now.

[Fv]: is the future value, or a cash balance you want to attain after the last payment is made.
If fv is omitted, it is assumed to be zero(0), that is, the future value of a loan is 0.
[Type]: is the number 0 or 1 and indicated when payments are due.
Value 0 means payments are due at the end of the period and value 1 means payments are due at the beginning of the period.
(i)Find out the formula returns the principal payment for the first month of a two-year Rs.2,000 loan at 10 percent annual inte

Date Description
10% Annual interest rate
Number of payment
2
period in annuity
2000 Amount of loan
Formula Description(result)
(76) Monthly payment of loan

In files : PPMT(A92/12,1,A93*12,A95)

(ii)Find out the payment of principal for the last year of Rs.200,000 loan at 8 percent annual interest.

Date Description
8% Annual interest rate
 Number of payment
10
period in annuity
200000 Amount of loan
Formula Description(result)
(27,598) Monthly payment of loan

In files : PPMT(A104,10,A105,A107)

QUESTION7.
Use financial functions in MS-EXCEL to calcualte IPMT for the given date.

IPMT: this function returns the payment for a given period an investment based on periodic, constant payments and a constant
interest rate . The syntax of this function is as follows.

SYNTAX: IPMT(rate,per,nper,pv,fv,type)
 Rate: is the interest rate per period

Per: is the period for which you want to find the interest and must be range 1 to nper.

Nper: is the total number of payment periods in an annuity

Pv: is the present value , or the lump-sum amount that a series of future payments is worth right now.

[Fv]: is the future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be
that is, the future value of a loan is 0.
[Type]: is the number 0 or 1 and indicated when payments are due.
Value 0 means payments are due at the end of the period and value 1 means payments are due at the beginning of the period.

*Note: for all the arguments, cash you pay out, such as deposits to savings, is represented by negative numbers;
cash you receive such as dividend checks, is represented by positive numbers.
(i).Find out the interest payment on principal for the two-month of a four-year Rs.100000 loan at 12 percent annual interest

Date Description
12% Annual interest rate
Number of payment
4
period in annuity
100000 Amount of loan
Formula Description(result)
(984) Monthly payment of loan

In files: IPMT(A148/12,2,A149*12,A151)

(ii)Find out the interest payment on principal for the five year of a ten-year Rs.150000 loan at 13 percent annual interest
where payments are made yearly

Date Description
13% Annual interest rate
Number of payment
10
period in annuity
 150000 Amount of loan
Formula Description(result)
interest payment for the
(14,366)
loan.

In files: IPMT(A161,5,A162,A164)

QUESTION8.
Use financial functions in MS-EXCEL to calcualte PMT for the given date

PMT: this function calculated the payment for a loan based on constant payments and a constant interest rate.
SYNTAX: PMT(rate, nper, pv, fv, type)

(i)Find out the monthly payment for a Rs.30,000 loan at 9 percent annual interest rate when payments are due at the beginning of the period

Date Description
9% Annual interest rate
Number of monthly
10
payment
 Number of monthly
10
payment
30000 Amount of loan
Formula Description(result)
(3,102) Monthly payment of loan

In files: PMT(A181/12,A182,A184,0,1)

(ii)Find out the annual payment for a Rs.180000 loan at 13 percent interest rate.

Date Description
13% Annual interest rate
Number of payment in
15
annuity
180000 Amount of loan
Formula Description(result)
(27,423) Annual payment of loan
In files; PMT(A193,A194,A196,0,0)
ow the loan and lease statement when the following basic input is given:

LEASE STATEMENT

Mode of payment 1
1 yearly
2 bi-yearly
3 monthly
4 quarterly

Closing Balance (in Rs.)

775,760
642,201
498,626
 344,282
178,363
0

sing garbage cleaning to show repayment with respect to given terms.

ase Statement
2
1
2
3
4
Closing balance(in Rs.)
103,986
97,732
91,228
84,464
77,428
70,112
62,503
54,589
46,359
37,800
28,899
19,641
10,013
0
 for a given period for an investment based of periodic,
ntax of this function is as follows:

of future payments is worth now.

tain after the last payment is made.

d and value 1 means payments are due at the beginning of the period.
he first month of a two-year Rs.2,000 loan at 10 percent annual inte

s.200,000 loan at 8 percent annual interest.

d an investment based on periodic, constant payments and a constant
 series of future payments is worth right now.

ttain after the last payment is made. If fv is omitted, it is assumed to be zero(0),

d and value 1 means payments are due at the beginning of the period.

deposits to savings, is represented by negative numbers;

month of a four-year Rs.100000 loan at 12 percent annual interest

year of a ten-year Rs.150000 loan at 13 percent annual interest

ed on constant payments and a constant interest rate.

cent annual interest rate when payments are due at the beginning of the period.
13 percent interest rate.
 QUESTION9
Use financial functions in EXCEL to calculate PV(present value) , PVF(present value factor).

I. PV(Present Value): this function returns the present value of an investment.

The present value is the total amount that a series of future payment is worth now,
For example if you borrow money, the loan amount is the present value to the render.

SYNTAX: PV(rate,nper,pmt,fv,type)

lI.PVF(Present Value Factor): 1 / ( 1 + Interest Rate ) ^ # of Years

Show the calculation of the present values by using proper present value factor and
the sum of the present values of the cash flows.
Interest rate 13%
Payment 2000
Years 6

Year 0 1
Payment 2000
Present value factor 1 88%
PV of payment 1770
PV of all payments 7995

PV (7,995)

In file: 1st year PVF 1/(1+B14)

QUESTION10
Use financial functions in EXCEL to calculate FV(Future value) , FVF(Future value factor).

I.FV(Future value): This function Returns the future value of an investment based on periodic
and a constant interest rate.

SYNTAX: FV(rate,nper,pmt,pv,type)

lI.Future Value Factor(% of Initial Investment): ( 1 + Interest Rate ) ^ # of Years

(i)Find out the future value with given terms

Date Description
6% Annual interest rate
10 Number of month of payment
-200 Amount of the payment
-500 present value
1 payment is due at the beginning
Formula Description(result)
2,581 Future value of the loan

In files: FV(A40/12,A41,A43,A44,A45)
*Note: the annual interest rate is divided by 12 because it is compounded monthly.
(ii) Compute the future values with the give terms

Interest rate 5%
Present value 2000
Number of years 4

Year First of year balance Interest

1 2000 0
2 2000 0
3 2000 0
4 2000 0

In files :2nd year future value factor (1+$B$60)^2

e financial functions in EXCEL to calculate PV(present value) , PVF(present value factor).

I. PV(Present Value): this function returns the present value of an investment.

The present value is the total amount that a series of future payment is worth now,
For example if you borrow money, the loan amount is the present value to the render.

lI.PVF(Present Value Factor): 1 / ( 1 + Interest Rate ) ^ # of Years

Show the calculation of the present values by using proper present value factor and

2 3 4 5 6
2000 2000 2000 2000 2000
78% 69% 61% 54% 48%
1566 1386.1 1226.64 1085.52 960.637
Use financial functions in EXCEL to calculate FV(Future value) , FVF(Future value factor).

I.FV(Future value): This function Returns the future value of an investment based on periodic, constant payments

lI.Future Value Factor(% of Initial Investment): ( 1 + Interest Rate ) ^ # of Years

*Note: the annual interest rate is divided by 12 because it is compounded monthly.
End of % of
year initial
balanc investm
e ent

2000 105%
2000 110%
2000 116%
2000 122%
esent value factor and
QUESTION11.
Use financial function EXCEL to calculate the net present value and internal rate of return for t

NPV(Net Present Value):

This function returns the net present value of an investment based on a series of periodic flow
SYNTAX: NPV(discount rate, value1, [value2],…..)

Acceptance and rejection criteria:-

If Net present value is greater than zero, the proposal is accepted on the other hand
if Net present value is less than zero ,the proposal is rejected.
The firm will be indifferent if Net present value is equal to zero.

(i)Find out the net present value with a proper use of present value factor and judge whether or not giv

Rate of interest 10%

Cash outflows Year Amount(Rs.)

0 1,00,000
3 200,000

Cash inflows 1 50,000

 2 100,000
3 150,000
4 200,000
5 250,000

In files: Net Present Value is Rs.2,82,429 which is greater than zero. Therefore this proposal is to be cons

QUESTION12
Generate MS-EXCEL file for the following data to find out the extimated production of sugar an

Production of
Rainfall(x) sugarcane(y) Production of sugar(z)
80 70 2000
100 50 1500
120 60 180
140 80 2100
150 90 2300
160 100 2500
170 105 2650
 Draw regression graph:

Estimated Sugarcane Production Estimated Sugar Product

3000
120
2500 f(x) = 31.768 x − 628.7249999
100 R² = 1
f(x) = 0.525 x + 10.242

production of sugar cane

Production of sugar
R² = 1 2000
80

1500
60

40 1000

20 500

0 0
60 80 100 120 140 160 180 40 50 60 70 80 90 1
Rainfall production of sugarcane
QUESTION13.
Generate 25 fixed random numbers and find out the skewness and kurtosis and comment upon the na
Also find out the range of co-efficient.

25 random numbers
0.166680030985 0.9836838689 0.191019432872516
0.421722242869 0.8872303836 0.080820849053197
0.092923433412 0.4879838893 0.809683388856859
0.899509066316 0.490563616 0.503585897091827
0.999623504946 0.3839621869 0.664510705586307

25 fixed random numbers

0.095232739197 0.7435698533 0.270022086153507
0.066937969586 0.7984762662 0.440473291444604
0.578607005574 0.6988207518 0.735162464584004
0.308749837873 0.6181229082 0.643754480687781
0.800012747953 0.1272110884 0.006633339109879

Skewness -0.524
Kurtosis -1.099
Range coefficien 0.905

In files:
SKEW(A99:E103)
KURT(A99:E103)
MAX(A99:E103)+MIN(A99:E103)/MAX(A99:E103)-MIN(A99:E103)
Use financial function EXCEL to calculate the net present value and internal rate of return for the given data.

NPV(Net Present Value):

This function returns the net present value of an investment based on a series of periodic flows and a discount rate.
SYNTAX: NPV(discount rate, value1, [value2],…..)

Acceptance and rejection criteria:-

If Net present value is greater than zero, the proposal is accepted on the other hand
if Net present value is less than zero ,the proposal is rejected.
The firm will be indifferent if Net present value is equal to zero.

(i)Find out the net present value with a proper use of present value factor and judge whether or not given proposal is acceptable.

Present
PVF(10%,n)
Value(Rs.)
1 100,000
0.751 150,200
Present Value of cash outflows 250,200
0.909 45,455
 0.826 82,645
0.751 112,697
0.683 136,603
0.621 155,230
Present Value of cash inflows 532,629
Net Present Value (PV of
282,429
cashoutflow-PV of cash inflow)
In files: Net Present Value is Rs.2,82,429 which is greater than zero. Therefore this proposal is to be considered as acceptable.

Generate MS-EXCEL file for the following data to find out the extimated production of sugar and sugarcane

Estimated Sugarcane Estimated Sugar

52.242 1595.035
62.742 959.675
73.242 1277.355
83.742 1912.715
88.992 2230.395
 94.242 2548.075
99.492 2706.915

Estimated Sugarcane Production

Y a+bx
Intercept(a) 10.242
Slope(b) 0.525

Estimated Sugar Production

Z a+by
Intercept(a) -628.725
Slope(b) 31.768
 Estimated Sugar Production
3000

2500 f(x) = 31.768 x − 628.724999999999

R² = 1

Production of sugar
2000

1500

1000

500

0
40 50 60 70 80 90 100 110
production of sugarcane
Generate 25 fixed random numbers and find out the skewness and kurtosis and comment upon the nature of distribution.

25 random numbers
0.121665791394848 0.89431108378
0.915870897062671 0.78354275593
0.35831431902734 0.08438599207
0.24837767375669 0.38188833466
0.591976037126536 0.31981262649

25 fixed random numbers

0.857200891689495 0.67094184276
0.487358940241124 0.07602469598
0.903901511719168 0.42027178561
 0.75104036350021 0.70134703173
0.812353046613402 0.35779168111

MAX(A99:E103)+MIN(A99:E103)/MAX(A99:E103)-MIN(A99:E103)
alue and internal rate of return for the given data.

epted on the other hand

ue factor and judge whether or not given proposal is acceptable.

QUESTION14.
Use financial functions in EXCEL to calculate ISPMT.

ISPMT: this function calculates the interest amount paid for a specific period of an in
SYNTAX (rate,per,nper,pv)

(i)Find the interest paid for the second monthly payment of a loan with the following terms.
Date Description
8% Annual interest rate
2 period
5 number of years in the investment
200000 Amount of loan
Formula Description(result)
(1,289) interest paid for the loan

In file: ISPMT(A9/12,A10,A12*12,A13)

(ii)Find out the interest paid in the second year of a loan with the following terms.
Date Description
8% Annual interest rate
 2 period
5 number of years in the investment
200000 Amount of loan
Formula Description(result)
(9,600) interest paid for the loan

In file: ISPMT(A21,A22,A24,A25)

QUESTION15.
Use financial function in EXCEL to calculate CUMIPMT

CUMIPMT: This function returns the cumulative interest paid on loan between start-period and
SYNTAX:(rate, nper, pv, start-period, end-period)

(i)Find out the total interest paid in the second year of payment, periods through 14 through 2
Date Description
15% Annual interest rate
30 Terms in a year
200000 Present value
Formula Description(result)
 (34,888) Total interest paid in the 2nd year

In file:CUMIPMT(A39/12,A40*12,A42,14,27,0)

(ii)Find out the interest paid in the single payment in the first month, with the following terms.
Date Description
13% Annual interest rate
2 Terms in a year
350000 Present value
Formula Description(result)
Total interest paid in the single
(3,792)
payment

In file: CUMIPMT(A49/12,A50*12,A51,1,1,0)

QUESTION16.
Use financial function in EXCEL to calculate CUMPRINC

CUMPRINC: This function returns the cumulative principal paid on a loan between start-period
SYNTAX: (rate, nper, pv , start_period, end_period)

(i)Find out the total principal paid in the thrid year of payment, periods through 14 through 27,
Date Description
11% Annual interest rate
30 Terms in a year
450000 Present value
Formula Description(result)
(2,686) Total interest paid in the 3rd year

In file:CUMPRINC(A68/12,A69*12,A70,14,27,0)

(ii)Find out the principal paid in the single payment in the first month, with the following terms.
Date Description
11% Annual interest rate
30 Terms in a year
450000 Present value
Formula Description(result)
Total interest paid in the single
(160)
payment
In files: CUMPRINC(A78/12,A79*12,A80,1,1,0)
 this function calculates the interest amount paid for a specific period of an investment

ind the interest paid for the second monthly payment of a loan with the following terms.

Find out the interest paid in the second year of a loan with the following terms.
MIPMT: This function returns the cumulative interest paid on loan between start-period and end-period

ind out the total interest paid in the second year of payment, periods through 14 through 27,with the following te
Find out the interest paid in the single payment in the first month, with the following terms.

MPRINC: This function returns the cumulative principal paid on a loan between start-period and end - period
ind out the total principal paid in the thrid year of payment, periods through 14 through 27,with the following term

Find out the principal paid in the single payment in the first month, with the following terms.