Monthly Expenses

Rent
Electricity
Heating (average)
Advertising
Alldata service software
Internet/tel/phone
Insurance
Loan Repayment (60 month @ 12%)

Total

Cost in USD

2000
400
200
750
69
129
110
275

3933

Minimum Startup Costs

275 gallon oil tank (For waste)
Fluids (55gal Oil, Trans [$320/ea]; Coolant, etc...)
Rent (First,Last, Landscape)
Compressor

Price (USD)
300
800
4500
600

Torch Set (oxygen/acetylene)

450

Signs
Cash Box
Advertising (Valpack) 20,000 homes, Google Adwords
Grand Opening Banner

860
30
698
140

Internet Television and Phone Services

129

Alldata Service Software

Diagnostic Interface for laptop
Laptop and wireless router
Chairs
Desk

69
289
800
100
100

Insurance (1300/yr; 1m liability, 75k property; 25k personal property)

Business Cards
Permits (Site Plan, Electrical, Lift)

110
70
500

Totals

Funds Requested

10545

Assets already aquired

800

450

698

800

70

2818

7727

Greasy Monkey Sales Forecast Work Up

Months
Fluids (Oil Changes and Flushes)
Fuel Service
Rotation
Diagnostic - Per Hour
Brake Pads - Per axle
Pads and Rotors - Per axle
NH State Inspection
Full Tune-up
Shocks - Per axle
Struts - Per axle
Tie Rods/each
Other Mechanical

Ave price
$
$
$
$
$
$
$
$
$
$
$
$

18.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Total
Cost
Gross Profit
Customers per week (Average)

Jay:
-Change the prices to reasonable averages
-Estimate the Qtys for each type, thinking in terms of
how many per day.
It will also help if you add how many customers it
involves so we can see what we need to attract.
Some customers will involve multiple services

Dec
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
10.00
40.00
90.00
160.00
300.00
360.00
490.00
640.00
810.00
1,000.00
1,210.00

6,190

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Jan
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Feb
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

2719

4388

6202

5471

8672

11682

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Mar
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140
8044
15608

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Apr
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

May
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

June
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

July
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Aug
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Sept
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Oct
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

13,140

Qty
60
10
20
30
40
60
60
70
80
90
100
110

Nov
$
$
$
$
$
$
$
$
$
$
$
$

1,080.00
180.00
360.00
540.00
720.00
1,080.00
1,080.00
1,260.00
1,440.00
1,620.00
1,800.00
1,980.00

Total Revenue

Total
$
$
$
$
$
$
$
$
$
$
$
$

12,960.00
1,990.00
4,000.00
6,030.00
8,080.00
12,180.00
12,240.00
14,350.00
16,480.00
18,630.00
20,800.00
22,990.00

150,730.00

Cash Flow (12 months)

Pre-Startup
EST
Cash on Hand (beginning of
month)

1,000

Nov-09

Business name here.

Dec-09

Jan-10

Feb-10

Mar-10

Apr-10

May-10

Fiscal Year Begins:

Jun-10

Jul-10

Aug-10

Sep-10

Nov-09
Total Item
EST

Oct-10

11,000

12,000

13,000

14,000

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

12,000

13,000

14,000

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

CASH RECEIPTS
Cash Sales
Collections fm CR accounts
Loan/ other cash inj.

10,000

TOTAL CASH RECEIPTS

Total Cash Available (before
cash out)

11,000

12,000

CASH PAID OUT

Cost of services; includes shop
supplies

Purchases (specify)

Purchases (specify)

Gross wages (exact withdrawal)

Payroll expenses (taxes, etc.)

Outside services

Supplies (office & oper.)

Repairs & maintenance

Advertising

Car, delivery & travel

0
0

Accounting & legal

Rent

Phone, Cable, Internet

Heating oil

Insurance

Electricity

0
0

Interest
Other expenses (all others)

Other (specify)

Other (specify)

0
0

Miscellaneous
SUBTOTAL

Loan principal payment.7y.9pc

Capital purchase (specify)

Other startup costs

Reserve and/or Escrow

Owners' Withdrawal

TOTAL CASH PAID OUT

Cash Position (end of month)

11,000

12,000

13,000

14,000

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

Notes on Preparation
Note: You may want to print this information to use as reference later. To

delete these instructions, click the border of this text box and then press the
DELETE key.
Refer back to your Profit & Loss Projection. Line-by-line ask yourself when
you should expect cash to come and go. You have already done a sales
projection, now you must predict when you will actually collect from
customers. On the expense side, you have previously projected expenses;
now predict when you will actually have to write the check to pay those bills.
Most items will be the same as on the Profit & Loss Projection. Rent and utility
bills, for instance, are usually paid in the month they are incurred. Other items
will differ from the Profit & Loss view. Insurance and some types of taxes, for
example, may actually be payable quarterly or semiannually, even though you
recognize them as monthly expenses. Just try to make the Cash Flow as
realistic as you can line by line. The payoff for you will be an ability to manage
and forecast working capital needs. Change the category labels in the left
column as needed to fit your accounting system.
Note that lines for 'Loan principal payment' through 'Owners' Withdrawal' are
for items that always are different on the Cash Flow than on the Profit & Loss.
Loan Principal Payment, Capital Purchases, and Owner's Draw simply do not,
by the rules of accounting, show up on the Profit & Loss Projection. They do,
however, definitely take cash out of the business, and so need to be included
in your Cash plan. On the other hand, you will not find Depreciation on the
Cash Flow because you never write a check for Depreciation. Cash from
Loans Received and Owners' Injections go in the "Loan/ other cash inj." row.
The "Pre-Startup" column is for cash outlays prior to the time covered by the
Cash Flow. It is intended primarily for new business startups or major
expansion projects where a great deal of cash must go out before operations
commence. The bottom section, "ESSENTIAL OPERATING DATA", is not
actually part of the Cash model, but it allows you to track items which have a
heavy impact on cash. The Cash Flow Projection is the best way to forecast
working capital needs. Begin with the amount of Cash on Hand you expect to
have. Project all the Receipts and Paid Outs for the year. If CASH POSITION
gets dangerously low or negative, you will need to pump in more cash to keep
the operation afloat. Many profitable businesses have gone under because
they could not pay the bills while waiting for money to flow in. Your creditors
do not care about profit; they want to be paid with cash. Cash is the financial
lifeblood of your business.