Boosting #profitability through #loan volume is no longer enough. Today’s economic landscape — characterized by compressed margins, potential charge-offs, a challenging deposit environment, and reduced consumer cash reserves — is pushing #banks to rethink their strategies to stay profitable. The answer? Tailored loan pricing. Banks must customize pricing for each customer segment, aligning it with their balance sheet strategy and taking regulations into account. Check out Mac Thompson's article in BAI for more insights! https://lnkd.in/eXBbiPaJ
