What should you do if you die?

💡Are You Paying Too Much in Pension or Investment Fees? Excessive fees or reduced allocations—like receiving 95% instead of 100% of your contributions—can quietly eat into the value of your pension over time. Your pension is your future, and it should be working for you, not against you. It’s essential to know that your investments are managed transparently, fairly, and with your best interests in mind. If you have an existing pension or an old workplace pension, why not let us check this out for you with a FREE of charge complimentary review. 📞 Call us: 01 8186104 📧 Email us: [email protected] Your future starts here. #PensionPlanning #FinancialAdvice #TransparentFees #SecureYourFuture #DerraddaFinancialServices

Wondering when and why you should start paying into a pension? 💼 Let's break it down: Contributing to a pension isn't just about retirement—it's an investment in your future self and financial security. Whether you're self-employed, employed, or just starting out in your career, setting aside funds now means you'll have a comfortable nest egg waiting for you later on. Plus, with tax relief and potential employer contributions, it's a win-win! 💸📈 Don't wait, start building your financial foundation today! #PensionPlanning #FinancialSecurity #UKFinance#PayrollSolutions #PayrollSimplified #littleonespayroll

You can make pension contributions in two ways – from your company's income or from your own personal income. Find out how they work by reading our handy guide http://bit.ly/2HlPYpZ

🚨 Are You Missing Out on a Key Tax-Saving Opportunity? One of the biggest tax mistakes business owners make is overlooking pension contributions. Not only are pension schemes a fantastic way to save for the future, but they also come with significant tax benefits—for both you and your business. #businessowner #smallbusiness #taxsaving

You can make pension contributions in two ways – from your company's income or from your own personal income. Find out how they work by reading our handy guide http://bit.ly/2HlPYpZ

Confused about your pension options? Look no further! Our latest blog post has all the answers you need and more. Don't miss out, check it out now! https://lnkd.in/gmeXGdVc #Pleasanton #FinancialAdvisor #PensionFunds

Did you know that increasing your pension contribution from 8% to 12% could enhance your pension pot by almost £100,000? Do your employees know that? With Workplace Financial Education tailored to your workforce's unique needs, we help your staff make informed decisions about their financial future. Learn more ➡️ https://ow.ly/X1U950RqK68 *‘Falling behind the curve: The costs of delaying an increase in auto-enrolment contributions’, Phoenix Group & WPI Economics, April 2024

Find out the most tax-efficient way for company owners to contribute to their partner's pension. Should you pay personally or let your business handle it? Discover the best strategy and maximize your savings! Read the full article here https://buff.ly/3ZXpDqW #TaxTips #PensionPlanning #FinancialAdvice

This week's personal financial tip is about maximising pension contributions. It's hard to do the subject justice in so few words but remember that if you are nearing the end of your career, now could well be your chance to make hay while the sun shines. There are two key reasons. Firstly, money you pay into your pension is unlikely to be inaccessible to you for long and, secondly, your earnings are probably at a high point which means that you could obtain very attractive tax-relief on your contributions.

One of the major pension updates is the abolition of the lifetime allowance, which many believe is completely gone. In reality, while the lifetime allowance is no longer in effect, it has been replaced by two crucial pieces of legislation: 1. The lump sum allowance 2. The lump sum death benefit allowance If you need clarity on how these legislative updates might impact your pension provision, feel free to reach out for a no-obligation consultation. Telephone: 0118 229 3111 Email: [email protected] The value of a pension can go down as well as up. You could get back less than you invested. Taxation rules can change at any time and are dependent on individual circumstances. Paula Bicknell Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 27/6/2024 #PensionPlanning #FinancialPlanning #LegislativeChanges #RetirementPlanning #Lifetimeallowance