Rakesh Kumar Singh’s Post

🚀 Budget & Stock Market: What’s Next? As the budget announcement approaches, market speculation is at its peak. 📈📉 Historically, pre-election budgets are more impactful, but with no elections in sight this year, will the government push for major economic reforms? 🔹 Current Scenario: Sensex is already ~10-12% down from its highs. Large-cap stocks are available at reasonable valuations, while mid & small-caps are still trading at a premium. 📊 🔹 Market Strategy: Instead of fearing corrections, long-term investors should see this as an opportunity to accumulate quality stocks at a discount. 🛒 🔹 FII vs. DII: Foreign investors (FIIs) have been net sellers, but strong domestic inflows (DIIs & SIPs) are cushioning the fall. India’s growth story remains strong, and Q1 results (July 2025) could trigger the next rally. 🔹 Smart Investing: ✅ Focus on large-cap stocks ✅ Invest in tranches, not lump sum ✅ Market corrections = opportunity 🎯 What’s your view? Will the budget push the market up or down? Share your insights! 💬👇 #StockMarket #Investing #Budget #Sensex #Nifty #WealthBuilding

Valuations are important, but focusing solely on them could blind investors to opportunities borne out of earnings growth, which is ultimately the key long-term driver of equity returns In our latest research, we look to identify some of the "unloved" areas of the market that exhibit good earnings growth potential yet show valuation discounts. #CapitalAtRisk #ForUKProfessionalsOnly #MarketingCommunication #investing #markets #portfolioconstruction

𝐖𝐡𝐲 𝐞𝐯𝐞𝐫𝐲𝐨𝐧𝐞 𝐝𝐨𝐞𝐬 𝐬𝐚𝐲𝐬 12% 𝐭𝐨 15% 𝐫𝐞𝐭𝐮𝐫𝐧𝐬 𝐚𝐜𝐡𝐢𝐞𝐯𝐞𝐝 𝐢𝐧 𝐦𝐮𝐭𝐮𝐚𝐥 𝐟𝐮𝐧𝐝𝐬??? 𝑾𝒉𝒚 𝒏𝒐𝒕 50%, 100% 𝒐𝒓 200%?? When people mention that mutual funds can achieve 12-15% returns, they're usually talking about long-term, annualized returns (XIRR & CAGR). XIRR & CAGR is the most powerful metric you need to know. Here's why it’s a game-changer for growing wealth steadily: • CAGR smooth’s out all the yearly market ups and downs, revealing steady, reliable growth. Unlike one-time high returns, CAGR shows how much an investment 𝐫𝐞𝐚𝐥𝐥𝐲 grows annually, helping you set realistic goals. • Compounding means “growth on growth”—each year’s gains add to the previous year’s base. Even a 𝐬𝐦𝐚𝐥𝐥 𝐂𝐀𝐆𝐑 𝐜𝐚𝐧 𝐭𝐮𝐫𝐧 𝐢𝐧𝐭𝐨 𝐛𝐢𝐠 𝐰𝐞𝐚𝐥𝐭𝐡 over time, making it ideal for long-term investors.  • With CAGR, you see how much your investments grow each year, giving you clear benchmarks for financial goals. It’s like having a steady roadmap for your money! • CAGR shows growth that outpaces inflation, ensuring your wealth doesn’t just grow in number but in value too. • The longer your money compounds at a strong CAGR, the faster it grows. Time is your best friend here—let it work for you! Pro Tip: Compare investments by their XIRR & CAGR for a clearer picture of real & sustainable growth. If you want the second opinion of your MF portfolio, Ping me! 𝑳𝒊𝒌𝒆 & 𝑺𝒉𝒂𝒓𝒆 to spread the magic of XIRR & CAGR and help others grow their wealth! #InvestSmart #FinancialGrowth #WealthBuilding

In his next article for The Economic Times, Ambit Investment Managers' MD, Dhiraj Agarwal, dives into insightful perspectives on the US rate cut outlook, hilariously comparing it to the commitment-phobic antics in Shahrukh Khan’s 'Kabhi Haan Kabhi Na'. Join him in his quirky exploration of market dynamics and their global repercussions. Read the full authored piece here: https://lnkd.in/gte8Y8fr

For professional investors: Earnings growth is expected to be over 14% on US equities as investors appear bullish. Simultaneously, Europe seems to be offering relative value. Dive deeper into these trends in our latest monthly investment viewpoint.   #Equities #MarketTrends #MarketingCommunication

Let's talk about measuring returns for different types of investment. There are broadly three ways to measure returns on investment. 💡 Absolute returns 💡 CAGR 💡 XIRR Let's understand the difference and use-case of each. Typically, for investments less than one year, absolute returns are used. For investments greater than one year, CAGR and XIRR are better measures. While CAGR is typically used for lumpsum investments, XIRR can help determine returns for SIP-like investments. For instance, if a total investment of 50K becomes 65K over 2 years, the absolute return comes out to be 30%. However, for the same investment and current value, the XIRR over the same period would be 21%. For a one-time lumpsum investment of 10K, if the current value is assumed 65K, the absolute return comes out to be 550%. However, for the same investment, the CAGR over 2 years comes out to be 155%. Therefore, absolute returns can give an illusive picture and CAGR/XIRR should be used to measure returns against time horizon of investments. #investment #returns #finance #wealth

Understanding the Difference Between XIRR and CAGR in Investments: When measuring the growth of your investments, two important metrics often come into play: CAGR (Compound Annual Growth Rate) and XIRR (Extended Internal Rate of Return). Both give insights into returns, but they serve different purposes. Key Takeaway: Use CAGR for straightforward, lump-sum investments. Use XIRR for calculating returns on staggered or multiple investments. 💬 Which one do you use to track your investments? Share in the comments below! #Finance101 #XIRRvsCAGR #InvestSmart #PersonalFinance #InvestmentReturns #WealthManagement

There is a saying " Don't count your eggs before they hatch " ask a business, real meaning of it, who waits for its capital to grow in highly profitable and steepy turbulent environment. In year 2024, overall business environment sentiment was not so down inspite of being bombarded with massive taxes. However, people didn't afraid to invest in public listed companies knowing the fact companies will have to pay higher taxes that may reduce their earnings in future shows the real confidence of investor in those companies. We have seen exponential growth in PSX but those who say its not true reflection of economy may not understand real gist of it. GDP growth and PSX growth are interconnected. There are nearly 600 listed companies in different sectors on stock exchange providing service to hundreds of millions of consumers locally and abroad. An investor help company by buying its share to facilitate with infusion of capital in it. However, a company mission is to serve needs of millions of consumers who really help company to grow, eventually rise in share price. But an investor confidence in a company is priceless who visualize success in its stocks. And as monetary policy rate started to come down into single digit within next year. We can see more investors heading towards stock exchange. It is estimated that share index would rise upto 1.60 times in the whole year. May improves further as more liquidity available at cheaper cost for companies. Whereas, market capitalization may grow by 5 % - 7 % in 2025 from 2024.

The many unpredictable events of 2024 could easily have been disastrous for investment markets. Instead, we saw remarkable resilience and growth despite occasional volatility as investors reacted to the extraordinary times. Read the full newsletter here: https://lnkd.in/gU3t3NkC

#inthenews businessline features Multi-Act 's, "Are small-caps treading the tightrope of stretched valuations?" Discover the dynamic shifts within India's small-cap investment landscape, where potential growth meets heightened valuations. In an insightful analysis featured by The Hindu Business Line, Multi-Act delves into the current trends and future prospects of small-cap stocks and funds. Uncover how market indicators suggest a cautious yet opportunistic approach, emphasizing the importance of timing in maximising returns. For a detailed exploration of these findings and their implications, read the full article authored by Multi-Act's Project Lead for Behavioural and Fund Analytics, Amogh Korde: https://lnkd.in/djh72fm7 #InvestmentInsights #SmallCaps #StockMarketAnalysis #WealthManagement #FinancialTrends #EquityInvesting #MutualFunds #MarketValuation #InvestmentStrategy #CapitalMarkets #FinancialPlanning #InvestmentOpportunities #ActiveManagement #IndianMarket #GrowthStocks