Prabath Ekanayake CFP®’s Post

Dreaming of retirement together or envisioning 𝘀𝘁𝗮𝗴𝗴𝗲𝗿𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀 with your spouse? 🤔 At Guardian Investment Advisors, we understand that 𝘁𝗶𝗺𝗲𝗹𝗶𝗻𝗲𝘀 𝗮𝗿𝗲 𝗮𝘀 𝘂𝗻𝗶𝗾𝘂𝗲 𝗮𝘀 𝘆𝗼𝘂 𝗮𝗿𝗲. That's why we're here to tailor a strategy that fits your preferences perfectly! With our 𝗪𝗲𝗮𝗹𝘁𝗵𝗚𝘂𝗮𝗿𝗱 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗣𝗿𝗼𝗰𝗲𝘀𝘀, we'll guide you through every step of the journey, ensuring your income plan aligns seamlessly with your desired retirement dates. ✍️ See my 𝗹𝗶𝗻𝗸 𝗶𝗻 𝗯𝗶𝗼 and let's begin crafting a personalized strategy that brings the dreams you have for your golden years to life! While there, continue to our YouTube channel for more 𝗵𝗲𝗹𝗽𝗳𝘂𝗹 𝗰𝗼𝗻𝘁𝗲𝗻𝘁! 🧑💻 #YouTube #marriageandmoney #retirementplanning

🏡 Retirement on the Horizon? Let’s Talk About Your Next Chapter! If you’re thinking about retiring soon, it’s time to consider how your home could help you live the retirement you’ve always dreamed of. 🌟 Did you know home values have increased nearly 60% in the last 5 years? That means your home might be a hidden goldmine of equity just waiting to be unlocked. 💰 Downsizing to a smaller home or relocating to a more affordable area could: ✨ Cut your cost of living ✨ Simplify your life ✨ Boost your financial flexibility Whether you want to travel, spend more time with family, or feel financially secure, tapping into your home’s equity could make it possible. 🗺️💼 📆 If retirement is in your 2025 plans, now is the time to prepare. Let’s start your journey to a new chapter together — so every day can feel like Saturday. #RetirementPlanning #Downsizing #HomeEquity #RealEstateJourney #NewChapter 4o

Retirement is not just the end of a career—it's the beginning of a life lived on your terms. From financial strategies to luxurious lifestyle tips, our latest guide has everything you need to live richly in retirement. Discover how to turn your golden years into a time of freedom, fulfillment, and fun! Read more: https://lnkd.in/dkmgWMmh #RetirementPlanning #FinancialFreedom #LuxuryLiving #RetirementLifestyle #ImpactWealth

Retirement is often viewed as a time of freedom and leisure, but it can also present emotional challenges. Preparing mentally for this significant transition is just as crucial as planning financially. Here are just three of the seven strategies we've shared in a recent blog to help ease the transition into retirement: 1) Envision Your Ideal Retirement: Take the time to imagine what your dream retirement looks like. Consider the activities, people, and experiences you want to embrace. Creating a vision board can make these aspirations tangible, serving as a daily reminder of what you aim to achieve. 2) Examine Your Expectations: It’s vital to approach retirement with realistic expectations. Understand that while you gain freedom, every day may not unfold as planned. Reflect on what you hope to gain from retirement and prepare for the possibility of unexpected changes. 3) Reconnect with Your Identity: Many retirees find it challenging to shift their sense of self away from their careers. Explore interests and passions beyond your job. Engaging in community service or mentorship can provide a renewed sense of purpose while fostering connections with others. Read more about these and four more ways to mentally prepare for retirement in this recent blog post: https://lnkd.in/gqRMuM3k

Retirement is often misunderstood, leading many into an uncertain and daunting transition. Every day, about 10,000 Americans enter retirement without fully grasping what lies ahead. What if everything you thought you knew about retirement was wrong? What if the goals you’ve chased for decades fall short, leaving you feeling lost and unable to share your struggles? Retirement isn’t just a financial milestone—it’s a profound life transition. Without the right support, you risk stumbling through one of life’s biggest shifts. Here are four key truths about retirement that few discuss: - Lost & Found: Without a supportive tribe, you can feel misplaced and isolated. - Knock-Knock, Who’s There?: Retirement can strip away your work identity, leaving you questioning your relevance. - Bad Directions: Following outdated advice can lead you to a place you don’t want to be. - Signed Permission Slip: It’s okay to pause, recharge, and embrace the messiness of this journey. Don’t navigate retirement alone. Join Colleen Drummond & Robert Laura in Santa Fe for a 5-day in-person workshop on "Reinventing Retirement" from September 2-7, 2024, and start planning the life you truly want to live. https://lnkd.in/gBjnvt8i

Modern Elder Academy: Retirement isn’t just a financial milestone—it’s a profound life transition. Without the right support, you risk stumbling through one of life’s biggest shifts. Check out the four key truths you need to know and plan for… https://lnkd.in/dd58jjAG #MEA #ModernElderAcademy #Retirement #ReframingRetirement #RetirementCoaching

Navigating the Transition to Retirement: A New Chapter Begins We recently met with a new client who, at 64, was trying to decide whether to retire now or keep working for a few more years. Based on all her hard work and preparation, our planning process shows she’s MORE than ready for a comfortable retirement. But like many who have spent decades saving, she’s feeling nervous about transitioning from accumulation to decumulation—switching from saving to spending all that hard-earned money. She put it perfectly when she told us, "Talking about someone's money is VERY emotional." And it really is. The day we showed her that she could retire now, there was a flood of emotions. While she had been a DIYer with her finances for years, she came to us because she wanted to be absolutely sure. At Mendel Money Management, we understand that this shift is about more than just the numbers—it’s a psychological and emotional journey. We’re here to provide clarity, confidence, and a plan that reflects your long-term goals and the lifestyle you want to enjoy in retirement. If you’re approaching this transition and feel the weight of it, let’s talk. We’re here to help guide you through it. 📞 Schedule a meeting here: https://lnkd.in/eXiGtcWa #RetirementPlanning #FinancialPlanning #WealthManagement #MendelMoney

Dreaming of retirement together or envisioning 𝘀𝘁𝗮𝗴𝗴𝗲𝗿𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀 with your spouse? 🤔 At Guardian Investment Advisors, we understand that 𝘁𝗶𝗺𝗲𝗹𝗶𝗻𝗲𝘀 𝗮𝗿𝗲 𝗮𝘀 𝘂𝗻𝗶𝗾𝘂𝗲 𝗮𝘀 𝘆𝗼𝘂 𝗮𝗿𝗲. That's why we're here to tailor a strategy that fits your preferences perfectly! With our 𝗪𝗲𝗮𝗹𝘁𝗵𝗚𝘂𝗮𝗿𝗱 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗣𝗿𝗼𝗰𝗲𝘀𝘀, we'll guide you through every step of the journey, ensuring your income plan aligns seamlessly with your desired retirement dates. ✍️ See our 𝗹𝗶𝗻𝗸 𝗶𝗻 𝗯𝗶𝗼 and let's begin crafting a personalized strategy that brings the dreams you have for your golden years to life! While there, continue to our YouTube channel for more 𝗵𝗲𝗹𝗽𝗳𝘂𝗹 𝗰𝗼𝗻𝘁𝗲𝗻𝘁! 🧑💻 #YouTube #marriageandmoney #retirementplanning

In 2025, retiring without a financial plan is no longer optional. That's not meant to scare you. It's meant to protect you. Here's why: The retirement landscape has fundamentally changed. • Pension plans are disappearing • Social Security faces uncertainty • Market volatility is the new normal • Healthcare costs keep climbing • Inflation is eating away at savings But here's what I've noticed after helping hundreds of retirees: Those with a clear financial plan sleep better at night. Why? Because they know: • Exactly where their retirement income will come from • How their savings are protected • When to take Social Security • What their healthcare strategy looks like • How their loved ones are protected Just last week, a couple told me: "We wish we'd done this years ago. The peace of mind is priceless." Think about it: You wouldn't build a house without blueprints. Why build your retirement without a plan? The good news? It's not too late to start. What's keeping you from creating your retirement plan? Share below 👇 -------- I'm Patrick Shope, founder of Shope + Associates where I spend my time helping soon-to-be retirees and current retirees escape the 9 to 5 to enjoy their best life. I feel fortunate and privileged to get to do what I love for a living. My primary goal is to help those I serve maximize their joy and happiness and find purpose in their next chapter of life. How can I serve you?

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐍𝐞𝐱𝐭 𝐂𝐡𝐚𝐩𝐭𝐞𝐫: 𝐓𝐡𝐞 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐚𝐧𝐝 𝐓𝐢𝐦𝐢𝐧𝐠 𝐨𝐟 𝐓𝐫𝐚𝐧𝐬𝐢𝐭𝐢𝐨𝐧𝐢𝐧𝐠 𝐭𝐨 𝐚 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐇𝐨𝐦𝐞 Transitioning into a retirement home is a significant life decision that involves careful planning and consideration. As people age, their living needs change, and moving into a retirement home can offer numerous benefits. Here are the top 10...Read More