Dan Balaban’s Post

Exclusive Premium Content: Read about "Retokenization" fraud that is hitting transit agencies that accept open loop: https://t.ly/7vbW_ #payments #transitpayments #smartticketing  #ApplePay #contactless #openpayments #publictransport 

❓Did you know that 73% of consumers consider payment options when making online purchases? 🚀 With Nexway powerful payment technology, you can effortlessly localize your digital business, ensuring a faster time-to-revenue. 💡 Simplify your online selling with @Nexway's powerful payment technology. 🌍 Expand to 140+ countries 💳 Offer 47+ payment methods 💸 Bill in 40+ currencies https://lnkd.in/e6ss37EX Localize your #digital #business and accelerate your time-to-revenue. Don't just sell online, thrive globally with Nexway 💰 #eCommerce #PaymentOptions #Onlinebusiness

With digital privacy concerns at the forefront, traditional marketing strategies that rely on third-party cookies are falling behind. How has this shift affected companies that rely on data from partner channels? 🤔 Even though Google recently pushed back its plan to sunset third-party cookies, this serves as a timely reminder that companies must prepare for a cookie-less future. Michael Dunlop, VP of sales and go-to-market strategy for financial services at Rokt, explains how leaders are partnering with new platforms to make use of data for their customer acquisition strategies, discover how they can use data to deliver relevant messages, and boost engagement with their credit products. He dives into the following: 👉 Embracing privacy-centric strategies and regulatory compliance 👉 Contextual relevance in credit card utilization 👉 Retargeting and acquiring new customers 👉 Maximizing customer lifetime value Catch the full breakdown of how banks and payment providers can safely tap first-party data here: https://lnkd.in/gtjWbRGN #FintechNews #Fintech #DigitalPrivacy #Banking #DigitalBanks #Data

Great article and a cool boss! Michael Dunlop highlights how leading financial institutions like Citi and Bank of America leverage first-party data to boost customer engagement and acquisition. By focusing on consumer trust, transparency, and regulatory compliance, banks can deliver tailored, contextually relevant offers that enhance the customer experience and drive sustainable growth. Adapting to these new data practices not only safeguards privacy but also maximizes customer lifetime value.

📣 European Payments Acceptance Weekly News 28 June. In this weeks payments highlights: ✅ UK-based gaming marketplace, Driffle has partnered with Mangopay for payin, e-wallet management, seller payout, and KYC/KYB. ✅ Ecommpay partners with BigCommerce in UK and EMEA to add it to its list of integrations for merchants. ✅ Apple launches Tap to Pay on iPhone for users in Germany. Adyen, Commerzbank AG globalpay, myPOS, Nexi Group, SumUp, and Viva are the first payment platforms in Germany to offer Tap to Pay on iPhone. ✅ Worldline partners with Preferred Hotels & Resorts, a luxury hospitality company. The partnership focuses on simplifying payment procedures and enhancing the guest experience in the luxury hospitality sector. The collaboration will benefit over 600 member properties across 80 countries. ✅ Wearable Devices Ltd paytech provider MuchBetter has launched a contactless payments ring in Italy. The ring is free as long as users load it with €100 through the associated app. Customers just pay EUR 5.99 for delivery. Following the launch of the ring in Italy, it will also be available in Germany, Austria, the UK, Ireland and Poland. For more updates check out: https://lnkd.in/ehm2MGZs

🚀 **𝙋𝙧𝙤𝙫𝙞𝙙𝙚𝙧 𝙎𝙥𝙤𝙩𝙡𝙞𝙜𝙝𝙩: 𝙐𝙣𝙡𝙤𝙘𝙠𝙞𝙣𝙜 𝙋𝙖𝙮𝙢𝙚𝙣𝙩 𝙄𝙣𝙣𝙤𝙫𝙖𝙩𝙞𝙤𝙣 𝙬𝙞𝙩𝙝 𝙑𝙤𝙡𝙩** 🚀 As the Provider Relationship Manager at IXOPAY, I’m excited to kick off our Provider Spotlight series by introducing one of our valued partners, 𝙑𝙤𝙡𝙩. 🔗 This cutting-edge payment solution provider specializes in #OpenBanking, offering merchants faster, more secure, and cost-effective real-time payments. Their innovative approach to payment processing aligns perfectly with our mission to deliver diverse, future-ready solutions to our clients. I had the opportunity to ask Richard Drury, VP Global Partnerships, three key questions to better understand their value proposition and how merchants benefit from being integrated into the IXOPAY platform: 1️⃣ **𝘞𝘩𝘢𝘵 𝘤𝘰𝘳𝘦 𝘧𝘶𝘯𝘤𝘵𝘪𝘰𝘯𝘢𝘭𝘪𝘵𝘪𝘦𝘴 𝘰𝘳 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘥𝘰 𝘺𝘰𝘶 𝘰𝘧𝘧𝘦𝘳 𝘵𝘩𝘢𝘵 𝘢𝘳𝘦 𝘱𝘢𝘳𝘵𝘪𝘤𝘶𝘭𝘢𝘳𝘭𝘺 𝘷𝘢𝘭𝘶𝘢𝘣𝘭𝘦 𝘧𝘰𝘳 𝘮𝘦𝘳𝘤𝘩𝘢𝘯𝘵𝘴?** 𝙑𝙤𝙡𝙩 enables merchants to accept real-time bank payments through #OpenBanking, allowing for instant and secure fund transfers without the need for cards. Their solutions reduce the risk of chargebacks, lower transaction fees, and provide rapid settlement, giving merchants greater liquidity and improved cash flow. 💰 Volt also supports cross-border payments, making it ideal for global businesses. 🌍 2️⃣ **𝘏𝘰𝘸 𝘥𝘰𝘦𝘴 𝘺𝘰𝘶𝘳 𝘤𝘰𝘮𝘱𝘢𝘯𝘺 𝘩𝘦𝘭𝘱 𝘮𝘦𝘳𝘤𝘩𝘢𝘯𝘵𝘴 𝘳𝘦𝘮𝘢𝘪𝘯 𝘤𝘰𝘮𝘱𝘦𝘵𝘪𝘵𝘪𝘷𝘦 𝘪𝘯 𝘢 𝘥𝘺𝘯𝘢𝘮𝘪𝘤, 𝘨𝘭𝘰𝘣𝘢𝘭 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘮𝘢𝘳𝘬𝘦𝘵?** 𝙑𝙤𝙡𝙩 is constantly pushing the boundaries of #OpenBanking by expanding its coverage across Europe and beyond. 🌐 By offering a unified API and advanced features like instant refunds and smart routing, Volt helps merchants meet the growing demand for faster and more efficient payment methods. Their solutions empower businesses to optimize conversion rates and enhance the customer experience, making them a strong contender in the evolving payments landscape. 💪 3️⃣ **𝘞𝘩𝘢𝘵 𝘥𝘰 𝘺𝘰𝘶 𝘴𝘦𝘦 𝘢𝘴 𝘵𝘩𝘦 𝘣𝘪𝘨𝘨𝘦𝘴𝘵 𝘣𝘦𝘯𝘦𝘧𝘪𝘵 𝘰𝘧 𝘣𝘦𝘪𝘯𝘨 𝘪𝘯𝘵𝘦𝘨𝘳𝘢𝘵𝘦𝘥 𝘪𝘯𝘵𝘰 𝘐𝘟𝘖𝘗𝘈𝘠’𝘴 𝘱𝘭𝘢𝘵𝘧𝘰𝘳𝘮?** The greatest benefit of integrating with IXOPAY is that all the heavy lifting in terms of integration is already handled by IXOPAY. This allows merchants to quickly and effortlessly access Volt’s #OpenBanking capabilities without additional development resources. 🔧 As a result, merchants can rapidly expand into new markets and add real-time bank payment options with minimal effort, all while utilizing IXOPAY’s powerful transaction routing, reporting, and risk management features.📈 To learn more about IXOPAY and our integrations, visit ixopay.com or contact me directly. ✉️ #payments #openbanking #fintech #ecommerce #merchantservices #partners Volt.io IXOPAY

The transition beyond third-party cookies!! Companies are now focusing on first-party data and privacy-conscious practices: The Impending Shift: - Privacy Regulations - User Privacy Concerns - Browser Changes by web browsers, Microsoft Edge, and Google Chrome, have taken steps to phase out third-party cookies. Preparing for the Change: - Emphasize the collection of first-party data. - Contextual targeting, realized by analyzing the content of the page a user is viewing to deliver relevant ads. - Implement consent management systems. https://lnkd.in/ezDKCfX3

Digital wallets have the potential to do more than store payments and Gen Z is leading in using of these nontransactional wallet activities.

Digital wallets have the potential to do more than store payments and Gen Z is leading in using of these nontransactional wallet activities.

Ready to dive deep into the world of digital wallets? 📱Look no further! Thredd has you covered with an extensive Digital Wallets Guide https://bit.ly/3RXvGH3 that explores all the latest trends and insights in this rapidly evolving landscape. Discover the best wallets for specific programme types, #payment channels, end-user needs and SO MUCH MORE! 💡 Join us on this journey to stay ahead in the #digitalwallet game. Download our guide and transform your digital payments strategy today!