Chris Metcalf’s Post

Interestingly our service split is now 70% loans and 30% asset finance, which shows businesses are seeing more use and value in having access to cash instead of directly for assets. I assume this is due to the verticality of cash and its universal uses. Take a look at my new blog post sharing some information on what business loans can be used for.

Managing Cash Flow in Challenging Times In light of the ongoing cost of living crisis, we know that many businesses are feeling the financial strain. At Percy Finance, we offer a range of solutions to help ease cash flow concerns and manage monthly expenses, including: 1. Refinancing unencumbered assets – Unlock the value of your assets to improve cash flow. 2. Ongoing finance agreements – Consolidate and lower monthly payments to reduce financial pressure. 3. Unsecured and secured business loans – Flexible loan options tailored to meet your business's specific needs. 4. Invoice discounting – Get paid faster and take control of your cash flow. If you're looking to explore how these options could support your business, please get in touch with us today. ☎️ 01675 624901 📧 [email protected] Let’s work together to build a stronger financial future for your business.

At V Care Financial Services, we understand that every SME has unique financial needs. That's why we offer a comprehensive suite of products designed to fuel your business growth: 🔹 Purchase Finance: Strengthen your supply chain 🔹 Bill Discounting: Improve cash flow management 🔹 Business Loans: Expand operations with confidence 🔹 Working Capital Solutions: Keep your business running smoothly 🔹 Term Loans: Invest in long-term growth projects Whether you're looking to optimize your cash flow, expand your operations, or invest in new opportunities, V Care has the right financial tool for you. Ready to take your SME to the next level? Let's discuss how our tailored financial solutions can support your business goals. Comment below or reach out to schedule a consultation with our expert team. #SMEFinance #BusinessGrowth #FinancialSolutions #VCareFinancialServices

🚨 3 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬 𝐭𝐨 𝐀𝐯𝐨𝐢𝐝 𝐖𝐡𝐞𝐧 𝐆𝐫𝐨𝐰𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 🚨 Cash flow management is critical as you scale your business. Here are three common mistakes SME owners often make—and how you can avoid them: 1️⃣ 𝐎𝐯𝐞𝐫𝐞𝐬𝐭𝐢𝐦𝐚𝐭𝐢𝐧𝐠 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐏𝐫𝐨𝐣𝐞𝐜𝐭𝐢𝐨𝐧𝐬 It’s easy to get optimistic about future sales, but overestimating can leave you cash-strapped. Stick to conservative projections and plan for slower growth to avoid cash flow surprises. 2️⃣ 𝐍𝐞𝐠𝐥𝐞𝐜𝐭𝐢𝐧𝐠 𝐭𝐨 𝐒𝐞𝐩𝐚𝐫𝐚𝐭𝐞 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐚𝐧𝐝 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 Blurring the lines between personal and business accounts can lead to cash flow confusion. Set up separate accounts to keep track of business expenses and revenue more accurately. 3️⃣ 𝐈𝐠𝐧𝐨𝐫𝐢𝐧𝐠 𝐋𝐚𝐭𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐟𝐫𝐨𝐦 𝐂𝐥𝐢𝐞𝐧𝐭𝐬 Letting overdue invoices pile up can cripple your cash flow. Set clear payment terms, follow up regularly, and consider offering early payment incentives to keep the cash moving. ✅ Manage your cash flow wisely and ensure your business is set up for long-term success! #SmallBusinessTips #CashFlowManagement #BusinessGrowth #FinanceTips #SME ---------------------- 💥 I am Roland Tedder 🔺Supporting your business with finance for growth, acquisition and exit 🔺Providing business loans, asset finance, revolving credit facilities, invoice finance, property development loans and more 🔝 Connect with me

🚨 3 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬 𝐭𝐨 𝐀𝐯𝐨𝐢𝐝 𝐖𝐡𝐞𝐧 𝐆𝐫𝐨𝐰𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 🚨 Cash flow management is critical as you scale your business. Here are three common mistakes SME owners often make—and how you can avoid them: 1️⃣ 𝐎𝐯𝐞𝐫𝐞𝐬𝐭𝐢𝐦𝐚𝐭𝐢𝐧𝐠 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐏𝐫𝐨𝐣𝐞𝐜𝐭𝐢𝐨𝐧𝐬 It’s easy to get optimistic about future sales, but overestimating can leave you cash-strapped. Stick to conservative projections and plan for slower growth to avoid cash flow surprises. 2️⃣ 𝐍𝐞𝐠𝐥𝐞𝐜𝐭𝐢𝐧𝐠 𝐭𝐨 𝐒𝐞𝐩𝐚𝐫𝐚𝐭𝐞 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐚𝐧𝐝 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 Blurring the lines between personal and business accounts can lead to cash flow confusion. Set up separate accounts to keep track of business expenses and revenue more accurately. 3️⃣ 𝐈𝐠𝐧𝐨𝐫𝐢𝐧𝐠 𝐋𝐚𝐭𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐟𝐫𝐨𝐦 𝐂𝐥𝐢𝐞𝐧𝐭𝐬 Letting overdue invoices pile up can cripple your cash flow. Set clear payment terms, follow up regularly, and consider offering early payment incentives to keep the cash moving. ✅ Manage your cash flow wisely and ensure your business is set up for long-term success! #SmallBusinessTips #CashFlowManagement #BusinessGrowth #FinanceTips #SME ---------------------- 💥 I am Guy Prince 🔺Supporting your business with finance for growth, acquisition and exit 🔺Providing business loans, asset finance, revolving credit facilities, invoice finance, property development loans and more 🔝 Connect with me

🚨 3 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬 𝐭𝐨 𝐀𝐯𝐨𝐢𝐝 𝐖𝐡𝐞𝐧 𝐆𝐫𝐨𝐰𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 🚨 Cash flow management is critical as you scale your business. Here are three common mistakes SME owners often make—and how you can avoid them: 1️⃣ 𝐎𝐯𝐞𝐫𝐞𝐬𝐭𝐢𝐦𝐚𝐭𝐢𝐧𝐠 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐏𝐫𝐨𝐣𝐞𝐜𝐭𝐢𝐨𝐧𝐬 It’s easy to get optimistic about future sales, but overestimating can leave you cash-strapped. Stick to conservative projections and plan for slower growth to avoid cash flow surprises. 2️⃣ 𝐍𝐞𝐠𝐥𝐞𝐜𝐭𝐢𝐧𝐠 𝐭𝐨 𝐒𝐞𝐩𝐚𝐫𝐚𝐭𝐞 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐚𝐧𝐝 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 Blurring the lines between personal and business accounts can lead to cash flow confusion. Set up separate accounts to keep track of business expenses and revenue more accurately. 3️⃣ 𝐈𝐠𝐧𝐨𝐫𝐢𝐧𝐠 𝐋𝐚𝐭𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐟𝐫𝐨𝐦 𝐂𝐥𝐢𝐞𝐧𝐭𝐬 Letting overdue invoices pile up can cripple your cash flow. Set clear payment terms, follow up regularly, and consider offering early payment incentives to keep the cash moving. ✅ Manage your cash flow wisely and ensure your business is set up for long-term success! #SmallBusinessTips #CashFlowManagement #BusinessGrowth #FinanceTips #SME ---------------------- 💥 I am Ross Finden 🔺Supporting your business with finance for growth, acquisition and exit 🔺Providing business loans, asset finance, revolving credit facilities, invoice finance, property development loans and more 🔝 Connect with me

Cash flow forecasting enables a business to ensure they are operating and trading effectively. Cash flow provides for a wide range of purposes such as wages, fixed overhead costs and supplier fees. If cash flow isn’t effectively managed by a business, this could have detrimental effects on the day-to-day running of the business, not to mention any future investment. If a business sees seasonal dips, Invoice Finance can be one of the most effective cash flow conservation tools available. It’s flexible and can adapt to most sectors and business models, plus it fits with business conditions and turnover, unlike the rigid structure of a business loan. #commercialfinance #appointedrepresentative #commercialbroker #invoicefinance #financebroker #unlockopportunity

🚀 Boost Your Business Cash Flow with Invoice Discounting & Contract Financing Loans! 💸 Need funds to bridge cash flow gaps or fulfill contracts? Our tailored Invoice Discounting and Contract Financing Loans provide the support you need. Enjoy ✅ quick approvals, 💰 competitive rates, and expert guidance to keep your business thriving! 💼 Why Choose Us?   ⚡ Fast Approvals: Get access to funds without delay.   📉 Competitive Rates: Financing designed to keep costs manageable.   🧑💼 Professional Support: Our team is here to guide you every step of the way. 📞 Take control of your business finances today! Call us at 0302230010 to apply now. #BusinessLoans #InvoiceDiscounting #ContractFinancing #CashFlowSolutions #BusinessGrowth

Is there a lack of cash in your business right now? Looking for more finance, a new loan or an increase in your overdraft, isn’t always the right solution. You need to understand why there is a lack of cash. A few suggestions to get you thinking: - Are customers paying you slowly, beyond credit terms? - Are you paying suppliers too quickly (if their terms are 30 days – pay them in 30 days)? - Are you holding to much stock that is tying up cash? - Is your debt structure wrong (are trying to pay off a loan too quickly?) - Are your overheads too high (where can you cut costs or negotiate better deals)? - Is your gross profit too low? - Have sales levels fallen, without you cutting costs to match? These are just high-level suggestions. To really understand what drives the cash flow in your business its important that you understand the cash flow cycle in your business, what can be done to improve it and how. If you need some help, get in touch. #businessupport #businessadvice #accountantsandaccounting

#Business #Tip : Until you are cash flow positive, you have to continually prioritize any activity that will generate or keep cash in your business e.g. closing deals, customer collections, raising investments, loans, grants, limiting expenses or delaying vendor payments.