Ledn reports $1.16 billion in digital loans in 2024

As pioneers in fintech lending, Francesco Filia and Daniele Guerini have helped drive the development of this multi-billion dollar industry. Their new book ‘The Future of Finance' tells the story of this emerging asset class and its intersection with the rise of decentralised finance. Laurence Fletcher, Deputy Markets News Editor at the Financial Times, says: “Filia and Guerini’s book tells the definitive story of digital lending and fintech. It is essential reading for anyone trying to understand the huge changes taking place and the opportunities that will arise.” Buy here: https://lnkd.in/ejhYG2y8 #FutureofFinance #fintech #digitallending

The Federal Reserve created the Bank Term Funding Program (BTFP) in March 2023 — a month during which Silvergate Bank revealed its intent to liquidate, Silicon Valley Bank collapsed and the FDIC shut down Signature Bank. The Fed program made funding available to eligible depository institutions in an effort to help banks meet the needs of their depositors. But it is set to stop making new loans on March 11. #tech #technology #financialtechnology #information #fintechs #fintechinfoworld #fintech #startup #FintechNews #FintechSolutions #PaymentTech #InsureTech

Closing The Financial Access Gap: Top Fintech Players Leap Further Towards Financial Inclusion With an Industry-Leading Partnership https://lnkd.in/d6QVWsdp #FintechAI #2024Trends #blockchain #banking #futuretechnology

Just in: Ledn secures industry-first $50M #Bitcoin-backed syndicated loan issued by Sygnum Bank! Read more in the article below. Interesting times ahead.. #crypto #lending #tech #bitcoin #digitalassets

𝐄𝐧𝐭𝐫𝐞𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐬 𝐁𝐮𝐲𝐢𝐧𝐠 𝐁𝐚𝐧𝐤𝐬 𝐒𝐞𝐫𝐢𝐞𝐬 Question #3 - What is a business plan that the regulators will approve? Currently, cryptocurrency, cannabis, and some fintech-related businesses face significant regulatory challenges when seeking approval to own a bank. This isn’t our judgment—it's the reality of the current regulatory environment. Until these regulations evolve, pursuing approval may be a wasted effort. However, for mortgage companies, finance firms, private lenders, deposit aggregators, and other conventional businesses, the path to approval is more achievable, albeit rigorous. Success hinges on submitting a detailed, regulator-approved business plan with three years of precise financial projections and assembling a qualified management team with local banking expertise. Drafting a regulatory-compliant business plan is no small feat. Unlike traditional business plans, these must meet specific requirements, including financial projections in the FFIEC call report format and adherence to strict regulatory ratios. Missteps here can lead to rejections and costly delays. Engaging experienced legal and business advisors to get it right the first time is crucial. Banks remain excellent investments, particularly for “banking adjacent” businesses that can benefit from integration. While the hurdles are real, they are far from insurmountable with the right guidance. Visit www.BankAdvisorsLtd.com to learn more about our team and how we can support finding your next bank purchase. #BankAdvisors #Banking #Bankers #CommunityBanks #BankingIndustry #Banks

🔄💰 The landscape of DeFi lending is evolving rapidly in 2024. We are moving away from the traditional model of over-collateralization and embracing real-world asset integration. This significant shift is not only enhancing access to credit but also providing new opportunities for borrowers and lenders. Our latest article delves into this evolution and its implications for the future of decentralized finance. 🚀🌍 🔗 https://lnkd.in/dbCuArYQ Hashtags: #DeFi #Lending #RealWorldAssets #BlockchainInnovation #FinanceTransformation #Crypto2024 #DigitalAssets #DecentralizedFinance #Fintech

At Nexo, our commitment to empowering long-term wealth builders has never been stronger. Drawing inspiration from the finest traditions of private banking, we combine tailored products with white-glove client care to meet the sophisticated needs of today’s investors. What’s New? Starting February 22, 2025, Nexo will introduce a $5,000 minimum balance to access our services. This strategic move reflects our dedication to serving the mass affluent market, ensuring every client benefits from the premium experience they deserve. With over $11 billion in assets under management, $320 billion in processed transactions, and $1 billion in interest paid out, Nexo is leading the way in digital asset wealth management. Our innovations, like tax-efficient crypto credit lines, the Dual Mode Nexo Card, and personalized USD, EUR, and GBP accounts, are tailored to help you grow and preserve your wealth. As one of the few platforms that weathered the challenges of 2022-23, we are proud to continue setting the standard for stability and excellence in crypto finance. This is just the beginning of an exciting chapter in our journey. Let’s shape the future of wealth together. 🔗 Learn more: https://lnkd.in/ds6PhBWa #CryptoWealth #DigitalFinance #Fintech #Nexo #Bitcoin

✨ Exciting Developments in Decentralized Finance! ✨ We are excited to share groundbreaking news about FluidTokens DEX, the pioneering permissionless lending protocol on #Bitcoin. As the first #Decentralized #Exchange (DEX) for #Runes on #Bitcoin, Fluid DEX offers unique features designed to enhance trading freedom and security. Unique feature of #FLUID #DEX: 🔹 Permissionless Trading: #Fluid #DEX operates without the need for a multi signature approach to approve swaps. This means complete autonomy over your liquidity, your runes, and your trades. 🔹 Non-Custodial Security: In the world of #crypto, #security is paramount. With Fluid DEX, your Runes and Bitcoin remain in your wallet until the moment you decide to swap. 🔹 Full Customization: It offers fully customizable trading options, allowing you to choose the exact amount you wish to trade. 🔹 Enhanced Trading Opportunities: Fluid DEX allows users to list on multiple marketplaces simultaneously. Why Fluid DEX Matters: The introduction of #Fluid #DEX is a significant milestone in the #DeFi ecosystem, particularly for Bitcoin-based trading. It combines the security of non-custodial services with the flexibility of customizable trading, all while maintaining the core values of decentralization. By providing a platform that emphasizes user control, security, and flexibility, Fluid Tokens is paving the way for more robust and user-friendly #decentralized trading solutions. Ready to explore this new paradigm in trading? Check out #Fluid #DEX and experience the future of #decentralized #finance. https://lnkd.in/eZqzXi-8 #FluidTokens #Crypto #Bitcoin #DEX #Blockchain #DeFi #Permissionless #Finance #NonCustodial #Trading #Decentralization #Innovation

Have you ever heard of lending protocols? Discover what they are and how they operate in the DeFi world. Know More: https://bit.ly/3Q2C5hQ For more such updates visit VoiceOfCrypto.online🌐📰 #VOC #VoiceOfCrypto #CryptoNews #BTC #DeFi #Crypto #LendingProtocols

Have you ever heard of lending protocols? Discover what they are and how they operate in the DeFi world. Know More: https://bit.ly/3Q2C5hQ For more such updates visit VoiceOfCrypto.online🌐📰 #VOC #VoiceOfCrypto #CryptoNews #BTC #DeFi #Crypto #LendingProtocols