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Polly Integrates With nCino, Inc.'s Mortgage Suite to Streamline Pricing and Enable Better Loan Officer Mobility "We are seeing the importance of relationships compounded in today's market, and this integration creates a substantial benefit for mortgage lenders, loan officers, and borrowers alike," added Parvesh Sahi, Chief Revenue Officer at Polly. "Together, Polly and nCino remain on the forefront of innovation and are focused on streamlining the lender and LO experience and producing massive efficiency gains with state-of-the-art technology. I am confident that this integration will create demonstrable value across the full spectrum of mortgage industry participants." https://lnkd.in/dvsR5Ymq Ben Miller #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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On this weeks episode of Products That Count, our CPO David Feuer shares insights on how to balance short-term priorities with long-term vision in product management. Learn how Galileo is driving financial inclusion and modernizing banking software. Check out the full podcast here https://lnkd.in/gtCZeiWx #banking

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Enhance Your Lending Decisions with Social Verification! Lenders, are you leveraging Yelp data to verify business credibility? Yelp’s business social verification is emerging as a powerful tool for lenders to make smarter, data-driven lending decisions. LendFoundry’s integration with Yelp provides real-time insights into business performance, helping lenders reduce risks and enhance outcomes. With customer reviews, engagement metrics, and market reputation data, LendFoundry offers a robust platform for accurate lending decisions. Want to learn how to leverage social proof like Yelp for safer lending? Check out our latest blog to explore how LendFoundry is reshaping the future of lending! Read more in our latest blog: https://lnkd.in/gz9PqT8a #LoanOriginationSoftware #DigitalLending #LoanServicingSoftware #LendFoundry #SocialVerification #Yelp #BusinessVerification #FinTech

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Be in the know on #payments news with this week’s #WeekendReads ⬇️ 1. CU 2.0 Podcast: James Colassano on Real Time Payments (RTP) Coming At You https://lnkd.in/g-ru-iXg / CU 2.0 2. New Study Highlights Tech Trends and Top Priorities for Banks in 2024 and 2025 https://lnkd.in/gS-gsKA4 / Bank Automation News 3. Is Request to Pay the New Frontier of Payments in Europe? https://lnkd.in/dH9z-HHK / Payments Cards & Mobile 4. Instant Payments Drive Profits for the Small Restaurants That Use Them https://lnkd.in/eXAyhUx5 / PYMNTS 5. Why Banks and Credit Unions Are Moving Slowly to Real-Time Payments https://lnkd.in/gZ3jz56g / PaymentsJournal

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Bringing digital to B2B payments: Serial entrepreneur René Lacerte talks about BILL’s quest to help businesses connect and transact and his passion for small and midsize businesses. http://dlvr.it/THHq9f #InsightsonFinancialServices #Banking #Payments

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Mark your calendar for sessions with Fed leaders at industry conferences next week to gain insight on innovations in payments. Details: https://lnkd.in/geDzV-hN #paymentsindustry #banking #fasterpayments #instantpayments #fintech #payments #FederalReserve

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What happens when your product strategy backfires? Wells Fargo made three critical strategic gambles to appeal to younger consumers with their flashy co-branded rewards card with hot FinTech startup Bilt. Join me, and we’ll learn: – How banks make money with credit cards – The strategic assumptions Wells Fargo made getting into the deal – How financially-savvy Millennials are now using the Bilt card to cost Wells over $10 million monthly This week, I’m showing 600 people the importance of setting & watching the assumptions underlying your strategy and how to make these financial strategies work for you. If you want to join us, subscribe below:

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🚨 WEBINAR ALERT: Open Banking & the Impact of Regulation 1033 🏛️🌐 The CFPB’s Final 1033 Ruling is here, and it’s reshaping the payments industry by empowering consumers with greater access and control over their financial data. But what does this mean for merchants? 🔍 Join Optimized Payments and Plaid THIS Wednesday, November 20th, at 1 PM Eastern, for an exclusive webinar where industry experts Sharon Gross and Mollie Curran will break it all down for you. Key Takeaways for Attendees: ✔️ New payment channels & business opportunities ✔️ How 1033 could lower transaction fees and boost authorization rates ✔️ Compliance tips to integrate these changes safely and effectively ✔️ Insights on regulatory timelines & practical implementation tips Whether you’re a merchant or payments leader, this is your chance to stay ahead of the curve, leverage open banking, and prepare for the future of payments. Don’t miss out! Register now 🔗 https://lnkd.in/eZX-9b_U (Can’t attend live? No problem—we’ll send you the recording!) #Payments #OpenBanking #Regulation1033 #CFPB #Webinar #OptimizedPayments #Plaid #Fintech

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Is friction in your payments process quietly costing you customers? Your payment process might be driving customers away—and you don’t even know it. Clunky, manual payment flows aren’t just inconvenient—they’re a liability. Mapping the customer journey is the first step to uncovering hidden pain points that could be costing you loyalty, revenue, and growth. Here's how: ✅ Speed Equals Growth: Faster transaction flows improve cash positions, cash flow management, and reduce errors—fueling scalability. ✅ Smarter Tech, Less Effort: APIs and modular tools make it easier than ever to integrate modern payment solutions like digital wallets and virtual cards. ✅ Seamless Experiences, Real Results: Imagine customers reviewing invoices, making real-time payments, and syncing everything to your ERP—no friction, no delays. What’s stopping your business from delivering seamless payment experiences? #PaymentsInnovation #CustomerJourney #BusinessGrowth #FortisPayments

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⚡ Last week, our CEO, David joined other banking executives at the Cedar-IBSi core banking summit to chat about the state of BaaS, embedded finance and the API economy. Here are some takeaways from the conversation: ✨There is increased value in a BaaS provider being a bank due to growing regulatory scrutiny around the world. The layers of non-bank middlemen providers introduce too much risk. ✨Consequently, there is likely going to be more scrutiny around the controls BaaS providers have over their partners. Partners need compliance and the right service guardrails to ensure that good outcomes are being delivered and keep the BaaS provider in good standing with the regulator. ✨In the past, banks and BaaS providers focused on competing on cost at the detriment of customer experience. As we are now seeing a generational shift in consumer expectations, shifting distribution to the point of need of the customer will allow better inclusion and the delivery of the experience that customers now expect. ✨Decentralised identity will improve user experience and make things like proving age, nationality, and credit scores more secure and private. #BaaS #embeddedfinance | IBS Intelligence 💡

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One point of integration, a world of choice. 🌎 Tailor your payout program to meet the diverse preferences of consumers with options like custom-branded virtual cards, physical cards, or even ACH transfers. Delight recipients with the payments they prefer, powered by Onbe. #Payments #Fintech #VirtualCards #PhysicalCards

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#Visa product leaders share how four new #AI-powered #VisaProtect solutions address emerging #fraud and #scams across real-time payments and card-not-present transactions on Visa and non-Visa networks. Watch now. #PaymentFraud #RTP #A2A

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AI: it’s disruptive, divisive, and downright transforming small business lending. Watch Jane Prokop, EVP and Global Head, Small and Medium Enterprises at Mastercard, break down how AI and tech innovations are opening new doors for small businesses. Catch this quick clip from our webinar, 'Fair and Accessible Credit for Small Business and the Impact of AI' – a must-watch for anyone curious about the future of small business lending! https://lnkd.in/gcviidRs

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The payment processing space is in for a rude awakening. There is a complete, lack of transparency across the entire industry. From the networks, to the processors, to the sponsor banks. To be honest, it's disgusting. We have been working with a handful of processors who are more forward-thinking and trying to streamline the fees and market. However, it's amazing how opaque the market really is. We just ran an assessment on all of our processing fees down to the penny, from the network fees through processing fees. Here is a list of all of our network fees 🤯🤯🤯🤯🤯🤯🤯🤯 Send help.

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Ever wondered what happens after you tap your credit card or check out online? Our new video breaks down the roles of issuers and acquirers in the payment process! Don’t miss out—watch the video below and subscribe to our channel to get the full scoop! 🔔 Subscribe Now: https://lnkd.in/eTnAyD4t Learn how money moves from your card to the seller's account, the different roles played by issuing and acquiring banks, and how payment processors fit into the mix. From transaction approvals to fraud detection, discover how these essential players keep your payments secure. #PaymentProcessing | #Fintech | #CardPayments

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When customers expect options to pay online, businesses benefit from the use of electronic lockbox, or eLockbox. This is a remittance payment service that allows customers to make payments in whichever form they prefer while delivering those funds in one simple ACH deposit and compressed data file. Learn how bank lockbox services work in this blog: https://hubs.li/Q02z3RNh0

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Amount's $30M Investment to Revolutionize Digital Lending for Credit Unions "By leveraging Amount's technology, credit unions can simplify their consumer and SMB digital lending processes, making it easier for members to open deposit accounts and secure loans. Their platform integrates seamlessly with a financial institution’s existing banking architecture, offering a modern solution for organizations of all sizes to rapidly innovate and bring new products to market more quickly."   https://lnkd.in/eUUHVNu3 Curql Nick Evens Adam Hughes Kevin Trilli Timothy Clarke, CFA Len Eschweiler Tesha C. Eric Lee Ronny Gonzalez Megan Staton #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Eyefinity created a solid payments foundation leveraging an Integrated Payments solution. They appreciate how this payments model creates: 👉 Convenience by removing the obstacles of re-keying information in multiple systems 👉 Opportunity to provide a seamless customer experience at checkout 👉 A strong value prop with both of their distinct market segments Learn how they plan to build upon their payments program with the Worldpay for Platforms team by their side. https://bit.ly/3XeJwXi

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