Michael L. Chindamo, AIF®, CSP®, Retired CFP(r) designation.

Thanks, Nuvo for the support. This is THE conference for construction credit professionals. If you paid the attorneys individually for the advice given here, you'd pay several THOUSAND $$. All this for $159 ! Can't touch this! #BuildingBlocks #PollResults #communityvoice #creditmanagement #buildingmaterials #creditandcollections #ar #accounting #riskmanagement #credit #credit #creditmanagement #creditandcollections #accounting #accountsreceivable #collections #finance #cfo #lienlaw #mechanicsliens #legal #creditmanager #creditlife #constructionlife #leadership #mentor #mentorship #creditcommunity #crediteducation #constructionindustry #buildingmaterials #supplier #supplychain #ai #dashboard #constructionmaterials #reducerisk #concrete #roofing #drywall #riskmanagement #lumber #materialssuppliers #materialsuppliers #hvac #doors #windows #buildingsupplies #construction #residential #commercial #industryexperts #business #community #project #lien #network #constructionlaw #constructionmaterials #constructionnews #constructionaccounting #constructionmanagement #buildingconstruction #accountsreceivables #buildingblocks #accountsreceivable #riskmanagement #revenuecyclemanagement #creditriskmanagement #networking

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PREPARING FOR LONGEVITY CHECKLIST: HOUSING CONSIDERATIONS. Planning for aging when considering housing can make all the difference in your ability to age in place. Commit to developing an #AgingPlan today. bit.ly/AP-LLL #AgingPlan #MyAgingPlan #WolfLTC #longtermcare #longtermcareinsurance #PlanningForLongevity #LongevityandFrailty

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Unlock Expert Insights with the Divorce Real Estate and Mortgage Journal! For Family Law Professionals, Mortgage Advisors, and Real Estate Agents, the Divorce Real Estate and Mortgage Journal by the Divorce Lending Association  is your trusted resource for navigating the complexities of divorce. From property division to mortgage solutions, gain access to cutting-edge strategies that will set you apart in your field. Don't wait—subscribe today and empower your practice with knowledge that makes a difference! https://lnkd.in/gxXb-z-w #DivorceLending #FamilyLaw #RealEstate #MortgageProfessionals #DivorcePlanning #ExpertAdvice

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The Certified Financial Planner® (CFP®) certification is a globally recognized benchmark for excellence in financial planning. It equips you with the knowledge and skills to provide comprehensive advice on investments, tax planning, retirement, and more. Beyond the technical expertise, it positions you as a trusted advisor, capable of creating lasting client relationships through ethical and competent practices. In India’s growing financial services sector, a CFP® certification not only enhances your career prospects with top firms but also empowers you to make a tangible difference in people's lives by guiding them toward financial security and independence. It’s an investment in your credibility, growth, and ability to stand out in a competitive industry. FPSB India | The WallStreet School

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According to CFP Board’s 2024 Compensation Study, 85% of CFP® professionals report high personal fulfillment in their careers. Combine that with a 10% earnings advantage, and it’s no wonder CFP® certification is seen as a valuable credential in the financial planning profession. Read more about the study’s findings in this Rethinking65 article: https://lnkd.in/eUstWwVh      

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"The Compound Effect" by Darren Hardy is a motivational book that emphasizes the power of making small, consistent changes to achieve significant long-term results. Hardy, the former publisher of SUCCESS magazine, presents the idea that rather than making radical changes, the key to success is in the accumulation of small decisions and actions over time. The book is structured around several core concepts: 1. **The Compound Effect**: This is the principle that small, seemingly insignificant steps completed consistently over time will create a radical difference. 2. **Choices**: Hardy asserts that every decision, no matter how small, ultimately contributes to significant outcomes. He encourages readers to make conscious choices daily that align with their goals. 3. **Habits**: According to Hardy, habits shape our lives more profoundly than we might initially think. He suggests focusing on establishing good habits and eliminating bad ones as a path to success. 4. **Momentum**: Hardy discusses how momentum can be built with small actions over time, making it easier to sustain progress as efforts compound. 5. **Influences**: The book highlights the importance of surrounding oneself with positive influences, as the environment and the people around us can significantly impact our journey toward success. 6. **Accountability**: Hardy stresses accountability as a mechanism to ensure one stays on track towards achieving goals. He suggests using systems and tools to monitor progress and stay motivated. Throughout the book, Hardy provides practical advice and personal anecdotes to illustrate how applying the Compound Effect can lead to success in business, relationships, and personal growth. The central message is that consistency and small, smart choices lead to lasting changes and desired outcomes.

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Let’s be honest—managing personal and family finances can be tough. That’s why I’m thrilled to have Werth Wealth share some must-do tips to help make our lives a little easier!

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There are countless decisions to make when it comes to #401k investments: *TDF or managed account? *Active or passive? *"To" or "through"? *How to address #retirementincome? *Which optional SECURE 2.0 provisions to implement? Bruce Lanser from UBS shares some interesting insights on the future of #TargetDateFunds: ➡️ Lifetime income in TDFs is on the horizon. “The industry is also headed toward including lifetime income options in TDFs. I think that’ll become the predominant vehicle within QDIA. Providers, whether recordkeepers or asset managers, are rushing to market with their solutions, and they’re gaining broader acceptance,” Lanser observes. ➡️ Focus on retirement income, not just performance. “When selecting the right TDFs for a plan, the goal is to provide retirement income, not just deliver performance. This is the one fund participants rely on for retirement. A broader perspective on structure and timing is critical,” he explains. For plan sponsors and advisers, these decisions have never been more complex—or more critical. SECURE 2.0 adds another layer of opportunity and responsibility, with employers adopting optional provisions that could reshape #retirement readiness. Here are two great reads to explore these topics further: Best Practices for Target-Date Fund Selection https://lnkd.in/gCXKB4Bd Which SECURE 2.0 Provisions Are Popular With Employers So Far? https://lnkd.in/gEKHsjJS Always great to learn from and share insights with experts like Natalie Lin PLANADVISER, Loraine Ziegler Montanye, CFP®, AIF® DBR & CO, Christopher DeAndrea, C(k)P®, CPFA®, AIF® Webber Advisors, and John Sullivan American Retirement Association.

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Long term thinking vs short term thinking How much do you think about the future of your company? Listen in to The Integrated Entrepreneur new format- Current Business Events here: https://lnkd.in/e5ChCegY

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Ready to elevate your expertise in divorce mortgage and real estate? Our newsletter brings you the latest trends, updates, and strategies every week. Discover how to work more effectively with divorce attorneys, understand the nuances of property division, and master mediation techniques—all designed for real estate and mortgage professionals serving divorcing clients. Subscribe now to stay on top of your game! https://lnkd.in/g-ySTMzf #DivorceRealEstate #MortgageExperts #ProfessionalDevelopment #SubscribeToday

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Join a network of industry professionals dedicated to fostering stronger client-relationships and implementing effective multigenerational planning with the Legacy Capitals Whole Family Advisor® Associate certification. Once you complete all four of our comprehensive Whole Family Advisor training courses, which teach you the skills and tools you need to serve the qualitative needs of your client-families, you become eligible to earn our Whole Family Advisor® Associate certification - signaling to the industry, and your clients, that you are ready and equipped to go beyond the numbers, and dive into what matters most to your clients. Certification Benefits Include: 🔹 WFAA Designation: Enhance your professional brand by using the Whole Family Advisor® Associate designation in your marketing materials and social media accounts. 🔹 Customized Tools: Personalize your client interactions by adding your logo to white-labeled versions of the PDF-based tools provided through our Family Engagement Tools course. 🔹 Expert Support: Gain access to our Legacy Capitals team of coaches, offering expert guidance on Whole Family Advisor content and best practices for client application. #WholeFamilyAdvisor #ProfessionalCertification #ClientEngagement

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Saving for your child or grandchild’s education? Speak with an advisor at Vision Capital Management and prepare for their future today. #educationsavings #529plan #visioncapitalmanagement #financialplanning #visioncapitalpdx https://lnkd.in/gcPBa5Ng

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