Michael Forrester

Mortgage Loan Officers & Branch Managers: Maximize efficiency with Geneva’s cutting-edge platform! ⚙️ Our advanced technology streamlines your workflow, allowing you to efficiently manage the loan process while building strong relationships with your borrowers. With tools designed for speed and efficiency, you can provide an exceptional client experience from start to finish. 🏡🌟 If you’re ready to play offense, visit JoinGFI.com to learn more and register for the next Discovery Day webinar. 💻 #JoinGFI #MortgageTechnology #MortgageProfessionals #Mortgage

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New and used vehicle sales and financing data from 2023: New vehicle average price $48,247. Used vehicle average price $26,533. New payment average $726. Used payment average $533. New car down payment averaged $6,907. Used car down payment averaged $4,111. Term was 68 months for both new and used. 80% of people finance their vehicle purchase. Credit Unions do 23% of the loans. Car insurance averages $2K ($168 per month). Sales mix is 40% new and 60% used. 60% of financed vehicles were SUV’s.

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😎 Monday Motivation: "Be Careful Who You Talk To" 😍 As we step into this new week, remember that information is power—and with great power comes responsibility. In the mortgage industry, you are the gatekeeper of sensitive data that could impact lives and decisions. Guard your conversations. Protect your data. Trust is built when care is taken with the details. Today's key takeaway: Treat every discussion, every piece of data, and every message with the confidentiality it deserves. Your diligence today builds the trust of tomorrow. Happy Monday! Let’s make this week one of mindful, responsible communication! #StayVigilant #ProtectYourData #MondayMotivation #creditfix #MortgageYourBest UQUAL

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Wowza! We absolutely adore receiving these fantastic reviews about our hardworking processors. They truly are the pros at processing! #review #fivestar #TopShelfTuesday #MortgageExcellence #topshelfcoverage #licensedacrossamerica #meettheteam #teamtopshelf #mortgagereview #fivestarreview #mortgageprocess #homeloan #realestate #loanofficers #mortgageprocessors #mortgageprocessing

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The first step in solving a problem is admitting there is one. So let’s call it what it is: The mortgage industry has changed, and many of us—loan officers, branch managers, and companies—are just spinning our wheels, doing what we've always done, hoping it will start working again... It won’t. So, what should we do? There is a path forward in this new environment, but it requires a fundamental shift in how we do business. Each of you reading this is capable of making that shift, but the real question is: Are you willing? I am here to chat when you are ready. #Mortgage #innovation #growth

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Mortgage rates fell this week, as the markets were having growth concerns after the weak Nonfarm Payrolls report last week. No matter the market, you can count on me to answer any mortgage-related questions. Rates as of 08/09/2024 and are always subject to change. #Rates #Homeownership #PrimeLending

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Exciting news in the mortgage world! 🏡 The recent report from HUD reveals that the FHA served over 790,000 people in 2024, making significant strides toward accessible homeownership. With 82% of FHA loans going to first-time buyers and substantial support for seniors and borrowers of color, the FHA is truly making a difference. This is a must-read for anyone in the housing market! What are your thoughts on these trends? 💬 Read the full report to learn more! https://ow.ly/LfaS50UfZOp

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What are your Financial Intuition's lending goals for 2025? How are you attracting new clients for Core Deposits? Are you reaching younger consumers? We can help!!

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🏡 Industry News: Addressing Housing Affordability 🏡 Mortgage Bankers Association (MBA) President and CEO Bob Broeksmit voiced support for Senator Tim Scott's "ROAD to Housing Act," tackling the national housing supply and affordability crisis. The bill focuses on solutions like financial literacy, manufactured housing reforms, and Opportunity Zones. MBA is committed to working with policymakers to make homeownership more attainable for all. 📲 Stay tuned for more updates on how these efforts could impact the housing market! #HousingAffordability #MortgageNews #Homeownership #RealEstateUpdates #IndustryNews #PresidentialBankMortgage #IndustryNews

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🏡 Industry News: Addressing Housing Affordability 🏡 Mortgage Bankers Association (MBA) President and CEO Bob Broeksmit voiced support for Senator Tim Scott's "ROAD to Housing Act," tackling the national housing supply and affordability crisis. The bill focuses on solutions like financial literacy, manufactured housing reforms, and Opportunity Zones. MBA is committed to working with policymakers to make homeownership more attainable for all. 📲 Stay tuned for more updates on how these efforts could impact the housing market! #HousingAffordability #MortgageNews #Homeownership #RealEstateUpdates #IndustryNews #PresidentialBankMortgage #IndustryNews

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Is debt consolidation the right strategy for you? Check out mtb.com/debt-consolidation to see if you meet the criteria that will help you determine if debt consolidation will work for you.

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Is debt consolidation the right strategy for you? Check out mtb.com/debt-consolidation to see if you meet the criteria that will help you determine if debt consolidation will work for you.

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🔍 Helping Lenders Deliver More Savings to Veterans with VA IRRRL Loans! 🔍 As a lender, you’re always looking for ways to offer more value to your clients. But managing these loans requires expertise and efficiency—that's where Title365 comes in. 💡Here’s how Title365 supports lenders with VA IRRRL loans: ✅ Speed & Efficiency: Our streamlined processes and technology reduce turnaround times, helping you close VA IRRRL loans faster. ✅ Compliance & Accuracy: We ensure all documents meet VA requirements, minimizing delays and errors that can slow down the process. ✅ Comprehensive Support: From title and escrow services to providing real-time updates, we’ve got your back at every stage of the refinancing journey. ➡️At Title365, we understand the importance of supporting lenders so that you can better serve our veterans. Let’s work together to deliver a smooth, savings-focused experience to those who have served our country. 🔗 Contact us today to learn how we can help you close more VA IRRRL loans and maximize savings for your clients! https://hubs.la/Q02TJr4Y0 #Lenders #VALoans #VAIRRRL #VeteranSavings #Title365 #MortgageRefinance #LenderSupport

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Existing-home sales in November rose 4.8% compared to October and 6.1% year-over-year, marking the strongest annual increase since June 2021 and signaling a strengthening housing market. http://ms.spr.ly/6045obHQ5 #housingmarket #marketupdate #housingindustry

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Read this story, which also has a video, about the latest trends in new build homes.

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🤝How Title365 support Lenders: VA IRRRL Loans Edition 🤝 Lenders often spend valuable time explaining the benefits of VA IRRRL (Interest Rate Reduction Refinance Loans)—like lower interest rates and better loan terms—to borrowers. At Title365, we’re here to make that process easier for lenders by providing tools and support to help educate borrowers effectively and efficiently. Here’s how we help: 📚 Educational Resources: We offer clear, easy-to-understand materials that highlight the benefits of VA IRRRL loans, making it simple for lenders to explain the value to their borrowers. ⏳ Streamlined Processes: Our cutting-edge technology and fast title services help reduce time spent on paperwork, so lenders can focus on guiding their clients. 💼 Expert Support: Our team partners with lenders to ensure borrowers understand how refinancing can improve their financial future, creating a seamless experience from start to finish. 💰 Minimized Fees and Closing Costs: Title365 offers transparent pricing and helps reduce closing costs, ensuring borrowers benefit from a cost-effective refinance experience. When borrowers are educated, they make better decisions—and that leads to stronger lender-client relationships. Let Title365 help you simplify the VA IRRRL process for your clients and boost your business! 📞 Contact us today to see how we can help. https://hubs.la/Q02Q9-jn0 Meeting link: https://hubs.la/Q02Q9LGk0 #VALoans #IRRRL #LenderSupport #BorrowerEducation #MortgageIndustry #Title365 #RefinanceSuccess

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